Audi SQ5 Insurance Rates

U.S. average insurance prices for an Audi SQ5 are $1,132 every 12 months for full coverage. Comprehensive costs around $270 a year, collision insurance costs $440, and liability costs around $312. Buying just liability costs as low as $352 a year, and insurance for high-risk drivers costs around $2,436. 16-year-old drivers pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and SQ5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $648
• Using higher $1,000 deductibles will save about $972 a year
• The average price for the average middle-age driver using $500 deductibles is $1,132
• Buying low $100 deductibles for physical damage coverage increases the price to $1,444
• High-risk insureds with multiple tickets or accidents could pay at least $2,436
• The price to insure a 16-year-old driver can be $4,102 or more

View Chart as Image

Insurance prices for an Audi SQ5 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $480 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $281 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 128% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see prices as low as $750 a year in states like Idaho, Maine, and Iowa, or at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Audi SQ5 Insurance

Getting lower rates on insurance for an Audi SQ5 requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief summary of the material that was touched on in the above illustrations.

• Insureds who may need higher liability limits will pay around $340 each year to increase from a low limit to a 250/500 level
• Teenagers are charged the highest prices, with premiums as much as $342 a month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,300 more every year for car insurance
• Increasing physical damage deductibles could save as much as $475 each year