Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs an estimated $176 a year, collision costs $210, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $1,976 or more. Teens cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save approximately $836 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $924
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $166 annually
• Higher-risk drivers with serious driving violations could pay up to $1,976 or more
• Policy cost that insures a 16-year-old driver can cost as much as $3,622 each year

Car insurance rates for a Chrysler Town and Country also range considerably based on the trim level of your Town and Country, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy ranges from 41% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country takes being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates every year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the coverage data covered above.

• Drivers can save approximately $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teen drivers have the highest car insurance rates, costing up to $302 each month if full coverage is purchased
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,050 more annually to insure their Town and Country