Cadillac ATS-V Insurance Rates

The average insurance prices for a Cadillac ATS-V are $1,526 every 12 months for full coverage. Comprehensive insurance costs an estimated $318 a year, collision insurance costs $590, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $3,314 or more. Teenage drivers cost the most to insure at up to $5,706 a year.

Average premium for full coverage: $1,526

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best discount rate is $869
• Drivers who choose higher $1,000 deductibles will pay approximately $1,320 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,526
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $398 a year
• High risk drivers who are prone to accidents and violations could pay up to $3,314
• Policy cost to insure a teen driver can cost as much as $5,706 a year

View Chart as Image

Car insurance rates for a Cadillac ATS-V also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $610 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,180 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Cadillac ATS-V Insurance

Finding cheaper rates on Cadillac ATS-V insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The points below are a condensed summary of the car insurance concepts presented in the illustrations above.

• High-risk drivers with multiple at-fault accidents pay on average $1,790 more annually to insure a Cadillac ATS-V
• Drivers can save approximately $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Drivers who want increased liability limits will pay an extra $510 each year to go from a 30/60 limit to a 250/500 level