Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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Estimated insurance prices for a Buick Verano are $1,162 every 12 months including full coverage. Comprehensive costs around $214 each year, collision costs $330, and liability insurance costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $2,506. 16-year-old drivers pay the most at $4,538 a year or more.
Average premium for full coverage: $1,162
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Verano models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Buick Verano go from the cheapest price of $510 for the bare minimum liability coverage to a high rate of $2,506 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than congested cities.
The graphic below illustrates the difference location can make on auto insurance rates.
These rate differences highlight why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Buick Verano insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $689
- Using higher $1,000 deductibles will save about $124 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,162
- Buying low deductibles for physical damage coverage increases the price to $1,400
- Drivers with multiple tickets or accidents could pay at least $2,506 or more
- An auto insurance policy to insure a teen driver can be $4,538 or more
Car insurance prices for a Buick Verano also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could cut prices by as much as $370 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Buick Verano insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,660 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$110 | -9.5% |
| Alaska | $890 | -$272 | -23.4% |
| Arizona | $966 | -$196 | -16.9% |
| Arkansas | $1,162 | -$0 | 0.0% |
| California | $1,324 | $162 | 13.9% |
| Colorado | $1,110 | -$52 | -4.5% |
| Connecticut | $1,194 | $32 | 2.8% |
| Delaware | $1,314 | $152 | 13.1% |
| Florida | $1,454 | $292 | 25.1% |
| Georgia | $1,072 | -$90 | -7.7% |
| Hawaii | $834 | -$328 | -28.2% |
| Idaho | $788 | -$374 | -32.2% |
| Illinois | $866 | -$296 | -25.5% |
| Indiana | $874 | -$288 | -24.8% |
| Iowa | $782 | -$380 | -32.7% |
| Kansas | $1,106 | -$56 | -4.8% |
| Kentucky | $1,586 | $424 | 36.5% |
| Louisiana | $1,720 | $558 | 48.0% |
| Maine | $718 | -$444 | -38.2% |
| Maryland | $958 | -$204 | -17.6% |
| Massachusetts | $932 | -$230 | -19.8% |
| Michigan | $2,018 | $856 | 73.7% |
| Minnesota | $974 | -$188 | -16.2% |
| Mississippi | $1,390 | $228 | 19.6% |
| Missouri | $1,030 | -$132 | -11.4% |
| Montana | $1,248 | $86 | 7.4% |
| Nebraska | $916 | -$246 | -21.2% |
| Nevada | $1,396 | $234 | 20.1% |
| New Hampshire | $838 | -$324 | -27.9% |
| New Jersey | $1,300 | $138 | 11.9% |
| New Mexico | $1,030 | -$132 | -11.4% |
| New York | $1,226 | $64 | 5.5% |
| North Carolina | $670 | -$492 | -42.3% |
| North Dakota | $952 | -$210 | -18.1% |
| Ohio | $804 | -$358 | -30.8% |
| Oklahoma | $1,194 | $32 | 2.8% |
| Oregon | $1,064 | -$98 | -8.4% |
| Pennsylvania | $1,108 | -$54 | -4.6% |
| Rhode Island | $1,552 | $390 | 33.6% |
| South Carolina | $1,052 | -$110 | -9.5% |
| South Dakota | $980 | -$182 | -15.7% |
| Tennessee | $1,018 | -$144 | -12.4% |
| Texas | $1,402 | $240 | 20.7% |
| Utah | $860 | -$302 | -26.0% |
| Vermont | $796 | -$366 | -31.5% |
| Virginia | $696 | -$466 | -40.1% |
| Washington | $900 | -$262 | -22.5% |
| West Virginia | $1,064 | -$98 | -8.4% |
| Wisconsin | $804 | -$358 | -30.8% |
| Wyoming | $1,036 | -$126 | -10.8% |
With such a large range in prices, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $240 | $400 | $456 | $1,254 |
| 2016 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2015 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2014 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2013 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2012 Buick Verano | $186 | $268 | $474 | $1,086 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Buick Verano Insurance
Finding better rates on Buick Verano insurance requires not taking risks behind the wheel, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Make time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.
The following is a summary of the concepts that were touched on in this article.
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,340 more every year for Verano insurance
- Teens are the costliest to insure, with the cost nearing $378 per month if the policy includes full coverage
- You may be able to save up to $130 per year simply by quoting online in advance
- Increasing policy deductibles could save as much as $350 each year
- You may be able to save up to $130 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,666 |
| 30 | $1,194 |
| 40 | $1,162 |
| 50 | $1,064 |
| 60 | $1,042 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,400 |
| $250 | $1,290 |
| $500 | $1,162 |
| $1,000 | $1,038 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,162 |
| 50/100 | $1,254 |
| 100/300 | $1,369 |
| 250/500 | $1,668 |
| 100 CSL | $1,300 |
| 300 CSL | $1,553 |
| 500 CSL | $1,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,248 |
| 30 | $2,544 |
| 40 | $2,506 |
| 50 | $2,396 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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