Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs around $298 a year, collision costs $520, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save about $1,168 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,714
• Drivers who are prone to accidents and violations could pay at least $2,936 or more
• Policy cost for full coverage for a teenage driver can be $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

Using high physical damage deductibles can save as much as $550 a year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to shop around at least once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a summary of the primary concepts that were illustrated above.

• You may be able to save up to $170 per year simply by quoting early and online
• Drivers who have multiple accidents or major violations pay an average of $1,580 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers age 16 to 20 are charged the highest rates, as much as $418 each month including comprehensive and collision insurance