Cadillac CTS-V Insurance Rates

Average insurance rates for a Cadillac CTS-V are $1,078 a year for full coverage insurance. Comprehensive costs on average $220 each year, collision insurance costs $320, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,320. Teen drivers receive the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

These examples illustrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac CTS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $637
• Choosing higher $1,000 deductibles can save around $122 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,078
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,314
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,320
• The cost for full coverage for a teen driver may cost $4,122 each year

View Chart as Image

Auto insurance rates for a Cadillac CTS-V can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac CTS-V insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $360 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than average. View High Risk Driver Rates

How to Find the Cheapest Cadillac CTS-V Insurance

Saving money on Cadillac CTS-V insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a recap of the data touched on in the above illustrations.

• Drivers who require more liability protection will pay about $440 annually to raise limits from a minimum limit to 250/500 limits
• It is possible to save as much as $130 per year just by quoting online in advance
• Increasing deductibles can save around $350 each year
• Youthful drivers are charged the highest rates, costing up to $344 per month if they have full coverage