Buick Verano Insurance Rates

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UPDATED: Apr 29, 2024

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The average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive insurance costs approximately $202, collision costs $288, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,418 or more. 16-year-old drivers cost the most to insure at $4,420 a year or more.

Average premium for full coverage: $1,122

Policy rates by type of insurance:

Comprehensive $202
Collision $288
Liability $474

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Verano trim levels.

Price Range Variability

For a driver in their 40's, Buick Verano insurance rates go from as low as $522 for a discount liability-only rate to a much higher rate of $2,418 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,122
High Risk $2,418

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $842
Small Cities $1,178
Large Cities $1,515

The examples above demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Buick Verano insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $671
  • Choosing higher $1,000 deductibles can save $110 annually
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,122
  • Buying more expensive low deductibles for comp and collision coverage will cost an extra $214 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $2,418 or more
  • Policy cost for full coverage for a teen driver with full coverage can cost $4,420 each year

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing full coverage Buick Verano insurance prices range from $671 to $4,420

Insurance rates for a Buick Verano also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Buick Verano insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or at least $1,520 on average in New York, Michigan, and Florida.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$108 -9.6%
Alaska $860 -$262 -23.4%
Arizona $932 -$190 -16.9%
Arkansas $1,122 -$0 0.0%
California $1,278 $156 13.9%
Colorado $1,072 -$50 -4.5%
Connecticut $1,154 $32 2.9%
Delaware $1,270 $148 13.2%
Florida $1,404 $282 25.1%
Georgia $1,034 -$88 -7.8%
Hawaii $806 -$316 -28.2%
Idaho $758 -$364 -32.4%
Illinois $836 -$286 -25.5%
Indiana $844 -$278 -24.8%
Iowa $756 -$366 -32.6%
Kansas $1,068 -$54 -4.8%
Kentucky $1,532 $410 36.5%
Louisiana $1,660 $538 48.0%
Maine $692 -$430 -38.3%
Maryland $924 -$198 -17.6%
Massachusetts $898 -$224 -20.0%
Michigan $1,950 $828 73.8%
Minnesota $940 -$182 -16.2%
Mississippi $1,344 $222 19.8%
Missouri $996 -$126 -11.2%
Montana $1,206 $84 7.5%
Nebraska $886 -$236 -21.0%
Nevada $1,346 $224 20.0%
New Hampshire $808 -$314 -28.0%
New Jersey $1,254 $132 11.8%
New Mexico $994 -$128 -11.4%
New York $1,182 $60 5.3%
North Carolina $646 -$476 -42.4%
North Dakota $920 -$202 -18.0%
Ohio $776 -$346 -30.8%
Oklahoma $1,154 $32 2.9%
Oregon $1,028 -$94 -8.4%
Pennsylvania $1,072 -$50 -4.5%
Rhode Island $1,496 $374 33.3%
South Carolina $1,016 -$106 -9.4%
South Dakota $948 -$174 -15.5%
Tennessee $982 -$140 -12.5%
Texas $1,354 $232 20.7%
Utah $832 -$290 -25.8%
Vermont $770 -$352 -31.4%
Virginia $672 -$450 -40.1%
Washington $868 -$254 -22.6%
West Virginia $1,028 -$94 -8.4%
Wisconsin $778 -$344 -30.7%
Wyoming $1,000 -$122 -10.9%

View Chart as Image

Buick Verano insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $330 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, so the rates will be varied from one company to the next.

Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $214 $330 $460 $1,162
2016 Buick Verano $206 $310 $464 $1,138
2015 Buick Verano $202 $288 $474 $1,122
2014 Buick Verano $186 $268 $474 $1,086
2013 Buick Verano $182 $244 $478 $1,062
2012 Buick Verano $170 $222 $474 $1,024

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Buick Verano Insurance

Finding cheaper rates on car insurance takes being a good driver, maintaining good credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the primary concepts that were covered in the charts and tables above.

  • You may be able to save around $130 per year simply by shopping early and online
  • Higher risk drivers with multiple at-fault accidents pay on average $1,300 more per year than a safer driver
  • Increasing comprehensive and collision deductibles can save around $325 each year
  • Drivers age 16 to 20 are expensive to insure, as much as $368 each month for full coverage

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,420
20 $2,566
30 $1,150
40 $1,122
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,336
$250 $1,238
$500 $1,122
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,122
50/100 $1,217
100/300 $1,335
250/500 $1,643
100 CSL $1,264
300 CSL $1,525
500 CSL $1,715

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,248
20 $4,092
30 $2,446
40 $2,418
50 $2,310
60 $2,286

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $77
Total Discounts $451
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

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