Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage. Comprehensive costs around $486, collision insurance costs $968, and liability insurance costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $4,316. Teen drivers receive the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Rate estimates for individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different SQ8 e-tron trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $438 for a discount liability-only rate to a much higher rate of $4,316 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,096
  • Using higher $1,000 deductibles will save about $330 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,984
  • Choosing more expensive low deductibles for physical damage coverage will cost $2,628
  • Drivers with multiple violations and an at-fault accident could pay at least $4,316
  • The cost with full coverage for a teen driver with full coverage can be $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on the trim level of your SQ8 e-tron, your driver profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,800 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $7,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $2,400 to $3,200 extra per year, depending on your age. High-risk driver insurance can be anywhere from 46% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $980 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi SQ8 e-tron insurance rates. A driver around age 40 might see rates as low as $1,310 a year in states like Idaho, Maine, and Iowa, or as much as $2,830 on average in Michigan, Louisiana, and New York.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi SQ8 e-tron Insurance

Saving money on Audi SQ8 e-tron insurance requires having a decent driving record, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Invest the time to shop around once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief recap of the data that was illustrated above.

  • Drivers can save up to $250 per year just by shopping early and online
  • Drivers who may need additional liability coverage will pay about $410 each year to increase from a minimum limit to higher 250/500 limits
  • 16 to 18-year-old drivers are the costliest to insure, costing as high as $585 per month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations pay an average of $2,330 more every year than a driver with a clean driving record

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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