Buick Envista Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Buick Envista are $1,446 a year with full coverage. Comprehensive costs approximately $322 each year, collision costs $594, and liability costs $372. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $3,128. Teenage drivers pay the most at $5,318 a year or more.
Average premium for full coverage: $1,446
Premium estimates by type of coverage:
Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Envista models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Buick Envista go from the low end price of $438 for just liability insurance to a high rate of $3,128 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.
The graphic below illustrates how your location can change auto insurance prices.
These rate differences demonstrate why all drivers should compare rates using their specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Buick Envista insurance rates for additional coverage and risk scenarios.
- The best discount rate is $828
- Drivers who choose higher $1,000 deductibles will pay $208 annually
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,446
- Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,850
- Higher-risk drivers who are prone to accidents and violations could pay around $3,128 or more
- An auto insurance policy that insures a teen driver can cost $5,318 a year
Insurance prices for a Buick Envista also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age
Where you choose to live makes a big difference in Buick Envista insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,306 | -$140 | -9.7% |
Alaska | $1,110 | -$336 | -23.2% |
Arizona | $1,198 | -$248 | -17.2% |
Arkansas | $1,446 | -$0 | 0.0% |
California | $1,648 | $202 | 14.0% |
Colorado | $1,384 | -$62 | -4.3% |
Connecticut | $1,486 | $40 | 2.8% |
Delaware | $1,638 | $192 | 13.3% |
Florida | $1,810 | $364 | 25.2% |
Georgia | $1,336 | -$110 | -7.6% |
Hawaii | $1,038 | -$408 | -28.2% |
Idaho | $978 | -$468 | -32.4% |
Illinois | $1,078 | -$368 | -25.4% |
Indiana | $1,088 | -$358 | -24.8% |
Iowa | $978 | -$468 | -32.4% |
Kansas | $1,376 | -$70 | -4.8% |
Kentucky | $1,972 | $526 | 36.4% |
Louisiana | $2,142 | $696 | 48.1% |
Maine | $892 | -$554 | -38.3% |
Maryland | $1,194 | -$252 | -17.4% |
Massachusetts | $1,158 | -$288 | -19.9% |
Michigan | $2,512 | $1,066 | 73.7% |
Minnesota | $1,212 | -$234 | -16.2% |
Mississippi | $1,734 | $288 | 19.9% |
Missouri | $1,284 | -$162 | -11.2% |
Montana | $1,554 | $108 | 7.5% |
Nebraska | $1,142 | -$304 | -21.0% |
Nevada | $1,734 | $288 | 19.9% |
New Hampshire | $1,042 | -$404 | -27.9% |
New Jersey | $1,618 | $172 | 11.9% |
New Mexico | $1,280 | -$166 | -11.5% |
New York | $1,524 | $78 | 5.4% |
North Carolina | $834 | -$612 | -42.3% |
North Dakota | $1,184 | -$262 | -18.1% |
Ohio | $998 | -$448 | -31.0% |
Oklahoma | $1,486 | $40 | 2.8% |
Oregon | $1,324 | -$122 | -8.4% |
Pennsylvania | $1,380 | -$66 | -4.6% |
Rhode Island | $1,928 | $482 | 33.3% |
South Carolina | $1,312 | -$134 | -9.3% |
South Dakota | $1,222 | -$224 | -15.5% |
Tennessee | $1,268 | -$178 | -12.3% |
Texas | $1,744 | $298 | 20.6% |
Utah | $1,072 | -$374 | -25.9% |
Vermont | $990 | -$456 | -31.5% |
Virginia | $866 | -$580 | -40.1% |
Washington | $1,118 | -$328 | -22.7% |
West Virginia | $1,324 | -$122 | -8.4% |
Wisconsin | $1,002 | -$444 | -30.7% |
Wyoming | $1,288 | -$158 | -10.9% |
Using high physical damage deductibles could save up to $620 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Buick Envista | $306 | $570 | $390 | $1,424 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Buick Envista Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices at least once a year by obtaining price quotes from direct companies, and also from local insurance agencies.
Below you'll find a quick rundown of the primary concepts that were illustrated above.
- You may be able to save around $180 per year simply by quoting online in advance
- Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,680 more per year than a low-risk driver
- Increasing policy deductibles can save approximately $600 each year
- Youthful drivers are the costliest to insure, possibly costing $443 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,318 |
20 | $3,342 |
30 | $1,516 |
40 | $1,446 |
50 | $1,320 |
60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,850 |
$250 | $1,662 |
$500 | $1,446 |
$1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,446 |
50/100 | $1,520 |
100/300 | $1,613 |
250/500 | $1,855 |
100 CSL | $1,558 |
300 CSL | $1,762 |
500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,598 |
20 | $5,310 |
30 | $3,202 |
40 | $3,128 |
50 | $2,984 |
60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $109 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $68 |
Advance Quote | $73 |
Online Quote | $103 |
Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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