Buick Cascada Insurance Rates

The average insurance rates for a Buick Cascada are $1,340 a year for full coverage. Comprehensive insurance costs an estimated $258 a year, collision insurance costs $464, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,908 or more. Teen drivers cost the most to insure at up to $5,128 a year.

Average premium for full coverage: $1,340

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Cascada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

The examples above show why it is important to compare prices for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Buick Cascada insurance rates for other coverage scenarios.

• The lowest rate with discounts is $774
• Using higher $1,000 deductibles will save approximately $1,176 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,340
• Choosing low $100 deductibles for physical damage coverage will cost an additional $318 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,908
• Policy cost that insures a teen driver can cost as much as $5,128 or more

View Chart as Image

Insurance rates for a Buick Cascada also range considerably based on the trim level of your Cascada, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Your home state has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $490 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Buick Cascada Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at every policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The items below are a review of the data illustrated above.

• Policyholders who want more liability coverage will pay about $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save approximately $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teen drivers are expensive to insure, costing up to $427 each month if comprehensive and collision insurance is included