Buick Cascada Insurance Rates
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UPDATED: May 30, 2024
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Average auto insurance rates for a Buick Cascada are $1,340 annually with full coverage. Comprehensive insurance costs an estimated $258 each year, collision costs $464, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,908 or more. Teens receive the highest rates at $5,128 a year or more.
Average premium for full coverage: $1,340
Rate estimates broken down by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Cascada models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $510 for just liability insurance to a high rate of $2,908 for a driver that may need high-risk insurance.
Price Range by Location
Where you live can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.
The graphic below illustrates how where you live affects insurance prices.
These examples demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Buick Cascada insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $774
- Using higher $1,000 deductibles will save approximately $164 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,340
- Selecting low deductibles for physical damage coverage costs an additional $318 every year
- Drivers with serious driving violations could pay up to $2,908 or more
- The cost with full coverage for a teen driver can cost as much as $5,128 or more
Car insurance rates for a Buick Cascada can also vary considerably based on the trim level of your Cascada, your driving record, and liability limits and deductibles.
More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $5,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $490 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,212 | -$128 | -9.6% |
Alaska | $1,028 | -$312 | -23.3% |
Arizona | $1,112 | -$228 | -17.0% |
Arkansas | $1,340 | -$0 | 0.0% |
California | $1,526 | $186 | 13.9% |
Colorado | $1,280 | -$60 | -4.5% |
Connecticut | $1,378 | $38 | 2.8% |
Delaware | $1,516 | $176 | 13.1% |
Florida | $1,678 | $338 | 25.2% |
Georgia | $1,236 | -$104 | -7.8% |
Hawaii | $962 | -$378 | -28.2% |
Idaho | $908 | -$432 | -32.2% |
Illinois | $998 | -$342 | -25.5% |
Indiana | $1,010 | -$330 | -24.6% |
Iowa | $904 | -$436 | -32.5% |
Kansas | $1,274 | -$66 | -4.9% |
Kentucky | $1,828 | $488 | 36.4% |
Louisiana | $1,982 | $642 | 47.9% |
Maine | $828 | -$512 | -38.2% |
Maryland | $1,106 | -$234 | -17.5% |
Massachusetts | $1,072 | -$268 | -20.0% |
Michigan | $2,330 | $990 | 73.9% |
Minnesota | $1,122 | -$218 | -16.3% |
Mississippi | $1,606 | $266 | 19.9% |
Missouri | $1,190 | -$150 | -11.2% |
Montana | $1,440 | $100 | 7.5% |
Nebraska | $1,058 | -$282 | -21.0% |
Nevada | $1,608 | $268 | 20.0% |
New Hampshire | $966 | -$374 | -27.9% |
New Jersey | $1,498 | $158 | 11.8% |
New Mexico | $1,188 | -$152 | -11.3% |
New York | $1,412 | $72 | 5.4% |
North Carolina | $770 | -$570 | -42.5% |
North Dakota | $1,098 | -$242 | -18.1% |
Ohio | $926 | -$414 | -30.9% |
Oklahoma | $1,378 | $38 | 2.8% |
Oregon | $1,226 | -$114 | -8.5% |
Pennsylvania | $1,278 | -$62 | -4.6% |
Rhode Island | $1,788 | $448 | 33.4% |
South Carolina | $1,214 | -$126 | -9.4% |
South Dakota | $1,132 | -$208 | -15.5% |
Tennessee | $1,174 | -$166 | -12.4% |
Texas | $1,616 | $276 | 20.6% |
Utah | $994 | -$346 | -25.8% |
Vermont | $916 | -$424 | -31.6% |
Virginia | $804 | -$536 | -40.0% |
Washington | $1,038 | -$302 | -22.5% |
West Virginia | $1,230 | -$110 | -8.2% |
Wisconsin | $926 | -$414 | -30.9% |
Wyoming | $1,194 | -$146 | -10.9% |
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes can be significantly different between companies.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Buick Cascada | $282 | $548 | $452 | $1,440 |
2018 Buick Cascada | $270 | $516 | $456 | $1,400 |
2017 Buick Cascada | $258 | $464 | $460 | $1,340 |
2016 Buick Cascada | $242 | $426 | $460 | $1,286 |
Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Buick Cascada Insurance
Saving money on car insurance requires avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Take the time to comparison shop once a year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a brief review of the data that was touched on in the above illustrations.
- You may be able to save approximately $160 per year simply by quoting online in advance
- Policyholders who want higher liability limits will pay approximately $510 every year to increase from a minimum limit to higher 250/500 limits
- Teenagers have the highest car insurance rates, with premiums as much as $427 per month if comprehensive and collision insurance is included
- Higher risk drivers with DUI or reckless driving convictions pay on average $1,570 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,128 |
20 | $3,100 |
30 | $1,388 |
40 | $1,340 |
50 | $1,226 |
60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,658 |
$250 | $1,510 |
$500 | $1,340 |
$1,000 | $1,176 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,340 |
50/100 | $1,432 |
100/300 | $1,547 |
250/500 | $1,846 |
100 CSL | $1,478 |
300 CSL | $1,731 |
500 CSL | $1,915 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,296 |
20 | $4,940 |
30 | $2,962 |
40 | $2,908 |
50 | $2,780 |
60 | $2,756 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $72 |
Homeowner | $21 |
5-yr Accident Free | $96 |
5-yr Claim Free | $87 |
Paid in Full/EFT | $59 |
Advance Quote | $65 |
Online Quote | $95 |
Total Discounts | $566 |
Discounts are estimated and may not be available from every company or in every state.
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