Buick Envista Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance rates for a Buick Envista are $1,446 a year with full coverage. Comprehensive costs approximately $322 each year, collision costs $594, and liability costs $372. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $3,128. Teenage drivers pay the most at $5,318 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Comprehensive $322
Collision $594
Liability $372

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Envista models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Buick Envista go from the low end price of $438 for just liability insurance to a high rate of $3,128 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

These rate differences demonstrate why all drivers should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Buick Envista insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $828
  • Drivers who choose higher $1,000 deductibles will pay $208 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,446
  • Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,850
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,128 or more
  • An auto insurance policy that insures a teen driver can cost $5,318 a year

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing full coverage Buick Envista insurance rates range from $828 to $5,318

Insurance prices for a Buick Envista also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Envista insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city

Using high physical damage deductibles could save up to $620 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different.

Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $306 $570 $390 $1,424

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Buick Envista Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices at least once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

Below you'll find a quick rundown of the primary concepts that were illustrated above.

  • You may be able to save around $180 per year simply by quoting online in advance
  • Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,680 more per year than a low-risk driver
  • Increasing policy deductibles can save approximately $600 each year
  • Youthful drivers are the costliest to insure, possibly costing $443 per month if comprehensive and collision insurance is included

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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