Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs approximately $176 a year, collision costs $210, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,976. Teen drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates by type of insurance:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Choosing higher $1,000 deductibles can save $836 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $924
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,090
• High-risk insureds with multiple violations and an at-fault accident could pay around $1,976 or more
• Policy cost to insure a teen driver can cost $3,622 each year

Insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your risk profile, and the model of your Town and Country.

Choosing high deductibles can save as much as $260 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance takes having a good driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a review of the ideas that were presented in the illustrations above.

• Drivers age 20 and younger are the costliest to insure, possibly costing $302 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,050 more per year to buy Chrysler Town and Country insurance
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• It is possible to save around $100 per year simply by quoting early and online