Cadillac CT6 Insurance Rates

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UPDATED: Apr 24, 2024

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U.S. average insurance prices for a Cadillac CT6 are $1,464 every 12 months for full coverage insurance. Comprehensive costs an estimated $298 each year, collision costs $548, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $3,178. 16-year-old drivers pay the highest rates at $5,512 a year or more.

Average premium for full coverage: $1,464

Price estimates broken down by individual coverage:

Comprehensive $298
Collision $548
Liability $460

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and CT6 models.

Price Range from Low to High

For the average 40-year-old driver, Cadillac CT6 insurance prices go from the cheapest price of $510 for just the minimum liability insurance to a high rate of $3,178 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Geographic Price Range

Your location can make a big difference on the price of insurance. More rural locations have more infrequent physical damage claims than congested cities.

The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

The ranges above illustrate why all drivers should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Cadillac CT6 insurance rates for other coverage scenarios.

  • The best full coverage rate is $838
  • Drivers who choose higher $1,000 deductibles will pay approximately $192 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,464
  • Buying low deductibles for comprehensive and collision insurance increases the price to $1,836
  • Drivers with multiple tickets or accidents could pay up to $3,178 or more
  • The price to insure a 16-year-old driver can cost as much as $5,512 a year

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance rates range from $838 to $5,512

Insurance prices for a Cadillac CT6 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $570 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Cadillac CT6 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,980 on average in Florida, New York, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and prices may be quite different.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $336 $698 $442 $1,634
2019 Cadillac CT6 $324 $648 $452 $1,582
2018 Cadillac CT6 $310 $610 $456 $1,534
2017 Cadillac CT6 $298 $548 $460 $1,464
2016 Cadillac CT6 $278 $504 $460 $1,400

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Cadillac CT6 Insurance

Getting lower rates on insurance for a Cadillac CT6 not only requires having a decent driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the coverage data touched on in this article.

  • It is possible to save approximately $180 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save as much as $575 each year
  • 16 to 18-year-old drivers are expensive to insure, as much as $459 a month if full coverage is included
  • Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,710 more annually than a driver with a clean driving record

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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