Dodge Grand Caravan Insurance Rates

The average insurance rates for a Dodge Grand Caravan are $1,074 a year including full coverage. Comprehensive costs approximately $198 each year, collision insurance costs $254, and liability coverage is estimated at $464. Liability-only coverage costs approximately $514 a year, and high-risk coverage costs around $2,308. Teen drivers cost the most to insure at up to $4,242 a year.

Average premium for full coverage: $1,074

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Grand Caravan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save $104 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,074
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,272
• Drivers with multiple violations and an at-fault accident could pay around $2,308
• Policy cost that insures a teenage driver can cost $4,242 each year

View Chart as Image

Insurance rates for a Dodge Grand Caravan also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Dodge Grand Caravan insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $310 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Dodge Grand Caravan Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a quick review of the primary concepts that were covered above.

• You may be able to save around $120 per year just by quoting online in advance
• Drivers with a DUI or reckless driving violation will likely pay on average $1,230 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teenage drivers are the costliest to insure, with premiums being up to $354 each month if comprehensive and collision insurance is included