Chrysler Town and Country Insurance Rates

Average insurance rates for a Chrysler Town and Country are $924 a year for full coverage insurance. Comprehensive insurance costs approximately $176 a year, collision costs $210, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, with coverage for high-risk drivers costing $1,976 or more. Teen drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Town and Country trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $560
• Using higher $1,000 deductibles will save $836 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $924
• Choosing low $100 deductibles for physical damage coverage will cost an extra $166 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $1,976 or more
• The cost for full coverage for a 16-year-old driver can cost $3,622 or more

Insurance rates for a Chrysler Town and Country can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Where you live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,250 on average in Florida, New York, and Michigan.

Choosing high deductibles could cut rates by as much as $260 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 additional per year, depending on your age. A high-risk auto insurance policy can be from 41% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chrysler Town and Country Insurance

Saving money on insurance for a Chrysler Town and Country requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following list is a review of the material that was touched on in this article.

• Insureds who purchase an increased level of liability coverage will pay about $440 annually to increase from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, costing up to $302 per month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,050 more per year than a safer driver
• Increasing deductibles can save around $250 each year