Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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Average auto insurance rates for a Chrysler Pacifica Hybrid are $1,278 annually for full coverage insurance. Comprehensive costs an estimated $288 a year, collision costs $464, and liability coverage costs $390. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $2,754. Teenage drivers receive the highest rates at $4,732 a year or more.
Average premium for full coverage: $1,278
Rate estimates broken down by individual coverage type:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Pacifica Hybrid trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $438 for your basic liability-only policy to a high of $2,754 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities.
The diagram below illustrates how location impacts insurance prices.
These examples illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Chrysler Pacifica Hybrid insurance rates for other coverage scenarios.
- The best discount rate is $738
- Drivers who choose higher $1,000 deductibles will pay approximately $1,106 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,278
- Using low $100 deductibles for comprehensive and collision insurance will cost $1,606
- High-risk insureds who are prone to accidents and violations could pay up to $2,754 or more
- The cost with full coverage for a teenage driver can cost as much as $4,732 a year
Insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on the trim level of your Pacifica Hybrid, your risk profile, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $500 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Chrysler Pacifica Hybrid insurance rates. A 40-year-old driver could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,720 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,154 | -$124 | -9.7% |
| Alaska | $980 | -$298 | -23.3% |
| Arizona | $1,058 | -$220 | -17.2% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,456 | $178 | 13.9% |
| Colorado | $1,218 | -$60 | -4.7% |
| Connecticut | $1,312 | $34 | 2.7% |
| Delaware | $1,444 | $166 | 13.0% |
| Florida | $1,596 | $318 | 24.9% |
| Georgia | $1,182 | -$96 | -7.5% |
| Hawaii | $916 | -$362 | -28.3% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $952 | -$326 | -25.5% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $862 | -$416 | -32.6% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,742 | $464 | 36.3% |
| Louisiana | $1,890 | $612 | 47.9% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,054 | -$224 | -17.5% |
| Massachusetts | $1,018 | -$260 | -20.3% |
| Michigan | $2,218 | $940 | 73.6% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,530 | $252 | 19.7% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,006 | -$272 | -21.3% |
| Nevada | $1,532 | $254 | 19.9% |
| New Hampshire | $922 | -$356 | -27.9% |
| New Jersey | $1,428 | $150 | 11.7% |
| New Mexico | $1,130 | -$148 | -11.6% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $880 | -$398 | -31.1% |
| Oklahoma | $1,312 | $34 | 2.7% |
| Oregon | $1,170 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$62 | -4.9% |
| Rhode Island | $1,704 | $426 | 33.3% |
| South Carolina | $1,158 | -$120 | -9.4% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,538 | $260 | 20.3% |
| Utah | $948 | -$330 | -25.8% |
| Vermont | $872 | -$406 | -31.8% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $986 | -$292 | -22.8% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $882 | -$396 | -31.0% |
| Wyoming | $1,136 | -$142 | -11.1% |
With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2023 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2022 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2021 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2020 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2019 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2018 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
| 2017 Chrysler Pacifica Hybrid | $270 | $426 | $390 | $1,222 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chrysler Pacifica Hybrid Insurance
Saving money on auto insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around every other policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below you'll find a quick rundown of the ideas that were touched on above.
- Youthful drivers are charged the highest rates, costing up to $394 per month including comprehensive and collision insurance
- Drivers with reckless driving or DUI convictions may pay on average $1,480 more annually than a low-risk driver
- Increasing deductibles could save up to $500 each year
- It is possible to save approximately $150 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,732 |
| 20 | $2,922 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,166 |
| 60 | $1,144 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,606 |
| $250 | $1,454 |
| $500 | $1,278 |
| $1,000 | $1,106 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,756 |
| 20 | $4,650 |
| 30 | $2,816 |
| 40 | $2,754 |
| 50 | $2,628 |
| 60 | $2,602 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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