Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually including full coverage. Comprehensive insurance costs around $176, collision insurance costs $210, and liability insurance costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $1,976 or more. Teen drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $924

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Town and Country models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

The ranges above highlight why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $924
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $166 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $1,976
• The price with full coverage for a teen driver for full coverage can be $3,622 a year

Insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,100 to $1,500 additional each year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost anywhere from 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $260 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,320 on average in Michigan, New York, and Louisiana.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance not only requires being a good driver, but also having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the coverage data touched on in the above illustrations.

• You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $250 each year
• Drivers age 16 to 20 are charged the highest prices, possibly costing $302 a month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,050 more every year than a safer driver