Chrysler Town and Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 28, 2024
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Average insurance rates for a Chrysler Town and Country are $960 a year with full coverage. Comprehensive insurance costs on average $190 each year, collision costs $228, and liability insurance is $406. A liability-only policy costs around $450 a year, with high-risk insurance costing $2,052 or more. Teen drivers receive the highest rates at $3,736 a year or more.
Average premium for full coverage: $960
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Town and Country models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $450 for your basic liability-only policy to a high rate of $2,052 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than larger metro areas.
The graphic below illustrates how where you live affects car insurance rates.
These examples demonstrate why all drivers should compare rates quotes based on a specific location, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $581
- Raising to $1,000 deductibles will save around $96 annually
- The estimated price for a 40-year-old driver with $500 deductibles is $960
- Choosing low deductibles will cost an additional $180 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,052 or more
- The cost that insures a teen driver may cost $3,736
Insurance rates for a Chrysler Town and Country can also vary considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,700 a year. View Rates by Age
Where you live also has a big influence on Chrysler Town and Country insurance rates. A middle-age driver might find rates as low as $690 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$94 | -9.8% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,092 | $132 | 13.8% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $984 | $24 | 2.5% |
| Delaware | $1,084 | $124 | 12.9% |
| Florida | $1,200 | $240 | 25.0% |
| Georgia | $888 | -$72 | -7.5% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $646 | -$314 | -32.7% |
| Kansas | $912 | -$48 | -5.0% |
| Kentucky | $1,308 | $348 | 36.3% |
| Louisiana | $1,418 | $458 | 47.7% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $790 | -$170 | -17.7% |
| Massachusetts | $764 | -$196 | -20.4% |
| Michigan | $1,666 | $706 | 73.5% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $756 | -$204 | -21.3% |
| Nevada | $1,150 | $190 | 19.8% |
| New Hampshire | $690 | -$270 | -28.1% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $848 | -$112 | -11.7% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $788 | -$172 | -17.9% |
| Ohio | $660 | -$300 | -31.3% |
| Oklahoma | $982 | $22 | 2.3% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $912 | -$48 | -5.0% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $872 | -$88 | -9.2% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $840 | -$120 | -12.5% |
| Texas | $1,156 | $196 | 20.4% |
| Utah | $710 | -$250 | -26.0% |
| Vermont | $656 | -$304 | -31.7% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $740 | -$220 | -22.9% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $662 | -$298 | -31.0% |
| Wyoming | $854 | -$106 | -11.0% |
Choosing high deductibles can reduce rates by up to $280 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler Town and Country LX | $916 | $76 |
| Chrysler Town and Country Touring | $946 | $79 |
| Chrysler Town and Country Signature | $968 | $81 |
| Chrysler Town and Country Touring Plus | $968 | $81 |
| Chrysler Town and Country Limited | $1,006 | $84 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chrysler Town and Country | $240 | $338 | $390 | $1,104 |
| 2012 Chrysler Town and Country | $190 | $228 | $406 | $960 |
| 2010 Chrysler Town and Country | $166 | $190 | $402 | $894 |
Rates are averaged for all Chrysler Town and Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chrysler Town and Country Insurance
Saving money on Chrysler Town and Country insurance consists of being a good driver, having above-average credit, eliminating unnecessary coverage, and bundling your home and auto policies. Shop around at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a brief summary of the concepts that were touched on in the above illustrations.
- High-risk drivers that tend to have accidents or serious violations pay on average $1,090 more each year than a safer driver
- Drivers age 16 to 20 pay the highest rates, with premiums as much as $311 per month if full coverage is included
- You may be able to save as much as $110 per year simply by quoting online in advance
- Increasing deductibles can save approximately $275 each year
- You may be able to save as much as $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,736 |
| 20 | $2,170 |
| 30 | $982 |
| 40 | $960 |
| 50 | $880 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,060 |
| $500 | $960 |
| $1,000 | $864 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,087 |
| 100/300 | $1,189 |
| 250/500 | $1,453 |
| 100 CSL | $1,128 |
| 300 CSL | $1,351 |
| 500 CSL | $1,514 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,280 |
| 20 | $3,454 |
| 30 | $2,078 |
| 40 | $2,052 |
| 50 | $1,958 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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