Buick Verano Insurance Rates
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UPDATED: Nov 16, 2021
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Average insurance rates for a Buick Verano are $1,138 a year including full coverage. Comprehensive costs approximately $206, collision costs $310, and liability insurance costs around $464. A policy with just liability insurance costs as low as $514 a year, with coverage for high-risk drivers costing around $2,456. Teens receive the highest rates at $4,464 a year or more.
Average premium for full coverage: $1,138
Rate estimates by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Verano trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $514 for just liability insurance to a much higher rate of $2,456 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on auto insurance prices.
These examples highlight why anyone shopping for car insurance should compare prices using their specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Buick Verano insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $678
- Using higher $1,000 deductibles will save $116 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,138
- Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,364
- Drivers with serious driving violations could pay around $2,456 or more
- The cost that insures a teen driver with full coverage can cost $4,464 or more
Insurance rates for a Buick Verano can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 137% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age
Where you live has a huge impact on Buick Verano insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,630 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $350 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Each insurance company calculates rates differently, and rates can be significantly different.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2014 Buick Verano||$214||$330||$460||$1,162|
|2013 Buick Verano||$206||$310||$464||$1,138|
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Buick Verano Insurance
Saving money on Buick Verano insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
The list below is a brief review of the ideas that were covered in the above illustrations.
- Teenagers are the costliest to insure, as much as $372 per month if comprehensive and collision insurance is included
- High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,320 more per year for car insurance
- Increasing deductibles can save approximately $350 each year
- You may be able to save around $130 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$74|
|5-yr Claim Free||$72|
|Paid in Full/EFT||$45|
Discounts are estimated and may not be available from every company or in every state.