Cadillac ATS-V Insurance Rates

Average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage. Comprehensive insurance costs around $318 a year, collision insurance costs $590, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $3,314 or more. Teenage drivers receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates for individual coverage type:

Prices include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and ATS-V trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples show why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The best discount rate is $869
• Choosing higher $1,000 deductibles can save about $1,320 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,526
• Using low $100 deductibles for comp and collision coverage will cost an additional $398 each year
• Drivers who are prone to accidents and violations could pay at least $3,314
• The cost that insures a teenage driver can be $5,706 each year

View Chart as Image

Auto insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac ATS-V insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,180 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $610 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Cadillac ATS-V Insurance

Saving money on auto insurance takes having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick rundown of the primary concepts that were covered above.

• Drivers can save up to $190 per year just by quoting early and online
• Drivers with reckless driving or DUI convictions pay on average $1,790 more every year to buy Cadillac ATS-V insurance
• Increasing deductibles can save approximately $600 each year
• Drivers age 20 and younger are expensive to insure, costing as high as $476 per month if the policy includes full coverage