Chevrolet Trailblazer Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Chevrolet Trailblazer are $1,192 annually with full coverage. Comprehensive insurance costs an estimated $270 each year, collision costs $448, and liability costs around $338. Buying just liability costs as low as $394 a year, with insurance for high-risk drivers costing $2,562 or more. 16-year-old drivers cost the most to insure at $4,394 a year or more.

Average premium for full coverage: $1,192

Policy rates broken down by type of insurance:

Comprehensive $270
Collision $448
Liability $338

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Trailblazer models.

Price Range Variability

Using a middle-aged driver as an example, Chevrolet Trailblazer insurance rates go from as cheap as $394 for the bare minimum liability coverage to a high rate of $2,562 for a policy for a high-risk driver.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Chevrolet Trailblazer insurance rates for other coverage scenarios.

  • The best full coverage rate is $692
  • Using higher $1,000 deductibles will save approximately $164 annually
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,192
  • Buying low deductibles for physical damage coverage costs an additional $312 every year
  • Drivers with multiple tickets or accidents could pay up to $2,562 or more
  • Policy cost with full coverage for a teen driver can cost as much as $4,394 or more

View Chart as Image

Chevrolet Trailblazer insurance cost comparison chart
Column chart showing full coverage Chevrolet Trailblazer insurance prices range from $692 to $4,394

Insurance rates for a Chevrolet Trailblazer also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $480 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Trailblazer insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,610 on average in New York, Michigan, and Florida.

Chevrolet Trailblazer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Chevrolet Trailblazer insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates will be varied between companies.

Chevrolet Trailblazer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trailblazer $294 $470 $316 $1,216
2023 Chevrolet Trailblazer $280 $452 $332 $1,200
2022 Chevrolet Trailblazer $270 $448 $338 $1,192
2021 Chevrolet Trailblazer $260 $436 $354 $1,186

Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Chevrolet Trailblazer Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a recap of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $140 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $475 each year
  • Teen drivers are charged the highest rates, as much as $366 each month including comprehensive and collision insurance
  • Higher risk drivers that have major violations or accidents pay on average $1,370 more annually to insure their Trailblazer

Rates by Driver Age

Chevrolet Trailblazer Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trailblazer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trailblazer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trailblazer Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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