Chevrolet Captiva Sport Insurance Rates

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UPDATED: Apr 12, 2024

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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,092 a year with full coverage. Comprehensive insurance costs on average $198, collision costs $272, and liability insurance costs $464. Buying just liability costs as little as $514 a year, with insurance for high-risk drivers costing $2,352 or more. Teens pay the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Price estimates by individual coverage:

Comprehensive $198
Collision $272
Liability $464

Prices include $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Captiva Sport trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Chevrolet Captiva Sport insurance prices go from as low as $514 for liability-only coverage to a much higher rate of $2,352 for coverage for higher-risk drivers.

Liability Only $514
Full Coverage $1,092
High Risk $2,352

Geographic Price Range

Your location has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $655
  • Drivers who choose higher $1,000 deductibles will pay around $108 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,092
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $206 a year
  • High risk drivers with serious driving violations could pay upwards of $2,352 or more
  • The price for full coverage for a teen driver with full coverage may cost $4,312 a year

Insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,480 on average in Florida, Michigan, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $990 -$102 -9.3%
Alaska $840 -$252 -23.1%
Arizona $908 -$184 -16.8%
Arkansas $1,092 -$0 0.0%
California $1,248 $156 14.3%
Colorado $1,046 -$46 -4.2%
Connecticut $1,126 $34 3.1%
Delaware $1,238 $146 13.4%
Florida $1,370 $278 25.5%
Georgia $1,008 -$84 -7.7%
Hawaii $786 -$306 -28.0%
Idaho $738 -$354 -32.4%
Illinois $816 -$276 -25.3%
Indiana $824 -$268 -24.5%
Iowa $738 -$354 -32.4%
Kansas $1,040 -$52 -4.8%
Kentucky $1,492 $400 36.6%
Louisiana $1,620 $528 48.4%
Maine $674 -$418 -38.3%
Maryland $904 -$188 -17.2%
Massachusetts $876 -$216 -19.8%
Michigan $1,900 $808 74.0%
Minnesota $914 -$178 -16.3%
Mississippi $1,310 $218 20.0%
Missouri $970 -$122 -11.2%
Montana $1,174 $82 7.5%
Nebraska $862 -$230 -21.1%
Nevada $1,312 $220 20.1%
New Hampshire $786 -$306 -28.0%
New Jersey $1,222 $130 11.9%
New Mexico $970 -$122 -11.2%
New York $1,152 $60 5.5%
North Carolina $632 -$460 -42.1%
North Dakota $896 -$196 -17.9%
Ohio $754 -$338 -31.0%
Oklahoma $1,124 $32 2.9%
Oregon $1,002 -$90 -8.2%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,460 $368 33.7%
South Carolina $992 -$100 -9.2%
South Dakota $924 -$168 -15.4%
Tennessee $958 -$134 -12.3%
Texas $1,318 $226 20.7%
Utah $810 -$282 -25.8%
Vermont $750 -$342 -31.3%
Virginia $654 -$438 -40.1%
Washington $844 -$248 -22.7%
West Virginia $1,002 -$90 -8.2%
Wisconsin $758 -$334 -30.6%
Wyoming $974 -$118 -10.8%

Choosing higher comprehensive and collision insurance deductibles could save up to $320 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Every company calculates prices differently, and prices may be quite different from one company to the next.

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $198 $272 $464 $1,092
2012 Chevrolet Captiva Sport $174 $214 $478 $1,024

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Captiva Sport Insurance

Getting lower rates on Chevrolet Captiva Sport insurance not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The next list is a quick rundown of the primary concepts that were touched on in the above illustrations.

  • You may be able to save as much as $120 per year simply by shopping early and online
  • High-risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,260 more each year to buy Chevrolet Captiva Sport insurance
  • Increasing physical damage deductibles can save around $325 each year
  • Drivers age 20 and younger pay higher prices, costing up to $359 a month including comprehensive and collision insurance

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,498
30 $1,118
40 $1,092
50 $1,002
60 $982

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,204
$500 $1,092
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,185
100/300 $1,301
250/500 $1,602
100 CSL $1,231
300 CSL $1,486
500 CSL $1,672

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,978
30 $2,380
40 $2,352
50 $2,248
60 $2,228

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $147

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $75
Total Discounts $437
Rate after discounts $655

Discounts are estimated and may not be available from every company or in every state.

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