Cadillac Escalade EXT Insurance Rates
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UPDATED: May 11, 2024
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Average insurance rates for a Cadillac Escalade EXT are $1,268 a year including full coverage. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $372, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs $2,726 or more. 16-year-old drivers receive the highest rates at up to $4,850 a year.
Average premium for full coverage: $1,268
Rate estimates broken down by individual coverage type:
Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Escalade EXT models.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $526 for just liability insurance to a high rate of $2,726 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.
These examples highlight why all drivers should get quotes for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Cadillac Escalade EXT insurance rates for other coverage scenarios.
- The best full coverage rate is $747
- Choosing higher $1,000 deductibles can save approximately $144 every year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,268
- Buying low deductibles for comp and collision coverage will cost an extra $274 every year
- Unlucky drivers with multiple tickets or accidents could pay up to $2,726
- The cost for full coverage for a teen driver can cost as much as $4,850 each year
Car insurance rates for a Cadillac Escalade EXT can also vary considerably based on your driver profile, the model of your Escalade EXT, and liability limits and deductibles.
More mature drivers with no driving violations and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $4,800 a year. View Rates by Age
Where you live plays a big part in determining prices for Cadillac Escalade EXT insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,810 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,146 | -$122 | -9.6% |
| Alaska | $970 | -$298 | -23.5% |
| Arizona | $1,052 | -$216 | -17.0% |
| Arkansas | $1,268 | -$0 | 0.0% |
| California | $1,444 | $176 | 13.9% |
| Colorado | $1,210 | -$58 | -4.6% |
| Connecticut | $1,302 | $34 | 2.7% |
| Delaware | $1,434 | $166 | 13.1% |
| Florida | $1,584 | $316 | 24.9% |
| Georgia | $1,170 | -$98 | -7.7% |
| Hawaii | $908 | -$360 | -28.4% |
| Idaho | $858 | -$410 | -32.3% |
| Illinois | $944 | -$324 | -25.6% |
| Indiana | $954 | -$314 | -24.8% |
| Iowa | $854 | -$414 | -32.6% |
| Kansas | $1,204 | -$64 | -5.0% |
| Kentucky | $1,728 | $460 | 36.3% |
| Louisiana | $1,874 | $606 | 47.8% |
| Maine | $782 | -$486 | -38.3% |
| Maryland | $1,044 | -$224 | -17.7% |
| Massachusetts | $1,014 | -$254 | -20.0% |
| Michigan | $2,202 | $934 | 73.7% |
| Minnesota | $1,060 | -$208 | -16.4% |
| Mississippi | $1,516 | $248 | 19.6% |
| Missouri | $1,124 | -$144 | -11.4% |
| Montana | $1,362 | $94 | 7.4% |
| Nebraska | $998 | -$270 | -21.3% |
| Nevada | $1,520 | $252 | 19.9% |
| New Hampshire | $912 | -$356 | -28.1% |
| New Jersey | $1,416 | $148 | 11.7% |
| New Mexico | $1,120 | -$148 | -11.7% |
| New York | $1,336 | $68 | 5.4% |
| North Carolina | $730 | -$538 | -42.4% |
| North Dakota | $1,036 | -$232 | -18.3% |
| Ohio | $876 | -$392 | -30.9% |
| Oklahoma | $1,302 | $34 | 2.7% |
| Oregon | $1,160 | -$108 | -8.5% |
| Pennsylvania | $1,210 | -$58 | -4.6% |
| Rhode Island | $1,690 | $422 | 33.3% |
| South Carolina | $1,146 | -$122 | -9.6% |
| South Dakota | $1,068 | -$200 | -15.8% |
| Tennessee | $1,112 | -$156 | -12.3% |
| Texas | $1,528 | $260 | 20.5% |
| Utah | $938 | -$330 | -26.0% |
| Vermont | $868 | -$400 | -31.5% |
| Virginia | $758 | -$510 | -40.2% |
| Washington | $978 | -$290 | -22.9% |
| West Virginia | $1,160 | -$108 | -8.5% |
| Wisconsin | $878 | -$390 | -30.8% |
| Wyoming | $1,130 | -$138 | -10.9% |
Opting for high physical damage deductibles can save as much as $420 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 132% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade EXT 4WD | $1,246 | $104 |
| Cadillac Escalade EXT Luxury Edition 4WD | $1,268 | $106 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Cadillac Escalade EXT | $288 | $440 | $474 | $1,360 |
| 2011 Cadillac Escalade EXT | $260 | $372 | $478 | $1,268 |
| 2010 Cadillac Escalade EXT | $242 | $340 | $474 | $1,214 |
Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Cadillac Escalade EXT Insurance
Saving money on car insurance takes being a good driver, having above-average credit, not filing small claims, and possibly higher deductibles. Spend time shopping around at least once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The following list is a review of the primary concepts that were touched on above.
- You may be able to save approximately $150 per year just by quoting online in advance
- Higher risk drivers who have several accidents or serious violations may pay on average $1,460 more annually than a safer driver
- Increasing deductibles can save around $425 each year
- Drivers age 16 to 20 have the highest car insurance rates, as much as $404 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,850 |
| 20 | $2,886 |
| 30 | $1,308 |
| 40 | $1,268 |
| 50 | $1,160 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,416 |
| $500 | $1,268 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,268 |
| 50/100 | $1,364 |
| 100/300 | $1,483 |
| 250/500 | $1,794 |
| 100 CSL | $1,411 |
| 300 CSL | $1,674 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,884 |
| 20 | $4,598 |
| 30 | $2,768 |
| 40 | $2,726 |
| 50 | $2,602 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $67 |
| Homeowner | $21 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $89 |
| Total Discounts | $521 |
Discounts are estimated and may not be available from every company or in every state.
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