Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average insurance rates for a Chrysler Town and Country are $924 a year with full coverage. Comprehensive insurance costs approximately $176, collision costs $210, and liability insurance is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $1,976 or more. Teen drivers receive the highest rates at $3,622 a year or more.
Average premium for full coverage: $924
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Town and Country trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $446 for the bare minimum liability coverage to a much higher rate of $1,976 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas.
The price range example below illustrates the effect of geographic area on auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $560
- Raising to $1,000 deductibles will save $88 annually
- The average rate for a 40-year-old driver who chooses $500 deductibles is $924
- Choosing more expensive low deductibles will cost an extra $166 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,976 or more
- The cost for full coverage for a teen driver with full coverage can cost $3,622
Car insurance rates for a Chrysler Town and Country can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $3,600 a year. View Rates by Age
Where you live also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $670 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,250 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $836 | -$88 | -9.5% |
| Alaska | $708 | -$216 | -23.4% |
| Arizona | $766 | -$158 | -17.1% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,052 | $128 | 13.9% |
| Colorado | $880 | -$44 | -4.8% |
| Connecticut | $950 | $26 | 2.8% |
| Delaware | $1,044 | $120 | 13.0% |
| Florida | $1,152 | $228 | 24.7% |
| Georgia | $856 | -$68 | -7.4% |
| Hawaii | $662 | -$262 | -28.4% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $688 | -$236 | -25.5% |
| Indiana | $698 | -$226 | -24.5% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $876 | -$48 | -5.2% |
| Kentucky | $1,260 | $336 | 36.4% |
| Louisiana | $1,368 | $444 | 48.1% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $762 | -$162 | -17.5% |
| Massachusetts | $738 | -$186 | -20.1% |
| Michigan | $1,602 | $678 | 73.4% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,106 | $182 | 19.7% |
| Missouri | $818 | -$106 | -11.5% |
| Montana | $992 | $68 | 7.4% |
| Nebraska | $728 | -$196 | -21.2% |
| Nevada | $1,108 | $184 | 19.9% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $816 | -$108 | -11.7% |
| New York | $972 | $48 | 5.2% |
| North Carolina | $532 | -$392 | -42.4% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $636 | -$288 | -31.2% |
| Oklahoma | $946 | $22 | 2.4% |
| Oregon | $846 | -$78 | -8.4% |
| Pennsylvania | $880 | -$44 | -4.8% |
| Rhode Island | $1,232 | $308 | 33.3% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $780 | -$144 | -15.6% |
| Tennessee | $808 | -$116 | -12.6% |
| Texas | $1,112 | $188 | 20.3% |
| Utah | $684 | -$240 | -26.0% |
| Vermont | $630 | -$294 | -31.8% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $712 | -$212 | -22.9% |
| West Virginia | $846 | -$78 | -8.4% |
| Wisconsin | $636 | -$288 | -31.2% |
| Wyoming | $822 | -$102 | -11.0% |
Choosing high deductibles can reduce rates by up to $260 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,500 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 41% to 133% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $884 | $74 |
| Chrysler Town and Country Touring | $910 | $76 |
| Chrysler Town and Country Signature | $932 | $78 |
| Chrysler Town and Country Touring Plus | $932 | $78 |
| Chrysler Town and Country Limited | $966 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $224 | $310 | $390 | $1,060 |
| 2012 Chrysler Town and Country | $176 | $210 | $402 | $924 |
| 2010 Chrysler Town and Country | $162 | $170 | $398 | $866 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chrysler Town and Country Insurance
Saving money on Chrysler Town and Country insurance consists of not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.
The following is a summary of the data covered in the above illustrations.
- Drivers who purchase higher liability limits will pay about $440 every year to raise from a minimum limit to 250/500 limits
- You may be able to save around $100 per year simply by shopping early and online
- Increasing deductibles can save around $250 each year
- Teens pay the highest auto insurance rates, with premiums as much as $302 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,090 |
| 30 | $944 |
| 40 | $924 |
| 50 | $848 |
| 60 | $830 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,016 |
| $500 | $924 |
| $1,000 | $836 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,046 |
| 100/300 | $1,147 |
| 250/500 | $1,408 |
| 100 CSL | $1,087 |
| 300 CSL | $1,308 |
| 500 CSL | $1,469 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,116 |
| 20 | $3,326 |
| 30 | $1,998 |
| 40 | $1,976 |
| 50 | $1,884 |
| 60 | $1,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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