Cadillac ATS Coupe Insurance Rates

Average insurance prices for a Cadillac ATS Coupe are $1,314 every 12 months including full coverage. Comprehensive costs an estimated $250 a year, collision insurance costs $446, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,852. Teenage drivers receive the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and ATS Coupe trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Cadillac ATS Coupe insurance rates for other coverage scenarios.

• The best discount rate is $762
• Using higher $1,000 deductibles will save approximately $1,156 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,314
• Using low $100 deductibles for physical damage coverage increases the price to $1,622
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,852
• The cost to insure a teenage driver can cost as much as $5,046 or more

View Chart as Image

Auto insurance rates for a Cadillac ATS Coupe can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $470 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Cadillac ATS Coupe insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Cadillac ATS Coupe Insurance

Saving money on auto insurance requires having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to shop around every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a condensed summary of the coverage data raised in the charts and tables above.

• You may be able to save approximately $160 per year just by quoting early and online
• Increasing deductibles could save as much as $475 each year
• Drivers age 20 and younger are the costliest to insure, as much as $421 per month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents may have to pay on average $1,540 more annually to buy Cadillac ATS Coupe insurance