Chrysler Town and Country Insurance Rates

Average auto insurance rates for a Chrysler Town and Country are $924 annually with full coverage. Comprehensive costs around $176 a year, collision costs $210, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $1,976. Teens receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Town and Country trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $560
• Raising to $1,000 deductibles will save about $836 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $924
• Selecting low $100 deductibles will cost $1,090
• Higher-risk drivers with serious driving violations could pay at least $1,976 or more
• The cost with full coverage for a teen driver can be $3,622

Auto insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level of your Town and Country, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $3,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,100 to $1,500 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,250 on average in Florida, Michigan, and New York.

With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Chrysler Town and Country Insurance

Saving money on Chrysler Town and Country insurance consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief summary of the information covered above.

• You may be able to save up to $100 per year simply by quoting early and online
• Youthful drivers are expensive to insure, with premiums as much as $302 per month if full coverage is included
• Increasing deductibles could save up to $250 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,050 more every year than a low-risk driver
• Drivers who may need more liability protection will pay approximately $440 every year to raise from a minimum limit to higher 250/500 limits