Cadillac CT6 Insurance Rates

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2016 Cadillac CT6 Car Insurance Rates in 2025

Searching for better insurance rates for your Cadillac CT6? Paying for high-priced Cadillac CT6 insurance can take a big chunk out of your family's budget and force you to cut corners elsewhere. Price shopping at each renewal is a fast and free way to tighten up your finances. Online insurance companies like State Farm, Farmers Insurance, GEICO and Allstate increase brand awareness with catchy ad...

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UPDATED: Apr 24, 2024

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The average insurance prices for a Cadillac CT6 are $1,464 every 12 months including full coverage. Comprehensive costs an estimated $298, collision costs $548, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $3,178. Teen drivers cost the most to insure at $5,512 a year or more.

Average premium for full coverage: $1,464

Policy rates broken down by type of insurance:

Comprehensive $298
Collision $548
Liability $460

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all CT6 models.

Price Range Variability

For a 40-year-old driver, Cadillac CT6 insurance rates go from the cheapest price of $510 for just the minimum liability insurance to the much higher price of $3,178 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The example below illustrates how your location can change insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

The examples above highlight why everyone should compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Cadillac CT6 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $838
  • Drivers who choose higher $1,000 deductibles will pay approximately $192 every year
  • The average price for a good driver age 40 who has $500 deductibles is $1,464
  • Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,836
  • High risk drivers with multiple violations and an at-fault accident could pay up to $3,178 or more
  • Policy cost to insure a teen driver for full coverage can cost as much as $5,512 a year

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance rates range from $838 to $5,512

Auto insurance rates for a Cadillac CT6 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles could save up to $570 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,700 to $2,400 in extra premium every year, depending on your age. Cadillac CT6 insurance for high-risk drivers can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

Your home state makes a big difference in Cadillac CT6 insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,090 on average in Louisiana, New York, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $336 $698 $442 $1,634
2019 Cadillac CT6 $324 $648 $452 $1,582
2018 Cadillac CT6 $310 $610 $456 $1,534
2017 Cadillac CT6 $298 $548 $460 $1,464
2016 Cadillac CT6 $278 $504 $460 $1,400

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Cadillac CT6 Insurance

Finding cheaper rates on Cadillac CT6 insurance not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a review of the concepts that were illustrated above.

  • High-risk drivers who have several accidents or serious violations may have to pay on average $1,710 more annually than a safer driver
  • Drivers age 16 to 20 are the costliest to insure, with premiums being up to $459 each month if comprehensive and collision insurance is included
  • You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $575 each year
  • You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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