Cadillac CTS-V Insurance Rates

Average insurance rates for a Cadillac CTS-V are $1,126 a year with full coverage. Comprehensive insurance costs around $234 each year, collision insurance costs $354, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,424 or more. Teenage drivers receive the highest rates at up to $4,270 a year.

Average premium for full coverage: $1,126

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The best discount rate is $662
• Choosing higher $1,000 deductibles can save about $134 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,126
• Using low deductibles for comp and collision coverage will cost an extra $256 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,424
• The cost for full coverage for a teen driver can be $4,270 each year

View Chart as Image

Auto insurance rates for a Cadillac CTS-V can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac CTS-V insurance prices. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,520 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $390 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,300 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Right Cadillac CTS-V Insurance

Saving money on car insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every year by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a quick rundown of the coverage data covered above.

• You may be able to save up to $130 per year just by quoting online in advance
• Increasing deductibles can save around $400 each year
• Drivers under the age of 20 are expensive to insure, with premiums as much as $356 per month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,300 more every year to insure a Cadillac CTS-V