Chevrolet Equinox EV Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Chevrolet Equinox EV are $1,436 a year including full coverage. Comprehensive insurance costs on average $346, collision insurance costs $542, and liability is estimated at $390. Liability-only coverage costs approximately $452 a year, and high-risk coverage costs $3,078 or more. Teens pay the highest rates at up to $5,228 a year.

Average premium for full coverage: $1,436

Price estimates by individual coverage:

Comprehensive $346
Collision $542
Liability $390

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Equinox EV models.

Price Range from Low to High

Using a middle-aged driver as an example, Chevrolet Equinox EV insurance prices range from the low end price of $452 for your basic liability-only policy to the much higher price of $3,078 for a driver who has had serious violations or accidents.

Liability Only $452
Full Coverage $1,436
High Risk $3,078

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how where you live affects car insurance rates.

Rural Areas $1,077
Small Cities $1,508
Large Cities $1,939

The ranges above highlight why everyone should get quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Chevrolet Equinox EV insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $832
  • Choosing higher $1,000 deductibles can save around $204 every year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,436
  • Selecting pricier low deductibles for comp and collision coverage will cost an additional $386 annually
  • Higher-risk drivers with serious driving violations could pay upwards of $3,078
  • The price that insures a 16-year-old driver for full coverage may cost $5,228 each year

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing Chevrolet Equinox EV insurance prices range from $832 to $5,228 for full coverage

Auto insurance prices for a Chevrolet Equinox EV are also quite variable based on the model of your Equinox EV, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. Chevrolet Equinox EV insurance for high-risk drivers ranges from 44% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Equinox EV insurance prices. A good driver about age 40 could pay as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,050 on average in Michigan, New York, and Louisiana.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$140 -9.7%
Alaska $1,100 -$336 -23.4%
Arizona $1,190 -$246 -17.1%
Arkansas $1,436 -$0 0.0%
California $1,634 $198 13.8%
Colorado $1,370 -$66 -4.6%
Connecticut $1,476 $40 2.8%
Delaware $1,626 $190 13.2%
Florida $1,796 $360 25.1%
Georgia $1,326 -$110 -7.7%
Hawaii $1,030 -$406 -28.3%
Idaho $970 -$466 -32.5%
Illinois $1,070 -$366 -25.5%
Indiana $1,080 -$356 -24.8%
Iowa $970 -$466 -32.5%
Kansas $1,364 -$72 -5.0%
Kentucky $1,958 $522 36.4%
Louisiana $2,126 $690 48.1%
Maine $886 -$550 -38.3%
Maryland $1,184 -$252 -17.5%
Massachusetts $1,148 -$288 -20.1%
Michigan $2,494 $1,058 73.7%
Minnesota $1,200 -$236 -16.4%
Mississippi $1,718 $282 19.6%
Missouri $1,272 -$164 -11.4%
Montana $1,542 $106 7.4%
Nebraska $1,132 -$304 -21.2%
Nevada $1,720 $284 19.8%
New Hampshire $1,034 -$402 -28.0%
New Jersey $1,604 $168 11.7%
New Mexico $1,272 -$164 -11.4%
New York $1,512 $76 5.3%
North Carolina $828 -$608 -42.3%
North Dakota $1,176 -$260 -18.1%
Ohio $992 -$444 -30.9%
Oklahoma $1,474 $38 2.6%
Oregon $1,314 -$122 -8.5%
Pennsylvania $1,370 -$66 -4.6%
Rhode Island $1,916 $480 33.4%
South Carolina $1,302 -$134 -9.3%
South Dakota $1,210 -$226 -15.7%
Tennessee $1,258 -$178 -12.4%
Texas $1,730 $294 20.5%
Utah $1,062 -$374 -26.0%
Vermont $982 -$454 -31.6%
Virginia $860 -$576 -40.1%
Washington $1,108 -$328 -22.8%
West Virginia $1,316 -$120 -8.4%
Wisconsin $994 -$442 -30.8%
Wyoming $1,280 -$156 -10.9%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $346 $542 $390 $1,436
2023 Chevrolet Equinox EV $332 $536 $398 $1,424

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Chevrolet Equinox EV Insurance

Getting lower rates on insurance for a Chevrolet Equinox EV takes having a decent driving record, maintaining a good credit score, being claim-free, and deciding if full coverage is necessary. Compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a recap of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are charged the highest prices, possibly costing $436 a month if the policy includes full coverage
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,640 more each year than a driver with a clean driving record
  • Increasing physical damage deductibles can save approximately $600 each year
  • You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,268
30 $1,500
40 $1,436
50 $1,308
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,822
$250 $1,644
$500 $1,436
$1,000 $1,232

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,436
50/100 $1,514
100/300 $1,612
250/500 $1,865
100 CSL $1,553
300 CSL $1,768
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,190
30 $3,148
40 $3,078
50 $2,930
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $102
Total Discounts $604
Rate after discounts $832

Discounts are estimated and may not be available from every company or in every state.

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