Audi TTS Insurance Rates
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Michelle Robbins
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UPDATED: Apr 2, 2024
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U.S. average insurance prices for an Audi TTS are $1,080 every 12 months including full coverage. Comprehensive insurance costs an estimated $228, collision insurance costs $314, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,316 or more. 16-year-old drivers pay the highest rates at up to $4,108 a year.
Average premium for full coverage: $1,080
Price estimates broken down by individual coverage:
Rates are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different TTS trim levels.
Price Range from Low to High
For a driver around age 40, Audi TTS insurance prices range from the cheapest price of $446 for a discount liability-only rate to a much higher rate of $2,316 for high-risk insurance.
Geographic Price Range
Your location has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Audi TTS insurance rates for other coverage scenarios.
- The best full coverage rate is $639
- Drivers who choose higher $1,000 deductibles will pay approximately $126 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,080
- Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $234 each year
- High-risk insureds with multiple tickets or accidents could pay up to $2,316
- The price to insure a teenage driver with full coverage can cost as much as $4,108 a year
Car insurance prices for an Audi TTS are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles could save up to $360 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 135% more than the average rate. View High Risk Driver Rates
The state you live in makes a big difference in Audi TTS insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,540 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$104 | -9.6% |
| Alaska | $826 | -$254 | -23.5% |
| Arizona | $894 | -$186 | -17.2% |
| Arkansas | $1,080 | -$0 | 0.0% |
| California | $1,230 | $150 | 13.9% |
| Colorado | $1,030 | -$50 | -4.6% |
| Connecticut | $1,108 | $28 | 2.6% |
| Delaware | $1,220 | $140 | 13.0% |
| Florida | $1,346 | $266 | 24.6% |
| Georgia | $998 | -$82 | -7.6% |
| Hawaii | $776 | -$304 | -28.1% |
| Idaho | $730 | -$350 | -32.4% |
| Illinois | $804 | -$276 | -25.6% |
| Indiana | $814 | -$266 | -24.6% |
| Iowa | $728 | -$352 | -32.6% |
| Kansas | $1,024 | -$56 | -5.2% |
| Kentucky | $1,470 | $390 | 36.1% |
| Louisiana | $1,596 | $516 | 47.8% |
| Maine | $666 | -$414 | -38.3% |
| Maryland | $890 | -$190 | -17.6% |
| Massachusetts | $860 | -$220 | -20.4% |
| Michigan | $1,872 | $792 | 73.3% |
| Minnesota | $902 | -$178 | -16.5% |
| Mississippi | $1,292 | $212 | 19.6% |
| Missouri | $956 | -$124 | -11.5% |
| Montana | $1,158 | $78 | 7.2% |
| Nebraska | $850 | -$230 | -21.3% |
| Nevada | $1,292 | $212 | 19.6% |
| New Hampshire | $778 | -$302 | -28.0% |
| New Jersey | $1,206 | $126 | 11.7% |
| New Mexico | $954 | -$126 | -11.7% |
| New York | $1,136 | $56 | 5.2% |
| North Carolina | $620 | -$460 | -42.6% |
| North Dakota | $884 | -$196 | -18.1% |
| Ohio | $742 | -$338 | -31.3% |
| Oklahoma | $1,106 | $26 | 2.4% |
| Oregon | $988 | -$92 | -8.5% |
| Pennsylvania | $1,028 | -$52 | -4.8% |
| Rhode Island | $1,438 | $358 | 33.1% |
| South Carolina | $978 | -$102 | -9.4% |
| South Dakota | $910 | -$170 | -15.7% |
| Tennessee | $942 | -$138 | -12.8% |
| Texas | $1,300 | $220 | 20.4% |
| Utah | $798 | -$282 | -26.1% |
| Vermont | $736 | -$344 | -31.9% |
| Virginia | $646 | -$434 | -40.2% |
| Washington | $832 | -$248 | -23.0% |
| West Virginia | $988 | -$92 | -8.5% |
| Wisconsin | $746 | -$334 | -30.9% |
| Wyoming | $960 | -$120 | -11.1% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $394 | $714 | $338 | $1,582 |
| 2022 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2021 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2020 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2019 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2018 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2016 Audi TTS | $288 | $466 | $390 | $1,280 |
| 2015 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2014 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2012 Audi TTS | $244 | $342 | $406 | $1,128 |
| 2011 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2010 Audi TTS | $214 | $284 | $402 | $1,036 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi TTS Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, being claim-free, and possibly higher deductibles. Set aside time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The points below are a quick review of the material that was covered above.
- Consumers who want increased liability limits will pay around $440 per year to go from a low limit to a 250/500 level
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $342 a month if the policy includes full coverage
- Drivers with a DUI or reckless driving violation may have to pay on average $1,240 more annually to insure an Audi TTS
- Increasing physical damage deductibles could save as much as $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,108 |
| 20 | $2,448 |
| 30 | $1,114 |
| 40 | $1,080 |
| 50 | $986 |
| 60 | $966 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,314 |
| $250 | $1,208 |
| $500 | $1,080 |
| $1,000 | $954 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,080 |
| 50/100 | $1,160 |
| 100/300 | $1,261 |
| 250/500 | $1,522 |
| 100 CSL | $1,201 |
| 300 CSL | $1,422 |
| 500 CSL | $1,583 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,832 |
| 20 | $3,898 |
| 30 | $2,352 |
| 40 | $2,316 |
| 50 | $2,206 |
| 60 | $2,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $56 |
| Homeowner | $17 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $44 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $441 |
Discounts are estimated and may not be available from every company or in every state.
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