Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive costs approximately $298 a year, collision costs $520, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Drivers who choose higher $1,000 deductibles will pay $1,168 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,714
• High risk drivers who are prone to accidents and violations could pay around $2,936 or more
• Policy cost with full coverage for a teen driver can cost $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $550 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied between companies.

How to Buy Cheaper Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and avoiding coverage lapses. Make time to compare rates every other policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a condensed summary of the ideas that were touched on in this article.

• Teen drivers pay the highest auto insurance rates, as much as $418 each month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,580 more per year to insure their RS 5
• Increasing comprehensive and collision deductibles could save up to $550 each year
• You may be able to save around $170 per year simply by quoting early and online