Buick Verano Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 29, 2024

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U.S. average auto insurance rates for a Buick Verano are $1,138 annually for full coverage insurance. Comprehensive insurance costs approximately $206 a year, collision insurance costs $310, and liability costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs $2,456 or more. 16-year-old drivers pay the highest rates at up to $4,464 a year.

Average premium for full coverage: $1,138

Price estimates by individual coverage:

Comprehensive $206
Collision $310
Liability $464

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Verano trim levels.

Price Range from Low to High

For the average 40-year-old driver, Buick Verano insurance prices range from as cheap as $514 for minimum levels of liability insurance to a high of $2,456 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,138
High Risk $2,456

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

The ranges above illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Buick Verano insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $678
  • Using higher $1,000 deductibles will save $1,022 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,138
  • Buying low $100 deductibles for physical damage coverage costs an additional $226 every year
  • Drivers with multiple tickets or accidents could pay around $2,456
  • The price with full coverage for a teen driver can cost $4,464 or more

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance prices range from $678 to $4,464 for full coverage

Car insurance prices for a Buick Verano are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 137% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $350 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Buick Verano insurance prices. A driver around age 40 might see prices as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,540 on average in Florida, New York, and Michigan.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $946 -$192 -16.9%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,090 -$48 -4.2%
Connecticut $1,172 $34 3.0%
Delaware $1,290 $152 13.4%
Florida $1,424 $286 25.1%
Georgia $1,052 -$86 -7.6%
Hawaii $818 -$320 -28.1%
Idaho $770 -$368 -32.3%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $768 -$370 -32.5%
Kansas $1,082 -$56 -4.9%
Kentucky $1,554 $416 36.6%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $940 -$198 -17.4%
Massachusetts $914 -$224 -19.7%
Michigan $1,978 $840 73.8%
Minnesota $952 -$186 -16.3%
Mississippi $1,364 $226 19.9%
Missouri $1,010 -$128 -11.2%
Montana $1,222 $84 7.4%
Nebraska $900 -$238 -20.9%
Nevada $1,364 $226 19.9%
New Hampshire $820 -$318 -27.9%
New Jersey $1,274 $136 12.0%
New Mexico $1,010 -$128 -11.2%
New York $1,200 $62 5.4%
North Carolina $658 -$480 -42.2%
North Dakota $934 -$204 -17.9%
Ohio $786 -$352 -30.9%
Oklahoma $1,170 $32 2.8%
Oregon $1,044 -$94 -8.3%
Pennsylvania $1,086 -$52 -4.6%
Rhode Island $1,520 $382 33.6%
South Carolina $1,032 -$106 -9.3%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,374 $236 20.7%
Utah $844 -$294 -25.8%
Vermont $782 -$356 -31.3%
Virginia $682 -$456 -40.1%
Washington $880 -$258 -22.7%
West Virginia $1,044 -$94 -8.3%
Wisconsin $790 -$348 -30.6%
Wyoming $1,016 -$122 -10.7%

View Chart as Image

Buick Verano insurance rates by U.S. city
Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $230 $358 $460 $1,206
2016 Buick Verano $214 $330 $460 $1,162
2015 Buick Verano $206 $310 $464 $1,138
2014 Buick Verano $202 $288 $474 $1,122
2013 Buick Verano $186 $268 $474 $1,086
2012 Buick Verano $182 $244 $478 $1,062

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Buick Verano Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and attention to physical damage deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a condensed summary of the data touched on in this article.

  • Policyholders who purchase additional liability coverage will pay around $510 annually to increase from a low limit to higher 250/500 limits
  • It is possible to save around $130 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $350 each year
  • 16 to 18-year-old drivers pay the highest auto insurance prices, as much as $372 a month if comprehensive and collision insurance is included

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,610
30 $1,168
40 $1,138
50 $1,044
60 $1,022

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,364
$250 $1,260
$500 $1,138
$1,000 $1,022

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,231
100/300 $1,347
250/500 $1,648
100 CSL $1,277
300 CSL $1,532
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,318
20 $4,160
30 $2,486
40 $2,456
50 $2,346
60 $2,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $460
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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