Chrysler Town and Country Insurance Rates

Average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs an estimated $176, collision costs $210, and liability is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $1,976. Teenage drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates broken down by individual coverage type:

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all Town and Country models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These examples illustrate why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The best discount rate is $560
• Raising to $1,000 deductibles will save approximately $88 each year
• The average price for a 40-year-old driver who has $500 deductibles is $924
• Using pricier low deductibles increases the price to $1,090
• Drivers who are prone to accidents and violations could pay up to $1,976 or more
• The cost to insure a 16-year-old driver for full coverage can cost as much as $3,622

Auto insurance rates for a Chrysler Town and Country can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $260 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,100 to $1,500 in extra premium per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers is expensive and can cost from 41% to 133% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find rates as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,250 on average in Florida, New York, and Michigan.

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Chrysler Town and Country Insurance

Saving money on insurance for a Chrysler Town and Country consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a quick rundown of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,050 more annually to buy Chrysler Town and Country insurance
• Drivers age 20 and younger are the costliest to insure, costing up to $302 per month if comprehensive and collision insurance is included
• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $250 each year
• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date