Chrysler Pacifica Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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Estimated insurance prices for a Chrysler Pacifica Hybrid are $1,340 every 12 months with full coverage. Comprehensive costs around $300, collision insurance costs $516, and liability coverage is $388. Liability-only insurance costs around $434 a year, and high-risk driver insurance costs around $2,898. 16-year-old drivers pay the most at up to $4,938 a year.

Average premium for full coverage: $1,340

Premium estimates for type of coverage:

Comprehensive $300
Collision $516
Liability $388

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Pacifica Hybrid trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Chrysler Pacifica Hybrid range from the cheapest price of $434 for a discount liability-only rate to a much higher rate of $2,898 for a driver who requires high-risk insurance.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $767
  • Raising to $1,000 deductibles will save about $184 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,340
  • Buying more expensive low deductibles increases the price to $1,702
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,898
  • An auto insurance policy to insure a teenage driver with full coverage can be $4,938

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing Chrysler Pacifica Hybrid insurance rates range from $767 to $4,938 for full coverage

Insurance prices for a Chrysler Pacifica Hybrid also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $550 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Chrysler Pacifica Hybrid insurance rates. A middle-age driver might find prices as low as $960 a year in states like New Hampshire, Ohio, and Utah, or at least $1,810 on average in Florida, Michigan, and New York.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city
Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Chrysler Pacifica Hybrid Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by getting quotes from direct companies, and also from several local insurance agents.

The items below are a brief summary of the concepts that were presented in the illustrations above.

  • Drivers that tend to have accidents or serious violations pay on average $1,560 more every year to insure their Pacifica Hybrid
  • Teen drivers are charged the highest prices, possibly costing $412 per month if full coverage is included
  • You may be able to save up to $160 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $550 each year
  • You may be able to save up to $160 per year just by shopping early and online

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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