Chevrolet Equinox EV Insurance Rates

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2023 Chevrolet Equinox EV Car Insurance Quotes in 2025 – 9 Ideas for Cheapest Rates

Trying to find cheaper auto insurance rates for your Chevrolet Equinox EV? Searching for cheaper insurance for a new or used Chevy Equinox EV can normally be a painful process, but you can learn a few tricks to find lower rates. There are both good and bad ways to compare auto insurance rates so we're going to tell you the proper way to quote coverages for a new or used Chevy and locate the lowes...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Mar 28, 2024

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Estimated insurance rates for a Chevrolet Equinox EV are $1,436 a year for full coverage. Comprehensive insurance costs approximately $346, collision insurance costs $542, and liability insurance costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $3,078 or more. Teen drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,436

Premium estimates by type of coverage:

Comprehensive $346
Collision $542
Liability $390

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different Equinox EV trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Chevrolet Equinox EV range from the low end price of $452 for basic liability insurance to a much higher rate of $3,078 for a driver who requires high-risk insurance.

Liability Only $452
Full Coverage $1,436
High Risk $3,078

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,077
Small Cities $1,508
Large Cities $1,939

These rate differences show why anyone shopping for car insurance should compare prices using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $832
  • Using higher $1,000 deductibles will save $204 a year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,436
  • Choosing more expensive low deductibles for physical damage coverage will cost an additional $386 a year
  • Drivers with multiple violations and an at-fault accident could pay around $3,078
  • An auto insurance policy that insures a teen driver with full coverage can cost $5,228 or more

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing Chevrolet Equinox EV insurance prices range from $832 to $5,228 for full coverage

Auto insurance prices for a Chevrolet Equinox EV also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 44% to 133% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Equinox EV insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Iowa, Maine, and Idaho, or as much as $2,050 on average in New York, Louisiana, and Michigan.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$140 -9.7%
Alaska $1,100 -$336 -23.4%
Arizona $1,190 -$246 -17.1%
Arkansas $1,436 -$0 0.0%
California $1,634 $198 13.8%
Colorado $1,370 -$66 -4.6%
Connecticut $1,476 $40 2.8%
Delaware $1,626 $190 13.2%
Florida $1,796 $360 25.1%
Georgia $1,326 -$110 -7.7%
Hawaii $1,030 -$406 -28.3%
Idaho $970 -$466 -32.5%
Illinois $1,070 -$366 -25.5%
Indiana $1,080 -$356 -24.8%
Iowa $970 -$466 -32.5%
Kansas $1,364 -$72 -5.0%
Kentucky $1,958 $522 36.4%
Louisiana $2,126 $690 48.1%
Maine $886 -$550 -38.3%
Maryland $1,184 -$252 -17.5%
Massachusetts $1,148 -$288 -20.1%
Michigan $2,494 $1,058 73.7%
Minnesota $1,200 -$236 -16.4%
Mississippi $1,718 $282 19.6%
Missouri $1,272 -$164 -11.4%
Montana $1,542 $106 7.4%
Nebraska $1,132 -$304 -21.2%
Nevada $1,720 $284 19.8%
New Hampshire $1,034 -$402 -28.0%
New Jersey $1,604 $168 11.7%
New Mexico $1,272 -$164 -11.4%
New York $1,512 $76 5.3%
North Carolina $828 -$608 -42.3%
North Dakota $1,176 -$260 -18.1%
Ohio $992 -$444 -30.9%
Oklahoma $1,474 $38 2.6%
Oregon $1,314 -$122 -8.5%
Pennsylvania $1,370 -$66 -4.6%
Rhode Island $1,916 $480 33.4%
South Carolina $1,302 -$134 -9.3%
South Dakota $1,210 -$226 -15.7%
Tennessee $1,258 -$178 -12.4%
Texas $1,730 $294 20.5%
Utah $1,062 -$374 -26.0%
Vermont $982 -$454 -31.6%
Virginia $860 -$576 -40.1%
Washington $1,108 -$328 -22.8%
West Virginia $1,316 -$120 -8.4%
Wisconsin $994 -$442 -30.8%
Wyoming $1,280 -$156 -10.9%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $590 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $346 $542 $390 $1,436
2023 Chevrolet Equinox EV $332 $536 $398 $1,424

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Equinox EV Insurance

Finding better rates on Chevrolet Equinox EV insurance requires being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Shop around at every other renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief recap of the concepts that were covered in the above illustrations.

  • High-risk drivers who tend to receive serious violations could be forced to pay on average $1,640 more per year than a low-risk driver
  • Youthful drivers have the highest car insurance prices, as much as $436 per month if the policy includes full coverage
  • Drivers can save around $170 per year just by shopping early and online
  • Increasing policy deductibles can save approximately $600 each year
  • Drivers can save around $170 per year just by shopping early and online

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,268
30 $1,500
40 $1,436
50 $1,308
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,822
$250 $1,644
$500 $1,436
$1,000 $1,232

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,436
50/100 $1,514
100/300 $1,612
250/500 $1,865
100 CSL $1,553
300 CSL $1,768
500 CSL $1,924

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,190
30 $3,148
40 $3,078
50 $2,930
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $102
Total Discounts $604
Rate after discounts $832

Discounts are estimated and may not be available from every company or in every state.

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