Chevrolet Trailblazer Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Chevrolet Trailblazer are $1,192 annually for full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $448, and liability insurance is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs $2,562 or more. Teen drivers cost the most to insure at up to $4,394 a year.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Comprehensive $270
Collision $448
Liability $338

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Trailblazer trim levels.

Price Range Variability

For a driver around age 40, Chevrolet Trailblazer insurance rates range from as cheap as $394 for minimum levels of liability insurance to a high of $2,562 for a high-risk insurance policy.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Chevrolet Trailblazer insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $692
  • Raising to $1,000 deductibles will save around $1,028 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,192
  • Choosing low $100 deductibles costs an additional $312 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,562
  • Policy cost with full coverage for a teen driver may cost $4,394

View Chart as Image

Chevrolet Trailblazer insurance cost comparison chart
Column chart showing Chevrolet Trailblazer insurance prices range from $692 to $4,394 for full coverage

Insurance rates for a Chevrolet Trailblazer also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $480 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Trailblazer insurance rates. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,700 on average in Michigan, Louisiana, and New York.

Chevrolet Trailblazer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Chevrolet Trailblazer insurance rates by U.S. city
Chevrolet Trailblazer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trailblazer $294 $470 $316 $1,216
2023 Chevrolet Trailblazer $280 $452 $332 $1,200
2022 Chevrolet Trailblazer $270 $448 $338 $1,192
2021 Chevrolet Trailblazer $260 $436 $354 $1,186

Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chevrolet Trailblazer Insurance

Finding cheaper rates on Chevrolet Trailblazer insurance consists of not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates at least every other year by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief summary of the car insurance concepts covered above.

  • High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,370 more each year for Trailblazer insurance
  • Drivers can save as much as $140 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $475 each year
  • Drivers who require higher liability limits will pay about $370 each year to raise from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Chevrolet Trailblazer Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trailblazer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trailblazer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trailblazer Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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