Audi SQ8 e-tron Insurance Rates

The average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive costs approximately $486, collision costs $968, and liability costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $4,316. Teens cost the most to insure at $7,022 a year or more.

Average premium for full coverage: $1,984

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different SQ8 e-tron trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,096
• Drivers who choose higher $1,000 deductibles will pay $330 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,984
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,628
• Higher-risk drivers with serious driving violations could pay around $4,316 or more
• Policy cost that insures a teen driver with full coverage can cost $7,022 a year

View Chart as Image

Insurance rates for an Audi SQ8 e-tron also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $2,400 to $3,200 extra every year, depending on your age. High-risk driver insurance can cost as much as 46% to 135% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,800 per year on average, or $150 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $7,000 a year. View Rates by Age

Your home state makes a big difference in Audi SQ8 e-tron insurance prices. A 40-year-old driver could pay as low as $1,520 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,830 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $980 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

How to Find Affordable Audi SQ8 e-tron Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief review of the material that was touched on above.

• Policyholders who purchase increased levels of liability coverage will pay approximately $410 per year to go from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums being up to $585 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions will likely pay on average $2,330 more per year to buy Audi SQ8 e-tron insurance
• Increasing comprehensive and collision deductibles can save approximately $975 each year