Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs approximately $298 each year, collision insurance costs $520, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $2,936 or more. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $772
• Drivers who choose higher $1,000 deductibles will pay $188 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,356
• Buying low deductibles for comprehensive and collision insurance will cost an additional $358 annually
• Drivers with multiple tickets or accidents could pay around $2,936
• Policy cost that insures a 16-year-old driver can cost $5,016 a year

Insurance rates for an Audi RS 5 also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

Opting for high physical damage deductibles could save up to $550 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop every year by obtaining price quotes from direct companies, and also from local insurance agencies.

Below you'll find a condensed summary of the coverage data presented in the illustrations above.

• You may be able to save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Youthful drivers are the costliest to insure, as much as $418 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,580 more per year than a low-risk driver