Audi S8 Insurance Rates

U.S. average insurance prices for an Audi S8 are $1,774 every 12 months for full coverage insurance. Comprehensive costs around $418 a year, collision insurance costs $724, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $3,838. Teen drivers pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates for individual coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and S8 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi S8 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,002
• Using higher $1,000 deductibles will save about $1,514 each year
• The average price for the average middle-age driver using $500 deductibles is $1,774
• Choosing low $100 deductibles for physical damage coverage increases the price to $2,274
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,838
• The price to insure a teenage driver can be $6,442 or more

View Chart as Image

Insurance prices for an Audi S8 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing high deductibles could cut prices by as much as $760 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,600 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $6,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,100 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi S8 insurance rates. A driver around age 40 might see prices as low as $1,160 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,390 on average in Michigan, New York, and Florida.

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How to Shop for Cheap Audi S8 Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the coverage data touched on above.

• It is possible to save up to $220 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $750 each year
• Teens pay higher prices, as much as $537 a month if they have full coverage
• Drivers that tend to have accidents or serious violations may pay on average $2,060 more every year for S8 insurance