Audi S8 Insurance Rates

U.S. average auto insurance rates for an Audi S8 are $1,774 annually for full coverage. Comprehensive insurance costs approximately $418 each year, collision insurance costs $724, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $3,838 or more. Teens pay the highest rates at up to $6,442 a year.

Average premium for full coverage: $1,774

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and S8 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi S8 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,002
• Using higher $1,000 deductibles will save $260 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,774
• Selecting low deductibles for physical damage coverage costs an additional $500 every year
• Drivers with serious driving violations could pay around $3,838
• The price with full coverage for a teen driver can cost $6,442 or more

View Chart as Image

Auto insurance prices for an Audi S8 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,600 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $2,100 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $760 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi S8 insurance prices. A driver around age 40 might see prices as low as $1,170 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,530 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Affordable Audi S8 Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief review of the primary concepts that were illustrated above.

• Drivers can save around $220 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions pay on average $2,060 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $750 each year
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums as much as $537 a month if full coverage is included