Buick Verano Insurance Rates

U.S. average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive costs approximately $202 each year, collision insurance costs $288, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,418. Teens pay the highest rates at up to $4,420 a year.

Average premium for full coverage: $1,122

Price estimates by individual coverage:

Includes $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Verano models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Buick Verano insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $671
• Using higher $1,000 deductibles will save $110 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,122
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,336
• Drivers with serious driving violations could pay around $2,418
• The price that insures a teen driver can cost $4,420 or more

View Chart as Image

Insurance prices for a Buick Verano are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in has a huge impact on Buick Verano insurance prices. A driver around age 40 might see prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,520 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $330 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Buick Verano Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

Below is a recap of the material that was raised in the charts and tables above.

• Policyholders who purchase higher levels of liability will pay approximately $520 every year to increase from a low limit to the 250/500 level
• Teenage drivers are the costliest to insure, costing up to $368 a month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may have to pay on average $1,300 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $325 each year