Audi TT RS Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 21, 2024
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The average auto insurance rates for an Audi TT RS are $1,214 annually including full coverage. Comprehensive costs on average $266, collision costs $410, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,614. Teens cost the most to insure at $4,538 a year or more.
Average premium for full coverage: $1,214
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different TT RS trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Audi TT RS insurance rates go from as cheap as $446 for a discount liability-only rate to a much higher rate of $2,614 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects car insurance rates.
The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Audi TT RS insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $706
- Choosing higher $1,000 deductibles can save around $154 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,214
- Selecting more expensive low deductibles for comp and collision coverage will cost $1,510
- Drivers with serious driving violations could pay upwards of $2,614 or more
- Policy cost with full coverage for a teenage driver with full coverage may cost $4,538 each year
Car insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges around 44% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,730 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference | 
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% | 
| Alaska | $930 | -$284 | -23.4% | 
| Arizona | $1,008 | -$206 | -17.0% | 
| Arkansas | $1,214 | -$0 | 0.0% | 
| California | $1,382 | $168 | 13.8% | 
| Colorado | $1,156 | -$58 | -4.8% | 
| Connecticut | $1,246 | $32 | 2.6% | 
| Delaware | $1,370 | $156 | 12.9% | 
| Florida | $1,516 | $302 | 24.9% | 
| Georgia | $1,122 | -$92 | -7.6% | 
| Hawaii | $872 | -$342 | -28.2% | 
| Idaho | $822 | -$392 | -32.3% | 
| Illinois | $902 | -$312 | -25.7% | 
| Indiana | $914 | -$300 | -24.7% | 
| Iowa | $818 | -$396 | -32.6% | 
| Kansas | $1,152 | -$62 | -5.1% | 
| Kentucky | $1,654 | $440 | 36.2% | 
| Louisiana | $1,796 | $582 | 47.9% | 
| Maine | $748 | -$466 | -38.4% | 
| Maryland | $1,002 | -$212 | -17.5% | 
| Massachusetts | $970 | -$244 | -20.1% | 
| Michigan | $2,106 | $892 | 73.5% | 
| Minnesota | $1,016 | -$198 | -16.3% | 
| Mississippi | $1,454 | $240 | 19.8% | 
| Missouri | $1,076 | -$138 | -11.4% | 
| Montana | $1,302 | $88 | 7.2% | 
| Nebraska | $954 | -$260 | -21.4% | 
| Nevada | $1,454 | $240 | 19.8% | 
| New Hampshire | $874 | -$340 | -28.0% | 
| New Jersey | $1,358 | $144 | 11.9% | 
| New Mexico | $1,072 | -$142 | -11.7% | 
| New York | $1,276 | $62 | 5.1% | 
| North Carolina | $700 | -$514 | -42.3% | 
| North Dakota | $994 | -$220 | -18.1% | 
| Ohio | $836 | -$378 | -31.1% | 
| Oklahoma | $1,244 | $30 | 2.5% | 
| Oregon | $1,110 | -$104 | -8.6% | 
| Pennsylvania | $1,156 | -$58 | -4.8% | 
| Rhode Island | $1,618 | $404 | 33.3% | 
| South Carolina | $1,100 | -$114 | -9.4% | 
| South Dakota | $1,024 | -$190 | -15.7% | 
| Tennessee | $1,062 | -$152 | -12.5% | 
| Texas | $1,462 | $248 | 20.4% | 
| Utah | $898 | -$316 | -26.0% | 
| Vermont | $828 | -$386 | -31.8% | 
| Virginia | $728 | -$486 | -40.0% | 
| Washington | $936 | -$278 | -22.9% | 
| West Virginia | $1,112 | -$102 | -8.4% | 
| Wisconsin | $838 | -$376 | -31.0% | 
| Wyoming | $1,080 | -$134 | -11.0% | 
Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium | 
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 | 
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 | 
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 | 
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 | 
| 2019 Audi TT RS | $356 | $648 | $384 | $1,524 | 
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 | 
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 | 
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 | 
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Audi TT RS Insurance
Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a quick rundown of the information raised in the charts and tables above.
- You may be able to save as much as $140 per year simply by shopping early and online
- 16 to 18-year-old drivers are expensive to insure, with premiums being up to $378 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles could save up to $450 each year
- Drivers with reckless driving or DUI convictions pay on average $1,400 more each year than a driver with a clean driving record
- Consumers who require additional liability coverage will pay approximately $440 per year to raise limits from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium | 
|---|---|
| 16 | $4,538 | 
| 20 | $2,766 | 
| 30 | $1,258 | 
| 40 | $1,214 | 
| 50 | $1,108 | 
| 60 | $1,086 | 
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium | 
|---|---|
| $100 | $1,510 | 
| $250 | $1,374 | 
| $500 | $1,214 | 
| $1,000 | $1,060 | 
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium | 
|---|---|
| 30/60 | $1,214 | 
| 50/100 | $1,294 | 
| 100/300 | $1,395 | 
| 250/500 | $1,656 | 
| 100 CSL | $1,335 | 
| 300 CSL | $1,556 | 
| 500 CSL | $1,717 | 
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium | 
|---|---|
| 16 | $6,470 | 
| 20 | $4,406 | 
| 30 | $2,664 | 
| 40 | $2,614 | 
| 50 | $2,490 | 
| 60 | $2,466 | 
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings | 
|---|---|
| Multi-policy | $65 | 
| Multi-vehicle | $64 | 
| Homeowner | $19 | 
| 5-yr Accident Free | $85 | 
| 5-yr Claim Free | $78 | 
| Paid in Full/EFT | $53 | 
| Advance Quote | $58 | 
| Online Quote | $86 | 
| Total Discounts | $508 | 
Discounts are estimated and may not be available from every company or in every state.
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