Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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U.S. average auto insurance rates for an Audi SQ5 are $1,390 annually with full coverage. Comprehensive costs approximately $334 a year, collision costs $648, and liability insurance costs around $298. A policy with just liability insurance costs as low as $340 a year, with coverage for high-risk drivers costing around $3,016. Teenage drivers pay the highest rates at $4,940 a year or more.

Average premium for full coverage: $1,390

Price estimates by individual coverage:

Comprehensive $334
Collision $648
Liability $298

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and SQ5 trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi SQ5 insurance prices go from as cheap as $340 for your basic liability-only policy to a high of $3,016 for a policy for a high-risk driver.

Liability Only $340
Full Coverage $1,390
High Risk $3,016

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

The ranges above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $771
  • Using higher $1,000 deductibles will save $1,168 annually
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,390
  • Using low $100 deductibles for physical damage coverage will cost $1,826
  • Drivers who are prone to accidents and violations could pay around $3,016 or more
  • The price with full coverage for a teen driver can cost $4,940 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing full coverage Audi SQ5 insurance rates range from $771 to $4,940

Insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $660 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $268 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see prices as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,880 on average in New York, Michigan, and Florida.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$132 -9.5%
Alaska $1,066 -$324 -23.3%
Arizona $1,156 -$234 -16.8%
Arkansas $1,390 -$0 0.0%
California $1,584 $194 14.0%
Colorado $1,328 -$62 -4.5%
Connecticut $1,428 $38 2.7%
Delaware $1,572 $182 13.1%
Florida $1,736 $346 24.9%
Georgia $1,284 -$106 -7.6%
Hawaii $1,000 -$390 -28.1%
Idaho $942 -$448 -32.2%
Illinois $1,038 -$352 -25.3%
Indiana $1,046 -$344 -24.7%
Iowa $940 -$450 -32.4%
Kansas $1,320 -$70 -5.0%
Kentucky $1,894 $504 36.3%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,148 -$242 -17.4%
Massachusetts $1,110 -$280 -20.1%
Michigan $2,414 $1,024 73.7%
Minnesota $1,164 -$226 -16.3%
Mississippi $1,664 $274 19.7%
Missouri $1,232 -$158 -11.4%
Montana $1,494 $104 7.5%
Nebraska $1,094 -$296 -21.3%
Nevada $1,668 $278 20.0%
New Hampshire $1,002 -$388 -27.9%
New Jersey $1,552 $162 11.7%
New Mexico $1,230 -$160 -11.5%
New York $1,464 $74 5.3%
North Carolina $800 -$590 -42.4%
North Dakota $1,138 -$252 -18.1%
Ohio $960 -$430 -30.9%
Oklahoma $1,426 $36 2.6%
Oregon $1,274 -$116 -8.3%
Pennsylvania $1,324 -$66 -4.7%
Rhode Island $1,854 $464 33.4%
South Carolina $1,260 -$130 -9.4%
South Dakota $1,174 -$216 -15.5%
Tennessee $1,216 -$174 -12.5%
Texas $1,672 $282 20.3%
Utah $1,030 -$360 -25.9%
Vermont $950 -$440 -31.7%
Virginia $832 -$558 -40.1%
Washington $1,072 -$318 -22.9%
West Virginia $1,276 -$114 -8.2%
Wisconsin $962 -$428 -30.8%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Audi SQ5 $334 $648 $298 $1,390

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Audi SQ5 Insurance

Getting lower rates on Audi SQ5 insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the coverage data raised in the charts and tables above.

  • You may be able to save around $180 per year simply by quoting early and online
  • Increasing physical damage deductibles could save up to $650 each year
  • 16 to 18-year-old drivers are expensive to insure, costing up to $412 a month including comprehensive and collision insurance
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more per year than a driver with a clean driving record

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,940
20 $3,204
30 $1,470
40 $1,390
50 $1,268
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,624
$500 $1,390
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,450
100/300 $1,524
250/500 $1,718
100 CSL $1,479
300 CSL $1,643
500 CSL $1,763

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,120
20 $5,110
30 $3,102
40 $3,016
50 $2,876
60 $2,850

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $92
Paid in Full/EFT $71
Advance Quote $73
Online Quote $102
Total Discounts $619
Rate after discounts $771

Discounts are estimated and may not be available from every company or in every state.

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