Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Estimated insurance prices for an Audi RS 5 are $1,458 every 12 months including full coverage. Comprehensive costs on average $330, collision costs $598, and liability coverage is $394. A policy with only liability insurance costs around $440 a year, with a high-risk policy costing around $3,166. Teens pay the most at $5,340 a year or more.

Average premium for full coverage: $1,458

Premium estimates by type of coverage:

Comprehensive $330
Collision $598
Liability $394

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi RS 5 go from the cheapest price of $440 for liability-only coverage to a much higher rate of $3,166 for a high-risk insurance policy.

Liability Only $440
Full Coverage $1,458
High Risk $3,166

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,094
Small Cities $1,531
Large Cities $1,968

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $824
  • Raising to $1,000 deductibles will save around $208 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,458
  • Selecting more expensive low deductibles increases the price to $1,868
  • Unlucky drivers with serious driving violations could pay upwards of $3,166 or more
  • An auto insurance policy to insure a teenage driver with full coverage may cost $5,340

Car insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your RS 5.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $620 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $354 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,400 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,080 on average in Michigan, New York, and Louisiana.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$140 -9.6%
Alaska $1,120 -$338 -23.2%
Arizona $1,212 -$246 -16.9%
Arkansas $1,458 -$0 0.0%
California $1,662 $204 14.0%
Colorado $1,392 -$66 -4.5%
Connecticut $1,500 $42 2.9%
Delaware $1,650 $192 13.2%
Florida $1,822 $364 25.0%
Georgia $1,350 -$108 -7.4%
Hawaii $1,050 -$408 -28.0%
Idaho $990 -$468 -32.1%
Illinois $1,086 -$372 -25.5%
Indiana $1,100 -$358 -24.6%
Iowa $984 -$474 -32.5%
Kansas $1,384 -$74 -5.1%
Kentucky $1,990 $532 36.5%
Louisiana $2,158 $700 48.0%
Maine $902 -$556 -38.1%
Maryland $1,204 -$254 -17.4%
Massachusetts $1,164 -$294 -20.2%
Michigan $2,534 $1,076 73.8%
Minnesota $1,222 -$236 -16.2%
Mississippi $1,748 $290 19.9%
Missouri $1,296 -$162 -11.1%
Montana $1,566 $108 7.4%
Nebraska $1,148 -$310 -21.3%
Nevada $1,750 $292 20.0%
New Hampshire $1,052 -$406 -27.8%
New Jersey $1,630 $172 11.8%
New Mexico $1,290 -$168 -11.5%
New York $1,536 $78 5.3%
North Carolina $840 -$618 -42.4%
North Dakota $1,196 -$262 -18.0%
Ohio $1,006 -$452 -31.0%
Oklahoma $1,494 $36 2.5%
Oregon $1,336 -$122 -8.4%
Pennsylvania $1,390 -$68 -4.7%
Rhode Island $1,944 $486 33.3%
South Carolina $1,324 -$134 -9.2%
South Dakota $1,232 -$226 -15.5%
Tennessee $1,276 -$182 -12.5%
Texas $1,760 $302 20.7%
Utah $1,080 -$378 -25.9%
Vermont $998 -$460 -31.6%
Virginia $874 -$584 -40.1%
Washington $1,124 -$334 -22.9%
West Virginia $1,338 -$120 -8.2%
Wisconsin $1,008 -$450 -30.9%
Wyoming $1,300 -$158 -10.8%

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $514 $1,030 $316 $1,996
2023 Audi RS 5 $490 $990 $332 $1,948
2022 Audi RS 5 $470 $982 $338 $1,926
2021 Audi RS 5 $454 $958 $354 $1,902
2020 Audi RS 5 $438 $918 $364 $1,856
2019 Audi RS 5 $414 $886 $376 $1,812
2018 Audi RS 5 $398 $822 $384 $1,740
2017 Audi RS 5 $382 $774 $388 $1,680
2016 Audi RS 5 $366 $694 $390 $1,586
2015 Audi RS 5 $342 $638 $390 $1,506
2014 Audi RS 5 $330 $598 $394 $1,458
2013 Audi RS 5 $322 $560 $402 $1,420

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi RS 5 Insurance

Finding better rates on auto insurance consists of being a safe and courteous driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a brief review of the car insurance concepts touched on in the above illustrations.

  • Drivers with DUI or reckless driving convictions may pay on average $1,710 more each year for auto insurance
  • You may be able to save as much as $180 per year simply by shopping early and online
  • Increasing policy deductibles could save as much as $625 each year
  • Consumers who require higher levels of liability will pay approximately $430 per year to raise from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,364
30 $1,530
40 $1,458
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,868
$250 $1,678
$500 $1,458
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,458
50/100 $1,537
100/300 $1,635
250/500 $1,891
100 CSL $1,576
300 CSL $1,793
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,654
20 $5,358
30 $3,244
40 $3,166
50 $3,018
60 $2,990

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $111
5-yr Claim Free $96
Paid in Full/EFT $70
Advance Quote $74
Online Quote $106
Total Discounts $634
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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