Cadillac ATS Coupe Insurance Rates

The average insurance prices for a Cadillac ATS Coupe are $1,314 every 12 months for full coverage insurance. Comprehensive costs an estimated $250 a year, collision insurance costs $446, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,852. Teen drivers cost the most to insure at up to $5,046 a year.

Average premium for full coverage: $1,314

Policy rates broken down by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and ATS Coupe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Cadillac ATS Coupe insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Drivers who choose higher $1,000 deductibles will pay approximately $1,156 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,314
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,622
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,852
• Policy cost to insure a teen driver can cost as much as $5,046 a year

View Chart as Image

Car insurance rates for a Cadillac ATS Coupe also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $470 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 136% more than average. View High Risk Driver Rates

Your home state makes a big difference in Cadillac ATS Coupe insurance prices. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Cadillac ATS Coupe Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates at least every other year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a recap of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,540 more annually to insure their ATS Coupe
• It is possible to save approximately $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Policyholders who want more liability coverage will pay about $510 annually to go from a 30/60 limit to a 250/500 level