Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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The average insurance rates for a Buick Verano are $1,162 a year including full coverage. Comprehensive insurance costs on average $214, collision insurance costs $330, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,506 or more. Teen drivers cost the most to insure at up to $4,538 a year.
Average premium for full coverage: $1,162
Policy rates by type of insurance:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Verano models.
Price Range Variability
Using a middle-aged driver as an example, Buick Verano insurance rates range from as low as $510 for just liability insurance to the much higher price of $2,506 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects car insurance rates.
The examples above highlight why everyone should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Buick Verano insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $689
- Drivers who choose higher $1,000 deductibles will pay around $124 every year
- The average rate for a good driver age 40 with $500 deductibles is $1,162
- Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $238 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,506
- Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,538 a year
Auto insurance rates for a Buick Verano also range considerably based on your risk profile, the model of your Verano, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age
Your home state makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,660 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$110 | -9.5% |
| Alaska | $890 | -$272 | -23.4% |
| Arizona | $966 | -$196 | -16.9% |
| Arkansas | $1,162 | -$0 | 0.0% |
| California | $1,324 | $162 | 13.9% |
| Colorado | $1,110 | -$52 | -4.5% |
| Connecticut | $1,194 | $32 | 2.8% |
| Delaware | $1,314 | $152 | 13.1% |
| Florida | $1,454 | $292 | 25.1% |
| Georgia | $1,072 | -$90 | -7.7% |
| Hawaii | $834 | -$328 | -28.2% |
| Idaho | $788 | -$374 | -32.2% |
| Illinois | $866 | -$296 | -25.5% |
| Indiana | $874 | -$288 | -24.8% |
| Iowa | $782 | -$380 | -32.7% |
| Kansas | $1,106 | -$56 | -4.8% |
| Kentucky | $1,586 | $424 | 36.5% |
| Louisiana | $1,720 | $558 | 48.0% |
| Maine | $718 | -$444 | -38.2% |
| Maryland | $958 | -$204 | -17.6% |
| Massachusetts | $932 | -$230 | -19.8% |
| Michigan | $2,018 | $856 | 73.7% |
| Minnesota | $974 | -$188 | -16.2% |
| Mississippi | $1,390 | $228 | 19.6% |
| Missouri | $1,030 | -$132 | -11.4% |
| Montana | $1,248 | $86 | 7.4% |
| Nebraska | $916 | -$246 | -21.2% |
| Nevada | $1,396 | $234 | 20.1% |
| New Hampshire | $838 | -$324 | -27.9% |
| New Jersey | $1,300 | $138 | 11.9% |
| New Mexico | $1,030 | -$132 | -11.4% |
| New York | $1,226 | $64 | 5.5% |
| North Carolina | $670 | -$492 | -42.3% |
| North Dakota | $952 | -$210 | -18.1% |
| Ohio | $804 | -$358 | -30.8% |
| Oklahoma | $1,194 | $32 | 2.8% |
| Oregon | $1,064 | -$98 | -8.4% |
| Pennsylvania | $1,108 | -$54 | -4.6% |
| Rhode Island | $1,552 | $390 | 33.6% |
| South Carolina | $1,052 | -$110 | -9.5% |
| South Dakota | $980 | -$182 | -15.7% |
| Tennessee | $1,018 | -$144 | -12.4% |
| Texas | $1,402 | $240 | 20.7% |
| Utah | $860 | -$302 | -26.0% |
| Vermont | $796 | -$366 | -31.5% |
| Virginia | $696 | -$466 | -40.1% |
| Washington | $900 | -$262 | -22.5% |
| West Virginia | $1,064 | -$98 | -8.4% |
| Wisconsin | $804 | -$358 | -30.8% |
| Wyoming | $1,036 | -$126 | -10.8% |
Choosing high deductibles could save up to $370 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Buick Verano insurance for high-risk drivers can cost from 42% to 134% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $240 | $400 | $456 | $1,254 |
| 2016 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2015 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2014 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2013 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2012 Buick Verano | $186 | $268 | $474 | $1,086 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Buick Verano Insurance
Finding cheaper rates on insurance for a Buick Verano not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The list below is a quick review of the coverage data touched on in the above illustrations.
- You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $350 each year
- Teenagers are charged the highest rates, with premiums being up to $378 each month if they have full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,340 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,666 |
| 30 | $1,194 |
| 40 | $1,162 |
| 50 | $1,064 |
| 60 | $1,042 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,400 |
| $250 | $1,290 |
| $500 | $1,162 |
| $1,000 | $1,038 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,162 |
| 50/100 | $1,254 |
| 100/300 | $1,369 |
| 250/500 | $1,668 |
| 100 CSL | $1,300 |
| 300 CSL | $1,553 |
| 500 CSL | $1,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,248 |
| 30 | $2,544 |
| 40 | $2,506 |
| 50 | $2,396 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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