Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,458 every 12 months with full coverage. Comprehensive costs around $330, collision insurance costs $598, and liability is $394. Liability-only coverage costs around $440 a year, and high-risk coverage costs around $3,166. Teens pay the most at up to $5,340 a year.

Average premium for full coverage: $1,458

Premium estimates for type of coverage:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance rates.

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $824
• Raising to $1,000 deductibles will save about $208 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,458
• Selecting pricier low deductibles increases the price to $1,868
• At-risk drivers with serious driving violations could pay at least $3,166
• An auto insurance policy to insure a teen driver for full coverage can be $5,340

Insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $620 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $354 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,400 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 45% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

How to Shop for More Affordable Audi RS 5 Insurance

Finding better rates on car insurance consists of being a low-risk driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting quotes from direct companies, and also from several local insurance agents.

The items below are a summary of the material that was illustrated above.

• Policyholders who may need more liability coverage will pay approximately $430 every year to raise from 30/60 bodily injury limits to a 250/500 level
• Teen drivers pay higher prices, possibly costing $445 per month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations pay on average $1,710 more every year to insure their RS 5
• Increasing policy deductibles could save as much as $625 each year