Cadillac CTS-V Insurance Rates

Average insurance prices for a Cadillac CTS-V are $1,078 every 12 months for full coverage. Comprehensive insurance costs around $220, collision insurance costs $320, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $2,320 or more. Teen drivers receive the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

These examples show why everyone should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $637
• Choosing higher $1,000 deductibles can save about $122 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,078
• Choosing pricier low deductibles for comp and collision coverage costs an extra $236 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,320
• The cost to insure a teen driver for full coverage can be $4,122 each year

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Car insurance rates for a Cadillac CTS-V can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $360 every year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,300 to $1,800 extra per year, depending on your age. Cadillac CTS-V insurance for high-risk drivers ranges as much as 44% to 134% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Cadillac CTS-V insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

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How to Shop for the Right Cadillac CTS-V Insurance

Saving money on car insurance takes being safe and accident-free, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the material that was covered in the above illustrations.

• Policyholders who may need more liability protection will pay about $440 each year to raise limits from a minimum limit to a 250/500 level
• Youthful drivers are the costliest to insure, costing as high as $344 per month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,240 more every year than a low-risk driver
• Increasing deductibles could save as much as $350 each year