Chrysler Pacifica Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Apr 24, 2024
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The average insurance rates for a Chrysler Pacifica Hybrid are $1,340 a year with full coverage. Comprehensive costs approximately $300, collision insurance costs $516, and liability costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs around $2,898. Teens cost the most to insure at up to $4,938 a year.
Average premium for full coverage: $1,340
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Pacifica Hybrid trim levels.
Price Range Variability
For the normal driver, Chrysler Pacifica Hybrid insurance rates range from as low as $434 for the bare minimum liability coverage to a much higher rate of $2,898 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $767
- Using higher $1,000 deductibles will save $184 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,340
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,702
- Drivers with serious driving violations could pay around $2,898
- Policy cost for full coverage for a teen driver with full coverage can cost $4,938 or more
Car insurance rates for a Chrysler Pacifica Hybrid also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,900 a year. View Rates by Age
Your home state has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,026 | -$314 | -23.4% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,528 | $188 | 14.0% |
| Colorado | $1,278 | -$62 | -4.6% |
| Connecticut | $1,376 | $36 | 2.7% |
| Delaware | $1,514 | $174 | 13.0% |
| Florida | $1,674 | $334 | 24.9% |
| Georgia | $1,240 | -$100 | -7.5% |
| Hawaii | $964 | -$376 | -28.1% |
| Idaho | $908 | -$432 | -32.2% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $904 | -$436 | -32.5% |
| Kansas | $1,272 | -$68 | -5.1% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $826 | -$514 | -38.4% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$270 | -20.1% |
| Michigan | $2,326 | $986 | 73.6% |
| Minnesota | $1,122 | -$218 | -16.3% |
| Mississippi | $1,606 | $266 | 19.9% |
| Missouri | $1,188 | -$152 | -11.3% |
| Montana | $1,438 | $98 | 7.3% |
| Nebraska | $1,056 | -$284 | -21.2% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $966 | -$374 | -27.9% |
| New Jersey | $1,498 | $158 | 11.8% |
| New Mexico | $1,184 | -$156 | -11.6% |
| New York | $1,410 | $70 | 5.2% |
| North Carolina | $770 | -$570 | -42.5% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $924 | -$416 | -31.0% |
| Oklahoma | $1,374 | $34 | 2.5% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,276 | -$64 | -4.8% |
| Rhode Island | $1,786 | $446 | 33.3% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,170 | -$170 | -12.7% |
| Texas | $1,614 | $274 | 20.4% |
| Utah | $990 | -$350 | -26.1% |
| Vermont | $916 | -$424 | -31.6% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,230 | -$110 | -8.2% |
| Wisconsin | $926 | -$414 | -30.9% |
| Wyoming | $1,192 | -$148 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be as much as 45% to 133% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2023 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2022 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2021 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2020 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2019 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2018 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2017 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chrysler Pacifica Hybrid Insurance
Finding cheaper rates on car insurance requires having a decent driving record, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a quick rundown of the ideas that were presented in the illustrations above.
- 16 to 18-year-old drivers pay the highest auto insurance rates, as much as $412 each month if full coverage is included
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,560 more per year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save around $550 each year
- You may be able to save around $160 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,938 |
| 20 | $3,076 |
| 30 | $1,400 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,536 |
| $500 | $1,340 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,515 |
| 250/500 | $1,767 |
| 100 CSL | $1,456 |
| 300 CSL | $1,670 |
| 500 CSL | $1,825 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,902 |
| 30 | $2,964 |
| 40 | $2,898 |
| 50 | $2,762 |
| 60 | $2,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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