Buick Verano Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
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Estimated auto insurance rates for a Buick Verano are $1,138 annually for full coverage insurance. Comprehensive costs around $206 a year, collision costs $310, and liability costs $464. Liability-only insurance costs as little as $514 a year, with high-risk driver insurance costing around $2,456. Teenage drivers pay the most at $4,464 a year or more.
Average premium for full coverage: $1,138
Premium estimates for type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Verano trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Buick Verano go from as cheap as $514 for your basic liability-only policy to a high of $2,456 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities.
The diagram below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Buick Verano insurance rates for additional coverage choices and driver risks.
- The best discount rate is $678
- Drivers who choose higher $1,000 deductibles will pay about $1,022 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,138
- Using low $100 deductibles for comprehensive and collision insurance will cost $1,364
- Drivers who are prone to accidents and violations could pay at least $2,456 or more
- An auto insurance policy with full coverage for a 16-year-old driver can be $4,464 a year
Insurance prices for a Buick Verano also have a wide range based on the model of your Verano, your risk profile, and deductibles and policy limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $350 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,540 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $946 | -$192 | -16.9% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,090 | -$48 | -4.2% |
| Connecticut | $1,172 | $34 | 3.0% |
| Delaware | $1,290 | $152 | 13.4% |
| Florida | $1,424 | $286 | 25.1% |
| Georgia | $1,052 | -$86 | -7.6% |
| Hawaii | $818 | -$320 | -28.1% |
| Idaho | $770 | -$368 | -32.3% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $768 | -$370 | -32.5% |
| Kansas | $1,082 | -$56 | -4.9% |
| Kentucky | $1,554 | $416 | 36.6% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $940 | -$198 | -17.4% |
| Massachusetts | $914 | -$224 | -19.7% |
| Michigan | $1,978 | $840 | 73.8% |
| Minnesota | $952 | -$186 | -16.3% |
| Mississippi | $1,364 | $226 | 19.9% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,222 | $84 | 7.4% |
| Nebraska | $900 | -$238 | -20.9% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $820 | -$318 | -27.9% |
| New Jersey | $1,274 | $136 | 12.0% |
| New Mexico | $1,010 | -$128 | -11.2% |
| New York | $1,200 | $62 | 5.4% |
| North Carolina | $658 | -$480 | -42.2% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $786 | -$352 | -30.9% |
| Oklahoma | $1,170 | $32 | 2.8% |
| Oregon | $1,044 | -$94 | -8.3% |
| Pennsylvania | $1,086 | -$52 | -4.6% |
| Rhode Island | $1,520 | $382 | 33.6% |
| South Carolina | $1,032 | -$106 | -9.3% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,374 | $236 | 20.7% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $782 | -$356 | -31.3% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $880 | -$258 | -22.7% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $790 | -$348 | -30.6% |
| Wyoming | $1,016 | -$122 | -10.7% |
With such a large range in prices, the only way to figure out your exact price is to get quotes from multiple companies. Every company uses a different method to calculate prices, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2016 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2015 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2014 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2013 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Buick Verano Insurance
Finding better rates on insurance for a Buick Verano not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every year by quoting rates from direct insurance companies, and also from several local insurance agents.
The list below is a brief recap of the coverage data covered in the charts and tables above.
- It is possible to save up to $130 per year simply by quoting early and online
- Increasing policy deductibles could save up to $350 each year
- Teenagers are charged the highest prices, with premiums being up to $372 per month if they have full coverage
- Drivers considered higher risk who tend to receive serious violations pay on average $1,320 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,610 |
| 30 | $1,168 |
| 40 | $1,138 |
| 50 | $1,044 |
| 60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,260 |
| $500 | $1,138 |
| $1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,231 |
| 100/300 | $1,347 |
| 250/500 | $1,648 |
| 100 CSL | $1,277 |
| 300 CSL | $1,532 |
| 500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,318 |
| 20 | $4,160 |
| 30 | $2,486 |
| 40 | $2,456 |
| 50 | $2,346 |
| 60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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