Audi S7 Insurance Rates

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UPDATED: Jun 6, 2024

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The average auto insurance rates for an Audi S7 are $1,710 annually for full coverage insurance. Comprehensive costs approximately $366, collision insurance costs $712, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $3,722. 16-year-old drivers cost the most to insure at up to $6,316 a year.

Average premium for full coverage: $1,710

Policy rates by type of insurance:

Comprehensive $366
Collision $712
Liability $474

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all S7 models.

Price Range Variability

Using a middle-aged driver as an example, Audi S7 insurance rates range from as cheap as $522 for just the minimum liability insurance to the much higher price of $3,722 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,710
High Risk $3,722

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than congested cities. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,283
Small Cities $1,796
Large Cities $2,309

The examples above illustrate why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi S7 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $962
  • Using higher $1,000 deductibles will save $246 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,710
  • Buying pricier low deductibles for physical damage coverage will cost $2,184
  • High-risk insureds with multiple tickets or accidents could pay around $3,722
  • Policy cost with full coverage for a 16-year-old driver for full coverage can cost $6,316 or more

View Chart as Image

Audi S7 insurance cost comparison chart
Column chart showing Audi S7 insurance rates range from $962 to $6,316 for full coverage

Car insurance rates for an Audi S7 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $6,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $2,000 to $2,800 extra every year, depending on your age. Audi S7 insurance for high-risk drivers can be from 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $720 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi S7 insurance prices. A driver around age 40 might see rates as low as $1,120 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,310 on average in Florida, New York, and Michigan.

Audi S7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,544 -$166 -9.7%
Alaska $1,310 -$400 -23.4%
Arizona $1,418 -$292 -17.1%
Arkansas $1,710 -$0 0.0%
California $1,946 $236 13.8%
Colorado $1,632 -$78 -4.6%
Connecticut $1,756 $46 2.7%
Delaware $1,934 $224 13.1%
Florida $2,136 $426 24.9%
Georgia $1,576 -$134 -7.8%
Hawaii $1,226 -$484 -28.3%
Idaho $1,156 -$554 -32.4%
Illinois $1,272 -$438 -25.6%
Indiana $1,286 -$424 -24.8%
Iowa $1,152 -$558 -32.6%
Kansas $1,624 -$86 -5.0%
Kentucky $2,330 $620 36.3%
Louisiana $2,526 $816 47.7%
Maine $1,054 -$656 -38.4%
Maryland $1,408 -$302 -17.7%
Massachusetts $1,366 -$344 -20.1%
Michigan $2,968 $1,258 73.6%
Minnesota $1,430 -$280 -16.4%
Mississippi $2,046 $336 19.6%
Missouri $1,516 -$194 -11.3%
Montana $1,834 $124 7.3%
Nebraska $1,346 -$364 -21.3%
Nevada $2,048 $338 19.8%
New Hampshire $1,230 -$480 -28.1%
New Jersey $1,908 $198 11.6%
New Mexico $1,514 -$196 -11.5%
New York $1,798 $88 5.1%
North Carolina $984 -$726 -42.5%
North Dakota $1,398 -$312 -18.2%
Ohio $1,178 -$532 -31.1%
Oklahoma $1,754 $44 2.6%
Oregon $1,564 -$146 -8.5%
Pennsylvania $1,630 -$80 -4.7%
Rhode Island $2,278 $568 33.2%
South Carolina $1,546 -$164 -9.6%
South Dakota $1,442 -$268 -15.7%
Tennessee $1,496 -$214 -12.5%
Texas $2,058 $348 20.4%
Utah $1,264 -$446 -26.1%
Vermont $1,170 -$540 -31.6%
Virginia $1,024 -$686 -40.1%
Washington $1,320 -$390 -22.8%
West Virginia $1,564 -$146 -8.5%
Wisconsin $1,182 -$528 -30.9%
Wyoming $1,524 -$186 -10.9%

View Chart as Image

Audi S7 insurance rates by U.S. city
Audi S7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S7 $532 $1,250 $398 $2,338
2023 Audi S7 $514 $1,220 $416 $2,308
2022 Audi S7 $496 $1,168 $430 $2,252
2021 Audi S7 $470 $1,128 $442 $2,198
2020 Audi S7 $452 $1,046 $452 $2,108
2019 Audi S7 $432 $986 $456 $2,032
2018 Audi S7 $414 $884 $460 $1,916
2017 Audi S7 $388 $812 $460 $1,818
2016 Audi S7 $374 $762 $464 $1,758
2015 Audi S7 $366 $712 $474 $1,710
2014 Audi S7 $338 $660 $474 $1,630
2013 Audi S7 $330 $600 $478 $1,566

Rates are averaged for all Audi S7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Audi S7 Insurance

Finding cheaper rates on insurance for an Audi S7 requires having a decent driving record, having a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a recap of the car insurance concepts touched on in the above illustrations.

  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $2,010 more per year than a driver with a clean driving record
  • It is possible to save around $210 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $725 each year
  • Insureds who purchase additional liability coverage will pay around $520 annually to increase from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Audi S7 Insurance Rates by Driver Age
Driver Age Premium
16 $6,316
20 $3,962
30 $1,790
40 $1,710
50 $1,560
60 $1,532

Full coverage, $500 deductibles

Rates by Deductible

Audi S7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,184
$250 $1,964
$500 $1,710
$1,000 $1,464

Full coverage, driver age 40

Rates by Liability Limit

Audi S7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,710
50/100 $1,805
100/300 $1,923
250/500 $2,231
100 CSL $1,852
300 CSL $2,113
500 CSL $2,303

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S7 Insurance Rates for High Risk Drivers
Age Premium
16 $9,054
20 $6,324
30 $3,812
40 $3,722
50 $3,554
60 $3,522

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $132
5-yr Claim Free $113
Paid in Full/EFT $82
Advance Quote $88
Online Quote $124
Total Discounts $748
Rate after discounts $962

Discounts are estimated and may not be available from every company or in every state.

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