Cadillac ATS Coupe Insurance Rates

Average insurance prices for a Cadillac ATS Coupe are $1,314 every 12 months for full coverage insurance. Comprehensive costs around $250 each year, collision insurance costs $446, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,852. Teenage drivers receive the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and ATS Coupe models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

These examples illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Cadillac ATS Coupe insurance rates for additional coverage choices and driver risks.

• The best discount rate is $762
• Using higher $1,000 deductibles will save about $158 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,314
• Using low deductibles for physical damage coverage increases the price to $1,622
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,852
• The cost to insure a teenage driver can be $5,046 or more

View Chart as Image

Auto insurance rates for a Cadillac ATS Coupe can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $470 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Cadillac ATS Coupe insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Best Cheap Cadillac ATS Coupe Insurance

Saving money on auto insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the material that was touched on in the above illustrations.

• Consumers who may need an increased level of liability coverage will pay an extra $510 annually to increase from a minimum limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $421 per month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may pay on average $1,540 more every year than a safer driver
• Increasing deductibles could save as much as $475 each year