Cadillac ATS-V Insurance Rates

Average insurance prices for a Cadillac ATS-V are $1,526 every 12 months including full coverage. Comprehensive insurance costs approximately $318 each year, collision insurance costs $590, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $3,314 or more. Teenage drivers receive the highest rates at up to $5,706 a year.

Average premium for full coverage: $1,526

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and ATS-V models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

These examples highlight why all drivers should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $869
• Using higher $1,000 deductibles will save $206 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,526
• Using low deductibles for physical damage coverage costs an extra $398 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,314
• The cost to insure a teenage driver can cost $5,706 or more

View Chart as Image

Car insurance rates for a Cadillac ATS-V can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your ATS-V.

Using high physical damage deductibles could cut rates by as much as $610 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Cadillac ATS-V insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,180 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Cadillac ATS-V Insurance

Saving money on auto insurance requires being a low-risk driver, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The items below are a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $190 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations could be charged and average of $1,790 more per year to insure their ATS-V
• Increasing deductibles could save as much as $600 each year
• Teen drivers pay the highest auto insurance rates, as much as $476 per month if the policy includes full coverage