Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $924 a year with full coverage. Comprehensive costs around $176, collision costs $210, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $1,976. 16-year-old drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $560
• Using higher $1,000 deductibles will save about $88 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $924
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,090
• Drivers with multiple tickets or accidents could pay at least $1,976 or more
• An auto insurance policy that insures a teen driver with full coverage can be $3,622 or more

Auto insurance prices for a Chrysler Town and Country also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,100 to $1,500 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 41% to 133% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $670 a year in states like New Hampshire, Ohio, and Utah, or at least $1,250 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could cut prices by as much as $260 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Finding better rates on car insurance requires having a decent driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Comparison shop at every policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief recap of the data raised in the charts and tables above.

• Policyholders who may need additional liability coverage will pay around $440 every year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save up to $100 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $250 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $302 per month if the policy includes full coverage