Audi SQ5 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 6, 2022

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Average insurance rates for an Audi SQ5 are $1,486 a year for full coverage. Comprehensive costs on average $368 a year, collision costs $724, and liability insurance costs $284. A liability-only policy costs as little as $328 a year, with high-risk insurance costing around $3,222. Teen drivers receive the highest rates at $5,218 a year or more.

Average premium for full coverage: $1,486

Rate estimates by individual coverage type:

Comprehensive $368
Collision $724
Liability $284

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and SQ5 trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $328 for only liability insurance to a high of $3,222 for a high risk driver.

Liability Only $328
Full Coverage $1,486
High Risk $3,222

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $1,115
Small Cities $1,560
Large Cities $2,006

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Audi SQ5 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $820
  • Drivers who choose higher $1,000 deductibles will pay around $1,238 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,486
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,970
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,222 or more
  • The cost for full coverage for a teen driver may cost $5,218 a year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing full coverage Audi SQ5 insurance rates range from $820 to $5,218

for an Audi SQ5 can also vary considerably based on your driver profile, the trim level of your SQ5, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,200 a year. View Rates by Age

Where you live makes a big difference in Audi SQ5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or as much as $2,120 on average in Michigan, Louisiana, and New York.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,342 -$144 -9.7%
Alaska $1,138 -$348 -23.4%
Arizona $1,234 -$252 -17.0%
Arkansas $1,486 -$0 0.0%
California $1,692 $206 13.9%
Colorado $1,418 -$68 -4.6%
Connecticut $1,526 $40 2.7%
Delaware $1,678 $192 12.9%
Florida $1,854 $368 24.8%
Georgia $1,372 -$114 -7.7%
Hawaii $1,068 -$418 -28.1%
Idaho $1,006 -$480 -32.3%
Illinois $1,108 -$378 -25.4%
Indiana $1,120 -$366 -24.6%
Iowa $1,002 -$484 -32.6%
Kansas $1,412 -$74 -5.0%
Kentucky $2,024 $538 36.2%
Louisiana $2,198 $712 47.9%
Maine $912 -$574 -38.6%
Maryland $1,226 -$260 -17.5%
Massachusetts $1,184 -$302 -20.3%
Michigan $2,578 $1,092 73.5%
Minnesota $1,244 -$242 -16.3%
Mississippi $1,780 $294 19.8%
Missouri $1,316 -$170 -11.4%
Montana $1,596 $110 7.4%
Nebraska $1,170 -$316 -21.3%
Nevada $1,780 $294 19.8%
New Hampshire $1,070 -$416 -28.0%
New Jersey $1,656 $170 11.4%
New Mexico $1,314 -$172 -11.6%
New York $1,564 $78 5.2%
North Carolina $854 -$632 -42.5%
North Dakota $1,214 -$272 -18.3%
Ohio $1,026 -$460 -31.0%
Oklahoma $1,522 $36 2.4%
Oregon $1,362 -$124 -8.3%
Pennsylvania $1,414 -$72 -4.8%
Rhode Island $1,980 $494 33.2%
South Carolina $1,344 -$142 -9.6%
South Dakota $1,252 -$234 -15.7%
Tennessee $1,300 -$186 -12.5%
Texas $1,788 $302 20.3%
Utah $1,100 -$386 -26.0%
Vermont $1,014 -$472 -31.8%
Virginia $890 -$596 -40.1%
Washington $1,144 -$342 -23.0%
West Virginia $1,364 -$122 -8.2%
Wisconsin $1,028 -$458 -30.8%
Wyoming $1,320 -$166 -11.2%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing high deductibles could save up to $740 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $255 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 46% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Audi SQ5 $368 $724 $284 $1,486

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi SQ5 Insurance

Saving money on Audi SQ5 insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $725 each year
  • Drivers can save as much as $190 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $310 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $435 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,740 more each year for insurance

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,218
20 $3,426
30 $1,574
40 $1,486
50 $1,352
60 $1,326

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,970
$250 $1,744
$500 $1,486
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,486
50/100 $1,543
100/300 $1,614
250/500 $1,798
100 CSL $1,571
300 CSL $1,727
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,530
20 $5,460
30 $3,320
40 $3,222
50 $3,072
60 $3,044

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $77
Homeowner $19
5-yr Accident Free $122
5-yr Claim Free $99
Paid in Full/EFT $77
Advance Quote $79
Online Quote $110
Total Discounts $666
Rate after discounts $820

Discounts are estimated and may not be available from every company or in every state.

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