Dodge Grand Caravan Insurance Rates

U.S. average auto insurance rates for a Dodge Grand Caravan are $1,064 annually including full coverage. Comprehensive insurance costs an estimated $194, collision costs $238, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,278 or more. Teenage drivers pay the highest rates at $4,208 a year or more.

Average premium for full coverage: $1,064

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Grand Caravan models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Dodge Grand Caravan insurance rates for other coverage scenarios.

• The best discount rate is $644
• Using higher $1,000 deductibles will save approximately $100 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,064
• Using pricier low deductibles for physical damage coverage costs an additional $184 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,278 or more
• The price with full coverage for a 16-year-old driver for full coverage can cost as much as $4,208 or more

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Insurance prices for a Dodge Grand Caravan are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,200 to $1,800 extra each year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can be from 43% to 126% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $290 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Dodge Grand Caravan insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,520 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Dodge Grand Caravan Insurance

Getting lower rates on insurance for a Dodge Grand Caravan requires avoiding accidents and claims, having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a quick review of the data covered above.

• Insureds who want increased liability limits will pay an extra $520 per year to increase from a low limit to higher 250/500 limits
• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $275 each year
• Drivers under the age of 20 are charged the highest prices, possibly costing $351 a month including comprehensive and collision insurance