Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs around $274, collision insurance costs $428, and liability coverage is $478. Liability-only coverage costs around $526 a year, and high-risk coverage costs around $2,892. 16-year-old drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates for type of insurance:

Includes $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi S6 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $781
• Raising to $1,000 deductibles will save about $160 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,338
• Buying more expensive low deductibles will increase the cost to $1,646
• Unlucky drivers with multiple tickets or accidents could pay at least $2,892
• Policy cost for full coverage for a teenage driver with full coverage can be $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on your risk profile, the trim level of your S6, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $470 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 133% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Audi S6 Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a recap of the material that was covered in the charts and tables above.

• Consumers who may need higher liability limits will pay around $530 each year to raise from a 30/60 limit to 250/500 limits
• Teens are charged the highest rates, costing up to $425 each month including comprehensive and collision insurance
• Drivers that have major violations or accidents may be required to pay an average of $1,550 more every year for S6 insurance
• Increasing comprehensive and collision deductibles can save around $475 each year