Dodge Grand Caravan Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,074 a year for full coverage. Comprehensive costs around $198 each year, collision insurance costs $254, and liability is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs around $2,308. Teen drivers pay the most at up to $4,242 a year.
Average premium for full coverage: $1,074
Premium estimates for type of coverage:
Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Grand Caravan models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Dodge Grand Caravan range from as low as $514 for basic liability insurance to a high rate of $2,308 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $650
- Raising to $1,000 deductibles will save about $104 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,074
- Choosing low deductibles will increase the cost to $1,272
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,308
- An auto insurance policy for full coverage for a teen driver can be $4,242
Car insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the trim level of your Grand Caravan, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $4,200 a year. View Rates by Age
Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $974 | -$100 | -9.3% |
| Alaska | $826 | -$248 | -23.1% |
| Arizona | $894 | -$180 | -16.8% |
| Arkansas | $1,074 | -$0 | 0.0% |
| California | $1,226 | $152 | 14.2% |
| Colorado | $1,030 | -$44 | -4.1% |
| Connecticut | $1,108 | $34 | 3.2% |
| Delaware | $1,218 | $144 | 13.4% |
| Florida | $1,346 | $272 | 25.3% |
| Georgia | $992 | -$82 | -7.6% |
| Hawaii | $772 | -$302 | -28.1% |
| Idaho | $726 | -$348 | -32.4% |
| Illinois | $802 | -$272 | -25.3% |
| Indiana | $810 | -$264 | -24.6% |
| Iowa | $726 | -$348 | -32.4% |
| Kansas | $1,022 | -$52 | -4.8% |
| Kentucky | $1,468 | $394 | 36.7% |
| Louisiana | $1,594 | $520 | 48.4% |
| Maine | $664 | -$410 | -38.2% |
| Maryland | $888 | -$186 | -17.3% |
| Massachusetts | $862 | -$212 | -19.7% |
| Michigan | $1,868 | $794 | 73.9% |
| Minnesota | $900 | -$174 | -16.2% |
| Mississippi | $1,290 | $216 | 20.1% |
| Missouri | $954 | -$120 | -11.2% |
| Montana | $1,154 | $80 | 7.4% |
| Nebraska | $848 | -$226 | -21.0% |
| Nevada | $1,290 | $216 | 20.1% |
| New Hampshire | $774 | -$300 | -27.9% |
| New Jersey | $1,202 | $128 | 11.9% |
| New Mexico | $954 | -$120 | -11.2% |
| New York | $1,132 | $58 | 5.4% |
| North Carolina | $620 | -$454 | -42.3% |
| North Dakota | $880 | -$194 | -18.1% |
| Ohio | $742 | -$332 | -30.9% |
| Oklahoma | $1,106 | $32 | 3.0% |
| Oregon | $986 | -$88 | -8.2% |
| Pennsylvania | $1,024 | -$50 | -4.7% |
| Rhode Island | $1,436 | $362 | 33.7% |
| South Carolina | $974 | -$100 | -9.3% |
| South Dakota | $908 | -$166 | -15.5% |
| Tennessee | $942 | -$132 | -12.3% |
| Texas | $1,296 | $222 | 20.7% |
| Utah | $796 | -$278 | -25.9% |
| Vermont | $738 | -$336 | -31.3% |
| Virginia | $642 | -$432 | -40.2% |
| Washington | $830 | -$244 | -22.7% |
| West Virginia | $986 | -$88 | -8.2% |
| Wisconsin | $746 | -$328 | -30.5% |
| Wyoming | $958 | -$116 | -10.8% |
Choosing high deductibles can reduce prices by up to $310 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,038 | $87 |
| Dodge Grand Caravan SE | $1,066 | $89 |
| Dodge Grand Caravan Hero | $1,092 | $91 |
| Dodge Grand Caravan Crew | $1,100 | $92 |
| Dodge Grand Caravan SXT | $1,100 | $92 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2015 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Dodge Grand Caravan Insurance
Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The points below are a condensed summary of the information covered in the above illustrations.
- Drivers can save up to $120 per year just by quoting online in advance
- Drivers under the age of 20 are the costliest to insure, as much as $354 per month if full coverage is included
- Increasing policy deductibles can save around $300 each year
- Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,230 more every year to insure a Dodge Grand Caravan
- Policyholders who may need increased liability limits will pay about $510 each year to raise from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,242 |
| 20 | $2,448 |
| 30 | $1,098 |
| 40 | $1,074 |
| 50 | $986 |
| 60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,182 |
| $500 | $1,074 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,074 |
| 50/100 | $1,193 |
| 100/300 | $1,309 |
| 250/500 | $1,610 |
| 100 CSL | $1,239 |
| 300 CSL | $1,494 |
| 500 CSL | $1,680 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,986 |
| 20 | $3,898 |
| 30 | $2,334 |
| 40 | $2,308 |
| 50 | $2,204 |
| 60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $18 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $47 |
| Online Quote | $73 |
| Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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