Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,064 a year for full coverage. Comprehensive insurance costs around $194, collision costs $238, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,278 or more. 16-year-old drivers pay the most at $4,208 a year or more.
Average premium for full coverage: $1,064
Premium estimates for type of coverage:
Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Grand Caravan trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Dodge Grand Caravan go from as low as $522 for just the minimum liability insurance to a much higher rate of $2,278 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than congested cities.
The price range example below illustrates the difference location can make on auto insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $644
- Raising to $1,000 deductibles will save about $100 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,064
- Buying more expensive low deductibles will cost an extra $184 annually
- Drivers with multiple tickets or accidents could pay at least $2,278 or more
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $4,208
Insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the trim level of your Grand Caravan, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age
Where you choose to live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $700 a year in states like Idaho, Maine, and Iowa, or at least $1,520 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,202 | $138 | 13.0% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $762 | -$302 | -28.4% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,012 | -$52 | -4.9% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $850 | -$214 | -20.1% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $944 | -$120 | -11.3% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $734 | -$330 | -31.0% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,014 | -$50 | -4.7% |
| Rhode Island | $1,418 | $354 | 33.3% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $932 | -$132 | -12.4% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $824 | -$240 | -22.6% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $736 | -$328 | -30.8% |
| Wyoming | $948 | -$116 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $290 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,200 to $1,800 additional annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 126% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to know your exact price is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,028 | $86 |
| Dodge Grand Caravan SE | $1,054 | $88 |
| Dodge Grand Caravan Hero | $1,080 | $90 |
| Dodge Grand Caravan Crew | $1,088 | $91 |
| Dodge Grand Caravan SXT | $1,088 | $91 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2015 Dodge Grand Caravan | $194 | $238 | $474 | $1,064 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Dodge Grand Caravan Insurance
Finding better rates on insurance for a Dodge Grand Caravan consists of avoiding accidents and claims, having a good credit history, not filing small claims, and taking advantage of discounts. Make time to compare rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The points below are a recap of the car insurance concepts touched on in this article.
- Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,210 more every year to insure a Dodge Grand Caravan
- Drivers can save up to $120 per year simply by shopping early and online
- Increasing policy deductibles can save around $275 each year
- Insureds who may need increased liability limits will pay around $520 each year to raise from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,208 |
| 20 | $2,414 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $974 |
| 60 | $954 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,248 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,183 |
| 100/300 | $1,301 |
| 250/500 | $1,609 |
| 100 CSL | $1,230 |
| 300 CSL | $1,491 |
| 500 CSL | $1,681 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,848 |
| 30 | $2,300 |
| 40 | $2,278 |
| 50 | $2,178 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $39 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $420 |
Discounts are estimated and may not be available from every company or in every state.
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