Buick Envision Insurance Rates

The average insurance rates for a Buick Envision are $1,320 a year with full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $446, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $2,858 or more. Teenage drivers cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,320

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Envision trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Buick Envision insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Raising to $1,000 deductibles will save about $1,160 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,320
• Using low $100 deductibles will cost an extra $312 annually
• Drivers who are prone to accidents and violations could pay at least $2,858
• Policy cost for full coverage for a 16-year-old driver can be $5,040

View Chart as Image

Insurance rates for a Buick Envision also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Buick Envision insurance prices. A middle-age driver might find rates as low as $950 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $480 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find the Right Buick Envision Insurance

Finding cheaper rates on insurance for a Buick Envision consists of having a decent driving record, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates at every policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the data covered in the charts and tables above.

• Insureds who may need additional liability coverage will pay an extra $500 every year to raise from a 30/60 limit to 250/500 limits
• You may be able to save up to $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $475 each year
• 16 to 18-year-old drivers pay higher rates, as much as $420 each month for full coverage