Dodge Grand Caravan Insurance Rates

Estimated auto insurance rates for a Dodge Grand Caravan are $1,074 annually for full coverage insurance. Comprehensive insurance costs approximately $198 each year, collision insurance costs $254, and liability is estimated at $464. A policy with only liability insurance costs approximately $514 a year, and a high-risk policy costs $2,308 or more. Teenage drivers pay the most at up to $4,242 a year.

Average premium for full coverage: $1,074

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Grand Caravan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save $104 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,074
• Using low deductibles for comp and collision coverage costs an additional $198 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,308
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,242 each year

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Car insurance prices for a Dodge Grand Caravan also have a wide range based on the model of your Grand Caravan, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $310 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Dodge Grand Caravan insurance prices. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,450 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Dodge Grand Caravan Insurance

Finding better rates on insurance for a Dodge Grand Caravan takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Set aside time to compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a quick review of the information covered above.

• It is possible to save around $120 per year just by quoting online in advance
• Teenagers pay the highest auto insurance prices, with premiums being up to $354 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save up to $300 each year
• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,230 more per year for car insurance
• Insureds who purchase higher liability limits will pay an extra $510 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits