Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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The average insurance rates for a Chrysler Town and Country are $960 a year including full coverage. Comprehensive insurance costs around $190, collision costs $228, and liability costs $406. A liability-only policy costs as little as $450 a year, with high-risk insurance costing $2,052 or more. 16-year-old drivers cost the most to insure at $3,736 a year or more.
Average premium for full coverage: $960
Policy rates for type of insurance:
Prices include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Town and Country trim levels.
Price Range Variability
For a 40-year-old driver, Chrysler Town and Country insurance rates go from as low as $450 for just liability coverage to a much higher rate of $2,052 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $581
- Drivers who choose higher $1,000 deductibles will pay about $96 every year
- The average rate for a good driver age 40 using $500 deductibles is $960
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $180 every year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,052 or more
- Policy cost for full coverage for a teen driver with full coverage can be $3,736 a year
Car insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model of your Town and Country, and deductibles and policy limits.
An older driver with no driving violations and high deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $3,700 a year. View Rates by Age
Your home state makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,370 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$94 | -9.8% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,092 | $132 | 13.8% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $984 | $24 | 2.5% |
| Delaware | $1,084 | $124 | 12.9% |
| Florida | $1,200 | $240 | 25.0% |
| Georgia | $888 | -$72 | -7.5% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $646 | -$314 | -32.7% |
| Kansas | $912 | -$48 | -5.0% |
| Kentucky | $1,308 | $348 | 36.3% |
| Louisiana | $1,418 | $458 | 47.7% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $790 | -$170 | -17.7% |
| Massachusetts | $764 | -$196 | -20.4% |
| Michigan | $1,666 | $706 | 73.5% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $756 | -$204 | -21.3% |
| Nevada | $1,150 | $190 | 19.8% |
| New Hampshire | $690 | -$270 | -28.1% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $848 | -$112 | -11.7% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $788 | -$172 | -17.9% |
| Ohio | $660 | -$300 | -31.3% |
| Oklahoma | $982 | $22 | 2.3% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $912 | -$48 | -5.0% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $872 | -$88 | -9.2% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $840 | -$120 | -12.5% |
| Texas | $1,156 | $196 | 20.4% |
| Utah | $710 | -$250 | -26.0% |
| Vermont | $656 | -$304 | -31.7% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $740 | -$220 | -22.9% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $662 | -$298 | -31.0% |
| Wyoming | $854 | -$106 | -11.0% |
Opting for high physical damage deductibles could save up to $280 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $916 | $76 |
| Chrysler Town and Country Touring | $946 | $79 |
| Chrysler Town and Country Signature | $968 | $81 |
| Chrysler Town and Country Touring Plus | $968 | $81 |
| Chrysler Town and Country Limited | $1,006 | $84 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $240 | $338 | $390 | $1,104 |
| 2012 Chrysler Town and Country | $190 | $228 | $406 | $960 |
| 2010 Chrysler Town and Country | $166 | $190 | $402 | $894 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chrysler Town and Country Insurance
Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a quick rundown of the coverage data illustrated above.
- You may be able to save up to $110 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $275 each year
- Teens are the costliest to insure, with premiums being up to $311 each month if full coverage is included
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,090 more every year for Town and Country insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,736 |
| 20 | $2,170 |
| 30 | $982 |
| 40 | $960 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,060 |
| $500 | $960 |
| $1,000 | $864 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,087 |
| 100/300 | $1,189 |
| 250/500 | $1,453 |
| 100 CSL | $1,128 |
| 300 CSL | $1,351 |
| 500 CSL | $1,514 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,280 |
| 20 | $3,454 |
| 30 | $2,078 |
| 40 | $2,052 |
| 50 | $1,958 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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