Audi S8 Insurance Rates

Estimated insurance prices for an Audi S8 are $1,862 every 12 months for full coverage. Comprehensive costs approximately $452 each year, collision insurance costs $778, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $4,030. Teen drivers pay the most at up to $6,710 a year.

Average premium for full coverage: $1,862

Premium estimates by type of coverage:

Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and S8 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why all drivers should compare rates quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi S8 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,049
• Raising to $1,000 deductibles will save $280 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,862
• Choosing low deductibles increases the price to $2,402
• Drivers with multiple violations and an at-fault accident could pay around $4,030
• An auto insurance policy to insure a 16-year-old driver can cost $6,710

View Chart as Image

Insurance prices for an Audi S8 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your S8.

Choosing high deductibles can reduce prices by up to $820 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $6,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $2,200 to $3,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 132% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi S8 insurance prices. A middle-age driver might find prices as low as $1,230 a year in states like Iowa, Maine, and Idaho, or as much as $2,660 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Audi S8 Insurance

Finding better rates on insurance for an Audi S8 consists of being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates once a year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a brief recap of the data that was covered in the above illustrations.

• Drivers can save around $230 per year just by quoting online in advance
• Insureds who purchase higher levels of liability will pay about $520 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are expensive to insure, as much as $559 per month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $2,170 more per year for auto insurance