Buick Verano Insurance Rates

Average insurance rates for a Buick Verano are $1,138 a year including full coverage. Comprehensive costs on average $206 a year, collision insurance costs $310, and liability coverage costs around $464. Buying just liability costs as low as $514 a year, and insurance for high-risk drivers costs around $2,456. Teenage drivers receive the highest rates at up to $4,464 a year.

Average premium for full coverage: $1,138

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Verano trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

These examples highlight why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Buick Verano insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Using higher $1,000 deductibles will save around $1,022 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,138
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,364
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,456
• The cost that insures a teenage driver may cost $4,464 or more

View Chart as Image

Auto insurance rates for a Buick Verano can also vary considerably based on the trim level of your Verano, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,400 a year. View Rates by Age

Where you live has a huge impact on Buick Verano insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,630 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $350 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Verano Insurance

Saving money on auto insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the data that was touched on above.

• You may be able to save as much as $130 per year just by quoting early and online
• Consumers who require higher liability limits will pay an extra $510 per year to increase from a minimum limit to the 250/500 level
• Teenagers are charged the highest rates, as much as $372 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,320 more each year for car insurance