Buick Verano Insurance Rates

Average auto insurance rates for a Buick Verano are $1,122 annually for full coverage insurance. Comprehensive costs an estimated $202, collision insurance costs $288, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,418. Teenage drivers receive the highest rates at up to $4,420 a year.

Average premium for full coverage: $1,122

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist coverage. Rates are averaged for all 50 states and for all Verano models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

These examples illustrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates average Buick Verano insurance rates for other coverage scenarios.

• The best discount rate is $671
• Drivers who choose higher $1,000 deductibles will pay approximately $110 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,122
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,336
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,418
• The cost with full coverage for a teen driver for full coverage can cost as much as $4,420 a year

View Chart as Image

Auto insurance rates for a Buick Verano can also vary considerably based on the trim level of your Verano, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,300 to $1,900 in extra premium per year, depending on your age. Buick Verano insurance for high-risk drivers can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $330 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,520 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Low Cost Buick Verano Insurance

Saving money on car insurance not only requires being a safe driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Here is a review of the ideas that were covered in the charts and tables above.

• Young drivers are the costliest to insure, costing up to $368 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,300 more annually for insurance
• Increasing deductibles could save up to $325 each year
• It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date