Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $440, and liability costs around $312. Liability-only coverage costs as low as $352 a year, with high-risk coverage costing $2,436 or more. Teenage drivers cost the most to insure at $4,102 a year or more.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and SQ5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $648
• Using higher $1,000 deductibles will save $972 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,132
• Using low $100 deductibles for physical damage coverage will cost an additional $312 every year
• Drivers who are prone to accidents and violations could pay around $2,436 or more
• Policy cost that insures a teen driver can cost $4,102 or more

View Chart as Image

Insurance rates for an Audi SQ5 also range considerably based on the trim level of your SQ5, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $480 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $281 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied.

How to Find the Cheapest Audi SQ5 Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices once a year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a recap of the data that was covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting early and online
• Policyholders who purchase an increased level of liability coverage will pay an extra $340 per year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $342 each month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents will likely pay on average $1,300 more per year than a safer driver