Audi SQ5 Insurance Rates

U.S. average insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive insurance costs on average $270, collision insurance costs $440, and liability costs around $312. Liability-only insurance costs as low as $352 a year, and high-risk driver insurance costs $2,436 or more. Teenage drivers pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different SQ5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi SQ5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $648
• Using higher $1,000 deductibles will save around $160 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,132
• Using more expensive low deductibles for physical damage coverage will cost an additional $312 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,436
• The price that insures a 16-year-old driver with full coverage may cost $4,102 or more

View Chart as Image

Car insurance prices for an Audi SQ5 are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,100 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see prices as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $480 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $281 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi SQ5 Insurance

Getting lower rates on insurance for an Audi SQ5 requires having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by obtaining price quotes from direct companies, and also from several local insurance agents.

The next list is a quick review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $140 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $475 each year
• Drivers age 20 and younger are expensive to insure, costing up to $342 a month if full coverage is purchased
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,300 more each year to buy Audi SQ5 insurance