Audi SQ8 e-tron Insurance Rates

U.S. average insurance prices for an Audi SQ8 e-tron are $1,984 every 12 months for full coverage insurance. Comprehensive insurance costs on average $486, collision insurance costs $968, and liability coverage costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs $4,316 or more. Teenage drivers pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all SQ8 e-tron models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,096
• Using higher $1,000 deductibles will save around $330 each year
• The average price for the average middle-age driver with $500 deductibles is $1,984
• Using pricier low deductibles for physical damage coverage costs an extra $644 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,316
• The price to insure a teenage driver for full coverage may cost $7,022 or more

View Chart as Image

Insurance prices for an Audi SQ8 e-tron are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your SQ8 e-tron.

Using high physical damage deductibles could cut prices by as much as $980 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,800 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $7,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $2,400 to $3,200 extra each year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can be around 46% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi SQ8 e-tron insurance rates. A driver around age 40 might see prices as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,680 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Audi SQ8 e-tron Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a recap of the material that was presented in the illustrations above.

• Consumers who require more liability coverage will pay an extra $410 annually to increase from a low limit to a 250/500 level
• Teen drivers pay the highest prices, as much as $585 a month if they have full coverage
• Drivers that have major violations or accidents pay on average $2,330 more each year to insure their SQ8 e-tron
• Increasing physical damage deductibles could save as much as $975 each year