Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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Average insurance rates for a Chevrolet Captiva Sport are $1,092 a year including full coverage. Comprehensive insurance costs on average $198, collision costs $272, and liability costs $464. Liability-only coverage costs as little as $514 a year, with high-risk coverage costing $2,352 or more. 16-year-old drivers receive the highest rates at $4,312 a year or more.
Average premium for full coverage: $1,092
Rate estimates by individual coverage type:
Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Captiva Sport trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $514 for just liability coverage to a much higher rate of $2,352 for a policy for a high-risk driver.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities.
The price range example below illustrates the difference location can make on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $655
- Drivers who choose higher $1,000 deductibles will pay around $108 every year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,092
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $206 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,352 or more
- The cost that insures a 16-year-old driver with full coverage may cost $4,312 a year
Car insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,560 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$102 | -9.3% |
| Alaska | $840 | -$252 | -23.1% |
| Arizona | $908 | -$184 | -16.8% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,248 | $156 | 14.3% |
| Colorado | $1,046 | -$46 | -4.2% |
| Connecticut | $1,126 | $34 | 3.1% |
| Delaware | $1,238 | $146 | 13.4% |
| Florida | $1,370 | $278 | 25.5% |
| Georgia | $1,008 | -$84 | -7.7% |
| Hawaii | $786 | -$306 | -28.0% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $816 | -$276 | -25.3% |
| Indiana | $824 | -$268 | -24.5% |
| Iowa | $738 | -$354 | -32.4% |
| Kansas | $1,040 | -$52 | -4.8% |
| Kentucky | $1,492 | $400 | 36.6% |
| Louisiana | $1,620 | $528 | 48.4% |
| Maine | $674 | -$418 | -38.3% |
| Maryland | $904 | -$188 | -17.2% |
| Massachusetts | $876 | -$216 | -19.8% |
| Michigan | $1,900 | $808 | 74.0% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,310 | $218 | 20.0% |
| Missouri | $970 | -$122 | -11.2% |
| Montana | $1,174 | $82 | 7.5% |
| Nebraska | $862 | -$230 | -21.1% |
| Nevada | $1,312 | $220 | 20.1% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,222 | $130 | 11.9% |
| New Mexico | $970 | -$122 | -11.2% |
| New York | $1,152 | $60 | 5.5% |
| North Carolina | $632 | -$460 | -42.1% |
| North Dakota | $896 | -$196 | -17.9% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,124 | $32 | 2.9% |
| Oregon | $1,002 | -$90 | -8.2% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,460 | $368 | 33.7% |
| South Carolina | $992 | -$100 | -9.2% |
| South Dakota | $924 | -$168 | -15.4% |
| Tennessee | $958 | -$134 | -12.3% |
| Texas | $1,318 | $226 | 20.7% |
| Utah | $810 | -$282 | -25.8% |
| Vermont | $750 | -$342 | -31.3% |
| Virginia | $654 | -$438 | -40.1% |
| Washington | $844 | -$248 | -22.7% |
| West Virginia | $1,002 | -$90 | -8.2% |
| Wisconsin | $758 | -$334 | -30.6% |
| Wyoming | $974 | -$118 | -10.8% |
Opting for high physical damage deductibles could save up to $320 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Every company utilizes a different rate formula, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $198 | $272 | $464 | $1,092 |
| 2012 Chevrolet Captiva Sport | $174 | $214 | $478 | $1,024 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Captiva Sport Insurance
Saving money on insurance for a Chevrolet Captiva Sport not only requires having a good driving record, but also having a positive credit history, not filing small claims, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The next list is a summary of the coverage data touched on in this article.
- You may be able to save as much as $120 per year simply by shopping early and online
- Increasing deductibles can save approximately $325 each year
- Drivers age 20 and younger are expensive to insure, as much as $359 per month if full coverage is purchased
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,260 more each year to buy Chevrolet Captiva Sport insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,498 |
| 30 | $1,118 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,204 |
| $500 | $1,092 |
| $1,000 | $984 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,185 |
| 100/300 | $1,301 |
| 250/500 | $1,602 |
| 100 CSL | $1,231 |
| 300 CSL | $1,486 |
| 500 CSL | $1,672 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,978 |
| 30 | $2,380 |
| 40 | $2,352 |
| 50 | $2,248 |
| 60 | $2,228 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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