Audi TT RS Insurance Rates

The average insurance prices for an Audi TT RS are $1,214 every 12 months including full coverage. Comprehensive costs an estimated $266 each year, collision insurance costs $410, and liability costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,614. 16-year-old drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi TT RS insurance rates for other coverage scenarios.

• The best full coverage rate is $706
• Using higher $1,000 deductibles will save approximately $154 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,214
• Buying low deductibles for physical damage coverage increases the price to $1,510
• High-risk insureds with multiple tickets or accidents could pay up to $2,614
• Policy cost to insure a 16-year-old driver can cost as much as $4,538 or more

Insurance rates for an Audi TT RS also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $450 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 129% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,730 on average in Louisiana, New York, and Michigan.

How to Shop for More Affordable Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a summary of the data that was covered in the above illustrations.

• You may be able to save approximately $140 per year just by quoting online in advance
• Insureds who want higher liability limits will pay around $440 per year to increase from a 30/60 limit to a 250/500 level
• Teenagers are charged the highest rates, with premiums being up to $378 each month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,400 more annually for car insurance