Dodge Grand Caravan Insurance Rates

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2010 Dodge Grand Caravan Insurance Cost in 2025

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UPDATED: May 13, 2024

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Estimated insurance rates for a Dodge Grand Caravan are $1,074 a year for full coverage. Comprehensive costs around $198 each year, collision insurance costs $254, and liability is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs around $2,308. Teen drivers pay the most at up to $4,242 a year.

Average premium for full coverage: $1,074

Premium estimates for type of coverage:

Comprehensive $198
Collision $254
Liability $464

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Grand Caravan models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Dodge Grand Caravan range from as low as $514 for basic liability insurance to a high rate of $2,308 for a high-risk driver policy.

Liability Only $514
Full Coverage $1,074
High Risk $2,308

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $806
Small Cities $1,128
Large Cities $1,450

These rate differences show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $650
  • Raising to $1,000 deductibles will save about $104 a year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,074
  • Choosing low deductibles will increase the cost to $1,272
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $2,308
  • An auto insurance policy for full coverage for a teen driver can be $4,242

View Chart as Image

Dodge Grand Caravan insurance cost comparison chart
Column chart showing Dodge Grand Caravan insurance rates range from $650 to $4,242 for full coverage

Car insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the trim level of your Grand Caravan, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Dodge Grand Caravan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $974 -$100 -9.3%
Alaska $826 -$248 -23.1%
Arizona $894 -$180 -16.8%
Arkansas $1,074 -$0 0.0%
California $1,226 $152 14.2%
Colorado $1,030 -$44 -4.1%
Connecticut $1,108 $34 3.2%
Delaware $1,218 $144 13.4%
Florida $1,346 $272 25.3%
Georgia $992 -$82 -7.6%
Hawaii $772 -$302 -28.1%
Idaho $726 -$348 -32.4%
Illinois $802 -$272 -25.3%
Indiana $810 -$264 -24.6%
Iowa $726 -$348 -32.4%
Kansas $1,022 -$52 -4.8%
Kentucky $1,468 $394 36.7%
Louisiana $1,594 $520 48.4%
Maine $664 -$410 -38.2%
Maryland $888 -$186 -17.3%
Massachusetts $862 -$212 -19.7%
Michigan $1,868 $794 73.9%
Minnesota $900 -$174 -16.2%
Mississippi $1,290 $216 20.1%
Missouri $954 -$120 -11.2%
Montana $1,154 $80 7.4%
Nebraska $848 -$226 -21.0%
Nevada $1,290 $216 20.1%
New Hampshire $774 -$300 -27.9%
New Jersey $1,202 $128 11.9%
New Mexico $954 -$120 -11.2%
New York $1,132 $58 5.4%
North Carolina $620 -$454 -42.3%
North Dakota $880 -$194 -18.1%
Ohio $742 -$332 -30.9%
Oklahoma $1,106 $32 3.0%
Oregon $986 -$88 -8.2%
Pennsylvania $1,024 -$50 -4.7%
Rhode Island $1,436 $362 33.7%
South Carolina $974 -$100 -9.3%
South Dakota $908 -$166 -15.5%
Tennessee $942 -$132 -12.3%
Texas $1,296 $222 20.7%
Utah $796 -$278 -25.9%
Vermont $738 -$336 -31.3%
Virginia $642 -$432 -40.2%
Washington $830 -$244 -22.7%
West Virginia $986 -$88 -8.2%
Wisconsin $746 -$328 -30.5%
Wyoming $958 -$116 -10.8%

View Chart as Image

Dodge Grand Caravan insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $310 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Dodge Grand Caravan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Grand Caravan CV $1,038 $87
Dodge Grand Caravan SE $1,066 $89
Dodge Grand Caravan Hero $1,092 $91
Dodge Grand Caravan Crew $1,100 $92
Dodge Grand Caravan SXT $1,100 $92

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Grand Caravan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Dodge Grand Caravan $248 $378 $442 $1,226
2019 Dodge Grand Caravan $238 $350 $452 $1,198
2015 Dodge Grand Caravan $198 $254 $464 $1,074
2010 Dodge Grand Caravan $152 $166 $474 $950

Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Grand Caravan Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The points below are a condensed summary of the information covered in the above illustrations.

  • Drivers can save up to $120 per year just by quoting online in advance
  • Drivers under the age of 20 are the costliest to insure, as much as $354 per month if full coverage is included
  • Increasing policy deductibles can save around $300 each year
  • Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,230 more every year to insure a Dodge Grand Caravan
  • Policyholders who may need increased liability limits will pay about $510 each year to raise from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $4,242
20 $2,448
30 $1,098
40 $1,074
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,182
$500 $1,074
$1,000 $970

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,074
50/100 $1,193
100/300 $1,309
250/500 $1,610
100 CSL $1,239
300 CSL $1,494
500 CSL $1,680

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $5,986
20 $3,898
30 $2,334
40 $2,308
50 $2,204
60 $2,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $18
5-yr Accident Free $67
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $47
Online Quote $73
Total Discounts $424
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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