Chrysler Town and Country Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Compare 2010 Chrysler Town and Country Insurance Quotes in 2025

Looking for the cheapest insurance coverage rates for your Chrysler Town and Country? Finding the cheapest insurance for a Chrysler Town and Country could be a painful process, but you can use a few tricks to find lower rates. There is a better way to find insurance coverage online and we'll show you the best way to price shop coverage for a new or used Chrysler and obtain the lowest possible pri...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Chrysler Town and Country are $960 every 12 months including full coverage. Comprehensive costs around $190, collision insurance costs $228, and liability costs around $406. A liability-only policy costs as low as $450 a year, and high-risk insurance costs around $2,052. Teenage drivers pay the most at up to $3,736 a year.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Comprehensive $190
Collision $228
Liability $406

Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Town and Country models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chrysler Town and Country range from the cheapest price of $450 for just the minimum liability insurance to the much higher price of $2,052 for a high-risk insurance policy.

Liability Only $450
Full Coverage $960
High Risk $2,052

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These rate differences highlight why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $581
  • Using higher $1,000 deductibles will save about $96 every year
  • The average price for a 40-year-old good driver using $500 deductibles is $960
  • Using pricier low deductibles for physical damage coverage increases the price to $1,140
  • High-risk insureds who are prone to accidents and violations could pay at least $2,052
  • An auto insurance policy to insure a 16-year-old driver for full coverage can be $3,736 or more

Auto insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $280 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Chrysler Town and Country insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

Chrysler Town and Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$94 -9.8%
Alaska $738 -$222 -23.1%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,092 $132 13.8%
Colorado $916 -$44 -4.6%
Connecticut $984 $24 2.5%
Delaware $1,084 $124 12.9%
Florida $1,200 $240 25.0%
Georgia $888 -$72 -7.5%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $724 -$236 -24.6%
Iowa $646 -$314 -32.7%
Kansas $912 -$48 -5.0%
Kentucky $1,308 $348 36.3%
Louisiana $1,418 $458 47.7%
Maine $594 -$366 -38.1%
Maryland $790 -$170 -17.7%
Massachusetts $764 -$196 -20.4%
Michigan $1,666 $706 73.5%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $756 -$204 -21.3%
Nevada $1,150 $190 19.8%
New Hampshire $690 -$270 -28.1%
New Jersey $1,074 $114 11.9%
New Mexico $848 -$112 -11.7%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $788 -$172 -17.9%
Ohio $660 -$300 -31.3%
Oklahoma $982 $22 2.3%
Oregon $880 -$80 -8.3%
Pennsylvania $912 -$48 -5.0%
Rhode Island $1,282 $322 33.5%
South Carolina $872 -$88 -9.2%
South Dakota $810 -$150 -15.6%
Tennessee $840 -$120 -12.5%
Texas $1,156 $196 20.4%
Utah $710 -$250 -26.0%
Vermont $656 -$304 -31.7%
Virginia $576 -$384 -40.0%
Washington $740 -$220 -22.9%
West Virginia $880 -$80 -8.3%
Wisconsin $662 -$298 -31.0%
Wyoming $854 -$106 -11.0%

Insurance Rates by Trim Level and Model Year

Chrysler Town and Country Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chrysler Town and Country LX $916 $76
Chrysler Town and Country Touring $946 $79
Chrysler Town and Country Signature $968 $81
Chrysler Town and Country Touring Plus $968 $81
Chrysler Town and Country Limited $1,006 $84

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chrysler Town and Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chrysler Town and Country $240 $338 $390 $1,104
2012 Chrysler Town and Country $190 $228 $406 $960
2010 Chrysler Town and Country $166 $190 $402 $894

Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country requires being a good driver, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a recap of the car insurance concepts covered in the charts and tables above.

  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,090 more every year than a safer driver
  • You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $275 each year
  • Insureds who may need an increased level of liability coverage will pay an extra $450 per year to increase from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Chrysler Town and Country Insurance Rates by Driver Age
Driver Age Premium
16 $3,736
20 $2,170
30 $982
40 $960
50 $880
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Town and Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,140
$250 $1,060
$500 $960
$1,000 $864

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Town and Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,087
100/300 $1,189
250/500 $1,453
100 CSL $1,128
300 CSL $1,351
500 CSL $1,514

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Town and Country Insurance Rates for High Risk Drivers
Age Premium
16 $5,280
20 $3,454
30 $2,078
40 $2,052
50 $1,958
60 $1,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $50
Homeowner $16
5-yr Accident Free $60
5-yr Claim Free $60
Paid in Full/EFT $36
Advance Quote $42
Online Quote $66
Total Discounts $379
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles