Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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U.S. average insurance rates for a Dodge Grand Caravan are $1,074 a year for full coverage. Comprehensive insurance costs around $198, collision costs $254, and liability costs around $464. Buying just liability costs as low as $514 a year, with insurance for high-risk drivers costing $2,308 or more. Teens pay the highest rates at $4,242 a year or more.
Average premium for full coverage: $1,074
Price estimates for individual coverage:
Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Grand Caravan trim levels.
Price Range from Low to High
For the average driver, Dodge Grand Caravan insurance prices go from as low as $514 for basic liability insurance to a much higher rate of $2,308 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion.
The price range example below illustrates how location impacts auto insurance rates.
The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $650
- Using higher $1,000 deductibles will save about $104 a year
- The average rate for the average middle-age driver using $500 deductibles is $1,074
- Selecting more expensive low deductibles for physical damage coverage will cost an extra $198 annually
- High-risk insureds with serious driving violations could pay at least $2,308 or more
- The price for full coverage for a 16-year-old driver with full coverage can be $4,242 or more
Insurance prices for a Dodge Grand Caravan are also quite variable based on your driving record, the trim level of your Grand Caravan, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age
The state you live in has a huge impact on Dodge Grand Caravan insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $974 | -$100 | -9.3% |
| Alaska | $826 | -$248 | -23.1% |
| Arizona | $894 | -$180 | -16.8% |
| Arkansas | $1,074 | -$0 | 0.0% |
| California | $1,226 | $152 | 14.2% |
| Colorado | $1,030 | -$44 | -4.1% |
| Connecticut | $1,108 | $34 | 3.2% |
| Delaware | $1,218 | $144 | 13.4% |
| Florida | $1,346 | $272 | 25.3% |
| Georgia | $992 | -$82 | -7.6% |
| Hawaii | $772 | -$302 | -28.1% |
| Idaho | $726 | -$348 | -32.4% |
| Illinois | $802 | -$272 | -25.3% |
| Indiana | $810 | -$264 | -24.6% |
| Iowa | $726 | -$348 | -32.4% |
| Kansas | $1,022 | -$52 | -4.8% |
| Kentucky | $1,468 | $394 | 36.7% |
| Louisiana | $1,594 | $520 | 48.4% |
| Maine | $664 | -$410 | -38.2% |
| Maryland | $888 | -$186 | -17.3% |
| Massachusetts | $862 | -$212 | -19.7% |
| Michigan | $1,868 | $794 | 73.9% |
| Minnesota | $900 | -$174 | -16.2% |
| Mississippi | $1,290 | $216 | 20.1% |
| Missouri | $954 | -$120 | -11.2% |
| Montana | $1,154 | $80 | 7.4% |
| Nebraska | $848 | -$226 | -21.0% |
| Nevada | $1,290 | $216 | 20.1% |
| New Hampshire | $774 | -$300 | -27.9% |
| New Jersey | $1,202 | $128 | 11.9% |
| New Mexico | $954 | -$120 | -11.2% |
| New York | $1,132 | $58 | 5.4% |
| North Carolina | $620 | -$454 | -42.3% |
| North Dakota | $880 | -$194 | -18.1% |
| Ohio | $742 | -$332 | -30.9% |
| Oklahoma | $1,106 | $32 | 3.0% |
| Oregon | $986 | -$88 | -8.2% |
| Pennsylvania | $1,024 | -$50 | -4.7% |
| Rhode Island | $1,436 | $362 | 33.7% |
| South Carolina | $974 | -$100 | -9.3% |
| South Dakota | $908 | -$166 | -15.5% |
| Tennessee | $942 | -$132 | -12.3% |
| Texas | $1,296 | $222 | 20.7% |
| Utah | $796 | -$278 | -25.9% |
| Vermont | $738 | -$336 | -31.3% |
| Virginia | $642 | -$432 | -40.2% |
| Washington | $830 | -$244 | -22.7% |
| West Virginia | $986 | -$88 | -8.2% |
| Wisconsin | $746 | -$328 | -30.5% |
| Wyoming | $958 | -$116 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $310 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be from 42% to 135% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to know your exact price is to compare prices from multiple companies. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,038 | $87 |
| Dodge Grand Caravan SE | $1,066 | $89 |
| Dodge Grand Caravan Hero | $1,092 | $91 |
| Dodge Grand Caravan Crew | $1,100 | $92 |
| Dodge Grand Caravan SXT | $1,100 | $92 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2015 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Dodge Grand Caravan Insurance
Getting lower rates on insurance for a Dodge Grand Caravan requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every other policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
Below you'll find a condensed summary of the ideas that were touched on above.
- Youthful drivers are charged the highest prices, with premiums as much as $354 a month including comprehensive and collision insurance
- Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,230 more every year than a low-risk driver
- Increasing physical damage deductibles can save around $300 each year
- Drivers can save up to $120 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,242 |
| 20 | $2,448 |
| 30 | $1,098 |
| 40 | $1,074 |
| 50 | $986 |
| 60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,182 |
| $500 | $1,074 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,074 |
| 50/100 | $1,193 |
| 100/300 | $1,309 |
| 250/500 | $1,610 |
| 100 CSL | $1,239 |
| 300 CSL | $1,494 |
| 500 CSL | $1,680 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,986 |
| 20 | $3,898 |
| 30 | $2,334 |
| 40 | $2,308 |
| 50 | $2,204 |
| 60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $18 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $47 |
| Online Quote | $73 |
| Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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