Cadillac CT6 Insurance Rates

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2016 Cadillac CT6 Car Insurance Rates in 2025

Searching for better insurance rates for your Cadillac CT6? Paying for high-priced Cadillac CT6 insurance can take a big chunk out of your family's budget and force you to cut corners elsewhere. Price shopping at each renewal is a fast and free way to tighten up your finances. Online insurance companies like State Farm, Farmers Insurance, GEICO and Allstate increase brand awareness with catchy ad...

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UPDATED: Apr 24, 2024

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Average insurance prices for a Cadillac CT6 are $1,464 every 12 months for full coverage insurance. Comprehensive costs an estimated $298 a year, collision costs $548, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $3,178. 16-year-old drivers receive the highest rates at $5,512 a year or more.

Average premium for full coverage: $1,464

Rate estimates broken down by individual coverage type:

Comprehensive $298
Collision $548
Liability $460

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and CT6 trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range go from the cheapest price of $510 for your basic liability-only policy to a high of $3,178 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

These examples illustrate why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Cadillac CT6 insurance rates for other coverage scenarios.

  • The best full coverage rate is $838
  • Choosing higher $1,000 deductibles can save approximately $1,272 each year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,464
  • Buying low $100 deductibles for comp and collision coverage increases the price to $1,836
  • Higher-risk drivers with multiple tickets or accidents could pay up to $3,178 or more
  • The cost to insure a 16-year-old driver can cost as much as $5,512 each year

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance rates range from $838 to $5,512

Insurance rates for a Cadillac CT6 can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $570 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,700 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Cadillac CT6 insurance prices. A good driver about age 40 could pay as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,980 on average in Florida, New York, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and rates can be significantly different.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $336 $698 $442 $1,634
2019 Cadillac CT6 $324 $648 $452 $1,582
2018 Cadillac CT6 $310 $610 $456 $1,534
2017 Cadillac CT6 $298 $548 $460 $1,464
2016 Cadillac CT6 $278 $504 $460 $1,400

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Cadillac CT6 Insurance

Saving money on insurance for a Cadillac CT6 takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the data presented in the illustrations above.

  • Insureds who want higher levels of liability will pay around $510 annually to raise limits from a minimum limit to a 250/500 level
  • It is possible to save approximately $180 per year simply by quoting early and online
  • Increasing deductibles could save as much as $575 each year
  • Teenage drivers are expensive to insure, costing up to $459 per month if full coverage is included

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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