Audi S6 Insurance Rates

U.S. average insurance rates for an Audi S6 are $1,386 a year including full coverage. Comprehensive insurance costs on average $282 each year, collision insurance costs $472, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $3,000 or more. Teens pay the highest rates at up to $5,258 a year.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and S6 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi S6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $803
• Using higher $1,000 deductibles will save around $172 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,386
• Selecting low deductibles for physical damage coverage will cost an extra $332 annually
• High-risk insureds with serious driving violations could pay upwards of $3,000
• The price for full coverage for a 16-year-old driver may cost $5,258 or more

View Chart as Image

Car insurance prices for an Audi S6 are also quite variable based on your driving record, the model of your S6, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Audi S6 insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $510 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be from 44% to 129% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Audi S6 Insurance

Getting lower rates on insurance for an Audi S6 requires not taking risks behind the wheel, having above-average credit, being claim-free, and possibly raising deductibles. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting online in advance
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,610 more each year for S6 insurance
• Increasing physical damage deductibles can save around $500 each year
• Teens are expensive to insure, possibly costing $438 a month if full coverage is included