Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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U.S. average auto insurance rates for an Audi SQ5 are $1,206 annually for full coverage insurance. Comprehensive costs on average $288 each year, collision insurance costs $504, and liability costs $304. Buying just liability costs as little as $346 a year, and insurance for high-risk drivers costs around $2,598. Teenage drivers pay the highest rates at up to $4,332 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Comprehensive $288
Collision $504
Liability $304

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and SQ5 models.

Price Range from Low to High

For an average driver, Audi SQ5 insurance prices range from as cheap as $346 for just liability insurance to a high rate of $2,598 for a high-risk insurance policy.

Liability Only $346
Full Coverage $1,206
High Risk $2,598

Geographic Price Range

Your location can make a big difference on insurance rates. Rural areas have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

The ranges above illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Audi SQ5 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $683
  • Drivers who choose higher $1,000 deductibles will pay around $182 each year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,206
  • Using low deductibles for comprehensive and collision insurance will cost $1,554
  • Drivers who are prone to accidents and violations could pay upwards of $2,598
  • The price with full coverage for a 16-year-old driver may cost $4,332 a year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $683 to $4,332 for full coverage

Insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $530 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $273 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi SQ5 insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,630 on average in Michigan, New York, and Florida.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $922 -$284 -23.5%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,372 $166 13.8%
Colorado $1,148 -$58 -4.8%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $906 -$300 -24.9%
Iowa $814 -$392 -32.5%
Kansas $1,142 -$64 -5.3%
Kentucky $1,642 $436 36.2%
Louisiana $1,784 $578 47.9%
Maine $742 -$464 -38.5%
Maryland $994 -$212 -17.6%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $948 -$258 -21.4%
Nevada $1,444 $238 19.7%
New Hampshire $868 -$338 -28.0%
New Jersey $1,346 $140 11.6%
New Mexico $1,064 -$142 -11.8%
New York $1,268 $62 5.1%
North Carolina $692 -$514 -42.6%
North Dakota $986 -$220 -18.2%
Ohio $832 -$374 -31.0%
Oklahoma $1,234 $28 2.3%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,606 $400 33.2%
South Carolina $1,090 -$116 -9.6%
South Dakota $1,014 -$192 -15.9%
Tennessee $1,054 -$152 -12.6%
Texas $1,450 $244 20.2%
Utah $890 -$316 -26.2%
Vermont $822 -$384 -31.8%
Virginia $722 -$484 -40.1%
Washington $928 -$278 -23.1%
West Virginia $1,106 -$100 -8.3%
Wisconsin $832 -$374 -31.0%
Wyoming $1,070 -$136 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $432 $812 $246 $1,600
2023 Audi SQ5 $412 $780 $258 $1,560
2022 Audi SQ5 $394 $774 $264 $1,542
2021 Audi SQ5 $382 $756 $274 $1,522
2020 Audi SQ5 $368 $724 $284 $1,486
2019 Audi SQ5 $348 $698 $292 $1,448
2018 Audi SQ5 $334 $648 $298 $1,390
2017 Audi SQ5 $320 $610 $300 $1,340
2016 Audi SQ5 $308 $548 $304 $1,270
2015 Audi SQ5 $288 $504 $304 $1,206
2014 Audi SQ5 $278 $472 $306 $1,166

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi SQ5 Insurance

Getting lower rates on insurance for an Audi SQ5 not only requires being a low-risk driver, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief summary of the car insurance concepts covered in the above illustrations.

  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,390 more each year to insure their SQ5
  • It is possible to save as much as $150 per year just by quoting online in advance
  • Increasing physical damage deductibles could save up to $525 each year
  • Insureds who require more liability coverage will pay an extra $330 annually to go from a low limit to higher 250/500 limits

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,332
20 $2,754
30 $1,266
40 $1,206
50 $1,098
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,392
$500 $1,206
$1,000 $1,024

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,267
100/300 $1,343
250/500 $1,540
100 CSL $1,297
300 CSL $1,464
500 CSL $1,586

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,218
20 $4,386
30 $2,662
40 $2,598
50 $2,474
60 $2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $169

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $62
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $523
Rate after discounts $683

Discounts are estimated and may not be available from every company or in every state.

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