Dodge Grand Caravan Insurance Rates

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2010 Dodge Grand Caravan Insurance Cost in 2025

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UPDATED: May 13, 2024

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Estimated insurance prices for a Dodge Grand Caravan are $1,074 every 12 months with full coverage. Comprehensive costs around $198, collision insurance costs $254, and liability is $464. A liability-only policy costs around $514 a year, and high-risk insurance costs around $2,308. 16-year-old drivers pay the most at up to $4,242 a year.

Average premium for full coverage: $1,074

Premium estimates for type of coverage:

Comprehensive $198
Collision $254
Liability $464

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Grand Caravan models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Dodge Grand Caravan range from the cheapest price of $514 for basic liability insurance to the much higher price of $2,308 for a driver who has had serious violations or accidents.

Liability Only $514
Full Coverage $1,074
High Risk $2,308

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $806
Small Cities $1,128
Large Cities $1,450

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $650
  • Raising to $1,000 deductibles will save about $104 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,074
  • Buying pricier low deductibles increases the price to $1,272
  • Drivers with multiple tickets or accidents could pay at least $2,308
  • An auto insurance policy to insure a 16-year-old driver for full coverage can be $4,242

View Chart as Image

Dodge Grand Caravan insurance cost comparison chart
Column chart showing Dodge Grand Caravan insurance rates range from $650 to $4,242 for full coverage

Auto insurance prices for a Dodge Grand Caravan also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $310 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 in extra premium annually, depending on your age. Dodge Grand Caravan insurance for high-risk drivers is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $780 a year in states like New Hampshire, Ohio, and Utah, or at least $1,450 on average in Florida, Michigan, and New York.

Dodge Grand Caravan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $974 -$100 -9.3%
Alaska $826 -$248 -23.1%
Arizona $894 -$180 -16.8%
Arkansas $1,074 -$0 0.0%
California $1,226 $152 14.2%
Colorado $1,030 -$44 -4.1%
Connecticut $1,108 $34 3.2%
Delaware $1,218 $144 13.4%
Florida $1,346 $272 25.3%
Georgia $992 -$82 -7.6%
Hawaii $772 -$302 -28.1%
Idaho $726 -$348 -32.4%
Illinois $802 -$272 -25.3%
Indiana $810 -$264 -24.6%
Iowa $726 -$348 -32.4%
Kansas $1,022 -$52 -4.8%
Kentucky $1,468 $394 36.7%
Louisiana $1,594 $520 48.4%
Maine $664 -$410 -38.2%
Maryland $888 -$186 -17.3%
Massachusetts $862 -$212 -19.7%
Michigan $1,868 $794 73.9%
Minnesota $900 -$174 -16.2%
Mississippi $1,290 $216 20.1%
Missouri $954 -$120 -11.2%
Montana $1,154 $80 7.4%
Nebraska $848 -$226 -21.0%
Nevada $1,290 $216 20.1%
New Hampshire $774 -$300 -27.9%
New Jersey $1,202 $128 11.9%
New Mexico $954 -$120 -11.2%
New York $1,132 $58 5.4%
North Carolina $620 -$454 -42.3%
North Dakota $880 -$194 -18.1%
Ohio $742 -$332 -30.9%
Oklahoma $1,106 $32 3.0%
Oregon $986 -$88 -8.2%
Pennsylvania $1,024 -$50 -4.7%
Rhode Island $1,436 $362 33.7%
South Carolina $974 -$100 -9.3%
South Dakota $908 -$166 -15.5%
Tennessee $942 -$132 -12.3%
Texas $1,296 $222 20.7%
Utah $796 -$278 -25.9%
Vermont $738 -$336 -31.3%
Virginia $642 -$432 -40.2%
Washington $830 -$244 -22.7%
West Virginia $986 -$88 -8.2%
Wisconsin $746 -$328 -30.5%
Wyoming $958 -$116 -10.8%

View Chart as Image

Dodge Grand Caravan insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Dodge Grand Caravan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Grand Caravan CV $1,038 $87
Dodge Grand Caravan SE $1,066 $89
Dodge Grand Caravan Hero $1,092 $91
Dodge Grand Caravan Crew $1,100 $92
Dodge Grand Caravan SXT $1,100 $92

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Grand Caravan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Dodge Grand Caravan $248 $378 $442 $1,226
2019 Dodge Grand Caravan $238 $350 $452 $1,198
2015 Dodge Grand Caravan $198 $254 $464 $1,074
2010 Dodge Grand Caravan $152 $166 $474 $950

Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Dodge Grand Caravan Insurance

Finding better rates on insurance for a Dodge Grand Caravan consists of being a safe and courteous driver, having a good credit score, being claim-free, and possibly raising deductibles. Invest time comparing rates every other policy renewal by requesting quotes from direct companies, and also from several local insurance agents.

Below is a recap of the ideas that were covered in the charts and tables above.

  • Teenage drivers are expensive to insure, possibly costing $354 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that have major violations or accidents pay on average $1,230 more every year for auto insurance
  • Increasing policy deductibles could save as much as $300 each year
  • You may be able to save up to $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $4,242
20 $2,448
30 $1,098
40 $1,074
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,182
$500 $1,074
$1,000 $970

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,074
50/100 $1,193
100/300 $1,309
250/500 $1,610
100 CSL $1,239
300 CSL $1,494
500 CSL $1,680

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $5,986
20 $3,898
30 $2,334
40 $2,308
50 $2,204
60 $2,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $18
5-yr Accident Free $67
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $47
Online Quote $73
Total Discounts $424
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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