Chevrolet Equinox EV Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance prices for a Chevrolet Equinox EV are $1,424 every 12 months for full coverage insurance. Comprehensive costs approximately $332, collision insurance costs $536, and liability coverage is estimated at $398. Liability-only coverage costs approximately $460 a year, and high-risk coverage costs around $3,064. Teen drivers cost the most to insure at up to $5,232 a year.

Average premium for full coverage: $1,424

Policy rates by type of insurance:

Comprehensive $332
Collision $536
Liability $398

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Equinox EV trim levels.

Price Range Variability

For the normal driver, Chevrolet Equinox EV insurance rates range from the cheapest price of $460 for just liability insurance to a much higher rate of $3,064 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,424
High Risk $3,064

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,068
Small Cities $1,495
Large Cities $1,922

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $824
  • Choosing higher $1,000 deductibles can save $198 each year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,424
  • Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,804
  • Drivers with multiple violations and an at-fault accident could pay around $3,064
  • Policy cost to insure a teenage driver with full coverage can cost $5,232 each year

View Chart as Image

Chevrolet Equinox EV insurance cost comparison chart
Column chart showing Chevrolet Equinox EV insurance rates range from $824 to $5,232 for full coverage

Insurance rates for a Chevrolet Equinox EV also range considerably based on liability limits and deductibles, your risk profile, and the model of your Equinox EV.

Choosing high deductibles can save as much as $580 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 additional every year, depending on your age. High-risk driver insurance ranges around 44% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Equinox EV insurance rates. A good driver about age 40 could pay as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,920 on average in Florida, New York, and Michigan.

Chevrolet Equinox EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,288 -$136 -9.6%
Alaska $1,094 -$330 -23.2%
Arizona $1,184 -$240 -16.9%
Arkansas $1,424 -$0 0.0%
California $1,624 $200 14.0%
Colorado $1,360 -$64 -4.5%
Connecticut $1,466 $42 2.9%
Delaware $1,614 $190 13.3%
Florida $1,782 $358 25.1%
Georgia $1,316 -$108 -7.6%
Hawaii $1,024 -$400 -28.1%
Idaho $964 -$460 -32.3%
Illinois $1,064 -$360 -25.3%
Indiana $1,072 -$352 -24.7%
Iowa $962 -$462 -32.4%
Kansas $1,356 -$68 -4.8%
Kentucky $1,944 $520 36.5%
Louisiana $2,110 $686 48.2%
Maine $880 -$544 -38.2%
Maryland $1,174 -$250 -17.6%
Massachusetts $1,140 -$284 -19.9%
Michigan $2,476 $1,052 73.9%
Minnesota $1,194 -$230 -16.2%
Mississippi $1,708 $284 19.9%
Missouri $1,264 -$160 -11.2%
Montana $1,530 $106 7.4%
Nebraska $1,124 -$300 -21.1%
Nevada $1,710 $286 20.1%
New Hampshire $1,028 -$396 -27.8%
New Jersey $1,594 $170 11.9%
New Mexico $1,264 -$160 -11.2%
New York $1,502 $78 5.5%
North Carolina $820 -$604 -42.4%
North Dakota $1,168 -$256 -18.0%
Ohio $984 -$440 -30.9%
Oklahoma $1,464 $40 2.8%
Oregon $1,306 -$118 -8.3%
Pennsylvania $1,360 -$64 -4.5%
Rhode Island $1,902 $478 33.6%
South Carolina $1,292 -$132 -9.3%
South Dakota $1,202 -$222 -15.6%
Tennessee $1,248 -$176 -12.4%
Texas $1,718 $294 20.6%
Utah $1,056 -$368 -25.8%
Vermont $974 -$450 -31.6%
Virginia $852 -$572 -40.2%
Washington $1,102 -$322 -22.6%
West Virginia $1,306 -$118 -8.3%
Wisconsin $988 -$436 -30.6%
Wyoming $1,270 -$154 -10.8%

View Chart as Image

Chevrolet Equinox EV insurance rates by U.S. city
Chevrolet Equinox EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Equinox EV $332 $536 $398 $1,424
2023 Chevrolet Equinox EV $320 $524 $416 $1,418

Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Chevrolet Equinox EV Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief recap of the data presented in the illustrations above.

  • Consumers who purchase increased levels of liability coverage will pay about $440 annually to raise limits from a 30/60 limit to a 250/500 level
  • It is possible to save around $170 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $575 each year
  • Drivers age 20 and younger are the costliest to insure, possibly costing $436 each month if full coverage is included

Rates by Driver Age

Chevrolet Equinox EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,232
20 $3,260
30 $1,490
40 $1,424
50 $1,300
60 $1,274

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,630
$500 $1,424
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,424
50/100 $1,504
100/300 $1,603
250/500 $1,862
100 CSL $1,543
300 CSL $1,762
500 CSL $1,922

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,466
20 $5,176
30 $3,134
40 $3,064
50 $2,920
60 $2,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $69
Online Quote $101
Total Discounts $600
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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