Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually for full coverage insurance. Comprehensive costs approximately $176, collision costs $210, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,976. Teen drivers pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Choosing higher $1,000 deductibles can save $88 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $924
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,090
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,976 or more
• The price with full coverage for a teen driver with full coverage can cost $3,622 each year

Auto insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,500 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 41% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $260 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Chrysler Town and Country Insurance

Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, not filing small claims, and not having any coverage lapses. Make time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the ideas that were touched on in this article.

• Youthful drivers have the highest car insurance prices, as much as $302 a month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,050 more per year than a low-risk driver
• Increasing physical damage deductibles could save up to $250 each year
• It is possible to save around $100 per year simply by shopping early and online