Cadillac CTS-V Insurance Rates

Estimated auto insurance rates for a Cadillac CTS-V are $1,078 annually with full coverage. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $320, and liability insurance is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,320 or more. Teenage drivers pay the most at up to $4,122 a year.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and CTS-V trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Cadillac CTS-V insurance rates for other coverage scenarios.

• The best discount rate is $637
• Raising to $1,000 deductibles will save approximately $956 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Using low $100 deductibles costs an additional $236 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,320
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,122

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Insurance prices for a Cadillac CTS-V also have a wide range based on the model of your CTS-V, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $360 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac CTS-V insurance rates. A middle-age driver might find prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

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How to Buy More Affordable Cadillac CTS-V Insurance

Finding better rates on Cadillac CTS-V insurance consists of being a safe and courteous driver, having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

Below is a summary of the data touched on above.

• Drivers who want higher levels of liability will pay an extra $440 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $130 per year just by quoting early and online
• Increasing policy deductibles could save up to $350 each year
• Teenage drivers are expensive to insure, possibly costing $344 per month if they have full coverage