Chrysler Town and Country Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Chrysler Town and Country are $960 annually for full coverage. Comprehensive insurance costs around $190, collision insurance costs $228, and liability costs $406. A liability-only policy costs as little as $450 a year, and high-risk insurance costs $2,052 or more. Teens pay the most at up to $3,736 a year.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Comprehensive $190
Collision $228
Liability $406

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Town and Country models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Chrysler Town and Country range from as cheap as $450 for just liability insurance to the much higher price of $2,052 for a high-risk insurance policy.

Liability Only $450
Full Coverage $960
High Risk $2,052

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These rate differences show why everyone should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $581
  • Drivers who choose higher $1,000 deductibles will pay about $96 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $960
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $180 annually
  • Drivers with serious driving violations could pay at least $2,052
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can be $3,736 a year

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost from 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $280 annually, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,370 on average in Michigan, Louisiana, and New York.

Chrysler Town and Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$94 -9.8%
Alaska $738 -$222 -23.1%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,092 $132 13.8%
Colorado $916 -$44 -4.6%
Connecticut $984 $24 2.5%
Delaware $1,084 $124 12.9%
Florida $1,200 $240 25.0%
Georgia $888 -$72 -7.5%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $724 -$236 -24.6%
Iowa $646 -$314 -32.7%
Kansas $912 -$48 -5.0%
Kentucky $1,308 $348 36.3%
Louisiana $1,418 $458 47.7%
Maine $594 -$366 -38.1%
Maryland $790 -$170 -17.7%
Massachusetts $764 -$196 -20.4%
Michigan $1,666 $706 73.5%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $756 -$204 -21.3%
Nevada $1,150 $190 19.8%
New Hampshire $690 -$270 -28.1%
New Jersey $1,074 $114 11.9%
New Mexico $848 -$112 -11.7%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $788 -$172 -17.9%
Ohio $660 -$300 -31.3%
Oklahoma $982 $22 2.3%
Oregon $880 -$80 -8.3%
Pennsylvania $912 -$48 -5.0%
Rhode Island $1,282 $322 33.5%
South Carolina $872 -$88 -9.2%
South Dakota $810 -$150 -15.6%
Tennessee $840 -$120 -12.5%
Texas $1,156 $196 20.4%
Utah $710 -$250 -26.0%
Vermont $656 -$304 -31.7%
Virginia $576 -$384 -40.0%
Washington $740 -$220 -22.9%
West Virginia $880 -$80 -8.3%
Wisconsin $662 -$298 -31.0%
Wyoming $854 -$106 -11.0%

Insurance Rates by Trim Level and Model Year

Chrysler Town and Country Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chrysler Town and Country LX $916 $76
Chrysler Town and Country Touring $946 $79
Chrysler Town and Country Signature $968 $81
Chrysler Town and Country Touring Plus $968 $81
Chrysler Town and Country Limited $1,006 $84

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chrysler Town and Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chrysler Town and Country $240 $338 $390 $1,104
2012 Chrysler Town and Country $190 $228 $406 $960
2010 Chrysler Town and Country $166 $190 $402 $894

Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting quotes from direct carriers, and also from local independent and exclusive agents.

Below is a quick rundown of the car insurance concepts covered in the above illustrations.

  • Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,090 more every year for auto insurance
  • Drivers can save up to $110 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $275 each year
  • Insureds who may need higher levels of liability will pay approximately $450 each year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Chrysler Town and Country Insurance Rates by Driver Age
Driver Age Premium
16 $3,736
20 $2,170
30 $982
40 $960
50 $880
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Town and Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,140
$250 $1,060
$500 $960
$1,000 $864

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Town and Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,087
100/300 $1,189
250/500 $1,453
100 CSL $1,128
300 CSL $1,351
500 CSL $1,514

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Town and Country Insurance Rates for High Risk Drivers
Age Premium
16 $5,280
20 $3,454
30 $2,078
40 $2,052
50 $1,958
60 $1,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $50
Homeowner $16
5-yr Accident Free $60
5-yr Claim Free $60
Paid in Full/EFT $36
Advance Quote $42
Online Quote $66
Total Discounts $379
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles