Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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The average insurance rates for an Audi SQ5 are $1,132 a year for full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $440, and liability insurance costs around $312. Liability-only insurance costs as low as $352 a year, and high-risk driver insurance costs $2,436 or more. Teen drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Comprehensive $270
Collision $440
Liability $312

Includes $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all SQ5 models.

Price Range Variability

For the normal driver, Audi SQ5 insurance rates range from as low as $352 for basic liability insurance to the much higher price of $2,436 for high-risk insurance.

Liability Only $352
Full Coverage $1,132
High Risk $2,436

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $849
Small Cities $1,189
Large Cities $1,528

The examples above show why everyone should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rate Comparisons

The chart below shows average Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $648
  • Using higher $1,000 deductibles will save $160 a year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,132
  • Choosing pricier low deductibles for physical damage coverage will cost an extra $312 a year
  • Drivers with multiple violations and an at-fault accident could pay around $2,436
  • Policy cost for full coverage for a teen driver for full coverage can cost $4,102 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $648 to $4,102 for full coverage

Auto insurance rates for an Audi SQ5 also range considerably based on your risk profile, the trim level of your SQ5, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $750 a year in states like Iowa, Maine, and Idaho, or as much as $1,620 on average in New York, Louisiana, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$108 -9.5%
Alaska $870 -$262 -23.1%
Arizona $942 -$190 -16.8%
Arkansas $1,132 -$0 0.0%
California $1,290 $158 14.0%
Colorado $1,080 -$52 -4.6%
Connecticut $1,162 $30 2.7%
Delaware $1,282 $150 13.3%
Florida $1,414 $282 24.9%
Georgia $1,048 -$84 -7.4%
Hawaii $814 -$318 -28.1%
Idaho $768 -$364 -32.2%
Illinois $844 -$288 -25.4%
Indiana $854 -$278 -24.6%
Iowa $764 -$368 -32.5%
Kansas $1,076 -$56 -4.9%
Kentucky $1,546 $414 36.6%
Louisiana $1,676 $544 48.1%
Maine $696 -$436 -38.5%
Maryland $936 -$196 -17.3%
Massachusetts $904 -$228 -20.1%
Michigan $1,968 $836 73.9%
Minnesota $948 -$184 -16.3%
Mississippi $1,358 $226 20.0%
Missouri $1,006 -$126 -11.1%
Montana $1,218 $86 7.6%
Nebraska $894 -$238 -21.0%
Nevada $1,358 $226 20.0%
New Hampshire $820 -$312 -27.6%
New Jersey $1,264 $132 11.7%
New Mexico $1,002 -$130 -11.5%
New York $1,192 $60 5.3%
North Carolina $652 -$480 -42.4%
North Dakota $928 -$204 -18.0%
Ohio $782 -$350 -30.9%
Oklahoma $1,162 $30 2.7%
Oregon $1,040 -$92 -8.1%
Pennsylvania $1,080 -$52 -4.6%
Rhode Island $1,512 $380 33.6%
South Carolina $1,028 -$104 -9.2%
South Dakota $956 -$176 -15.5%
Tennessee $992 -$140 -12.4%
Texas $1,364 $232 20.5%
Utah $840 -$292 -25.8%
Vermont $776 -$356 -31.4%
Virginia $680 -$452 -39.9%
Washington $874 -$258 -22.8%
West Virginia $1,040 -$92 -8.1%
Wisconsin $784 -$348 -30.7%
Wyoming $1,008 -$124 -11.0%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $480 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $281 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. Audi SQ5 insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $394 $774 $264 $1,542
2023 Audi SQ5 $382 $756 $274 $1,522
2022 Audi SQ5 $368 $724 $284 $1,486
2021 Audi SQ5 $348 $698 $292 $1,448
2020 Audi SQ5 $334 $648 $298 $1,390
2019 Audi SQ5 $320 $610 $300 $1,340
2018 Audi SQ5 $308 $548 $304 $1,270
2017 Audi SQ5 $288 $504 $304 $1,206
2016 Audi SQ5 $278 $472 $306 $1,166
2015 Audi SQ5 $270 $440 $312 $1,132
2014 Audi SQ5 $250 $410 $312 $1,082

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ5 Insurance

Finding cheaper rates on Audi SQ5 insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the material that was presented in the illustrations above.

  • Drivers who purchase an increased level of liability coverage will pay about $340 each year to increase from a 30/60 limit to 250/500 limits
  • Drivers age 16 to 20 have the highest car insurance rates, costing up to $342 each month if they have full coverage
  • High-risk drivers that have major violations or accidents may pay on average $1,300 more per year than a safer driver
  • Increasing comprehensive and collision deductibles can save around $475 each year

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,102
20 $2,576
30 $1,190
40 $1,132
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,444
$250 $1,300
$500 $1,132
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,132
50/100 $1,194
100/300 $1,272
250/500 $1,475
100 CSL $1,226
300 CSL $1,397
500 CSL $1,522

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $5,876
20 $4,104
30 $2,496
40 $2,436
50 $2,320
60 $2,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $58
Homeowner $16
5-yr Accident Free $84
5-yr Claim Free $74
Paid in Full/EFT $53
Advance Quote $56
Online Quote $82
Total Discounts $484
Rate after discounts $648

Discounts are estimated and may not be available from every company or in every state.

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