Cadillac CTS-V Insurance Rates

U.S. average auto insurance rates for a Cadillac CTS-V are $1,078 annually for full coverage insurance. Comprehensive costs on average $220 a year, collision insurance costs $320, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,320. Teen drivers pay the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and CTS-V trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have fewer physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Cadillac CTS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $637
• Raising to $1,000 deductibles will save around $956 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,078
• Choosing low $100 deductibles will cost $1,314
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,320
• The price with full coverage for a 16-year-old driver may cost $4,122

View Chart as Image

Auto insurance prices for a Cadillac CTS-V are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $360 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac CTS-V insurance prices. A middle-age driver might find prices as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Best Cadillac CTS-V Insurance

Getting lower rates on insurance for a Cadillac CTS-V consists of avoiding accidents and claims, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief recap of the coverage data covered in the above illustrations.

• It is possible to save as much as $130 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $350 each year
• Drivers under the age of 20 are charged the highest prices, as much as $344 a month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,240 more each year to insure a Cadillac CTS-V