Buick Envista Insurance Rates

U.S. average insurance rates for a Buick Envista are $1,446 a year for full coverage insurance. Comprehensive costs approximately $322 each year, collision insurance costs $594, and liability coverage is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $3,128. Teens pay the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Envista models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Buick Envista insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $828
• Raising to $1,000 deductibles will save $208 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,446
• Selecting low deductibles bumps up the cost to $1,850
• Unlucky drivers with serious driving violations could pay around $3,128
• The price that insures a teenage driver can cost $5,318

View Chart as Image

Insurance prices for a Buick Envista are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in also has a big influence on Buick Envista insurance rates. A middle-age driver might find prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $620 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Buick Envista Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a quick rundown of the data presented in the illustrations above.

• Consumers who purchase more liability coverage will pay approximately $410 annually to raise from a low limit to the 250/500 level
• It is possible to save around $180 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $600 each year
• Teen drivers are the costliest to insure, as much as $443 a month if comprehensive and collision insurance is included