Cadillac XT6 Insurance Rates

U.S. average insurance rates for a Cadillac XT6 are $1,380 a year with full coverage. Comprehensive insurance costs on average $356 each year, collision insurance costs $640, and liability coverage costs $274. Liability-only insurance costs as little as $322 a year, and high-risk driver insurance costs $2,978 or more. Teenage drivers pay the highest rates at up to $4,828 a year.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and XT6 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Cadillac XT6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $771
• Drivers who choose higher $1,000 deductibles will pay around $226 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,380
• Using low deductibles for comprehensive and collision insurance will cost an additional $438 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,978
• The price that insures a teenage driver may cost $4,828 a year

View Chart as Image

Car insurance prices for a Cadillac XT6 are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost around 46% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,800 a year. View Rates by Age

The state you live in makes a big difference in Cadillac XT6 insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,860 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $670 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $246 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Cadillac XT6 Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at every other renewal by getting quotes from direct companies, and also from several local insurance agents.

The list below is a recap of the concepts that were covered in the charts and tables above.

• Drivers that have major violations or accidents pay on average $1,600 more each year for car insurance
• Teenagers are expensive to insure, costing up to $402 a month if full coverage is purchased
• You may be able to save as much as $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $675 each year
• You may be able to save as much as $170 per year just by quoting online in advance