Audi S8 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for an Audi S8 are $1,862 annually including full coverage. Comprehensive insurance costs approximately $452, collision insurance costs $778, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $4,030 or more. Teenage drivers receive the highest rates at up to $6,710 a year.
Average premium for full coverage: $1,862
Rate estimates by individual coverage type:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all S8 models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $522 for liability-only coverage to the much higher price of $4,030 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.
These examples highlight why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Audi S8 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,049
- Drivers who choose higher $1,000 deductibles will pay $280 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,862
- Using pricier low deductibles for comprehensive and collision insurance costs an additional $540 every year
- Higher-risk drivers who are prone to accidents and violations could pay around $4,030
- The cost with full coverage for a teen driver for full coverage can cost $6,710 a year
Insurance rates for an Audi S8 can also vary considerably based on the trim level of your S8, your driving characteristics, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $2,200 to $3,000 additional per year, depending on your age. Audi S8 insurance for high-risk drivers can cost as much as 45% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $820 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Audi S8 insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,660 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,684 | -$178 | -9.6% |
Alaska | $1,428 | -$434 | -23.3% |
Arizona | $1,544 | -$318 | -17.1% |
Arkansas | $1,862 | -$0 | 0.0% |
California | $2,122 | $260 | 14.0% |
Colorado | $1,778 | -$84 | -4.5% |
Connecticut | $1,914 | $52 | 2.8% |
Delaware | $2,108 | $246 | 13.2% |
Florida | $2,330 | $468 | 25.1% |
Georgia | $1,718 | -$144 | -7.7% |
Hawaii | $1,338 | -$524 | -28.1% |
Idaho | $1,260 | -$602 | -32.3% |
Illinois | $1,386 | -$476 | -25.6% |
Indiana | $1,402 | -$460 | -24.7% |
Iowa | $1,256 | -$606 | -32.5% |
Kansas | $1,770 | -$92 | -4.9% |
Kentucky | $2,540 | $678 | 36.4% |
Louisiana | $2,756 | $894 | 48.0% |
Maine | $1,148 | -$714 | -38.3% |
Maryland | $1,534 | -$328 | -17.6% |
Massachusetts | $1,488 | -$374 | -20.1% |
Michigan | $3,234 | $1,372 | 73.7% |
Minnesota | $1,558 | -$304 | -16.3% |
Mississippi | $2,228 | $366 | 19.7% |
Missouri | $1,652 | -$210 | -11.3% |
Montana | $1,998 | $136 | 7.3% |
Nebraska | $1,468 | -$394 | -21.2% |
Nevada | $2,234 | $372 | 20.0% |
New Hampshire | $1,342 | -$520 | -27.9% |
New Jersey | $2,080 | $218 | 11.7% |
New Mexico | $1,650 | -$212 | -11.4% |
New York | $1,962 | $100 | 5.4% |
North Carolina | $1,072 | -$790 | -42.4% |
North Dakota | $1,526 | -$336 | -18.0% |
Ohio | $1,286 | -$576 | -30.9% |
Oklahoma | $1,914 | $52 | 2.8% |
Oregon | $1,706 | -$156 | -8.4% |
Pennsylvania | $1,776 | -$86 | -4.6% |
Rhode Island | $2,482 | $620 | 33.3% |
South Carolina | $1,686 | -$176 | -9.5% |
South Dakota | $1,572 | -$290 | -15.6% |
Tennessee | $1,630 | -$232 | -12.5% |
Texas | $2,244 | $382 | 20.5% |
Utah | $1,378 | -$484 | -26.0% |
Vermont | $1,274 | -$588 | -31.6% |
Virginia | $1,114 | -$748 | -40.2% |
Washington | $1,440 | -$422 | -22.7% |
West Virginia | $1,706 | -$156 | -8.4% |
Wisconsin | $1,288 | -$574 | -30.8% |
Wyoming | $1,660 | -$202 | -10.8% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi S8 | $718 | $1,436 | $372 | $2,684 |
2023 Audi S8 | $686 | $1,380 | $390 | $2,614 |
2022 Audi S8 | $658 | $1,368 | $398 | $2,582 |
2021 Audi S8 | $636 | $1,336 | $416 | $2,546 |
2020 Audi S8 | $612 | $1,280 | $430 | $2,480 |
2019 Audi S8 | $580 | $1,236 | $442 | $2,416 |
2018 Audi S8 | $558 | $1,146 | $452 | $2,314 |
2017 Audi S8 | $534 | $1,080 | $456 | $2,228 |
2016 Audi S8 | $512 | $968 | $460 | $2,098 |
2015 Audi S8 | $480 | $890 | $460 | $1,988 |
2014 Audi S8 | $462 | $834 | $464 | $1,918 |
2013 Audi S8 | $452 | $778 | $474 | $1,862 |
2007 Audi S8 | $340 | $478 | $460 | $1,436 |
Rates are averaged for all Audi S8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Audi S8 Insurance
Saving money on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
Below you'll find a review of the ideas that were covered in the charts and tables above.
- Youthful drivers are the costliest to insure, as much as $559 per month if they have full coverage
- Higher risk drivers who have several accidents or serious violations may have to pay on average $2,170 more per year than a low-risk driver
- Increasing deductibles could save up to $825 each year
- You may be able to save around $230 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,710 |
20 | $4,268 |
30 | $1,956 |
40 | $1,862 |
50 | $1,694 |
60 | $1,662 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,402 |
$250 | $2,154 |
$500 | $1,862 |
$1,000 | $1,582 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,862 |
50/100 | $1,957 |
100/300 | $2,075 |
250/500 | $2,383 |
100 CSL | $2,004 |
300 CSL | $2,265 |
500 CSL | $2,455 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,636 |
20 | $6,806 |
30 | $4,134 |
40 | $4,030 |
50 | $3,840 |
60 | $3,804 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $102 |
Multi-vehicle | $97 |
Homeowner | $27 |
5-yr Accident Free | $143 |
5-yr Claim Free | $123 |
Paid in Full/EFT | $90 |
Advance Quote | $95 |
Online Quote | $136 |
Total Discounts | $813 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area