Cadillac CTS-V Insurance Rates

U.S. average auto insurance rates for a Cadillac CTS-V are $1,126 annually for full coverage. Comprehensive costs around $234, collision insurance costs $354, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs around $2,424. Teen drivers pay the highest rates at up to $4,270 a year.

Average premium for full coverage: $1,126

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all CTS-V models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than larger metro areas. The example below illustrates how location impacts auto insurance rates.

The ranges above show why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $662
• Raising to $1,000 deductibles will save about $134 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,126
• Choosing pricier low deductibles will cost $1,382
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,424
• The price with full coverage for a teenage driver for full coverage can be $4,270

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Insurance prices for a Cadillac CTS-V are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,900 extra each year, depending on your age. Cadillac CTS-V insurance for high-risk drivers is expensive and can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $390 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac CTS-V insurance rates. A middle-age driver might find prices as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,610 on average in Michigan, Louisiana, and New York.

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How to Buy Affordable Cadillac CTS-V Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the primary concepts that were touched on above.

• Drivers can save up to $130 per year just by quoting online well ahead of the renewal date
• Drivers with DUI or reckless driving convictions pay an average of $1,300 more every year for car insurance
• Increasing physical damage deductibles could save up to $400 each year
• Teenagers pay higher prices, with premiums as much as $356 a month including comprehensive and collision insurance