Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive costs around $486, collision costs $968, and liability coverage costs $372. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing around $4,316. Teens receive the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Rate estimates for individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all SQ8 e-tron models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the low end price of $438 for a discount liability-only rate to the much higher price of $4,316 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples illustrate why everyone should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay about $330 each year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,984
  • Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,628
  • High-risk insureds with serious driving violations could pay at least $4,316 or more
  • The cost that insures a teenage driver for full coverage can be $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance rates range from $1,096 to $7,022

Insurance rates for an Audi SQ8 e-tron can also vary considerably based on the model of your SQ8 e-tron, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $2,400 to $3,200 additional per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can cost around 46% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,800 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $7,000 a year. View Rates by Age

Where you live makes a big difference in Audi SQ8 e-tron insurance rates. A 40-year-old driver could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,680 on average in Michigan, New York, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $980 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Every company calculates rates differently, and rates can be significantly different.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $464 $930 $390 $1,942

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi SQ8 e-tron Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every time your policy renews by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a summary of the information illustrated above.

  • It is possible to save up to $250 per year simply by quoting online well ahead of the renewal date
  • Drivers age 20 and younger are charged the highest rates, costing up to $585 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $975 each year
  • Drivers who have multiple accidents or major violations could be forced to pay on average $2,330 more every year to buy Audi SQ8 e-tron insurance
  • Consumers who may need increased levels of liability coverage will pay approximately $410 annually to go from a minimum limit to the 250/500 level

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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