Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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Average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive insurance costs around $270 each year, collision insurance costs $440, and liability is estimated at $312. Buying just liability costs approximately $352 a year, and insurance for high-risk drivers costs $2,436 or more. Teens receive the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Rate estimates for individual coverage type:

Comprehensive $270
Collision $440
Liability $312

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and SQ5 models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the low end price of $352 for basic liability insurance to a high rate of $2,436 for a driver who requires high-risk insurance.

Liability Only $352
Full Coverage $1,132
High Risk $2,436

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $849
Small Cities $1,189
Large Cities $1,528

These examples highlight why all drivers should get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Audi SQ5 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $648
  • Choosing higher $1,000 deductibles can save about $160 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,132
  • Selecting low deductibles for comp and collision coverage will cost an additional $312 annually
  • Higher-risk drivers with serious driving violations could pay at least $2,436
  • The cost that insures a 16-year-old driver can be $4,102 each year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $648 to $4,102 for full coverage

Auto insurance rates for an Audi SQ5 can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi SQ5 insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,620 on average in Michigan, New York, and Louisiana.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$108 -9.5%
Alaska $870 -$262 -23.1%
Arizona $942 -$190 -16.8%
Arkansas $1,132 -$0 0.0%
California $1,290 $158 14.0%
Colorado $1,080 -$52 -4.6%
Connecticut $1,162 $30 2.7%
Delaware $1,282 $150 13.3%
Florida $1,414 $282 24.9%
Georgia $1,048 -$84 -7.4%
Hawaii $814 -$318 -28.1%
Idaho $768 -$364 -32.2%
Illinois $844 -$288 -25.4%
Indiana $854 -$278 -24.6%
Iowa $764 -$368 -32.5%
Kansas $1,076 -$56 -4.9%
Kentucky $1,546 $414 36.6%
Louisiana $1,676 $544 48.1%
Maine $696 -$436 -38.5%
Maryland $936 -$196 -17.3%
Massachusetts $904 -$228 -20.1%
Michigan $1,968 $836 73.9%
Minnesota $948 -$184 -16.3%
Mississippi $1,358 $226 20.0%
Missouri $1,006 -$126 -11.1%
Montana $1,218 $86 7.6%
Nebraska $894 -$238 -21.0%
Nevada $1,358 $226 20.0%
New Hampshire $820 -$312 -27.6%
New Jersey $1,264 $132 11.7%
New Mexico $1,002 -$130 -11.5%
New York $1,192 $60 5.3%
North Carolina $652 -$480 -42.4%
North Dakota $928 -$204 -18.0%
Ohio $782 -$350 -30.9%
Oklahoma $1,162 $30 2.7%
Oregon $1,040 -$92 -8.1%
Pennsylvania $1,080 -$52 -4.6%
Rhode Island $1,512 $380 33.6%
South Carolina $1,028 -$104 -9.2%
South Dakota $956 -$176 -15.5%
Tennessee $992 -$140 -12.4%
Texas $1,364 $232 20.5%
Utah $840 -$292 -25.8%
Vermont $776 -$356 -31.4%
Virginia $680 -$452 -39.9%
Washington $874 -$258 -22.8%
West Virginia $1,040 -$92 -8.1%
Wisconsin $784 -$348 -30.7%
Wyoming $1,008 -$124 -11.0%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $281 extra every year. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $394 $774 $264 $1,542
2023 Audi SQ5 $382 $756 $274 $1,522
2022 Audi SQ5 $368 $724 $284 $1,486
2021 Audi SQ5 $348 $698 $292 $1,448
2020 Audi SQ5 $334 $648 $298 $1,390
2019 Audi SQ5 $320 $610 $300 $1,340
2018 Audi SQ5 $308 $548 $304 $1,270
2017 Audi SQ5 $288 $504 $304 $1,206
2016 Audi SQ5 $278 $472 $306 $1,166
2015 Audi SQ5 $270 $440 $312 $1,132
2014 Audi SQ5 $250 $410 $312 $1,082

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi SQ5 Insurance

Saving money on insurance for an Audi SQ5 takes having a good driving record, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a summary of the concepts that were illustrated above.

  • Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,300 more every year to buy Audi SQ5 insurance
  • Drivers age 20 and younger are expensive to insure, as much as $342 per month if the policy includes full coverage
  • You may be able to save up to $140 per year just by quoting online in advance
  • Increasing deductibles can save approximately $475 each year
  • You may be able to save up to $140 per year just by quoting online in advance

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,102
20 $2,576
30 $1,190
40 $1,132
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,444
$250 $1,300
$500 $1,132
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,132
50/100 $1,194
100/300 $1,272
250/500 $1,475
100 CSL $1,226
300 CSL $1,397
500 CSL $1,522

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $5,876
20 $4,104
30 $2,496
40 $2,436
50 $2,320
60 $2,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $58
Homeowner $16
5-yr Accident Free $84
5-yr Claim Free $74
Paid in Full/EFT $53
Advance Quote $56
Online Quote $82
Total Discounts $484
Rate after discounts $648

Discounts are estimated and may not be available from every company or in every state.

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