Chevrolet Trailblazer Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for a Chevrolet Trailblazer are $1,168 a year with full coverage. Comprehensive insurance costs approximately $250 each year, collision costs $418, and liability costs $364. Liability-only coverage costs as little as $416 a year, with high-risk coverage costing $2,522 or more. 16-year-old drivers cost the most to insure at $4,374 a year or more.
Average premium for full coverage: $1,168
Policy rates by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Trailblazer models.
Price Range Variability
Using a 40-year-old driver as an example, Chevrolet Trailblazer insurance rates go from as low as $416 for liability-only coverage to a high rate of $2,522 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities.
The graphic below illustrates how rural and urban location affects auto insurance prices.
The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Chevrolet Trailblazer insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $676
- Drivers who choose higher $1,000 deductibles will pay $152 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,168
- Buying low deductibles for comprehensive and collision insurance will cost an extra $296 annually
- Drivers with multiple tickets or accidents could pay around $2,522 or more
- Policy cost for full coverage for a 16-year-old driver can cost $4,374 a year
Insurance rates for a Chevrolet Trailblazer also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
Your home state makes a big difference in Chevrolet Trailblazer insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,580 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,056 | -$112 | -9.6% |
| Alaska | $896 | -$272 | -23.3% |
| Arizona | $970 | -$198 | -17.0% |
| Arkansas | $1,168 | -$0 | 0.0% |
| California | $1,332 | $164 | 14.0% |
| Colorado | $1,116 | -$52 | -4.5% |
| Connecticut | $1,200 | $32 | 2.7% |
| Delaware | $1,322 | $154 | 13.2% |
| Florida | $1,460 | $292 | 25.0% |
| Georgia | $1,082 | -$86 | -7.4% |
| Hawaii | $840 | -$328 | -28.1% |
| Idaho | $794 | -$374 | -32.0% |
| Illinois | $870 | -$298 | -25.5% |
| Indiana | $884 | -$284 | -24.3% |
| Iowa | $788 | -$380 | -32.5% |
| Kansas | $1,110 | -$58 | -5.0% |
| Kentucky | $1,594 | $426 | 36.5% |
| Louisiana | $1,732 | $564 | 48.3% |
| Maine | $722 | -$446 | -38.2% |
| Maryland | $968 | -$200 | -17.1% |
| Massachusetts | $932 | -$236 | -20.2% |
| Michigan | $2,030 | $862 | 73.8% |
| Minnesota | $980 | -$188 | -16.1% |
| Mississippi | $1,402 | $234 | 20.0% |
| Missouri | $1,038 | -$130 | -11.1% |
| Montana | $1,256 | $88 | 7.5% |
| Nebraska | $922 | -$246 | -21.1% |
| Nevada | $1,402 | $234 | 20.0% |
| New Hampshire | $842 | -$326 | -27.9% |
| New Jersey | $1,308 | $140 | 12.0% |
| New Mexico | $1,034 | -$134 | -11.5% |
| New York | $1,230 | $62 | 5.3% |
| North Carolina | $672 | -$496 | -42.5% |
| North Dakota | $958 | -$210 | -18.0% |
| Ohio | $806 | -$362 | -31.0% |
| Oklahoma | $1,200 | $32 | 2.7% |
| Oregon | $1,072 | -$96 | -8.2% |
| Pennsylvania | $1,114 | -$54 | -4.6% |
| Rhode Island | $1,558 | $390 | 33.4% |
| South Carolina | $1,060 | -$108 | -9.2% |
| South Dakota | $988 | -$180 | -15.4% |
| Tennessee | $1,024 | -$144 | -12.3% |
| Texas | $1,410 | $242 | 20.7% |
| Utah | $866 | -$302 | -25.9% |
| Vermont | $800 | -$368 | -31.5% |
| Virginia | $698 | -$470 | -40.2% |
| Washington | $902 | -$266 | -22.8% |
| West Virginia | $1,072 | -$96 | -8.2% |
| Wisconsin | $808 | -$360 | -30.8% |
| Wyoming | $1,040 | -$128 | -11.0% |
Opting for high physical damage deductibles could save up to $450 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trailblazer | $270 | $448 | $338 | $1,192 |
| 2023 Chevrolet Trailblazer | $260 | $436 | $354 | $1,186 |
| 2022 Chevrolet Trailblazer | $250 | $418 | $364 | $1,168 |
| 2021 Chevrolet Trailblazer | $238 | $404 | $376 | $1,154 |
Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Trailblazer Insurance
Finding cheaper rates on insurance for a Chevrolet Trailblazer not only requires having a decent driving record, but also having a good credit history, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a brief review of the ideas that were raised in the charts and tables above.
- 16 to 18-year-old drivers are the costliest to insure, as much as $365 each month including comprehensive and collision insurance
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,350 more per year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save around $450 each year
- You may be able to save around $140 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,374 |
| 20 | $2,684 |
| 30 | $1,216 |
| 40 | $1,168 |
| 50 | $1,070 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,326 |
| $500 | $1,168 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,168 |
| 50/100 | $1,241 |
| 100/300 | $1,332 |
| 250/500 | $1,568 |
| 100 CSL | $1,277 |
| 300 CSL | $1,477 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,236 |
| 20 | $4,268 |
| 30 | $2,574 |
| 40 | $2,522 |
| 50 | $2,404 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $492 |
Discounts are estimated and may not be available from every company or in every state.
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