Cadillac ATS-V Insurance Rates

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View 2017 Cadillac ATS-V Insurance Cost in 2025

Looking for lower insurance coverage rates for your Cadillac ATS-V? When looking for more affordable insurance, are you confused by the crazy number of insurance coverage sources that you can choose from? Many other drivers are too. consumers have so many sources available that it can turn into a real difficult job to find lower prices. Consumers need to get comparison quotes before your next rene...

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UPDATED: Mar 30, 2024

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Average auto insurance rates for a Cadillac ATS-V are $1,604 annually including full coverage. Comprehensive insurance costs approximately $332, collision costs $658, and liability coverage is $456. A policy with just liability insurance costs around $508 a year, with coverage for high-risk drivers costing $3,492 or more. 16-year-old drivers receive the highest rates at $5,972 a year or more.

Average premium for full coverage: $1,604

Rate estimates by individual coverage type:

Comprehensive $332
Collision $658
Liability $456

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all ATS-V models.

Price Range by Coverage and Risk

For the normal driver, prices range go from as cheap as $508 for just liability coverage to the much higher price of $3,492 for high-risk insurance.

Liability Only $508
Full Coverage $1,604
High Risk $3,492

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,203
Small Cities $1,684
Large Cities $2,165

These examples highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Cadillac ATS-V insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $904
  • Raising to $1,000 deductibles will save $226 every year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,604
  • Buying pricier low deductibles costs an additional $438 each year
  • Unlucky drivers with multiple tickets or accidents could pay around $3,492 or more
  • The cost with full coverage for a teenage driver for full coverage can cost $5,972

View Chart as Image

Cadillac ATS-V insurance cost comparison chart
Column chart showing full coverage Cadillac ATS-V insurance prices range from $904 to $5,972

Insurance rates for a Cadillac ATS-V can also vary considerably based on the trim level of your ATS-V, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,900 to $2,600 additional per year, depending on your age. Cadillac ATS-V insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $670 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Cadillac ATS-V insurance rates. A middle-age driver might find rates as low as $1,230 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,290 on average in Louisiana, New York, and Michigan.

Cadillac ATS-V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,450 -$154 -9.6%
Alaska $1,230 -$374 -23.3%
Arizona $1,330 -$274 -17.1%
Arkansas $1,604 -$0 0.0%
California $1,828 $224 14.0%
Colorado $1,532 -$72 -4.5%
Connecticut $1,648 $44 2.7%
Delaware $1,814 $210 13.1%
Florida $2,006 $402 25.1%
Georgia $1,480 -$124 -7.7%
Hawaii $1,152 -$452 -28.2%
Idaho $1,084 -$520 -32.4%
Illinois $1,194 -$410 -25.6%
Indiana $1,208 -$396 -24.7%
Iowa $1,082 -$522 -32.5%
Kansas $1,522 -$82 -5.1%
Kentucky $2,186 $582 36.3%
Louisiana $2,372 $768 47.9%
Maine $990 -$614 -38.3%
Maryland $1,322 -$282 -17.6%
Massachusetts $1,282 -$322 -20.1%
Michigan $2,784 $1,180 73.6%
Minnesota $1,342 -$262 -16.3%
Mississippi $1,920 $316 19.7%
Missouri $1,422 -$182 -11.3%
Montana $1,722 $118 7.4%
Nebraska $1,262 -$342 -21.3%
Nevada $1,920 $316 19.7%
New Hampshire $1,154 -$450 -28.1%
New Jersey $1,790 $186 11.6%
New Mexico $1,420 -$184 -11.5%
New York $1,688 $84 5.2%
North Carolina $922 -$682 -42.5%
North Dakota $1,310 -$294 -18.3%
Ohio $1,106 -$498 -31.0%
Oklahoma $1,646 $42 2.6%
Oregon $1,468 -$136 -8.5%
Pennsylvania $1,528 -$76 -4.7%
Rhode Island $2,138 $534 33.3%
South Carolina $1,452 -$152 -9.5%
South Dakota $1,352 -$252 -15.7%
Tennessee $1,404 -$200 -12.5%
Texas $1,930 $326 20.3%
Utah $1,186 -$418 -26.1%
Vermont $1,098 -$506 -31.5%
Virginia $960 -$644 -40.1%
Washington $1,240 -$364 -22.7%
West Virginia $1,468 -$136 -8.5%
Wisconsin $1,112 -$492 -30.7%
Wyoming $1,428 -$176 -11.0%

View Chart as Image

Cadillac ATS-V insurance rates by U.S. city

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, and rates can be significantly different between companies.

Cadillac ATS-V Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS-V $424 $840 $390 $1,812
2023 Cadillac ATS-V $406 $834 $398 $1,796
2022 Cadillac ATS-V $394 $814 $416 $1,782
2021 Cadillac ATS-V $380 $780 $430 $1,748
2020 Cadillac ATS-V $358 $752 $442 $1,710
2019 Cadillac ATS-V $344 $698 $452 $1,652
2018 Cadillac ATS-V $332 $658 $456 $1,604
2017 Cadillac ATS-V $318 $590 $460 $1,526

Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Cadillac ATS-V Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

Below is a summary of the material that was presented in the illustrations above.

  • Consumers who purchase higher levels of liability will pay around $500 per year to raise from a minimum limit to higher 250/500 limits
  • Teenage drivers are the costliest to insure, as much as $498 per month if they have full coverage
  • Drivers who have multiple accidents or major violations may have to pay on average $1,890 more per year for auto insurance
  • Increasing deductibles could save up to $675 each year

Rates by Driver Age

Cadillac ATS-V Insurance Rates by Driver Age
Driver Age Premium
16 $5,972
20 $3,726
30 $1,674
40 $1,604
50 $1,464
60 $1,438

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,042
$250 $1,838
$500 $1,604
$1,000 $1,378

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,604
50/100 $1,695
100/300 $1,809
250/500 $2,106
100 CSL $1,741
300 CSL $1,992
500 CSL $2,174

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS-V Insurance Rates for High Risk Drivers
Age Premium
16 $8,550
20 $5,942
30 $3,572
40 $3,492
50 $3,338
60 $3,310

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $82
Online Quote $116
Total Discounts $700
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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