Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage insurance. Comprehensive costs an estimated $318 a year, collision insurance costs $590, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $3,314. Teenage drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates broken down by individual coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and ATS-V trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best discount rate is $869
• Raising to $1,000 deductibles will save approximately $1,320 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,526
• Using low $100 deductibles will increase the cost to $1,924
• Drivers who are prone to accidents and violations could pay up to $3,314
• The price for full coverage for a 16-year-old driver can cost as much as $5,706

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Insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $5,700 a year. View Rates by Age

The state you live in also has a big influence on Cadillac ATS-V insurance prices. A middle-age driver might find prices as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,060 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $610 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,800 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Cadillac ATS-V Insurance

Getting lower rates on insurance for a Cadillac ATS-V consists of being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every year by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick review of the coverage data covered above.

• It is possible to save approximately $190 per year just by quoting early and online
• Increasing physical damage deductibles can save around $600 each year
• Teen drivers are charged the highest prices, as much as $476 a month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,790 more annually to insure their ATS-V