Audi S8 Insurance Rates

Average auto insurance rates for an Audi S8 are $1,774 annually with full coverage. Comprehensive costs on average $418, collision insurance costs $724, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $3,838. Teen drivers receive the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Rate estimates by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all S8 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

These examples demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi S8 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $1,002
• Choosing higher $1,000 deductibles can save around $260 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,774
• Choosing pricier low deductibles for comp and collision coverage will cost $2,274
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,838
• The cost with full coverage for a teen driver for full coverage may cost $6,442 each year

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Auto insurance rates for an Audi S8 can also vary considerably based on the trim level of your S8, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,600 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $6,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,100 to $2,800 in extra premium per year, depending on your age. Audi S8 insurance for high-risk drivers ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $760 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi S8 insurance rates. A good driver about age 40 could pay as low as $1,280 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,390 on average in Florida, Michigan, and New York.

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How to Buy the Best Cheap Audi S8 Insurance

Saving money on Audi S8 insurance takes being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a quick review of the material that was touched on in this article.

• Drivers who require more liability coverage will pay about $520 every year to raise limits from a minimum limit to higher 250/500 limits
• Teen drivers are charged the highest rates, with premiums as much as $537 per month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation pay an average of $2,060 more each year to insure their S8
• Increasing deductibles could save up to $750 each year