Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $440, and liability coverage is $312. Liability-only coverage costs around $352 a year, and high-risk coverage costs $2,436 or more. 16-year-old drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and SQ5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $648
• Raising to $1,000 deductibles will save $160 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,132
• Buying low deductibles will cost an additional $312 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,436
• Policy cost that insures a teenage driver can cost $4,102

View Chart as Image

Insurance rates for an Audi SQ5 also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 128% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on Audi SQ5 insurance rates. A middle-age driver might find rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $281 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi SQ5 Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a condensed summary of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $342 each month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents will likely pay on average $1,300 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• You may be able to save around $140 per year just by quoting online in advance