Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $960 annually with full coverage. Comprehensive insurance costs on average $190 each year, collision costs $228, and liability costs around $406. Buying just liability costs as low as $450 a year, with insurance for high-risk drivers costing $2,052 or more. Teens cost the most to insure at $3,736 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $581
• Using higher $1,000 deductibles will save around $96 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $960
• Selecting low deductibles for physical damage coverage costs an additional $180 annually
• High-risk insureds with serious driving violations could pay upwards of $2,052 or more
• Policy cost with full coverage for a 16-year-old driver may cost $3,736 or more

Insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see rates as low as $690 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,300 on average in Florida, Michigan, and New York.

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Chrysler Town and Country Insurance

Finding cheaper rates on insurance for a Chrysler Town and Country requires avoiding accidents and claims, having a good credit history, not filing small claims, and bundling your home and auto policies. Spend time shopping around at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a condensed summary of the concepts that were touched on above.

• Drivers considered higher risk with multiple at-fault accidents pay an average of $1,090 more each year to insure a Chrysler Town and Country
• Drivers under the age of 20 pay the highest rates, as much as $311 each month including comprehensive and collision insurance
• You may be able to save as much as $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• You may be able to save as much as $110 per year simply by quoting online in advance