Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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The average insurance rates for a Chrysler Pacifica Hybrid are $1,278 a year for full coverage insurance. Comprehensive costs on average $288, collision costs $464, and liability is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing around $2,754. Teenage drivers cost the most to insure at $4,732 a year or more.
Average premium for full coverage: $1,278
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Pacifica Hybrid trim levels.
Price Range Variability
Using a middle-aged driver as an example, Chrysler Pacifica Hybrid insurance rates go from as low as $438 for the bare minimum liability coverage to a much higher rate of $2,754 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities.
The price range example below illustrates how where you live affects car insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Chrysler Pacifica Hybrid insurance rates for different risk profiles and scenarios.
- The best discount rate is $738
- Choosing higher $1,000 deductibles can save around $172 each year
- The average rate for a good driver age 40 with $500 deductibles is $1,278
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,606
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,754 or more
- Policy cost for full coverage for a 16-year-old driver with full coverage may cost $4,732 each year
Insurance rates for a Chrysler Pacifica Hybrid also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age
Your home state plays a big part in determining prices for Chrysler Pacifica Hybrid insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,720 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,154 | -$124 | -9.7% |
| Alaska | $980 | -$298 | -23.3% |
| Arizona | $1,058 | -$220 | -17.2% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,456 | $178 | 13.9% |
| Colorado | $1,218 | -$60 | -4.7% |
| Connecticut | $1,312 | $34 | 2.7% |
| Delaware | $1,444 | $166 | 13.0% |
| Florida | $1,596 | $318 | 24.9% |
| Georgia | $1,182 | -$96 | -7.5% |
| Hawaii | $916 | -$362 | -28.3% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $952 | -$326 | -25.5% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $862 | -$416 | -32.6% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,742 | $464 | 36.3% |
| Louisiana | $1,890 | $612 | 47.9% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,054 | -$224 | -17.5% |
| Massachusetts | $1,018 | -$260 | -20.3% |
| Michigan | $2,218 | $940 | 73.6% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,530 | $252 | 19.7% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,006 | -$272 | -21.3% |
| Nevada | $1,532 | $254 | 19.9% |
| New Hampshire | $922 | -$356 | -27.9% |
| New Jersey | $1,428 | $150 | 11.7% |
| New Mexico | $1,130 | -$148 | -11.6% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $880 | -$398 | -31.1% |
| Oklahoma | $1,312 | $34 | 2.7% |
| Oregon | $1,170 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$62 | -4.9% |
| Rhode Island | $1,704 | $426 | 33.3% |
| South Carolina | $1,158 | -$120 | -9.4% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,538 | $260 | 20.3% |
| Utah | $948 | -$330 | -25.8% |
| Vermont | $872 | -$406 | -31.8% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $986 | -$292 | -22.8% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $882 | -$396 | -31.0% |
| Wyoming | $1,136 | -$142 | -11.1% |
Using high physical damage deductibles can save as much as $500 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance ranges from 44% to 131% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2023 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2022 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2021 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2020 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2019 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2018 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
| 2017 Chrysler Pacifica Hybrid | $270 | $426 | $390 | $1,222 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chrysler Pacifica Hybrid Insurance
Finding cheaper rates on insurance for a Chrysler Pacifica Hybrid takes avoiding accidents and claims, maintaining good credit, being claim-free, and bundling your home and auto policies. Take the time to comparison shop once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The points below are a brief review of the data that was touched on in the above illustrations.
- It is possible to save as much as $150 per year simply by shopping early and online
- Insureds who require increased liability limits will pay an extra $430 annually to raise limits from a 30/60 limit to 250/500 limits
- Drivers under the age of 20 pay the highest rates, possibly costing $394 each month for full coverage
- Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,480 more each year to insure a Chrysler Pacifica Hybrid
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,732 |
| 20 | $2,922 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,166 |
| 60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,606 |
| $250 | $1,454 |
| $500 | $1,278 |
| $1,000 | $1,106 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,756 |
| 20 | $4,650 |
| 30 | $2,816 |
| 40 | $2,754 |
| 50 | $2,628 |
| 60 | $2,602 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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