Cadillac ATS-V Insurance Rates

U.S. average auto insurance rates for a Cadillac ATS-V are $1,526 annually for full coverage. Comprehensive costs approximately $318 each year, collision insurance costs $590, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $3,314. Teenage drivers pay the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Price estimates by individual coverage:

Estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and ATS-V models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $869
• Using higher $1,000 deductibles will save $206 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,526
• Using low deductibles for physical damage coverage will cost $1,924
• Higher-risk drivers who are prone to accidents and violations could pay around $3,314
• The price with full coverage for a teenage driver can cost $5,706 or more

View Chart as Image

Insurance prices for a Cadillac ATS-V are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $610 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see prices as low as $1,010 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,180 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Low Cost Cadillac ATS-V Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every couple of years by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the material that was covered above.

• Consumers who purchase higher liability limits will pay an extra $510 each year to increase from a low limit to higher 250/500 limits
• Teens are expensive to insure, with premiums as much as $476 a month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations pay on average $1,790 more per year for ATS-V insurance
• Increasing physical damage deductibles could save up to $600 each year