Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,214 annually including full coverage. Comprehensive costs on average $266, collision costs $410, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,614. Teens cost the most to insure at $4,538 a year or more.

Average premium for full coverage: $1,214

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi TT RS insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $706
• Choosing higher $1,000 deductibles can save around $154 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,214
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,510
• Drivers with serious driving violations could pay upwards of $2,614 or more
• Policy cost with full coverage for a teenage driver with full coverage may cost $4,538 each year

Car insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges around 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,730 on average in Michigan, New York, and Louisiana.

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.

How to Buy the Right Audi TT RS Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the information raised in the charts and tables above.

• You may be able to save as much as $140 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $378 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers with reckless driving or DUI convictions pay on average $1,400 more each year than a driver with a clean driving record
• Consumers who require additional liability coverage will pay approximately $440 per year to raise limits from a 30/60 limit to higher 250/500 limits