Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,064 a year including full coverage. Comprehensive insurance costs on average $194, collision insurance costs $238, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,278 or more. 16-year-old drivers pay the most at up to $4,208 a year.
Average premium for full coverage: $1,064
Premium estimates by type of coverage:
Rate estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Grand Caravan trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Dodge Grand Caravan range from the low end price of $522 for just the minimum liability insurance to a much higher rate of $2,278 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how your location can change car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $644
- Raising to $1,000 deductibles will save around $100 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,064
- Buying more expensive low deductibles will cost an additional $184 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,278
- An auto insurance policy that insures a teenage driver with full coverage may cost $4,208
Auto insurance prices for a Dodge Grand Caravan also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 126% more than the average rate. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age
Where you choose to live also has a big influence on Dodge Grand Caravan insurance rates. A middle-age driver might find prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,520 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,202 | $138 | 13.0% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $762 | -$302 | -28.4% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,012 | -$52 | -4.9% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $850 | -$214 | -20.1% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $944 | -$120 | -11.3% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $734 | -$330 | -31.0% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,014 | -$50 | -4.7% |
| Rhode Island | $1,418 | $354 | 33.3% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $932 | -$132 | -12.4% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $824 | -$240 | -22.6% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $736 | -$328 | -30.8% |
| Wyoming | $948 | -$116 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $290 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,028 | $86 |
| Dodge Grand Caravan SE | $1,054 | $88 |
| Dodge Grand Caravan Hero | $1,080 | $90 |
| Dodge Grand Caravan Crew | $1,088 | $91 |
| Dodge Grand Caravan SXT | $1,088 | $91 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2015 Dodge Grand Caravan | $194 | $238 | $474 | $1,064 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Dodge Grand Caravan Insurance
Finding better rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Comparison shop at least every other year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
The following is a brief recap of the car insurance concepts illustrated above.
- Drivers who tend to receive serious violations could be forced to pay on average $1,210 more each year for Grand Caravan insurance
- You may be able to save as much as $120 per year just by shopping early and online
- Increasing policy deductibles can save approximately $275 each year
- Consumers who require higher liability limits will pay around $520 per year to raise from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,208 |
| 20 | $2,414 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $974 |
| 60 | $954 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,248 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,183 |
| 100/300 | $1,301 |
| 250/500 | $1,609 |
| 100 CSL | $1,230 |
| 300 CSL | $1,491 |
| 500 CSL | $1,681 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,848 |
| 30 | $2,300 |
| 40 | $2,278 |
| 50 | $2,178 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $39 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $420 |
Discounts are estimated and may not be available from every company or in every state.
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