Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $960 every 12 months including full coverage. Comprehensive costs around $190, collision insurance costs $228, and liability costs around $406. A liability-only policy costs as low as $450 a year, and high-risk insurance costs around $2,052. Teenage drivers pay the most at up to $3,736 a year.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

These rate differences highlight why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $581
• Using higher $1,000 deductibles will save about $96 every year
• The average price for a 40-year-old good driver using $500 deductibles is $960
• Using pricier low deductibles for physical damage coverage increases the price to $1,140
• High-risk insureds who are prone to accidents and violations could pay at least $2,052
• An auto insurance policy to insure a 16-year-old driver for full coverage can be $3,736 or more

Auto insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $280 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Chrysler Town and Country insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country requires being a good driver, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,090 more every year than a safer driver
• You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $275 each year
• Insureds who may need an increased level of liability coverage will pay an extra $450 per year to increase from 30/60 bodily injury limits to a 250/500 level