Audi RS 5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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U.S. average insurance rates for an Audi RS 5 are $1,420 a year for full coverage. Comprehensive insurance costs on average $322, collision costs $560, and liability insurance costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $3,072 or more. Teen drivers pay the highest rates at $5,206 a year or more.
Average premium for full coverage: $1,420
Price estimates by individual coverage:
Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all RS 5 models.
Price Range from Low to High
Using a middle-aged driver as an example, Audi RS 5 insurance prices go from as low as $446 for a discount liability-only rate to the much higher price of $3,072 for a policy for a high-risk driver.
Geographic Price Range
Where you live has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas.
The example below illustrates how where you live affects car insurance rates.
The ranges above show why everyone should compare prices based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Audi RS 5 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $806
- Using higher $1,000 deductibles will save around $202 a year
- The average rate for the average middle-age driver with $500 deductibles is $1,420
- Choosing pricier low deductibles for physical damage coverage will cost an extra $388 a year
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,072 or more
- The price for full coverage for a teen driver for full coverage may cost $5,206 or more
Auto insurance prices for an Audi RS 5 are also quite variable based on your driving record, the trim level of your RS 5, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age
The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $940 a year in states like Idaho, Maine, and Iowa, or as much as $2,020 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,284 | -$136 | -9.6% |
| Alaska | $1,088 | -$332 | -23.4% |
| Arizona | $1,178 | -$242 | -17.0% |
| Arkansas | $1,420 | -$0 | 0.0% |
| California | $1,618 | $198 | 13.9% |
| Colorado | $1,354 | -$66 | -4.6% |
| Connecticut | $1,458 | $38 | 2.7% |
| Delaware | $1,602 | $182 | 12.8% |
| Florida | $1,770 | $350 | 24.6% |
| Georgia | $1,312 | -$108 | -7.6% |
| Hawaii | $1,020 | -$400 | -28.2% |
| Idaho | $960 | -$460 | -32.4% |
| Illinois | $1,056 | -$364 | -25.6% |
| Indiana | $1,070 | -$350 | -24.6% |
| Iowa | $958 | -$462 | -32.5% |
| Kansas | $1,346 | -$74 | -5.2% |
| Kentucky | $1,934 | $514 | 36.2% |
| Louisiana | $2,102 | $682 | 48.0% |
| Maine | $874 | -$546 | -38.5% |
| Maryland | $1,172 | -$248 | -17.5% |
| Massachusetts | $1,132 | -$288 | -20.3% |
| Michigan | $2,462 | $1,042 | 73.4% |
| Minnesota | $1,188 | -$232 | -16.3% |
| Mississippi | $1,700 | $280 | 19.7% |
| Missouri | $1,258 | -$162 | -11.4% |
| Montana | $1,522 | $102 | 7.2% |
| Nebraska | $1,116 | -$304 | -21.4% |
| Nevada | $1,700 | $280 | 19.7% |
| New Hampshire | $1,022 | -$398 | -28.0% |
| New Jersey | $1,586 | $166 | 11.7% |
| New Mexico | $1,256 | -$164 | -11.5% |
| New York | $1,494 | $74 | 5.2% |
| North Carolina | $818 | -$602 | -42.4% |
| North Dakota | $1,164 | -$256 | -18.0% |
| Ohio | $978 | -$442 | -31.1% |
| Oklahoma | $1,454 | $34 | 2.4% |
| Oregon | $1,300 | -$120 | -8.5% |
| Pennsylvania | $1,354 | -$66 | -4.6% |
| Rhode Island | $1,892 | $472 | 33.2% |
| South Carolina | $1,286 | -$134 | -9.4% |
| South Dakota | $1,198 | -$222 | -15.6% |
| Tennessee | $1,242 | -$178 | -12.5% |
| Texas | $1,710 | $290 | 20.4% |
| Utah | $1,050 | -$370 | -26.1% |
| Vermont | $968 | -$452 | -31.8% |
| Virginia | $852 | -$568 | -40.0% |
| Washington | $1,094 | -$326 | -23.0% |
| West Virginia | $1,300 | -$120 | -8.5% |
| Wisconsin | $980 | -$440 | -31.0% |
| Wyoming | $1,262 | -$158 | -11.1% |
Choosing high deductibles could cut prices by as much as $590 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. Audi RS 5 insurance for high-risk drivers can be anywhere from 44% to 134% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi RS 5 Insurance
Getting lower rates on Audi RS 5 insurance requires having a good driving record, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.
The next list is a summary of the coverage data touched on in the above illustrations.
- Drivers can save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $600 each year
- Drivers age 20 and younger are charged the highest prices, with premiums as much as $434 a month if they have full coverage
- High-risk drivers who have multiple accidents or major violations will pay on average $1,650 more each year to buy Audi RS 5 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,206 |
| 20 | $3,260 |
| 30 | $1,484 |
| 40 | $1,420 |
| 50 | $1,294 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,808 |
| $250 | $1,628 |
| $500 | $1,420 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,420 |
| 50/100 | $1,500 |
| 100/300 | $1,601 |
| 250/500 | $1,862 |
| 100 CSL | $1,541 |
| 300 CSL | $1,762 |
| 500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,458 |
| 20 | $5,192 |
| 30 | $3,146 |
| 40 | $3,072 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $103 |
| Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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