Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $960 annually for full coverage insurance. Comprehensive insurance costs on average $190 each year, collision costs $228, and liability insurance is $406. Liability-only insurance costs around $450 a year, with high-risk driver insurance costing $2,052 or more. Teenage drivers pay the highest rates at $3,736 a year or more.

Average premium for full coverage: $960

Price estimates by individual coverage:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Town and Country models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas have fewer physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best discount rate is $581
• Raising to $1,000 deductibles will save around $96 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $960
• Using low deductibles costs an additional $180 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,052 or more
• The price with full coverage for a teen driver may cost $3,736

Car insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $280 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,300 on average in Michigan, New York, and Florida.

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates at least every other year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief recap of the car insurance concepts presented in the illustrations above.

• High-risk drivers who tend to receive serious violations may pay on average $1,090 more each year for Town and Country insurance
• It is possible to save as much as $110 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $275 each year
• Drivers who require higher liability limits will pay an extra $450 annually to raise from a low limit to higher 250/500 limits