Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage insurance. Comprehensive insurance costs an estimated $486, collision costs $968, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $4,316 or more. Teen drivers receive the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Rate estimates broken down by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all SQ8 e-tron models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as cheap as $438 for just the minimum liability insurance to the much higher price of $4,316 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas.

The example below illustrates how where you live affects insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples illustrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,096
  • Choosing higher $1,000 deductibles can save approximately $330 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,984
  • Choosing pricier low deductibles for comp and collision coverage costs an additional $644 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,316 or more
  • The cost with full coverage for a teen driver for full coverage can cost as much as $7,022 each year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on the trim level of your SQ8 e-tron, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,800 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $7,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,400 to $3,200 extra per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers ranges as much as 46% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $980 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi SQ8 e-tron insurance prices. A good driver about age 40 could pay as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,680 on average in Florida, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $464 $930 $390 $1,942

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi SQ8 e-tron Insurance

Saving money on car insurance takes being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to comparison shop every year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a brief summary of the coverage data touched on in the above illustrations.

  • It is possible to save approximately $250 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $975 each year
  • Teen drivers have the highest car insurance rates, costing up to $585 per month if comprehensive and collision insurance is included
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $2,330 more annually to insure their SQ8 e-tron

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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