Chevrolet Equinox EV Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Chevrolet Equinox EV are $1,424 every 12 months with full coverage. Comprehensive insurance costs around $332, collision costs $536, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing $3,064 or more. Teenage drivers pay the most at $5,232 a year or more.

Average premium for full coverage: $1,424

Premium estimates for type of coverage:

Comprehensive $332
Collision $536
Liability $398

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Equinox EV trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Chevrolet Equinox EV go from the cheapest price of $460 for minimum levels of liability insurance to a much higher rate of $3,064 for a driver that may need high-risk insurance.

Liability Only $460
Full Coverage $1,424
High Risk $3,064

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,068
Small Cities $1,495
Large Cities $1,922

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Chevrolet Equinox EV insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $824
  • Choosing higher $1,000 deductibles can save about $198 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,424
  • Using more expensive low deductibles for comp and collision coverage costs an extra $380 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,064 or more
  • An auto insurance policy to insure a 16-year-old driver with full coverage can be $5,232 each year

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing full coverage Chevrolet Equinox EV insurance prices range from $824 to $5,232

Car insurance prices for a Chevrolet Equinox EV also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $580 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chevrolet Equinox EV insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,920 on average in Florida, Michigan, and New York.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,288 -$136 -9.6%
Alaska $1,094 -$330 -23.2%
Arizona $1,184 -$240 -16.9%
Arkansas $1,424 -$0 0.0%
California $1,624 $200 14.0%
Colorado $1,360 -$64 -4.5%
Connecticut $1,466 $42 2.9%
Delaware $1,614 $190 13.3%
Florida $1,782 $358 25.1%
Georgia $1,316 -$108 -7.6%
Hawaii $1,024 -$400 -28.1%
Idaho $964 -$460 -32.3%
Illinois $1,064 -$360 -25.3%
Indiana $1,072 -$352 -24.7%
Iowa $962 -$462 -32.4%
Kansas $1,356 -$68 -4.8%
Kentucky $1,944 $520 36.5%
Louisiana $2,110 $686 48.2%
Maine $880 -$544 -38.2%
Maryland $1,174 -$250 -17.6%
Massachusetts $1,140 -$284 -19.9%
Michigan $2,476 $1,052 73.9%
Minnesota $1,194 -$230 -16.2%
Mississippi $1,708 $284 19.9%
Missouri $1,264 -$160 -11.2%
Montana $1,530 $106 7.4%
Nebraska $1,124 -$300 -21.1%
Nevada $1,710 $286 20.1%
New Hampshire $1,028 -$396 -27.8%
New Jersey $1,594 $170 11.9%
New Mexico $1,264 -$160 -11.2%
New York $1,502 $78 5.5%
North Carolina $820 -$604 -42.4%
North Dakota $1,168 -$256 -18.0%
Ohio $984 -$440 -30.9%
Oklahoma $1,464 $40 2.8%
Oregon $1,306 -$118 -8.3%
Pennsylvania $1,360 -$64 -4.5%
Rhode Island $1,902 $478 33.6%
South Carolina $1,292 -$132 -9.3%
South Dakota $1,202 -$222 -15.6%
Tennessee $1,248 -$176 -12.4%
Texas $1,718 $294 20.6%
Utah $1,056 -$368 -25.8%
Vermont $974 -$450 -31.6%
Virginia $852 -$572 -40.2%
Washington $1,102 -$322 -22.6%
West Virginia $1,306 -$118 -8.3%
Wisconsin $988 -$436 -30.6%
Wyoming $1,270 -$154 -10.8%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different.

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $332 $536 $398 $1,424
2023 Chevrolet Equinox EV $320 $524 $416 $1,418

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Chevrolet Equinox EV Insurance

Finding better rates on insurance for a Chevrolet Equinox EV takes having a decent driving record, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates once a year by requesting quotes from direct companies, and also from several local insurance agents.

The following items are a quick review of the data that was presented in the illustrations above.

  • You may be able to save up to $170 per year simply by shopping early and online
  • Insureds who may need additional liability coverage will pay an extra $440 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $436 per month if the policy includes full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,640 more every year than a driver with a clean driving record

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,232
20 $3,260
30 $1,490
40 $1,424
50 $1,300
60 $1,274

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,630
$500 $1,424
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,424
50/100 $1,504
100/300 $1,603
250/500 $1,862
100 CSL $1,543
300 CSL $1,762
500 CSL $1,922

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,466
20 $5,176
30 $3,134
40 $3,064
50 $2,920
60 $2,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $69
Online Quote $101
Total Discounts $600
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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