Buick Verano Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 29, 2024
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U.S. average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive costs around $202, collision costs $288, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,418. Teens pay the highest rates at $4,420 a year or more.
Average premium for full coverage: $1,122
Price estimates for individual coverage:
Rate estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Verano models.
Price Range from Low to High
Using a 40-year-old driver as an example, Buick Verano insurance prices go from the low end price of $522 for just liability coverage to the much higher price of $2,418 for high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than cities with more traffic congestion.
The example below illustrates how rural and urban location affects auto insurance rates.
The ranges above demonstrate why everyone should get quotes for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Buick Verano insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $671
- Choosing higher $1,000 deductibles can save about $110 annually
- The estimated price for the average middle-age driver using $500 deductibles is $1,122
- Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,336
- High-risk insureds with serious driving violations could pay at least $2,418 or more
- The price that insures a teen driver for full coverage can be $4,420 each year
Insurance prices for a Buick Verano are also quite variable based on the model of your Verano, your age and driving habits, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you may be forking out at least $1,300 to $1,900 additional each year, depending on your age. Buick Verano insurance for high-risk drivers ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Buick Verano insurance rates. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,520 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$108 | -9.6% |
| Alaska | $860 | -$262 | -23.4% |
| Arizona | $932 | -$190 | -16.9% |
| Arkansas | $1,122 | -$0 | 0.0% |
| California | $1,278 | $156 | 13.9% |
| Colorado | $1,072 | -$50 | -4.5% |
| Connecticut | $1,154 | $32 | 2.9% |
| Delaware | $1,270 | $148 | 13.2% |
| Florida | $1,404 | $282 | 25.1% |
| Georgia | $1,034 | -$88 | -7.8% |
| Hawaii | $806 | -$316 | -28.2% |
| Idaho | $758 | -$364 | -32.4% |
| Illinois | $836 | -$286 | -25.5% |
| Indiana | $844 | -$278 | -24.8% |
| Iowa | $756 | -$366 | -32.6% |
| Kansas | $1,068 | -$54 | -4.8% |
| Kentucky | $1,532 | $410 | 36.5% |
| Louisiana | $1,660 | $538 | 48.0% |
| Maine | $692 | -$430 | -38.3% |
| Maryland | $924 | -$198 | -17.6% |
| Massachusetts | $898 | -$224 | -20.0% |
| Michigan | $1,950 | $828 | 73.8% |
| Minnesota | $940 | -$182 | -16.2% |
| Mississippi | $1,344 | $222 | 19.8% |
| Missouri | $996 | -$126 | -11.2% |
| Montana | $1,206 | $84 | 7.5% |
| Nebraska | $886 | -$236 | -21.0% |
| Nevada | $1,346 | $224 | 20.0% |
| New Hampshire | $808 | -$314 | -28.0% |
| New Jersey | $1,254 | $132 | 11.8% |
| New Mexico | $994 | -$128 | -11.4% |
| New York | $1,182 | $60 | 5.3% |
| North Carolina | $646 | -$476 | -42.4% |
| North Dakota | $920 | -$202 | -18.0% |
| Ohio | $776 | -$346 | -30.8% |
| Oklahoma | $1,154 | $32 | 2.9% |
| Oregon | $1,028 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$50 | -4.5% |
| Rhode Island | $1,496 | $374 | 33.3% |
| South Carolina | $1,016 | -$106 | -9.4% |
| South Dakota | $948 | -$174 | -15.5% |
| Tennessee | $982 | -$140 | -12.5% |
| Texas | $1,354 | $232 | 20.7% |
| Utah | $832 | -$290 | -25.8% |
| Vermont | $770 | -$352 | -31.4% |
| Virginia | $672 | -$450 | -40.1% |
| Washington | $868 | -$254 | -22.6% |
| West Virginia | $1,028 | -$94 | -8.4% |
| Wisconsin | $778 | -$344 | -30.7% |
| Wyoming | $1,000 | -$122 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $330 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2016 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2015 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2014 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2013 Buick Verano | $182 | $244 | $478 | $1,062 |
| 2012 Buick Verano | $170 | $222 | $474 | $1,024 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Buick Verano Insurance
Getting lower rates on Buick Verano insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
The next list is a brief recap of the material that was raised in the charts and tables above.
- Drivers who may need increased levels of liability coverage will pay approximately $520 every year to raise limits from a low limit to the 250/500 level
- Drivers age 20 and younger are charged the highest prices, costing up to $368 a month if comprehensive and collision insurance is included
- High-risk drivers who tend to receive serious violations may pay on average $1,300 more every year to buy Buick Verano insurance
- Increasing physical damage deductibles can save approximately $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,566 |
| 30 | $1,150 |
| 40 | $1,122 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,238 |
| $500 | $1,122 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,122 |
| 50/100 | $1,217 |
| 100/300 | $1,335 |
| 250/500 | $1,643 |
| 100 CSL | $1,264 |
| 300 CSL | $1,525 |
| 500 CSL | $1,715 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,248 |
| 20 | $4,092 |
| 30 | $2,446 |
| 40 | $2,418 |
| 50 | $2,310 |
| 60 | $2,286 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $77 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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