Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,074 a year for full coverage insurance. Comprehensive insurance costs on average $198, collision costs $254, and liability coverage costs $464. Liability-only coverage costs as little as $514 a year, with high-risk coverage costing $2,308 or more. 16-year-old drivers pay the most at $4,242 a year or more.
Average premium for full coverage: $1,074
Premium estimates by type of coverage:
Rates are based on $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Grand Caravan trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Dodge Grand Caravan go from the low end price of $514 for the bare minimum liability coverage to a much higher rate of $2,308 for high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities.
The price range example below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $650
- Drivers who choose higher $1,000 deductibles will pay around $104 each year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,074
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $198 each year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,308 or more
- An auto insurance policy that insures a teenage driver with full coverage may cost $4,242 a year
Insurance prices for a Dodge Grand Caravan also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can cost around 42% to 135% more than the average rate. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age
Where you choose to live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,450 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $974 | -$100 | -9.3% |
| Alaska | $826 | -$248 | -23.1% |
| Arizona | $894 | -$180 | -16.8% |
| Arkansas | $1,074 | -$0 | 0.0% |
| California | $1,226 | $152 | 14.2% |
| Colorado | $1,030 | -$44 | -4.1% |
| Connecticut | $1,108 | $34 | 3.2% |
| Delaware | $1,218 | $144 | 13.4% |
| Florida | $1,346 | $272 | 25.3% |
| Georgia | $992 | -$82 | -7.6% |
| Hawaii | $772 | -$302 | -28.1% |
| Idaho | $726 | -$348 | -32.4% |
| Illinois | $802 | -$272 | -25.3% |
| Indiana | $810 | -$264 | -24.6% |
| Iowa | $726 | -$348 | -32.4% |
| Kansas | $1,022 | -$52 | -4.8% |
| Kentucky | $1,468 | $394 | 36.7% |
| Louisiana | $1,594 | $520 | 48.4% |
| Maine | $664 | -$410 | -38.2% |
| Maryland | $888 | -$186 | -17.3% |
| Massachusetts | $862 | -$212 | -19.7% |
| Michigan | $1,868 | $794 | 73.9% |
| Minnesota | $900 | -$174 | -16.2% |
| Mississippi | $1,290 | $216 | 20.1% |
| Missouri | $954 | -$120 | -11.2% |
| Montana | $1,154 | $80 | 7.4% |
| Nebraska | $848 | -$226 | -21.0% |
| Nevada | $1,290 | $216 | 20.1% |
| New Hampshire | $774 | -$300 | -27.9% |
| New Jersey | $1,202 | $128 | 11.9% |
| New Mexico | $954 | -$120 | -11.2% |
| New York | $1,132 | $58 | 5.4% |
| North Carolina | $620 | -$454 | -42.3% |
| North Dakota | $880 | -$194 | -18.1% |
| Ohio | $742 | -$332 | -30.9% |
| Oklahoma | $1,106 | $32 | 3.0% |
| Oregon | $986 | -$88 | -8.2% |
| Pennsylvania | $1,024 | -$50 | -4.7% |
| Rhode Island | $1,436 | $362 | 33.7% |
| South Carolina | $974 | -$100 | -9.3% |
| South Dakota | $908 | -$166 | -15.5% |
| Tennessee | $942 | -$132 | -12.3% |
| Texas | $1,296 | $222 | 20.7% |
| Utah | $796 | -$278 | -25.9% |
| Vermont | $738 | -$336 | -31.3% |
| Virginia | $642 | -$432 | -40.2% |
| Washington | $830 | -$244 | -22.7% |
| West Virginia | $986 | -$88 | -8.2% |
| Wisconsin | $746 | -$328 | -30.5% |
| Wyoming | $958 | -$116 | -10.8% |
Opting for high physical damage deductibles could save up to $310 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company utilizes a different rate formula, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,038 | $87 |
| Dodge Grand Caravan SE | $1,066 | $89 |
| Dodge Grand Caravan Hero | $1,092 | $91 |
| Dodge Grand Caravan Crew | $1,100 | $92 |
| Dodge Grand Caravan SXT | $1,100 | $92 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2015 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Dodge Grand Caravan Insurance
Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Comparison shop every couple of years by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below is a quick review of the material that was covered above.
- Consumers who require higher levels of liability will pay around $510 annually to go from 30/60 bodily injury limits to the 250/500 level
- Teenage drivers pay the highest prices, with premiums being up to $354 per month if full coverage is included
- Drivers with a DUI or reckless driving violation may pay on average $1,230 more each year for auto insurance
- Increasing policy deductibles can save approximately $300 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,242 |
| 20 | $2,448 |
| 30 | $1,098 |
| 40 | $1,074 |
| 50 | $986 |
| 60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,182 |
| $500 | $1,074 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,074 |
| 50/100 | $1,193 |
| 100/300 | $1,309 |
| 250/500 | $1,610 |
| 100 CSL | $1,239 |
| 300 CSL | $1,494 |
| 500 CSL | $1,680 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,986 |
| 20 | $3,898 |
| 30 | $2,334 |
| 40 | $2,308 |
| 50 | $2,204 |
| 60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $18 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $47 |
| Online Quote | $73 |
| Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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