Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive costs on average $298, collision insurance costs $520, and liability insurance costs around $402. A policy with only liability insurance costs as low as $446 a year, and a high-risk policy costs around $2,936. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Using higher $1,000 deductibles will save around $188 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,356
• Using more expensive low deductibles for physical damage coverage will cost $1,714
• Drivers who are prone to accidents and violations could pay upwards of $2,936
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $5,016 or more

Car insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $550 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

How to Buy the Best Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance requires being a safe and courteous driver, having a good credit score, being claim-free, and possibly raising deductibles. Invest the time to shop around every year by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

Below is a brief recap of the coverage data illustrated above.

• You may be able to save as much as $170 per year just by shopping early and online
• Increasing policy deductibles could save up to $550 each year
• Teenage drivers are expensive to insure, possibly costing $418 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations pay an average of $1,580 more each year for auto insurance