Audi SQ8 e-tron Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive costs around $486 a year, collision costs $968, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $4,316. Teens pay the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Price estimates for individual coverage:

Comprehensive $486
Collision $968
Liability $372

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and SQ8 e-tron trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi SQ8 e-tron insurance prices go from as low as $438 for liability-only coverage to a high of $4,316 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above highlight why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Additional Charts and Tables

The chart below breaks down estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,096
  • Using higher $1,000 deductibles will save about $1,654 every year
  • The average rate for the average middle-age driver using $500 deductibles is $1,984
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $2,628
  • High-risk insureds with serious driving violations could pay at least $4,316 or more
  • The price for full coverage for a 16-year-old driver can be $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance rates range from $1,096 to $7,022

Insurance prices for an Audi SQ8 e-tron are also quite variable based on your driving record, the model of your SQ8 e-tron, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $7,000 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,830 on average in Michigan, New York, and Louisiana.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $980 annually, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $2,400 to $3,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 46% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi SQ8 e-tron Insurance

Getting lower rates on insurance for an Audi SQ8 e-tron requires avoiding accidents and claims, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Take the time to comparison shop every year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a quick rundown of the coverage data touched on in the above illustrations.

  • You may be able to save up to $250 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $975 each year
  • Drivers under the age of 20 pay higher prices, possibly costing $585 a month for full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions pay on average $2,330 more every year to insure an Audi SQ8 e-tron

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles