Cadillac ATS-V Insurance Rates
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UPDATED: Mar 30, 2024
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Estimated insurance rates for a Cadillac ATS-V are $1,652 a year including full coverage. Comprehensive costs an estimated $344 each year, collision insurance costs $698, and liability costs around $452. Liability-only insurance costs as low as $504 a year, and high-risk driver insurance costs around $3,606. 16-year-old drivers pay the most at up to $6,130 a year.
Average premium for full coverage: $1,652
Premium estimates broken down by type of coverage:
Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and ATS-V models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Cadillac ATS-V range from as low as $504 for liability-only coverage to a high rate of $3,606 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine insurance prices.
These rate differences highlight why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Cadillac ATS-V insurance rates for other coverage scenarios.
- The best full coverage rate is $928
- Using higher $1,000 deductibles will save approximately $236 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,652
- Buying low deductibles for physical damage coverage will increase the cost to $2,116
- High-risk insureds with multiple tickets or accidents could pay up to $3,606
- An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $6,130 or more
Insurance prices for a Cadillac ATS-V also have a wide range based on your driving characteristics, the model of your ATS-V, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $6,100 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see prices as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,360 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,494 | -$158 | -9.6% |
| Alaska | $1,268 | -$384 | -23.2% |
| Arizona | $1,372 | -$280 | -16.9% |
| Arkansas | $1,652 | -$0 | 0.0% |
| California | $1,884 | $232 | 14.0% |
| Colorado | $1,578 | -$74 | -4.5% |
| Connecticut | $1,700 | $48 | 2.9% |
| Delaware | $1,870 | $218 | 13.2% |
| Florida | $2,066 | $414 | 25.1% |
| Georgia | $1,524 | -$128 | -7.7% |
| Hawaii | $1,188 | -$464 | -28.1% |
| Idaho | $1,118 | -$534 | -32.3% |
| Illinois | $1,230 | -$422 | -25.5% |
| Indiana | $1,244 | -$408 | -24.7% |
| Iowa | $1,114 | -$538 | -32.6% |
| Kansas | $1,570 | -$82 | -5.0% |
| Kentucky | $2,254 | $602 | 36.4% |
| Louisiana | $2,446 | $794 | 48.1% |
| Maine | $1,018 | -$634 | -38.4% |
| Maryland | $1,362 | -$290 | -17.6% |
| Massachusetts | $1,322 | -$330 | -20.0% |
| Michigan | $2,870 | $1,218 | 73.7% |
| Minnesota | $1,382 | -$270 | -16.3% |
| Mississippi | $1,980 | $328 | 19.9% |
| Missouri | $1,466 | -$186 | -11.3% |
| Montana | $1,774 | $122 | 7.4% |
| Nebraska | $1,304 | -$348 | -21.1% |
| Nevada | $1,984 | $332 | 20.1% |
| New Hampshire | $1,192 | -$460 | -27.8% |
| New Jersey | $1,848 | $196 | 11.9% |
| New Mexico | $1,464 | -$188 | -11.4% |
| New York | $1,740 | $88 | 5.3% |
| North Carolina | $952 | -$700 | -42.4% |
| North Dakota | $1,354 | -$298 | -18.0% |
| Ohio | $1,142 | -$510 | -30.9% |
| Oklahoma | $1,696 | $44 | 2.7% |
| Oregon | $1,514 | -$138 | -8.4% |
| Pennsylvania | $1,576 | -$76 | -4.6% |
| Rhode Island | $2,206 | $554 | 33.5% |
| South Carolina | $1,496 | -$156 | -9.4% |
| South Dakota | $1,394 | -$258 | -15.6% |
| Tennessee | $1,446 | -$206 | -12.5% |
| Texas | $1,992 | $340 | 20.6% |
| Utah | $1,224 | -$428 | -25.9% |
| Vermont | $1,132 | -$520 | -31.5% |
| Virginia | $988 | -$664 | -40.2% |
| Washington | $1,276 | -$376 | -22.8% |
| West Virginia | $1,514 | -$138 | -8.4% |
| Wisconsin | $1,144 | -$508 | -30.8% |
| Wyoming | $1,474 | -$178 | -10.8% |
Opting for high physical damage deductibles could cut prices by as much as $700 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $2,000 to $2,700 additional annually, depending on your age. Insurance for high-risk drivers can be from 44% to 135% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac ATS-V | $444 | $874 | $372 | $1,848 |
| 2023 Cadillac ATS-V | $424 | $840 | $390 | $1,812 |
| 2022 Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| 2021 Cadillac ATS-V | $394 | $814 | $416 | $1,782 |
| 2020 Cadillac ATS-V | $380 | $780 | $430 | $1,748 |
| 2019 Cadillac ATS-V | $358 | $752 | $442 | $1,710 |
| 2018 Cadillac ATS-V | $344 | $698 | $452 | $1,652 |
| 2017 Cadillac ATS-V | $332 | $658 | $456 | $1,604 |
Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cadillac ATS-V Insurance
Finding better rates on insurance for a Cadillac ATS-V requires being a safe and courteous driver, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a brief recap of the ideas that were covered in the charts and tables above.
- Teenage drivers are expensive to insure, with the cost nearing $511 per month including comprehensive and collision insurance
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,950 more annually for auto insurance
- Increasing policy deductibles can save around $700 each year
- You may be able to save approximately $210 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,130 |
| 20 | $3,848 |
| 30 | $1,728 |
| 40 | $1,652 |
| 50 | $1,510 |
| 60 | $1,482 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,116 |
| $250 | $1,900 |
| $500 | $1,652 |
| $1,000 | $1,416 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,652 |
| 50/100 | $1,742 |
| 100/300 | $1,855 |
| 250/500 | $2,149 |
| 100 CSL | $1,788 |
| 300 CSL | $2,036 |
| 500 CSL | $2,217 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,784 |
| 20 | $6,136 |
| 30 | $3,690 |
| 40 | $3,606 |
| 50 | $3,444 |
| 60 | $3,414 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $88 |
| Homeowner | $24 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $109 |
| Paid in Full/EFT | $80 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $724 |
Discounts are estimated and may not be available from every company or in every state.
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