Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,246 annually with full coverage. Comprehensive costs an estimated $240, collision insurance costs $418, and liability insurance is estimated at $430. Liability-only coverage costs approximately $486 a year, and high-risk coverage costs around $2,692. 16-year-old drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

Includes $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities. The price range example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $728
• Choosing higher $1,000 deductibles can save approximately $150 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,246
• Buying more expensive low deductibles for comp and collision coverage will cost $1,536
• High-risk insureds with multiple tickets or accidents could pay up to $2,692
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,776 each year

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $440 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Cheapest Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a recap of the data touched on in this article.

• Drivers who want higher liability limits will pay around $470 every year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $150 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Teens are expensive to insure, as much as $398 each month if they have full coverage

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.