Chrysler Town and Country Insurance Rates

The average insurance prices for a Chrysler Town and Country are $924 every 12 months with full coverage. Comprehensive insurance costs around $176, collision insurance costs $210, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $1,976 or more. Teenage drivers cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $924

Policy rates for type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $560
• Choosing higher $1,000 deductibles can save about $88 annually
• The average price for a good driver age 40 using $500 deductibles is $924
• Using pricier low deductibles for comp and collision coverage costs an extra $166 a year
• High-risk insureds who are prone to accidents and violations could pay at least $1,976
• Policy cost to insure a teen driver for full coverage can be $3,622 each year

Auto insurance rates for a Chrysler Town and Country also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $260 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,500 in extra premium every year, depending on your age. Chrysler Town and Country insurance for high-risk drivers ranges anywhere from 41% to 133% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,250 on average in Florida, Michigan, and New York.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Chrysler Town and Country Insurance

Finding cheaper rates on Chrysler Town and Country insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by requesting quotes from direct companies, and also from several local insurance agents.

The points below are a recap of the data that was covered in the charts and tables above.

• You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
• Drivers who may need increased liability limits will pay an extra $440 every year to raise limits from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $302 each month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents pay on average $1,050 more every year to insure a Chrysler Town and Country