Buick Envision Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 27, 2024

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Average insurance rates for a Buick Envision are $1,266 a year for full coverage insurance. Comprehensive insurance costs on average $248, collision costs $400, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,736 or more. Teens receive the highest rates at $4,866 a year or more.

Average premium for full coverage: $1,266

Rate estimates by individual coverage type:

Comprehensive $248
Collision $400
Liability $460

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Envision models.

Price Range by Coverage and Risk

For an average driver, prices range go from the low end price of $510 for a discount liability-only rate to the much higher price of $2,736 for high-risk insurance.

Liability Only $510
Full Coverage $1,266
High Risk $2,736

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples illustrate why everyone should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Buick Envision insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $743
  • Choosing higher $1,000 deductibles can save around $146 each year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,266
  • Selecting pricier low deductibles for comp and collision coverage will cost an additional $284 every year
  • Unlucky drivers with serious driving violations could pay upwards of $2,736 or more
  • The cost that insures a teen driver for full coverage may cost $4,866 each year

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing full coverage Buick Envision insurance prices range from $743 to $4,866

Insurance rates for a Buick Envision can also vary considerably based on the model of your Envision, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional per year, depending on your age. Buick Envision insurance for high-risk drivers ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Envision insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,710 on average in Michigan, New York, and Florida.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$120 -9.5%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,444 $178 14.1%
Colorado $1,212 -$54 -4.3%
Connecticut $1,304 $38 3.0%
Delaware $1,436 $170 13.4%
Florida $1,586 $320 25.3%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $944 -$322 -25.4%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,730 $464 36.7%
Louisiana $1,876 $610 48.2%
Maine $784 -$482 -38.1%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,014 -$252 -19.9%
Michigan $2,202 $936 73.9%
Minnesota $1,062 -$204 -16.1%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,362 $96 7.6%
Nebraska $1,000 -$266 -21.0%
Nevada $1,520 $254 20.1%
New Hampshire $914 -$352 -27.8%
New Jersey $1,418 $152 12.0%
New Mexico $1,122 -$144 -11.4%
New York $1,336 $70 5.5%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $876 -$390 -30.8%
Oklahoma $1,304 $38 3.0%
Oregon $1,162 -$104 -8.2%
Pennsylvania $1,210 -$56 -4.4%
Rhode Island $1,692 $426 33.6%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,070 -$196 -15.5%
Tennessee $1,110 -$156 -12.3%
Texas $1,528 $262 20.7%
Utah $938 -$328 -25.9%
Vermont $868 -$398 -31.4%
Virginia $760 -$506 -40.0%
Washington $982 -$284 -22.4%
West Virginia $1,162 -$104 -8.2%
Wisconsin $878 -$388 -30.6%
Wyoming $1,130 -$136 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and rates can be significantly different.

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $332 $570 $390 $1,450
2023 Buick Envision $320 $566 $398 $1,442
2022 Buick Envision $308 $552 $416 $1,434
2021 Buick Envision $298 $530 $430 $1,416
2020 Buick Envision $282 $512 $442 $1,394
2019 Buick Envision $270 $474 $452 $1,354
2018 Buick Envision $260 $446 $456 $1,320
2017 Buick Envision $248 $400 $460 $1,266
2016 Buick Envision $232 $368 $460 $1,218

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Buick Envision Insurance

Saving money on car insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare rates every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the material that was covered in the above illustrations.

  • Policyholders who require increased levels of liability coverage will pay approximately $510 annually to raise limits from a minimum limit to the 250/500 level
  • Drivers age 20 and younger pay higher rates, costing up to $406 per month if comprehensive and collision insurance is included
  • Higher risk drivers with multiple at-fault accidents may pay on average $1,470 more each year to buy Buick Envision insurance
  • Increasing deductibles can save approximately $425 each year

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,866
20 $2,910
30 $1,310
40 $1,266
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,550
$250 $1,420
$500 $1,266
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,358
100/300 $1,473
250/500 $1,772
100 CSL $1,404
300 CSL $1,657
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,912
20 $4,638
30 $2,784
40 $2,736
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $89
Total Discounts $523
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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