Cadillac CTS-V Insurance Rates

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2010 Cadillac CTS-V Insurance Rates in 2025

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U.S. average insurance prices for a Cadillac CTS-V are $1,126 every 12 months with full coverage. Comprehensive insurance costs approximately $234 each year, collision costs $354, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,424 or more. Teenage drivers pay the highest rates at $4,270 a year or more.

Average premium for full coverage: $1,126

Price estimates by individual coverage:

Comprehensive $234
Collision $354
Liability $402

Rates are based on $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and CTS-V models.

Price Range from Low to High

For the average 40-year-old driver, Cadillac CTS-V insurance prices go from the cheapest price of $446 for liability-only coverage to a high rate of $2,424 for high-risk insurance.

Liability Only $446
Full Coverage $1,126
High Risk $2,424

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $845
Small Cities $1,182
Large Cities $1,520

The ranges above demonstrate why all drivers should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $662
  • Choosing higher $1,000 deductibles can save $134 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,126
  • Using low deductibles for comp and collision coverage costs an extra $256 every year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,424 or more
  • The price to insure a teen driver can cost $4,270 each year

View Chart as Image

Cadillac CTS-V insurance cost comparison chart
Column chart showing full coverage Cadillac CTS-V insurance prices range from $662 to $4,270

Auto insurance prices for a Cadillac CTS-V are also quite variable based on deductibles and policy limits, your driving record, and the model of your CTS-V.

Using high physical damage deductibles can save as much as $390 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Cadillac CTS-V insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,520 on average in New York, Michigan, and Florida.

Cadillac CTS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,016 -$110 -9.8%
Alaska $862 -$264 -23.4%
Arizona $932 -$194 -17.2%
Arkansas $1,126 -$0 0.0%
California $1,282 $156 13.9%
Colorado $1,074 -$52 -4.6%
Connecticut $1,154 $28 2.5%
Delaware $1,272 $146 13.0%
Florida $1,406 $280 24.9%
Georgia $1,040 -$86 -7.6%
Hawaii $808 -$318 -28.2%
Idaho $762 -$364 -32.3%
Illinois $838 -$288 -25.6%
Indiana $848 -$278 -24.7%
Iowa $758 -$368 -32.7%
Kansas $1,068 -$58 -5.2%
Kentucky $1,534 $408 36.2%
Louisiana $1,666 $540 48.0%
Maine $694 -$432 -38.4%
Maryland $930 -$196 -17.4%
Massachusetts $898 -$228 -20.2%
Michigan $1,954 $828 73.5%
Minnesota $942 -$184 -16.3%
Mississippi $1,346 $220 19.5%
Missouri $998 -$128 -11.4%
Montana $1,208 $82 7.3%
Nebraska $884 -$242 -21.5%
Nevada $1,350 $224 19.9%
New Hampshire $810 -$316 -28.1%
New Jersey $1,258 $132 11.7%
New Mexico $994 -$132 -11.7%
New York $1,184 $58 5.2%
North Carolina $648 -$478 -42.5%
North Dakota $922 -$204 -18.1%
Ohio $776 -$350 -31.1%
Oklahoma $1,152 $26 2.3%
Oregon $1,030 -$96 -8.5%
Pennsylvania $1,072 -$54 -4.8%
Rhode Island $1,498 $372 33.0%
South Carolina $1,020 -$106 -9.4%
South Dakota $950 -$176 -15.6%
Tennessee $984 -$142 -12.6%
Texas $1,356 $230 20.4%
Utah $834 -$292 -25.9%
Vermont $768 -$358 -31.8%
Virginia $674 -$452 -40.1%
Washington $868 -$258 -22.9%
West Virginia $1,032 -$94 -8.3%
Wisconsin $776 -$350 -31.1%
Wyoming $1,000 -$126 -11.2%

View Chart as Image

Cadillac CTS-V insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Cadillac CTS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Cadillac CTS-V $344 $674 $384 $1,538
2017 Cadillac CTS-V $318 $568 $390 $1,412
2016 Cadillac CTS-V $296 $522 $390 $1,344
2014 Cadillac CTS-V $280 $458 $402 $1,276
2013 Cadillac CTS-V $258 $424 $402 $1,220
2012 Cadillac CTS-V $252 $386 $406 $1,180
2011 Cadillac CTS-V $234 $354 $402 $1,126
2010 Cadillac CTS-V $220 $320 $402 $1,078

Rates are averaged for all Cadillac CTS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Cadillac CTS-V Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Make time to compare rates every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a quick review of the material that was touched on in this article.

  • Policyholders who purchase increased levels of liability coverage will pay an extra $440 every year to raise limits from a low limit to a 250/500 level
  • Drivers age 20 and younger have the highest car insurance prices, costing up to $356 a month if comprehensive and collision insurance is included
  • Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,300 more per year to buy Cadillac CTS-V insurance
  • Increasing physical damage deductibles could save as much as $400 each year

Rates by Driver Age

Cadillac CTS-V Insurance Rates by Driver Age
Driver Age Premium
16 $4,270
20 $2,566
30 $1,164
40 $1,126
50 $1,028
60 $1,008

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CTS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,382
$250 $1,264
$500 $1,126
$1,000 $992

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CTS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,126
50/100 $1,206
100/300 $1,307
250/500 $1,568
100 CSL $1,247
300 CSL $1,468
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CTS-V Insurance Rates for High Risk Drivers
Age Premium
16 $6,074
20 $4,088
30 $2,466
40 $2,424
50 $2,310
60 $2,290

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $77
5-yr Claim Free $72
Paid in Full/EFT $47
Advance Quote $53
Online Quote $79
Total Discounts $464
Rate after discounts $662

Discounts are estimated and may not be available from every company or in every state.

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