Audi S8 Insurance Rates

Average auto insurance rates for an Audi S8 are $1,774 annually including full coverage. Comprehensive costs approximately $418 each year, collision insurance costs $724, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $3,838. Teenage drivers receive the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Rate estimates by individual coverage type:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and S8 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi S8 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,002
• Choosing higher $1,000 deductibles can save $260 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,774
• Using low deductibles for comp and collision coverage will cost $2,274
• Unlucky drivers who are prone to accidents and violations could pay around $3,838
• The cost with full coverage for a teen driver can cost $6,442 each year

View Chart as Image

Insurance rates for an Audi S8 can also vary considerably based on the trim level of your S8, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,600 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $2,100 to $2,800 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $760 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi S8 insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,530 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Audi S8 Insurance

Saving money on car insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at least once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following is a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $220 per year just by quoting online in advance
• Higher risk drivers with multiple at-fault accidents may have to pay on average $2,060 more per year for S8 insurance
• Increasing deductibles could save up to $750 each year
• Teens are the costliest to insure, as much as $537 per month if they have full coverage