Chrysler Town and Country Insurance Rates

U.S. average insurance prices for a Chrysler Town and Country are $960 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $190, collision costs $228, and liability coverage costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing $2,052 or more. Teen drivers pay the highest rates at $3,736 a year or more.

Average premium for full coverage: $960

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Town and Country trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $581
• Drivers who choose higher $1,000 deductibles will pay $96 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $960
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $180 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,052 or more
• The price to insure a teenage driver with full coverage can cost $3,736 a year

Auto insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Town and Country.

Choosing high deductibles could save up to $280 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance can cost around 43% to 128% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chrysler Town and Country Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the ideas that were presented in the illustrations above.

• Youthful drivers have the highest car insurance prices, as much as $311 a month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may have to pay on average $1,090 more per year than a low-risk driver
• Increasing physical damage deductibles could save as much as $275 each year
• It is possible to save around $110 per year simply by shopping early and online