Audi SQ5 Insurance Rates

U.S. average insurance rates for an Audi SQ5 are $1,132 a year for full coverage. Comprehensive costs around $270 a year, collision insurance costs $440, and liability insurance costs around $312. A policy with just liability insurance costs as low as $352 a year, and coverage for high-risk drivers costs around $2,436. Teens pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates for individual coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and SQ5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $648
• Using higher $1,000 deductibles will save about $972 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,132
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,444
• Drivers with serious driving violations could pay at least $2,436
• The price that insures a teen driver can be $4,102 or more

View Chart as Image

Insurance prices for an Audi SQ5 are also quite variable based on the trim level of your SQ5, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $281 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi SQ5 Insurance

Getting lower rates on Audi SQ5 insurance requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare rates every other policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The next list is a brief review of the ideas that were covered in the above illustrations.

• Drivers age 20 and younger pay higher prices, with premiums as much as $342 a month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions pay on average $1,300 more every year to buy Audi SQ5 insurance
• Increasing physical damage deductibles can save approximately $475 each year
• Drivers can save up to $140 per year just by quoting early and online