Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,258 annually including full coverage. Comprehensive insurance costs an estimated $248 a year, collision insurance costs $436, and liability insurance is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $2,724 or more. Teenage drivers cost the most to insure at up to $4,798 a year.

Average premium for full coverage: $1,258

Policy rates broken down by type of insurance:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Trax insurance rates for other coverage scenarios.

• The best discount rate is $733
• Choosing higher $1,000 deductibles can save approximately $1,102 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,258
• Using low $100 deductibles for comp and collision coverage costs an additional $302 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,724
• Policy cost with full coverage for a teen driver can cost as much as $4,798 each year

View Chart as Image

Auto insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $460 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,800 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Low Cost Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a review of the ideas that were covered above.

• Drivers age 20 and younger are the costliest to insure, with premiums being up to $400 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,470 more annually to buy Chevrolet Trax insurance
• Increasing comprehensive and collision deductibles could save up to $450 each year
• You may be able to save approximately $150 per year just by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.