Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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Estimated insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs around $298, collision costs $520, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Comprehensive $298
Collision $520
Liability $402

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Audi RS 5 go from as low as $446 for your basic liability-only policy to the much higher price of $2,936 for high-risk insurance.

Liability Only $446
Full Coverage $1,356
High Risk $2,936

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These rate differences demonstrate why everyone should get quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Information

The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $772
  • Choosing higher $1,000 deductibles can save about $188 annually
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,356
  • Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,714
  • High-risk insureds with serious driving violations could pay at least $2,936 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage can be $5,016 each year

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,038 -$318 -23.5%
Arizona $1,124 -$232 -17.1%
Arkansas $1,356 -$0 0.0%
California $1,544 $188 13.9%
Colorado $1,292 -$64 -4.7%
Connecticut $1,392 $36 2.7%
Delaware $1,532 $176 13.0%
Florida $1,690 $334 24.6%
Georgia $1,254 -$102 -7.5%
Hawaii $972 -$384 -28.3%
Idaho $918 -$438 -32.3%
Illinois $1,008 -$348 -25.7%
Indiana $1,022 -$334 -24.6%
Iowa $914 -$442 -32.6%
Kansas $1,286 -$70 -5.2%
Kentucky $1,848 $492 36.3%
Louisiana $2,006 $650 47.9%
Maine $836 -$520 -38.3%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,080 -$276 -20.4%
Michigan $2,352 $996 73.5%
Minnesota $1,134 -$222 -16.4%
Mississippi $1,624 $268 19.8%
Missouri $1,200 -$156 -11.5%
Montana $1,454 $98 7.2%
Nebraska $1,066 -$290 -21.4%
Nevada $1,624 $268 19.8%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,198 -$158 -11.7%
New York $1,426 $70 5.2%
North Carolina $780 -$576 -42.5%
North Dakota $1,110 -$246 -18.1%
Ohio $934 -$422 -31.1%
Oklahoma $1,388 $32 2.4%
Oregon $1,242 -$114 -8.4%
Pennsylvania $1,290 -$66 -4.9%
Rhode Island $1,806 $450 33.2%
South Carolina $1,228 -$128 -9.4%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,186 -$170 -12.5%
Texas $1,634 $278 20.5%
Utah $1,002 -$354 -26.1%
Vermont $924 -$432 -31.9%
Virginia $812 -$544 -40.1%
Washington $1,044 -$312 -23.0%
West Virginia $1,242 -$114 -8.4%
Wisconsin $936 -$420 -31.0%
Wyoming $1,206 -$150 -11.1%

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices will be substantially different from one company to the next.

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $470 $982 $338 $1,926
2023 Audi RS 5 $454 $958 $354 $1,902
2022 Audi RS 5 $438 $918 $364 $1,856
2021 Audi RS 5 $414 $886 $376 $1,812
2020 Audi RS 5 $398 $822 $384 $1,740
2019 Audi RS 5 $382 $774 $388 $1,680
2018 Audi RS 5 $366 $694 $390 $1,586
2017 Audi RS 5 $342 $638 $390 $1,506
2016 Audi RS 5 $330 $598 $394 $1,458
2015 Audi RS 5 $322 $560 $402 $1,420
2014 Audi RS 5 $298 $520 $402 $1,356
2013 Audi RS 5 $290 $472 $406 $1,304

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes avoiding accidents and violations, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the material that was covered above.

  • Drivers who may need higher liability limits will pay approximately $440 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
  • Teenagers pay higher prices, possibly costing $418 per month for full coverage
  • High-risk drivers that tend to have accidents or serious violations pay an average of $1,580 more every year for car insurance
  • Increasing policy deductibles can save around $550 each year

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,016
20 $3,114
30 $1,414
40 $1,356
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,714
$250 $1,550
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,436
100/300 $1,537
250/500 $1,798
100 CSL $1,477
300 CSL $1,698
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,174
20 $4,966
30 $3,002
40 $2,936
50 $2,796
60 $2,772

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $584
Rate after discounts $772

Discounts are estimated and may not be available from every company or in every state.

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