BMW 1 Series Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Finding cheaper auto insurance from online rate quotes saves time, is easy to do and there is a good chance you will probably save money. The key to finding lower rates is getting rates from all companies in order to accurately compare the lowest priced insurance.
Finding the best direct price on auto insurance can be a challenge if you are a beginner to quoting online. But don't be discouraged because there is an easy way to compare rates. Cutting your BMW 1 Series insurance cost doesn't have to be difficult. Just take a couple of minutes comparing rates online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.
Insurance rates on a BMW 1 Series can be significantly different and are calculated by many factors. Some of these factors include:
- Tickets increase premiums
- Better credit means lower rates
- Men typically pay more than women
- The deductible you choose
- Safety rating of your 1 Series
- No claims lowers premiums
- Having continuous coverage saves you money
- Whether you own your home
One last important factor which can affect the rate you pay on your BMW 1 Series is the year of manufacture. Models that are a few years old cost less so the cost to replace them may end up costing you less. Although more recent 1 Series vehicles may have options included like a collision avoidance system, forward-collision avoidance, and active head restraints that may help help offset higher rates.
Liability insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Collision protection - another car or object. . , . .
Comprehensive protection - OTHER than collision with another vehicle or object. . you'll receive from a claim , .
UM/UIM Coverage - Your UM/UIM coverage . , . .
Medical expense coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2025
- Cheapest Jeep Insurance Rates in 2025
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Dodge Ram Insurance
- Nissan Rogue Insurance
- Chevrolet Silverado Insurance
- Toyota Highlander Insurance
- Chevrolet Malibu Insurance
- Honda Accord Insurance
- Toyota Prius Insurance
- Toyota Corolla Insurance
- Honda Civic Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area