Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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U.S. average insurance prices for a Chrysler Pacifica Hybrid are $1,340 every 12 months with full coverage. Comprehensive insurance costs approximately $300 a year, collision insurance costs $516, and liability costs around $388. Liability-only insurance costs as low as $434 a year, and high-risk driver insurance costs $2,898 or more. Teenage drivers pay the highest rates at up to $4,938 a year.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

Comprehensive $300
Collision $516
Liability $388

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Pacifica Hybrid trim levels.

Price Range from Low to High

For a driver around age 40, Chrysler Pacifica Hybrid insurance prices range from the cheapest price of $434 for a discount liability-only rate to a high of $2,898 for high-risk insurance.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above demonstrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $767
  • Using higher $1,000 deductibles will save $1,156 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,340
  • Using low $100 deductibles for physical damage coverage costs an extra $362 annually
  • High-risk insureds who are prone to accidents and violations could pay around $2,898
  • The price to insure a 16-year-old driver can cost $4,938 or more

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $767 to $4,938 for full coverage

Car insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on deductibles and policy limits, your driving record, and the model of your Pacifica Hybrid.

Using high physical damage deductibles could cut prices by as much as $550 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 45% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Chrysler Pacifica Hybrid Insurance

Getting lower rates on insurance for a Chrysler Pacifica Hybrid requires being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a summary of the material that was covered above.

  • Insureds who purchase higher levels of liability will pay an extra $430 every year to increase from a low limit to a 250/500 level
  • Teenage drivers pay the highest auto insurance prices, costing up to $412 a month if the policy includes full coverage
  • Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,560 more per year for auto insurance
  • Increasing physical damage deductibles could save as much as $550 each year

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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