Audi S8 Insurance Rates

Estimated insurance rates for an Audi S8 are $1,774 a year with full coverage. Comprehensive insurance costs an estimated $418 a year, collision insurance costs $724, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $3,838 or more. Teenage drivers pay the most at up to $6,442 a year.

Average premium for full coverage: $1,774

Premium estimates broken down by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and S8 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why it is important to compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi S8 insurance rates for other coverage scenarios.

• The best discount rate is $1,002
• Using higher $1,000 deductibles will save approximately $1,514 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,774
• Using low $100 deductibles for physical damage coverage will cost an additional $500 annually
• High-risk insureds who are prone to accidents and violations could pay up to $3,838
• An auto insurance policy that insures a 16-year-old driver can cost as much as $6,442 or more

View Chart as Image

Insurance prices for an Audi S8 also have a wide range based on the trim level of your S8, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $2,100 to $2,800 additional annually, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $6,400 a year. View Rates by Age

Where you choose to live has a huge impact on Audi S8 insurance prices. A driver around age 40 might see prices as low as $1,280 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,390 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $760 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi S8 Insurance

Finding better rates on insurance for an Audi S8 requires being a low-risk driver, having a good credit score, being claim-free, and possibly raising deductibles. Compare prices at least every other year by requesting rates from direct companies, and also from insurance agencies where you live.

The items below are a review of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $2,060 more annually to insure their S8
• You may be able to save approximately $220 per year just by quoting early and online
• Increasing policy deductibles can save approximately $750 each year
• Insureds who want more liability coverage will pay an extra $520 every year to increase from 30/60 bodily injury limits to the 250/500 level