Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,092 every 12 months with full coverage. Comprehensive insurance costs around $198, collision insurance costs $272, and liability costs around $464. Buying just liability costs as low as $514 a year, and insurance for high-risk drivers costs $2,352 or more. Teen drivers pay the highest rates at up to $4,312 a year.
Average premium for full coverage: $1,092
Price estimates for individual coverage:
These estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Captiva Sport trim levels.
Price Range from Low to High
For a driver around age 40, Chevrolet Captiva Sport insurance prices range from the cheapest price of $514 for basic liability insurance to a much higher rate of $2,352 for high-risk insurance.
Geographic Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $655
- Using higher $1,000 deductibles will save about $108 annually
- The average price for the average middle-age driver using $500 deductibles is $1,092
- Choosing more expensive low deductibles for physical damage coverage costs an extra $206 every year
- Drivers with multiple violations and an at-fault accident could pay at least $2,352
- The price to insure a teen driver with full coverage can be $4,312 or more
Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Choosing high deductibles could cut prices by as much as $320 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be as much as 42% to 132% more than average. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $790 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,480 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$102 | -9.3% |
| Alaska | $840 | -$252 | -23.1% |
| Arizona | $908 | -$184 | -16.8% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,248 | $156 | 14.3% |
| Colorado | $1,046 | -$46 | -4.2% |
| Connecticut | $1,126 | $34 | 3.1% |
| Delaware | $1,238 | $146 | 13.4% |
| Florida | $1,370 | $278 | 25.5% |
| Georgia | $1,008 | -$84 | -7.7% |
| Hawaii | $786 | -$306 | -28.0% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $816 | -$276 | -25.3% |
| Indiana | $824 | -$268 | -24.5% |
| Iowa | $738 | -$354 | -32.4% |
| Kansas | $1,040 | -$52 | -4.8% |
| Kentucky | $1,492 | $400 | 36.6% |
| Louisiana | $1,620 | $528 | 48.4% |
| Maine | $674 | -$418 | -38.3% |
| Maryland | $904 | -$188 | -17.2% |
| Massachusetts | $876 | -$216 | -19.8% |
| Michigan | $1,900 | $808 | 74.0% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,310 | $218 | 20.0% |
| Missouri | $970 | -$122 | -11.2% |
| Montana | $1,174 | $82 | 7.5% |
| Nebraska | $862 | -$230 | -21.1% |
| Nevada | $1,312 | $220 | 20.1% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,222 | $130 | 11.9% |
| New Mexico | $970 | -$122 | -11.2% |
| New York | $1,152 | $60 | 5.5% |
| North Carolina | $632 | -$460 | -42.1% |
| North Dakota | $896 | -$196 | -17.9% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,124 | $32 | 2.9% |
| Oregon | $1,002 | -$90 | -8.2% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,460 | $368 | 33.7% |
| South Carolina | $992 | -$100 | -9.2% |
| South Dakota | $924 | -$168 | -15.4% |
| Tennessee | $958 | -$134 | -12.3% |
| Texas | $1,318 | $226 | 20.7% |
| Utah | $810 | -$282 | -25.8% |
| Vermont | $750 | -$342 | -31.3% |
| Virginia | $654 | -$438 | -40.1% |
| Washington | $844 | -$248 | -22.7% |
| West Virginia | $1,002 | -$90 | -8.2% |
| Wisconsin | $758 | -$334 | -30.6% |
| Wyoming | $974 | -$118 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $198 | $272 | $464 | $1,092 |
| 2012 Chevrolet Captiva Sport | $174 | $214 | $478 | $1,024 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Captiva Sport Insurance
Getting lower rates on car insurance requires having a good driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a brief summary of the material that was covered above.
- Policyholders who may need increased levels of liability coverage will pay about $510 every year to increase from a low limit to a 250/500 level
- Drivers age 20 and younger are charged the highest prices, costing up to $359 a month if full coverage is included
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,260 more every year to buy Chevrolet Captiva Sport insurance
- Increasing physical damage deductibles could save as much as $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,498 |
| 30 | $1,118 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,204 |
| $500 | $1,092 |
| $1,000 | $984 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,185 |
| 100/300 | $1,301 |
| 250/500 | $1,602 |
| 100 CSL | $1,231 |
| 300 CSL | $1,486 |
| 500 CSL | $1,672 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,978 |
| 30 | $2,380 |
| 40 | $2,352 |
| 50 | $2,248 |
| 60 | $2,228 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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