Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average auto insurance rates for a Chrysler Town and Country are $960 annually including full coverage. Comprehensive insurance costs on average $190, collision insurance costs $228, and liability insurance is estimated at $406. A liability-only policy costs approximately $450 a year, and high-risk insurance costs $2,052 or more. Teens receive the highest rates at up to $3,736 a year.
Average premium for full coverage: $960
Rate estimates by individual coverage type:
Includes $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Town and Country models.
Price Range by Coverage and Risk
For the average driver, prices range range from as cheap as $450 for a discount liability-only rate to the much higher price of $2,052 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.
These examples highlight why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Chrysler Town and Country insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $581
- Choosing higher $1,000 deductibles can save around $96 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $960
- Selecting pricier low deductibles for comp and collision coverage costs an additional $180 a year
- High-risk insureds with serious driving violations could pay upwards of $2,052
- The cost with full coverage for a teen driver for full coverage may cost $3,736 each year
Insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level of your Town and Country, your driving characteristics, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $3,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,600 extra per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers ranges anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $280 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,370 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$94 | -9.8% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,092 | $132 | 13.8% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $984 | $24 | 2.5% |
| Delaware | $1,084 | $124 | 12.9% |
| Florida | $1,200 | $240 | 25.0% |
| Georgia | $888 | -$72 | -7.5% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $646 | -$314 | -32.7% |
| Kansas | $912 | -$48 | -5.0% |
| Kentucky | $1,308 | $348 | 36.3% |
| Louisiana | $1,418 | $458 | 47.7% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $790 | -$170 | -17.7% |
| Massachusetts | $764 | -$196 | -20.4% |
| Michigan | $1,666 | $706 | 73.5% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $756 | -$204 | -21.3% |
| Nevada | $1,150 | $190 | 19.8% |
| New Hampshire | $690 | -$270 | -28.1% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $848 | -$112 | -11.7% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $788 | -$172 | -17.9% |
| Ohio | $660 | -$300 | -31.3% |
| Oklahoma | $982 | $22 | 2.3% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $912 | -$48 | -5.0% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $872 | -$88 | -9.2% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $840 | -$120 | -12.5% |
| Texas | $1,156 | $196 | 20.4% |
| Utah | $710 | -$250 | -26.0% |
| Vermont | $656 | -$304 | -31.7% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $740 | -$220 | -22.9% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $662 | -$298 | -31.0% |
| Wyoming | $854 | -$106 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $916 | $76 |
| Chrysler Town and Country Touring | $946 | $79 |
| Chrysler Town and Country Signature | $968 | $81 |
| Chrysler Town and Country Touring Plus | $968 | $81 |
| Chrysler Town and Country Limited | $1,006 | $84 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $240 | $338 | $390 | $1,104 |
| 2012 Chrysler Town and Country | $190 | $228 | $406 | $960 |
| 2010 Chrysler Town and Country | $166 | $190 | $402 | $894 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Chrysler Town and Country Insurance
Saving money on Chrysler Town and Country insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and determing if full coverage is necessary. Spend time shopping around at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following is a recap of the primary concepts that were touched on above.
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
- High-risk drivers that have major violations or accidents pay on average $1,090 more each year for Town and Country insurance
- Increasing deductibles could save up to $275 each year
- Teens pay the highest rates, as much as $311 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,736 |
| 20 | $2,170 |
| 30 | $982 |
| 40 | $960 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,060 |
| $500 | $960 |
| $1,000 | $864 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,087 |
| 100/300 | $1,189 |
| 250/500 | $1,453 |
| 100 CSL | $1,128 |
| 300 CSL | $1,351 |
| 500 CSL | $1,514 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,280 |
| 20 | $3,454 |
| 30 | $2,078 |
| 40 | $2,052 |
| 50 | $1,958 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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