Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $960 annually for full coverage insurance. Comprehensive costs on average $190 a year, collision costs $228, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, with coverage for high-risk drivers costing around $2,052. 16-year-old drivers pay the highest rates at $3,736 a year or more.

Average premium for full coverage: $960

Price estimates by individual coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Rural areas have fewer physical damage claims than congested cities.

The diagram below illustrates how location helps determine car insurance rates.

The ranges above illustrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $581
• Drivers who choose higher $1,000 deductibles will pay around $864 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $960
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,140
• Drivers with multiple tickets or accidents could pay upwards of $2,052 or more
• The price with full coverage for a 16-year-old driver may cost $3,736 a year

Insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $280 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,300 on average in Michigan, New York, and Florida.

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Chrysler Town and Country Insurance

Getting lower rates on insurance for a Chrysler Town and Country not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and bundling your home and auto policies. Invest time comparing rates every time your policy renews by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a recap of the information covered in the charts and tables above.

• It is possible to save as much as $110 per year simply by quoting early and online
• Youthful drivers pay the highest prices, as much as $311 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $275 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,090 more each year than a low-risk driver
• Insureds who require more liability protection will pay around $450 annually to go from a low limit to higher 250/500 limits