Cadillac Escalade EXT Insurance Rates

U.S. average insurance rates for a Cadillac Escalade EXT are $1,168 a year including full coverage. Comprehensive costs approximately $228, collision costs $308, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,508. Teen drivers pay the highest rates at $4,536 a year or more.

Average premium for full coverage: $1,168

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Escalade EXT trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $696
• Raising to $1,000 deductibles will save $124 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,168
• Choosing more expensive low deductibles bumps up the cost to $1,400
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,508 or more
• The price that insures a teen driver with full coverage can cost $4,536

View Chart as Image

Insurance prices for a Cadillac Escalade EXT are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 134% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on Cadillac Escalade EXT insurance rates. A middle-age driver might find prices as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $360 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade EXT Insurance

Getting lower rates on Cadillac Escalade EXT insurance consists of being safe and accident-free, having above-average credit, being claim-free, and maximizing policy discounts. Shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a brief summary of the primary concepts that were touched on in this article.

• You may be able to save around $130 per year simply by shopping early and online
• High-risk drivers that tend to have accidents or serious violations will likely pay on average $1,340 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $350 each year
• Youthful drivers are expensive to insure, possibly costing $378 a month if full coverage is included