Buick Verano Insurance Rates

The average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive insurance costs on average $202 each year, collision insurance costs $288, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,418 or more. Teens cost the most to insure at up to $4,420 a year.

Average premium for full coverage: $1,122

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Verano models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Buick Verano insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $671
• Using higher $1,000 deductibles will save around $110 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,122
• Selecting low deductibles for physical damage coverage will cost an additional $214 a year
• Drivers with serious driving violations could pay upwards of $2,418
• Policy cost that insures a teen driver may cost $4,420 or more

View Chart as Image

Car insurance rates for a Buick Verano also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age

Your home state has a huge impact on Buick Verano insurance rates. A driver around age 40 might see rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,520 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $330 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Verano Insurance

Finding cheaper rates on Buick Verano insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and possibly raising deductibles. Compare rates at least every other year by getting quotes from direct companies, and also from several local insurance agents.

The items below are a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,300 more each year to insure their Verano
• You may be able to save as much as $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers who require more liability coverage will pay approximately $520 every year to increase from a 30/60 limit to the 250/500 level