Chevrolet Bolt EUV Insurance Rates

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Cheap 2021 Chevrolet Bolt EUV Car Insurance Quotes in 2025

Looking for lower insurance coverage rates for your Chevrolet Bolt EUV? Finding low-cost insurance for your Chevy Bolt EUV could be a lot of work, but you can learn these tips and make it easy. There are both good and bad ways to compare insurance coverage rates and we'll show you the proper way to compare rates for a Chevy and find the lowest possible price either online or from local insurance ...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Chevrolet Bolt EUV are $1,588 a year for full coverage. Comprehensive costs approximately $260 a year, collision costs $466, and liability costs $624. Liability-only coverage costs as little as $710 a year, with high-risk coverage costing around $3,436. Teen drivers pay the most at $6,286 a year or more.

Average premium for full coverage: $1,588

Premium estimates by type of coverage:

Comprehensive $260
Collision $466
Liability $624

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Bolt EUV trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Chevrolet Bolt EUV go from the low end price of $710 for basic liability insurance to a high of $3,436 for coverage for higher-risk drivers.

Liability Only $710
Full Coverage $1,588
High Risk $3,436

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,191
Small Cities $1,667
Large Cities $2,144

These rate differences show why it is important to compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Chevrolet Bolt EUV insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $944
  • Drivers who choose higher $1,000 deductibles will pay $1,424 a year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,588
  • Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,908
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,436 or more
  • An auto insurance policy that insures a teen driver can cost $6,286 a year

View Chart as Image

Chevrolet Bolt EUV insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt EUV insurance rates range from $944 to $6,286

Insurance prices for a Chevrolet Bolt EUV also have a wide range based on the trim level of your Bolt EUV, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,900 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $6,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Bolt EUV insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or as much as $2,270 on average in New York, Louisiana, and Michigan.

Chevrolet Bolt EUV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$154 -9.7%
Alaska $1,216 -$372 -23.4%
Arizona $1,316 -$272 -17.1%
Arkansas $1,588 -$0 0.0%
California $1,810 $222 14.0%
Colorado $1,516 -$72 -4.5%
Connecticut $1,632 $44 2.8%
Delaware $1,796 $208 13.1%
Florida $1,984 $396 24.9%
Georgia $1,466 -$122 -7.7%
Hawaii $1,138 -$450 -28.3%
Idaho $1,076 -$512 -32.2%
Illinois $1,186 -$402 -25.3%
Indiana $1,198 -$390 -24.6%
Iowa $1,074 -$514 -32.4%
Kansas $1,506 -$82 -5.2%
Kentucky $2,166 $578 36.4%
Louisiana $2,352 $764 48.1%
Maine $982 -$606 -38.2%
Maryland $1,310 -$278 -17.5%
Massachusetts $1,268 -$320 -20.2%
Michigan $2,756 $1,168 73.6%
Minnesota $1,330 -$258 -16.2%
Mississippi $1,902 $314 19.8%
Missouri $1,410 -$178 -11.2%
Montana $1,706 $118 7.4%
Nebraska $1,250 -$338 -21.3%
Nevada $1,902 $314 19.8%
New Hampshire $1,144 -$444 -28.0%
New Jersey $1,774 $186 11.7%
New Mexico $1,406 -$182 -11.5%
New York $1,674 $86 5.4%
North Carolina $916 -$672 -42.3%
North Dakota $1,298 -$290 -18.3%
Ohio $1,096 -$492 -31.0%
Oklahoma $1,628 $40 2.5%
Oregon $1,454 -$134 -8.4%
Pennsylvania $1,516 -$72 -4.5%
Rhode Island $2,116 $528 33.2%
South Carolina $1,440 -$148 -9.3%
South Dakota $1,340 -$248 -15.6%
Tennessee $1,390 -$198 -12.5%
Texas $1,912 $324 20.4%
Utah $1,174 -$414 -26.1%
Vermont $1,086 -$502 -31.6%
Virginia $952 -$636 -40.1%
Washington $1,226 -$362 -22.8%
West Virginia $1,454 -$134 -8.4%
Wisconsin $1,100 -$488 -30.7%
Wyoming $1,414 -$174 -11.0%

View Chart as Image

Chevrolet Bolt EUV insurance rates by U.S. city

Choosing high deductibles could save up to $490 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $561 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, so the prices will be substantially different.

Chevrolet Bolt EUV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Bolt EUV $280 $482 $584 $1,584
2023 Chevrolet Bolt EUV $270 $478 $598 $1,584
2022 Chevrolet Bolt EUV $260 $466 $624 $1,588
2021 Chevrolet Bolt EUV $250 $446 $644 $1,578

Rates are averaged for all Chevrolet Bolt EUV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet Bolt EUV Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and maximizing policy discounts. Shop around at least once a year by requesting rates from direct carriers, and also from insurance agencies where you live.

The points below are a brief review of the primary concepts that were touched on in this article.

  • Drivers can save around $180 per year simply by quoting early and online
  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,850 more per year to insure a Chevrolet Bolt EUV
  • Increasing policy deductibles can save approximately $475 each year
  • Drivers under the age of 20 are expensive to insure, as much as $524 per month if full coverage is included

Rates by Driver Age

Chevrolet Bolt EUV Insurance Rates by Driver Age
Driver Age Premium
16 $6,286
20 $3,680
30 $1,630
40 $1,588
50 $1,456
60 $1,430

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EUV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,908
$250 $1,760
$500 $1,588
$1,000 $1,424

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EUV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,588
50/100 $1,713
100/300 $1,869
250/500 $2,274
100 CSL $1,775
300 CSL $2,118
500 CSL $2,368

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EUV Insurance Rates for High Risk Drivers
Age Premium
16 $8,892
20 $5,858
30 $3,482
40 $3,436
50 $3,284
60 $3,254

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $85
Homeowner $26
5-yr Accident Free $106
5-yr Claim Free $100
Paid in Full/EFT $64
Advance Quote $74
Online Quote $108
Total Discounts $644
Rate after discounts $944

Discounts are estimated and may not be available from every company or in every state.

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