Cadillac CTS-V Insurance Rates

Estimated auto insurance rates for a Cadillac CTS-V are $1,180 annually for full coverage. Comprehensive costs an estimated $252 each year, collision insurance costs $386, and liability coverage costs around $406. A liability-only policy costs as low as $450 a year, and high-risk insurance costs around $2,540. Teens pay the most at up to $4,442 a year.

Average premium for full coverage: $1,180

Premium estimates broken down by type of coverage:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and CTS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

These rate differences show why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Cadillac CTS-V insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save approximately $146 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,180
• Selecting low deductibles for physical damage coverage will cost $1,456
• Higher-risk drivers with serious driving violations could pay up to $2,540
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,442 or more

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Auto insurance prices for a Cadillac CTS-V also have a wide range based on the model of your CTS-V, your driver profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $430 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Cadillac CTS-V insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,680 on average in New York, Louisiana, and Michigan.

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How to Buy the Cheapest Cadillac CTS-V Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following is a recap of the ideas that were touched on in this article.

• Teens are the costliest to insure, as much as $370 per month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,360 more annually for CTS-V insurance
• Increasing policy deductibles could save up to $425 each year
• Drivers can save approximately $140 per year just by quoting online in advance