Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage. Comprehensive insurance costs on average $318, collision insurance costs $590, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $3,314 or more. Teen drivers cost the most to insure at up to $5,706 a year.

Average premium for full coverage: $1,526

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $869
• Using higher $1,000 deductibles will save around $206 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,526
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $398 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,314
• Policy cost for full coverage for a teen driver with full coverage may cost $5,706 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on your risk profile, the trim level of your ATS-V, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

Your home state has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Idaho, Maine, and Iowa, or as much as $2,180 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $610 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

How to Find the Best Cadillac ATS-V Insurance

Finding cheaper rates on Cadillac ATS-V insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a brief recap of the data touched on above.

• Drivers who require increased liability limits will pay about $510 each year to increase from a 30/60 limit to 250/500 limits
• Drivers can save as much as $190 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $600 each year
• Drivers under the age of 20 pay higher rates, costing up to $476 each month including comprehensive and collision insurance