Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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The average insurance rates for a Dodge Grand Caravan are $1,074 a year with full coverage. Comprehensive insurance costs on average $198, collision costs $254, and liability coverage costs $464. A liability-only policy costs as little as $514 a year, with high-risk insurance costing $2,308 or more. 16-year-old drivers cost the most to insure at $4,242 a year or more.
Average premium for full coverage: $1,074
Policy rates by type of insurance:
Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Grand Caravan trim levels.
Price Range Variability
For an average driver, Dodge Grand Caravan insurance rates go from as low as $514 for the bare minimum liability coverage to a much higher rate of $2,308 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.
The price range example below illustrates the effect of geographic area on car insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $650
- Drivers who choose higher $1,000 deductibles will pay around $104 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,074
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $198 each year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,308 or more
- Policy cost for full coverage for a teenage driver with full coverage may cost $4,242 a year
Car insurance rates for a Dodge Grand Caravan also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,200 a year. View Rates by Age
Your home state makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,450 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $974 | -$100 | -9.3% |
Alaska | $826 | -$248 | -23.1% |
Arizona | $894 | -$180 | -16.8% |
Arkansas | $1,074 | -$0 | 0.0% |
California | $1,226 | $152 | 14.2% |
Colorado | $1,030 | -$44 | -4.1% |
Connecticut | $1,108 | $34 | 3.2% |
Delaware | $1,218 | $144 | 13.4% |
Florida | $1,346 | $272 | 25.3% |
Georgia | $992 | -$82 | -7.6% |
Hawaii | $772 | -$302 | -28.1% |
Idaho | $726 | -$348 | -32.4% |
Illinois | $802 | -$272 | -25.3% |
Indiana | $810 | -$264 | -24.6% |
Iowa | $726 | -$348 | -32.4% |
Kansas | $1,022 | -$52 | -4.8% |
Kentucky | $1,468 | $394 | 36.7% |
Louisiana | $1,594 | $520 | 48.4% |
Maine | $664 | -$410 | -38.2% |
Maryland | $888 | -$186 | -17.3% |
Massachusetts | $862 | -$212 | -19.7% |
Michigan | $1,868 | $794 | 73.9% |
Minnesota | $900 | -$174 | -16.2% |
Mississippi | $1,290 | $216 | 20.1% |
Missouri | $954 | -$120 | -11.2% |
Montana | $1,154 | $80 | 7.4% |
Nebraska | $848 | -$226 | -21.0% |
Nevada | $1,290 | $216 | 20.1% |
New Hampshire | $774 | -$300 | -27.9% |
New Jersey | $1,202 | $128 | 11.9% |
New Mexico | $954 | -$120 | -11.2% |
New York | $1,132 | $58 | 5.4% |
North Carolina | $620 | -$454 | -42.3% |
North Dakota | $880 | -$194 | -18.1% |
Ohio | $742 | -$332 | -30.9% |
Oklahoma | $1,106 | $32 | 3.0% |
Oregon | $986 | -$88 | -8.2% |
Pennsylvania | $1,024 | -$50 | -4.7% |
Rhode Island | $1,436 | $362 | 33.7% |
South Carolina | $974 | -$100 | -9.3% |
South Dakota | $908 | -$166 | -15.5% |
Tennessee | $942 | -$132 | -12.3% |
Texas | $1,296 | $222 | 20.7% |
Utah | $796 | -$278 | -25.9% |
Vermont | $738 | -$336 | -31.3% |
Virginia | $642 | -$432 | -40.2% |
Washington | $830 | -$244 | -22.7% |
West Virginia | $986 | -$88 | -8.2% |
Wisconsin | $746 | -$328 | -30.5% |
Wyoming | $958 | -$116 | -10.8% |
Opting for high physical damage deductibles could save up to $310 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 135% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Dodge Grand Caravan CV | $1,038 | $87 |
Dodge Grand Caravan SE | $1,066 | $89 |
Dodge Grand Caravan Hero | $1,092 | $91 |
Dodge Grand Caravan Crew | $1,100 | $92 |
Dodge Grand Caravan SXT | $1,100 | $92 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
2015 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Dodge Grand Caravan Insurance
Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The next list is a condensed summary of the ideas that were covered in the above illustrations.
- Drivers age 20 and younger are expensive to insure, as much as $354 each month if full coverage is included
- Drivers with multiple at-fault accidents may be required to pay an average of $1,230 more each year to buy Dodge Grand Caravan insurance
- Increasing comprehensive and collision deductibles can save around $300 each year
- You may be able to save as much as $120 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,242 |
20 | $2,448 |
30 | $1,098 |
40 | $1,074 |
50 | $986 |
60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,272 |
$250 | $1,182 |
$500 | $1,074 |
$1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,074 |
50/100 | $1,193 |
100/300 | $1,309 |
250/500 | $1,610 |
100 CSL | $1,239 |
300 CSL | $1,494 |
500 CSL | $1,680 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,986 |
20 | $3,898 |
30 | $2,334 |
40 | $2,308 |
50 | $2,204 |
60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $55 |
Multi-vehicle | $57 |
Homeowner | $18 |
5-yr Accident Free | $67 |
5-yr Claim Free | $67 |
Paid in Full/EFT | $40 |
Advance Quote | $47 |
Online Quote | $73 |
Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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