Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually including full coverage. Comprehensive costs approximately $176, collision insurance costs $210, and liability insurance costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $1,976. Teen drivers pay the most at up to $3,622 a year.

Average premium for full coverage: $924

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Using higher $1,000 deductibles will save $88 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $924
• Choosing more expensive low deductibles for physical damage coverage will cost $1,090
• Drivers with multiple violations and an at-fault accident could pay around $1,976
• An auto insurance policy with full coverage for a teen driver with full coverage can cost $3,622 or more

Insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance can be anywhere from 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $260 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,320 on average in Louisiana, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance requires being a safe and courteous driver, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Make time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief summary of the car insurance concepts touched on in this article.

• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,050 more per year for auto insurance
• You may be able to save around $100 per year just by shopping early and online
• Increasing policy deductibles could save up to $250 each year
• Drivers who purchase higher levels of liability will pay about $440 per year to increase from 30/60 bodily injury limits to higher 250/500 limits