Cadillac ATS-V Insurance Rates

The average insurance prices for a Cadillac ATS-V are $1,526 every 12 months for full coverage. Comprehensive costs approximately $318 a year, collision insurance costs $590, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,314. Teen drivers cost the most to insure at up to $5,706 a year.

Average premium for full coverage: $1,526

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $869
• Using higher $1,000 deductibles will save $1,320 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,526
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,924
• Drivers with multiple violations and an at-fault accident could pay around $3,314
• Policy cost to insure a teen driver can cost $5,706 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on liability limits and deductibles, your driver profile, and the model of your ATS-V.

Choosing high deductibles could cut rates by as much as $610 each year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

Your home state has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Iowa, Maine, and Idaho, or as much as $2,180 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Cadillac ATS-V Insurance

Finding cheaper rates on Cadillac ATS-V insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every time your policy renews by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The next list is a condensed summary of the information covered in the above illustrations.

• Drivers can save around $190 per year just by quoting early and online
• Drivers age 20 and younger are expensive to insure, costing up to $476 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,790 more per year to buy Cadillac ATS-V insurance
• Drivers who purchase increased levels of liability coverage will pay about $510 each year to increase from a 30/60 limit to a 250/500 level