Chevrolet Bolt EV Insurance Rates

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2017 Chevrolet Bolt EV Insurance Cost in 2025

Trying to find the cheapest car insurance rates for your Chevrolet Bolt EV? Paying cheap prices for Driverscar insurance can seem to be difficult for drivers who are new to online price comparisons. There are so many different companies and agents to choose from that it can turn into a real hassle to find the best prices. The quickest way to compare rates takes advantage of the fact most larger in...

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UPDATED: May 23, 2024

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The average auto insurance rates for a Chevrolet Bolt EV are $1,400 annually with full coverage. Comprehensive costs approximately $270, collision costs $516, and liability costs $456. Buying just liability costs as little as $508 a year, with insurance for high-risk drivers costing around $3,048. Teenage drivers cost the most to insure at $5,330 a year or more.

Average premium for full coverage: $1,400

Policy rates by type of insurance:

Comprehensive $270
Collision $516
Liability $456

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Bolt EV models.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Bolt EV insurance rates go from as cheap as $508 for just liability insurance to the much higher price of $3,048 for coverage for higher-risk drivers.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

The examples above demonstrate why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Chevrolet Bolt EV insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $803
  • Drivers who choose higher $1,000 deductibles will pay $176 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,400
  • Using pricier low deductibles for comprehensive and collision insurance will cost $1,750
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,048 or more
  • Policy cost with full coverage for a teen driver for full coverage can cost $5,330 a year

View Chart as Image

Chevrolet Bolt EV insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt EV insurance rates range from $803 to $5,330

Insurance rates for a Chevrolet Bolt EV also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 extra every year, depending on your age. Chevrolet Bolt EV insurance for high-risk drivers can cost as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $530 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Bolt EV insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,890 on average in New York, Michigan, and Florida.

Chevrolet Bolt EV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,598 $198 14.1%
Colorado $1,340 -$60 -4.3%
Connecticut $1,442 $42 3.0%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $946 -$454 -32.4%
Illinois $1,046 -$354 -25.3%
Indiana $1,056 -$344 -24.6%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,074 $674 48.1%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,680 $280 20.0%
Missouri $1,242 -$158 -11.3%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $960 -$440 -31.4%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $970 -$430 -30.7%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Chevrolet Bolt EV insurance rates by U.S. city

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied between companies.

Chevrolet Bolt EV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Chevrolet Bolt EV $332 $656 $398 $1,544
2022 Chevrolet Bolt EV $320 $640 $416 $1,534
2021 Chevrolet Bolt EV $310 $612 $430 $1,510
2019 Chevrolet Bolt EV $282 $548 $452 $1,440
2018 Chevrolet Bolt EV $270 $516 $456 $1,400
2017 Chevrolet Bolt EV $258 $464 $460 $1,340

Rates are averaged for all Chevrolet Bolt EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Chevrolet Bolt EV Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the primary concepts that were raised in the charts and tables above.

  • You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
  • Higher risk drivers who tend to receive serious violations may pay on average $1,650 more per year for Bolt EV insurance
  • Increasing comprehensive and collision deductibles could save up to $525 each year
  • Teens are expensive to insure, as much as $444 each month including comprehensive and collision insurance

Rates by Driver Age

Chevrolet Bolt EV Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EV Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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