Chevrolet Trailblazer Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Chevrolet Trailblazer are $1,168 annually with full coverage. Comprehensive costs on average $250, collision costs $418, and liability is $364. A policy with just liability insurance costs around $416 a year, with coverage for high-risk drivers costing around $2,522. Teenage drivers receive the highest rates at $4,374 a year or more.
Average premium for full coverage: $1,168
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Trailblazer trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $416 for just the minimum liability insurance to a much higher rate of $2,522 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.
The price range example below illustrates how where you live affects car insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Trailblazer insurance rates for different risk profiles and scenarios.
- The best discount rate is $676
- Raising to $1,000 deductibles will save around $152 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,168
- Using more expensive low deductibles will cost $1,464
- Drivers who are prone to accidents and violations could pay upwards of $2,522 or more
- The cost with full coverage for a 16-year-old driver with full coverage may cost $4,374
Insurance rates for a Chevrolet Trailblazer can also vary considerably based on the trim level of your Trailblazer, your driving record, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $450 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Chevrolet Trailblazer insurance prices. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,056 | -$112 | -9.6% |
| Alaska | $896 | -$272 | -23.3% |
| Arizona | $970 | -$198 | -17.0% |
| Arkansas | $1,168 | -$0 | 0.0% |
| California | $1,332 | $164 | 14.0% |
| Colorado | $1,116 | -$52 | -4.5% |
| Connecticut | $1,200 | $32 | 2.7% |
| Delaware | $1,322 | $154 | 13.2% |
| Florida | $1,460 | $292 | 25.0% |
| Georgia | $1,082 | -$86 | -7.4% |
| Hawaii | $840 | -$328 | -28.1% |
| Idaho | $794 | -$374 | -32.0% |
| Illinois | $870 | -$298 | -25.5% |
| Indiana | $884 | -$284 | -24.3% |
| Iowa | $788 | -$380 | -32.5% |
| Kansas | $1,110 | -$58 | -5.0% |
| Kentucky | $1,594 | $426 | 36.5% |
| Louisiana | $1,732 | $564 | 48.3% |
| Maine | $722 | -$446 | -38.2% |
| Maryland | $968 | -$200 | -17.1% |
| Massachusetts | $932 | -$236 | -20.2% |
| Michigan | $2,030 | $862 | 73.8% |
| Minnesota | $980 | -$188 | -16.1% |
| Mississippi | $1,402 | $234 | 20.0% |
| Missouri | $1,038 | -$130 | -11.1% |
| Montana | $1,256 | $88 | 7.5% |
| Nebraska | $922 | -$246 | -21.1% |
| Nevada | $1,402 | $234 | 20.0% |
| New Hampshire | $842 | -$326 | -27.9% |
| New Jersey | $1,308 | $140 | 12.0% |
| New Mexico | $1,034 | -$134 | -11.5% |
| New York | $1,230 | $62 | 5.3% |
| North Carolina | $672 | -$496 | -42.5% |
| North Dakota | $958 | -$210 | -18.0% |
| Ohio | $806 | -$362 | -31.0% |
| Oklahoma | $1,200 | $32 | 2.7% |
| Oregon | $1,072 | -$96 | -8.2% |
| Pennsylvania | $1,114 | -$54 | -4.6% |
| Rhode Island | $1,558 | $390 | 33.4% |
| South Carolina | $1,060 | -$108 | -9.2% |
| South Dakota | $988 | -$180 | -15.4% |
| Tennessee | $1,024 | -$144 | -12.3% |
| Texas | $1,410 | $242 | 20.7% |
| Utah | $866 | -$302 | -25.9% |
| Vermont | $800 | -$368 | -31.5% |
| Virginia | $698 | -$470 | -40.2% |
| Washington | $902 | -$266 | -22.8% |
| West Virginia | $1,072 | -$96 | -8.2% |
| Wisconsin | $808 | -$360 | -30.8% |
| Wyoming | $1,040 | -$128 | -11.0% |
With so much variability in rates, the best way to find out exactly what you will pay is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trailblazer | $270 | $448 | $338 | $1,192 |
| 2023 Chevrolet Trailblazer | $260 | $436 | $354 | $1,186 |
| 2022 Chevrolet Trailblazer | $250 | $418 | $364 | $1,168 |
| 2021 Chevrolet Trailblazer | $238 | $404 | $376 | $1,154 |
Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Chevrolet Trailblazer Insurance
Saving money on insurance for a Chevrolet Trailblazer consists of not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a summary of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,350 more each year for Trailblazer insurance
- Teens pay higher rates, with premiums as much as $365 per month if they have full coverage
- You may be able to save as much as $140 per year simply by shopping early and online
- Increasing deductibles could save up to $450 each year
- You may be able to save as much as $140 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,374 |
| 20 | $2,684 |
| 30 | $1,216 |
| 40 | $1,168 |
| 50 | $1,070 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,326 |
| $500 | $1,168 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,168 |
| 50/100 | $1,241 |
| 100/300 | $1,332 |
| 250/500 | $1,568 |
| 100 CSL | $1,277 |
| 300 CSL | $1,477 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,236 |
| 20 | $4,268 |
| 30 | $2,574 |
| 40 | $2,522 |
| 50 | $2,404 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $492 |
Discounts are estimated and may not be available from every company or in every state.
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