Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,246 a year for full coverage insurance. Comprehensive costs on average $240 a year, collision costs $418, and liability coverage costs around $430. A policy with only liability insurance costs as low as $486 a year, with a high-risk policy costing around $2,692. Teenage drivers pay the most at $4,776 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $728
• Using higher $1,000 deductibles will save around $1,096 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,246
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,536
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,692 or more
• An auto insurance policy for full coverage for a teenage driver may cost $4,776 or more

View Chart as Image

Car insurance prices for a Chevrolet Trax also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $440 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $387 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

How to Find Low Cost Chevrolet Trax Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around at every other renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a review of the concepts that were illustrated above.

• Drivers who have several accidents or serious violations pay an average of $1,450 more each year for Trax insurance
• Teens are expensive to insure, with premiums being up to $398 per month if full coverage is included
• It is possible to save as much as $150 per year simply by quoting early and online
• Increasing policy deductibles can save around $450 each year
• It is possible to save as much as $150 per year simply by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.