Buick Verano Insurance Rates

The average insurance rates for a Buick Verano are $1,138 a year including full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $310, and liability costs around $464. Buying just liability costs as low as $514 a year, and insurance for high-risk drivers costs around $2,456. 16-year-old drivers cost the most to insure at up to $4,464 a year.

Average premium for full coverage: $1,138

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Verano trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Buick Verano insurance rates for other coverage scenarios.

• The best full coverage rate is $678
• Using higher $1,000 deductibles will save approximately $1,022 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,138
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,364
• Drivers with multiple tickets or accidents could pay up to $2,456
• Policy cost that insures a teen driver can cost as much as $4,464 or more

View Chart as Image

Insurance rates for a Buick Verano also range considerably based on the trim level of your Verano, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Buick Verano insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,630 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $350 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Buick Verano Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop at least every other year by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The following items are a review of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,320 more annually than a driver with a clean driving record
• You may be able to save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Policyholders who want additional liability coverage will pay around $510 per year to increase from a 30/60 limit to the 250/500 level