Cadillac Escalade EXT Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2010 Cadillac Escalade EXT Car Insurance Quotes in 2025

Shoppers have options when shopping for affordable Cadillac Escalade EXT insurance. You can either waste hours contacting agents to get rate comparisons or leverage the internet to compare rates. There is a better way to shop for insurance coverage and we'll show you the quickest way to price shop coverage on a Cadillac and get the cheapest rates from local insurance agents and online providers. I...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 11, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a Cadillac Escalade EXT are $1,214 every 12 months for full coverage. Comprehensive insurance costs on average $242 a year, collision insurance costs $340, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,610 or more. Teens cost the most to insure at up to $4,682 a year.

Average premium for full coverage: $1,214

Policy rates by type of insurance:

Comprehensive $242
Collision $340
Liability $474

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Escalade EXT trim levels.

Price Range Variability

For the average 40-year-old driver, Cadillac Escalade EXT insurance rates range from the cheapest price of $522 for the bare minimum liability coverage to a high of $2,610 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,214
High Risk $2,610

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

The examples above show why it is important to get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Cadillac Escalade EXT insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $721
  • Choosing higher $1,000 deductibles can save around $1,082 a year
  • The average price for a good driver age 40 with $500 deductibles is $1,214
  • Selecting low $100 deductibles for comp and collision coverage costs an extra $254 each year
  • Drivers with serious driving violations could pay upwards of $2,610
  • Policy cost to insure a teenage driver may cost $4,682 each year

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance prices range from $721 to $4,682 for full coverage

Car insurance rates for a Cadillac Escalade EXT also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Escalade EXT.

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Cadillac Escalade EXT insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,730 on average in Michigan, Louisiana, and New York.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,098 -$116 -9.6%
Alaska $930 -$284 -23.4%
Arizona $1,006 -$208 -17.1%
Arkansas $1,214 -$0 0.0%
California $1,384 $170 14.0%
Colorado $1,158 -$56 -4.6%
Connecticut $1,248 $34 2.8%
Delaware $1,374 $160 13.2%
Florida $1,518 $304 25.0%
Georgia $1,120 -$94 -7.7%
Hawaii $872 -$342 -28.2%
Idaho $820 -$394 -32.5%
Illinois $904 -$310 -25.5%
Indiana $912 -$302 -24.9%
Iowa $820 -$394 -32.5%
Kansas $1,154 -$60 -4.9%
Kentucky $1,656 $442 36.4%
Louisiana $1,796 $582 47.9%
Maine $750 -$464 -38.2%
Maryland $1,000 -$214 -17.6%
Massachusetts $972 -$242 -19.9%
Michigan $2,108 $894 73.6%
Minnesota $1,014 -$200 -16.5%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,304 $90 7.4%
Nebraska $956 -$258 -21.3%
Nevada $1,456 $242 19.9%
New Hampshire $872 -$342 -28.2%
New Jersey $1,356 $142 11.7%
New Mexico $1,076 -$138 -11.4%
New York $1,278 $64 5.3%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,246 $32 2.6%
Oregon $1,112 -$102 -8.4%
Pennsylvania $1,158 -$56 -4.6%
Rhode Island $1,618 $404 33.3%
South Carolina $1,098 -$116 -9.6%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,064 -$150 -12.4%
Texas $1,464 $250 20.6%
Utah $898 -$316 -26.0%
Vermont $832 -$382 -31.5%
Virginia $726 -$488 -40.2%
Washington $938 -$276 -22.7%
West Virginia $1,112 -$102 -8.4%
Wisconsin $842 -$372 -30.6%
Wyoming $1,082 -$132 -10.9%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,192 $99
Cadillac Escalade EXT Luxury Edition 4WD $1,214 $101

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $266 $410 $474 $1,308
2011 Cadillac Escalade EXT $242 $340 $474 $1,214
2010 Cadillac Escalade EXT $228 $308 $474 $1,168

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Cadillac Escalade EXT Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct carriers, and also from local independent and exclusive agents.

The items below are a summary of the information touched on in this article.

  • Drivers can save as much as $140 per year just by quoting early and online
  • Teen drivers are expensive to insure, costing up to $390 each month if the policy includes full coverage
  • Increasing comprehensive and collision deductibles could save as much as $375 each year
  • Drivers who have multiple accidents or major violations pay an average of $1,400 more each year to insure their Escalade EXT
  • Consumers who require more liability coverage will pay approximately $520 each year to raise limits from a 30/60 limit to a 250/500 level

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,682
20 $2,762
30 $1,250
40 $1,214
50 $1,110
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,468
$250 $1,352
$500 $1,214
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,309
100/300 $1,427
250/500 $1,735
100 CSL $1,356
300 CSL $1,617
500 CSL $1,807

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,634
20 $4,404
30 $2,648
40 $2,610
50 $2,492
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles