Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs on average $176, collision costs $210, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing around $1,976. Teens pay the most at $3,622 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save around $88 each year
• The average price for a 40-year-old good driver with $500 deductibles is $924
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,090
• High-risk insureds with serious driving violations could pay upwards of $1,976 or more
• An auto insurance policy to insure a teen driver with full coverage may cost $3,622 each year

Insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Town and Country.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,250 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chrysler Town and Country Insurance

Finding better rates on Chrysler Town and Country insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by requesting rates from direct insurance companies, and also from several local insurance agents.

The following items are a brief recap of the concepts that were covered in the above illustrations.

• High-risk drivers who tend to receive serious violations pay on average $1,050 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher prices, with premiums being up to $302 per month if full coverage is included
• It is possible to save as much as $100 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $250 each year
• It is possible to save as much as $100 per year simply by shopping early and online