Cadillac ATS-V Insurance Rates
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UPDATED: Mar 30, 2024
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Average insurance prices for a Cadillac ATS-V are $1,652 every 12 months with full coverage. Comprehensive costs an estimated $344 each year, collision costs $698, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing around $3,606. Teen drivers receive the highest rates at $6,130 a year or more.
Average premium for full coverage: $1,652
Rate estimates broken down by individual coverage type:
Includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and ATS-V models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the cheapest price of $504 for just the minimum liability insurance to a high rate of $3,606 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Cadillac ATS-V insurance rates for other coverage scenarios.
- The lowest rate with discounts is $928
- Using higher $1,000 deductibles will save approximately $236 annually
- The average price for a 40-year-old driver who has $500 deductibles is $1,652
- Choosing low deductibles for physical damage coverage increases the price to $2,116
- Drivers with multiple violations and an at-fault accident could pay up to $3,606 or more
- The cost to insure a teen driver can cost as much as $6,130 or more
Car insurance rates for a Cadillac ATS-V can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.
Choosing high deductibles could cut rates by as much as $700 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $6,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out $2,000 to $2,700 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 135% more than average. View High Risk Driver Rates
Where you live has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see rates as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,230 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,494 | -$158 | -9.6% |
| Alaska | $1,268 | -$384 | -23.2% |
| Arizona | $1,372 | -$280 | -16.9% |
| Arkansas | $1,652 | -$0 | 0.0% |
| California | $1,884 | $232 | 14.0% |
| Colorado | $1,578 | -$74 | -4.5% |
| Connecticut | $1,700 | $48 | 2.9% |
| Delaware | $1,870 | $218 | 13.2% |
| Florida | $2,066 | $414 | 25.1% |
| Georgia | $1,524 | -$128 | -7.7% |
| Hawaii | $1,188 | -$464 | -28.1% |
| Idaho | $1,118 | -$534 | -32.3% |
| Illinois | $1,230 | -$422 | -25.5% |
| Indiana | $1,244 | -$408 | -24.7% |
| Iowa | $1,114 | -$538 | -32.6% |
| Kansas | $1,570 | -$82 | -5.0% |
| Kentucky | $2,254 | $602 | 36.4% |
| Louisiana | $2,446 | $794 | 48.1% |
| Maine | $1,018 | -$634 | -38.4% |
| Maryland | $1,362 | -$290 | -17.6% |
| Massachusetts | $1,322 | -$330 | -20.0% |
| Michigan | $2,870 | $1,218 | 73.7% |
| Minnesota | $1,382 | -$270 | -16.3% |
| Mississippi | $1,980 | $328 | 19.9% |
| Missouri | $1,466 | -$186 | -11.3% |
| Montana | $1,774 | $122 | 7.4% |
| Nebraska | $1,304 | -$348 | -21.1% |
| Nevada | $1,984 | $332 | 20.1% |
| New Hampshire | $1,192 | -$460 | -27.8% |
| New Jersey | $1,848 | $196 | 11.9% |
| New Mexico | $1,464 | -$188 | -11.4% |
| New York | $1,740 | $88 | 5.3% |
| North Carolina | $952 | -$700 | -42.4% |
| North Dakota | $1,354 | -$298 | -18.0% |
| Ohio | $1,142 | -$510 | -30.9% |
| Oklahoma | $1,696 | $44 | 2.7% |
| Oregon | $1,514 | -$138 | -8.4% |
| Pennsylvania | $1,576 | -$76 | -4.6% |
| Rhode Island | $2,206 | $554 | 33.5% |
| South Carolina | $1,496 | -$156 | -9.4% |
| South Dakota | $1,394 | -$258 | -15.6% |
| Tennessee | $1,446 | -$206 | -12.5% |
| Texas | $1,992 | $340 | 20.6% |
| Utah | $1,224 | -$428 | -25.9% |
| Vermont | $1,132 | -$520 | -31.5% |
| Virginia | $988 | -$664 | -40.2% |
| Washington | $1,276 | -$376 | -22.8% |
| West Virginia | $1,514 | -$138 | -8.4% |
| Wisconsin | $1,144 | -$508 | -30.8% |
| Wyoming | $1,474 | -$178 | -10.8% |
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac ATS-V | $444 | $874 | $372 | $1,848 |
| 2023 Cadillac ATS-V | $424 | $840 | $390 | $1,812 |
| 2022 Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| 2021 Cadillac ATS-V | $394 | $814 | $416 | $1,782 |
| 2020 Cadillac ATS-V | $380 | $780 | $430 | $1,748 |
| 2019 Cadillac ATS-V | $358 | $752 | $442 | $1,710 |
| 2018 Cadillac ATS-V | $344 | $698 | $452 | $1,652 |
| 2017 Cadillac ATS-V | $332 | $658 | $456 | $1,604 |
Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Cadillac ATS-V Insurance
Saving money on car insurance requires being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every other renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The items below are a recap of the concepts that were covered above.
- Higher risk drivers that have major violations or accidents may pay on average $1,950 more annually to insure their ATS-V
- Teen drivers have the highest car insurance rates, with premiums as much as $511 per month if the policy includes full coverage
- You may be able to save approximately $210 per year simply by quoting online in advance
- Increasing deductibles could save as much as $700 each year
- You may be able to save approximately $210 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,130 |
| 20 | $3,848 |
| 30 | $1,728 |
| 40 | $1,652 |
| 50 | $1,510 |
| 60 | $1,482 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,116 |
| $250 | $1,900 |
| $500 | $1,652 |
| $1,000 | $1,416 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,652 |
| 50/100 | $1,742 |
| 100/300 | $1,855 |
| 250/500 | $2,149 |
| 100 CSL | $1,788 |
| 300 CSL | $2,036 |
| 500 CSL | $2,217 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,784 |
| 20 | $6,136 |
| 30 | $3,690 |
| 40 | $3,606 |
| 50 | $3,444 |
| 60 | $3,414 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $88 |
| Homeowner | $24 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $109 |
| Paid in Full/EFT | $80 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $724 |
Discounts are estimated and may not be available from every company or in every state.
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