Buick Envista Insurance Rates

The average insurance rates for a Buick Envista are $1,446 a year for full coverage insurance. Comprehensive costs an estimated $322 a year, collision insurance costs $594, and liability costs $372. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs around $3,128. Teenage drivers cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Envista trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Buick Envista insurance rates for other coverage scenarios.

• The best discount rate is $828
• Drivers who choose higher $1,000 deductibles will pay approximately $1,238 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,446
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,850
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,128
• Policy cost that insures a teen driver can cost as much as $5,318 a year

View Chart as Image

Insurance rates for a Buick Envista also range considerably based on the trim level of your Envista, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Buick Envista insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $620 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Buick Envista Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Compare prices every couple of years by quoting rates from direct insurance companies, and also from local insurance agencies.

The following list is a brief recap of the material that was raised in the charts and tables above.

• Policyholders who want an increased level of liability coverage will pay an extra $410 annually to go from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest rates, possibly costing $443 each month if full coverage is included
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,680 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $600 each year