Cadillac ATS-V Insurance Rates

Average auto insurance rates for a Cadillac ATS-V are $1,526 annually including full coverage. Comprehensive insurance costs on average $318 a year, collision insurance costs $590, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $3,314 or more. Teen drivers receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and ATS-V trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These examples highlight why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Cadillac ATS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $869
• Using higher $1,000 deductibles will save around $1,320 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,526
• Choosing low $100 deductibles for physical damage coverage costs an additional $398 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,314
• The cost with full coverage for a teen driver may cost $5,706 or more

View Chart as Image

Insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $610 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,180 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Right Cadillac ATS-V Insurance

Saving money on Cadillac ATS-V insurance requires avoiding accidents and claims, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a quick rundown of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 pay higher rates, as much as $476 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions pay on average $1,790 more each year to insure a Cadillac ATS-V
• Increasing deductibles could save up to $600 each year
• You may be able to save as much as $190 per year just by quoting early and online