Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average insurance rates for a Dodge Grand Caravan are $1,064 a year including full coverage. Comprehensive costs on average $194 a year, collision insurance costs $238, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,278. Teen drivers receive the highest rates at up to $4,208 a year.
Average premium for full coverage: $1,064
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Grand Caravan trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $522 for just liability coverage to a high of $2,278 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.
These examples highlight why it is important to compare prices based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $644
- Using higher $1,000 deductibles will save around $964 every year
- The average rate for a 40-year-old driver with $500 deductibles is $1,064
- Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,248
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,278
- The cost for full coverage for a teen driver may cost $4,208 or more
Auto insurance rates for a Dodge Grand Caravan can also vary considerably based on your driver profile, the model of your Grand Caravan, and policy deductibles and limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age
Where you live has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,520 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,202 | $138 | 13.0% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $762 | -$302 | -28.4% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,012 | -$52 | -4.9% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $850 | -$214 | -20.1% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $944 | -$120 | -11.3% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $734 | -$330 | -31.0% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,014 | -$50 | -4.7% |
| Rhode Island | $1,418 | $354 | 33.3% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $932 | -$132 | -12.4% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $824 | -$240 | -22.6% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $736 | -$328 | -30.8% |
| Wyoming | $948 | -$116 | -10.9% |
Choosing high deductibles could cut rates by as much as $290 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 126% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,028 | $86 |
| Dodge Grand Caravan SE | $1,054 | $88 |
| Dodge Grand Caravan Hero | $1,080 | $90 |
| Dodge Grand Caravan Crew | $1,088 | $91 |
| Dodge Grand Caravan SXT | $1,088 | $91 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2015 Dodge Grand Caravan | $194 | $238 | $474 | $1,064 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Dodge Grand Caravan Insurance
Saving money on Dodge Grand Caravan insurance requires being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
Below you'll find a brief summary of the ideas that were illustrated above.
- Youthful drivers are charged the highest rates, as much as $351 per month if they have full coverage
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,210 more each year than a low-risk driver
- Increasing deductibles can save around $275 each year
- You may be able to save as much as $120 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,208 |
| 20 | $2,414 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $974 |
| 60 | $954 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,248 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,183 |
| 100/300 | $1,301 |
| 250/500 | $1,609 |
| 100 CSL | $1,230 |
| 300 CSL | $1,491 |
| 500 CSL | $1,681 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,848 |
| 30 | $2,300 |
| 40 | $2,278 |
| 50 | $2,178 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $39 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $420 |
Discounts are estimated and may not be available from every company or in every state.
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