Cadillac ATS-V Insurance Rates

U.S. average insurance rates for a Cadillac ATS-V are $1,526 a year for full coverage. Comprehensive costs an estimated $318 each year, collision insurance costs $590, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $3,314. 16-year-old drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and ATS-V models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than congested cities. The graphic below illustrates how where you live affects insurance prices.

The ranges above show why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac ATS-V insurance rates for other coverage scenarios.

• The best full coverage rate is $869
• Raising to $1,000 deductibles will save approximately $206 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,526
• Buying low deductibles will increase the cost to $1,924
• Drivers with multiple tickets or accidents could pay up to $3,314
• The price for full coverage for a 16-year-old driver can cost as much as $5,706

View Chart as Image

Insurance prices for a Cadillac ATS-V are also quite variable based on your driving record, the trim level of your ATS-V, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,700 a year. View Rates by Age

The state you live in also has a big influence on Cadillac ATS-V insurance prices. A middle-age driver might find prices as low as $1,010 a year in states like Iowa, Maine, and Idaho, or at least $2,180 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $610 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,800 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Cadillac ATS-V Insurance

Getting lower rates on insurance for a Cadillac ATS-V consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a condensed summary of the data touched on in the above illustrations.

• Insureds who want higher liability limits will pay around $510 each year to raise from a low limit to 250/500 limits
• Drivers can save approximately $190 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $600 each year
• Teenagers are expensive to insure, with premiums as much as $476 a month including comprehensive and collision insurance