Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs on average $176, collision costs $210, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,976. Teen drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $560
• Choosing higher $1,000 deductibles can save around $88 each year
• The average price for a good driver age 40 with $500 deductibles is $924
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,090
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $1,976 or more
• Policy cost to insure a teen driver with full coverage may cost $3,622 each year

Insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Town and Country.

Choosing high deductibles can save as much as $260 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance ranges as much as 41% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,250 on average in Michigan, New York, and Florida.

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chrysler Town and Country Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by requesting rates from direct insurance companies, and also from several local insurance agents.

The points below are a brief recap of the material that was covered above.

• Policyholders who require increased liability limits will pay about $440 annually to raise limits from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 pay higher rates, possibly costing $302 each month if full coverage is included
• Higher risk drivers who tend to receive serious violations pay on average $1,050 more each year to insure a Chrysler Town and Country
• Increasing comprehensive and collision deductibles could save as much as $250 each year