Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year including full coverage. Comprehensive costs on average $176, collision costs $210, and liability is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $1,976. Teen drivers cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Town and Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $560
• Raising to $1,000 deductibles will save around $88 every year
• The average rate for a good driver age 40 with $500 deductibles is $924
• Choosing more expensive low deductibles will increase the cost to $1,090
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,976 or more
• Policy cost for full coverage for a teen driver with full coverage may cost $3,622

Insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the model of your Town and Country, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $3,600 a year. View Rates by Age

Your home state also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find rates as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,320 on average in Michigan, New York, and Louisiana.

Choosing high deductibles can reduce rates by up to $260 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chrysler Town and Country Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to compare rates every couple of years by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief summary of the material that was covered above.

• Policyholders who require higher levels of liability will pay about $440 per year to raise from a 30/60 limit to 250/500 limits
• Teenage drivers pay the highest rates, with premiums being up to $302 each month for full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,050 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save around $250 each year