Chevrolet Equinox EV Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Chevrolet Equinox EV are $1,424 annually including full coverage. Comprehensive insurance costs approximately $332, collision costs $536, and liability is estimated at $398. A policy with just liability insurance costs approximately $460 a year, with coverage for high-risk drivers costing $3,064 or more. Teen drivers pay the highest rates at $5,232 a year or more.

Average premium for full coverage: $1,424

Price estimates by individual coverage:

Comprehensive $332
Collision $536
Liability $398

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Equinox EV models.

Price Range from Low to High

For the average driver, Chevrolet Equinox EV insurance prices go from as cheap as $460 for liability-only coverage to the much higher price of $3,064 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,424
High Risk $3,064

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $1,068
Small Cities $1,495
Large Cities $1,922

The ranges above highlight why everyone should get quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $824
  • Choosing higher $1,000 deductibles can save $198 every year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,424
  • Choosing pricier low deductibles for comp and collision coverage costs an additional $380 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $3,064 or more
  • The price with full coverage for a teen driver for full coverage can cost $5,232 each year

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing full coverage Chevrolet Equinox EV insurance prices range from $824 to $5,232

Insurance prices for a Chevrolet Equinox EV are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Chevrolet Equinox EV insurance for high-risk drivers ranges as much as 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $580 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chevrolet Equinox EV insurance prices. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,030 on average in Louisiana, New York, and Michigan.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,288 -$136 -9.6%
Alaska $1,094 -$330 -23.2%
Arizona $1,184 -$240 -16.9%
Arkansas $1,424 -$0 0.0%
California $1,624 $200 14.0%
Colorado $1,360 -$64 -4.5%
Connecticut $1,466 $42 2.9%
Delaware $1,614 $190 13.3%
Florida $1,782 $358 25.1%
Georgia $1,316 -$108 -7.6%
Hawaii $1,024 -$400 -28.1%
Idaho $964 -$460 -32.3%
Illinois $1,064 -$360 -25.3%
Indiana $1,072 -$352 -24.7%
Iowa $962 -$462 -32.4%
Kansas $1,356 -$68 -4.8%
Kentucky $1,944 $520 36.5%
Louisiana $2,110 $686 48.2%
Maine $880 -$544 -38.2%
Maryland $1,174 -$250 -17.6%
Massachusetts $1,140 -$284 -19.9%
Michigan $2,476 $1,052 73.9%
Minnesota $1,194 -$230 -16.2%
Mississippi $1,708 $284 19.9%
Missouri $1,264 -$160 -11.2%
Montana $1,530 $106 7.4%
Nebraska $1,124 -$300 -21.1%
Nevada $1,710 $286 20.1%
New Hampshire $1,028 -$396 -27.8%
New Jersey $1,594 $170 11.9%
New Mexico $1,264 -$160 -11.2%
New York $1,502 $78 5.5%
North Carolina $820 -$604 -42.4%
North Dakota $1,168 -$256 -18.0%
Ohio $984 -$440 -30.9%
Oklahoma $1,464 $40 2.8%
Oregon $1,306 -$118 -8.3%
Pennsylvania $1,360 -$64 -4.5%
Rhode Island $1,902 $478 33.6%
South Carolina $1,292 -$132 -9.3%
South Dakota $1,202 -$222 -15.6%
Tennessee $1,248 -$176 -12.4%
Texas $1,718 $294 20.6%
Utah $1,056 -$368 -25.8%
Vermont $974 -$450 -31.6%
Virginia $852 -$572 -40.2%
Washington $1,102 -$322 -22.6%
West Virginia $1,306 -$118 -8.3%
Wisconsin $988 -$436 -30.6%
Wyoming $1,270 -$154 -10.8%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, so the prices may be quite different between companies.

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $332 $536 $398 $1,424
2023 Chevrolet Equinox EV $320 $524 $416 $1,418

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Chevrolet Equinox EV Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit history, being claim-free, and maximizing policy discounts. Spend time shopping around every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a brief recap of the coverage data touched on above.

  • You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $575 each year
  • Teen drivers are expensive to insure, possibly costing $436 a month including comprehensive and collision insurance
  • Higher risk drivers who tend to receive serious violations may have to pay on average $1,640 more per year to insure their Equinox EV

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,232
20 $3,260
30 $1,490
40 $1,424
50 $1,300
60 $1,274

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,630
$500 $1,424
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,424
50/100 $1,504
100/300 $1,603
250/500 $1,862
100 CSL $1,543
300 CSL $1,762
500 CSL $1,922

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,466
20 $5,176
30 $3,134
40 $3,064
50 $2,920
60 $2,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $69
Online Quote $101
Total Discounts $600
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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