Audi RS 5 Insurance Rates
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UPDATED: Jun 1, 2024
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U.S. average insurance prices for an Audi RS 5 are $1,458 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $330, collision costs $598, and liability costs around $394. Liability-only insurance costs as low as $440 a year, with high-risk driver insurance costing $3,166 or more. Teen drivers pay the highest rates at $5,340 a year or more.
Average premium for full coverage: $1,458
Price estimates broken down by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different RS 5 trim levels.
Price Range from Low to High
For an average driver, Audi RS 5 insurance prices go from the cheapest price of $440 for just liability insurance to a much higher rate of $3,166 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.
The price range example below illustrates the effect of geographic area on insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Audi RS 5 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $824
- Using higher $1,000 deductibles will save approximately $208 each year
- The average price for the average middle-age driver who has $500 deductibles is $1,458
- Choosing more expensive low deductibles for physical damage coverage costs an extra $410 every year
- Drivers with multiple violations and an at-fault accident could pay up to $3,166 or more
- The price to insure a teen driver with full coverage can cost as much as $5,340 or more
Car insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles could cut prices by as much as $620 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,400 extra each year, depending on your age. High-risk driver insurance can be as much as 45% to 130% more than average. View High Risk Driver Rates
The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,970 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$140 | -9.6% |
| Alaska | $1,120 | -$338 | -23.2% |
| Arizona | $1,212 | -$246 | -16.9% |
| Arkansas | $1,458 | -$0 | 0.0% |
| California | $1,662 | $204 | 14.0% |
| Colorado | $1,392 | -$66 | -4.5% |
| Connecticut | $1,500 | $42 | 2.9% |
| Delaware | $1,650 | $192 | 13.2% |
| Florida | $1,822 | $364 | 25.0% |
| Georgia | $1,350 | -$108 | -7.4% |
| Hawaii | $1,050 | -$408 | -28.0% |
| Idaho | $990 | -$468 | -32.1% |
| Illinois | $1,086 | -$372 | -25.5% |
| Indiana | $1,100 | -$358 | -24.6% |
| Iowa | $984 | -$474 | -32.5% |
| Kansas | $1,384 | -$74 | -5.1% |
| Kentucky | $1,990 | $532 | 36.5% |
| Louisiana | $2,158 | $700 | 48.0% |
| Maine | $902 | -$556 | -38.1% |
| Maryland | $1,204 | -$254 | -17.4% |
| Massachusetts | $1,164 | -$294 | -20.2% |
| Michigan | $2,534 | $1,076 | 73.8% |
| Minnesota | $1,222 | -$236 | -16.2% |
| Mississippi | $1,748 | $290 | 19.9% |
| Missouri | $1,296 | -$162 | -11.1% |
| Montana | $1,566 | $108 | 7.4% |
| Nebraska | $1,148 | -$310 | -21.3% |
| Nevada | $1,750 | $292 | 20.0% |
| New Hampshire | $1,052 | -$406 | -27.8% |
| New Jersey | $1,630 | $172 | 11.8% |
| New Mexico | $1,290 | -$168 | -11.5% |
| New York | $1,536 | $78 | 5.3% |
| North Carolina | $840 | -$618 | -42.4% |
| North Dakota | $1,196 | -$262 | -18.0% |
| Ohio | $1,006 | -$452 | -31.0% |
| Oklahoma | $1,494 | $36 | 2.5% |
| Oregon | $1,336 | -$122 | -8.4% |
| Pennsylvania | $1,390 | -$68 | -4.7% |
| Rhode Island | $1,944 | $486 | 33.3% |
| South Carolina | $1,324 | -$134 | -9.2% |
| South Dakota | $1,232 | -$226 | -15.5% |
| Tennessee | $1,276 | -$182 | -12.5% |
| Texas | $1,760 | $302 | 20.7% |
| Utah | $1,080 | -$378 | -25.9% |
| Vermont | $998 | -$460 | -31.6% |
| Virginia | $874 | -$584 | -40.1% |
| Washington | $1,124 | -$334 | -22.9% |
| West Virginia | $1,338 | -$120 | -8.2% |
| Wisconsin | $1,008 | -$450 | -30.9% |
| Wyoming | $1,300 | -$158 | -10.8% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $514 | $1,030 | $316 | $1,996 |
| 2023 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2022 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2021 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2020 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2019 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2018 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2017 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2016 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2015 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2014 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2013 Audi RS 5 | $322 | $560 | $402 | $1,420 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi RS 5 Insurance
Getting lower rates on car insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The list below is a quick review of the ideas that were covered in the above illustrations.
- Teenagers have the highest car insurance prices, as much as $445 a month if the policy includes full coverage
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,710 more annually for car insurance
- Increasing physical damage deductibles could save as much as $625 each year
- It is possible to save approximately $180 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,364 |
| 30 | $1,530 |
| 40 | $1,458 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,868 |
| $250 | $1,678 |
| $500 | $1,458 |
| $1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,458 |
| 50/100 | $1,537 |
| 100/300 | $1,635 |
| 250/500 | $1,891 |
| 100 CSL | $1,576 |
| 300 CSL | $1,793 |
| 500 CSL | $1,951 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,654 |
| 20 | $5,358 |
| 30 | $3,244 |
| 40 | $3,166 |
| 50 | $3,018 |
| 60 | $2,990 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $70 |
| Advance Quote | $74 |
| Online Quote | $106 |
| Total Discounts | $634 |
Discounts are estimated and may not be available from every company or in every state.
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