Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average insurance rates for a Chrysler Town and Country are $924 a year for full coverage. Comprehensive insurance costs on average $176, collision costs $210, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $1,976 or more. Teens receive the highest rates at $3,622 a year or more.
Average premium for full coverage: $924
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Town and Country models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $446 for just liability insurance to the much higher price of $1,976 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on car insurance rates.
These examples show why everyone should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $560
- Raising to $1,000 deductibles will save around $88 a year
- The average rate for a 40-year-old driver with $500 deductibles is $924
- Selecting pricier low deductibles will cost an extra $166 every year
- At-risk drivers with serious driving violations could pay upwards of $1,976 or more
- The cost for full coverage for a teen driver for full coverage may cost $3,622
Insurance rates for a Chrysler Town and Country can also vary considerably based on your driver profile, the trim level of your Town and Country, and policy deductibles and limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $3,600 a year. View Rates by Age
Where you live also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find rates as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,320 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $836 | -$88 | -9.5% |
| Alaska | $708 | -$216 | -23.4% |
| Arizona | $766 | -$158 | -17.1% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,052 | $128 | 13.9% |
| Colorado | $880 | -$44 | -4.8% |
| Connecticut | $950 | $26 | 2.8% |
| Delaware | $1,044 | $120 | 13.0% |
| Florida | $1,152 | $228 | 24.7% |
| Georgia | $856 | -$68 | -7.4% |
| Hawaii | $662 | -$262 | -28.4% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $688 | -$236 | -25.5% |
| Indiana | $698 | -$226 | -24.5% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $876 | -$48 | -5.2% |
| Kentucky | $1,260 | $336 | 36.4% |
| Louisiana | $1,368 | $444 | 48.1% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $762 | -$162 | -17.5% |
| Massachusetts | $738 | -$186 | -20.1% |
| Michigan | $1,602 | $678 | 73.4% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,106 | $182 | 19.7% |
| Missouri | $818 | -$106 | -11.5% |
| Montana | $992 | $68 | 7.4% |
| Nebraska | $728 | -$196 | -21.2% |
| Nevada | $1,108 | $184 | 19.9% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $816 | -$108 | -11.7% |
| New York | $972 | $48 | 5.2% |
| North Carolina | $532 | -$392 | -42.4% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $636 | -$288 | -31.2% |
| Oklahoma | $946 | $22 | 2.4% |
| Oregon | $846 | -$78 | -8.4% |
| Pennsylvania | $880 | -$44 | -4.8% |
| Rhode Island | $1,232 | $308 | 33.3% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $780 | -$144 | -15.6% |
| Tennessee | $808 | -$116 | -12.6% |
| Texas | $1,112 | $188 | 20.3% |
| Utah | $684 | -$240 | -26.0% |
| Vermont | $630 | -$294 | -31.8% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $712 | -$212 | -22.9% |
| West Virginia | $846 | -$78 | -8.4% |
| Wisconsin | $636 | -$288 | -31.2% |
| Wyoming | $822 | -$102 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,100 to $1,500 extra per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers is expensive and can cost as much as 41% to 133% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, so the rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $884 | $74 |
| Chrysler Town and Country Touring | $910 | $76 |
| Chrysler Town and Country Signature | $932 | $78 |
| Chrysler Town and Country Touring Plus | $932 | $78 |
| Chrysler Town and Country Limited | $966 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $224 | $310 | $390 | $1,060 |
| 2012 Chrysler Town and Country | $176 | $210 | $402 | $924 |
| 2010 Chrysler Town and Country | $162 | $170 | $398 | $866 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chrysler Town and Country Insurance
Saving money on car insurance consists of being safe and accident-free, maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Set aside time to compare rates at least once a year by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Below you'll find a quick review of the primary concepts that were covered above.
- Drivers can save as much as $100 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers with a DUI or reckless driving violation will pay on average $1,050 more each year than a low-risk driver
- Increasing deductibles can save around $250 each year
- Youthful drivers pay the highest rates, costing as high as $302 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,090 |
| 30 | $944 |
| 40 | $924 |
| 50 | $848 |
| 60 | $830 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,016 |
| $500 | $924 |
| $1,000 | $836 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,046 |
| 100/300 | $1,147 |
| 250/500 | $1,408 |
| 100 CSL | $1,087 |
| 300 CSL | $1,308 |
| 500 CSL | $1,469 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,116 |
| 20 | $3,326 |
| 30 | $1,998 |
| 40 | $1,976 |
| 50 | $1,884 |
| 60 | $1,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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