Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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U.S. average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive costs around $270 each year, collision insurance costs $440, and liability insurance costs around $312. A policy with just liability insurance costs as low as $352 a year, and coverage for high-risk drivers costs around $2,436. Teens pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates for individual coverage:

Comprehensive $270
Collision $440
Liability $312

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and SQ5 models.

Price Range from Low to High

For a driver around age 40, Audi SQ5 insurance prices range from the low end price of $352 for minimum levels of liability insurance to a high rate of $2,436 for a high-risk insurance policy.

Liability Only $352
Full Coverage $1,132
High Risk $2,436

Geographic Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $849
Small Cities $1,189
Large Cities $1,528

The ranges above highlight why all drivers should compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

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Additional Rate Details

The chart below breaks down average Audi SQ5 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $648
  • Using higher $1,000 deductibles will save about $160 every year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,132
  • Selecting low deductibles for physical damage coverage bumps up the cost to $1,444
  • Drivers with serious driving violations could pay at least $2,436
  • The price that insures a teen driver can be $4,102 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $648 to $4,102 for full coverage

Insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,620 on average in Michigan, New York, and Louisiana.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$108 -9.5%
Alaska $870 -$262 -23.1%
Arizona $942 -$190 -16.8%
Arkansas $1,132 -$0 0.0%
California $1,290 $158 14.0%
Colorado $1,080 -$52 -4.6%
Connecticut $1,162 $30 2.7%
Delaware $1,282 $150 13.3%
Florida $1,414 $282 24.9%
Georgia $1,048 -$84 -7.4%
Hawaii $814 -$318 -28.1%
Idaho $768 -$364 -32.2%
Illinois $844 -$288 -25.4%
Indiana $854 -$278 -24.6%
Iowa $764 -$368 -32.5%
Kansas $1,076 -$56 -4.9%
Kentucky $1,546 $414 36.6%
Louisiana $1,676 $544 48.1%
Maine $696 -$436 -38.5%
Maryland $936 -$196 -17.3%
Massachusetts $904 -$228 -20.1%
Michigan $1,968 $836 73.9%
Minnesota $948 -$184 -16.3%
Mississippi $1,358 $226 20.0%
Missouri $1,006 -$126 -11.1%
Montana $1,218 $86 7.6%
Nebraska $894 -$238 -21.0%
Nevada $1,358 $226 20.0%
New Hampshire $820 -$312 -27.6%
New Jersey $1,264 $132 11.7%
New Mexico $1,002 -$130 -11.5%
New York $1,192 $60 5.3%
North Carolina $652 -$480 -42.4%
North Dakota $928 -$204 -18.0%
Ohio $782 -$350 -30.9%
Oklahoma $1,162 $30 2.7%
Oregon $1,040 -$92 -8.1%
Pennsylvania $1,080 -$52 -4.6%
Rhode Island $1,512 $380 33.6%
South Carolina $1,028 -$104 -9.2%
South Dakota $956 -$176 -15.5%
Tennessee $992 -$140 -12.4%
Texas $1,364 $232 20.5%
Utah $840 -$292 -25.8%
Vermont $776 -$356 -31.4%
Virginia $680 -$452 -39.9%
Washington $874 -$258 -22.8%
West Virginia $1,040 -$92 -8.1%
Wisconsin $784 -$348 -30.7%
Wyoming $1,008 -$124 -11.0%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $281 more per year. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $394 $774 $264 $1,542
2023 Audi SQ5 $382 $756 $274 $1,522
2022 Audi SQ5 $368 $724 $284 $1,486
2021 Audi SQ5 $348 $698 $292 $1,448
2020 Audi SQ5 $334 $648 $298 $1,390
2019 Audi SQ5 $320 $610 $300 $1,340
2018 Audi SQ5 $308 $548 $304 $1,270
2017 Audi SQ5 $288 $504 $304 $1,206
2016 Audi SQ5 $278 $472 $306 $1,166
2015 Audi SQ5 $270 $440 $312 $1,132
2014 Audi SQ5 $250 $410 $312 $1,082

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi SQ5 Insurance

Getting lower rates on Audi SQ5 insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare rates at least every other year by quoting rates from direct car insurance companies, and also from local insurance agencies.

Below is a review of the car insurance concepts covered above.

  • High-risk drivers who have several accidents or serious violations may have to pay on average $1,300 more every year for auto insurance
  • You may be able to save up to $140 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $475 each year
  • Drivers who may need higher levels of liability will pay approximately $340 per year to increase from a low limit to the 250/500 level

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,102
20 $2,576
30 $1,190
40 $1,132
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,444
$250 $1,300
$500 $1,132
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,132
50/100 $1,194
100/300 $1,272
250/500 $1,475
100 CSL $1,226
300 CSL $1,397
500 CSL $1,522

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $5,876
20 $4,104
30 $2,496
40 $2,436
50 $2,320
60 $2,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $58
Homeowner $16
5-yr Accident Free $84
5-yr Claim Free $74
Paid in Full/EFT $53
Advance Quote $56
Online Quote $82
Total Discounts $484
Rate after discounts $648

Discounts are estimated and may not be available from every company or in every state.

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