Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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Estimated insurance rates for an Audi SQ5 are $1,206 a year for full coverage. Comprehensive costs approximately $288, collision costs $504, and liability insurance is $304. Liability-only coverage costs around $346 a year, with high-risk coverage costing around $2,598. Teen drivers pay the most at $4,332 a year or more.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Comprehensive $288
Collision $504
Liability $304

Full coverage includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different SQ5 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Audi SQ5 go from the low end price of $346 for your basic liability-only policy to a much higher rate of $2,598 for a driver that may need high-risk insurance.

Liability Only $346
Full Coverage $1,206
High Risk $2,598

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $683
  • Raising to $1,000 deductibles will save $182 a year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,206
  • Choosing more expensive low deductibles bumps up the cost to $1,554
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,598 or more
  • An auto insurance policy that insures a teen driver with full coverage can cost $4,332

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing full coverage Audi SQ5 insurance rates range from $683 to $4,332

Insurance prices for an Audi SQ5 also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Audi SQ5 insurance rates. A middle-age driver might find prices as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,720 on average in New York, Louisiana, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $922 -$284 -23.5%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,372 $166 13.8%
Colorado $1,148 -$58 -4.8%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $906 -$300 -24.9%
Iowa $814 -$392 -32.5%
Kansas $1,142 -$64 -5.3%
Kentucky $1,642 $436 36.2%
Louisiana $1,784 $578 47.9%
Maine $742 -$464 -38.5%
Maryland $994 -$212 -17.6%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $948 -$258 -21.4%
Nevada $1,444 $238 19.7%
New Hampshire $868 -$338 -28.0%
New Jersey $1,346 $140 11.6%
New Mexico $1,064 -$142 -11.8%
New York $1,268 $62 5.1%
North Carolina $692 -$514 -42.6%
North Dakota $986 -$220 -18.2%
Ohio $832 -$374 -31.0%
Oklahoma $1,234 $28 2.3%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,606 $400 33.2%
South Carolina $1,090 -$116 -9.6%
South Dakota $1,014 -$192 -15.9%
Tennessee $1,054 -$152 -12.6%
Texas $1,450 $244 20.2%
Utah $890 -$316 -26.2%
Vermont $822 -$384 -31.8%
Virginia $722 -$484 -40.1%
Washington $928 -$278 -23.1%
West Virginia $1,106 -$100 -8.3%
Wisconsin $832 -$374 -31.0%
Wyoming $1,070 -$136 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $530 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $273 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different.

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $432 $812 $246 $1,600
2023 Audi SQ5 $412 $780 $258 $1,560
2022 Audi SQ5 $394 $774 $264 $1,542
2021 Audi SQ5 $382 $756 $274 $1,522
2020 Audi SQ5 $368 $724 $284 $1,486
2019 Audi SQ5 $348 $698 $292 $1,448
2018 Audi SQ5 $334 $648 $298 $1,390
2017 Audi SQ5 $320 $610 $300 $1,340
2016 Audi SQ5 $308 $548 $304 $1,270
2015 Audi SQ5 $288 $504 $304 $1,206
2014 Audi SQ5 $278 $472 $306 $1,166

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi SQ5 Insurance

Finding better rates on Audi SQ5 insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Shop around once a year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The items below are a summary of the data that was presented in the illustrations above.

  • Drivers can save around $150 per year simply by shopping early and online
  • Drivers who purchase more liability coverage will pay about $330 each year to raise from 30/60 bodily injury limits to the 250/500 level
  • Teen drivers are expensive to insure, as much as $361 per month if full coverage is included
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,390 more per year to insure their SQ5

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,332
20 $2,754
30 $1,266
40 $1,206
50 $1,098
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,392
$500 $1,206
$1,000 $1,024

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,267
100/300 $1,343
250/500 $1,540
100 CSL $1,297
300 CSL $1,464
500 CSL $1,586

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,218
20 $4,386
30 $2,662
40 $2,598
50 $2,474
60 $2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $169

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $62
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $523
Rate after discounts $683

Discounts are estimated and may not be available from every company or in every state.

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