Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average insurance rates for a Chrysler Town and Country are $960 a year for full coverage. Comprehensive costs an estimated $190 each year, collision insurance costs $228, and liability insurance costs $406. Buying just liability costs as little as $450 a year, and insurance for high-risk drivers costs around $2,052. Teenage drivers receive the highest rates at up to $3,736 a year.
Average premium for full coverage: $960
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Town and Country models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $450 for basic liability insurance to a high rate of $2,052 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.
These examples show why all drivers should compare rates for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Chrysler Town and Country insurance rates for other coverage scenarios.
- The best discount rate is $581
- Drivers who choose higher $1,000 deductibles will pay approximately $96 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $960
- Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,140
- High risk drivers who are prone to accidents and violations could pay up to $2,052
- The cost that insures a teen driver can cost as much as $3,736 a year
Auto insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $3,700 a year. View Rates by Age
Where you live makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$94 | -9.8% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,092 | $132 | 13.8% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $984 | $24 | 2.5% |
| Delaware | $1,084 | $124 | 12.9% |
| Florida | $1,200 | $240 | 25.0% |
| Georgia | $888 | -$72 | -7.5% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $646 | -$314 | -32.7% |
| Kansas | $912 | -$48 | -5.0% |
| Kentucky | $1,308 | $348 | 36.3% |
| Louisiana | $1,418 | $458 | 47.7% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $790 | -$170 | -17.7% |
| Massachusetts | $764 | -$196 | -20.4% |
| Michigan | $1,666 | $706 | 73.5% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $756 | -$204 | -21.3% |
| Nevada | $1,150 | $190 | 19.8% |
| New Hampshire | $690 | -$270 | -28.1% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $848 | -$112 | -11.7% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $788 | -$172 | -17.9% |
| Ohio | $660 | -$300 | -31.3% |
| Oklahoma | $982 | $22 | 2.3% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $912 | -$48 | -5.0% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $872 | -$88 | -9.2% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $840 | -$120 | -12.5% |
| Texas | $1,156 | $196 | 20.4% |
| Utah | $710 | -$250 | -26.0% |
| Vermont | $656 | -$304 | -31.7% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $740 | -$220 | -22.9% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $662 | -$298 | -31.0% |
| Wyoming | $854 | -$106 | -11.0% |
Using high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $916 | $76 |
| Chrysler Town and Country Touring | $946 | $79 |
| Chrysler Town and Country Signature | $968 | $81 |
| Chrysler Town and Country Touring Plus | $968 | $81 |
| Chrysler Town and Country Limited | $1,006 | $84 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $240 | $338 | $390 | $1,104 |
| 2012 Chrysler Town and Country | $190 | $228 | $406 | $960 |
| 2010 Chrysler Town and Country | $166 | $190 | $402 | $894 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chrysler Town and Country Insurance
Saving money on Chrysler Town and Country insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a quick review of the information raised in the charts and tables above.
- Drivers can save approximately $110 per year just by quoting online in advance
- Drivers under the age of 20 are the costliest to insure, costing as high as $311 per month if the policy includes full coverage
- Increasing deductibles can save approximately $275 each year
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,090 more annually to insure a Chrysler Town and Country
- Drivers who want increased liability limits will pay an extra $450 each year to go from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,736 |
| 20 | $2,170 |
| 30 | $982 |
| 40 | $960 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,060 |
| $500 | $960 |
| $1,000 | $864 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,087 |
| 100/300 | $1,189 |
| 250/500 | $1,453 |
| 100 CSL | $1,128 |
| 300 CSL | $1,351 |
| 500 CSL | $1,514 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,280 |
| 20 | $3,454 |
| 30 | $2,078 |
| 40 | $2,052 |
| 50 | $1,958 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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