Chevrolet Captiva Sport Insurance Rates

The average insurance rates for a Chevrolet Captiva Sport are $1,092 a year for full coverage. Comprehensive costs around $198 each year, collision insurance costs $272, and liability is estimated at $464. Liability-only coverage costs approximately $514 a year, and high-risk coverage costs around $2,352. 16-year-old drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Captiva Sport models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates how location helps determine auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $655
• Choosing higher $1,000 deductibles can save about $108 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,092
• Buying low deductibles for comp and collision coverage will increase the cost to $1,298
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,352
• Policy cost for full coverage for a 16-year-old driver can be $4,312 each year

Insurance rates for a Chevrolet Captiva Sport also range considerably based on your risk profile, the trim level of your Captiva Sport, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,560 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles can save as much as $320 annually, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges from 42% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheap Chevrolet Captiva Sport Insurance

Finding cheaper rates on insurance for a Chevrolet Captiva Sport takes avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a brief summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $120 per year just by quoting online in advance
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,260 more every year for car insurance
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teenagers are charged the highest rates, costing up to $359 each month including comprehensive and collision insurance