Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,214 a year for full coverage insurance. Comprehensive costs on average $266 each year, collision insurance costs $410, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs around $2,614. Teen drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT RS insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $706
• Drivers who choose higher $1,000 deductibles will pay around $154 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,214
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,510
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,614
• Policy cost for full coverage for a teen driver may cost $4,538 a year

Car insurance rates for an Audi TT RS also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,640 on average in Michigan, New York, and Florida.

Choosing high deductibles could save up to $450 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

How to Find the Cheapest Audi TT RS Insurance

Finding cheaper rates on Audi TT RS insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a recap of the coverage data touched on in the above illustrations.

• It is possible to save as much as $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Teenagers are expensive to insure, possibly costing $378 each month if full coverage is included
• High-risk drivers that have major violations or accidents pay an average of $1,400 more each year for car insurance