Buick Envista Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance rates for a Buick Envista are $1,446 a year for full coverage. Comprehensive costs on average $322 each year, collision insurance costs $594, and liability insurance costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $3,128. Teenage drivers receive the highest rates at up to $5,318 a year.
Average premium for full coverage: $1,446
Rate estimates by individual coverage type:
Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Envista models.
Price Range by Coverage and Risk
For the normal driver, prices range range from the low end price of $438 for just liability coverage to a high rate of $3,128 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.
These examples show why all drivers should compare rates based on a specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.
- The best discount rate is $828
- Drivers who choose higher $1,000 deductibles will pay around $208 a year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,446
- Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,850
- High risk drivers who are prone to accidents and violations could pay upwards of $3,128
- The cost that insures a teen driver may cost $5,318 a year
Car insurance rates for a Buick Envista can also vary considerably based on the trim level and model year, how you drive, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age
Where you live makes a big difference in Buick Envista insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,060 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,306 | -$140 | -9.7% |
Alaska | $1,110 | -$336 | -23.2% |
Arizona | $1,198 | -$248 | -17.2% |
Arkansas | $1,446 | -$0 | 0.0% |
California | $1,648 | $202 | 14.0% |
Colorado | $1,384 | -$62 | -4.3% |
Connecticut | $1,486 | $40 | 2.8% |
Delaware | $1,638 | $192 | 13.3% |
Florida | $1,810 | $364 | 25.2% |
Georgia | $1,336 | -$110 | -7.6% |
Hawaii | $1,038 | -$408 | -28.2% |
Idaho | $978 | -$468 | -32.4% |
Illinois | $1,078 | -$368 | -25.4% |
Indiana | $1,088 | -$358 | -24.8% |
Iowa | $978 | -$468 | -32.4% |
Kansas | $1,376 | -$70 | -4.8% |
Kentucky | $1,972 | $526 | 36.4% |
Louisiana | $2,142 | $696 | 48.1% |
Maine | $892 | -$554 | -38.3% |
Maryland | $1,194 | -$252 | -17.4% |
Massachusetts | $1,158 | -$288 | -19.9% |
Michigan | $2,512 | $1,066 | 73.7% |
Minnesota | $1,212 | -$234 | -16.2% |
Mississippi | $1,734 | $288 | 19.9% |
Missouri | $1,284 | -$162 | -11.2% |
Montana | $1,554 | $108 | 7.5% |
Nebraska | $1,142 | -$304 | -21.0% |
Nevada | $1,734 | $288 | 19.9% |
New Hampshire | $1,042 | -$404 | -27.9% |
New Jersey | $1,618 | $172 | 11.9% |
New Mexico | $1,280 | -$166 | -11.5% |
New York | $1,524 | $78 | 5.4% |
North Carolina | $834 | -$612 | -42.3% |
North Dakota | $1,184 | -$262 | -18.1% |
Ohio | $998 | -$448 | -31.0% |
Oklahoma | $1,486 | $40 | 2.8% |
Oregon | $1,324 | -$122 | -8.4% |
Pennsylvania | $1,380 | -$66 | -4.6% |
Rhode Island | $1,928 | $482 | 33.3% |
South Carolina | $1,312 | -$134 | -9.3% |
South Dakota | $1,222 | -$224 | -15.5% |
Tennessee | $1,268 | -$178 | -12.3% |
Texas | $1,744 | $298 | 20.6% |
Utah | $1,072 | -$374 | -25.9% |
Vermont | $990 | -$456 | -31.5% |
Virginia | $866 | -$580 | -40.1% |
Washington | $1,118 | -$328 | -22.7% |
West Virginia | $1,324 | -$122 | -8.4% |
Wisconsin | $1,002 | -$444 | -30.7% |
Wyoming | $1,288 | -$158 | -10.9% |
Using high physical damage deductibles could save up to $620 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Buick Envista | $306 | $570 | $390 | $1,424 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Buick Envista Insurance
Saving money on Buick Envista insurance not only requires being a safe and courteous driver, but also having a positive credit history, eliminating unneeded coverage, and possibly raising deductibles. Compare prices every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a quick review of the coverage data presented in the illustrations above.
- Drivers can save as much as $180 per year just by quoting online in advance
- Increasing deductibles can save approximately $600 each year
- Teenage drivers are expensive to insure, costing as high as $443 per month if full coverage is purchased
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,680 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,318 |
20 | $3,342 |
30 | $1,516 |
40 | $1,446 |
50 | $1,320 |
60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,850 |
$250 | $1,662 |
$500 | $1,446 |
$1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,446 |
50/100 | $1,520 |
100/300 | $1,613 |
250/500 | $1,855 |
100 CSL | $1,558 |
300 CSL | $1,762 |
500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,598 |
20 | $5,310 |
30 | $3,202 |
40 | $3,128 |
50 | $2,984 |
60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $109 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $68 |
Advance Quote | $73 |
Online Quote | $103 |
Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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