Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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Estimated auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually including full coverage. Comprehensive insurance costs around $300, collision costs $516, and liability is estimated at $388. Liability-only insurance costs approximately $434 a year, with high-risk driver insurance costing $2,898 or more. 16-year-old drivers pay the most at $4,938 a year or more.
Average premium for full coverage: $1,340
Premium estimates for type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all Pacifica Hybrid models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chrysler Pacifica Hybrid go from as cheap as $434 for your basic liability-only policy to the much higher price of $2,898 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than congested cities.
The example below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $767
- Choosing higher $1,000 deductibles can save about $184 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,340
- Buying pricier low deductibles for comp and collision coverage costs an additional $362 every year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,898 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can be $4,938 each year
Insurance prices for a Chrysler Pacifica Hybrid also have a wide range based on the model of your Pacifica Hybrid, your driving characteristics, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. Chrysler Pacifica Hybrid insurance for high-risk drivers ranges as much as 45% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $550 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Chrysler Pacifica Hybrid insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,910 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,026 | -$314 | -23.4% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,528 | $188 | 14.0% |
| Colorado | $1,278 | -$62 | -4.6% |
| Connecticut | $1,376 | $36 | 2.7% |
| Delaware | $1,514 | $174 | 13.0% |
| Florida | $1,674 | $334 | 24.9% |
| Georgia | $1,240 | -$100 | -7.5% |
| Hawaii | $964 | -$376 | -28.1% |
| Idaho | $908 | -$432 | -32.2% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $904 | -$436 | -32.5% |
| Kansas | $1,272 | -$68 | -5.1% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $826 | -$514 | -38.4% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$270 | -20.1% |
| Michigan | $2,326 | $986 | 73.6% |
| Minnesota | $1,122 | -$218 | -16.3% |
| Mississippi | $1,606 | $266 | 19.9% |
| Missouri | $1,188 | -$152 | -11.3% |
| Montana | $1,438 | $98 | 7.3% |
| Nebraska | $1,056 | -$284 | -21.2% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $966 | -$374 | -27.9% |
| New Jersey | $1,498 | $158 | 11.8% |
| New Mexico | $1,184 | -$156 | -11.6% |
| New York | $1,410 | $70 | 5.2% |
| North Carolina | $770 | -$570 | -42.5% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $924 | -$416 | -31.0% |
| Oklahoma | $1,374 | $34 | 2.5% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,276 | -$64 | -4.8% |
| Rhode Island | $1,786 | $446 | 33.3% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,170 | -$170 | -12.7% |
| Texas | $1,614 | $274 | 20.4% |
| Utah | $990 | -$350 | -26.1% |
| Vermont | $916 | -$424 | -31.6% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,230 | -$110 | -8.2% |
| Wisconsin | $926 | -$414 | -30.9% |
| Wyoming | $1,192 | -$148 | -11.0% |
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2023 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2022 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2021 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2020 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2019 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2018 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2017 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Chrysler Pacifica Hybrid Insurance
Finding better rates on car insurance takes avoiding accidents and violations, having good credit, refrain from filing small claims, and taking advantage of discounts. Set aside time to shop around once a year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The list below is a brief recap of the data that was raised in the charts and tables above.
- You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
- Policyholders who may need higher liability limits will pay around $430 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Teenagers are charged the highest prices, with the cost nearing $412 per month if they have full coverage
- Higher risk drivers who tend to receive serious violations may pay on average $1,560 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,938 |
| 20 | $3,076 |
| 30 | $1,400 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,536 |
| $500 | $1,340 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,515 |
| 250/500 | $1,767 |
| 100 CSL | $1,456 |
| 300 CSL | $1,670 |
| 500 CSL | $1,825 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,902 |
| 30 | $2,964 |
| 40 | $2,898 |
| 50 | $2,762 |
| 60 | $2,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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