Cadillac Escalade EXT Insurance Rates

The average auto insurance rates for a Cadillac Escalade EXT are $1,168 annually with full coverage. Comprehensive insurance costs approximately $228, collision costs $308, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,508 or more. Teenage drivers cost the most to insure at $4,536 a year or more.

Average premium for full coverage: $1,168

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Escalade EXT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Raising to $1,000 deductibles will save $124 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,168
• Using more expensive low deductibles costs an additional $232 annually
• Drivers who are prone to accidents and violations could pay around $2,508 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $4,536

View Chart as Image

Auto insurance rates for a Cadillac Escalade EXT also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac Escalade EXT insurance prices. A middle-age driver might find rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Cadillac Escalade EXT Insurance

Finding cheaper rates on insurance for a Cadillac Escalade EXT consists of being a good driver, having above-average credit, not filing small claims, and not having any coverage lapses. Invest time comparing rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the information covered in the charts and tables above.

• You may be able to save around $130 per year simply by shopping early and online
• Drivers age 16 to 20 have the highest car insurance rates, as much as $378 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay an extra $520 every year to raise from a 30/60 limit to higher 250/500 limits