Cadillac ATS-V Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 30, 2024

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U.S. average auto insurance rates for a Cadillac ATS-V are $1,604 annually for full coverage. Comprehensive costs around $332, collision costs $658, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, with high-risk coverage costing around $3,492. Teenage drivers pay the highest rates at $5,972 a year or more.

Average premium for full coverage: $1,604

Price estimates for individual coverage:

Comprehensive $332
Collision $658
Liability $456

Prices include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different ATS-V trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Cadillac ATS-V insurance prices go from as cheap as $508 for the bare minimum liability coverage to a much higher rate of $3,492 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,604
High Risk $3,492

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,203
Small Cities $1,684
Large Cities $2,165

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $904
  • Using higher $1,000 deductibles will save about $226 a year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,604
  • Using more expensive low deductibles for physical damage coverage will cost $2,042
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,492 or more
  • The price with full coverage for a teenage driver with full coverage can be $5,972 or more

View Chart as Image

Cadillac ATS-V insurance cost comparison chart
Column chart showing full coverage Cadillac ATS-V insurance rates range from $904 to $5,972

Auto insurance prices for a Cadillac ATS-V are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,900 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $670 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,290 on average in Michigan, Louisiana, and New York.

Cadillac ATS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,450 -$154 -9.6%
Alaska $1,230 -$374 -23.3%
Arizona $1,330 -$274 -17.1%
Arkansas $1,604 -$0 0.0%
California $1,828 $224 14.0%
Colorado $1,532 -$72 -4.5%
Connecticut $1,648 $44 2.7%
Delaware $1,814 $210 13.1%
Florida $2,006 $402 25.1%
Georgia $1,480 -$124 -7.7%
Hawaii $1,152 -$452 -28.2%
Idaho $1,084 -$520 -32.4%
Illinois $1,194 -$410 -25.6%
Indiana $1,208 -$396 -24.7%
Iowa $1,082 -$522 -32.5%
Kansas $1,522 -$82 -5.1%
Kentucky $2,186 $582 36.3%
Louisiana $2,372 $768 47.9%
Maine $990 -$614 -38.3%
Maryland $1,322 -$282 -17.6%
Massachusetts $1,282 -$322 -20.1%
Michigan $2,784 $1,180 73.6%
Minnesota $1,342 -$262 -16.3%
Mississippi $1,920 $316 19.7%
Missouri $1,422 -$182 -11.3%
Montana $1,722 $118 7.4%
Nebraska $1,262 -$342 -21.3%
Nevada $1,920 $316 19.7%
New Hampshire $1,154 -$450 -28.1%
New Jersey $1,790 $186 11.6%
New Mexico $1,420 -$184 -11.5%
New York $1,688 $84 5.2%
North Carolina $922 -$682 -42.5%
North Dakota $1,310 -$294 -18.3%
Ohio $1,106 -$498 -31.0%
Oklahoma $1,646 $42 2.6%
Oregon $1,468 -$136 -8.5%
Pennsylvania $1,528 -$76 -4.7%
Rhode Island $2,138 $534 33.3%
South Carolina $1,452 -$152 -9.5%
South Dakota $1,352 -$252 -15.7%
Tennessee $1,404 -$200 -12.5%
Texas $1,930 $326 20.3%
Utah $1,186 -$418 -26.1%
Vermont $1,098 -$506 -31.5%
Virginia $960 -$644 -40.1%
Washington $1,240 -$364 -22.7%
West Virginia $1,468 -$136 -8.5%
Wisconsin $1,112 -$492 -30.7%
Wyoming $1,428 -$176 -11.0%

View Chart as Image

Cadillac ATS-V insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Cadillac ATS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS-V $444 $874 $372 $1,848
2023 Cadillac ATS-V $424 $840 $390 $1,812
2022 Cadillac ATS-V $406 $834 $398 $1,796
2021 Cadillac ATS-V $394 $814 $416 $1,782
2020 Cadillac ATS-V $380 $780 $430 $1,748
2019 Cadillac ATS-V $358 $752 $442 $1,710
2018 Cadillac ATS-V $344 $698 $452 $1,652
2017 Cadillac ATS-V $332 $658 $456 $1,604

Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Cadillac ATS-V Insurance

Getting lower rates on auto insurance requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a quick rundown of the coverage data raised in the charts and tables above.

  • Drivers can save up to $200 per year simply by shopping early and online
  • Increasing physical damage deductibles could save up to $675 each year
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $498 a month if full coverage is included
  • Drivers with reckless driving or DUI convictions pay an average of $1,890 more every year to buy Cadillac ATS-V insurance

Rates by Driver Age

Cadillac ATS-V Insurance Rates by Driver Age
Driver Age Premium
16 $5,972
20 $3,726
30 $1,674
40 $1,604
50 $1,464
60 $1,438

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,042
$250 $1,838
$500 $1,604
$1,000 $1,378

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,604
50/100 $1,695
100/300 $1,809
250/500 $2,106
100 CSL $1,741
300 CSL $1,992
500 CSL $2,174

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS-V Insurance Rates for High Risk Drivers
Age Premium
16 $8,550
20 $5,942
30 $3,572
40 $3,492
50 $3,338
60 $3,310

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $82
Online Quote $116
Total Discounts $700
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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