Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $924 every 12 months including full coverage. Comprehensive costs approximately $176 each year, collision costs $210, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $1,976. Teenage drivers pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $560
• Using higher $1,000 deductibles will save $88 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $924
• Using low deductibles for physical damage coverage increases the price to $1,090
• High-risk insureds who are prone to accidents and violations could pay around $1,976 or more
• An auto insurance policy to insure a 16-year-old driver can cost $3,622 or more

Insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Town and Country.

Using high physical damage deductibles could cut prices by as much as $260 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,100 to $1,500 additional annually, depending on your age. Insurance for high-risk drivers can be from 41% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,320 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country requires not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief summary of the information presented in the illustrations above.

• You may be able to save around $100 per year simply by quoting online in advance
• Teens are the costliest to insure, with the cost nearing $302 per month if full coverage is included
• Increasing policy deductibles could save as much as $250 each year
• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,050 more per year for Town and Country insurance
• Insureds who purchase higher liability limits will pay an extra $440 per year to increase from 30/60 bodily injury limits to a 250/500 level