Cadillac Escalade EXT Insurance Rates

The average auto insurance rates for a Cadillac Escalade EXT are $1,168 annually including full coverage. Comprehensive costs around $228, collision costs $308, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,508. Teens cost the most to insure at $4,536 a year or more.

Average premium for full coverage: $1,168

Policy rates for type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Escalade EXT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $696
• Choosing higher $1,000 deductibles can save about $124 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,168
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,400
• Unlucky drivers with serious driving violations could pay at least $2,508 or more
• Policy cost with full coverage for a teen driver with full coverage can be $4,536 each year

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Insurance rates for a Cadillac Escalade EXT also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Cadillac Escalade EXT insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,670 on average in Michigan, New York, and Louisiana.

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Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Cadillac Escalade EXT Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the primary concepts that were touched on in this article.

• You may be able to save up to $130 per year simply by shopping early and online
• Higher risk drivers who have several accidents or serious violations may pay on average $1,340 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers age 16 to 20 pay higher rates, with premiums being up to $378 each month including comprehensive and collision insurance