Audi SQ5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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The average insurance prices for an Audi SQ5 are $1,166 every 12 months for full coverage. Comprehensive costs around $278, collision costs $472, and liability costs around $306. Liability-only coverage costs as low as $348 a year, with high-risk coverage costing around $2,510. Teen drivers cost the most to insure at $4,206 a year or more.
Average premium for full coverage: $1,166
Policy rates for type of insurance:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all SQ5 models.
Price Range Variability
For the average driver, Audi SQ5 insurance rates go from the cheapest price of $348 for just the minimum liability insurance to the much higher price of $2,510 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas.
The example below illustrates how location impacts auto insurance rates.
The examples above show why everyone should compare prices for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $664
- Using higher $1,000 deductibles will save about $172 a year
- The average price for a good driver age 40 using $500 deductibles is $1,166
- Choosing pricier low deductibles for physical damage coverage increases the price to $1,494
- Drivers with multiple violations and an at-fault accident could pay at least $2,510 or more
- Policy cost to insure a teen driver for full coverage can be $4,206 or more
Insurance rates for an Audi SQ5 also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $500 every year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $276 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,400 to $1,900 additional every year, depending on your age. Audi SQ5 insurance for high-risk drivers can be as much as 45% to 134% more than average. View High Risk Driver Rates
Your home state has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,660 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$114 | -9.8% |
| Alaska | $892 | -$274 | -23.5% |
| Arizona | $968 | -$198 | -17.0% |
| Arkansas | $1,166 | -$0 | 0.0% |
| California | $1,328 | $162 | 13.9% |
| Colorado | $1,110 | -$56 | -4.8% |
| Connecticut | $1,198 | $32 | 2.7% |
| Delaware | $1,318 | $152 | 13.0% |
| Florida | $1,454 | $288 | 24.7% |
| Georgia | $1,078 | -$88 | -7.5% |
| Hawaii | $840 | -$326 | -28.0% |
| Idaho | $790 | -$376 | -32.2% |
| Illinois | $868 | -$298 | -25.6% |
| Indiana | $880 | -$286 | -24.5% |
| Iowa | $786 | -$380 | -32.6% |
| Kansas | $1,106 | -$60 | -5.1% |
| Kentucky | $1,588 | $422 | 36.2% |
| Louisiana | $1,726 | $560 | 48.0% |
| Maine | $720 | -$446 | -38.3% |
| Maryland | $960 | -$206 | -17.7% |
| Massachusetts | $930 | -$236 | -20.2% |
| Michigan | $2,024 | $858 | 73.6% |
| Minnesota | $976 | -$190 | -16.3% |
| Mississippi | $1,398 | $232 | 19.9% |
| Missouri | $1,034 | -$132 | -11.3% |
| Montana | $1,254 | $88 | 7.5% |
| Nebraska | $918 | -$248 | -21.3% |
| Nevada | $1,398 | $232 | 19.9% |
| New Hampshire | $840 | -$326 | -28.0% |
| New Jersey | $1,302 | $136 | 11.7% |
| New Mexico | $1,032 | -$134 | -11.5% |
| New York | $1,228 | $62 | 5.3% |
| North Carolina | $670 | -$496 | -42.5% |
| North Dakota | $954 | -$212 | -18.2% |
| Ohio | $806 | -$360 | -30.9% |
| Oklahoma | $1,194 | $28 | 2.4% |
| Oregon | $1,068 | -$98 | -8.4% |
| Pennsylvania | $1,110 | -$56 | -4.8% |
| Rhode Island | $1,554 | $388 | 33.3% |
| South Carolina | $1,058 | -$108 | -9.3% |
| South Dakota | $982 | -$184 | -15.8% |
| Tennessee | $1,020 | -$146 | -12.5% |
| Texas | $1,404 | $238 | 20.4% |
| Utah | $864 | -$302 | -25.9% |
| Vermont | $796 | -$370 | -31.7% |
| Virginia | $700 | -$466 | -40.0% |
| Washington | $898 | -$268 | -23.0% |
| West Virginia | $1,070 | -$96 | -8.2% |
| Wisconsin | $806 | -$360 | -30.9% |
| Wyoming | $1,034 | -$132 | -11.3% |
Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $412 | $780 | $258 | $1,560 |
| 2023 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2022 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2021 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2020 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2019 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2018 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2017 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2016 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2015 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2014 Audi SQ5 | $270 | $440 | $312 | $1,132 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi SQ5 Insurance
Finding cheaper rates on car insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.
The following list is a brief summary of the data touched on above.
- Policyholders who may need an increased level of liability coverage will pay about $340 each year to increase from a 30/60 limit to a 250/500 level
- Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $500 each year
- Drivers age 16 to 20 are charged the highest rates, costing up to $351 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,206 |
| 20 | $2,658 |
| 30 | $1,224 |
| 40 | $1,166 |
| 50 | $1,064 |
| 60 | $1,044 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,494 |
| $250 | $1,344 |
| $500 | $1,166 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,166 |
| 50/100 | $1,227 |
| 100/300 | $1,304 |
| 250/500 | $1,503 |
| 100 CSL | $1,258 |
| 300 CSL | $1,426 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $4,236 |
| 30 | $2,574 |
| 40 | $2,510 |
| 50 | $2,394 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $60 |
| Homeowner | $17 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $55 |
| Advance Quote | $59 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
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