Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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U.S. average auto insurance rates for an Audi SQ5 are $1,132 annually for full coverage insurance. Comprehensive insurance costs approximately $270 a year, collision insurance costs $440, and liability coverage is estimated at $312. Liability-only insurance costs approximately $352 a year, and high-risk driver insurance costs $2,436 or more. Teen drivers pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates by individual coverage:

Comprehensive $270
Collision $440
Liability $312

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and SQ5 trim levels.

Price Range from Low to High

For the normal driver, Audi SQ5 insurance prices range from as cheap as $352 for just liability insurance to a high of $2,436 for a high-risk driver policy.

Liability Only $352
Full Coverage $1,132
High Risk $2,436

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $849
Small Cities $1,189
Large Cities $1,528

The ranges above illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $648
  • Choosing higher $1,000 deductibles can save $972 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,132
  • Choosing low $100 deductibles for comp and collision coverage costs an additional $312 each year
  • Drivers with multiple violations and an at-fault accident could pay around $2,436
  • The price with full coverage for a teenage driver can cost $4,102 each year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $648 to $4,102 for full coverage

Car insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $480 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $281 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi SQ5 insurance rates. A good driver about age 40 could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$108 -9.5%
Alaska $870 -$262 -23.1%
Arizona $942 -$190 -16.8%
Arkansas $1,132 -$0 0.0%
California $1,290 $158 14.0%
Colorado $1,080 -$52 -4.6%
Connecticut $1,162 $30 2.7%
Delaware $1,282 $150 13.3%
Florida $1,414 $282 24.9%
Georgia $1,048 -$84 -7.4%
Hawaii $814 -$318 -28.1%
Idaho $768 -$364 -32.2%
Illinois $844 -$288 -25.4%
Indiana $854 -$278 -24.6%
Iowa $764 -$368 -32.5%
Kansas $1,076 -$56 -4.9%
Kentucky $1,546 $414 36.6%
Louisiana $1,676 $544 48.1%
Maine $696 -$436 -38.5%
Maryland $936 -$196 -17.3%
Massachusetts $904 -$228 -20.1%
Michigan $1,968 $836 73.9%
Minnesota $948 -$184 -16.3%
Mississippi $1,358 $226 20.0%
Missouri $1,006 -$126 -11.1%
Montana $1,218 $86 7.6%
Nebraska $894 -$238 -21.0%
Nevada $1,358 $226 20.0%
New Hampshire $820 -$312 -27.6%
New Jersey $1,264 $132 11.7%
New Mexico $1,002 -$130 -11.5%
New York $1,192 $60 5.3%
North Carolina $652 -$480 -42.4%
North Dakota $928 -$204 -18.0%
Ohio $782 -$350 -30.9%
Oklahoma $1,162 $30 2.7%
Oregon $1,040 -$92 -8.1%
Pennsylvania $1,080 -$52 -4.6%
Rhode Island $1,512 $380 33.6%
South Carolina $1,028 -$104 -9.2%
South Dakota $956 -$176 -15.5%
Tennessee $992 -$140 -12.4%
Texas $1,364 $232 20.5%
Utah $840 -$292 -25.8%
Vermont $776 -$356 -31.4%
Virginia $680 -$452 -39.9%
Washington $874 -$258 -22.8%
West Virginia $1,040 -$92 -8.1%
Wisconsin $784 -$348 -30.7%
Wyoming $1,008 -$124 -11.0%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $394 $774 $264 $1,542
2023 Audi SQ5 $382 $756 $274 $1,522
2022 Audi SQ5 $368 $724 $284 $1,486
2021 Audi SQ5 $348 $698 $292 $1,448
2020 Audi SQ5 $334 $648 $298 $1,390
2019 Audi SQ5 $320 $610 $300 $1,340
2018 Audi SQ5 $308 $548 $304 $1,270
2017 Audi SQ5 $288 $504 $304 $1,206
2016 Audi SQ5 $278 $472 $306 $1,166
2015 Audi SQ5 $270 $440 $312 $1,132
2014 Audi SQ5 $250 $410 $312 $1,082

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi SQ5 Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a quick review of the information presented in the illustrations above.

  • It is possible to save around $140 per year just by quoting early and online
  • Teenagers pay the highest auto insurance prices, as much as $342 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save up to $475 each year
  • Drivers with a DUI or reckless driving violation could be forced to pay on average $1,300 more per year for car insurance
  • Consumers who purchase higher liability limits will pay about $340 annually to raise limits from a low limit to higher 250/500 limits

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,102
20 $2,576
30 $1,190
40 $1,132
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,444
$250 $1,300
$500 $1,132
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,132
50/100 $1,194
100/300 $1,272
250/500 $1,475
100 CSL $1,226
300 CSL $1,397
500 CSL $1,522

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $5,876
20 $4,104
30 $2,496
40 $2,436
50 $2,320
60 $2,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $58
Homeowner $16
5-yr Accident Free $84
5-yr Claim Free $74
Paid in Full/EFT $53
Advance Quote $56
Online Quote $82
Total Discounts $484
Rate after discounts $648

Discounts are estimated and may not be available from every company or in every state.

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