Cadillac Escalade EXT Insurance Rates

The average insurance rates for a Cadillac Escalade EXT are $1,168 a year with full coverage. Comprehensive insurance costs approximately $228, collision costs $308, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,508 or more. Teenage drivers cost the most to insure at $4,536 a year or more.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Escalade EXT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Choosing higher $1,000 deductibles can save $124 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,168
• Using pricier low deductibles for comp and collision coverage will cost an extra $232 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,508 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $4,536 each year

View Chart as Image

Insurance rates for a Cadillac Escalade EXT also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade EXT insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. Cadillac Escalade EXT insurance for high-risk drivers ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade EXT Insurance

Finding cheaper rates on insurance for a Cadillac Escalade EXT takes being a good driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the data that was covered in the charts and tables above.

• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase an increased level of liability coverage will pay an extra $520 every year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $378 each month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,340 more per year than a safer driver