Cadillac CTS-V Insurance Rates

Average auto insurance rates for a Cadillac CTS-V are $1,180 annually for full coverage insurance. Comprehensive costs approximately $252, collision insurance costs $386, and liability costs around $406. A policy with just liability insurance costs as low as $450 a year, and coverage for high-risk drivers costs around $2,540. Teen drivers receive the highest rates at up to $4,442 a year.

Average premium for full coverage: $1,180

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas. The example below illustrates how geographic area affects auto insurance prices.

These examples illustrate why everyone should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Using higher $1,000 deductibles will save $146 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,180
• Choosing pricier low deductibles for physical damage coverage will cost $1,456
• Drivers with multiple violations and an at-fault accident could pay around $2,540
• The cost with full coverage for a teen driver for full coverage can cost $4,442 or more

View Chart as Image

Insurance rates for a Cadillac CTS-V can also vary considerably based on the trim level of your CTS-V, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 additional per year, depending on your age. Cadillac CTS-V insurance for high-risk drivers can be as much as 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $430 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac CTS-V insurance prices. A driver around age 40 might see rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Affordable Cadillac CTS-V Insurance

Saving money on car insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a brief review of the data presented in the illustrations above.

• Policyholders who purchase increased levels of liability coverage will pay about $450 annually to increase from a minimum limit to higher 250/500 limits
• It is possible to save around $140 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $425 each year
• Drivers age 20 and younger are the costliest to insure, costing up to $370 per month if they have full coverage