Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $960 a year for full coverage insurance. Comprehensive insurance costs an estimated $190 each year, collision costs $228, and liability insurance costs around $406. A policy with only liability insurance costs as low as $450 a year, with a high-risk policy costing $2,052 or more. Teens pay the most at $3,736 a year or more.

Average premium for full coverage: $960

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $581
• Using higher $1,000 deductibles will save approximately $96 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $960
• Selecting low deductibles for physical damage coverage will cost an extra $180 a year
• Drivers with serious driving violations could pay up to $2,052 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $3,736 or more

Car insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,300 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief review of the car insurance concepts covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions pay on average $1,090 more annually for car insurance
• It is possible to save approximately $110 per year simply by quoting online in advance
• Increasing policy deductibles can save around $275 each year
• Drivers who want higher liability limits will pay approximately $450 annually to increase from 30/60 bodily injury limits to 250/500 limits