Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $984 a year for full coverage insurance. Comprehensive insurance costs approximately $194, collision insurance costs $252, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs $2,110 or more. 16-year-old drivers pay the most at up to $3,818 a year.

Average premium for full coverage: $984

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $589
• Choosing higher $1,000 deductibles can save $102 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $984
• Buying more expensive low deductibles for comp and collision coverage will cost an additional $196 each year
• Drivers with multiple tickets or accidents could pay around $2,110
• An auto insurance policy that insures a teenage driver with full coverage can cost $3,818 each year

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance ranges around 42% to 136% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $3,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,330 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles can save as much as $300 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chrysler Town and Country Insurance

Finding better rates on auto insurance takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Comparison shop at least every other year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a brief review of the car insurance concepts covered in the above illustrations.

• Drivers with DUI or reckless driving convictions could be charged and average of $1,130 more per year to insure their Town and Country
• It is possible to save around $110 per year just by shopping early and online
• Increasing policy deductibles can save approximately $300 each year
• Consumers who purchase more liability coverage will pay around $440 annually to raise limits from 30/60 bodily injury limits to the 250/500 level