Cadillac ATS-V Insurance Rates

Average auto insurance rates for a Cadillac ATS-V are $1,604 annually for full coverage. Comprehensive insurance costs an estimated $332 each year, collision insurance costs $658, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $3,492 or more. Teenage drivers receive the highest rates at up to $5,972 a year.

Average premium for full coverage: $1,604

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and ATS-V models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These examples show why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best discount rate is $904
• Using higher $1,000 deductibles will save approximately $226 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,604
• Using low deductibles for physical damage coverage costs an additional $438 every year
• Drivers who are prone to accidents and violations could pay up to $3,492
• The cost with full coverage for a teen driver can cost as much as $5,972 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,900 to $2,600 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $670 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac ATS-V insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,290 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Low Cost Cadillac ATS-V Insurance

Saving money on car insurance requires avoiding accidents and violations, having good credit, eliminating unneeded coverage, and possibly raising deductibles. Spend time shopping around every time your policy renews by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a review of the information touched on above.

• Drivers can save approximately $200 per year just by quoting online in advance
• Teenagers are expensive to insure, costing as high as $498 per month if they have full coverage
• Increasing deductibles could save up to $675 each year
• Higher risk drivers who have several accidents or serious violations may pay on average $1,890 more annually for car insurance
• Policyholders who want higher liability limits will pay an extra $500 each year to increase from a minimum limit to higher 250/500 limits