Chevrolet Avalanche Insurance Rates

U.S. average insurance rates for a Chevrolet Avalanche are $1,192 a year for full coverage insurance. Comprehensive insurance costs an estimated $174 a year, collision costs $226, and liability costs $592. Liability-only coverage costs as little as $652 a year, with high-risk coverage costing $2,558 or more. 16-year-old drivers pay the highest rates at $4,878 a year or more.

Average premium for full coverage: $1,192

Price estimates broken down by individual coverage:

Prices include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Avalanche trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chevrolet Avalanche insurance rates for other coverage scenarios.

• The best full coverage rate is $730
• Drivers who choose higher $1,000 deductibles will pay approximately $1,100 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,192
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $172 annually
• Drivers with multiple tickets or accidents could pay up to $2,558 or more
• The price for full coverage for a 16-year-old driver can cost as much as $4,878 a year

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Auto insurance prices for a Chevrolet Avalanche are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $4,800 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Avalanche insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,600 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $270 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $533 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 131% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Every company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Avalanche Insurance

Getting lower rates on insurance for a Chevrolet Avalanche not only requires being a low-risk driver, but also having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick rundown of the primary concepts that were raised in the charts and tables above.

• It is possible to save approximately $130 per year simply by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,370 more annually to insure their Avalanche
• Increasing physical damage deductibles can save around $275 each year
• Teen drivers are the costliest to insure, as much as $407 a month if they have full coverage