Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $984 a year for full coverage insurance. Comprehensive insurance costs approximately $194, collision costs $252, and liability insurance costs $402. A policy with only liability insurance costs as little as $446 a year, with a high-risk policy costing $2,110 or more. Teen drivers pay the most at $3,818 a year or more.

Average premium for full coverage: $984

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $589
• Drivers who choose higher $1,000 deductibles will pay $102 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $984
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $196 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,110 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost $3,818 a year

Car insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $3,800 a year. View Rates by Age

Where you choose to live makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,330 on average in Florida, New York, and Michigan.

Choosing high deductibles could save up to $300 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,600 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the information raised in the charts and tables above.

• It is possible to save around $110 per year simply by shopping early and online
• Youthful drivers pay the highest auto insurance prices, with premiums being up to $318 per month if full coverage is included
• Increasing policy deductibles can save around $300 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,130 more per year than a low-risk driver
• Drivers who purchase more liability protection will pay about $440 annually to go from 30/60 bodily injury limits to 250/500 limits