Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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The average auto insurance rates for an Audi TTS are $1,036 annually for full coverage. Comprehensive costs an estimated $214, collision costs $284, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,222. Teen drivers cost the most to insure at $3,974 a year or more.

Average premium for full coverage: $1,036

Policy rates broken down by type of insurance:

Comprehensive $214
Collision $284
Liability $402

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all TTS models.

Price Range Variability

For the average driver, Audi TTS insurance rates go from as cheap as $446 for the bare minimum liability coverage to the much higher price of $2,222 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,036
High Risk $2,222

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The example below illustrates how location impacts insurance prices.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

The examples above show why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Audi TTS insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $618
  • Using higher $1,000 deductibles will save approximately $114 a year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,036
  • Choosing pricier low deductibles for physical damage coverage will cost $1,254
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,222 or more
  • Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $3,974 or more

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing full coverage Audi TTS insurance rates range from $618 to $3,974

Auto insurance rates for an Audi TTS also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,700 in extra premium every year, depending on your age. Audi TTS insurance for high-risk drivers can be from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $340 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi TTS insurance prices. A driver around age 40 might see rates as low as $680 a year in states like Iowa, Maine, and Idaho, or as much as $1,480 on average in New York, Louisiana, and Michigan.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$98 -9.5%
Alaska $794 -$242 -23.4%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $988 -$48 -4.6%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $960 -$76 -7.3%
Hawaii $744 -$292 -28.2%
Idaho $700 -$336 -32.4%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,412 $376 36.3%
Louisiana $1,534 $498 48.1%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,798 $762 73.6%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $814 -$222 -21.4%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,158 $122 11.8%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $852 -$184 -17.8%
Ohio $714 -$322 -31.1%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,382 $346 33.4%
South Carolina $940 -$96 -9.3%
South Dakota $874 -$162 -15.6%
Tennessee $908 -$128 -12.4%
Texas $1,250 $214 20.7%
Utah $766 -$270 -26.1%
Vermont $706 -$330 -31.9%
Virginia $620 -$416 -40.2%
Washington $800 -$236 -22.8%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Audi TTS insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $382 $698 $354 $1,570
2022 Audi TTS $368 $668 $364 $1,536
2021 Audi TTS $348 $646 $376 $1,506
2020 Audi TTS $334 $598 $384 $1,452
2019 Audi TTS $320 $564 $388 $1,408
2018 Audi TTS $308 $506 $390 $1,340
2016 Audi TTS $278 $436 $394 $1,244
2015 Audi TTS $270 $406 $402 $1,214
2014 Audi TTS $250 $378 $402 $1,166
2012 Audi TTS $228 $314 $402 $1,080
2011 Audi TTS $214 $284 $402 $1,036
2010 Audi TTS $208 $256 $398 $998

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi TTS Insurance

Finding cheaper rates on insurance for an Audi TTS requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a review of the data that was touched on above.

  • Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
  • Insureds who want additional liability coverage will pay about $440 each year to increase from a 30/60 limit to higher 250/500 limits
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $331 each month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,190 more annually than a driver with a clean driving record

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $3,974
20 $2,350
30 $1,068
40 $1,036
50 $950
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,156
$500 $1,036
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,116
100/300 $1,217
250/500 $1,478
100 CSL $1,157
300 CSL $1,378
500 CSL $1,539

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,634
20 $3,740
30 $2,254
40 $2,222
50 $2,118
60 $2,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $418
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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