Chrysler Town and Country Insurance Rates

The average insurance rates for a Chrysler Town and Country are $924 a year with full coverage. Comprehensive costs on average $176 each year, collision costs $210, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $1,976. Teens cost the most to insure at $3,622 a year or more.

Average premium for full coverage: $924

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save around $88 annually
• The estimated price for a good driver age 40 with $500 deductibles is $924
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,090
• High-risk insureds with serious driving violations could pay upwards of $1,976 or more
• Policy cost that insures a teen driver may cost $3,622 each year

Insurance rates for a Chrysler Town and Country also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,100 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,250 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance takes being a low-risk driver, having above-average credit, not filing small claims, and bundling your home and auto policies. Compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.

The items below are a brief recap of the coverage data touched on in this article.

• You may be able to save as much as $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teen drivers pay the highest rates, as much as $302 each month if full coverage is included
• High-risk drivers who tend to receive serious violations pay on average $1,050 more each year to insure their Town and Country