Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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Average insurance rates for an Audi TT RS are $1,214 a year for full coverage insurance. Comprehensive costs an estimated $266, collision costs $410, and liability is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $2,614. Teen drivers receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,214
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different TT RS trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the low end price of $446 for the bare minimum liability coverage to a much higher rate of $2,614 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.
The price range example below illustrates how your location can change insurance prices.
These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Audi TT RS insurance rates for other coverage scenarios.
- The lowest rate with discounts is $706
- Choosing higher $1,000 deductibles can save approximately $154 each year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,214
- Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,510
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,614 or more
- The cost that insures a 16-year-old driver with full coverage can cost as much as $4,538 each year
Auto insurance rates for an Audi TT RS can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance ranges from 44% to 129% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,640 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $930 | -$284 | -23.4% |
| Arizona | $1,008 | -$206 | -17.0% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,382 | $168 | 13.8% |
| Colorado | $1,156 | -$58 | -4.8% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,370 | $156 | 12.9% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $822 | -$392 | -32.3% |
| Illinois | $902 | -$312 | -25.7% |
| Indiana | $914 | -$300 | -24.7% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,654 | $440 | 36.2% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $970 | -$244 | -20.1% |
| Michigan | $2,106 | $892 | 73.5% |
| Minnesota | $1,016 | -$198 | -16.3% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $954 | -$260 | -21.4% |
| Nevada | $1,454 | $240 | 19.8% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,358 | $144 | 11.9% |
| New Mexico | $1,072 | -$142 | -11.7% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $700 | -$514 | -42.3% |
| North Dakota | $994 | -$220 | -18.1% |
| Ohio | $836 | -$378 | -31.1% |
| Oklahoma | $1,244 | $30 | 2.5% |
| Oregon | $1,110 | -$104 | -8.6% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,100 | -$114 | -9.4% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,462 | $248 | 20.4% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $728 | -$486 | -40.0% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,112 | -$102 | -8.4% |
| Wisconsin | $838 | -$376 | -31.0% |
| Wyoming | $1,080 | -$134 | -11.0% |
Choosing high deductibles can save as much as $450 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 |
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2019 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 |
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 |
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi TT RS Insurance
Saving money on insurance for an Audi TT RS takes being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following list is a quick review of the primary concepts that were illustrated above.
- It is possible to save approximately $140 per year simply by shopping early and online
- Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,400 more annually than a safer driver
- Increasing deductibles can save approximately $450 each year
- Drivers age 16 to 20 are the costliest to insure, costing up to $378 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,766 |
| 30 | $1,258 |
| 40 | $1,214 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,374 |
| $500 | $1,214 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,294 |
| 100/300 | $1,395 |
| 250/500 | $1,656 |
| 100 CSL | $1,335 |
| 300 CSL | $1,556 |
| 500 CSL | $1,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $4,406 |
| 30 | $2,664 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $508 |
Discounts are estimated and may not be available from every company or in every state.
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