Audi S7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2024

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Estimated insurance rates for an Audi S7 are $1,758 a year for full coverage. Comprehensive insurance costs approximately $374, collision costs $762, and liability is $464. Liability-only coverage costs around $514 a year, with high-risk coverage costing $3,844 or more. Teenage drivers pay the most at $6,486 a year or more.

Average premium for full coverage: $1,758

Premium estimates by type of coverage:

Comprehensive $374
Collision $762
Liability $464

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all S7 models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi S7 go from as low as $514 for a discount liability-only rate to the much higher price of $3,844 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,758
High Risk $3,844

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

These rate differences show why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Audi S7 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $982
  • Raising to $1,000 deductibles will save $258 a year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,758
  • Using pricier low deductibles will cost an extra $504 annually
  • Drivers who are prone to accidents and violations could pay around $3,844 or more
  • An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost $6,486

View Chart as Image

Audi S7 insurance cost comparison chart
Column chart showing full coverage Audi S7 insurance prices range from $982 to $6,486

Insurance prices for an Audi S7 also have a wide range based on your driving characteristics, the trim level of your S7, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $6,400 a year. View Rates by Age

Where you choose to live also has a big influence on Audi S7 insurance prices. A middle-age driver might find prices as low as $1,160 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,510 on average in New York, Louisiana, and Michigan.

Audi S7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,682 -$76 -4.3%
Connecticut $1,808 $50 2.8%
Delaware $1,992 $234 13.3%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,264 -$494 -28.1%
Idaho $1,190 -$568 -32.3%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,106 $348 19.8%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,108 $350 19.9%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,014 -$744 -42.3%
North Dakota $1,440 -$318 -18.1%
Ohio $1,214 -$544 -30.9%
Oklahoma $1,806 $48 2.7%
Oregon $1,610 -$148 -8.4%
Pennsylvania $1,676 -$82 -4.7%
Rhode Island $2,348 $590 33.6%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,052 -$706 -40.2%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,220 -$538 -30.6%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Audi S7 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $770 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $2,100 to $2,900 extra annually, depending on your age. Audi S7 insurance for high-risk drivers is expensive and can cost from 45% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Audi S7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S7 $554 $1,260 $390 $2,362
2023 Audi S7 $532 $1,250 $398 $2,338
2022 Audi S7 $514 $1,220 $416 $2,308
2021 Audi S7 $496 $1,168 $430 $2,252
2020 Audi S7 $470 $1,128 $442 $2,198
2019 Audi S7 $452 $1,046 $452 $2,108
2018 Audi S7 $432 $986 $456 $2,032
2017 Audi S7 $414 $884 $460 $1,916
2016 Audi S7 $388 $812 $460 $1,818
2015 Audi S7 $374 $762 $464 $1,758
2014 Audi S7 $366 $712 $474 $1,710
2013 Audi S7 $338 $660 $474 $1,630

Rates are averaged for all Audi S7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi S7 Insurance

Finding better rates on insurance for an Audi S7 consists of not taking risks behind the wheel, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a recap of the concepts that were covered in the above illustrations.

  • Drivers considered higher risk that have major violations or accidents may pay on average $2,090 more per year for S7 insurance
  • Teens are expensive to insure, as much as $541 per month for full coverage
  • Drivers can save around $220 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $750 each year
  • Drivers can save around $220 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Audi S7 Insurance Rates by Driver Age
Driver Age Premium
16 $6,486
20 $4,094
30 $1,844
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Audi S7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,262
$250 $2,026
$500 $1,758
$1,000 $1,500

Full coverage, driver age 40

Rates by Liability Limit

Audi S7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,851
100/300 $1,967
250/500 $2,268
100 CSL $1,897
300 CSL $2,152
500 CSL $2,338

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S7 Insurance Rates for High Risk Drivers
Age Premium
16 $9,308
20 $6,536
30 $3,938
40 $3,844
50 $3,668
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $138
5-yr Claim Free $117
Paid in Full/EFT $86
Advance Quote $92
Online Quote $128
Total Discounts $776
Rate after discounts $982

Discounts are estimated and may not be available from every company or in every state.

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