Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,420 annually with full coverage. Comprehensive costs approximately $322 a year, collision insurance costs $560, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $3,072. Teens cost the most to insure at up to $5,206 a year.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $806
• Choosing higher $1,000 deductibles can save $1,218 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,420
• Selecting low $100 deductibles for comp and collision coverage will cost $1,808
• High-risk insureds with serious driving violations could pay around $3,072
• Policy cost with full coverage for a teen driver can cost $5,206 each year

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

How to Buy the Best Cheap Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick review of the data covered in the charts and tables above.

• Drivers who purchase higher levels of liability will pay approximately $440 every year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Teenage drivers are expensive to insure, as much as $434 each month including comprehensive and collision insurance