Chevrolet Equinox EV Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a Chevrolet Equinox EV are $1,436 a year with full coverage. Comprehensive insurance costs approximately $346, collision insurance costs $542, and liability costs $390. Liability-only coverage costs as little as $452 a year, and high-risk coverage costs $3,078 or more. 16-year-old drivers receive the highest rates at up to $5,228 a year.

Average premium for full coverage: $1,436

Rate estimates by individual coverage type:

Comprehensive $346
Collision $542
Liability $390

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all Equinox EV models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $452 for your basic liability-only policy to the much higher price of $3,078 for coverage for higher-risk drivers.

Liability Only $452
Full Coverage $1,436
High Risk $3,078

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,077
Small Cities $1,508
Large Cities $1,939

These examples demonstrate why everyone should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $832
  • Drivers who choose higher $1,000 deductibles will pay $204 annually
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,436
  • Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $386 every year
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,078
  • The cost that insures a teen driver for full coverage can cost $5,228 a year

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing Chevrolet Equinox EV insurance prices range from $832 to $5,228 for full coverage

Car insurance rates for a Chevrolet Equinox EV can also vary considerably based on the model of your Equinox EV, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. Chevrolet Equinox EV insurance for high-risk drivers can cost as much as 44% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Equinox EV insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or at least $1,940 on average in New York, Michigan, and Florida.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$140 -9.7%
Alaska $1,100 -$336 -23.4%
Arizona $1,190 -$246 -17.1%
Arkansas $1,436 -$0 0.0%
California $1,634 $198 13.8%
Colorado $1,370 -$66 -4.6%
Connecticut $1,476 $40 2.8%
Delaware $1,626 $190 13.2%
Florida $1,796 $360 25.1%
Georgia $1,326 -$110 -7.7%
Hawaii $1,030 -$406 -28.3%
Idaho $970 -$466 -32.5%
Illinois $1,070 -$366 -25.5%
Indiana $1,080 -$356 -24.8%
Iowa $970 -$466 -32.5%
Kansas $1,364 -$72 -5.0%
Kentucky $1,958 $522 36.4%
Louisiana $2,126 $690 48.1%
Maine $886 -$550 -38.3%
Maryland $1,184 -$252 -17.5%
Massachusetts $1,148 -$288 -20.1%
Michigan $2,494 $1,058 73.7%
Minnesota $1,200 -$236 -16.4%
Mississippi $1,718 $282 19.6%
Missouri $1,272 -$164 -11.4%
Montana $1,542 $106 7.4%
Nebraska $1,132 -$304 -21.2%
Nevada $1,720 $284 19.8%
New Hampshire $1,034 -$402 -28.0%
New Jersey $1,604 $168 11.7%
New Mexico $1,272 -$164 -11.4%
New York $1,512 $76 5.3%
North Carolina $828 -$608 -42.3%
North Dakota $1,176 -$260 -18.1%
Ohio $992 -$444 -30.9%
Oklahoma $1,474 $38 2.6%
Oregon $1,314 -$122 -8.5%
Pennsylvania $1,370 -$66 -4.6%
Rhode Island $1,916 $480 33.4%
South Carolina $1,302 -$134 -9.3%
South Dakota $1,210 -$226 -15.7%
Tennessee $1,258 -$178 -12.4%
Texas $1,730 $294 20.5%
Utah $1,062 -$374 -26.0%
Vermont $982 -$454 -31.6%
Virginia $860 -$576 -40.1%
Washington $1,108 -$328 -22.8%
West Virginia $1,316 -$120 -8.4%
Wisconsin $994 -$442 -30.8%
Wyoming $1,280 -$156 -10.9%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $590 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $362 $562 $372 $1,454
2023 Chevrolet Equinox EV $346 $542 $390 $1,436

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Equinox EV Insurance

Saving money on car insurance not only requires having a decent driving record, but also having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Comparison shop at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a condensed summary of the primary concepts that were touched on in this article.

  • You may be able to save around $170 per year just by quoting online well ahead of the renewal date
  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,640 more per year than a driver with a clean driving record
  • Increasing deductibles can save approximately $600 each year
  • 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums as much as $436 per month if full coverage is purchased

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,268
30 $1,500
40 $1,436
50 $1,308
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,822
$250 $1,644
$500 $1,436
$1,000 $1,232

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,436
50/100 $1,514
100/300 $1,612
250/500 $1,865
100 CSL $1,553
300 CSL $1,768
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,190
30 $3,148
40 $3,078
50 $2,930
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $102
Total Discounts $604
Rate after discounts $832

Discounts are estimated and may not be available from every company or in every state.

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