Chrysler Town and Country Insurance Rates

Estimated auto insurance rates for a Chrysler Town and Country are $924 annually including full coverage. Comprehensive costs around $176, collision costs $210, and liability is estimated at $402. A policy with only liability insurance costs approximately $446 a year, with a high-risk policy costing around $1,976. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save about $88 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $924
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,090
• Unlucky drivers with serious driving violations could pay at least $1,976 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can be $3,622 each year

Car insurance prices for a Chrysler Town and Country also have a wide range based on the model of your Town and Country, your driving characteristics, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance ranges as much as 41% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,320 on average in Michigan, New York, and Louisiana.

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chrysler Town and Country Insurance

Finding better rates on car insurance takes being safe and accident-free, having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Invest the time to shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a review of the information illustrated above.

• You may be able to save up to $100 per year simply by shopping early and online
• Youthful drivers are the costliest to insure, with the cost nearing $302 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save up to $250 each year
• Higher risk drivers who have several accidents or serious violations may pay on average $1,050 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay approximately $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits