Buick Verano Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
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Estimated insurance prices for a Buick Verano are $1,138 every 12 months with full coverage. Comprehensive insurance costs around $206, collision insurance costs $310, and liability costs $464. A liability-only policy costs as little as $514 a year, and high-risk insurance costs $2,456 or more. Teen drivers pay the most at up to $4,464 a year.
Average premium for full coverage: $1,138
Premium estimates for type of coverage:
Price estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Verano trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Buick Verano range from the cheapest price of $514 for just liability insurance to a much higher rate of $2,456 for high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Buick Verano insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $678
- Drivers who choose higher $1,000 deductibles will pay about $116 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,138
- Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $226 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,456
- An auto insurance policy to insure a teen driver with full coverage can be $4,464 a year
Auto insurance prices for a Buick Verano also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Choosing high deductibles could save up to $350 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 43% to 137% more than average. View High Risk Driver Rates
Where you choose to live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,540 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $946 | -$192 | -16.9% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,090 | -$48 | -4.2% |
| Connecticut | $1,172 | $34 | 3.0% |
| Delaware | $1,290 | $152 | 13.4% |
| Florida | $1,424 | $286 | 25.1% |
| Georgia | $1,052 | -$86 | -7.6% |
| Hawaii | $818 | -$320 | -28.1% |
| Idaho | $770 | -$368 | -32.3% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $768 | -$370 | -32.5% |
| Kansas | $1,082 | -$56 | -4.9% |
| Kentucky | $1,554 | $416 | 36.6% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $940 | -$198 | -17.4% |
| Massachusetts | $914 | -$224 | -19.7% |
| Michigan | $1,978 | $840 | 73.8% |
| Minnesota | $952 | -$186 | -16.3% |
| Mississippi | $1,364 | $226 | 19.9% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,222 | $84 | 7.4% |
| Nebraska | $900 | -$238 | -20.9% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $820 | -$318 | -27.9% |
| New Jersey | $1,274 | $136 | 12.0% |
| New Mexico | $1,010 | -$128 | -11.2% |
| New York | $1,200 | $62 | 5.4% |
| North Carolina | $658 | -$480 | -42.2% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $786 | -$352 | -30.9% |
| Oklahoma | $1,170 | $32 | 2.8% |
| Oregon | $1,044 | -$94 | -8.3% |
| Pennsylvania | $1,086 | -$52 | -4.6% |
| Rhode Island | $1,520 | $382 | 33.6% |
| South Carolina | $1,032 | -$106 | -9.3% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,374 | $236 | 20.7% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $782 | -$356 | -31.3% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $880 | -$258 | -22.7% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $790 | -$348 | -30.6% |
| Wyoming | $1,016 | -$122 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2016 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2015 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2014 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2013 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Buick Verano Insurance
Finding better rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and possibly raising deductibles. Invest the time to compare rates every couple of years by obtaining price quotes from direct companies, and also from several local insurance agents.
The points below are a condensed summary of the material that was presented in the illustrations above.
- Policyholders who may need increased liability limits will pay about $510 every year to go from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are expensive to insure, possibly costing $372 per month if comprehensive and collision insurance is included
- Higher risk drivers with multiple at-fault accidents pay on average $1,320 more every year to insure a Buick Verano
- Increasing policy deductibles could save as much as $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,610 |
| 30 | $1,168 |
| 40 | $1,138 |
| 50 | $1,044 |
| 60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,260 |
| $500 | $1,138 |
| $1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,231 |
| 100/300 | $1,347 |
| 250/500 | $1,648 |
| 100 CSL | $1,277 |
| 300 CSL | $1,532 |
| 500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,318 |
| 20 | $4,160 |
| 30 | $2,486 |
| 40 | $2,456 |
| 50 | $2,346 |
| 60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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