Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually including full coverage. Comprehensive costs an estimated $176, collision costs $210, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $1,976. 16-year-old drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The best full coverage rate is $560
• Drivers who choose higher $1,000 deductibles will pay approximately $88 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $924
• Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,090
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,976 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $3,622 a year

Insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance can cost as much as 41% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $260 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,320 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Every company utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having a good credit history, refrain from filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief summary of the information touched on in the above illustrations.

• You may be able to save approximately $100 per year simply by shopping early and online
• Teen drivers are charged the highest prices, with the cost nearing $302 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $250 each year
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,050 more annually to insure their Town and Country
• Policyholders who want more liability coverage will pay around $440 per year to go from 30/60 bodily injury limits to higher 250/500 limits