Buick Verano Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
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Estimated insurance prices for a Buick Verano are $1,122 every 12 months including full coverage. Comprehensive insurance costs an estimated $202 each year, collision insurance costs $288, and liability is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs $2,418 or more. Teens pay the most at up to $4,420 a year.
Average premium for full coverage: $1,122
Premium estimates broken down by type of coverage:
These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Verano models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Buick Verano range from the cheapest price of $522 for liability-only coverage to a high rate of $2,418 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.
These rate differences highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Buick Verano insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $671
- Raising to $1,000 deductibles will save approximately $110 every year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,122
- Selecting low deductibles costs an extra $214 annually
- Drivers with serious driving violations could pay up to $2,418
- An auto insurance policy to insure a 16-year-old driver can cost as much as $4,420
Car insurance prices for a Buick Verano also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $330 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 129% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Buick Verano insurance prices. A middle-age driver might find prices as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$108 | -9.6% |
| Alaska | $860 | -$262 | -23.4% |
| Arizona | $932 | -$190 | -16.9% |
| Arkansas | $1,122 | -$0 | 0.0% |
| California | $1,278 | $156 | 13.9% |
| Colorado | $1,072 | -$50 | -4.5% |
| Connecticut | $1,154 | $32 | 2.9% |
| Delaware | $1,270 | $148 | 13.2% |
| Florida | $1,404 | $282 | 25.1% |
| Georgia | $1,034 | -$88 | -7.8% |
| Hawaii | $806 | -$316 | -28.2% |
| Idaho | $758 | -$364 | -32.4% |
| Illinois | $836 | -$286 | -25.5% |
| Indiana | $844 | -$278 | -24.8% |
| Iowa | $756 | -$366 | -32.6% |
| Kansas | $1,068 | -$54 | -4.8% |
| Kentucky | $1,532 | $410 | 36.5% |
| Louisiana | $1,660 | $538 | 48.0% |
| Maine | $692 | -$430 | -38.3% |
| Maryland | $924 | -$198 | -17.6% |
| Massachusetts | $898 | -$224 | -20.0% |
| Michigan | $1,950 | $828 | 73.8% |
| Minnesota | $940 | -$182 | -16.2% |
| Mississippi | $1,344 | $222 | 19.8% |
| Missouri | $996 | -$126 | -11.2% |
| Montana | $1,206 | $84 | 7.5% |
| Nebraska | $886 | -$236 | -21.0% |
| Nevada | $1,346 | $224 | 20.0% |
| New Hampshire | $808 | -$314 | -28.0% |
| New Jersey | $1,254 | $132 | 11.8% |
| New Mexico | $994 | -$128 | -11.4% |
| New York | $1,182 | $60 | 5.3% |
| North Carolina | $646 | -$476 | -42.4% |
| North Dakota | $920 | -$202 | -18.0% |
| Ohio | $776 | -$346 | -30.8% |
| Oklahoma | $1,154 | $32 | 2.9% |
| Oregon | $1,028 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$50 | -4.5% |
| Rhode Island | $1,496 | $374 | 33.3% |
| South Carolina | $1,016 | -$106 | -9.4% |
| South Dakota | $948 | -$174 | -15.5% |
| Tennessee | $982 | -$140 | -12.5% |
| Texas | $1,354 | $232 | 20.7% |
| Utah | $832 | -$290 | -25.8% |
| Vermont | $770 | -$352 | -31.4% |
| Virginia | $672 | -$450 | -40.1% |
| Washington | $868 | -$254 | -22.6% |
| West Virginia | $1,028 | -$94 | -8.4% |
| Wisconsin | $778 | -$344 | -30.7% |
| Wyoming | $1,000 | -$122 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2016 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2015 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2014 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2013 Buick Verano | $182 | $244 | $478 | $1,062 |
| 2012 Buick Verano | $170 | $222 | $474 | $1,024 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Buick Verano Insurance
Finding better rates on insurance for a Buick Verano consists of being a safe and courteous driver, maintaining a good credit score, refrain from filing small claims, and possibly higher deductibles. Invest the time to shop around every year by requesting quotes from direct car insurance companies, and also from local insurance agencies.
Below is a brief summary of the coverage data illustrated above.
- You may be able to save approximately $130 per year just by quoting online in advance
- Increasing policy deductibles could save as much as $325 each year
- Teenage drivers have the highest car insurance prices, with the cost nearing $368 per month if the policy includes full coverage
- Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,300 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,566 |
| 30 | $1,150 |
| 40 | $1,122 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,238 |
| $500 | $1,122 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,122 |
| 50/100 | $1,217 |
| 100/300 | $1,335 |
| 250/500 | $1,643 |
| 100 CSL | $1,264 |
| 300 CSL | $1,525 |
| 500 CSL | $1,715 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,248 |
| 20 | $4,092 |
| 30 | $2,446 |
| 40 | $2,418 |
| 50 | $2,310 |
| 60 | $2,286 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $77 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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