Chevrolet City Express Insurance Rates

The average auto insurance rates for a Chevrolet City Express are $1,154 annually for full coverage insurance. Comprehensive costs around $206, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist coverage. Prices are averaged for all 50 states and for all City Express models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

The examples above illustrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates average Chevrolet City Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $122 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will cost $1,388
• Unlucky drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost with full coverage for a teen driver for full coverage can be $4,524 each year

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Insurance rates for a Chevrolet City Express also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $1,900 extra every year, depending on your age. Chevrolet City Express insurance for high-risk drivers ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet City Express insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chevrolet City Express Insurance

Finding cheaper rates on car insurance takes being a safe driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Here is a review of the ideas that were covered in the charts and tables above.

• Young drivers pay higher rates, possibly costing $377 each month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations pay on average $1,340 more every year for insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• It is possible to save up to $130 per year just by quoting online well ahead of the renewal date