Buick Verano Insurance Rates
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Michelle Robbins
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UPDATED: Apr 29, 2024
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The average insurance rates for a Buick Verano are $1,122 a year including full coverage. Comprehensive costs around $202 a year, collision insurance costs $288, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,418. Teenage drivers cost the most to insure at up to $4,420 a year.
Average premium for full coverage: $1,122
Policy rates for type of insurance:
Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Verano trim levels.
Price Range Variability
For a driver in their 40's, Buick Verano insurance rates range from as low as $522 for a discount liability-only rate to a high of $2,418 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.
The examples above highlight why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Buick Verano insurance rates for additional coverage choices and driver risks.
- The best discount rate is $671
- Choosing higher $1,000 deductibles can save about $1,012 every year
- The average rate for a good driver age 40 using $500 deductibles is $1,122
- Using low $100 deductibles for comp and collision coverage will increase the cost to $1,336
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,418
- Policy cost for full coverage for a 16-year-old driver can be $4,420 each year
Insurance rates for a Buick Verano also range considerably based on your risk profile, the model of your Verano, and deductibles and policy limits.
Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,400 a year. View Rates by Age
Your home state plays a big part in determining prices for Buick Verano insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,600 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$108 | -9.6% |
| Alaska | $860 | -$262 | -23.4% |
| Arizona | $932 | -$190 | -16.9% |
| Arkansas | $1,122 | -$0 | 0.0% |
| California | $1,278 | $156 | 13.9% |
| Colorado | $1,072 | -$50 | -4.5% |
| Connecticut | $1,154 | $32 | 2.9% |
| Delaware | $1,270 | $148 | 13.2% |
| Florida | $1,404 | $282 | 25.1% |
| Georgia | $1,034 | -$88 | -7.8% |
| Hawaii | $806 | -$316 | -28.2% |
| Idaho | $758 | -$364 | -32.4% |
| Illinois | $836 | -$286 | -25.5% |
| Indiana | $844 | -$278 | -24.8% |
| Iowa | $756 | -$366 | -32.6% |
| Kansas | $1,068 | -$54 | -4.8% |
| Kentucky | $1,532 | $410 | 36.5% |
| Louisiana | $1,660 | $538 | 48.0% |
| Maine | $692 | -$430 | -38.3% |
| Maryland | $924 | -$198 | -17.6% |
| Massachusetts | $898 | -$224 | -20.0% |
| Michigan | $1,950 | $828 | 73.8% |
| Minnesota | $940 | -$182 | -16.2% |
| Mississippi | $1,344 | $222 | 19.8% |
| Missouri | $996 | -$126 | -11.2% |
| Montana | $1,206 | $84 | 7.5% |
| Nebraska | $886 | -$236 | -21.0% |
| Nevada | $1,346 | $224 | 20.0% |
| New Hampshire | $808 | -$314 | -28.0% |
| New Jersey | $1,254 | $132 | 11.8% |
| New Mexico | $994 | -$128 | -11.4% |
| New York | $1,182 | $60 | 5.3% |
| North Carolina | $646 | -$476 | -42.4% |
| North Dakota | $920 | -$202 | -18.0% |
| Ohio | $776 | -$346 | -30.8% |
| Oklahoma | $1,154 | $32 | 2.9% |
| Oregon | $1,028 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$50 | -4.5% |
| Rhode Island | $1,496 | $374 | 33.3% |
| South Carolina | $1,016 | -$106 | -9.4% |
| South Dakota | $948 | -$174 | -15.5% |
| Tennessee | $982 | -$140 | -12.5% |
| Texas | $1,354 | $232 | 20.7% |
| Utah | $832 | -$290 | -25.8% |
| Vermont | $770 | -$352 | -31.4% |
| Virginia | $672 | -$450 | -40.1% |
| Washington | $868 | -$254 | -22.6% |
| West Virginia | $1,028 | -$94 | -8.4% |
| Wisconsin | $778 | -$344 | -30.7% |
| Wyoming | $1,000 | -$122 | -10.9% |
Using high physical damage deductibles can save as much as $330 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2016 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2015 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2014 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2013 Buick Verano | $182 | $244 | $478 | $1,062 |
| 2012 Buick Verano | $170 | $222 | $474 | $1,024 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Buick Verano Insurance
Finding cheaper rates on insurance for a Buick Verano takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following list is a condensed summary of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk with multiple at-fault accidents pay on average $1,300 more every year than a safer driver
- You may be able to save up to $130 per year just by quoting early and online
- Increasing comprehensive and collision deductibles can save around $325 each year
- Insureds who may need an increased level of liability coverage will pay an extra $520 per year to raise limits from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,566 |
| 30 | $1,150 |
| 40 | $1,122 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,238 |
| $500 | $1,122 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,122 |
| 50/100 | $1,217 |
| 100/300 | $1,335 |
| 250/500 | $1,643 |
| 100 CSL | $1,264 |
| 300 CSL | $1,525 |
| 500 CSL | $1,715 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,248 |
| 20 | $4,092 |
| 30 | $2,446 |
| 40 | $2,418 |
| 50 | $2,310 |
| 60 | $2,286 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $77 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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