Chevrolet Bolt EV Insurance Rates

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2017 Chevrolet Bolt EV Insurance Cost in 2025

Trying to find the cheapest car insurance rates for your Chevrolet Bolt EV? Paying cheap prices for Driverscar insurance can seem to be difficult for drivers who are new to online price comparisons. There are so many different companies and agents to choose from that it can turn into a real hassle to find the best prices. The quickest way to compare rates takes advantage of the fact most larger in...

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UPDATED: May 23, 2024

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Average insurance rates for a Chevrolet Bolt EV are $1,400 a year with full coverage. Comprehensive costs approximately $270, collision costs $516, and liability insurance costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing around $3,048. Teen drivers receive the highest rates at $5,330 a year or more.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Comprehensive $270
Collision $516
Liability $456

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Bolt EV models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $508 for minimum levels of liability insurance to the much higher price of $3,048 for a high-risk driver policy.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These examples demonstrate why everyone should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Chevrolet Bolt EV insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $803
  • Drivers who choose higher $1,000 deductibles will pay $176 annually
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,400
  • Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,750
  • High risk drivers with multiple violations and an at-fault accident could pay around $3,048 or more
  • The cost that insures a teen driver for full coverage can cost $5,330 a year

View Chart as Image

Chevrolet Bolt EV insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt EV insurance rates range from $803 to $5,330

Insurance rates for a Chevrolet Bolt EV can also vary considerably based on the model of your Bolt EV, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional per year, depending on your age. Chevrolet Bolt EV insurance for high-risk drivers can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Bolt EV insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,890 on average in New York, Michigan, and Florida.

Chevrolet Bolt EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,598 $198 14.1%
Colorado $1,340 -$60 -4.3%
Connecticut $1,442 $42 3.0%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $946 -$454 -32.4%
Illinois $1,046 -$354 -25.3%
Indiana $1,056 -$344 -24.6%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,074 $674 48.1%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,680 $280 20.0%
Missouri $1,242 -$158 -11.3%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $960 -$440 -31.4%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $970 -$430 -30.7%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Chevrolet Bolt EV insurance rates by U.S. city

Choosing high deductibles could save up to $530 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and rates can be significantly different.

Chevrolet Bolt EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Chevrolet Bolt EV $332 $656 $398 $1,544
2022 Chevrolet Bolt EV $320 $640 $416 $1,534
2021 Chevrolet Bolt EV $310 $612 $430 $1,510
2019 Chevrolet Bolt EV $282 $548 $452 $1,440
2018 Chevrolet Bolt EV $270 $516 $456 $1,400
2017 Chevrolet Bolt EV $258 $464 $460 $1,340

Rates are averaged for all Chevrolet Bolt EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Bolt EV Insurance

Saving money on Chevrolet Bolt EV insurance not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Shop around every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief recap of the information covered in the charts and tables above.

  • You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
  • Drivers age 16 to 20 are the costliest to insure, with premiums as much as $444 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $525 each year
  • High-risk drivers who tend to receive serious violations may have to pay on average $1,650 more per year than a safer driver
  • Drivers who purchase an increased level of liability coverage will pay about $500 every year to go from a minimum limit to the 250/500 level

Rates by Driver Age

Chevrolet Bolt EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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