Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $520, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs $2,936 or more. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $772
• Using higher $1,000 deductibles will save about $188 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Buying low deductibles for physical damage coverage will cost an extra $358 every year
• Drivers with multiple tickets or accidents could pay at least $2,936
• Policy cost for full coverage for a teen driver can be $5,016 or more

Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $980 a year in states like New Hampshire, Ohio, and Utah, or at least $1,830 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could cut rates by as much as $550 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on car insurance requires having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a summary of the data presented in the illustrations above.

• Policyholders who may need increased levels of liability coverage will pay around $440 every year to increase from a 30/60 limit to 250/500 limits
• You may be able to save up to $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers age 20 and younger are the costliest to insure, as much as $418 each month if full coverage is included