Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $960 a year with full coverage. Comprehensive insurance costs approximately $190 each year, collision insurance costs $228, and liability insurance is $406. A liability-only policy costs around $450 a year, and high-risk insurance costs $2,052 or more. Teens cost the most to insure at up to $3,736 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $581
• Raising to $1,000 deductibles will save $96 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $960
• Selecting low deductibles will cost an extra $180 a year
• Higher-risk drivers with serious driving violations could pay around $2,052
• Policy cost for full coverage for a teen driver can cost $3,736

Car insurance rates for a Chrysler Town and Country also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $3,700 a year. View Rates by Age

Your home state also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $690 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,300 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance consists of being a good driver, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest time comparing rates every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the information covered in the charts and tables above.

• You may be able to save around $110 per year just by quoting online in advance
• Drivers age 16 to 20 pay the highest auto insurance rates, as much as $311 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $275 each year
• High-risk drivers who have several accidents or serious violations pay on average $1,090 more per year than a safer driver
• Drivers who purchase an increased level of liability coverage will pay approximately $450 every year to raise from a 30/60 limit to 250/500 limits