Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $960 annually for full coverage. Comprehensive insurance costs on average $190 a year, collision insurance costs $228, and liability coverage is estimated at $406. Liability-only insurance costs approximately $450 a year, and high-risk driver insurance costs $2,052 or more. 16-year-old drivers cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $581
• Choosing higher $1,000 deductibles can save around $864 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $960
• Buying low $100 deductibles for comp and collision coverage costs an additional $180 each year
• Drivers with multiple tickets or accidents could pay upwards of $2,052
• Policy cost with full coverage for a teenage driver may cost $3,736 each year

Auto insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $280 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief summary of the information touched on in this article.

• Drivers can save as much as $110 per year just by quoting early and online
• Teenage drivers are charged the highest rates, costing up to $311 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,090 more each year for auto insurance
• Consumers who require higher levels of liability will pay around $450 each year to raise limits from a 30/60 limit to higher 250/500 limits