Chevrolet Captiva Sport Insurance Rates

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2012 Chevrolet Captiva Sport Insurance Rates in 2025 – 8 Policy Discounts

Looking for better insurance rates for your Chevrolet Captiva Sport? Paying for pricey Chevrolet Captiva Sport insurance can bottom out your personal savings and make it tough to pay other bills. Performing a price comparison can be a smart way to ensure you are getting the best deal. Online insurance companies like Allstate, Progressive and GEICO all claim big savings with advertising and it is ...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 12, 2024

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Estimated insurance rates for a Chevrolet Captiva Sport are $1,092 a year with full coverage. Comprehensive costs around $198 a year, collision insurance costs $272, and liability coverage costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs around $2,352. Teens pay the most at up to $4,312 a year.

Average premium for full coverage: $1,092

Premium estimates for type of coverage:

Comprehensive $198
Collision $272
Liability $464

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Captiva Sport trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Chevrolet Captiva Sport range from as low as $514 for your basic liability-only policy to a high of $2,352 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,092
High Risk $2,352

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

These rate differences demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $655
  • Using higher $1,000 deductibles will save about $984 annually
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,092
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,298
  • Higher-risk drivers with serious driving violations could pay at least $2,352
  • An auto insurance policy for full coverage for a teenage driver can be $4,312 or more

Insurance prices for a Chevrolet Captiva Sport also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Captiva Sport insurance rates. A driver around age 40 might see prices as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,480 on average in Florida, Michigan, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $990 -$102 -9.3%
Alaska $840 -$252 -23.1%
Arizona $908 -$184 -16.8%
Arkansas $1,092 -$0 0.0%
California $1,248 $156 14.3%
Colorado $1,046 -$46 -4.2%
Connecticut $1,126 $34 3.1%
Delaware $1,238 $146 13.4%
Florida $1,370 $278 25.5%
Georgia $1,008 -$84 -7.7%
Hawaii $786 -$306 -28.0%
Idaho $738 -$354 -32.4%
Illinois $816 -$276 -25.3%
Indiana $824 -$268 -24.5%
Iowa $738 -$354 -32.4%
Kansas $1,040 -$52 -4.8%
Kentucky $1,492 $400 36.6%
Louisiana $1,620 $528 48.4%
Maine $674 -$418 -38.3%
Maryland $904 -$188 -17.2%
Massachusetts $876 -$216 -19.8%
Michigan $1,900 $808 74.0%
Minnesota $914 -$178 -16.3%
Mississippi $1,310 $218 20.0%
Missouri $970 -$122 -11.2%
Montana $1,174 $82 7.5%
Nebraska $862 -$230 -21.1%
Nevada $1,312 $220 20.1%
New Hampshire $786 -$306 -28.0%
New Jersey $1,222 $130 11.9%
New Mexico $970 -$122 -11.2%
New York $1,152 $60 5.5%
North Carolina $632 -$460 -42.1%
North Dakota $896 -$196 -17.9%
Ohio $754 -$338 -31.0%
Oklahoma $1,124 $32 2.9%
Oregon $1,002 -$90 -8.2%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,460 $368 33.7%
South Carolina $992 -$100 -9.2%
South Dakota $924 -$168 -15.4%
Tennessee $958 -$134 -12.3%
Texas $1,318 $226 20.7%
Utah $810 -$282 -25.8%
Vermont $750 -$342 -31.3%
Virginia $654 -$438 -40.1%
Washington $844 -$248 -22.7%
West Virginia $1,002 -$90 -8.2%
Wisconsin $758 -$334 -30.6%
Wyoming $974 -$118 -10.8%

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 a year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than the average policy. View High Risk Driver Rates

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $198 $272 $464 $1,092
2012 Chevrolet Captiva Sport $174 $214 $478 $1,024

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Captiva Sport Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, having a good credit history, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a quick review of the data touched on in the above illustrations.

  • Consumers who may need higher liability limits will pay approximately $510 every year to increase from 30/60 bodily injury limits to 250/500 limits
  • You may be able to save up to $120 per year just by quoting early and online
  • Increasing policy deductibles can save around $325 each year
  • Teenagers are charged the highest prices, possibly costing $359 per month including comprehensive and collision insurance

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,498
30 $1,118
40 $1,092
50 $1,002
60 $982

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,204
$500 $1,092
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,185
100/300 $1,301
250/500 $1,602
100 CSL $1,231
300 CSL $1,486
500 CSL $1,672

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,978
30 $2,380
40 $2,352
50 $2,248
60 $2,228

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $147

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $75
Total Discounts $437
Rate after discounts $655

Discounts are estimated and may not be available from every company or in every state.

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