Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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U.S. average auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually for full coverage insurance. Comprehensive insurance costs around $300 each year, collision insurance costs $516, and liability costs around $388. Liability-only insurance costs as low as $434 a year, and high-risk driver insurance costs $2,898 or more. Teenage drivers pay the highest rates at up to $4,938 a year.

Average premium for full coverage: $1,340

Price estimates for individual coverage:

Comprehensive $300
Collision $516
Liability $388

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Pacifica Hybrid models.

Price Range from Low to High

For an average driver, Chrysler Pacifica Hybrid insurance prices range from as cheap as $434 for just the minimum liability insurance to a high rate of $2,898 for a driver required to buy high-risk insurance.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above illustrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $767
  • Using higher $1,000 deductibles will save about $184 each year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,340
  • Using low deductibles for physical damage coverage costs an additional $362 annually
  • High-risk insureds who are prone to accidents and violations could pay at least $2,898
  • The price with full coverage for a 16-year-old driver can be $4,938 or more

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $767 to $4,938 for full coverage

Car insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can be from 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $550 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $404 $688 $316 $1,544
2023 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2022 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2021 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2020 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2019 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2018 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2017 Chrysler Pacifica Hybrid $300 $516 $388 $1,340

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Chrysler Pacifica Hybrid Insurance

Getting lower rates on insurance for a Chrysler Pacifica Hybrid requires being a good driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the data covered in the above illustrations.

  • Insureds who may need an increased level of liability coverage will pay an extra $430 annually to increase from a low limit to higher 250/500 limits
  • It is possible to save up to $160 per year just by quoting online in advance
  • Increasing physical damage deductibles could save up to $550 each year
  • Drivers age 16 to 20 are the costliest to insure, as much as $412 a month if comprehensive and collision insurance is included

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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