Buick Verano Insurance Rates

U.S. average insurance rates for a Buick Verano are $1,122 a year including full coverage. Comprehensive costs an estimated $202 a year, collision insurance costs $288, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,418. Teens pay the highest rates at up to $4,420 a year.

Average premium for full coverage: $1,122

Price estimates broken down by individual coverage:

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Verano trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Buick Verano insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $671
• Drivers who choose higher $1,000 deductibles will pay approximately $1,012 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,122
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,336
• High-risk insureds with serious driving violations could pay up to $2,418
• The price for full coverage for a teenage driver can cost as much as $4,420 a year

View Chart as Image

Insurance prices for a Buick Verano are also quite variable based on your driving record, the model of your Verano, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age

The state you live in makes a big difference in Buick Verano insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $330 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Buick Verano Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a recap of the primary concepts that were touched on in this article.

• You may be able to save approximately $130 per year just by quoting early and online
• Drivers that have major violations or accidents may pay on average $1,300 more annually for auto insurance
• Increasing physical damage deductibles can save around $325 each year
• Teenage drivers are charged the highest prices, possibly costing $368 a month for full coverage