Audi SQ5 Insurance Rates
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UPDATED: Jun 11, 2024
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The average insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive costs approximately $270 a year, collision costs $440, and liability insurance costs $312. A liability-only policy costs as little as $352 a year, with high-risk insurance costing around $2,436. Teenage drivers cost the most to insure at $4,102 a year or more.
Average premium for full coverage: $1,132
Policy rates by type of insurance:
Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and SQ5 trim levels.
Price Range Variability
For a driver in their 40's, Audi SQ5 insurance rates go from the low end price of $352 for liability-only coverage to a high of $2,436 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates how location helps determine auto insurance prices.
The examples above demonstrate why it is important to compare rates using their specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $648
- Drivers who choose higher $1,000 deductibles will pay $972 annually
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,132
- Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,444
- High risk drivers who are prone to accidents and violations could pay around $2,436 or more
- Policy cost that insures a teen driver can cost $4,102 a year
Car insurance rates for an Audi SQ5 also range considerably based on the trim level of your SQ5, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age
Your home state makes a big difference in Audi SQ5 insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $870 | -$262 | -23.1% |
| Arizona | $942 | -$190 | -16.8% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,290 | $158 | 14.0% |
| Colorado | $1,080 | -$52 | -4.6% |
| Connecticut | $1,162 | $30 | 2.7% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,414 | $282 | 24.9% |
| Georgia | $1,048 | -$84 | -7.4% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $768 | -$364 | -32.2% |
| Illinois | $844 | -$288 | -25.4% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,546 | $414 | 36.6% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $696 | -$436 | -38.5% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $904 | -$228 | -20.1% |
| Michigan | $1,968 | $836 | 73.9% |
| Minnesota | $948 | -$184 | -16.3% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $894 | -$238 | -21.0% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $820 | -$312 | -27.6% |
| New Jersey | $1,264 | $132 | 11.7% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,192 | $60 | 5.3% |
| North Carolina | $652 | -$480 | -42.4% |
| North Dakota | $928 | -$204 | -18.0% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,162 | $30 | 2.7% |
| Oregon | $1,040 | -$92 | -8.1% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,364 | $232 | 20.5% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $680 | -$452 | -39.9% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,040 | -$92 | -8.1% |
| Wisconsin | $784 | -$348 | -30.7% |
| Wyoming | $1,008 | -$124 | -11.0% |
Using high physical damage deductibles could save up to $480 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $281 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2023 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2022 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2021 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2020 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2019 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2018 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2017 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2016 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2015 Audi SQ5 | $270 | $440 | $312 | $1,132 |
| 2014 Audi SQ5 | $250 | $410 | $312 | $1,082 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi SQ5 Insurance
Finding cheaper rates on Audi SQ5 insurance not only requires being a good driver, but also having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices once a year by requesting quotes from direct companies, and also from local insurance agencies.
The following list is a recap of the data that was covered in the charts and tables above.
- You may be able to save around $140 per year simply by quoting early and online
- Drivers who purchase an increased level of liability coverage will pay an extra $340 every year to go from a 30/60 limit to the 250/500 level
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $342 each month if full coverage is purchased
- High-risk drivers that have major violations or accidents may have to pay on average $1,300 more per year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,576 |
| 30 | $1,190 |
| 40 | $1,132 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,444 |
| $250 | $1,300 |
| $500 | $1,132 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,194 |
| 100/300 | $1,272 |
| 250/500 | $1,475 |
| 100 CSL | $1,226 |
| 300 CSL | $1,397 |
| 500 CSL | $1,522 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,876 |
| 20 | $4,104 |
| 30 | $2,496 |
| 40 | $2,436 |
| 50 | $2,320 |
| 60 | $2,298 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $58 |
| Homeowner | $16 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $53 |
| Advance Quote | $56 |
| Online Quote | $82 |
| Total Discounts | $484 |
Discounts are estimated and may not be available from every company or in every state.
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