Cadillac Escalade EXT Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance rates for a Cadillac Escalade EXT are $1,214 a year with full coverage. Comprehensive costs approximately $242 a year, collision costs $340, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing around $2,610. Teen drivers pay the most at $4,682 a year or more.

Average premium for full coverage: $1,214

Premium estimates by type of coverage:

Comprehensive $242
Collision $340
Liability $474

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Escalade EXT trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Cadillac Escalade EXT go from as low as $522 for just liability insurance to a high of $2,610 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,214
High Risk $2,610

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These rate differences demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Cadillac Escalade EXT insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $721
  • Raising to $1,000 deductibles will save $1,082 annually
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,214
  • Choosing low $100 deductibles will increase the cost to $1,468
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $2,610 or more
  • An auto insurance policy for full coverage for a teenage driver can cost $4,682

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing full coverage Cadillac Escalade EXT insurance rates range from $721 to $4,682

Insurance prices for a Cadillac Escalade EXT also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Cadillac Escalade EXT insurance rates. A middle-age driver might find prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,640 on average in New York, Michigan, and Florida.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,098 -$116 -9.6%
Alaska $930 -$284 -23.4%
Arizona $1,006 -$208 -17.1%
Arkansas $1,214 -$0 0.0%
California $1,384 $170 14.0%
Colorado $1,158 -$56 -4.6%
Connecticut $1,248 $34 2.8%
Delaware $1,374 $160 13.2%
Florida $1,518 $304 25.0%
Georgia $1,120 -$94 -7.7%
Hawaii $872 -$342 -28.2%
Idaho $820 -$394 -32.5%
Illinois $904 -$310 -25.5%
Indiana $912 -$302 -24.9%
Iowa $820 -$394 -32.5%
Kansas $1,154 -$60 -4.9%
Kentucky $1,656 $442 36.4%
Louisiana $1,796 $582 47.9%
Maine $750 -$464 -38.2%
Maryland $1,000 -$214 -17.6%
Massachusetts $972 -$242 -19.9%
Michigan $2,108 $894 73.6%
Minnesota $1,014 -$200 -16.5%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,304 $90 7.4%
Nebraska $956 -$258 -21.3%
Nevada $1,456 $242 19.9%
New Hampshire $872 -$342 -28.2%
New Jersey $1,356 $142 11.7%
New Mexico $1,076 -$138 -11.4%
New York $1,278 $64 5.3%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,246 $32 2.6%
Oregon $1,112 -$102 -8.4%
Pennsylvania $1,158 -$56 -4.6%
Rhode Island $1,618 $404 33.3%
South Carolina $1,098 -$116 -9.6%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,064 -$150 -12.4%
Texas $1,464 $250 20.6%
Utah $898 -$316 -26.0%
Vermont $832 -$382 -31.5%
Virginia $726 -$488 -40.2%
Washington $938 -$276 -22.7%
West Virginia $1,112 -$102 -8.4%
Wisconsin $842 -$372 -30.6%
Wyoming $1,082 -$132 -10.9%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $390 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 129% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,192 $99
Cadillac Escalade EXT Luxury Edition 4WD $1,214 $101

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $266 $410 $474 $1,308
2011 Cadillac Escalade EXT $242 $340 $474 $1,214
2010 Cadillac Escalade EXT $228 $308 $474 $1,168

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cadillac Escalade EXT Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit history, being claim-free, and qualifying for all possible discounts. Invest the time to shop around every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the coverage data illustrated above.

  • You may be able to save around $140 per year simply by quoting early and online
  • Increasing policy deductibles can save around $375 each year
  • Drivers under the age of 20 are the costliest to insure, possibly costing $390 per month including comprehensive and collision insurance
  • Drivers who tend to receive serious violations pay on average $1,400 more per year to insure a Cadillac Escalade EXT

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,682
20 $2,762
30 $1,250
40 $1,214
50 $1,110
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,468
$250 $1,352
$500 $1,214
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,309
100/300 $1,427
250/500 $1,735
100 CSL $1,356
300 CSL $1,617
500 CSL $1,807

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,634
20 $4,404
30 $2,648
40 $2,610
50 $2,492
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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