Buick Verano Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
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Average insurance rates for a Buick Verano are $1,138 a year including full coverage. Comprehensive costs approximately $206, collision insurance costs $310, and liability costs $464. Liability-only coverage costs as little as $514 a year, and high-risk coverage costs around $2,456. Teen drivers receive the highest rates at up to $4,464 a year.
Average premium for full coverage: $1,138
Rate estimates by individual coverage type:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Verano models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as low as $514 for just liability insurance to the much higher price of $2,456 for a high-risk driver policy.
Price Range by Location
Your location can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.
These examples highlight why everyone should compare rates using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Buick Verano insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $678
- Drivers who choose higher $1,000 deductibles will pay $116 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,138
- Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,364
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,456
- The cost for full coverage for a teen driver for full coverage can cost $4,464 a year
Car insurance rates for a Buick Verano can also vary considerably based on your driver profile, the model of your Verano, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age
Where you live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,630 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $946 | -$192 | -16.9% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,090 | -$48 | -4.2% |
| Connecticut | $1,172 | $34 | 3.0% |
| Delaware | $1,290 | $152 | 13.4% |
| Florida | $1,424 | $286 | 25.1% |
| Georgia | $1,052 | -$86 | -7.6% |
| Hawaii | $818 | -$320 | -28.1% |
| Idaho | $770 | -$368 | -32.3% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $768 | -$370 | -32.5% |
| Kansas | $1,082 | -$56 | -4.9% |
| Kentucky | $1,554 | $416 | 36.6% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $940 | -$198 | -17.4% |
| Massachusetts | $914 | -$224 | -19.7% |
| Michigan | $1,978 | $840 | 73.8% |
| Minnesota | $952 | -$186 | -16.3% |
| Mississippi | $1,364 | $226 | 19.9% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,222 | $84 | 7.4% |
| Nebraska | $900 | -$238 | -20.9% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $820 | -$318 | -27.9% |
| New Jersey | $1,274 | $136 | 12.0% |
| New Mexico | $1,010 | -$128 | -11.2% |
| New York | $1,200 | $62 | 5.4% |
| North Carolina | $658 | -$480 | -42.2% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $786 | -$352 | -30.9% |
| Oklahoma | $1,170 | $32 | 2.8% |
| Oregon | $1,044 | -$94 | -8.3% |
| Pennsylvania | $1,086 | -$52 | -4.6% |
| Rhode Island | $1,520 | $382 | 33.6% |
| South Carolina | $1,032 | -$106 | -9.3% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,374 | $236 | 20.7% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $782 | -$356 | -31.3% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $880 | -$258 | -22.7% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $790 | -$348 | -30.6% |
| Wyoming | $1,016 | -$122 | -10.7% |
Choosing high deductibles could save up to $350 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Buick Verano insurance for high-risk drivers can cost as much as 43% to 137% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2016 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2015 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2014 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2013 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Buick Verano Insurance
Saving money on car insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and attention to physical damage deductibles. Set aside time to shop around every time your policy renews by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
The following list is a recap of the information raised in the charts and tables above.
- You may be able to save around $130 per year just by quoting online well ahead of the renewal date
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $372 per month if full coverage is included
- Increasing deductibles can save around $350 each year
- Higher risk drivers that have major violations or accidents could be forced to pay on average $1,320 more per year than a safer driver
- Policyholders who purchase an increased level of liability coverage will pay about $510 per year to go from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,610 |
| 30 | $1,168 |
| 40 | $1,138 |
| 50 | $1,044 |
| 60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,260 |
| $500 | $1,138 |
| $1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,231 |
| 100/300 | $1,347 |
| 250/500 | $1,648 |
| 100 CSL | $1,277 |
| 300 CSL | $1,532 |
| 500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,318 |
| 20 | $4,160 |
| 30 | $2,486 |
| 40 | $2,456 |
| 50 | $2,346 |
| 60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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