Chevrolet Avalanche Insurance Rates

The average auto insurance rates for a Chevrolet Avalanche are $1,192 annually with full coverage. Comprehensive costs around $174 a year, collision costs $226, and liability costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing around $2,558. Teenage drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Avalanche trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Avalanche insurance rates for additional coverage choices and driver risks.

• The best discount rate is $730
• Using higher $1,000 deductibles will save about $1,100 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,192
• Using low $100 deductibles for physical damage coverage will cost $1,364
• High-risk insureds who are prone to accidents and violations could pay at least $2,558 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,878 or more

View Chart as Image

Insurance rates for a Chevrolet Avalanche also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be from 41% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $270 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Avalanche insurance prices. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Chevrolet Avalanche Insurance

Finding cheaper rates on insurance for a Chevrolet Avalanche requires being a low-risk driver, having good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a recap of the data touched on in the above illustrations.

• Insureds who may need more liability coverage will pay an extra $650 every year to increase from a 30/60 limit to higher 250/500 limits
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Teen drivers are charged the highest rates, as much as $407 each month if they have full coverage