Buick Envista Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Buick Envista are $1,446 a year for full coverage. Comprehensive costs on average $322 each year, collision insurance costs $594, and liability insurance costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $3,128. Teenage drivers receive the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Rate estimates by individual coverage type:

Comprehensive $322
Collision $594
Liability $372

Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Envista models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $438 for just liability coverage to a high rate of $3,128 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

These examples show why all drivers should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.

  • The best discount rate is $828
  • Drivers who choose higher $1,000 deductibles will pay around $208 a year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,446
  • Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,850
  • High risk drivers who are prone to accidents and violations could pay upwards of $3,128
  • The cost that insures a teen driver may cost $5,318 a year

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing Buick Envista insurance rates range from $828 to $5,318 for full coverage

Car insurance rates for a Buick Envista can also vary considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age

Where you live makes a big difference in Buick Envista insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,060 on average in Michigan, Louisiana, and New York.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city

Using high physical damage deductibles could save up to $620 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $306 $570 $390 $1,424

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Buick Envista Insurance

Saving money on Buick Envista insurance not only requires being a safe and courteous driver, but also having a positive credit history, eliminating unneeded coverage, and possibly raising deductibles. Compare prices every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the coverage data presented in the illustrations above.

  • Drivers can save as much as $180 per year just by quoting online in advance
  • Increasing deductibles can save approximately $600 each year
  • Teenage drivers are expensive to insure, costing as high as $443 per month if full coverage is purchased
  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,680 more each year for auto insurance

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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