Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive insurance costs an estimated $486, collision insurance costs $968, and liability insurance costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $4,316 or more. Teens cost the most to insure at up to $7,022 a year.

Average premium for full coverage: $1,984

Policy rates broken down by type of insurance:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different SQ8 e-tron trim levels.

Price Range Variability

For the average driver, Audi SQ8 e-tron insurance rates range from the low end price of $438 for minimum levels of liability insurance to a much higher rate of $4,316 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay approximately $330 each year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,984
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $644 a year
  • High risk drivers with serious driving violations could pay up to $4,316
  • Policy cost that insures a teen driver with full coverage can cost as much as $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Car insurance rates for an Audi SQ8 e-tron also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $2,400 to $3,200 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 46% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,800 per year on average, or $150 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $7,000 a year. View Rates by Age

Your home state makes a big difference in Audi SQ8 e-tron insurance rates. A 40-year-old driver could pay as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,680 on average in Florida, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $980 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $464 $930 $390 $1,942

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi SQ8 e-tron Insurance

Finding cheaper rates on Audi SQ8 e-tron insurance not only requires having a decent driving record, but also having a positive credit history, being claim-free, and possibly higher deductibles. Compare rates once a year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following items are a brief summary of the data that was touched on above.

  • It is possible to save approximately $250 per year just by shopping early and online
  • Drivers who want additional liability coverage will pay approximately $410 annually to go from a 30/60 limit to the 250/500 level
  • 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $585 each month if full coverage is purchased
  • High-risk drivers that tend to have accidents or serious violations may have to pay on average $2,330 more annually than a driver with a clean driving record

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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