Audi SQ5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 11, 2024
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U.S. average auto insurance rates for an Audi SQ5 are $1,166 annually for full coverage insurance. Comprehensive insurance costs an estimated $278 a year, collision costs $472, and liability costs $306. A policy with just liability insurance costs as little as $348 a year, with coverage for high-risk drivers costing $2,510 or more. 16-year-old drivers pay the highest rates at $4,206 a year or more.
Average premium for full coverage: $1,166
Price estimates broken down by individual coverage:
Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and SQ5 trim levels.
Price Range from Low to High
For the normal driver, Audi SQ5 insurance prices go from as cheap as $348 for minimum levels of liability insurance to a high of $2,510 for a driver that may need high-risk insurance.
Geographic Price Range
Your location can have significant affects on the price of insurance. More rural locations have fewer physical damage claims than congested cities.
The diagram below illustrates how geographic area affects insurance prices.
The ranges above illustrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Audi SQ5 insurance rates for other coverage scenarios.
- The best full coverage rate is $664
- Drivers who choose higher $1,000 deductibles will pay approximately $994 each year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,166
- Buying low $100 deductibles for comprehensive and collision insurance costs an additional $328 every year
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,510 or more
- The price with full coverage for a teen driver can cost as much as $4,206 a year
Insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $500 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $276 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Audi SQ5 insurance prices. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,570 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$114 | -9.8% |
| Alaska | $892 | -$274 | -23.5% |
| Arizona | $968 | -$198 | -17.0% |
| Arkansas | $1,166 | -$0 | 0.0% |
| California | $1,328 | $162 | 13.9% |
| Colorado | $1,110 | -$56 | -4.8% |
| Connecticut | $1,198 | $32 | 2.7% |
| Delaware | $1,318 | $152 | 13.0% |
| Florida | $1,454 | $288 | 24.7% |
| Georgia | $1,078 | -$88 | -7.5% |
| Hawaii | $840 | -$326 | -28.0% |
| Idaho | $790 | -$376 | -32.2% |
| Illinois | $868 | -$298 | -25.6% |
| Indiana | $880 | -$286 | -24.5% |
| Iowa | $786 | -$380 | -32.6% |
| Kansas | $1,106 | -$60 | -5.1% |
| Kentucky | $1,588 | $422 | 36.2% |
| Louisiana | $1,726 | $560 | 48.0% |
| Maine | $720 | -$446 | -38.3% |
| Maryland | $960 | -$206 | -17.7% |
| Massachusetts | $930 | -$236 | -20.2% |
| Michigan | $2,024 | $858 | 73.6% |
| Minnesota | $976 | -$190 | -16.3% |
| Mississippi | $1,398 | $232 | 19.9% |
| Missouri | $1,034 | -$132 | -11.3% |
| Montana | $1,254 | $88 | 7.5% |
| Nebraska | $918 | -$248 | -21.3% |
| Nevada | $1,398 | $232 | 19.9% |
| New Hampshire | $840 | -$326 | -28.0% |
| New Jersey | $1,302 | $136 | 11.7% |
| New Mexico | $1,032 | -$134 | -11.5% |
| New York | $1,228 | $62 | 5.3% |
| North Carolina | $670 | -$496 | -42.5% |
| North Dakota | $954 | -$212 | -18.2% |
| Ohio | $806 | -$360 | -30.9% |
| Oklahoma | $1,194 | $28 | 2.4% |
| Oregon | $1,068 | -$98 | -8.4% |
| Pennsylvania | $1,110 | -$56 | -4.8% |
| Rhode Island | $1,554 | $388 | 33.3% |
| South Carolina | $1,058 | -$108 | -9.3% |
| South Dakota | $982 | -$184 | -15.8% |
| Tennessee | $1,020 | -$146 | -12.5% |
| Texas | $1,404 | $238 | 20.4% |
| Utah | $864 | -$302 | -25.9% |
| Vermont | $796 | -$370 | -31.7% |
| Virginia | $700 | -$466 | -40.0% |
| Washington | $898 | -$268 | -23.0% |
| West Virginia | $1,070 | -$96 | -8.2% |
| Wisconsin | $806 | -$360 | -30.9% |
| Wyoming | $1,034 | -$132 | -11.3% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Every company utilizes a different rate formula, so the prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $412 | $780 | $258 | $1,560 |
| 2023 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2022 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2021 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2020 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2019 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2018 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2017 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2016 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2015 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2014 Audi SQ5 | $270 | $440 | $312 | $1,132 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi SQ5 Insurance
Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a recap of the data that was presented in the illustrations above.
- It is possible to save approximately $140 per year simply by quoting early and online
- Policyholders who want higher liability limits will pay around $340 annually to go from a low limit to higher 250/500 limits
- Teenagers are charged the highest prices, as much as $351 a month including comprehensive and collision insurance
- Higher risk drivers that have major violations or accidents may pay on average $1,340 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,206 |
| 20 | $2,658 |
| 30 | $1,224 |
| 40 | $1,166 |
| 50 | $1,064 |
| 60 | $1,044 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,494 |
| $250 | $1,344 |
| $500 | $1,166 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,166 |
| 50/100 | $1,227 |
| 100/300 | $1,304 |
| 250/500 | $1,503 |
| 100 CSL | $1,258 |
| 300 CSL | $1,426 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $4,236 |
| 30 | $2,574 |
| 40 | $2,510 |
| 50 | $2,394 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $60 |
| Homeowner | $17 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $55 |
| Advance Quote | $59 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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