Buick Verano Insurance Rates

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UPDATED: Apr 29, 2024

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Estimated auto insurance rates for a Buick Verano are $1,138 annually with full coverage. Comprehensive costs on average $206, collision insurance costs $310, and liability insurance is $464. A liability-only policy costs around $514 a year, and high-risk insurance costs around $2,456. Teens pay the most at up to $4,464 a year.

Average premium for full coverage: $1,138

Premium estimates by type of coverage:

Comprehensive $206
Collision $310
Liability $464

Includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Verano models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Buick Verano range from as cheap as $514 for basic liability insurance to the much higher price of $2,456 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,138
High Risk $2,456

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

These rate differences demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Buick Verano insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $678
  • Raising to $1,000 deductibles will save around $116 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,138
  • Selecting pricier low deductibles will cost $1,364
  • Higher-risk drivers with serious driving violations could pay upwards of $2,456
  • An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,464

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance rates range from $678 to $4,464 for full coverage

Auto insurance prices for a Buick Verano also have a wide range based on the model of your Verano, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. Buick Verano insurance for high-risk drivers is expensive and can cost anywhere from 43% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Buick Verano insurance rates. A middle-age driver might find prices as low as $820 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,540 on average in Florida, Michigan, and New York.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $946 -$192 -16.9%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,090 -$48 -4.2%
Connecticut $1,172 $34 3.0%
Delaware $1,290 $152 13.4%
Florida $1,424 $286 25.1%
Georgia $1,052 -$86 -7.6%
Hawaii $818 -$320 -28.1%
Idaho $770 -$368 -32.3%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $768 -$370 -32.5%
Kansas $1,082 -$56 -4.9%
Kentucky $1,554 $416 36.6%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $940 -$198 -17.4%
Massachusetts $914 -$224 -19.7%
Michigan $1,978 $840 73.8%
Minnesota $952 -$186 -16.3%
Mississippi $1,364 $226 19.9%
Missouri $1,010 -$128 -11.2%
Montana $1,222 $84 7.4%
Nebraska $900 -$238 -20.9%
Nevada $1,364 $226 19.9%
New Hampshire $820 -$318 -27.9%
New Jersey $1,274 $136 12.0%
New Mexico $1,010 -$128 -11.2%
New York $1,200 $62 5.4%
North Carolina $658 -$480 -42.2%
North Dakota $934 -$204 -17.9%
Ohio $786 -$352 -30.9%
Oklahoma $1,170 $32 2.8%
Oregon $1,044 -$94 -8.3%
Pennsylvania $1,086 -$52 -4.6%
Rhode Island $1,520 $382 33.6%
South Carolina $1,032 -$106 -9.3%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,374 $236 20.7%
Utah $844 -$294 -25.8%
Vermont $782 -$356 -31.3%
Virginia $682 -$456 -40.1%
Washington $880 -$258 -22.7%
West Virginia $1,044 -$94 -8.3%
Wisconsin $790 -$348 -30.6%
Wyoming $1,016 -$122 -10.7%

View Chart as Image

Buick Verano insurance rates by U.S. city
Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $230 $358 $460 $1,206
2016 Buick Verano $214 $330 $460 $1,162
2015 Buick Verano $206 $310 $464 $1,138
2014 Buick Verano $202 $288 $474 $1,122
2013 Buick Verano $186 $268 $474 $1,086
2012 Buick Verano $182 $244 $478 $1,062

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Buick Verano Insurance

Finding better rates on Buick Verano insurance consists of being a low-risk driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around at every other renewal by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

The items below are a recap of the concepts that were touched on above.

  • High-risk drivers that have major violations or accidents pay an average of $1,320 more each year to insure their Verano
  • Teen drivers are charged the highest prices, possibly costing $372 per month if full coverage is included
  • You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $350 each year
  • You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,610
30 $1,168
40 $1,138
50 $1,044
60 $1,022

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,364
$250 $1,260
$500 $1,138
$1,000 $1,022

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,231
100/300 $1,347
250/500 $1,648
100 CSL $1,277
300 CSL $1,532
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,318
20 $4,160
30 $2,486
40 $2,456
50 $2,346
60 $2,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $460
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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