Audi SQ8 e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage. Comprehensive costs on average $486 each year, collision costs $968, and liability insurance is estimated at $372. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing around $4,316. Teenage drivers receive the highest rates at $7,022 a year or more.
Average premium for full coverage: $1,984
Rate estimates by individual coverage type:
Rates are based on $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and SQ8 e-tron models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $438 for your basic liability-only policy to a high rate of $4,316 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities.
The graphic below illustrates how location impacts car insurance rates.
These examples show why all drivers should get quotes based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.
- The best discount rate is $1,096
- Choosing higher $1,000 deductibles can save around $330 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,984
- Using low deductibles for comp and collision coverage will increase the cost to $2,628
- High-risk insureds who are prone to accidents and violations could pay upwards of $4,316 or more
- The cost for full coverage for a teen driver may cost $7,022 each year
Auto insurance rates for an Audi SQ8 e-tron can also vary considerably based on your driver profile, the trim level of your SQ8 e-tron, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,800 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $7,000 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi SQ8 e-tron insurance rates. A good driver about age 40 could pay as low as $1,310 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,830 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,794 | -$190 | -9.6% |
| Alaska | $1,522 | -$462 | -23.3% |
| Arizona | $1,648 | -$336 | -16.9% |
| Arkansas | $1,984 | -$0 | 0.0% |
| California | $2,262 | $278 | 14.0% |
| Colorado | $1,896 | -$88 | -4.4% |
| Connecticut | $2,040 | $56 | 2.8% |
| Delaware | $2,246 | $262 | 13.2% |
| Florida | $2,484 | $500 | 25.2% |
| Georgia | $1,832 | -$152 | -7.7% |
| Hawaii | $1,424 | -$560 | -28.2% |
| Idaho | $1,344 | -$640 | -32.3% |
| Illinois | $1,480 | -$504 | -25.4% |
| Indiana | $1,494 | -$490 | -24.7% |
| Iowa | $1,340 | -$644 | -32.5% |
| Kansas | $1,888 | -$96 | -4.8% |
| Kentucky | $2,706 | $722 | 36.4% |
| Louisiana | $2,940 | $956 | 48.2% |
| Maine | $1,226 | -$758 | -38.2% |
| Maryland | $1,636 | -$348 | -17.5% |
| Massachusetts | $1,588 | -$396 | -20.0% |
| Michigan | $3,448 | $1,464 | 73.8% |
| Minnesota | $1,660 | -$324 | -16.3% |
| Mississippi | $2,378 | $394 | 19.9% |
| Missouri | $1,762 | -$222 | -11.2% |
| Montana | $2,132 | $148 | 7.5% |
| Nebraska | $1,564 | -$420 | -21.2% |
| Nevada | $2,378 | $394 | 19.9% |
| New Hampshire | $1,430 | -$554 | -27.9% |
| New Jersey | $2,218 | $234 | 11.8% |
| New Mexico | $1,758 | -$226 | -11.4% |
| New York | $2,090 | $106 | 5.3% |
| North Carolina | $1,144 | -$840 | -42.3% |
| North Dakota | $1,624 | -$360 | -18.1% |
| Ohio | $1,370 | -$614 | -30.9% |
| Oklahoma | $2,038 | $54 | 2.7% |
| Oregon | $1,818 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$90 | -4.5% |
| Rhode Island | $2,646 | $662 | 33.4% |
| South Carolina | $1,798 | -$186 | -9.4% |
| South Dakota | $1,674 | -$310 | -15.6% |
| Tennessee | $1,738 | -$246 | -12.4% |
| Texas | $2,392 | $408 | 20.6% |
| Utah | $1,470 | -$514 | -25.9% |
| Vermont | $1,358 | -$626 | -31.6% |
| Virginia | $1,190 | -$794 | -40.0% |
| Washington | $1,536 | -$448 | -22.6% |
| West Virginia | $1,820 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$610 | -30.7% |
| Wyoming | $1,768 | -$216 | -10.9% |

Using high physical damage deductibles can save as much as $980 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $2,400 to $3,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 46% to 135% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ8 e-tron | $444 | $922 | $398 | $1,922 |
Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi SQ8 e-tron Insurance
Saving money on Audi SQ8 e-tron insurance takes not taking risks behind the wheel, having good credit, eliminating unneeded coverage, and taking advantage of discounts. Spend time shopping around at least once a year by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.
The following is a quick review of the primary concepts that were touched on above.
- Drivers can save as much as $250 per year simply by quoting online in advance
- High-risk drivers with a DUI or reckless driving violation will pay on average $2,330 more each year for SQ8 e-tron insurance
- Increasing deductibles can save around $975 each year
- Teens are charged the highest rates, costing as high as $585 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,022 |
| 20 | $4,602 |
| 30 | $2,102 |
| 40 | $1,984 |
| 50 | $1,806 |
| 60 | $1,774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,628 |
| $250 | $2,328 |
| $500 | $1,984 |
| $1,000 | $1,654 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,984 |
| 50/100 | $2,058 |
| 100/300 | $2,151 |
| 250/500 | $2,393 |
| 100 CSL | $2,096 |
| 300 CSL | $2,300 |
| 500 CSL | $2,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,124 |
| 20 | $7,324 |
| 30 | $4,444 |
| 40 | $4,316 |
| 50 | $4,114 |
| 60 | $4,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $102 |
| Homeowner | $26 |
| 5-yr Accident Free | $163 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $103 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $888 |
Discounts are estimated and may not be available from every company or in every state.
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