Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive costs around $176, collision insurance costs $210, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $1,976. Teen drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The average rate for a good driver age 40 using $500 deductibles is $924
• Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,090
• High-risk insureds with multiple violations and an at-fault accident could pay at least $1,976
• Policy cost for full coverage for a teenage driver with full coverage can be $3,622 a year

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $3,600 a year. View Rates by Age

Your home state makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,250 on average in Michigan, New York, and Florida.

Choosing high deductibles could save up to $260 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance can cost around 41% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief review of the material that was covered in the charts and tables above.

• Consumers who may need more liability protection will pay about $440 annually to go from a 30/60 limit to 250/500 limits
• Youthful drivers pay higher rates, possibly costing $302 each month for full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,050 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $250 each year