Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,092 every 12 months with full coverage. Comprehensive costs approximately $198 a year, collision costs $272, and liability costs around $464. Liability-only insurance costs as low as $514 a year, with high-risk driver insurance costing around $2,352. 16-year-old drivers pay the highest rates at $4,312 a year or more.
Average premium for full coverage: $1,092
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Captiva Sport trim levels.
Price Range from Low to High
For the average 40-year-old driver, Chevrolet Captiva Sport insurance prices go from the cheapest price of $514 for just the minimum liability insurance to a high of $2,352 for a policy for a high-risk driver.
Geographic Price Range
Where you live can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than congested cities.
The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above demonstrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $655
- Using higher $1,000 deductibles will save $984 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $1,092
- Buying low $100 deductibles for physical damage coverage increases the price to $1,298
- High-risk insureds with multiple tickets or accidents could pay around $2,352 or more
- The price to insure a 16-year-old driver can cost $4,312 or more
Car insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the model of your Captiva Sport.
Opting for high physical damage deductibles could cut prices by as much as $320 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be from 42% to 132% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,480 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$102 | -9.3% |
| Alaska | $840 | -$252 | -23.1% |
| Arizona | $908 | -$184 | -16.8% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,248 | $156 | 14.3% |
| Colorado | $1,046 | -$46 | -4.2% |
| Connecticut | $1,126 | $34 | 3.1% |
| Delaware | $1,238 | $146 | 13.4% |
| Florida | $1,370 | $278 | 25.5% |
| Georgia | $1,008 | -$84 | -7.7% |
| Hawaii | $786 | -$306 | -28.0% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $816 | -$276 | -25.3% |
| Indiana | $824 | -$268 | -24.5% |
| Iowa | $738 | -$354 | -32.4% |
| Kansas | $1,040 | -$52 | -4.8% |
| Kentucky | $1,492 | $400 | 36.6% |
| Louisiana | $1,620 | $528 | 48.4% |
| Maine | $674 | -$418 | -38.3% |
| Maryland | $904 | -$188 | -17.2% |
| Massachusetts | $876 | -$216 | -19.8% |
| Michigan | $1,900 | $808 | 74.0% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,310 | $218 | 20.0% |
| Missouri | $970 | -$122 | -11.2% |
| Montana | $1,174 | $82 | 7.5% |
| Nebraska | $862 | -$230 | -21.1% |
| Nevada | $1,312 | $220 | 20.1% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,222 | $130 | 11.9% |
| New Mexico | $970 | -$122 | -11.2% |
| New York | $1,152 | $60 | 5.5% |
| North Carolina | $632 | -$460 | -42.1% |
| North Dakota | $896 | -$196 | -17.9% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,124 | $32 | 2.9% |
| Oregon | $1,002 | -$90 | -8.2% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,460 | $368 | 33.7% |
| South Carolina | $992 | -$100 | -9.2% |
| South Dakota | $924 | -$168 | -15.4% |
| Tennessee | $958 | -$134 | -12.3% |
| Texas | $1,318 | $226 | 20.7% |
| Utah | $810 | -$282 | -25.8% |
| Vermont | $750 | -$342 | -31.3% |
| Virginia | $654 | -$438 | -40.1% |
| Washington | $844 | -$248 | -22.7% |
| West Virginia | $1,002 | -$90 | -8.2% |
| Wisconsin | $758 | -$334 | -30.6% |
| Wyoming | $974 | -$118 | -10.8% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $198 | $272 | $464 | $1,092 |
| 2012 Chevrolet Captiva Sport | $174 | $214 | $478 | $1,024 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Captiva Sport Insurance
Getting lower rates on insurance for a Chevrolet Captiva Sport requires avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Make time to compare rates every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a quick review of the coverage data touched on in this article.
- You may be able to save around $120 per year simply by quoting early and online
- Increasing physical damage deductibles could save as much as $325 each year
- Drivers under the age of 20 pay the highest auto insurance prices, costing up to $359 a month if the policy includes full coverage
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,260 more per year to insure a Chevrolet Captiva Sport
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,498 |
| 30 | $1,118 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,204 |
| $500 | $1,092 |
| $1,000 | $984 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,185 |
| 100/300 | $1,301 |
| 250/500 | $1,602 |
| 100 CSL | $1,231 |
| 300 CSL | $1,486 |
| 500 CSL | $1,672 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,978 |
| 30 | $2,380 |
| 40 | $2,352 |
| 50 | $2,248 |
| 60 | $2,228 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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