Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,096 a year including full coverage. Comprehensive insurance costs on average $206, collision costs $272, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,350 or more. Teen drivers pay the most at $4,298 a year or more.
Average premium for full coverage: $1,096
Premium estimates by type of coverage:
Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Grand Caravan trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Dodge Grand Caravan go from as low as $510 for your basic liability-only policy to a much higher rate of $2,350 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how rural and urban location affects car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $659
- Raising to $1,000 deductibles will save around $110 every year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,096
- Choosing more expensive low deductibles will cost an extra $206 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,350 or more
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,298
Insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the model of your Grand Caravan, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,200 a year. View Rates by Age
Where you choose to live also has a big influence on Dodge Grand Caravan insurance rates. A middle-age driver might find prices as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,560 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $992 | -$104 | -9.5% |
| Alaska | $840 | -$256 | -23.4% |
| Arizona | $910 | -$186 | -17.0% |
| Arkansas | $1,096 | -$0 | 0.0% |
| California | $1,248 | $152 | 13.9% |
| Colorado | $1,048 | -$48 | -4.4% |
| Connecticut | $1,126 | $30 | 2.7% |
| Delaware | $1,240 | $144 | 13.1% |
| Florida | $1,370 | $274 | 25.0% |
| Georgia | $1,010 | -$86 | -7.8% |
| Hawaii | $788 | -$308 | -28.1% |
| Idaho | $742 | -$354 | -32.3% |
| Illinois | $814 | -$282 | -25.7% |
| Indiana | $822 | -$274 | -25.0% |
| Iowa | $738 | -$358 | -32.7% |
| Kansas | $1,040 | -$56 | -5.1% |
| Kentucky | $1,494 | $398 | 36.3% |
| Louisiana | $1,620 | $524 | 47.8% |
| Maine | $676 | -$420 | -38.3% |
| Maryland | $904 | -$192 | -17.5% |
| Massachusetts | $878 | -$218 | -19.9% |
| Michigan | $1,902 | $806 | 73.5% |
| Minnesota | $918 | -$178 | -16.2% |
| Mississippi | $1,312 | $216 | 19.7% |
| Missouri | $972 | -$124 | -11.3% |
| Montana | $1,176 | $80 | 7.3% |
| Nebraska | $864 | -$232 | -21.2% |
| Nevada | $1,314 | $218 | 19.9% |
| New Hampshire | $790 | -$306 | -27.9% |
| New Jersey | $1,226 | $130 | 11.9% |
| New Mexico | $970 | -$126 | -11.5% |
| New York | $1,154 | $58 | 5.3% |
| North Carolina | $630 | -$466 | -42.5% |
| North Dakota | $896 | -$200 | -18.2% |
| Ohio | $758 | -$338 | -30.8% |
| Oklahoma | $1,124 | $28 | 2.6% |
| Oregon | $1,004 | -$92 | -8.4% |
| Pennsylvania | $1,046 | -$50 | -4.6% |
| Rhode Island | $1,462 | $366 | 33.4% |
| South Carolina | $992 | -$104 | -9.5% |
| South Dakota | $926 | -$170 | -15.5% |
| Tennessee | $960 | -$136 | -12.4% |
| Texas | $1,322 | $226 | 20.6% |
| Utah | $812 | -$284 | -25.9% |
| Vermont | $750 | -$346 | -31.6% |
| Virginia | $656 | -$440 | -40.1% |
| Washington | $848 | -$248 | -22.6% |
| West Virginia | $1,004 | -$92 | -8.4% |
| Wisconsin | $758 | -$338 | -30.8% |
| Wyoming | $976 | -$120 | -10.9% |
Choosing high deductibles can reduce prices by up to $320 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,058 | $88 |
| Dodge Grand Caravan SE | $1,086 | $91 |
| Dodge Grand Caravan Hero | $1,116 | $93 |
| Dodge Grand Caravan Crew | $1,124 | $94 |
| Dodge Grand Caravan SXT | $1,124 | $94 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2019 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2015 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $162 | $184 | $474 | $978 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Dodge Grand Caravan Insurance
Finding better rates on Dodge Grand Caravan insurance consists of being a low-risk driver, maintaining good credit, refrain from filing small claims, and bundling your home and auto policies. Set aside time to shop around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a review of the data that was raised in the charts and tables above.
- You may be able to save as much as $120 per year simply by shopping early and online
- Drivers who require more liability coverage will pay about $510 per year to raise from 30/60 bodily injury limits to 250/500 limits
- Teen drivers pay the highest prices, with the cost nearing $358 per month for full coverage
- High-risk drivers who have several accidents or serious violations may pay on average $1,250 more each year to insure their Grand Caravan
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,298 |
| 20 | $2,494 |
| 30 | $1,122 |
| 40 | $1,096 |
| 50 | $1,004 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,302 |
| $250 | $1,206 |
| $500 | $1,096 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,096 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,068 |
| 20 | $3,970 |
| 30 | $2,380 |
| 40 | $2,350 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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