Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive insurance costs on average $486, collision costs $968, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $4,316 or more. Teen drivers receive the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Rate estimates by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different SQ8 e-tron trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range go from as low as $438 for liability-only coverage to a much higher rate of $4,316 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Charts and Tables

The chart below illustrates estimated Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,096
  • Choosing higher $1,000 deductibles can save around $330 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,984
  • Choosing more expensive low deductibles for comp and collision coverage will cost an extra $644 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,316 or more
  • The cost for full coverage for a 16-year-old driver with full coverage may cost $7,022 each year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as low as $1,800 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $7,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi SQ8 e-tron insurance prices. A good driver about age 40 could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,680 on average in Michigan, New York, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles can save as much as $980 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $2,400 to $3,200 extra per year, depending on your age. High-risk driver insurance ranges from 46% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Saving money on insurance for an Audi SQ8 e-tron takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a recap of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk that have major violations or accidents pay an average of $2,330 more each year to insure their SQ8 e-tron
  • It is possible to save as much as $250 per year simply by shopping early and online
  • Increasing deductibles can save around $975 each year
  • Insureds who require more liability coverage will pay about $410 annually to raise limits from a minimum limit to 250/500 limits

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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