Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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U.S. average auto insurance rates for a Buick Verano are $1,138 annually for full coverage insurance. Comprehensive insurance costs approximately $206 a year, collision insurance costs $310, and liability costs around $464. Liability-only insurance costs as low as $514 a year, and high-risk driver insurance costs $2,456 or more. 16-year-old drivers pay the highest rates at up to $4,464 a year.
Average premium for full coverage: $1,138
Price estimates by individual coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Verano trim levels.
Price Range from Low to High
For the average 40-year-old driver, Buick Verano insurance prices range from as cheap as $514 for minimum levels of liability insurance to a high of $2,456 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Buick Verano insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $678
- Using higher $1,000 deductibles will save $1,022 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,138
- Buying low $100 deductibles for physical damage coverage costs an additional $226 every year
- Drivers with multiple tickets or accidents could pay around $2,456
- The price with full coverage for a teen driver can cost $4,464 or more
Car insurance prices for a Buick Verano are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 137% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $350 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Buick Verano insurance prices. A driver around age 40 might see prices as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,540 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,030 | -$108 | -9.5% |
Alaska | $872 | -$266 | -23.4% |
Arizona | $946 | -$192 | -16.9% |
Arkansas | $1,138 | -$0 | 0.0% |
California | $1,298 | $160 | 14.1% |
Colorado | $1,090 | -$48 | -4.2% |
Connecticut | $1,172 | $34 | 3.0% |
Delaware | $1,290 | $152 | 13.4% |
Florida | $1,424 | $286 | 25.1% |
Georgia | $1,052 | -$86 | -7.6% |
Hawaii | $818 | -$320 | -28.1% |
Idaho | $770 | -$368 | -32.3% |
Illinois | $848 | -$290 | -25.5% |
Indiana | $858 | -$280 | -24.6% |
Iowa | $768 | -$370 | -32.5% |
Kansas | $1,082 | -$56 | -4.9% |
Kentucky | $1,554 | $416 | 36.6% |
Louisiana | $1,686 | $548 | 48.2% |
Maine | $702 | -$436 | -38.3% |
Maryland | $940 | -$198 | -17.4% |
Massachusetts | $914 | -$224 | -19.7% |
Michigan | $1,978 | $840 | 73.8% |
Minnesota | $952 | -$186 | -16.3% |
Mississippi | $1,364 | $226 | 19.9% |
Missouri | $1,010 | -$128 | -11.2% |
Montana | $1,222 | $84 | 7.4% |
Nebraska | $900 | -$238 | -20.9% |
Nevada | $1,364 | $226 | 19.9% |
New Hampshire | $820 | -$318 | -27.9% |
New Jersey | $1,274 | $136 | 12.0% |
New Mexico | $1,010 | -$128 | -11.2% |
New York | $1,200 | $62 | 5.4% |
North Carolina | $658 | -$480 | -42.2% |
North Dakota | $934 | -$204 | -17.9% |
Ohio | $786 | -$352 | -30.9% |
Oklahoma | $1,170 | $32 | 2.8% |
Oregon | $1,044 | -$94 | -8.3% |
Pennsylvania | $1,086 | -$52 | -4.6% |
Rhode Island | $1,520 | $382 | 33.6% |
South Carolina | $1,032 | -$106 | -9.3% |
South Dakota | $960 | -$178 | -15.6% |
Tennessee | $998 | -$140 | -12.3% |
Texas | $1,374 | $236 | 20.7% |
Utah | $844 | -$294 | -25.8% |
Vermont | $782 | -$356 | -31.3% |
Virginia | $682 | -$456 | -40.1% |
Washington | $880 | -$258 | -22.7% |
West Virginia | $1,044 | -$94 | -8.3% |
Wisconsin | $790 | -$348 | -30.6% |
Wyoming | $1,016 | -$122 | -10.7% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Buick Verano | $230 | $358 | $460 | $1,206 |
2016 Buick Verano | $214 | $330 | $460 | $1,162 |
2015 Buick Verano | $206 | $310 | $464 | $1,138 |
2014 Buick Verano | $202 | $288 | $474 | $1,122 |
2013 Buick Verano | $186 | $268 | $474 | $1,086 |
2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Buick Verano Insurance
Getting lower rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and attention to physical damage deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following items are a condensed summary of the data touched on in this article.
- Policyholders who purchase additional liability coverage will pay around $510 annually to increase from a low limit to higher 250/500 limits
- It is possible to save around $130 per year just by quoting early and online
- Increasing physical damage deductibles could save up to $350 each year
- 16 to 18-year-old drivers pay the highest auto insurance prices, as much as $372 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,464 |
20 | $2,610 |
30 | $1,168 |
40 | $1,138 |
50 | $1,044 |
60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,364 |
$250 | $1,260 |
$500 | $1,138 |
$1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,138 |
50/100 | $1,231 |
100/300 | $1,347 |
250/500 | $1,648 |
100 CSL | $1,277 |
300 CSL | $1,532 |
500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,318 |
20 | $4,160 |
30 | $2,486 |
40 | $2,456 |
50 | $2,346 |
60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $59 |
Multi-vehicle | $61 |
Homeowner | $19 |
5-yr Accident Free | $74 |
5-yr Claim Free | $72 |
Paid in Full/EFT | $45 |
Advance Quote | $52 |
Online Quote | $78 |
Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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