Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage insurance. Comprehensive costs around $274 a year, collision costs $428, and liability is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,892. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Audi S6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $781
• Raising to $1,000 deductibles will save about $1,178 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,338
• Using low $100 deductibles will increase the cost to $1,646
• Drivers who are prone to accidents and violations could pay at least $2,892 or more
• Policy cost for full coverage for a 16-year-old driver can be $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $470 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find Cheaper Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of avoiding accidents and claims, having a good credit history, being claim-free, and taking advantage of discounts. Invest time comparing rates at every policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the data covered in the charts and tables above.

• Insureds who may need increased liability limits will pay an extra $530 annually to raise from a 30/60 limit to 250/500 limits
• It is possible to save up to $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers under the age of 20 are charged the highest rates, possibly costing $425 each month including comprehensive and collision insurance