Buick Envista Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Buick Envista are $1,446 a year for full coverage insurance. Comprehensive insurance costs around $322 each year, collision insurance costs $594, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $3,128 or more. Teens pay the most at up to $5,318 a year.

Average premium for full coverage: $1,446

Premium estimates for type of coverage:

Comprehensive $322
Collision $594
Liability $372

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Envista models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Buick Envista range from the low end price of $438 for just liability coverage to a high rate of $3,128 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

These rate differences illustrate why all drivers should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Buick Envista insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $828
  • Drivers who choose higher $1,000 deductibles will pay about $208 each year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,446
  • Selecting low deductibles for comprehensive and collision insurance will cost an additional $404 each year
  • High-risk insureds with serious driving violations could pay at least $3,128
  • An auto insurance policy that insures a teenage driver can be $5,318 a year

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing Buick Envista insurance prices range from $828 to $5,318 for full coverage

Auto insurance prices for a Buick Envista also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Envista insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,950 on average in Michigan, New York, and Florida.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $620 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $294 $566 $398 $1,416

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Buick Envista Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a condensed summary of the data that was illustrated above.

  • It is possible to save up to $180 per year just by quoting online in advance
  • Consumers who may need more liability coverage will pay approximately $410 annually to go from 30/60 bodily injury limits to the 250/500 level
  • Teen drivers are expensive to insure, with premiums being up to $443 per month if the policy includes full coverage
  • Drivers with multiple at-fault accidents could be forced to pay on average $1,680 more every year to insure their Envista

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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