Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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Average insurance prices for a Buick Envision are $1,266 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $248 each year, collision insurance costs $400, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,736 or more. Teens receive the highest rates at up to $4,866 a year.

Average premium for full coverage: $1,266

Rate estimates broken down by individual coverage type:

Comprehensive $248
Collision $400
Liability $460

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Envision models.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $510 for minimum levels of liability insurance to a high rate of $2,736 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,266
High Risk $2,736

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples illustrate why all drivers should get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Buick Envision insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $743
  • Choosing higher $1,000 deductibles can save approximately $146 each year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,266
  • Selecting low deductibles for comp and collision coverage costs an extra $284 each year
  • Drivers with serious driving violations could pay up to $2,736
  • The cost to insure a teenage driver can cost as much as $4,866 each year

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance prices range from $743 to $4,866 for full coverage

Insurance rates for a Buick Envision can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Buick Envision insurance rates. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$120 -9.5%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,444 $178 14.1%
Colorado $1,212 -$54 -4.3%
Connecticut $1,304 $38 3.0%
Delaware $1,436 $170 13.4%
Florida $1,586 $320 25.3%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $944 -$322 -25.4%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,730 $464 36.7%
Louisiana $1,876 $610 48.2%
Maine $784 -$482 -38.1%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,014 -$252 -19.9%
Michigan $2,202 $936 73.9%
Minnesota $1,062 -$204 -16.1%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,362 $96 7.6%
Nebraska $1,000 -$266 -21.0%
Nevada $1,520 $254 20.1%
New Hampshire $914 -$352 -27.8%
New Jersey $1,418 $152 12.0%
New Mexico $1,122 -$144 -11.4%
New York $1,336 $70 5.5%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $876 -$390 -30.8%
Oklahoma $1,304 $38 3.0%
Oregon $1,162 -$104 -8.2%
Pennsylvania $1,210 -$56 -4.4%
Rhode Island $1,692 $426 33.6%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,070 -$196 -15.5%
Tennessee $1,110 -$156 -12.3%
Texas $1,528 $262 20.7%
Utah $938 -$328 -25.9%
Vermont $868 -$398 -31.4%
Virginia $760 -$506 -40.0%
Washington $982 -$284 -22.4%
West Virginia $1,162 -$104 -8.2%
Wisconsin $878 -$388 -30.6%
Wyoming $1,130 -$136 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city
Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $332 $570 $390 $1,450
2023 Buick Envision $320 $566 $398 $1,442
2022 Buick Envision $308 $552 $416 $1,434
2021 Buick Envision $298 $530 $430 $1,416
2020 Buick Envision $282 $512 $442 $1,394
2019 Buick Envision $270 $474 $452 $1,354
2018 Buick Envision $260 $446 $456 $1,320
2017 Buick Envision $248 $400 $460 $1,266
2016 Buick Envision $232 $368 $460 $1,218

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Buick Envision Insurance

Saving money on auto insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the information covered in the above illustrations.

  • It is possible to save approximately $150 per year just by quoting online in advance
  • Drivers under the age of 20 are charged the highest rates, costing up to $406 per month if they have full coverage
  • Increasing deductibles could save as much as $425 each year
  • Drivers with DUI or reckless driving convictions could be forced to pay on average $1,470 more annually to insure a Buick Envision
  • Consumers who want increased liability limits will pay approximately $510 annually to raise limits from a minimum limit to a 250/500 level

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,866
20 $2,910
30 $1,310
40 $1,266
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,550
$250 $1,420
$500 $1,266
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,358
100/300 $1,473
250/500 $1,772
100 CSL $1,404
300 CSL $1,657
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,912
20 $4,638
30 $2,784
40 $2,736
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $89
Total Discounts $523
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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