Cadillac Lyriq Insurance Rates

Average auto insurance rates for a Cadillac Lyriq are $1,848 annually including full coverage. Comprehensive insurance costs an estimated $444 a year, collision insurance costs $874, and liability coverage costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $4,018 or more. Teenage drivers receive the highest rates at up to $6,596 a year.

Average premium for full coverage: $1,848

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Lyriq trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Cadillac Lyriq insurance rates for other coverage scenarios.

• The best discount rate is $1,031
• Using higher $1,000 deductibles will save approximately $1,550 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,848
• Using low $100 deductibles for physical damage coverage costs an additional $586 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $4,018
• The cost with full coverage for a teenage driver can cost as much as $6,596 or more

View Chart as Image

Insurance rates for a Cadillac Lyriq can also vary considerably based on the trim level of your Lyriq, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,700 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $6,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $2,200 to $2,900 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $890 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac Lyriq insurance rates. A driver around age 40 might see rates as low as $1,420 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,640 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Cadillac Lyriq Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a brief review of the coverage data presented in the illustrations above.

• You may be able to save approximately $230 per year just by quoting early and online
• Increasing deductibles could save up to $875 each year
• Teens are charged the highest rates, as much as $550 per month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions could be forced to pay on average $2,170 more annually for Lyriq insurance