Chrysler Pacifica Hybrid Insurance Rates

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UPDATED: Apr 24, 2024

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U.S. average auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually for full coverage. Comprehensive insurance costs approximately $300, collision costs $516, and liability costs $388. Liability-only insurance costs as little as $434 a year, with high-risk driver insurance costing $2,898 or more. Teen drivers pay the highest rates at $4,938 a year or more.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

Comprehensive $300
Collision $516
Liability $388

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different Pacifica Hybrid trim levels.

Price Range from Low to High

For a driver in their 40's, Chrysler Pacifica Hybrid insurance prices go from as cheap as $434 for just the minimum liability insurance to a much higher rate of $2,898 for a policy for a high-risk driver.

Liability Only $434
Full Coverage $1,340
High Risk $2,898

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Chrysler Pacifica Hybrid insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $767
  • Drivers who choose higher $1,000 deductibles will pay $184 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,340
  • Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $362 annually
  • Drivers with multiple violations and an at-fault accident could pay around $2,898 or more
  • The price with full coverage for a 16-year-old driver with full coverage can cost $4,938 a year

View Chart as Image

Chrysler Pacifica Hybrid insurance cost comparison chart
Column chart showing full coverage Chrysler Pacifica Hybrid insurance prices range from $767 to $4,938

Car insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost from 45% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $550 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chrysler Pacifica Hybrid insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,910 on average in New York, Louisiana, and Michigan.

Chrysler Pacifica Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,026 -$314 -23.4%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,528 $188 14.0%
Colorado $1,278 -$62 -4.6%
Connecticut $1,376 $36 2.7%
Delaware $1,514 $174 13.0%
Florida $1,674 $334 24.9%
Georgia $1,240 -$100 -7.5%
Hawaii $964 -$376 -28.1%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,272 -$68 -5.1%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $826 -$514 -38.4%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,070 -$270 -20.1%
Michigan $2,326 $986 73.6%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,188 -$152 -11.3%
Montana $1,438 $98 7.3%
Nebraska $1,056 -$284 -21.2%
Nevada $1,606 $266 19.9%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,184 -$156 -11.6%
New York $1,410 $70 5.2%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $924 -$416 -31.0%
Oklahoma $1,374 $34 2.5%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,276 -$64 -4.8%
Rhode Island $1,786 $446 33.3%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,170 -$170 -12.7%
Texas $1,614 $274 20.4%
Utah $990 -$350 -26.1%
Vermont $916 -$424 -31.6%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,192 -$148 -11.0%

View Chart as Image

Chrysler Pacifica Hybrid insurance rates by U.S. city

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different between companies.

Chrysler Pacifica Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica Hybrid $384 $660 $332 $1,512
2023 Chrysler Pacifica Hybrid $370 $656 $338 $1,500
2022 Chrysler Pacifica Hybrid $356 $640 $354 $1,486
2021 Chrysler Pacifica Hybrid $344 $612 $364 $1,456
2020 Chrysler Pacifica Hybrid $326 $592 $376 $1,430
2019 Chrysler Pacifica Hybrid $312 $548 $384 $1,380
2018 Chrysler Pacifica Hybrid $300 $516 $388 $1,340
2017 Chrysler Pacifica Hybrid $288 $464 $390 $1,278

Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Chrysler Pacifica Hybrid Insurance

Getting lower rates on insurance for a Chrysler Pacifica Hybrid not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the coverage data covered in the charts and tables above.

  • Drivers can save around $160 per year simply by shopping early and online
  • Increasing physical damage deductibles could save up to $550 each year
  • Drivers age 16 to 20 pay the highest auto insurance prices, with premiums as much as $412 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have several accidents or serious violations pay on average $1,560 more per year than a safer driver

Rates by Driver Age

Chrysler Pacifica Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,938
20 $3,076
30 $1,400
40 $1,340
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,340
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,515
250/500 $1,767
100 CSL $1,456
300 CSL $1,670
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,064
20 $4,902
30 $2,964
40 $2,898
50 $2,762
60 $2,738

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $96
Total Discounts $573
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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