Chrysler Town and Country Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 28, 2024
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Average insurance rates for a Chrysler Town and Country are $960 a year for full coverage insurance. Comprehensive insurance costs on average $190, collision insurance costs $228, and liability insurance costs around $406. A liability-only policy costs as low as $450 a year, and high-risk insurance costs $2,052 or more. Teens receive the highest rates at up to $3,736 a year.
Average premium for full coverage: $960
Rate estimates by individual coverage type:
Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Town and Country trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $450 for just liability coverage to a much higher rate of $2,052 for a policy for a high-risk driver.
Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Chrysler Town and Country insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $581
- Using higher $1,000 deductibles will save around $96 each year
- The estimated price for a 40-year-old driver with $500 deductibles is $960
- Selecting more expensive low deductibles for physical damage coverage will cost an additional $180 a year
- Drivers with serious driving violations could pay upwards of $2,052
- The cost that insures a teen driver with full coverage may cost $3,736 or more
Insurance rates for a Chrysler Town and Country can also vary considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,700 a year. View Rates by Age
Where you live has a huge impact on Chrysler Town and Country insurance rates. A driver around age 40 might see rates as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$94 | -9.8% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,092 | $132 | 13.8% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $984 | $24 | 2.5% |
| Delaware | $1,084 | $124 | 12.9% |
| Florida | $1,200 | $240 | 25.0% |
| Georgia | $888 | -$72 | -7.5% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $646 | -$314 | -32.7% |
| Kansas | $912 | -$48 | -5.0% |
| Kentucky | $1,308 | $348 | 36.3% |
| Louisiana | $1,418 | $458 | 47.7% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $790 | -$170 | -17.7% |
| Massachusetts | $764 | -$196 | -20.4% |
| Michigan | $1,666 | $706 | 73.5% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $756 | -$204 | -21.3% |
| Nevada | $1,150 | $190 | 19.8% |
| New Hampshire | $690 | -$270 | -28.1% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $848 | -$112 | -11.7% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $788 | -$172 | -17.9% |
| Ohio | $660 | -$300 | -31.3% |
| Oklahoma | $982 | $22 | 2.3% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $912 | -$48 | -5.0% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $872 | -$88 | -9.2% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $840 | -$120 | -12.5% |
| Texas | $1,156 | $196 | 20.4% |
| Utah | $710 | -$250 | -26.0% |
| Vermont | $656 | -$304 | -31.7% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $740 | -$220 | -22.9% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $662 | -$298 | -31.0% |
| Wyoming | $854 | -$106 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $916 | $76 |
| Chrysler Town and Country Touring | $946 | $79 |
| Chrysler Town and Country Signature | $968 | $81 |
| Chrysler Town and Country Touring Plus | $968 | $81 |
| Chrysler Town and Country Limited | $1,006 | $84 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $240 | $338 | $390 | $1,104 |
| 2012 Chrysler Town and Country | $190 | $228 | $406 | $960 |
| 2010 Chrysler Town and Country | $166 | $190 | $402 | $894 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chrysler Town and Country Insurance
Saving money on Chrysler Town and Country insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a condensed summary of the coverage data touched on above.
- It is possible to save as much as $110 per year just by shopping early and online
- Increasing deductibles can save approximately $275 each year
- Youthful drivers pay the highest rates, costing up to $311 per month if full coverage is included
- High-risk drivers with multiple at-fault accidents may pay on average $1,090 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,736 |
| 20 | $2,170 |
| 30 | $982 |
| 40 | $960 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,060 |
| $500 | $960 |
| $1,000 | $864 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,087 |
| 100/300 | $1,189 |
| 250/500 | $1,453 |
| 100 CSL | $1,128 |
| 300 CSL | $1,351 |
| 500 CSL | $1,514 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,280 |
| 20 | $3,454 |
| 30 | $2,078 |
| 40 | $2,052 |
| 50 | $1,958 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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