Audi S8 Insurance Rates

Average auto insurance rates for an Audi S8 are $1,862 annually for full coverage insurance. Comprehensive costs approximately $452 a year, collision insurance costs $778, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $4,030. 16-year-old drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,862

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and S8 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi S8 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $1,049
• Drivers who choose higher $1,000 deductibles will pay $1,582 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,862
• Buying low $100 deductibles for comprehensive and collision insurance will cost $2,402
• High risk drivers with multiple tickets or accidents could pay around $4,030
• The cost with full coverage for a teen driver can cost $6,710 a year

View Chart as Image

Insurance rates for an Audi S8 can also vary considerably based on the trim level of your S8, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,700 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $2,200 to $3,000 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $820 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi S8 insurance rates. A 40-year-old driver could pay as low as $1,220 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,510 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Cheap Audi S8 Insurance

Saving money on Audi S8 insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a quick review of the ideas that were touched on in this article.

• Drivers under the age of 20 are the costliest to insure, costing up to $559 per month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $2,170 more per year to insure an Audi S8
• Increasing deductibles could save up to $825 each year
• It is possible to save around $230 per year just by quoting early and online