Dodge Grand Caravan Insurance Rates

Estimated insurance rates for a Dodge Grand Caravan are $1,064 a year for full coverage insurance. Comprehensive insurance costs approximately $194, collision costs $238, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,278 or more. Teens pay the most at $4,208 a year or more.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Grand Caravan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $644
• Drivers who choose higher $1,000 deductibles will pay $100 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,064
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $184 a year
• High risk drivers with serious driving violations could pay around $2,278 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost $4,208 a year

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Insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,440 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $290 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,800 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 126% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Grand Caravan Insurance

Finding better rates on Dodge Grand Caravan insurance not only requires having a good driving record, but also maintaining good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief review of the data covered in the above illustrations.

• Drivers who purchase increased levels of liability coverage will pay approximately $520 annually to go from 30/60 bodily injury limits to 250/500 limits
• It is possible to save around $120 per year simply by shopping early and online
• Increasing policy deductibles can save around $275 each year
• Drivers age 20 and younger are expensive to insure, with premiums being up to $351 per month for full coverage