Audi S8 Insurance Rates

U.S. average insurance rates for an Audi S8 are $1,774 a year with full coverage. Comprehensive insurance costs around $418, collision insurance costs $724, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $3,838 or more. Teenage drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all S8 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities. The example below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why everyone should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi S8 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,002
• Choosing higher $1,000 deductibles can save about $260 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,774
• Using pricier low deductibles for comp and collision coverage will cost an extra $500 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $3,838
• The price for full coverage for a teen driver for full coverage can be $6,442 each year

View Chart as Image

Auto insurance prices for an Audi S8 are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,600 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $6,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi S8 insurance prices. A good driver about age 40 could pay as low as $1,280 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,390 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles can save as much as $760 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $2,100 to $2,800 in extra premium each year, depending on your age. Audi S8 insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Audi S8 Insurance

Getting lower rates on car insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around once a year by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a quick review of the data that was touched on above.

• You may be able to save up to $220 per year just by quoting online well ahead of the renewal date
• Policyholders who may need more liability protection will pay an extra $520 every year to raise limits from a low limit to 250/500 limits
• Youthful drivers are expensive to insure, costing up to $537 a month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation pay an average of $2,060 more every year than a low-risk driver