Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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The average insurance rates for a Chrysler Pacifica Hybrid are $1,380 a year with full coverage. Comprehensive insurance costs around $312 each year, collision insurance costs $548, and liability coverage is estimated at $384. Liability-only coverage costs approximately $432 a year, and high-risk coverage costs $2,990 or more. Teen drivers cost the most to insure at up to $5,066 a year.

Average premium for full coverage: $1,380

Policy rates for type of insurance:

Comprehensive $312
Collision $548
Liability $384

Includes $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Pacifica Hybrid models.

Price Range Variability

For the average 40-year-old driver, Chrysler Pacifica Hybrid insurance rates range from as low as $432 for the bare minimum liability coverage to a high rate of $2,990 for a driver that may need high-risk insurance.

Liability Only $432
Full Coverage $1,380
High Risk $2,990

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

The examples above demonstrate why all drivers should get quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $785
  • Choosing higher $1,000 deductibles can save about $194 annually
  • The average rate for a good driver age 40 using $500 deductibles is $1,380
  • Choosing low deductibles for comp and collision coverage will cost an extra $380 each year
  • Drivers with multiple violations and an at-fault accident could pay at least $2,990
  • Policy cost for full coverage for a teenage driver can be $5,066 each year

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $785 to $5,066 for full coverage

Insurance rates for a Chrysler Pacifica Hybrid also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Pacifica Hybrid insurance rates. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,860 on average in Florida, Michigan, and New York.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,316 -$64 -4.6%
Connecticut $1,418 $38 2.8%
Delaware $1,560 $180 13.0%
Florida $1,726 $346 25.1%
Georgia $1,276 -$104 -7.5%
Hawaii $992 -$388 -28.1%
Idaho $936 -$444 -32.2%
Illinois $1,030 -$350 -25.4%
Indiana $1,042 -$338 -24.5%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,100 -$280 -20.3%
Michigan $2,398 $1,018 73.8%
Minnesota $1,158 -$222 -16.1%
Mississippi $1,654 $274 19.9%
Missouri $1,226 -$154 -11.2%
Montana $1,482 $102 7.4%
Nebraska $1,086 -$294 -21.3%
Nevada $1,656 $276 20.0%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,132 -$248 -18.0%
Ohio $950 -$430 -31.2%
Oklahoma $1,418 $38 2.8%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,842 $462 33.5%
South Carolina $1,254 -$126 -9.1%
South Dakota $1,166 -$214 -15.5%
Tennessee $1,208 -$172 -12.5%
Texas $1,664 $284 20.6%
Utah $1,022 -$358 -25.9%
Vermont $944 -$436 -31.6%
Virginia $828 -$552 -40.0%
Washington $1,066 -$314 -22.8%
West Virginia $1,266 -$114 -8.3%
Wisconsin $954 -$426 -30.9%
Wyoming $1,228 -$152 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city

Choosing high deductibles can save as much as $580 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $345 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 129% more than average. View High Risk Driver Rates

Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $404 $688 $316 $1,544
2023 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2022 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2021 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2020 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2019 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2018 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2017 Chrysler Pacifica Hybrid $300 $516 $388 $1,340

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Chrysler Pacifica Hybrid Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the data that was touched on in this article.

  • You may be able to save up to $170 per year just by quoting online in advance
  • Consumers who may need higher liability limits will pay about $420 every year to raise limits from a 30/60 limit to 250/500 limits
  • Teens are charged the highest rates, as much as $422 each month including comprehensive and collision insurance
  • Drivers that have major violations or accidents pay an average of $1,610 more every year for Pacifica Hybrid insurance

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $5,066
20 $3,176
30 $1,444
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,760
$250 $1,584
$500 $1,380
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,457
100/300 $1,553
250/500 $1,802
100 CSL $1,495
300 CSL $1,706
500 CSL $1,860

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,254
20 $5,056
30 $3,060
40 $2,990
50 $2,848
60 $2,824

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $104
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

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