Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage. Comprehensive costs approximately $176, collision costs $210, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $1,976. Teens receive the highest rates at $3,622 a year or more.
Average premium for full coverage: $924
Rate estimates by individual coverage type:
Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all Town and Country models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $446 for minimum levels of liability insurance to the much higher price of $1,976 for coverage for higher-risk drivers.
Price Range by Location
Your location can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than cities with more traffic congestion.
The example below illustrates the difference location can make on auto insurance prices.
These examples show why everyone should compare rates using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $560
- Drivers who choose higher $1,000 deductibles will pay $88 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $924
- Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,090
- Higher-risk drivers with serious driving violations could pay around $1,976 or more
- The cost to insure a teen driver for full coverage can cost $3,622 a year
Car insurance rates for a Chrysler Town and Country can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Town and Country.
Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,500 extra per year, depending on your age. Chrysler Town and Country insurance for high-risk drivers can cost as much as 41% to 133% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,320 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $836 | -$88 | -9.5% |
| Alaska | $708 | -$216 | -23.4% |
| Arizona | $766 | -$158 | -17.1% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,052 | $128 | 13.9% |
| Colorado | $880 | -$44 | -4.8% |
| Connecticut | $950 | $26 | 2.8% |
| Delaware | $1,044 | $120 | 13.0% |
| Florida | $1,152 | $228 | 24.7% |
| Georgia | $856 | -$68 | -7.4% |
| Hawaii | $662 | -$262 | -28.4% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $688 | -$236 | -25.5% |
| Indiana | $698 | -$226 | -24.5% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $876 | -$48 | -5.2% |
| Kentucky | $1,260 | $336 | 36.4% |
| Louisiana | $1,368 | $444 | 48.1% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $762 | -$162 | -17.5% |
| Massachusetts | $738 | -$186 | -20.1% |
| Michigan | $1,602 | $678 | 73.4% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,106 | $182 | 19.7% |
| Missouri | $818 | -$106 | -11.5% |
| Montana | $992 | $68 | 7.4% |
| Nebraska | $728 | -$196 | -21.2% |
| Nevada | $1,108 | $184 | 19.9% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $816 | -$108 | -11.7% |
| New York | $972 | $48 | 5.2% |
| North Carolina | $532 | -$392 | -42.4% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $636 | -$288 | -31.2% |
| Oklahoma | $946 | $22 | 2.4% |
| Oregon | $846 | -$78 | -8.4% |
| Pennsylvania | $880 | -$44 | -4.8% |
| Rhode Island | $1,232 | $308 | 33.3% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $780 | -$144 | -15.6% |
| Tennessee | $808 | -$116 | -12.6% |
| Texas | $1,112 | $188 | 20.3% |
| Utah | $684 | -$240 | -26.0% |
| Vermont | $630 | -$294 | -31.8% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $712 | -$212 | -22.9% |
| West Virginia | $846 | -$78 | -8.4% |
| Wisconsin | $636 | -$288 | -31.2% |
| Wyoming | $822 | -$102 | -11.0% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $884 | $74 |
| Chrysler Town and Country Touring | $910 | $76 |
| Chrysler Town and Country Signature | $932 | $78 |
| Chrysler Town and Country Touring Plus | $932 | $78 |
| Chrysler Town and Country Limited | $966 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $224 | $310 | $390 | $1,060 |
| 2012 Chrysler Town and Country | $176 | $210 | $402 | $924 |
| 2010 Chrysler Town and Country | $162 | $170 | $398 | $866 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chrysler Town and Country Insurance
Saving money on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Make time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below is a condensed summary of the primary concepts that were touched on in this article.
- Drivers can save around $100 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers with multiple at-fault accidents may pay on average $1,050 more per year for auto insurance
- Increasing deductibles could save as much as $250 each year
- Teenage drivers pay the highest auto insurance rates, costing as high as $302 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,090 |
| 30 | $944 |
| 40 | $924 |
| 50 | $848 |
| 60 | $830 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,090 |
| $250 | $1,016 |
| $500 | $924 |
| $1,000 | $836 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,046 |
| 100/300 | $1,147 |
| 250/500 | $1,408 |
| 100 CSL | $1,087 |
| 300 CSL | $1,308 |
| 500 CSL | $1,469 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,116 |
| 20 | $3,326 |
| 30 | $1,998 |
| 40 | $1,976 |
| 50 | $1,884 |
| 60 | $1,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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