Dodge Grand Caravan Insurance Rates

Average auto insurance rates for a Dodge Grand Caravan are $1,074 annually including full coverage. Comprehensive costs approximately $198, collision costs $254, and liability is $464. A policy with just liability insurance costs around $514 a year, with coverage for high-risk drivers costing around $2,308. Teenage drivers receive the highest rates at $4,242 a year or more.

Average premium for full coverage: $1,074

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Grand Caravan models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save $104 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,074
• Using pricier low deductibles will cost $1,272
• At-risk drivers who are prone to accidents and violations could pay around $2,308 or more
• The cost with full coverage for a teen driver for full coverage can cost $4,242

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Insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level of your Grand Caravan, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $310 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

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With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Dodge Grand Caravan Insurance

Saving money on car insurance consists of being a low-risk driver, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The items below are a brief recap of the data that was covered in the above illustrations.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase more liability coverage will pay an extra $510 per year to raise from a minimum limit to higher 250/500 limits
• Teen drivers are the costliest to insure, as much as $354 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,230 more per year to insure their Grand Caravan