Chrysler Pacifica Hybrid Insurance Rates

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UPDATED: Apr 24, 2024

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U.S. average auto insurance rates for a Chrysler Pacifica Hybrid are $1,278 annually with full coverage. Comprehensive insurance costs approximately $288 a year, collision insurance costs $464, and liability costs $390. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs $2,754 or more. Teenage drivers pay the highest rates at up to $4,732 a year.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Comprehensive $288
Collision $464
Liability $390

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Pacifica Hybrid trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Chrysler Pacifica Hybrid insurance prices range from as cheap as $438 for just liability coverage to a high of $2,754 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,278
High Risk $2,754

Geographic Price Range

Your location can make a big difference on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

The ranges above demonstrate why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $738
  • Drivers who choose higher $1,000 deductibles will pay $1,106 annually
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,278
  • Using low $100 deductibles for comprehensive and collision insurance costs an additional $328 annually
  • Drivers who are prone to accidents and violations could pay around $2,754
  • The price with full coverage for a 16-year-old driver can cost $4,732 a year

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance prices range from $738 to $4,732 for full coverage

Car insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $500 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Pacifica Hybrid insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,720 on average in New York, Michigan, and Florida.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,154 -$124 -9.7%
Alaska $980 -$298 -23.3%
Arizona $1,058 -$220 -17.2%
Arkansas $1,278 -$0 0.0%
California $1,456 $178 13.9%
Colorado $1,218 -$60 -4.7%
Connecticut $1,312 $34 2.7%
Delaware $1,444 $166 13.0%
Florida $1,596 $318 24.9%
Georgia $1,182 -$96 -7.5%
Hawaii $916 -$362 -28.3%
Idaho $866 -$412 -32.2%
Illinois $952 -$326 -25.5%
Indiana $964 -$314 -24.6%
Iowa $862 -$416 -32.6%
Kansas $1,214 -$64 -5.0%
Kentucky $1,742 $464 36.3%
Louisiana $1,890 $612 47.9%
Maine $790 -$488 -38.2%
Maryland $1,054 -$224 -17.5%
Massachusetts $1,018 -$260 -20.3%
Michigan $2,218 $940 73.6%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,530 $252 19.7%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,006 -$272 -21.3%
Nevada $1,532 $254 19.9%
New Hampshire $922 -$356 -27.9%
New Jersey $1,428 $150 11.7%
New Mexico $1,130 -$148 -11.6%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $880 -$398 -31.1%
Oklahoma $1,312 $34 2.7%
Oregon $1,170 -$108 -8.5%
Pennsylvania $1,216 -$62 -4.9%
Rhode Island $1,704 $426 33.3%
South Carolina $1,158 -$120 -9.4%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,538 $260 20.3%
Utah $948 -$330 -25.8%
Vermont $872 -$406 -31.8%
Virginia $764 -$514 -40.2%
Washington $986 -$292 -22.8%
West Virginia $1,172 -$106 -8.3%
Wisconsin $882 -$396 -31.0%
Wyoming $1,136 -$142 -11.1%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2023 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2022 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2021 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2020 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2019 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2018 Chrysler Pacifica Hybrid $288 $464 $390 $1,278
2017 Chrysler Pacifica Hybrid $270 $426 $390 $1,222

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chrysler Pacifica Hybrid Insurance

Getting lower rates on insurance for a Chrysler Pacifica Hybrid not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop every year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the coverage data touched on in the above illustrations.

  • You may be able to save around $150 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $500 each year
  • Teens pay the highest auto insurance prices, costing up to $394 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,480 more per year for Pacifica Hybrid insurance

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,732
20 $2,922
30 $1,332
40 $1,278
50 $1,166
60 $1,144

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,606
$250 $1,454
$500 $1,278
$1,000 $1,106

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,756
20 $4,650
30 $2,816
40 $2,754
50 $2,628
60 $2,602

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $92
5-yr Claim Free $83
Paid in Full/EFT $57
Advance Quote $62
Online Quote $91
Total Discounts $540
Rate after discounts $738

Discounts are estimated and may not be available from every company or in every state.

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