Chevrolet Trax Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance prices for a Chevrolet Trax are $1,230 every 12 months for full coverage. Comprehensive costs around $226, collision insurance costs $404, and liability insurance costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs around $2,668. 16-year-old drivers pay the most at up to $4,762 a year.
Average premium for full coverage: $1,230
Premium estimates for type of coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Trax trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Chevrolet Trax range from the cheapest price of $496 for just the minimum liability insurance to a much higher rate of $2,668 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than congested cities. The price range example below illustrates how your location can change auto insurance rates.
These rate differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $718
- Using higher $1,000 deductibles will save about $142 a year
- The average price for a 40-year-old good driver using $500 deductibles is $1,230
- Buying more expensive low deductibles for physical damage coverage increases the price to $1,508
- Drivers with multiple tickets or accidents could pay at least $2,668
- An auto insurance policy to insure a teen driver with full coverage can be $4,762 or more
Auto insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles could cut prices by as much as $420 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,500 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,112 | -$118 | -9.6% |
| Alaska | $946 | -$284 | -23.1% |
| Arizona | $1,024 | -$206 | -16.7% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,402 | $172 | 14.0% |
| Colorado | $1,176 | -$54 | -4.4% |
| Connecticut | $1,264 | $34 | 2.8% |
| Delaware | $1,392 | $162 | 13.2% |
| Florida | $1,538 | $308 | 25.0% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $884 | -$346 | -28.1% |
| Idaho | $834 | -$396 | -32.2% |
| Illinois | $916 | -$314 | -25.5% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $828 | -$402 | -32.7% |
| Kansas | $1,170 | -$60 | -4.9% |
| Kentucky | $1,678 | $448 | 36.4% |
| Louisiana | $1,822 | $592 | 48.1% |
| Maine | $760 | -$470 | -38.2% |
| Maryland | $1,016 | -$214 | -17.4% |
| Massachusetts | $984 | -$246 | -20.0% |
| Michigan | $2,138 | $908 | 73.8% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,474 | $244 | 19.8% |
| Missouri | $1,090 | -$140 | -11.4% |
| Montana | $1,324 | $94 | 7.6% |
| Nebraska | $970 | -$260 | -21.1% |
| Nevada | $1,476 | $246 | 20.0% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,376 | $146 | 11.9% |
| New Mexico | $1,090 | -$140 | -11.4% |
| New York | $1,298 | $68 | 5.5% |
| North Carolina | $708 | -$522 | -42.4% |
| North Dakota | $1,008 | -$222 | -18.0% |
| Ohio | $850 | -$380 | -30.9% |
| Oklahoma | $1,264 | $34 | 2.8% |
| Oregon | $1,128 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$54 | -4.4% |
| Rhode Island | $1,642 | $412 | 33.5% |
| South Carolina | $1,114 | -$116 | -9.4% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,080 | -$150 | -12.2% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $912 | -$318 | -25.9% |
| Vermont | $842 | -$388 | -31.5% |
| Virginia | $738 | -$492 | -40.0% |
| Washington | $952 | -$278 | -22.6% |
| West Virginia | $1,128 | -$102 | -8.3% |
| Wisconsin | $852 | -$378 | -30.7% |
| Wyoming | $1,098 | -$132 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2023 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2022 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2021 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2020 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2019 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2018 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2017 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
| 2016 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
| 2015 Chevrolet Trax | $176 | $254 | $474 | $1,062 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chevrolet Trax Insurance
Finding better rates on Chevrolet Trax insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.
The points below are a brief recap of the data illustrated above.
- Drivers who may need increased liability limits will pay around $490 each year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers can save up to $150 per year just by shopping early and online
- Increasing policy deductibles could save as much as $425 each year
- Drivers under the age of 20 are expensive to insure, as much as $397 per month if comprehensive and collision insurance is included
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,846 |
| 30 | $1,272 |
| 40 | $1,230 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,508 |
| $250 | $1,378 |
| $500 | $1,230 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,318 |
| 100/300 | $1,429 |
| 250/500 | $1,716 |
| 100 CSL | $1,363 |
| 300 CSL | $1,606 |
| 500 CSL | $1,783 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,760 |
| 20 | $4,536 |
| 30 | $2,712 |
| 40 | $2,668 |
| 50 | $2,550 |
| 60 | $2,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $512 |
Discounts are estimated and may not be available from every company or in every state.
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