Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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U.S. average insurance rates for an Audi SQ5 are $1,166 a year including full coverage. Comprehensive costs approximately $278 each year, collision insurance costs $472, and liability insurance costs $306. Liability-only insurance costs as little as $348 a year, and high-risk driver insurance costs around $2,510. Teens pay the highest rates at up to $4,206 a year.

Average premium for full coverage: $1,166

Price estimates by individual coverage:

Comprehensive $278
Collision $472
Liability $306

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and SQ5 models.

Price Range from Low to High

For an average driver, Audi SQ5 insurance prices range from as low as $348 for liability-only coverage to a high rate of $2,510 for a high-risk driver policy.

Liability Only $348
Full Coverage $1,166
High Risk $2,510

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $875
Small Cities $1,224
Large Cities $1,574

The ranges above highlight why all drivers should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Audi SQ5 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $664
  • Drivers who choose higher $1,000 deductibles will pay $172 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,166
  • Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,494
  • High risk drivers with serious driving violations could pay around $2,510
  • The price for full coverage for a teen driver can cost $4,206 a year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $664 to $4,206 for full coverage

Car insurance prices for an Audi SQ5 are also quite variable based on your driving record, the model of your SQ5, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

The state you live in makes a big difference in Audi SQ5 insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,660 on average in Louisiana, New York, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,052 -$114 -9.8%
Alaska $892 -$274 -23.5%
Arizona $968 -$198 -17.0%
Arkansas $1,166 -$0 0.0%
California $1,328 $162 13.9%
Colorado $1,110 -$56 -4.8%
Connecticut $1,198 $32 2.7%
Delaware $1,318 $152 13.0%
Florida $1,454 $288 24.7%
Georgia $1,078 -$88 -7.5%
Hawaii $840 -$326 -28.0%
Idaho $790 -$376 -32.2%
Illinois $868 -$298 -25.6%
Indiana $880 -$286 -24.5%
Iowa $786 -$380 -32.6%
Kansas $1,106 -$60 -5.1%
Kentucky $1,588 $422 36.2%
Louisiana $1,726 $560 48.0%
Maine $720 -$446 -38.3%
Maryland $960 -$206 -17.7%
Massachusetts $930 -$236 -20.2%
Michigan $2,024 $858 73.6%
Minnesota $976 -$190 -16.3%
Mississippi $1,398 $232 19.9%
Missouri $1,034 -$132 -11.3%
Montana $1,254 $88 7.5%
Nebraska $918 -$248 -21.3%
Nevada $1,398 $232 19.9%
New Hampshire $840 -$326 -28.0%
New Jersey $1,302 $136 11.7%
New Mexico $1,032 -$134 -11.5%
New York $1,228 $62 5.3%
North Carolina $670 -$496 -42.5%
North Dakota $954 -$212 -18.2%
Ohio $806 -$360 -30.9%
Oklahoma $1,194 $28 2.4%
Oregon $1,068 -$98 -8.4%
Pennsylvania $1,110 -$56 -4.8%
Rhode Island $1,554 $388 33.3%
South Carolina $1,058 -$108 -9.3%
South Dakota $982 -$184 -15.8%
Tennessee $1,020 -$146 -12.5%
Texas $1,404 $238 20.4%
Utah $864 -$302 -25.9%
Vermont $796 -$370 -31.7%
Virginia $700 -$466 -40.0%
Washington $898 -$268 -23.0%
West Virginia $1,070 -$96 -8.2%
Wisconsin $806 -$360 -30.9%
Wyoming $1,034 -$132 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $500 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $276 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 134% more than the average policy. View High Risk Driver Rates

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $412 $780 $258 $1,560
2023 Audi SQ5 $394 $774 $264 $1,542
2022 Audi SQ5 $382 $756 $274 $1,522
2021 Audi SQ5 $368 $724 $284 $1,486
2020 Audi SQ5 $348 $698 $292 $1,448
2019 Audi SQ5 $334 $648 $298 $1,390
2018 Audi SQ5 $320 $610 $300 $1,340
2017 Audi SQ5 $308 $548 $304 $1,270
2016 Audi SQ5 $288 $504 $304 $1,206
2015 Audi SQ5 $278 $472 $306 $1,166
2014 Audi SQ5 $270 $440 $312 $1,132

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ5 Insurance

Getting lower rates on Audi SQ5 insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a recap of the information covered in the above illustrations.

  • You may be able to save around $140 per year just by quoting online in advance
  • 16 to 18-year-old drivers pay the highest auto insurance prices, possibly costing $351 a month if full coverage is included
  • Increasing physical damage deductibles can save around $500 each year
  • High-risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year than a driver with a clean driving record
  • Drivers who purchase additional liability coverage will pay approximately $340 per year to go from a low limit to 250/500 limits

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,206
20 $2,658
30 $1,224
40 $1,166
50 $1,064
60 $1,044

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,344
$500 $1,166
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,166
50/100 $1,227
100/300 $1,304
250/500 $1,503
100 CSL $1,258
300 CSL $1,426
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $4,236
30 $2,574
40 $2,510
50 $2,394
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $60
Homeowner $17
5-yr Accident Free $88
5-yr Claim Free $76
Paid in Full/EFT $55
Advance Quote $59
Online Quote $84
Total Discounts $502
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

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