Chrysler Town and Country Insurance Rates

U.S. average auto insurance rates for a Chrysler Town and Country are $924 annually with full coverage. Comprehensive costs approximately $176, collision insurance costs $210, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $1,976. Teenage drivers pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $924

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $560
• Choosing higher $1,000 deductibles can save $88 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $924
• Using more expensive low deductibles for comp and collision coverage will cost $1,090
• High-risk insureds who are prone to accidents and violations could pay around $1,976
• The price with full coverage for a teen driver with full coverage can cost $3,622 each year

Insurance prices for a Chrysler Town and Country are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,250 on average in New York, Michigan, and Florida.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the material that was raised in the charts and tables above.

• Drivers who purchase additional liability coverage will pay an extra $440 every year to raise limits from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, costing up to $302 a month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,050 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $250 each year