Buick Envision Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 27, 2024

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Average insurance rates for a Buick Envision are $1,266 a year including full coverage. Comprehensive costs approximately $248 each year, collision insurance costs $400, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,736. Teen drivers receive the highest rates at up to $4,866 a year.

Average premium for full coverage: $1,266

Rate estimates by individual coverage type:

Comprehensive $248
Collision $400
Liability $460

These estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Envision models.

Price Range by Coverage and Risk

For the normal driver, prices range range from as low as $510 for minimum levels of liability insurance to a high rate of $2,736 for high-risk insurance.

Liability Only $510
Full Coverage $1,266
High Risk $2,736

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples highlight why all drivers should compare rates quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Buick Envision insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $743
  • Raising to $1,000 deductibles will save $146 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,266
  • Choosing low deductibles will increase the cost to $1,550
  • At-risk drivers with multiple violations and an at-fault accident could pay around $2,736
  • The cost for full coverage for a teen driver can cost $4,866

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance rates range from $743 to $4,866 for full coverage

Car insurance rates for a Buick Envision can also vary considerably based on your driver profile, the model of your Envision, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,800 a year. View Rates by Age

Where you live also has a big influence on Buick Envision insurance prices. A middle-age driver might find rates as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,810 on average in Louisiana, New York, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$120 -9.5%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,444 $178 14.1%
Colorado $1,212 -$54 -4.3%
Connecticut $1,304 $38 3.0%
Delaware $1,436 $170 13.4%
Florida $1,586 $320 25.3%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $944 -$322 -25.4%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,730 $464 36.7%
Louisiana $1,876 $610 48.2%
Maine $784 -$482 -38.1%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,014 -$252 -19.9%
Michigan $2,202 $936 73.9%
Minnesota $1,062 -$204 -16.1%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,362 $96 7.6%
Nebraska $1,000 -$266 -21.0%
Nevada $1,520 $254 20.1%
New Hampshire $914 -$352 -27.8%
New Jersey $1,418 $152 12.0%
New Mexico $1,122 -$144 -11.4%
New York $1,336 $70 5.5%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $876 -$390 -30.8%
Oklahoma $1,304 $38 3.0%
Oregon $1,162 -$104 -8.2%
Pennsylvania $1,210 -$56 -4.4%
Rhode Island $1,692 $426 33.6%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,070 -$196 -15.5%
Tennessee $1,110 -$156 -12.3%
Texas $1,528 $262 20.7%
Utah $938 -$328 -25.9%
Vermont $868 -$398 -31.4%
Virginia $760 -$506 -40.0%
Washington $982 -$284 -22.4%
West Virginia $1,162 -$104 -8.2%
Wisconsin $878 -$388 -30.6%
Wyoming $1,130 -$136 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $430 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $332 $570 $390 $1,450
2023 Buick Envision $320 $566 $398 $1,442
2022 Buick Envision $308 $552 $416 $1,434
2021 Buick Envision $298 $530 $430 $1,416
2020 Buick Envision $282 $512 $442 $1,394
2019 Buick Envision $270 $474 $452 $1,354
2018 Buick Envision $260 $446 $456 $1,320
2017 Buick Envision $248 $400 $460 $1,266
2016 Buick Envision $232 $368 $460 $1,218

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Buick Envision Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following is a brief summary of the material that was presented in the illustrations above.

  • Policyholders who purchase higher liability limits will pay about $510 per year to raise from a minimum limit to 250/500 limits
  • Teens pay the highest auto insurance rates, as much as $406 per month if full coverage is included
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,470 more per year for Envision insurance
  • Increasing deductibles can save around $425 each year

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,866
20 $2,910
30 $1,310
40 $1,266
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,550
$250 $1,420
$500 $1,266
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,358
100/300 $1,473
250/500 $1,772
100 CSL $1,404
300 CSL $1,657
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,912
20 $4,638
30 $2,784
40 $2,736
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $89
Total Discounts $523
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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