Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,224 a year including full coverage. Comprehensive costs around $184 each year, collision costs $248, and liability coverage is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing around $2,634. Teenage drivers cost the most to insure at $4,984 a year or more.

Average premium for full coverage: $1,224

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Avalanche models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Avalanche insurance rates for additional coverage choices and driver risks.

• The best discount rate is $747
• Choosing higher $1,000 deductibles can save about $98 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,224
• Using low deductibles for comp and collision coverage bumps up the cost to $1,412
• Drivers who are prone to accidents and violations could pay at least $2,634 or more
• Policy cost that insures a teenage driver can be $4,984 each year

View Chart as Image

Insurance rates for a Chevrolet Avalanche also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $290 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Avalanche Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare prices at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following list is a review of the data covered in the above illustrations.

• Consumers who may need an increased level of liability coverage will pay an extra $650 per year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $415 each month if comprehensive and collision insurance is included