Audi SQ5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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Average insurance prices for an Audi SQ5 are $1,166 every 12 months for full coverage. Comprehensive insurance costs around $278, collision costs $472, and liability coverage costs around $306. Buying just liability costs as low as $348 a year, with insurance for high-risk drivers costing $2,510 or more. Teen drivers receive the highest rates at $4,206 a year or more.
Average premium for full coverage: $1,166
Rate estimates for individual coverage type:
Rates are based on $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different SQ5 trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $348 for your basic liability-only policy to a much higher rate of $2,510 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas.
The price range example below illustrates the difference location can make on auto insurance rates.
These examples show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $664
- Using higher $1,000 deductibles will save about $172 a year
- The average price for a 40-year-old driver using $500 deductibles is $1,166
- Choosing more expensive low deductibles for physical damage coverage costs an extra $328 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,510 or more
- The cost to insure a teenage driver with full coverage can be $4,206 or more
Auto insurance rates for an Audi SQ5 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $276 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $4,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can be around 45% to 134% more than average. View High Risk Driver Rates
Where you live has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,660 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$114 | -9.8% |
| Alaska | $892 | -$274 | -23.5% |
| Arizona | $968 | -$198 | -17.0% |
| Arkansas | $1,166 | -$0 | 0.0% |
| California | $1,328 | $162 | 13.9% |
| Colorado | $1,110 | -$56 | -4.8% |
| Connecticut | $1,198 | $32 | 2.7% |
| Delaware | $1,318 | $152 | 13.0% |
| Florida | $1,454 | $288 | 24.7% |
| Georgia | $1,078 | -$88 | -7.5% |
| Hawaii | $840 | -$326 | -28.0% |
| Idaho | $790 | -$376 | -32.2% |
| Illinois | $868 | -$298 | -25.6% |
| Indiana | $880 | -$286 | -24.5% |
| Iowa | $786 | -$380 | -32.6% |
| Kansas | $1,106 | -$60 | -5.1% |
| Kentucky | $1,588 | $422 | 36.2% |
| Louisiana | $1,726 | $560 | 48.0% |
| Maine | $720 | -$446 | -38.3% |
| Maryland | $960 | -$206 | -17.7% |
| Massachusetts | $930 | -$236 | -20.2% |
| Michigan | $2,024 | $858 | 73.6% |
| Minnesota | $976 | -$190 | -16.3% |
| Mississippi | $1,398 | $232 | 19.9% |
| Missouri | $1,034 | -$132 | -11.3% |
| Montana | $1,254 | $88 | 7.5% |
| Nebraska | $918 | -$248 | -21.3% |
| Nevada | $1,398 | $232 | 19.9% |
| New Hampshire | $840 | -$326 | -28.0% |
| New Jersey | $1,302 | $136 | 11.7% |
| New Mexico | $1,032 | -$134 | -11.5% |
| New York | $1,228 | $62 | 5.3% |
| North Carolina | $670 | -$496 | -42.5% |
| North Dakota | $954 | -$212 | -18.2% |
| Ohio | $806 | -$360 | -30.9% |
| Oklahoma | $1,194 | $28 | 2.4% |
| Oregon | $1,068 | -$98 | -8.4% |
| Pennsylvania | $1,110 | -$56 | -4.8% |
| Rhode Island | $1,554 | $388 | 33.3% |
| South Carolina | $1,058 | -$108 | -9.3% |
| South Dakota | $982 | -$184 | -15.8% |
| Tennessee | $1,020 | -$146 | -12.5% |
| Texas | $1,404 | $238 | 20.4% |
| Utah | $864 | -$302 | -25.9% |
| Vermont | $796 | -$370 | -31.7% |
| Virginia | $700 | -$466 | -40.0% |
| Washington | $898 | -$268 | -23.0% |
| West Virginia | $1,070 | -$96 | -8.2% |
| Wisconsin | $806 | -$360 | -30.9% |
| Wyoming | $1,034 | -$132 | -11.3% |
With so much variability in rates, the only way to know your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $412 | $780 | $258 | $1,560 |
| 2023 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2022 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2021 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2020 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2019 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2018 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2017 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2016 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2015 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2014 Audi SQ5 | $270 | $440 | $312 | $1,132 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi SQ5 Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Make time to compare rates every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a quick review of the ideas that were touched on in this article.
- Teens are expensive to insure, costing as high as $351 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation may pay on average $1,340 more every year for SQ5 insurance
- Increasing deductibles could save as much as $500 each year
- Drivers can save up to $140 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,206 |
| 20 | $2,658 |
| 30 | $1,224 |
| 40 | $1,166 |
| 50 | $1,064 |
| 60 | $1,044 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,494 |
| $250 | $1,344 |
| $500 | $1,166 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,166 |
| 50/100 | $1,227 |
| 100/300 | $1,304 |
| 250/500 | $1,503 |
| 100 CSL | $1,258 |
| 300 CSL | $1,426 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $4,236 |
| 30 | $2,574 |
| 40 | $2,510 |
| 50 | $2,394 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $60 |
| Homeowner | $17 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $55 |
| Advance Quote | $59 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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