Chevrolet Avalanche Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 6, 2024
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The average insurance prices for a Chevrolet Avalanche are $1,192 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $174, collision costs $226, and liability costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing $2,558 or more. 16-year-old drivers cost the most to insure at $4,878 a year or more.
Average premium for full coverage: $1,192
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Avalanche models.
Price Range Variability
For a driver around age 40, Chevrolet Avalanche insurance rates go from the cheapest price of $652 for just liability insurance to the much higher price of $2,558 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above illustrate why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Chevrolet Avalanche insurance rates for other coverage scenarios.
- The best full coverage rate is $730
- Using higher $1,000 deductibles will save approximately $92 each year
- The average price for a good driver age 40 who has $500 deductibles is $1,192
- Buying pricier low deductibles for physical damage coverage costs an extra $172 annually
- High-risk insureds with multiple tickets or accidents could pay up to $2,558 or more
- Policy cost to insure a 16-year-old driver for full coverage can cost as much as $4,878 or more
Insurance rates for a Chevrolet Avalanche also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles could cut rates by as much as $270 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $2,000 additional every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers can be from 41% to 131% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Chevrolet Avalanche insurance prices. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,600 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$118 | -9.9% |
| Alaska | $910 | -$282 | -23.7% |
| Arizona | $986 | -$206 | -17.3% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,486 | $294 | 24.7% |
| Georgia | $1,096 | -$96 | -8.1% |
| Hawaii | $852 | -$340 | -28.5% |
| Idaho | $806 | -$386 | -32.4% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $804 | -$388 | -32.6% |
| Kansas | $1,128 | -$64 | -5.4% |
| Kentucky | $1,620 | $428 | 35.9% |
| Louisiana | $1,760 | $568 | 47.7% |
| Maine | $734 | -$458 | -38.4% |
| Maryland | $980 | -$212 | -17.8% |
| Massachusetts | $948 | -$244 | -20.5% |
| Michigan | $2,064 | $872 | 73.2% |
| Minnesota | $994 | -$198 | -16.6% |
| Mississippi | $1,424 | $232 | 19.5% |
| Missouri | $1,054 | -$138 | -11.6% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $854 | -$338 | -28.4% |
| New Jersey | $1,328 | $136 | 11.4% |
| New Mexico | $1,054 | -$138 | -11.6% |
| New York | $1,250 | $58 | 4.9% |
| North Carolina | $684 | -$508 | -42.6% |
| North Dakota | $974 | -$218 | -18.3% |
| Ohio | $822 | -$370 | -31.0% |
| Oklahoma | $1,220 | $28 | 2.3% |
| Oregon | $1,088 | -$104 | -8.7% |
| Pennsylvania | $1,136 | -$56 | -4.7% |
| Rhode Island | $1,584 | $392 | 32.9% |
| South Carolina | $1,076 | -$116 | -9.7% |
| South Dakota | $1,002 | -$190 | -15.9% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,432 | $240 | 20.1% |
| Utah | $880 | -$312 | -26.2% |
| Vermont | $812 | -$380 | -31.9% |
| Virginia | $712 | -$480 | -40.3% |
| Washington | $918 | -$274 | -23.0% |
| West Virginia | $1,088 | -$104 | -8.7% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,058 | -$134 | -11.2% |
Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,154 | $96 |
| Chevrolet Avalanche LT 2WD | $1,172 | $98 |
| Chevrolet Avalanche LS 4WD | $1,172 | $98 |
| Chevrolet Avalanche LT 4WD | $1,192 | $99 |
| Chevrolet Avalanche LTZ 2WD | $1,210 | $101 |
| Chevrolet Avalanche LTZ 4WD | $1,210 | $101 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2011 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2010 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2009 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2008 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2007 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2006 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Avalanche Insurance
Finding cheaper rates on insurance for a Chevrolet Avalanche requires avoiding accidents and claims, having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates at every other renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.
The points below are a quick review of the concepts that were covered above.
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,370 more annually to insure a Chevrolet Avalanche
- Drivers under the age of 20 are expensive to insure, possibly costing $407 each month if full coverage is included
- It is possible to save approximately $130 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- It is possible to save approximately $130 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $2,726 |
| 30 | $1,202 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,284 |
| $500 | $1,192 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,328 |
| 100/300 | $1,476 |
| 250/500 | $1,861 |
| 100 CSL | $1,388 |
| 300 CSL | $1,713 |
| 500 CSL | $1,950 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,856 |
| 20 | $4,344 |
| 30 | $2,576 |
| 40 | $2,558 |
| 50 | $2,452 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $65 |
| Homeowner | $22 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $41 |
| Advance Quote | $51 |
| Online Quote | $79 |
| Total Discounts | $462 |
Discounts are estimated and may not be available from every company or in every state.
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