Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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U.S. average insurance rates for a Dodge Grand Caravan are $1,074 a year including full coverage. Comprehensive insurance costs an estimated $198, collision costs $254, and liability costs $464. A policy with just liability insurance costs as little as $514 a year, with coverage for high-risk drivers costing $2,308 or more. 16-year-old drivers pay the highest rates at $4,242 a year or more.
Average premium for full coverage: $1,074
Price estimates broken down by individual coverage:
Prices include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Grand Caravan models.
Price Range from Low to High
Using a middle-aged driver as an example, Dodge Grand Caravan insurance prices go from as low as $514 for liability-only coverage to the much higher price of $2,308 for a policy for a high-risk driver.
Geographic Price Range
Your location can have significant affects on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than congested cities.
The example below illustrates how where you live affects insurance prices.
The ranges above highlight why everyone should compare rates for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Dodge Grand Caravan insurance rates for other coverage scenarios.
- The best full coverage rate is $650
- Drivers who choose higher $1,000 deductibles will pay approximately $104 every year
- The average rate for the average middle-age driver who has $500 deductibles is $1,074
- Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $198 every year
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,308 or more
- The price for full coverage for a teen driver for full coverage can cost as much as $4,242 a year
Insurance prices for a Dodge Grand Caravan are also quite variable based on your driving record, the model of your Grand Caravan, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age
The state you live in makes a big difference in Dodge Grand Caravan insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,540 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $974 | -$100 | -9.3% |
| Alaska | $826 | -$248 | -23.1% |
| Arizona | $894 | -$180 | -16.8% |
| Arkansas | $1,074 | -$0 | 0.0% |
| California | $1,226 | $152 | 14.2% |
| Colorado | $1,030 | -$44 | -4.1% |
| Connecticut | $1,108 | $34 | 3.2% |
| Delaware | $1,218 | $144 | 13.4% |
| Florida | $1,346 | $272 | 25.3% |
| Georgia | $992 | -$82 | -7.6% |
| Hawaii | $772 | -$302 | -28.1% |
| Idaho | $726 | -$348 | -32.4% |
| Illinois | $802 | -$272 | -25.3% |
| Indiana | $810 | -$264 | -24.6% |
| Iowa | $726 | -$348 | -32.4% |
| Kansas | $1,022 | -$52 | -4.8% |
| Kentucky | $1,468 | $394 | 36.7% |
| Louisiana | $1,594 | $520 | 48.4% |
| Maine | $664 | -$410 | -38.2% |
| Maryland | $888 | -$186 | -17.3% |
| Massachusetts | $862 | -$212 | -19.7% |
| Michigan | $1,868 | $794 | 73.9% |
| Minnesota | $900 | -$174 | -16.2% |
| Mississippi | $1,290 | $216 | 20.1% |
| Missouri | $954 | -$120 | -11.2% |
| Montana | $1,154 | $80 | 7.4% |
| Nebraska | $848 | -$226 | -21.0% |
| Nevada | $1,290 | $216 | 20.1% |
| New Hampshire | $774 | -$300 | -27.9% |
| New Jersey | $1,202 | $128 | 11.9% |
| New Mexico | $954 | -$120 | -11.2% |
| New York | $1,132 | $58 | 5.4% |
| North Carolina | $620 | -$454 | -42.3% |
| North Dakota | $880 | -$194 | -18.1% |
| Ohio | $742 | -$332 | -30.9% |
| Oklahoma | $1,106 | $32 | 3.0% |
| Oregon | $986 | -$88 | -8.2% |
| Pennsylvania | $1,024 | -$50 | -4.7% |
| Rhode Island | $1,436 | $362 | 33.7% |
| South Carolina | $974 | -$100 | -9.3% |
| South Dakota | $908 | -$166 | -15.5% |
| Tennessee | $942 | -$132 | -12.3% |
| Texas | $1,296 | $222 | 20.7% |
| Utah | $796 | -$278 | -25.9% |
| Vermont | $738 | -$336 | -31.3% |
| Virginia | $642 | -$432 | -40.2% |
| Washington | $830 | -$244 | -22.7% |
| West Virginia | $986 | -$88 | -8.2% |
| Wisconsin | $746 | -$328 | -30.5% |
| Wyoming | $958 | -$116 | -10.8% |
Opting for high physical damage deductibles could save up to $310 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying $1,300 to $1,800 extra each year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every company utilizes a different rate formula, so the prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,038 | $87 |
| Dodge Grand Caravan SE | $1,066 | $89 |
| Dodge Grand Caravan Hero | $1,092 | $91 |
| Dodge Grand Caravan Crew | $1,100 | $92 |
| Dodge Grand Caravan SXT | $1,100 | $92 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2015 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Grand Caravan Insurance
Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also maintaining good credit, being claim-free, and taking advantage of discounts. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following is a quick rundown of the coverage data touched on in the above illustrations.
- You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $300 each year
- Teens are charged the highest prices, possibly costing $354 a month for full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,230 more annually for Grand Caravan insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,242 |
| 20 | $2,448 |
| 30 | $1,098 |
| 40 | $1,074 |
| 50 | $986 |
| 60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,182 |
| $500 | $1,074 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,074 |
| 50/100 | $1,193 |
| 100/300 | $1,309 |
| 250/500 | $1,610 |
| 100 CSL | $1,239 |
| 300 CSL | $1,494 |
| 500 CSL | $1,680 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,986 |
| 20 | $3,898 |
| 30 | $2,334 |
| 40 | $2,308 |
| 50 | $2,204 |
| 60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $18 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $47 |
| Online Quote | $73 |
| Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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