Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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U.S. average insurance prices for a Dodge Grand Caravan are $1,064 every 12 months with full coverage. Comprehensive costs on average $194, collision costs $238, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,278. 16-year-old drivers pay the highest rates at $4,208 a year or more.
Average premium for full coverage: $1,064
Price estimates by individual coverage:
These estimates include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Grand Caravan trim levels.
Price Range from Low to High
For a driver in their 40's, Dodge Grand Caravan insurance prices go from the cheapest price of $522 for just liability coverage to a much higher rate of $2,278 for high-risk insurance.
Geographic Price Range
Where you live can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than congested cities.
The price range example below illustrates how location helps determine car insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $644
- Using higher $1,000 deductibles will save around $100 annually
- The average price for the average middle-age driver with $500 deductibles is $1,064
- Buying more expensive low deductibles for physical damage coverage increases the price to $1,248
- Drivers with multiple tickets or accidents could pay upwards of $2,278 or more
- The price to insure a teen driver with full coverage may cost $4,208 or more
Insurance prices for a Dodge Grand Caravan are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Grand Caravan.
Opting for high physical damage deductibles could cut prices by as much as $290 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,800 additional each year, depending on your age. High-risk driver insurance can be as much as 43% to 126% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Dodge Grand Caravan insurance prices. A driver around age 40 might see prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or at least $1,440 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,202 | $138 | 13.0% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $762 | -$302 | -28.4% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,012 | -$52 | -4.9% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $850 | -$214 | -20.1% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $944 | -$120 | -11.3% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $734 | -$330 | -31.0% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,014 | -$50 | -4.7% |
| Rhode Island | $1,418 | $354 | 33.3% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $932 | -$132 | -12.4% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $824 | -$240 | -22.6% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $736 | -$328 | -30.8% |
| Wyoming | $948 | -$116 | -10.9% |
Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,028 | $86 |
| Dodge Grand Caravan SE | $1,054 | $88 |
| Dodge Grand Caravan Hero | $1,080 | $90 |
| Dodge Grand Caravan Crew | $1,088 | $91 |
| Dodge Grand Caravan SXT | $1,088 | $91 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2015 Dodge Grand Caravan | $194 | $238 | $474 | $1,064 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Dodge Grand Caravan Insurance
Getting lower rates on car insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a brief summary of the material that was covered in the charts and tables above.
- Policyholders who require higher liability limits will pay around $520 every year to increase from a low limit to a 250/500 level
- Teens pay higher prices, costing up to $351 a month if full coverage is included
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,210 more each year for Grand Caravan insurance
- Increasing physical damage deductibles could save as much as $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,208 |
| 20 | $2,414 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $974 |
| 60 | $954 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,248 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,183 |
| 100/300 | $1,301 |
| 250/500 | $1,609 |
| 100 CSL | $1,230 |
| 300 CSL | $1,491 |
| 500 CSL | $1,681 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,848 |
| 30 | $2,300 |
| 40 | $2,278 |
| 50 | $2,178 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $39 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $420 |
Discounts are estimated and may not be available from every company or in every state.
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