Cadillac ATS Coupe Insurance Rates

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2015 Cadillac ATS Coupe Insurance Quotes in 2025

Trying to find better auto insurance rates for your Cadillac ATS Coupe? Scraping up a payment for high-priced Cadillac ATS Coupe insurance can overdraw your bank account and force you to prioritize other expenses. Doing a rate comparison can save money and help to lower your bills every month. Many car insurance companies compete for your business, and it can be difficult to compare rates to find...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 18, 2024

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Estimated insurance prices for a Cadillac ATS Coupe are $1,370 every 12 months for full coverage. Comprehensive costs on average $268 a year, collision costs $484, and liability insurance is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,976. Teenage drivers pay the most at $5,224 a year or more.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

Comprehensive $268
Collision $484
Liability $460

Includes $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and ATS Coupe trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Cadillac ATS Coupe go from the cheapest price of $510 for liability-only coverage to a high of $2,976 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,370
High Risk $2,976

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

These rate differences show why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Cadillac ATS Coupe insurance rates for different risk profiles and scenarios.

  • The best discount rate is $790
  • Raising to $1,000 deductibles will save around $1,200 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,370
  • Using low $100 deductibles increases the price to $1,704
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,976 or more
  • An auto insurance policy to insure a teen driver may cost $5,224

View Chart as Image

Cadillac ATS Coupe insurance cost comparison chart
Column chart showing full coverage Cadillac ATS Coupe insurance rates range from $790 to $5,224

Auto insurance prices for a Cadillac ATS Coupe also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your ATS Coupe.

Using high physical damage deductibles can reduce prices by up to $510 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Cadillac ATS Coupe insurance rates. A middle-age driver might find prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

Cadillac ATS Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,310 -$60 -4.4%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $928 -$442 -32.3%
Illinois $1,022 -$348 -25.4%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,872 $502 36.6%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,132 -$238 -17.4%
Massachusetts $1,098 -$272 -19.9%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,082 -$288 -21.0%
Nevada $1,646 $276 20.1%
New Hampshire $990 -$380 -27.7%
New Jersey $1,534 $164 12.0%
New Mexico $1,216 -$154 -11.2%
New York $1,444 $74 5.4%
North Carolina $788 -$582 -42.5%
North Dakota $1,122 -$248 -18.1%
Ohio $948 -$422 -30.8%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,830 $460 33.6%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,654 $284 20.7%
Utah $1,014 -$356 -26.0%
Vermont $940 -$430 -31.4%
Virginia $820 -$550 -40.1%
Washington $1,062 -$308 -22.5%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Cadillac ATS Coupe insurance rates by U.S. city

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Cadillac ATS Coupe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac ATS Coupe $358 $690 $390 $1,596
2023 Cadillac ATS Coupe $344 $686 $398 $1,586
2022 Cadillac ATS Coupe $332 $668 $416 $1,574
2021 Cadillac ATS Coupe $320 $640 $430 $1,548
2020 Cadillac ATS Coupe $304 $618 $442 $1,522
2019 Cadillac ATS Coupe $292 $574 $452 $1,476
2018 Cadillac ATS Coupe $280 $540 $456 $1,434
2017 Cadillac ATS Coupe $268 $484 $460 $1,370
2015 Cadillac ATS Coupe $242 $418 $464 $1,282

Rates are averaged for all Cadillac ATS Coupe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Cadillac ATS Coupe Insurance

Finding better rates on Cadillac ATS Coupe insurance consists of having a good driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Take the time to compare rates every year by quoting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a recap of the coverage data covered in the above illustrations.

  • Drivers can save as much as $160 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $500 each year
  • Drivers age 20 and younger are charged the highest prices, as much as $435 per month if comprehensive and collision insurance is included
  • High-risk drivers that have major violations or accidents pay an average of $1,610 more each year to buy Cadillac ATS Coupe insurance

Rates by Driver Age

Cadillac ATS Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $5,224
20 $3,172
30 $1,420
40 $1,370
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Cadillac ATS Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,704
$250 $1,548
$500 $1,370
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Cadillac ATS Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,462
100/300 $1,577
250/500 $1,876
100 CSL $1,508
300 CSL $1,761
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac ATS Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $7,440
20 $5,054
30 $3,034
40 $2,976
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $97
Total Discounts $580
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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