Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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Estimated auto insurance rates for an Audi SQ5 are $1,166 annually with full coverage. Comprehensive insurance costs approximately $278 each year, collision insurance costs $472, and liability insurance is $306. A liability-only policy costs around $348 a year, and high-risk insurance costs $2,510 or more. Teen drivers pay the most at up to $4,206 a year.

Average premium for full coverage: $1,166

Premium estimates by type of coverage:

Comprehensive $278
Collision $472
Liability $306

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and SQ5 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi SQ5 range from as cheap as $348 for just liability insurance to a high rate of $2,510 for a policy for a high-risk driver.

Liability Only $348
Full Coverage $1,166
High Risk $2,510

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have fewer collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

Rural Areas $875
Small Cities $1,224
Large Cities $1,574

These rate differences demonstrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $664
  • Raising to $1,000 deductibles will save $172 annually
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,166
  • Choosing low deductibles costs an additional $328 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,510
  • An auto insurance policy with full coverage for a teen driver can cost $4,206

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $664 to $4,206 for full coverage

Auto insurance prices for an Audi SQ5 also have a wide range based on the model of your SQ5, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $500 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $276 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi SQ5 insurance rates. A middle-age driver might find prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,570 on average in New York, Michigan, and Florida.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,052 -$114 -9.8%
Alaska $892 -$274 -23.5%
Arizona $968 -$198 -17.0%
Arkansas $1,166 -$0 0.0%
California $1,328 $162 13.9%
Colorado $1,110 -$56 -4.8%
Connecticut $1,198 $32 2.7%
Delaware $1,318 $152 13.0%
Florida $1,454 $288 24.7%
Georgia $1,078 -$88 -7.5%
Hawaii $840 -$326 -28.0%
Idaho $790 -$376 -32.2%
Illinois $868 -$298 -25.6%
Indiana $880 -$286 -24.5%
Iowa $786 -$380 -32.6%
Kansas $1,106 -$60 -5.1%
Kentucky $1,588 $422 36.2%
Louisiana $1,726 $560 48.0%
Maine $720 -$446 -38.3%
Maryland $960 -$206 -17.7%
Massachusetts $930 -$236 -20.2%
Michigan $2,024 $858 73.6%
Minnesota $976 -$190 -16.3%
Mississippi $1,398 $232 19.9%
Missouri $1,034 -$132 -11.3%
Montana $1,254 $88 7.5%
Nebraska $918 -$248 -21.3%
Nevada $1,398 $232 19.9%
New Hampshire $840 -$326 -28.0%
New Jersey $1,302 $136 11.7%
New Mexico $1,032 -$134 -11.5%
New York $1,228 $62 5.3%
North Carolina $670 -$496 -42.5%
North Dakota $954 -$212 -18.2%
Ohio $806 -$360 -30.9%
Oklahoma $1,194 $28 2.4%
Oregon $1,068 -$98 -8.4%
Pennsylvania $1,110 -$56 -4.8%
Rhode Island $1,554 $388 33.3%
South Carolina $1,058 -$108 -9.3%
South Dakota $982 -$184 -15.8%
Tennessee $1,020 -$146 -12.5%
Texas $1,404 $238 20.4%
Utah $864 -$302 -25.9%
Vermont $796 -$370 -31.7%
Virginia $700 -$466 -40.0%
Washington $898 -$268 -23.0%
West Virginia $1,070 -$96 -8.2%
Wisconsin $806 -$360 -30.9%
Wyoming $1,034 -$132 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $412 $780 $258 $1,560
2023 Audi SQ5 $394 $774 $264 $1,542
2022 Audi SQ5 $382 $756 $274 $1,522
2021 Audi SQ5 $368 $724 $284 $1,486
2020 Audi SQ5 $348 $698 $292 $1,448
2019 Audi SQ5 $334 $648 $298 $1,390
2018 Audi SQ5 $320 $610 $300 $1,340
2017 Audi SQ5 $308 $548 $304 $1,270
2016 Audi SQ5 $288 $504 $304 $1,206
2015 Audi SQ5 $278 $472 $306 $1,166
2014 Audi SQ5 $270 $440 $312 $1,132

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi SQ5 Insurance

Finding better rates on Audi SQ5 insurance consists of having a decent driving record, having above-average credit, being claim-free, and possibly higher deductibles. Spend time shopping around every year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief recap of the coverage data touched on above.

  • You may be able to save around $140 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $500 each year
  • 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $351 per month if full coverage is included
  • High-risk drivers who tend to receive serious violations may pay on average $1,340 more per year than a driver with a clean driving record

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,206
20 $2,658
30 $1,224
40 $1,166
50 $1,064
60 $1,044

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,344
$500 $1,166
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,166
50/100 $1,227
100/300 $1,304
250/500 $1,503
100 CSL $1,258
300 CSL $1,426
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $4,236
30 $2,574
40 $2,510
50 $2,394
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $60
Homeowner $17
5-yr Accident Free $88
5-yr Claim Free $76
Paid in Full/EFT $55
Advance Quote $59
Online Quote $84
Total Discounts $502
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

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