Audi S8 Insurance Rates

Average auto insurance rates for an Audi S8 are $1,862 annually including full coverage. Comprehensive insurance costs approximately $452, collision insurance costs $778, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $4,030 or more. Teenage drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,862

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all S8 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These examples highlight why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi S8 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,049
• Drivers who choose higher $1,000 deductibles will pay $280 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,862
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $540 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $4,030
• The cost with full coverage for a teen driver for full coverage can cost $6,710 a year

View Chart as Image

Insurance rates for an Audi S8 can also vary considerably based on the trim level of your S8, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $2,200 to $3,000 additional per year, depending on your age. Audi S8 insurance for high-risk drivers can cost as much as 45% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $820 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi S8 insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,660 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Low Cost Audi S8 Insurance

Saving money on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

Below you'll find a review of the ideas that were covered in the charts and tables above.

• Youthful drivers are the costliest to insure, as much as $559 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may have to pay on average $2,170 more per year than a low-risk driver
• Increasing deductibles could save up to $825 each year
• You may be able to save around $230 per year just by quoting online well ahead of the renewal date