Chrysler Town and Country Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 28, 2024

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Estimated insurance rates for a Chrysler Town and Country are $984 a year with full coverage. Comprehensive costs approximately $194, collision costs $252, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $2,110. Teens pay the most at $3,818 a year or more.

Average premium for full coverage: $984

Premium estimates by type of coverage:

Comprehensive $194
Collision $252
Liability $402

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Chrysler Town and Country go from the low end price of $446 for liability-only coverage to a much higher rate of $2,110 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $984
High Risk $2,110

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $738
Small Cities $1,033
Large Cities $1,328

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $589
  • Raising to $1,000 deductibles will save $102 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $984
  • Selecting more expensive low deductibles bumps up the cost to $1,180
  • Drivers with serious driving violations could pay around $2,110 or more
  • An auto insurance policy that insures a 16-year-old driver with full coverage can cost $3,818

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 136% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $3,800 a year. View Rates by Age

Where you choose to live also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find prices as low as $710 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,330 on average in New York, Michigan, and Florida.

Chrysler Town and Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $890 -$94 -9.6%
Alaska $756 -$228 -23.2%
Arizona $818 -$166 -16.9%
Arkansas $984 -$0 0.0%
California $1,122 $138 14.0%
Colorado $938 -$46 -4.7%
Connecticut $1,012 $28 2.8%
Delaware $1,112 $128 13.0%
Florida $1,230 $246 25.0%
Georgia $910 -$74 -7.5%
Hawaii $708 -$276 -28.0%
Idaho $666 -$318 -32.3%
Illinois $734 -$250 -25.4%
Indiana $742 -$242 -24.6%
Iowa $664 -$320 -32.5%
Kansas $936 -$48 -4.9%
Kentucky $1,342 $358 36.4%
Louisiana $1,458 $474 48.2%
Maine $608 -$376 -38.2%
Maryland $812 -$172 -17.5%
Massachusetts $786 -$198 -20.1%
Michigan $1,708 $724 73.6%
Minnesota $826 -$158 -16.1%
Mississippi $1,180 $196 19.9%
Missouri $874 -$110 -11.2%
Montana $1,058 $74 7.5%
Nebraska $774 -$210 -21.3%
Nevada $1,180 $196 19.9%
New Hampshire $710 -$274 -27.8%
New Jersey $1,102 $118 12.0%
New Mexico $870 -$114 -11.6%
New York $1,038 $54 5.5%
North Carolina $568 -$416 -42.3%
North Dakota $808 -$176 -17.9%
Ohio $678 -$306 -31.1%
Oklahoma $1,008 $24 2.4%
Oregon $902 -$82 -8.3%
Pennsylvania $938 -$46 -4.7%
Rhode Island $1,312 $328 33.3%
South Carolina $892 -$92 -9.3%
South Dakota $830 -$154 -15.7%
Tennessee $860 -$124 -12.6%
Texas $1,186 $202 20.5%
Utah $728 -$256 -26.0%
Vermont $672 -$312 -31.7%
Virginia $590 -$394 -40.0%
Washington $758 -$226 -23.0%
West Virginia $902 -$82 -8.3%
Wisconsin $678 -$306 -31.1%
Wyoming $876 -$108 -11.0%

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Chrysler Town and Country Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chrysler Town and Country LX $938 $78
Chrysler Town and Country Touring $968 $81
Chrysler Town and Country Signature $992 $83
Chrysler Town and Country Touring Plus $992 $83
Chrysler Town and Country Limited $1,032 $86

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chrysler Town and Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chrysler Town and Country $250 $376 $388 $1,150
2012 Chrysler Town and Country $194 $252 $402 $984
2010 Chrysler Town and Country $176 $210 $402 $924

Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country consists of having a decent driving record, maintaining a good credit score, being claim-free, and not having any coverage lapses. Compare rates at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a condensed summary of the primary concepts that were touched on above.

  • You may be able to save around $110 per year simply by shopping early and online
  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,130 more per year than a driver with a clean driving record
  • Increasing policy deductibles can save approximately $300 each year
  • 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $318 per month if the policy includes full coverage

Rates by Driver Age

Chrysler Town and Country Insurance Rates by Driver Age
Driver Age Premium
16 $3,818
20 $2,234
30 $1,010
40 $984
50 $904
60 $884

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Town and Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,180
$250 $1,090
$500 $984
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Town and Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $984
50/100 $1,112
100/300 $1,213
250/500 $1,474
100 CSL $1,153
300 CSL $1,374
500 CSL $1,535

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Town and Country Insurance Rates for High Risk Drivers
Age Premium
16 $5,402
20 $3,554
30 $2,140
40 $2,110
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $63
5-yr Claim Free $62
Paid in Full/EFT $38
Advance Quote $44
Online Quote $68
Total Discounts $395
Rate after discounts $589

Discounts are estimated and may not be available from every company or in every state.

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