BMW 1 Series Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

UPDATED: Apr 9, 2024

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Finding cheaper auto insurance by getting online quotes can be fast and easy, plus you will probably save money. The most important part is to get rates from all providers in order to accurately compare every option.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of online companies competing for your business. Lowering your BMW 1 Series insurance quotes can be relatively painless. You just have to take a few minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Insurance rates paid to insure a BMW 1 Series can fluctuate considerably depending on several factors. Including but not limited to:

A clean driving record keeps rates low
Credit rating impacts rates
Men typically pay more than women
The deductible you choose
Crash test rating for your 1 Series
No claims lowers premiums
Having continuous coverage saves you money
Home ownership saves money

One last important factor which can affect the rate you pay on your BMW 1 Series is the year of manufacture. Models that are a few years old have a lower value so the costs to repair may result in lower rates. Although more recent 1 Series vehicles may have options included like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system which may help offset higher rates.

Liability

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision protection

a stationary object or other vehicle. . , . .

Comprehensive (Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage . , . .

Medical costs insurance

immediate expenses EMT expenses, pain medications, and nursing services. . .

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