Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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The average insurance prices for a Dodge Grand Caravan are $1,096 every 12 months for full coverage. Comprehensive costs around $206, collision insurance costs $272, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,350. Teens cost the most to insure at up to $4,298 a year.
Average premium for full coverage: $1,096
Policy rates for type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Grand Caravan trim levels.
Price Range Variability
For the average driver, Dodge Grand Caravan insurance rates range from the cheapest price of $510 for liability-only coverage to a much higher rate of $2,350 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.
The examples above show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $659
- Using higher $1,000 deductibles will save about $110 a year
- The average price for a good driver age 40 using $500 deductibles is $1,096
- Selecting more expensive low deductibles for physical damage coverage increases the price to $1,302
- Drivers with serious driving violations could pay at least $2,350
- Policy cost to insure a teen driver with full coverage can be $4,298 or more
Auto insurance rates for a Dodge Grand Caravan also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $320 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates
Your home state has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,560 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $992 | -$104 | -9.5% |
| Alaska | $840 | -$256 | -23.4% |
| Arizona | $910 | -$186 | -17.0% |
| Arkansas | $1,096 | -$0 | 0.0% |
| California | $1,248 | $152 | 13.9% |
| Colorado | $1,048 | -$48 | -4.4% |
| Connecticut | $1,126 | $30 | 2.7% |
| Delaware | $1,240 | $144 | 13.1% |
| Florida | $1,370 | $274 | 25.0% |
| Georgia | $1,010 | -$86 | -7.8% |
| Hawaii | $788 | -$308 | -28.1% |
| Idaho | $742 | -$354 | -32.3% |
| Illinois | $814 | -$282 | -25.7% |
| Indiana | $822 | -$274 | -25.0% |
| Iowa | $738 | -$358 | -32.7% |
| Kansas | $1,040 | -$56 | -5.1% |
| Kentucky | $1,494 | $398 | 36.3% |
| Louisiana | $1,620 | $524 | 47.8% |
| Maine | $676 | -$420 | -38.3% |
| Maryland | $904 | -$192 | -17.5% |
| Massachusetts | $878 | -$218 | -19.9% |
| Michigan | $1,902 | $806 | 73.5% |
| Minnesota | $918 | -$178 | -16.2% |
| Mississippi | $1,312 | $216 | 19.7% |
| Missouri | $972 | -$124 | -11.3% |
| Montana | $1,176 | $80 | 7.3% |
| Nebraska | $864 | -$232 | -21.2% |
| Nevada | $1,314 | $218 | 19.9% |
| New Hampshire | $790 | -$306 | -27.9% |
| New Jersey | $1,226 | $130 | 11.9% |
| New Mexico | $970 | -$126 | -11.5% |
| New York | $1,154 | $58 | 5.3% |
| North Carolina | $630 | -$466 | -42.5% |
| North Dakota | $896 | -$200 | -18.2% |
| Ohio | $758 | -$338 | -30.8% |
| Oklahoma | $1,124 | $28 | 2.6% |
| Oregon | $1,004 | -$92 | -8.4% |
| Pennsylvania | $1,046 | -$50 | -4.6% |
| Rhode Island | $1,462 | $366 | 33.4% |
| South Carolina | $992 | -$104 | -9.5% |
| South Dakota | $926 | -$170 | -15.5% |
| Tennessee | $960 | -$136 | -12.4% |
| Texas | $1,322 | $226 | 20.6% |
| Utah | $812 | -$284 | -25.9% |
| Vermont | $750 | -$346 | -31.6% |
| Virginia | $656 | -$440 | -40.1% |
| Washington | $848 | -$248 | -22.6% |
| West Virginia | $1,004 | -$92 | -8.4% |
| Wisconsin | $758 | -$338 | -30.8% |
| Wyoming | $976 | -$120 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,058 | $88 |
| Dodge Grand Caravan SE | $1,086 | $91 |
| Dodge Grand Caravan Hero | $1,116 | $93 |
| Dodge Grand Caravan Crew | $1,124 | $94 |
| Dodge Grand Caravan SXT | $1,124 | $94 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2019 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2015 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $162 | $184 | $474 | $978 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Dodge Grand Caravan Insurance
Finding cheaper rates on Dodge Grand Caravan insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every time your policy renews by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.
The following items are a summary of the information touched on above.
- Drivers can save up to $120 per year just by shopping early and online
- 16 to 18-year-old drivers are expensive to insure, costing up to $358 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles could save as much as $325 each year
- High-risk drivers who have multiple accidents or major violations may pay on average $1,250 more every year than a driver with a clean driving record
- Drivers who may need additional liability coverage will pay approximately $510 each year to increase from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,298 |
| 20 | $2,494 |
| 30 | $1,122 |
| 40 | $1,096 |
| 50 | $1,004 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,302 |
| $250 | $1,206 |
| $500 | $1,096 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,096 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,068 |
| 20 | $3,970 |
| 30 | $2,380 |
| 40 | $2,350 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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