Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage. Comprehensive costs approximately $318 a year, collision insurance costs $590, and liability insurance is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $3,314. 16-year-old drivers cost the most to insure at up to $5,706 a year.

Average premium for full coverage: $1,526

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to get quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $869
• Choosing higher $1,000 deductibles can save $1,320 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,526
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,924
• High-risk insureds with multiple tickets or accidents could pay around $3,314
• Policy cost that insures a teen driver can cost $5,706 each year

View Chart as Image

Car insurance rates for a Cadillac ATS-V also range considerably based on the trim level of your ATS-V, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac ATS-V insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Iowa, Maine, and Idaho, or at least $2,180 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $610 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Cadillac ATS-V Insurance

Finding cheaper rates on Cadillac ATS-V insurance takes avoiding accidents and violations, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Comparison shop at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a brief summary of the data covered above.

• Drivers who purchase higher liability limits will pay around $510 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Teenagers pay the highest auto insurance rates, costing up to $476 each month if full coverage is purchased