Chrysler Pacifica Hybrid Insurance Rates

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UPDATED: Apr 24, 2024

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Average insurance prices for a Chrysler Pacifica Hybrid are $1,340 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $300, collision costs $516, and liability coverage costs $388. Buying just liability costs as little as $434 a year, with insurance for high-risk drivers costing $2,898 or more. 16-year-old drivers receive the highest rates at $4,938 a year or more.

Average premium for full coverage: $1,340

Rate estimates by individual coverage type:

Comprehensive $300
Collision $516
Liability $388

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Pacifica Hybrid trim levels.

Price Range by Coverage and Risk

For the average driver, prices range go from the cheapest price of $434 for your basic liability-only policy to a much higher rate of $2,898 for a driver who has had serious violations or accidents.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities.

The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $767
  • Drivers who choose higher $1,000 deductibles will pay $184 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,340
  • Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $362 each year
  • High-risk insureds with multiple tickets or accidents could pay around $2,898 or more
  • The cost to insure a teenage driver with full coverage can cost $4,938 a year

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing full coverage Chrysler Pacifica Hybrid insurance prices range from $767 to $4,938

Auto insurance rates for a Chrysler Pacifica Hybrid can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Pacifica Hybrid.

Opting for high physical damage deductibles could save up to $550 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance can cost around 45% to 133% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Chrysler Pacifica Hybrid insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,810 on average in Florida, New York, and Michigan.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every company utilizes a different rate formula, and quoted rates can be significantly different.

Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Chrysler Pacifica Hybrid Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a recap of the ideas that were touched on above.

  • Drivers age 20 and younger have the highest car insurance rates, costing up to $412 per month if comprehensive and collision insurance is included
  • Drivers that have major violations or accidents may have to pay on average $1,560 more per year to buy Chrysler Pacifica Hybrid insurance
  • Increasing deductibles could save as much as $550 each year
  • It is possible to save around $160 per year simply by shopping early and online

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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