Buick Verano Insurance Rates

The average insurance rates for a Buick Verano are $1,122 a year with full coverage. Comprehensive costs an estimated $202 a year, collision insurance costs $288, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,418. Teenage drivers cost the most to insure at up to $4,420 a year.

Average premium for full coverage: $1,122

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Verano trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Buick Verano insurance rates for other coverage scenarios.

• The best discount rate is $671
• Choosing higher $1,000 deductibles can save approximately $1,012 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,122
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,336
• High-risk insureds who are prone to accidents and violations could pay up to $2,418
• Policy cost for full coverage for a teen driver can cost as much as $4,420 each year

View Chart as Image

Auto insurance rates for a Buick Verano also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Buick Verano insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,520 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $330 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Buick Verano Insurance

Finding cheaper rates on Buick Verano insurance takes being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a quick review of the data touched on in the above illustrations.

• Drivers who want more liability protection will pay an extra $520 every year to raise limits from a 30/60 limit to 250/500 limits
• You may be able to save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $325 each year
• Youthful drivers are the costliest to insure, as much as $368 each month if they have full coverage