Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs on average $322 a year, collision costs $560, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $3,072 or more. Teen drivers cost the most to insure at $5,206 a year or more.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $806
• Choosing higher $1,000 deductibles can save around $1,218 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,420
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $388 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,072 or more
• Policy cost that insures a teen driver may cost $5,206 each year

Insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,910 on average in Florida, Michigan, and New York.

Choosing high deductibles can save as much as $590 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied.

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around every time your policy renews by getting rate quotes from direct companies, and also from several local insurance agents.

The points below are a brief review of the information touched on in the above illustrations.

• You may be able to save as much as $170 per year simply by quoting early and online
• Drivers under the age of 20 pay higher rates, as much as $434 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• High-risk drivers with DUI or reckless driving convictions pay on average $1,650 more each year to insure an Audi RS 5
• Drivers who require increased liability limits will pay about $440 every year to raise limits from a 30/60 limit to the 250/500 level