Dodge Grand Caravan Insurance Rates

Estimated insurance rates for a Dodge Grand Caravan are $1,064 a year with full coverage. Comprehensive costs on average $194, collision insurance costs $238, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,278. Teens pay the most at up to $4,208 a year.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Grand Caravan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $644
• Raising to $1,000 deductibles will save around $100 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,064
• Selecting more expensive low deductibles bumps up the cost to $1,248
• At-risk drivers with serious driving violations could pay upwards of $2,278
• An auto insurance policy that insures a teen driver with full coverage may cost $4,208

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Insurance prices for a Dodge Grand Caravan also have a wide range based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,800 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 126% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,440 on average in Florida, Michigan, and New York.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $290 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Dodge Grand Caravan Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare rates every time your policy renews by requesting rates from direct companies, and also from several local insurance agents.

The following items are a brief recap of the information covered in the above illustrations.

• You may be able to save as much as $120 per year just by shopping early and online
• 16 to 18-year-old drivers pay higher prices, possibly costing $351 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $275 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,210 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay approximately $520 every year to raise from 30/60 bodily injury limits to the 250/500 level