Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage. Comprehensive costs an estimated $176, collision insurance costs $210, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $1,976. Teens cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how location helps determine insurance prices.

The examples above show why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Using higher $1,000 deductibles will save approximately $88 a year
• The average price for a good driver age 40 who has $500 deductibles is $924
• Selecting pricier low deductibles for physical damage coverage increases the price to $1,090
• High-risk insureds with serious driving violations could pay up to $1,976
• Policy cost to insure a 16-year-old driver for full coverage can cost as much as $3,622 or more

Insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,100 to $1,500 additional every year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can be from 41% to 133% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every year by requesting quotes from direct carriers, and also from several local insurance agents.

Below is a recap of the coverage data covered in the charts and tables above.

• Drivers can save approximately $100 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Teenage drivers are expensive to insure, costing up to $302 each month if full coverage is included
• Drivers considered higher risk that have major violations or accidents pay on average $1,050 more annually for auto insurance