Cadillac ATS Coupe Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Cadillac ATS Coupe are $1,370 a year with full coverage. Comprehensive costs on average $268, collision costs $484, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,976. Teenage drivers pay the highest rates at $5,224 a year or more.
Average premium for full coverage: $1,370
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all ATS Coupe models.
Price Range from Low to High
For the average driver, Cadillac ATS Coupe insurance prices go from the low end price of $510 for liability-only coverage to the much higher price of $2,976 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.
The example below illustrates how location impacts car insurance rates.
The ranges above demonstrate why everyone should get quotes based on a specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Cadillac ATS Coupe insurance rates for different risk profiles and scenarios.
- The best discount rate is $790
- Choosing higher $1,000 deductibles can save around $170 annually
- The estimated price for the average middle-age driver with $500 deductibles is $1,370
- Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,704
- Drivers who are prone to accidents and violations could pay upwards of $2,976 or more
- The price that insures a teenage driver for full coverage may cost $5,224 each year
Car insurance prices for a Cadillac ATS Coupe are also quite variable based on the model of your ATS Coupe, your age and driving habits, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,300 extra each year, depending on your age. Cadillac ATS Coupe insurance for high-risk drivers ranges around 44% to 130% more than a normal policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Cadillac ATS Coupe insurance rates. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$130 | -9.5% |
Alaska | $1,052 | -$318 | -23.2% |
Arizona | $1,138 | -$232 | -16.9% |
Arkansas | $1,370 | -$0 | 0.0% |
California | $1,562 | $192 | 14.0% |
Colorado | $1,310 | -$60 | -4.4% |
Connecticut | $1,410 | $40 | 2.9% |
Delaware | $1,552 | $182 | 13.3% |
Florida | $1,716 | $346 | 25.3% |
Georgia | $1,266 | -$104 | -7.6% |
Hawaii | $984 | -$386 | -28.2% |
Idaho | $928 | -$442 | -32.3% |
Illinois | $1,022 | -$348 | -25.4% |
Indiana | $1,032 | -$338 | -24.7% |
Iowa | $926 | -$444 | -32.4% |
Kansas | $1,302 | -$68 | -5.0% |
Kentucky | $1,872 | $502 | 36.6% |
Louisiana | $2,030 | $660 | 48.2% |
Maine | $846 | -$524 | -38.2% |
Maryland | $1,132 | -$238 | -17.4% |
Massachusetts | $1,098 | -$272 | -19.9% |
Michigan | $2,382 | $1,012 | 73.9% |
Minnesota | $1,148 | -$222 | -16.2% |
Mississippi | $1,642 | $272 | 19.9% |
Missouri | $1,216 | -$154 | -11.2% |
Montana | $1,472 | $102 | 7.4% |
Nebraska | $1,082 | -$288 | -21.0% |
Nevada | $1,646 | $276 | 20.1% |
New Hampshire | $990 | -$380 | -27.7% |
New Jersey | $1,534 | $164 | 12.0% |
New Mexico | $1,216 | -$154 | -11.2% |
New York | $1,444 | $74 | 5.4% |
North Carolina | $788 | -$582 | -42.5% |
North Dakota | $1,122 | -$248 | -18.1% |
Ohio | $948 | -$422 | -30.8% |
Oklahoma | $1,410 | $40 | 2.9% |
Oregon | $1,256 | -$114 | -8.3% |
Pennsylvania | $1,308 | -$62 | -4.5% |
Rhode Island | $1,830 | $460 | 33.6% |
South Carolina | $1,242 | -$128 | -9.3% |
South Dakota | $1,156 | -$214 | -15.6% |
Tennessee | $1,200 | -$170 | -12.4% |
Texas | $1,654 | $284 | 20.7% |
Utah | $1,014 | -$356 | -26.0% |
Vermont | $940 | -$430 | -31.4% |
Virginia | $820 | -$550 | -40.1% |
Washington | $1,062 | -$308 | -22.5% |
West Virginia | $1,256 | -$114 | -8.3% |
Wisconsin | $950 | -$420 | -30.7% |
Wyoming | $1,222 | -$148 | -10.8% |
Using high physical damage deductibles can save as much as $510 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Cadillac ATS Coupe | $358 | $690 | $390 | $1,596 |
2023 Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
2022 Cadillac ATS Coupe | $332 | $668 | $416 | $1,574 |
2021 Cadillac ATS Coupe | $320 | $640 | $430 | $1,548 |
2020 Cadillac ATS Coupe | $304 | $618 | $442 | $1,522 |
2019 Cadillac ATS Coupe | $292 | $574 | $452 | $1,476 |
2018 Cadillac ATS Coupe | $280 | $540 | $456 | $1,434 |
2017 Cadillac ATS Coupe | $268 | $484 | $460 | $1,370 |
2015 Cadillac ATS Coupe | $242 | $418 | $464 | $1,282 |
Rates are averaged for all Cadillac ATS Coupe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cadillac ATS Coupe Insurance
Getting lower rates on auto insurance takes avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct companies, and also from several local insurance agents.
The points below are a brief recap of the data touched on above.
- Consumers who require increased liability limits will pay an extra $510 every year to raise limits from a low limit to the 250/500 level
- You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $500 each year
- Drivers under the age of 20 are expensive to insure, costing up to $435 a month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,224 |
20 | $3,172 |
30 | $1,420 |
40 | $1,370 |
50 | $1,254 |
60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,704 |
$250 | $1,548 |
$500 | $1,370 |
$1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,370 |
50/100 | $1,462 |
100/300 | $1,577 |
250/500 | $1,876 |
100 CSL | $1,508 |
300 CSL | $1,761 |
500 CSL | $1,945 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,440 |
20 | $5,054 |
30 | $3,034 |
40 | $2,976 |
50 | $2,844 |
60 | $2,820 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $73 |
Homeowner | $21 |
5-yr Accident Free | $99 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $61 |
Advance Quote | $67 |
Online Quote | $97 |
Total Discounts | $580 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area