Chrysler Town and Country Insurance Rates

Average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs around $176, collision costs $210, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing around $1,976. Teen drivers receive the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Town and Country models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $560
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The average price for a 40-year-old driver using $500 deductibles is $924
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,090
• Drivers with multiple violations and an at-fault accident could pay at least $1,976 or more
• The cost to insure a 16-year-old driver for full coverage can be $3,622 a year

Insurance rates for a Chrysler Town and Country can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles could save up to $260 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,100 to $1,500 additional per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost from 41% to 133% more than average. View High Risk Driver Rates

Where you live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,250 on average in Michigan, New York, and Florida.

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chrysler Town and Country Insurance

Saving money on insurance for a Chrysler Town and Country not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the information covered above.

• It is possible to save up to $100 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are charged the highest rates, costing up to $302 per month if full coverage is included
• Increasing deductibles could save as much as $250 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,050 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay about $440 annually to go from a minimum limit to a 250/500 level