Cadillac Escalade EXT Insurance Rates

U.S. average insurance prices for a Cadillac Escalade EXT are $1,168 every 12 months with full coverage. Comprehensive insurance costs an estimated $228 a year, collision costs $308, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,508 or more. Teenage drivers pay the highest rates at $4,536 a year or more.

Average premium for full coverage: $1,168

Price estimates broken down by individual coverage:

Prices include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Escalade EXT trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Cadillac Escalade EXT insurance rates for other coverage scenarios.

• The best discount rate is $696
• Using higher $1,000 deductibles will save approximately $1,044 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,168
• Using low $100 deductibles for physical damage coverage costs an extra $232 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,508 or more
• The price to insure a teenage driver can cost as much as $4,536 or more

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Insurance prices for a Cadillac Escalade EXT are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $360 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Cadillac Escalade EXT insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Cadillac Escalade EXT Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates once a year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick rundown of the data that was covered in the charts and tables above.

• You may be able to save approximately $130 per year simply by quoting early and online
• Consumers who want higher levels of liability will pay an extra $520 every year to increase from a low limit to a 250/500 level
• Teenage drivers are charged the highest prices, costing up to $378 a month if they have full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,340 more annually for auto insurance