Chevrolet Captiva Sport Insurance Rates
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Michelle Robbins
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UPDATED: Apr 12, 2024
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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,080 a year for full coverage insurance. Comprehensive costs around $194, collision costs $254, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,320. Teenage drivers pay the highest rates at $4,274 a year or more.
Average premium for full coverage: $1,080
Price estimates for individual coverage:
Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all Captiva Sport models.
Price Range from Low to High
For a driver in their 40's, Chevrolet Captiva Sport insurance prices go from as low as $522 for your basic liability-only policy to the much higher price of $2,320 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than densely populated cities.
The example below illustrates how location helps determine auto insurance rates.
The ranges above illustrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.
- The best discount rate is $651
- Choosing higher $1,000 deductibles can save about $104 each year
- The average rate for the average middle-age driver using $500 deductibles is $1,080
- Using pricier low deductibles for comp and collision coverage will increase the cost to $1,272
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,320 or more
- The price for full coverage for a 16-year-old driver for full coverage can be $4,274 each year
Auto insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $828 | -$252 | -23.3% |
| Arizona | $896 | -$184 | -17.0% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,032 | -$48 | -4.4% |
| Connecticut | $1,110 | $30 | 2.8% |
| Delaware | $1,222 | $142 | 13.1% |
| Florida | $1,352 | $272 | 25.2% |
| Georgia | $996 | -$84 | -7.8% |
| Hawaii | $774 | -$306 | -28.3% |
| Idaho | $728 | -$352 | -32.6% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $812 | -$268 | -24.8% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,028 | -$52 | -4.8% |
| Kentucky | $1,474 | $394 | 36.5% |
| Louisiana | $1,598 | $518 | 48.0% |
| Maine | $668 | -$412 | -38.1% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $864 | -$216 | -20.0% |
| Michigan | $1,876 | $796 | 73.7% |
| Minnesota | $904 | -$176 | -16.3% |
| Mississippi | $1,294 | $214 | 19.8% |
| Missouri | $958 | -$122 | -11.3% |
| Montana | $1,160 | $80 | 7.4% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,296 | $216 | 20.0% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $958 | -$122 | -11.3% |
| New York | $1,138 | $58 | 5.4% |
| North Carolina | $622 | -$458 | -42.4% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $746 | -$334 | -30.9% |
| Oklahoma | $1,110 | $30 | 2.8% |
| Oregon | $990 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$50 | -4.6% |
| Rhode Island | $1,440 | $360 | 33.3% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $912 | -$168 | -15.6% |
| Tennessee | $946 | -$134 | -12.4% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $800 | -$280 | -25.9% |
| Vermont | $740 | -$340 | -31.5% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $836 | -$244 | -22.6% |
| West Virginia | $990 | -$90 | -8.3% |
| Wisconsin | $748 | -$332 | -30.7% |
| Wyoming | $962 | -$118 | -10.9% |
Using high physical damage deductibles can save as much as $300 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at least $1,300 to $1,800 in extra premium each year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $194 | $254 | $474 | $1,080 |
| 2012 Chevrolet Captiva Sport | $162 | $196 | $474 | $990 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Captiva Sport Insurance
Getting lower rates on insurance for a Chevrolet Captiva Sport takes being a safe and courteous driver, having good credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
Below is a summary of the data that was covered in the charts and tables above.
- It is possible to save up to $120 per year simply by quoting online well ahead of the renewal date
- Insureds who may need higher levels of liability will pay an extra $520 annually to raise limits from a low limit to 250/500 limits
- Teenage drivers are expensive to insure, as much as $356 a month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,240 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,274 |
| 20 | $2,460 |
| 30 | $1,102 |
| 40 | $1,080 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,186 |
| $500 | $1,080 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,175 |
| 100/300 | $1,293 |
| 250/500 | $1,601 |
| 100 CSL | $1,222 |
| 300 CSL | $1,483 |
| 500 CSL | $1,673 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $3,922 |
| 30 | $2,344 |
| 40 | $2,320 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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