Chevrolet Avalanche Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 6, 2024
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U.S. average insurance prices for a Chevrolet Avalanche are $1,192 every 12 months including full coverage. Comprehensive insurance costs on average $174 a year, collision insurance costs $226, and liability costs $592. Buying just liability costs as little as $652 a year, and insurance for high-risk drivers costs $2,558 or more. Teen drivers pay the highest rates at up to $4,878 a year.
Average premium for full coverage: $1,192
Price estimates by individual coverage:
Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Avalanche trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Chevrolet Avalanche insurance prices range from the cheapest price of $652 for a discount liability-only rate to a high of $2,558 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.
The ranges above highlight why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Chevrolet Avalanche insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $730
- Drivers who choose higher $1,000 deductibles will pay around $1,100 every year
- The average price for the average middle-age driver with $500 deductibles is $1,192
- Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $172 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,558
- The price to insure a 16-year-old driver may cost $4,878 a year
Insurance prices for a Chevrolet Avalanche are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Avalanche.
Choosing high deductibles could save up to $270 annually, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $533 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 131% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Avalanche insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,700 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$118 | -9.9% |
| Alaska | $910 | -$282 | -23.7% |
| Arizona | $986 | -$206 | -17.3% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,486 | $294 | 24.7% |
| Georgia | $1,096 | -$96 | -8.1% |
| Hawaii | $852 | -$340 | -28.5% |
| Idaho | $806 | -$386 | -32.4% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $804 | -$388 | -32.6% |
| Kansas | $1,128 | -$64 | -5.4% |
| Kentucky | $1,620 | $428 | 35.9% |
| Louisiana | $1,760 | $568 | 47.7% |
| Maine | $734 | -$458 | -38.4% |
| Maryland | $980 | -$212 | -17.8% |
| Massachusetts | $948 | -$244 | -20.5% |
| Michigan | $2,064 | $872 | 73.2% |
| Minnesota | $994 | -$198 | -16.6% |
| Mississippi | $1,424 | $232 | 19.5% |
| Missouri | $1,054 | -$138 | -11.6% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $854 | -$338 | -28.4% |
| New Jersey | $1,328 | $136 | 11.4% |
| New Mexico | $1,054 | -$138 | -11.6% |
| New York | $1,250 | $58 | 4.9% |
| North Carolina | $684 | -$508 | -42.6% |
| North Dakota | $974 | -$218 | -18.3% |
| Ohio | $822 | -$370 | -31.0% |
| Oklahoma | $1,220 | $28 | 2.3% |
| Oregon | $1,088 | -$104 | -8.7% |
| Pennsylvania | $1,136 | -$56 | -4.7% |
| Rhode Island | $1,584 | $392 | 32.9% |
| South Carolina | $1,076 | -$116 | -9.7% |
| South Dakota | $1,002 | -$190 | -15.9% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,432 | $240 | 20.1% |
| Utah | $880 | -$312 | -26.2% |
| Vermont | $812 | -$380 | -31.9% |
| Virginia | $712 | -$480 | -40.3% |
| Washington | $918 | -$274 | -23.0% |
| West Virginia | $1,088 | -$104 | -8.7% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,058 | -$134 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,154 | $96 |
| Chevrolet Avalanche LT 2WD | $1,172 | $98 |
| Chevrolet Avalanche LS 4WD | $1,172 | $98 |
| Chevrolet Avalanche LT 4WD | $1,192 | $99 |
| Chevrolet Avalanche LTZ 2WD | $1,210 | $101 |
| Chevrolet Avalanche LTZ 4WD | $1,210 | $101 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2011 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2010 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2009 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2008 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2007 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2006 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Chevrolet Avalanche Insurance
Getting lower rates on insurance for a Chevrolet Avalanche not only requires having a good driving record, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a review of the ideas that were raised in the charts and tables above.
- Drivers age 20 and younger pay higher prices, possibly costing $407 a month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,370 more each year to buy Chevrolet Avalanche insurance
- Increasing physical damage deductibles could save as much as $275 each year
- You may be able to save as much as $130 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $2,726 |
| 30 | $1,202 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,284 |
| $500 | $1,192 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,328 |
| 100/300 | $1,476 |
| 250/500 | $1,861 |
| 100 CSL | $1,388 |
| 300 CSL | $1,713 |
| 500 CSL | $1,950 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,856 |
| 20 | $4,344 |
| 30 | $2,576 |
| 40 | $2,558 |
| 50 | $2,452 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $65 |
| Homeowner | $22 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $41 |
| Advance Quote | $51 |
| Online Quote | $79 |
| Total Discounts | $462 |
Discounts are estimated and may not be available from every company or in every state.
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