Cadillac Escalade EXT Insurance Rates

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UPDATED: May 11, 2024

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The average auto insurance rates for a Cadillac Escalade EXT are $1,214 annually with full coverage. Comprehensive insurance costs around $242, collision insurance costs $340, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,610 or more. Teens cost the most to insure at up to $4,682 a year.

Average premium for full coverage: $1,214

Policy rates for type of insurance:

Comprehensive $242
Collision $340
Liability $474

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Escalade EXT trim levels.

Price Range Variability

For the normal driver, Cadillac Escalade EXT insurance rates range from as cheap as $522 for your basic liability-only policy to a much higher rate of $2,610 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,214
High Risk $2,610

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $721
  • Using higher $1,000 deductibles will save about $132 annually
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,214
  • Selecting more expensive low deductibles for physical damage coverage costs an additional $254 a year
  • Drivers with serious driving violations could pay at least $2,610
  • Policy cost with full coverage for a teen driver with full coverage can be $4,682 or more

View Chart as Image

Cadillac Escalade EXT insurance cost comparison chart
Column chart showing Cadillac Escalade EXT insurance prices range from $721 to $4,682 for full coverage

Car insurance rates for a Cadillac Escalade EXT also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac Escalade EXT insurance rates. A driver around age 40 might see rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,640 on average in Florida, Michigan, and New York.

Cadillac Escalade EXT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,098 -$116 -9.6%
Alaska $930 -$284 -23.4%
Arizona $1,006 -$208 -17.1%
Arkansas $1,214 -$0 0.0%
California $1,384 $170 14.0%
Colorado $1,158 -$56 -4.6%
Connecticut $1,248 $34 2.8%
Delaware $1,374 $160 13.2%
Florida $1,518 $304 25.0%
Georgia $1,120 -$94 -7.7%
Hawaii $872 -$342 -28.2%
Idaho $820 -$394 -32.5%
Illinois $904 -$310 -25.5%
Indiana $912 -$302 -24.9%
Iowa $820 -$394 -32.5%
Kansas $1,154 -$60 -4.9%
Kentucky $1,656 $442 36.4%
Louisiana $1,796 $582 47.9%
Maine $750 -$464 -38.2%
Maryland $1,000 -$214 -17.6%
Massachusetts $972 -$242 -19.9%
Michigan $2,108 $894 73.6%
Minnesota $1,014 -$200 -16.5%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,304 $90 7.4%
Nebraska $956 -$258 -21.3%
Nevada $1,456 $242 19.9%
New Hampshire $872 -$342 -28.2%
New Jersey $1,356 $142 11.7%
New Mexico $1,076 -$138 -11.4%
New York $1,278 $64 5.3%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,246 $32 2.6%
Oregon $1,112 -$102 -8.4%
Pennsylvania $1,158 -$56 -4.6%
Rhode Island $1,618 $404 33.3%
South Carolina $1,098 -$116 -9.6%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,064 -$150 -12.4%
Texas $1,464 $250 20.6%
Utah $898 -$316 -26.0%
Vermont $832 -$382 -31.5%
Virginia $726 -$488 -40.2%
Washington $938 -$276 -22.7%
West Virginia $1,112 -$102 -8.4%
Wisconsin $842 -$372 -30.6%
Wyoming $1,082 -$132 -10.9%

View Chart as Image

Cadillac Escalade EXT insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade EXT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade EXT 4WD $1,192 $99
Cadillac Escalade EXT Luxury Edition 4WD $1,214 $101

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade EXT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Cadillac Escalade EXT $266 $410 $474 $1,308
2011 Cadillac Escalade EXT $242 $340 $474 $1,214
2010 Cadillac Escalade EXT $228 $308 $474 $1,168

Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Cadillac Escalade EXT Insurance

Finding cheaper rates on Cadillac Escalade EXT insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the ideas that were presented in the illustrations above.

  • Teenagers are the costliest to insure, as much as $390 each month if comprehensive and collision insurance is included
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,400 more every year for car insurance
  • Increasing comprehensive and collision deductibles could save up to $375 each year
  • You may be able to save up to $140 per year just by shopping early and online

Rates by Driver Age

Cadillac Escalade EXT Insurance Rates by Driver Age
Driver Age Premium
16 $4,682
20 $2,762
30 $1,250
40 $1,214
50 $1,110
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,468
$250 $1,352
$500 $1,214
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,309
100/300 $1,427
250/500 $1,735
100 CSL $1,356
300 CSL $1,617
500 CSL $1,807

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Insurance Rates for High Risk Drivers
Age Premium
16 $6,634
20 $4,404
30 $2,648
40 $2,610
50 $2,492
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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