Audi TT RS Insurance Rates

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2012 Audi TT RS Insurance Quotes in 2025 – 5 Discounts for Cheaper Rates

Looking for cheaper insurance coverage rates for your Audi TT RS? If you are new to getting insurance coverage quotes online, chances are good that you are bewildered thanks to the incredible selection of online companies competing for your business. Where can I get low cost insurance coverage? All the larger insurance coverage companies allow consumers to get pricing direct online. Getting quot...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 21, 2024

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Average auto insurance rates for an Audi TT RS are $1,214 annually for full coverage. Comprehensive insurance costs an estimated $266, collision costs $410, and liability coverage is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $2,614 or more. Teen drivers receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,214

Rate estimates broken down by individual coverage type:

Comprehensive $266
Collision $410
Liability $402

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all TT RS models.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $446 for your basic liability-only policy to the much higher price of $2,614 for a high-risk insurance policy.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These examples show why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi TT RS insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $706
  • Raising to $1,000 deductibles will save approximately $154 a year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,214
  • Choosing pricier low deductibles costs an additional $296 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,614 or more
  • The cost with full coverage for a teenage driver for full coverage can cost as much as $4,538

Car insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driver profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $2,000 extra per year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $450 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,730 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2019 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Audi TT RS Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Take the time to compare rates at least every other year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a condensed summary of the car insurance concepts covered in the above illustrations.

  • Drivers with multiple at-fault accidents may pay on average $1,400 more annually for auto insurance
  • Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $450 each year
  • Consumers who want higher levels of liability will pay about $440 each year to raise from a minimum limit to higher 250/500 limits

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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