Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,214 a year for full coverage. Comprehensive insurance costs an estimated $266, collision insurance costs $410, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,614 or more. Teenage drivers pay the highest rates at up to $4,538 a year.

Average premium for full coverage: $1,214

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $154 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,214
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $296 annually
• Drivers who are prone to accidents and violations could pay up to $2,614
• The price that insures a 16-year-old driver with full coverage can cost as much as $4,538 a year

Car insurance prices for an Audi TT RS are also quite variable based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,730 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles could save up to $450 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS not only requires being a low-risk driver, but also having a positive credit history, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices at least every other year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a brief recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,400 more annually to insure their TT RS
• Drivers can save approximately $140 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $450 each year
• Insureds who want more liability coverage will pay an extra $440 each year to go from a low limit to the 250/500 level