Audi SQ8 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive insurance costs an estimated $486 each year, collision insurance costs $968, and liability costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $4,316 or more. Teen drivers pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates broken down by individual coverage:

Comprehensive $486
Collision $968
Liability $372

Rates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and SQ8 e-tron models.

Price Range from Low to High

For a middle-aged driver, Audi SQ8 e-tron insurance prices range from as low as $438 for just liability insurance to a high rate of $4,316 for a high risk driver.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of location on insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above highlight why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,096
  • Using higher $1,000 deductibles will save approximately $330 every year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,984
  • Choosing low deductibles for physical damage coverage will cost an extra $644 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $4,316
  • The price for full coverage for a 16-year-old driver can cost as much as $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Car insurance prices for an Audi SQ8 e-tron are also quite variable based on your driving record, the model of your SQ8 e-tron, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $7,000 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,520 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,830 on average in Louisiana, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $980 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $2,400 to $3,200 extra each year, depending on your age. Insurance for high-risk drivers can be from 46% to 135% more than average. View High Risk Driver Rates

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $486 $968 $372 $1,984

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi SQ8 e-tron Insurance

Getting lower rates on insurance for an Audi SQ8 e-tron requires avoiding accidents and claims, having above-average credit, being claim-free, and possibly higher deductibles. Take the time to shop around at least every two years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a summary of the information that was covered in this article.

  • Increasing physical damage deductibles can save around $975 each year
  • You may be able to save approximately $250 per year just by quoting online in advance
  • Insureds who want increased liability limits will pay about $410 per year to increase from a low limit to 250/500 limits
  • Drivers under the age of 20 have the highest car insurance prices, possibly costing $585 a month if full coverage is included
  • Drivers considered higher risk that have multiple accidents or serious violations may pay on average $2,330 more annually to insure an Audi SQ8 e-tron

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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