Audi SQ5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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Average insurance prices for an Audi SQ5 are $1,132 every 12 months including full coverage. Comprehensive costs on average $270, collision costs $440, and liability coverage costs around $312. A policy with just liability insurance costs as low as $352 a year, with coverage for high-risk drivers costing around $2,436. Teens receive the highest rates at $4,102 a year or more.
Average premium for full coverage: $1,132
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different SQ5 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $352 for just the minimum liability insurance to a much higher rate of $2,436 for a high-risk driver policy.
Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how location helps determine car insurance rates.
These examples highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Audi SQ5 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $648
- Using higher $1,000 deductibles will save around $160 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,132
- Selecting more expensive low deductibles for physical damage coverage increases the price to $1,444
- Higher-risk drivers with serious driving violations could pay upwards of $2,436 or more
- The cost to insure a teenage driver with full coverage may cost $4,102 or more
Insurance rates for an Audi SQ5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your SQ5.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $281 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance can be around 44% to 128% more than the average policy. View High Risk Driver Rates
Where you live has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,620 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $870 | -$262 | -23.1% |
| Arizona | $942 | -$190 | -16.8% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,290 | $158 | 14.0% |
| Colorado | $1,080 | -$52 | -4.6% |
| Connecticut | $1,162 | $30 | 2.7% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,414 | $282 | 24.9% |
| Georgia | $1,048 | -$84 | -7.4% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $768 | -$364 | -32.2% |
| Illinois | $844 | -$288 | -25.4% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,546 | $414 | 36.6% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $696 | -$436 | -38.5% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $904 | -$228 | -20.1% |
| Michigan | $1,968 | $836 | 73.9% |
| Minnesota | $948 | -$184 | -16.3% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $894 | -$238 | -21.0% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $820 | -$312 | -27.6% |
| New Jersey | $1,264 | $132 | 11.7% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,192 | $60 | 5.3% |
| North Carolina | $652 | -$480 | -42.4% |
| North Dakota | $928 | -$204 | -18.0% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,162 | $30 | 2.7% |
| Oregon | $1,040 | -$92 | -8.1% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,364 | $232 | 20.5% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $680 | -$452 | -39.9% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,040 | -$92 | -8.1% |
| Wisconsin | $784 | -$348 | -30.7% |
| Wyoming | $1,008 | -$124 | -11.0% |
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each insurance company calculates rates differently, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2023 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2022 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2021 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2020 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2019 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2018 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2017 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2016 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2015 Audi SQ5 | $270 | $440 | $312 | $1,132 |
| 2014 Audi SQ5 | $250 | $410 | $312 | $1,082 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi SQ5 Insurance
Saving money on auto insurance requires being a good driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following list is a brief summary of the information covered in the charts and tables above.
- You may be able to save as much as $140 per year simply by shopping early and online
- Drivers age 16 to 20 pay higher rates, as much as $342 per month if full coverage is included
- Increasing deductibles could save as much as $475 each year
- Drivers that tend to have accidents or serious violations may pay on average $1,300 more each year than a safer driver
- Consumers who require an increased level of liability coverage will pay approximately $340 per year to increase from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,576 |
| 30 | $1,190 |
| 40 | $1,132 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,444 |
| $250 | $1,300 |
| $500 | $1,132 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,194 |
| 100/300 | $1,272 |
| 250/500 | $1,475 |
| 100 CSL | $1,226 |
| 300 CSL | $1,397 |
| 500 CSL | $1,522 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,876 |
| 20 | $4,104 |
| 30 | $2,496 |
| 40 | $2,436 |
| 50 | $2,320 |
| 60 | $2,298 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $58 |
| Homeowner | $16 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $53 |
| Advance Quote | $56 |
| Online Quote | $82 |
| Total Discounts | $484 |
Discounts are estimated and may not be available from every company or in every state.
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