Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive insurance costs approximately $298 a year, collision costs $520, and liability insurance costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save $1,168 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Choosing low $100 deductibles for physical damage coverage costs an additional $358 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,936 or more
• Policy cost with full coverage for a teen driver can cost $5,016 or more

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $550 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied between companies.

How to Buy the Best Cheap Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires being a low-risk driver, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the primary concepts that were presented in the illustrations above.

• You may be able to save around $170 per year simply by quoting early and online
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,580 more per year to insure their RS 5
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Teen drivers are the costliest to insure, as much as $418 each month if they have full coverage