Cadillac Escalade EXT Insurance Rates

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UPDATED: May 11, 2024

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The average auto insurance rates for a Cadillac Escalade EXT are $1,168 annually for full coverage insurance. Comprehensive costs approximately $228 a year, collision insurance costs $308, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,508. Teen drivers cost the most to insure at up to $4,536 a year.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

Comprehensive $228
Collision $308
Liability $474

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Escalade EXT trim levels.

Price Range Variability

For a driver in their 40's, Cadillac Escalade EXT insurance rates range from as cheap as $522 for just liability insurance to a high of $2,508 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,168
High Risk $2,508

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $876
Small Cities $1,226
Large Cities $1,577

The examples above illustrate why it is important to compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $696
  • Using higher $1,000 deductibles will save $1,044 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,168
  • Choosing low $100 deductibles for physical damage coverage will cost $1,400
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,508
  • Policy cost with full coverage for a teenage driver can cost $4,536 or more

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance rates range from $696 to $4,536 for full coverage

Insurance rates for a Cadillac Escalade EXT also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $360 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac Escalade EXT insurance rates. A driver around age 40 might see rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,580 on average in Florida, New York, and Michigan.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,056 -$112 -9.6%
Alaska $894 -$274 -23.5%
Arizona $968 -$200 -17.1%
Arkansas $1,168 -$0 0.0%
California $1,332 $164 14.0%
Colorado $1,116 -$52 -4.5%
Connecticut $1,200 $32 2.7%
Delaware $1,322 $154 13.2%
Florida $1,462 $294 25.2%
Georgia $1,076 -$92 -7.9%
Hawaii $840 -$328 -28.1%
Idaho $788 -$380 -32.5%
Illinois $870 -$298 -25.5%
Indiana $878 -$290 -24.8%
Iowa $788 -$380 -32.5%
Kansas $1,110 -$58 -5.0%
Kentucky $1,592 $424 36.3%
Louisiana $1,726 $558 47.8%
Maine $720 -$448 -38.4%
Maryland $962 -$206 -17.6%
Massachusetts $934 -$234 -20.0%
Michigan $2,030 $862 73.8%
Minnesota $976 -$192 -16.4%
Mississippi $1,398 $230 19.7%
Missouri $1,036 -$132 -11.3%
Montana $1,254 $86 7.4%
Nebraska $922 -$246 -21.1%
Nevada $1,400 $232 19.9%
New Hampshire $840 -$328 -28.1%
New Jersey $1,304 $136 11.6%
New Mexico $1,036 -$132 -11.3%
New York $1,230 $62 5.3%
North Carolina $672 -$496 -42.5%
North Dakota $956 -$212 -18.2%
Ohio $804 -$364 -31.2%
Oklahoma $1,200 $32 2.7%
Oregon $1,068 -$100 -8.6%
Pennsylvania $1,114 -$54 -4.6%
Rhode Island $1,558 $390 33.4%
South Carolina $1,058 -$110 -9.4%
South Dakota $986 -$182 -15.6%
Tennessee $1,024 -$144 -12.3%
Texas $1,408 $240 20.5%
Utah $864 -$304 -26.0%
Vermont $800 -$368 -31.5%
Virginia $698 -$470 -40.2%
Washington $904 -$264 -22.6%
West Virginia $1,068 -$100 -8.6%
Wisconsin $810 -$358 -30.7%
Wyoming $1,040 -$128 -11.0%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,148 $96
Cadillac Escalade EXT Luxury Edition 4WD $1,168 $97

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $260 $372 $478 $1,268
2011 Cadillac Escalade EXT $228 $308 $474 $1,168
2010 Cadillac Escalade EXT $220 $278 $468 $1,124

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cadillac Escalade EXT Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, being claim-free, and consideration of higher deductibles. Invest time comparing rates once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief recap of the data that was covered in the charts and tables above.

  • It is possible to save around $130 per year just by quoting early and online
  • Consumers who purchase additional liability coverage will pay about $520 annually to increase from a 30/60 limit to higher 250/500 limits
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $378 each month if they have full coverage
  • Drivers who tend to receive serious violations could be forced to pay on average $1,340 more per year than a driver with a clean driving record

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,536
20 $2,656
30 $1,200
40 $1,168
50 $1,068
60 $1,046

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,400
$250 $1,294
$500 $1,168
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,168
50/100 $1,263
100/300 $1,381
250/500 $1,689
100 CSL $1,310
300 CSL $1,571
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,234
30 $2,542
40 $2,508
50 $2,396
60 $2,372

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $75
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $472
Rate after discounts $696

Discounts are estimated and may not be available from every company or in every state.

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