Cadillac ATS Coupe Insurance Rates

The average insurance rates for a Cadillac ATS Coupe are $1,314 a year including full coverage. Comprehensive insurance costs approximately $250, collision insurance costs $446, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,852 or more. Teenage drivers cost the most to insure at up to $5,046 a year.

Average premium for full coverage: $1,314

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all ATS Coupe models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Cadillac ATS Coupe insurance rates for additional coverage and risk scenarios.

• The best discount rate is $762
• Choosing higher $1,000 deductibles can save $158 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,314
• Using pricier low deductibles for comp and collision coverage will cost an additional $308 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,852
• Policy cost that insures a teen driver for full coverage can cost $5,046 each year

View Chart as Image

Insurance rates for a Cadillac ATS Coupe also range considerably based on the model of your ATS Coupe, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 additional every year, depending on your age. Cadillac ATS Coupe insurance for high-risk drivers ranges as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac ATS Coupe insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $470 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Cadillac ATS Coupe Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a review of the primary concepts that were touched on in this article.

• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Higher risk drivers who have several accidents or serious violations will likely pay on average $1,540 more per year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teenagers are the costliest to insure, with premiums being up to $421 each month if comprehensive and collision insurance is included