Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage insurance. Comprehensive costs around $176 a year, collision costs $210, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $1,976. Teen drivers pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Raising to $1,000 deductibles will save about $836 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $924
• Choosing low $100 deductibles will cost $1,090
• Drivers with multiple violations and an at-fault accident could pay at least $1,976 or more
• The price with full coverage for a 16-year-old driver can be $3,622

Auto insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,100 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $260 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find prices as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,250 on average in Michigan, New York, and Florida.

Since prices can be so different, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chrysler Town and Country Insurance

Getting lower rates on insurance for a Chrysler Town and Country consists of avoiding accidents and violations, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a quick rundown of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,050 more every year for car insurance
• Teenagers are expensive to insure, as much as $302 a month if full coverage is included
• It is possible to save up to $100 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $250 each year
• It is possible to save up to $100 per year simply by quoting early and online