Dodge Grand Caravan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 13, 2024

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Average insurance rates for a Dodge Grand Caravan are $1,096 a year with full coverage. Comprehensive costs approximately $206, collision insurance costs $272, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,350. 16-year-old drivers receive the highest rates at up to $4,298 a year.

Average premium for full coverage: $1,096

Rate estimates by individual coverage type:

Comprehensive $206
Collision $272
Liability $460

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all Grand Caravan models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the low end price of $510 for a discount liability-only rate to the much higher price of $2,350 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,096
High Risk $2,350

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities. The example below illustrates how your location can change auto insurance prices.

Rural Areas $822
Small Cities $1,151
Large Cities $1,480

These examples demonstrate why everyone should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $659
  • Drivers who choose higher $1,000 deductibles will pay $110 annually
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,096
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,302
  • Drivers with multiple tickets or accidents could pay around $2,350
  • The cost that insures a 16-year-old driver for full coverage can cost $4,298 a year

View Chart as Image

Dodge Grand Caravan insurance cost comparison chart
Column chart showing Dodge Grand Caravan insurance rates range from $659 to $4,298 for full coverage

Insurance rates for a Dodge Grand Caravan can also vary considerably based on the model of your Grand Caravan, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 extra per year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live makes a big difference in Dodge Grand Caravan insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,480 on average in New York, Michigan, and Florida.

Dodge Grand Caravan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $992 -$104 -9.5%
Alaska $840 -$256 -23.4%
Arizona $910 -$186 -17.0%
Arkansas $1,096 -$0 0.0%
California $1,248 $152 13.9%
Colorado $1,048 -$48 -4.4%
Connecticut $1,126 $30 2.7%
Delaware $1,240 $144 13.1%
Florida $1,370 $274 25.0%
Georgia $1,010 -$86 -7.8%
Hawaii $788 -$308 -28.1%
Idaho $742 -$354 -32.3%
Illinois $814 -$282 -25.7%
Indiana $822 -$274 -25.0%
Iowa $738 -$358 -32.7%
Kansas $1,040 -$56 -5.1%
Kentucky $1,494 $398 36.3%
Louisiana $1,620 $524 47.8%
Maine $676 -$420 -38.3%
Maryland $904 -$192 -17.5%
Massachusetts $878 -$218 -19.9%
Michigan $1,902 $806 73.5%
Minnesota $918 -$178 -16.2%
Mississippi $1,312 $216 19.7%
Missouri $972 -$124 -11.3%
Montana $1,176 $80 7.3%
Nebraska $864 -$232 -21.2%
Nevada $1,314 $218 19.9%
New Hampshire $790 -$306 -27.9%
New Jersey $1,226 $130 11.9%
New Mexico $970 -$126 -11.5%
New York $1,154 $58 5.3%
North Carolina $630 -$466 -42.5%
North Dakota $896 -$200 -18.2%
Ohio $758 -$338 -30.8%
Oklahoma $1,124 $28 2.6%
Oregon $1,004 -$92 -8.4%
Pennsylvania $1,046 -$50 -4.6%
Rhode Island $1,462 $366 33.4%
South Carolina $992 -$104 -9.5%
South Dakota $926 -$170 -15.5%
Tennessee $960 -$136 -12.4%
Texas $1,322 $226 20.6%
Utah $812 -$284 -25.9%
Vermont $750 -$346 -31.6%
Virginia $656 -$440 -40.1%
Washington $848 -$248 -22.6%
West Virginia $1,004 -$92 -8.4%
Wisconsin $758 -$338 -30.8%
Wyoming $976 -$120 -10.9%

View Chart as Image

Dodge Grand Caravan insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $320 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Dodge Grand Caravan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Grand Caravan CV $1,058 $88
Dodge Grand Caravan SE $1,086 $91
Dodge Grand Caravan Hero $1,116 $93
Dodge Grand Caravan Crew $1,124 $94
Dodge Grand Caravan SXT $1,124 $94

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Grand Caravan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Dodge Grand Caravan $262 $390 $430 $1,240
2019 Dodge Grand Caravan $248 $378 $442 $1,226
2015 Dodge Grand Caravan $206 $272 $460 $1,096
2010 Dodge Grand Caravan $162 $184 $474 $978

Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Grand Caravan Insurance

Saving money on insurance for a Dodge Grand Caravan not only requires avoiding accidents and violations, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the coverage data illustrated above.

  • You may be able to save around $120 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $325 each year
  • Teenagers are expensive to insure, with premiums as much as $358 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,250 more per year for car insurance

Rates by Driver Age

Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $4,298
20 $2,494
30 $1,122
40 $1,096
50 $1,004
60 $982

Full coverage, $500 deductibles

Rates by Deductible

Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,302
$250 $1,206
$500 $1,096
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,096
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $6,068
20 $3,970
30 $2,380
40 $2,350
50 $2,246
60 $2,224

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $75
Total Discounts $437
Rate after discounts $659

Discounts are estimated and may not be available from every company or in every state.

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