Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,166 a year for full coverage insurance. Comprehensive insurance costs approximately $278 a year, collision costs $472, and liability insurance costs around $306. Liability-only insurance costs as low as $348 a year, with high-risk driver insurance costing $2,510 or more. Teenage drivers cost the most to insure at $4,206 a year or more.

Average premium for full coverage: $1,166

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and SQ5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $664
• Using higher $1,000 deductibles will save $994 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,166
• Using low $100 deductibles for physical damage coverage will cost an additional $328 a year
• Drivers who are prone to accidents and violations could pay around $2,510 or more
• Policy cost that insures a teen driver can cost $4,206 or more

View Chart as Image

Auto insurance rates for an Audi SQ5 also range considerably based on the trim level of your SQ5, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,570 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $500 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $276 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

How to Find Affordable Audi SQ5 Insurance

Finding cheaper rates on Audi SQ5 insurance requires having a decent driving record, maintaining a good credit score, being claim-free, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a brief review of the material that was touched on above.

• Drivers who purchase additional liability coverage will pay an extra $340 annually to increase from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $351 each month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,340 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $500 each year