Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,246 a year for full coverage insurance. Comprehensive costs around $240 a year, collision costs $418, and liability insurance is estimated at $430. A liability-only policy costs approximately $486 a year, with high-risk insurance costing around $2,692. 16-year-old drivers pay the most at $4,776 a year or more.

Average premium for full coverage: $1,246

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to get quotes for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $728
• Choosing higher $1,000 deductibles can save about $1,096 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,246
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,536
• High-risk insureds with multiple tickets or accidents could pay at least $2,692 or more
• An auto insurance policy that insures a teen driver can be $4,776 each year

View Chart as Image

Auto insurance prices for a Chevrolet Trax also have a wide range based on the trim level of your Trax, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $440 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $387 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different.

How to Find the Best Chevrolet Trax Insurance

Finding better rates on Chevrolet Trax insurance takes having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Comparison shop every time your policy renews by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the information presented in the illustrations above.

• It is possible to save up to $150 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $398 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $450 each year
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,450 more every year than a driver with a clean driving record
• Drivers who may need additional liability coverage will pay around $470 annually to raise limits from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.