Cadillac CTS-V Insurance Rates

Average insurance prices for a Cadillac CTS-V are $1,078 every 12 months with full coverage. Comprehensive costs an estimated $220, collision insurance costs $320, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $2,320. 16-year-old drivers receive the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

These examples demonstrate why everyone should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Cadillac CTS-V insurance rates for other coverage scenarios.

• The best full coverage rate is $637
• Choosing higher $1,000 deductibles can save approximately $122 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,078
• Buying pricier low deductibles for comp and collision coverage increases the price to $1,314
• High-risk insureds with multiple tickets or accidents could pay up to $2,320
• The cost to insure a teen driver for full coverage can cost as much as $4,122 each year

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Insurance rates for a Cadillac CTS-V can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $360 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,300 to $1,800 additional per year, depending on your age. Cadillac CTS-V insurance for high-risk drivers ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Cadillac CTS-V insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

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How to Shop for More Affordable Cadillac CTS-V Insurance

Saving money on Cadillac CTS-V insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a summary of the data covered in the above illustrations.

• Drivers who want higher liability limits will pay around $440 every year to raise limits from a minimum limit to a 250/500 level
• You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $350 each year
• Teenagers are expensive to insure, with premiums as much as $344 per month if full coverage is included