Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive insurance costs around $176 each year, collision costs $210, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $1,976 or more. Teen drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why all drivers should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $924
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $166 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,976 or more
• An auto insurance policy that insures a teen driver can be $3,622 a year

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,100 to $1,500 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 133% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,250 on average in Michigan, New York, and Florida.

Choosing high deductibles could save up to $260 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the data touched on in the above illustrations.

• Policyholders who may need more liability coverage will pay about $440 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save up to $100 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $250 each year
• Teen drivers are expensive to insure, with premiums being up to $302 per month if the policy includes full coverage