Cadillac Escalade EXT Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for a Cadillac Escalade EXT are $1,268 annually with full coverage. Comprehensive insurance costs around $260, collision insurance costs $372, and liability coverage is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs $2,726 or more. Teen drivers pay the highest rates at up to $4,850 a year.

Average premium for full coverage: $1,268

Price estimates for individual coverage:

Comprehensive $260
Collision $372
Liability $478

Full coverage includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Escalade EXT models.

Price Range from Low to High

Using a middle-aged driver as an example, Cadillac Escalade EXT insurance prices range from as cheap as $526 for a discount liability-only rate to the much higher price of $2,726 for high-risk insurance.

Liability Only $526
Full Coverage $1,268
High Risk $2,726

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population have fewer collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $951
Small Cities $1,331
Large Cities $1,712

The ranges above demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $747
  • Raising to $1,000 deductibles will save about $144 annually
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,268
  • Choosing pricier low deductibles costs an additional $274 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,726
  • The price with full coverage for a teenage driver for full coverage can be $4,850

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance prices range from $747 to $4,850 for full coverage

Car insurance prices for a Cadillac Escalade EXT are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. Cadillac Escalade EXT insurance for high-risk drivers is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $420 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac Escalade EXT insurance rates. A middle-age driver might find prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,710 on average in Florida, Michigan, and New York.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$122 -9.6%
Alaska $970 -$298 -23.5%
Arizona $1,052 -$216 -17.0%
Arkansas $1,268 -$0 0.0%
California $1,444 $176 13.9%
Colorado $1,210 -$58 -4.6%
Connecticut $1,302 $34 2.7%
Delaware $1,434 $166 13.1%
Florida $1,584 $316 24.9%
Georgia $1,170 -$98 -7.7%
Hawaii $908 -$360 -28.4%
Idaho $858 -$410 -32.3%
Illinois $944 -$324 -25.6%
Indiana $954 -$314 -24.8%
Iowa $854 -$414 -32.6%
Kansas $1,204 -$64 -5.0%
Kentucky $1,728 $460 36.3%
Louisiana $1,874 $606 47.8%
Maine $782 -$486 -38.3%
Maryland $1,044 -$224 -17.7%
Massachusetts $1,014 -$254 -20.0%
Michigan $2,202 $934 73.7%
Minnesota $1,060 -$208 -16.4%
Mississippi $1,516 $248 19.6%
Missouri $1,124 -$144 -11.4%
Montana $1,362 $94 7.4%
Nebraska $998 -$270 -21.3%
Nevada $1,520 $252 19.9%
New Hampshire $912 -$356 -28.1%
New Jersey $1,416 $148 11.7%
New Mexico $1,120 -$148 -11.7%
New York $1,336 $68 5.4%
North Carolina $730 -$538 -42.4%
North Dakota $1,036 -$232 -18.3%
Ohio $876 -$392 -30.9%
Oklahoma $1,302 $34 2.7%
Oregon $1,160 -$108 -8.5%
Pennsylvania $1,210 -$58 -4.6%
Rhode Island $1,690 $422 33.3%
South Carolina $1,146 -$122 -9.6%
South Dakota $1,068 -$200 -15.8%
Tennessee $1,112 -$156 -12.3%
Texas $1,528 $260 20.5%
Utah $938 -$330 -26.0%
Vermont $868 -$400 -31.5%
Virginia $758 -$510 -40.2%
Washington $978 -$290 -22.9%
West Virginia $1,160 -$108 -8.5%
Wisconsin $878 -$390 -30.8%
Wyoming $1,130 -$138 -10.9%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,246 $104
Cadillac Escalade EXT Luxury Edition 4WD $1,268 $106

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $288 $440 $474 $1,360
2011 Cadillac Escalade EXT $260 $372 $478 $1,268
2010 Cadillac Escalade EXT $242 $340 $474 $1,214

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Cadillac Escalade EXT Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a summary of the material that was touched on in the above illustrations.

  • Consumers who may need more liability protection will pay about $530 every year to raise from a low limit to higher 250/500 limits
  • Youthful drivers are the costliest to insure, costing up to $404 a month if comprehensive and collision insurance is included
  • Drivers who have multiple accidents or major violations may pay on average $1,460 more every year than a low-risk driver
  • Increasing physical damage deductibles could save up to $425 each year

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,850
20 $2,886
30 $1,308
40 $1,268
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,416
$500 $1,268
$1,000 $1,124

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,268
50/100 $1,364
100/300 $1,483
250/500 $1,794
100 CSL $1,411
300 CSL $1,674
500 CSL $1,866

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,884
20 $4,598
30 $2,768
40 $2,726
50 $2,602
60 $2,574

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $67
Homeowner $21
5-yr Accident Free $85
5-yr Claim Free $81
Paid in Full/EFT $52
Advance Quote $59
Online Quote $89
Total Discounts $521
Rate after discounts $747

Discounts are estimated and may not be available from every company or in every state.

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