Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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Estimated auto insurance rates for a Chrysler Pacifica Hybrid are $1,340 annually for full coverage insurance. Comprehensive insurance costs an estimated $300 each year, collision insurance costs $516, and liability costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs $2,898 or more. Teens pay the most at up to $4,938 a year.
Average premium for full coverage: $1,340
Premium estimates broken down by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Pacifica Hybrid models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chrysler Pacifica Hybrid range from as cheap as $434 for just liability insurance to a high rate of $2,898 for high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.
These rate differences illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $767
- Using higher $1,000 deductibles will save approximately $184 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,340
- Selecting low deductibles for physical damage coverage costs an additional $362 annually
- High-risk insureds with serious driving violations could pay up to $2,898
- An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $4,938 or more
Auto insurance prices for a Chrysler Pacifica Hybrid also have a wide range based on the model of your Pacifica Hybrid, your risk profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can be from 45% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,026 | -$314 | -23.4% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,528 | $188 | 14.0% |
| Colorado | $1,278 | -$62 | -4.6% |
| Connecticut | $1,376 | $36 | 2.7% |
| Delaware | $1,514 | $174 | 13.0% |
| Florida | $1,674 | $334 | 24.9% |
| Georgia | $1,240 | -$100 | -7.5% |
| Hawaii | $964 | -$376 | -28.1% |
| Idaho | $908 | -$432 | -32.2% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $904 | -$436 | -32.5% |
| Kansas | $1,272 | -$68 | -5.1% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $826 | -$514 | -38.4% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,070 | -$270 | -20.1% |
| Michigan | $2,326 | $986 | 73.6% |
| Minnesota | $1,122 | -$218 | -16.3% |
| Mississippi | $1,606 | $266 | 19.9% |
| Missouri | $1,188 | -$152 | -11.3% |
| Montana | $1,438 | $98 | 7.3% |
| Nebraska | $1,056 | -$284 | -21.2% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $966 | -$374 | -27.9% |
| New Jersey | $1,498 | $158 | 11.8% |
| New Mexico | $1,184 | -$156 | -11.6% |
| New York | $1,410 | $70 | 5.2% |
| North Carolina | $770 | -$570 | -42.5% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $924 | -$416 | -31.0% |
| Oklahoma | $1,374 | $34 | 2.5% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,276 | -$64 | -4.8% |
| Rhode Island | $1,786 | $446 | 33.3% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,170 | -$170 | -12.7% |
| Texas | $1,614 | $274 | 20.4% |
| Utah | $990 | -$350 | -26.1% |
| Vermont | $916 | -$424 | -31.6% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,230 | -$110 | -8.2% |
| Wisconsin | $926 | -$414 | -30.9% |
| Wyoming | $1,192 | -$148 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2023 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2022 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2021 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2020 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2019 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2018 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
| 2017 Chrysler Pacifica Hybrid | $288 | $464 | $390 | $1,278 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Chrysler Pacifica Hybrid Insurance
Finding better rates on insurance for a Chrysler Pacifica Hybrid requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following items are a quick review of the material that was covered in the charts and tables above.
- Insureds who want additional liability coverage will pay approximately $430 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
- 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $412 per month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,560 more annually than a driver with a clean driving record
- Increasing policy deductibles could save up to $550 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,938 |
| 20 | $3,076 |
| 30 | $1,400 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,536 |
| $500 | $1,340 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,515 |
| 250/500 | $1,767 |
| 100 CSL | $1,456 |
| 300 CSL | $1,670 |
| 500 CSL | $1,825 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,902 |
| 30 | $2,964 |
| 40 | $2,898 |
| 50 | $2,762 |
| 60 | $2,738 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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