Cadillac ATS-V Insurance Rates

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UPDATED: Mar 30, 2024

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Estimated insurance rates for a Cadillac ATS-V are $1,604 a year including full coverage. Comprehensive costs around $332 each year, collision insurance costs $658, and liability coverage costs around $456. A policy with only liability insurance costs as low as $508 a year, and a high-risk policy costs around $3,492. Teenage drivers pay the most at up to $5,972 a year.

Average premium for full coverage: $1,604

Premium estimates for type of coverage:

Comprehensive $332
Collision $658
Liability $456

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and ATS-V models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Cadillac ATS-V range from the low end price of $508 for minimum levels of liability insurance to a high rate of $3,492 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,604
High Risk $3,492

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $1,203
Small Cities $1,684
Large Cities $2,165

These rate differences highlight why all drivers should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $904
  • Using higher $1,000 deductibles will save about $226 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,604
  • Using low deductibles for physical damage coverage bumps up the cost to $2,042
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,492
  • An auto insurance policy that insures a teenage driver can be $5,972 or more

View Chart as Image

Cadillac ATS-V insurance cost comparison chart
Column chart showing Cadillac ATS-V insurance rates range from $904 to $5,972 for full coverage

Car insurance prices for a Cadillac ATS-V also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,900 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see prices as low as $1,230 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,290 on average in Michigan, New York, and Louisiana.

Cadillac ATS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,450 -$154 -9.6%
Alaska $1,230 -$374 -23.3%
Arizona $1,330 -$274 -17.1%
Arkansas $1,604 -$0 0.0%
California $1,828 $224 14.0%
Colorado $1,532 -$72 -4.5%
Connecticut $1,648 $44 2.7%
Delaware $1,814 $210 13.1%
Florida $2,006 $402 25.1%
Georgia $1,480 -$124 -7.7%
Hawaii $1,152 -$452 -28.2%
Idaho $1,084 -$520 -32.4%
Illinois $1,194 -$410 -25.6%
Indiana $1,208 -$396 -24.7%
Iowa $1,082 -$522 -32.5%
Kansas $1,522 -$82 -5.1%
Kentucky $2,186 $582 36.3%
Louisiana $2,372 $768 47.9%
Maine $990 -$614 -38.3%
Maryland $1,322 -$282 -17.6%
Massachusetts $1,282 -$322 -20.1%
Michigan $2,784 $1,180 73.6%
Minnesota $1,342 -$262 -16.3%
Mississippi $1,920 $316 19.7%
Missouri $1,422 -$182 -11.3%
Montana $1,722 $118 7.4%
Nebraska $1,262 -$342 -21.3%
Nevada $1,920 $316 19.7%
New Hampshire $1,154 -$450 -28.1%
New Jersey $1,790 $186 11.6%
New Mexico $1,420 -$184 -11.5%
New York $1,688 $84 5.2%
North Carolina $922 -$682 -42.5%
North Dakota $1,310 -$294 -18.3%
Ohio $1,106 -$498 -31.0%
Oklahoma $1,646 $42 2.6%
Oregon $1,468 -$136 -8.5%
Pennsylvania $1,528 -$76 -4.7%
Rhode Island $2,138 $534 33.3%
South Carolina $1,452 -$152 -9.5%
South Dakota $1,352 -$252 -15.7%
Tennessee $1,404 -$200 -12.5%
Texas $1,930 $326 20.3%
Utah $1,186 -$418 -26.1%
Vermont $1,098 -$506 -31.5%
Virginia $960 -$644 -40.1%
Washington $1,240 -$364 -22.7%
West Virginia $1,468 -$136 -8.5%
Wisconsin $1,112 -$492 -30.7%
Wyoming $1,428 -$176 -11.0%

View Chart as Image

Cadillac ATS-V insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $670 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Cadillac ATS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS-V $424 $840 $390 $1,812
2023 Cadillac ATS-V $406 $834 $398 $1,796
2022 Cadillac ATS-V $394 $814 $416 $1,782
2021 Cadillac ATS-V $380 $780 $430 $1,748
2020 Cadillac ATS-V $358 $752 $442 $1,710
2019 Cadillac ATS-V $344 $698 $452 $1,652
2018 Cadillac ATS-V $332 $658 $456 $1,604
2017 Cadillac ATS-V $318 $590 $460 $1,526

Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Cadillac ATS-V Insurance

Finding better rates on auto insurance requires having a decent driving record, having a positive credit history, refrain from filing small claims, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a recap of the car insurance concepts touched on in the above illustrations.

  • Drivers that have major violations or accidents may have to pay on average $1,890 more every year than a driver with a clean driving record
  • You may be able to save up to $200 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $675 each year
  • Consumers who may need additional liability coverage will pay an extra $500 per year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Cadillac ATS-V Insurance Rates by Driver Age
Driver Age Premium
16 $5,972
20 $3,726
30 $1,674
40 $1,604
50 $1,464
60 $1,438

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,042
$250 $1,838
$500 $1,604
$1,000 $1,378

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,604
50/100 $1,695
100/300 $1,809
250/500 $2,106
100 CSL $1,741
300 CSL $1,992
500 CSL $2,174

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS-V Insurance Rates for High Risk Drivers
Age Premium
16 $8,550
20 $5,942
30 $3,572
40 $3,492
50 $3,338
60 $3,310

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $82
Online Quote $116
Total Discounts $700
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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