Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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The average insurance prices for a Chrysler Pacifica Hybrid are $1,340 every 12 months for full coverage insurance. Comprehensive costs around $300 a year, collision insurance costs $516, and liability is $388. A liability-only policy costs around $434 a year, and high-risk insurance costs around $2,898. Teen drivers cost the most to insure at up to $4,938 a year.

Average premium for full coverage: $1,340

Policy rates for type of insurance:

Comprehensive $300
Collision $516
Liability $388

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Pacifica Hybrid trim levels.

Price Range Variability

For an average driver, Chrysler Pacifica Hybrid insurance rates range from the cheapest price of $434 for the bare minimum liability coverage to a high of $2,898 for a driver required to buy high-risk insurance.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The examples above illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $767
  • Raising to $1,000 deductibles will save about $1,156 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,340
  • Choosing low $100 deductibles increases the price to $1,702
  • Drivers with multiple violations and an at-fault accident could pay at least $2,898
  • Policy cost to insure a 16-year-old driver can be $4,938

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance rates range from $767 to $4,938 for full coverage

Car insurance rates for a Chrysler Pacifica Hybrid also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles can reduce rates by up to $550 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 133% more than average. View High Risk Driver Rates

Your home state also has a big influence on Chrysler Pacifica Hybrid insurance prices. A middle-age driver might find rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,810 on average in Michigan, New York, and Florida.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Chrysler Pacifica Hybrid Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica Hybrid consists of being safe and accident-free, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief review of the data covered in the above illustrations.

  • Insureds who may need more liability protection will pay about $430 annually to raise from a 30/60 limit to a 250/500 level
  • It is possible to save up to $160 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save as much as $550 each year
  • Youthful drivers are the costliest to insure, possibly costing $412 each month if the policy includes full coverage

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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