Cadillac ATS-V Insurance Rates

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View 2017 Cadillac ATS-V Insurance Cost in 2025

Looking for lower insurance coverage rates for your Cadillac ATS-V? When looking for more affordable insurance, are you confused by the crazy number of insurance coverage sources that you can choose from? Many other drivers are too. consumers have so many sources available that it can turn into a real difficult job to find lower prices. Consumers need to get comparison quotes before your next rene...

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UPDATED: Mar 30, 2024

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U.S. average insurance prices for a Cadillac ATS-V are $1,604 every 12 months for full coverage. Comprehensive insurance costs around $332 a year, collision costs $658, and liability insurance costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing $3,492 or more. Teens pay the highest rates at $5,972 a year or more.

Average premium for full coverage: $1,604

Price estimates for individual coverage:

Comprehensive $332
Collision $658
Liability $456

Full coverage includes $500 deductible amounts, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and ATS-V trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Cadillac ATS-V insurance prices go from the cheapest price of $508 for just the minimum liability insurance to a high of $3,492 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,604
High Risk $3,492

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $1,203
Small Cities $1,684
Large Cities $2,165

The ranges above show why it is important to compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $904
  • Drivers who choose higher $1,000 deductibles will pay about $1,378 a year
  • The average price for the average middle-age driver using $500 deductibles is $1,604
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $438 a year
  • High risk drivers with serious driving violations could pay at least $3,492 or more
  • The price to insure a teen driver can be $5,972 a year

View Chart as Image

Cadillac ATS-V insurance cost comparison chart
Column chart showing full coverage Cadillac ATS-V insurance prices range from $904 to $5,972

Insurance prices for a Cadillac ATS-V are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $670 each year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $5,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,290 on average in Michigan, Louisiana, and New York.

Cadillac ATS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,450 -$154 -9.6%
Alaska $1,230 -$374 -23.3%
Arizona $1,330 -$274 -17.1%
Arkansas $1,604 -$0 0.0%
California $1,828 $224 14.0%
Colorado $1,532 -$72 -4.5%
Connecticut $1,648 $44 2.7%
Delaware $1,814 $210 13.1%
Florida $2,006 $402 25.1%
Georgia $1,480 -$124 -7.7%
Hawaii $1,152 -$452 -28.2%
Idaho $1,084 -$520 -32.4%
Illinois $1,194 -$410 -25.6%
Indiana $1,208 -$396 -24.7%
Iowa $1,082 -$522 -32.5%
Kansas $1,522 -$82 -5.1%
Kentucky $2,186 $582 36.3%
Louisiana $2,372 $768 47.9%
Maine $990 -$614 -38.3%
Maryland $1,322 -$282 -17.6%
Massachusetts $1,282 -$322 -20.1%
Michigan $2,784 $1,180 73.6%
Minnesota $1,342 -$262 -16.3%
Mississippi $1,920 $316 19.7%
Missouri $1,422 -$182 -11.3%
Montana $1,722 $118 7.4%
Nebraska $1,262 -$342 -21.3%
Nevada $1,920 $316 19.7%
New Hampshire $1,154 -$450 -28.1%
New Jersey $1,790 $186 11.6%
New Mexico $1,420 -$184 -11.5%
New York $1,688 $84 5.2%
North Carolina $922 -$682 -42.5%
North Dakota $1,310 -$294 -18.3%
Ohio $1,106 -$498 -31.0%
Oklahoma $1,646 $42 2.6%
Oregon $1,468 -$136 -8.5%
Pennsylvania $1,528 -$76 -4.7%
Rhode Island $2,138 $534 33.3%
South Carolina $1,452 -$152 -9.5%
South Dakota $1,352 -$252 -15.7%
Tennessee $1,404 -$200 -12.5%
Texas $1,930 $326 20.3%
Utah $1,186 -$418 -26.1%
Vermont $1,098 -$506 -31.5%
Virginia $960 -$644 -40.1%
Washington $1,240 -$364 -22.7%
West Virginia $1,468 -$136 -8.5%
Wisconsin $1,112 -$492 -30.7%
Wyoming $1,428 -$176 -11.0%

View Chart as Image

Cadillac ATS-V insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to get quotes from as many companies as possible. Every company calculates prices differently, so the prices may be quite different.

Cadillac ATS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS-V $424 $840 $390 $1,812
2023 Cadillac ATS-V $406 $834 $398 $1,796
2022 Cadillac ATS-V $394 $814 $416 $1,782
2021 Cadillac ATS-V $380 $780 $430 $1,748
2020 Cadillac ATS-V $358 $752 $442 $1,710
2019 Cadillac ATS-V $344 $698 $452 $1,652
2018 Cadillac ATS-V $332 $658 $456 $1,604
2017 Cadillac ATS-V $318 $590 $460 $1,526

Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Cadillac ATS-V Insurance

Getting lower rates on Cadillac ATS-V insurance not only requires having a good driving record, but also having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the car insurance concepts touched on in the above illustrations.

  • High-risk drivers who have multiple accidents or major violations may pay on average $1,890 more every year to buy Cadillac ATS-V insurance
  • Drivers can save up to $200 per year simply by quoting early and online
  • Increasing physical damage deductibles could save as much as $675 each year
  • Drivers who may need increased levels of liability coverage will pay approximately $500 each year to go from a low limit to a 250/500 level

Rates by Driver Age

Cadillac ATS-V Insurance Rates by Driver Age
Driver Age Premium
16 $5,972
20 $3,726
30 $1,674
40 $1,604
50 $1,464
60 $1,438

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,042
$250 $1,838
$500 $1,604
$1,000 $1,378

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,604
50/100 $1,695
100/300 $1,809
250/500 $2,106
100 CSL $1,741
300 CSL $1,992
500 CSL $2,174

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS-V Insurance Rates for High Risk Drivers
Age Premium
16 $8,550
20 $5,942
30 $3,572
40 $3,492
50 $3,338
60 $3,310

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $82
Online Quote $116
Total Discounts $700
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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