Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,246 annually including full coverage. Comprehensive costs on average $240 each year, collision insurance costs $418, and liability coverage costs around $430. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $2,692. 16-year-old drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Trax models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $728
• Using higher $1,000 deductibles will save around $150 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,246
• Buying low deductibles for physical damage coverage will cost $1,536
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,692
• Policy cost with full coverage for a teenage driver may cost $4,776 or more

View Chart as Image

Auto insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $440 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Cheaper Chevrolet Trax Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $398 each month if full coverage is included
• Drivers with multiple at-fault accidents pay on average $1,450 more each year to buy Chevrolet Trax insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.