Audi SQ8 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive insurance costs approximately $486, collision costs $968, and liability costs $372. A liability-only policy costs as little as $438 a year, with high-risk insurance costing $4,316 or more. Teen drivers cost the most to insure at $7,022 a year or more.

Average premium for full coverage: $1,984

Policy rates by type of insurance:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all SQ8 e-tron models.

Price Range Variability

Using a middle-aged driver as an example, Audi SQ8 e-tron insurance rates go from as low as $438 for just the minimum liability insurance to the much higher price of $4,316 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay $330 each year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,984
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $644 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $4,316 or more
  • Policy cost for full coverage for a teen driver for full coverage can cost $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Car insurance rates for an Audi SQ8 e-tron also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,800 per year on average, or $150 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $7,000 a year. View Rates by Age

Your home state makes a big difference in Audi SQ8 e-tron insurance prices. A 40-year-old driver could pay as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,680 on average in Florida, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles could save up to $980 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $2,400 to $3,200 extra every year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can cost as much as 46% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so rate quotes will be varied from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $486 $968 $372 $1,984

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi SQ8 e-tron Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, being claim-free, and avoiding coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief summary of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers that tend to have accidents or serious violations may pay on average $2,330 more per year than a safer driver
  • It is possible to save around $250 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $975 each year
  • Policyholders who purchase an increased level of liability coverage will pay about $410 annually to go from a 30/60 limit to 250/500 limits

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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