Buick Verano Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2012 Buick Verano Car Insurance Quotes in 2025

Trying to come up with a payment for expensive car insurance can sap your savings account and maybe even restrict other spending. Comparison shopping can save money and help to slash your bill and have more disposable income. Popular companies such as State Farm, Progressive and GEICO persistently shower you with fancy advertisements and it can be hard to see through the cute green geckos and may...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Buick Verano are $1,138 a year including full coverage. Comprehensive insurance costs approximately $206, collision insurance costs $310, and liability is estimated at $464. A policy with only liability insurance costs approximately $514 a year, and a high-risk policy costs $2,456 or more. 16-year-old drivers pay the most at up to $4,464 a year.

Average premium for full coverage: $1,138

Premium estimates by type of coverage:

Comprehensive $206
Collision $310
Liability $464

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Verano models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Buick Verano range from the low end price of $514 for liability-only coverage to the much higher price of $2,456 for high-risk insurance.

Liability Only $514
Full Coverage $1,138
High Risk $2,456

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

These rate differences highlight why everyone should get quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Buick Verano insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $678
  • Choosing higher $1,000 deductibles can save $116 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,138
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $226 annually
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,456
  • An auto insurance policy that insures a 16-year-old driver for full coverage can cost $4,464 each year

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance prices range from $678 to $4,464 for full coverage

Car insurance prices for a Buick Verano also have a wide range based on the model of your Verano, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Buick Verano insurance for high-risk drivers ranges from 43% to 137% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Buick Verano insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,630 on average in Louisiana, New York, and Michigan.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $946 -$192 -16.9%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,090 -$48 -4.2%
Connecticut $1,172 $34 3.0%
Delaware $1,290 $152 13.4%
Florida $1,424 $286 25.1%
Georgia $1,052 -$86 -7.6%
Hawaii $818 -$320 -28.1%
Idaho $770 -$368 -32.3%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $768 -$370 -32.5%
Kansas $1,082 -$56 -4.9%
Kentucky $1,554 $416 36.6%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $940 -$198 -17.4%
Massachusetts $914 -$224 -19.7%
Michigan $1,978 $840 73.8%
Minnesota $952 -$186 -16.3%
Mississippi $1,364 $226 19.9%
Missouri $1,010 -$128 -11.2%
Montana $1,222 $84 7.4%
Nebraska $900 -$238 -20.9%
Nevada $1,364 $226 19.9%
New Hampshire $820 -$318 -27.9%
New Jersey $1,274 $136 12.0%
New Mexico $1,010 -$128 -11.2%
New York $1,200 $62 5.4%
North Carolina $658 -$480 -42.2%
North Dakota $934 -$204 -17.9%
Ohio $786 -$352 -30.9%
Oklahoma $1,170 $32 2.8%
Oregon $1,044 -$94 -8.3%
Pennsylvania $1,086 -$52 -4.6%
Rhode Island $1,520 $382 33.6%
South Carolina $1,032 -$106 -9.3%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,374 $236 20.7%
Utah $844 -$294 -25.8%
Vermont $782 -$356 -31.3%
Virginia $682 -$456 -40.1%
Washington $880 -$258 -22.7%
West Virginia $1,044 -$94 -8.3%
Wisconsin $790 -$348 -30.6%
Wyoming $1,016 -$122 -10.7%

View Chart as Image

Buick Verano insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $350 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $230 $358 $460 $1,206
2016 Buick Verano $214 $330 $460 $1,162
2015 Buick Verano $206 $310 $464 $1,138
2014 Buick Verano $202 $288 $474 $1,122
2013 Buick Verano $186 $268 $474 $1,086
2012 Buick Verano $182 $244 $478 $1,062

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Buick Verano Insurance

Finding better rates on insurance for a Buick Verano takes avoiding accidents and claims, having a positive credit history, refrain from filing small claims, and attention to physical damage deductibles. Comparison shop every couple of years by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a review of the material that was touched on above.

  • Insureds who purchase increased liability limits will pay around $510 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
  • Drivers under the age of 20 pay the highest auto insurance prices, with the cost nearing $372 per month if full coverage is purchased
  • Drivers considered higher risk who have several accidents or serious violations will likely pay on average $1,320 more per year to insure a Buick Verano
  • Increasing policy deductibles can save approximately $350 each year

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,610
30 $1,168
40 $1,138
50 $1,044
60 $1,022

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,364
$250 $1,260
$500 $1,138
$1,000 $1,022

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,231
100/300 $1,347
250/500 $1,648
100 CSL $1,277
300 CSL $1,532
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,318
20 $4,160
30 $2,486
40 $2,456
50 $2,346
60 $2,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $460
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles