Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year for full coverage. Comprehensive costs an estimated $322 a year, collision insurance costs $560, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $3,072. Teens pay the most at up to $5,206 a year.

Average premium for full coverage: $1,420

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

These rate differences show why it is important to get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $806
• Choosing higher $1,000 deductibles can save approximately $1,218 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,420
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,808
• High-risk insureds with serious driving violations could pay up to $3,072
• An auto insurance policy that insures a teen driver can cost as much as $5,206 each year

Insurance prices for an Audi RS 5 also have a wide range based on the trim level of your RS 5, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,020 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every year by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The points below are a quick review of the coverage data touched on in the above illustrations.

• Drivers can save approximately $170 per year just by quoting early and online
• Increasing policy deductibles can save approximately $600 each year
• Drivers under the age of 20 are expensive to insure, as much as $434 per month if comprehensive and collision insurance is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,650 more annually to insure an Audi RS 5