Chevrolet Trax Insurance Rates

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2019 Chevrolet Trax Car Insurance Quotes in 2025

Feel like you're a prisoner to an expensive car insurance policy? Don't sweat it because many consumers are in the same pinch. You have so many insurers to insure vehicles with, and even though it's nice to be able to choose, it can be more difficult to compare company pricing. You need to quote other rates every six months due to the fact that insurance rates fluctuate regularly. Just because yo...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 9, 2024

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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Chevrolet Trax are $1,246 annually for full coverage insurance. Comprehensive insurance costs an estimated $240 a year, collision insurance costs $418, and liability insurance costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $2,692 or more. Teen drivers receive the highest rates at up to $4,776 a year.

Average premium for full coverage: $1,246

Rate estimates broken down by individual coverage type:

Comprehensive $240
Collision $418
Liability $430

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Trax trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $486 for just the minimum liability insurance to a high of $2,692 for high-risk insurance.

Liability Only $486
Full Coverage $1,246
High Risk $2,692

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Chevrolet Trax insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $728
  • Using higher $1,000 deductibles will save approximately $1,096 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,246
  • Choosing low $100 deductibles for physical damage coverage costs an additional $290 a year
  • Drivers with multiple violations and an at-fault accident could pay up to $2,692
  • The cost with full coverage for a teen driver can cost as much as $4,776 or more

View Chart as Image

Chevrolet Trax insurance cost comparison chart
Column chart showing Chevrolet Trax insurance prices range from $728 to $4,776 for full coverage

Insurance rates for a Chevrolet Trax can also vary considerably based on the trim level of your Trax, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $440 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,680 on average in Florida, New York, and Michigan.

Chevrolet Trax Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $956 -$290 -23.3%
Arizona $1,034 -$212 -17.0%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,190 -$56 -4.5%
Connecticut $1,282 $36 2.9%
Delaware $1,410 $164 13.2%
Florida $1,556 $310 24.9%
Georgia $1,148 -$98 -7.9%
Hawaii $894 -$352 -28.3%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,186 -$60 -4.8%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $998 -$248 -19.9%
Michigan $2,164 $918 73.7%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,106 -$140 -11.2%
Montana $1,340 $94 7.5%
Nebraska $982 -$264 -21.2%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,394 $148 11.9%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,020 -$226 -18.1%
Ohio $860 -$386 -31.0%
Oklahoma $1,280 $34 2.7%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,126 -$120 -9.6%
South Dakota $1,052 -$194 -15.6%
Tennessee $1,092 -$154 -12.4%
Texas $1,502 $256 20.5%
Utah $922 -$324 -26.0%
Vermont $854 -$392 -31.5%
Virginia $746 -$500 -40.1%
Washington $962 -$284 -22.8%
West Virginia $1,142 -$104 -8.3%
Wisconsin $864 -$382 -30.7%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Chevrolet Trax insurance rates by U.S. city
Chevrolet Trax Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trax $268 $452 $390 $1,268
2023 Chevrolet Trax $256 $448 $398 $1,260
2022 Chevrolet Trax $248 $436 $416 $1,258
2021 Chevrolet Trax $240 $418 $430 $1,246
2020 Chevrolet Trax $226 $404 $442 $1,230
2019 Chevrolet Trax $218 $374 $452 $1,202
2018 Chevrolet Trax $208 $352 $456 $1,174
2017 Chevrolet Trax $200 $316 $460 $1,134
2016 Chevrolet Trax $188 $292 $460 $1,098
2015 Chevrolet Trax $180 $272 $464 $1,074

Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Chevrolet Trax Insurance

Saving money on Chevrolet Trax insurance requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every couple of years by quoting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a summary of the material that was illustrated above.

  • Drivers who want higher liability limits will pay about $470 annually to increase from a minimum limit to higher 250/500 limits
  • Teenagers are charged the highest rates, costing up to $398 per month including comprehensive and collision insurance
  • High-risk drivers who have multiple accidents or major violations may pay on average $1,450 more annually for car insurance
  • Increasing deductibles could save up to $450 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

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What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good 
  • Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.

Rates by Driver Age

Chevrolet Trax Insurance Rates by Driver Age
Driver Age Premium
16 $4,776
20 $2,876
30 $1,286
40 $1,246
50 $1,140
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trax Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,536
$250 $1,400
$500 $1,246
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trax Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,332
100/300 $1,440
250/500 $1,719
100 CSL $1,375
300 CSL $1,612
500 CSL $1,784

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trax Insurance Rates for High Risk Drivers
Age Premium
16 $6,786
20 $4,578
30 $2,740
40 $2,692
50 $2,574
60 $2,550

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $87
5-yr Claim Free $80
Paid in Full/EFT $54
Advance Quote $60
Online Quote $87
Total Discounts $518
Rate after discounts $728

Discounts are estimated and may not be available from every company or in every state.

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