Chevrolet Equinox EV Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Chevrolet Equinox EV are $1,436 every 12 months for full coverage. Comprehensive insurance costs approximately $346, collision costs $542, and liability coverage costs around $390. Liability-only coverage costs as low as $452 a year, with high-risk coverage costing $3,078 or more. Teenage drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,436

Premium estimates by type of coverage:

Comprehensive $346
Collision $542
Liability $390

Prices include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Equinox EV models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Chevrolet Equinox EV go from the cheapest price of $452 for just the minimum liability insurance to the much higher price of $3,078 for coverage for higher-risk drivers.

Liability Only $452
Full Coverage $1,436
High Risk $3,078

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,077
Small Cities $1,508
Large Cities $1,939

These rate differences show why everyone should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $832
  • Using higher $1,000 deductibles will save $204 a year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,436
  • Using pricier low deductibles for physical damage coverage costs an extra $386 each year
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,078 or more
  • An auto insurance policy to insure a teenage driver for full coverage can cost $5,228 or more

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing full coverage Chevrolet Equinox EV insurance prices range from $832 to $5,228

Insurance prices for a Chevrolet Equinox EV also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Equinox EV.

Using high physical damage deductibles could cut prices by as much as $590 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Chevrolet Equinox EV insurance for high-risk drivers can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Equinox EV insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,050 on average in New York, Louisiana, and Michigan.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$140 -9.7%
Alaska $1,100 -$336 -23.4%
Arizona $1,190 -$246 -17.1%
Arkansas $1,436 -$0 0.0%
California $1,634 $198 13.8%
Colorado $1,370 -$66 -4.6%
Connecticut $1,476 $40 2.8%
Delaware $1,626 $190 13.2%
Florida $1,796 $360 25.1%
Georgia $1,326 -$110 -7.7%
Hawaii $1,030 -$406 -28.3%
Idaho $970 -$466 -32.5%
Illinois $1,070 -$366 -25.5%
Indiana $1,080 -$356 -24.8%
Iowa $970 -$466 -32.5%
Kansas $1,364 -$72 -5.0%
Kentucky $1,958 $522 36.4%
Louisiana $2,126 $690 48.1%
Maine $886 -$550 -38.3%
Maryland $1,184 -$252 -17.5%
Massachusetts $1,148 -$288 -20.1%
Michigan $2,494 $1,058 73.7%
Minnesota $1,200 -$236 -16.4%
Mississippi $1,718 $282 19.6%
Missouri $1,272 -$164 -11.4%
Montana $1,542 $106 7.4%
Nebraska $1,132 -$304 -21.2%
Nevada $1,720 $284 19.8%
New Hampshire $1,034 -$402 -28.0%
New Jersey $1,604 $168 11.7%
New Mexico $1,272 -$164 -11.4%
New York $1,512 $76 5.3%
North Carolina $828 -$608 -42.3%
North Dakota $1,176 -$260 -18.1%
Ohio $992 -$444 -30.9%
Oklahoma $1,474 $38 2.6%
Oregon $1,314 -$122 -8.5%
Pennsylvania $1,370 -$66 -4.6%
Rhode Island $1,916 $480 33.4%
South Carolina $1,302 -$134 -9.3%
South Dakota $1,210 -$226 -15.7%
Tennessee $1,258 -$178 -12.4%
Texas $1,730 $294 20.5%
Utah $1,062 -$374 -26.0%
Vermont $982 -$454 -31.6%
Virginia $860 -$576 -40.1%
Washington $1,108 -$328 -22.8%
West Virginia $1,316 -$120 -8.4%
Wisconsin $994 -$442 -30.8%
Wyoming $1,280 -$156 -10.9%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $346 $542 $390 $1,436
2023 Chevrolet Equinox EV $332 $536 $398 $1,424

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Chevrolet Equinox EV Insurance

Finding better rates on auto insurance requires being a good driver, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a quick rundown of the primary concepts that were raised in the charts and tables above.

  • Drivers can save around $170 per year simply by quoting online well ahead of the renewal date
  • Drivers with reckless driving or DUI convictions may pay on average $1,640 more per year than a safer driver
  • Increasing policy deductibles could save as much as $600 each year
  • Drivers age 16 to 20 are expensive to insure, as much as $436 per month if they have full coverage

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,268
30 $1,500
40 $1,436
50 $1,308
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,822
$250 $1,644
$500 $1,436
$1,000 $1,232

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,436
50/100 $1,514
100/300 $1,612
250/500 $1,865
100 CSL $1,553
300 CSL $1,768
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,190
30 $3,148
40 $3,078
50 $2,930
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $102
Total Discounts $604
Rate after discounts $832

Discounts are estimated and may not be available from every company or in every state.

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