Cadillac Escalade EXT Insurance Rates

U.S. average insurance rates for a Cadillac Escalade EXT are $1,168 a year for full coverage. Comprehensive costs around $228 each year, collision costs $308, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,508. Teens pay the highest rates at $4,536 a year or more.

Average premium for full coverage: $1,168

Price estimates for individual coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Escalade EXT models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $696
• Drivers who choose higher $1,000 deductibles will pay about $124 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,168
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,400
• High-risk insureds with serious driving violations could pay at least $2,508 or more
• The price that insures a teenage driver can be $4,536 a year

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Insurance prices for a Cadillac Escalade EXT are also quite variable based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade EXT insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $360 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade EXT Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Compare rates at least once a year by quoting rates from direct carriers, and also from several local insurance agents.

Below you'll find a review of the primary concepts that were covered above.

• Drivers can save up to $130 per year simply by quoting online in advance
• Drivers who have several accidents or serious violations pay on average $1,340 more every year than a low-risk driver
• Increasing physical damage deductibles can save approximately $350 each year
• Youthful drivers pay higher prices, with premiums as much as $378 a month if full coverage is included