Cadillac Escalade EXT Insurance Rates

The average insurance rates for a Cadillac Escalade EXT are $1,168 a year for full coverage. Comprehensive insurance costs on average $228 a year, collision costs $308, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,508 or more. 16-year-old drivers cost the most to insure at $4,536 a year or more.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

These estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Escalade EXT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Cadillac Escalade EXT insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $696
• Choosing higher $1,000 deductibles can save around $1,044 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,168
• Buying low $100 deductibles for comp and collision coverage will cost an extra $232 each year
• Drivers with multiple tickets or accidents could pay upwards of $2,508 or more
• Policy cost for full coverage for a teenage driver may cost $4,536 each year

View Chart as Image

Car insurance rates for a Cadillac Escalade EXT also range considerably based on your risk profile, the trim level of your Escalade EXT, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade EXT insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 134% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade EXT Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The next list is a brief summary of the material that was illustrated above.

• Consumers who require increased levels of liability coverage will pay around $520 each year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, costing up to $378 each month if full coverage is included
• Drivers that tend to have accidents or serious violations will pay on average $1,340 more each year to buy Cadillac Escalade EXT insurance
• Increasing comprehensive and collision deductibles can save around $350 each year