Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs around $298, collision costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,936. Teenage drivers pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save about $188 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,356
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,714
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,936 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $5,016 each year

Auto insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the model of your RS 5, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles can save as much as $550 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

How to Find Low Cost Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 takes being a good driver, having good credit, refrain from filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the data that was covered in the above illustrations.

• You may be able to save up to $170 per year simply by shopping early and online
• Insureds who may need an increased level of liability coverage will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $418 per month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,580 more every year than a safer driver