Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Estimated auto insurance rates for an Audi RS 5 are $1,420 annually including full coverage. Comprehensive insurance costs on average $322 each year, collision insurance costs $560, and liability insurance is estimated at $402. A policy with only liability insurance costs approximately $446 a year, and a high-risk policy costs $3,072 or more. Teens pay the most at up to $5,206 a year.

Average premium for full coverage: $1,420

Premium estimates by type of coverage:

Comprehensive $322
Collision $560
Liability $402

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and RS 5 models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi RS 5 range from as cheap as $446 for liability-only coverage to a high rate of $3,072 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $1,420
High Risk $3,072

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These rate differences highlight why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $806
  • Choosing higher $1,000 deductibles can save around $202 every year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,420
  • Selecting low deductibles for comp and collision coverage costs an additional $388 a year
  • High-risk insureds with serious driving violations could pay upwards of $3,072
  • An auto insurance policy with full coverage for a teen driver may cost $5,206 each year

Car insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving characteristics, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,020 on average in Michigan, New York, and Louisiana.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,354 -$66 -4.6%
Connecticut $1,458 $38 2.7%
Delaware $1,602 $182 12.8%
Florida $1,770 $350 24.6%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $960 -$460 -32.4%
Illinois $1,056 -$364 -25.6%
Indiana $1,070 -$350 -24.6%
Iowa $958 -$462 -32.5%
Kansas $1,346 -$74 -5.2%
Kentucky $1,934 $514 36.2%
Louisiana $2,102 $682 48.0%
Maine $874 -$546 -38.5%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,132 -$288 -20.3%
Michigan $2,462 $1,042 73.4%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,700 $280 19.7%
Missouri $1,258 -$162 -11.4%
Montana $1,522 $102 7.2%
Nebraska $1,116 -$304 -21.4%
Nevada $1,700 $280 19.7%
New Hampshire $1,022 -$398 -28.0%
New Jersey $1,586 $166 11.7%
New Mexico $1,256 -$164 -11.5%
New York $1,494 $74 5.2%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $978 -$442 -31.1%
Oklahoma $1,454 $34 2.4%
Oregon $1,300 -$120 -8.5%
Pennsylvania $1,354 -$66 -4.6%
Rhode Island $1,892 $472 33.2%
South Carolina $1,286 -$134 -9.4%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,242 -$178 -12.5%
Texas $1,710 $290 20.4%
Utah $1,050 -$370 -26.1%
Vermont $968 -$452 -31.8%
Virginia $852 -$568 -40.0%
Washington $1,094 -$326 -23.0%
West Virginia $1,300 -$120 -8.5%
Wisconsin $980 -$440 -31.0%
Wyoming $1,262 -$158 -11.1%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $490 $990 $332 $1,948
2023 Audi RS 5 $470 $982 $338 $1,926
2022 Audi RS 5 $454 $958 $354 $1,902
2021 Audi RS 5 $438 $918 $364 $1,856
2020 Audi RS 5 $414 $886 $376 $1,812
2019 Audi RS 5 $398 $822 $384 $1,740
2018 Audi RS 5 $382 $774 $388 $1,680
2017 Audi RS 5 $366 $694 $390 $1,586
2016 Audi RS 5 $342 $638 $390 $1,506
2015 Audi RS 5 $330 $598 $394 $1,458
2014 Audi RS 5 $322 $560 $402 $1,420
2013 Audi RS 5 $298 $520 $402 $1,356

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes being safe and accident-free, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Take the time to comparison shop at least once a year by getting quotes from direct car insurance companies, and also from several local insurance agents.

Below you'll find a condensed summary of the primary concepts that were touched on in the above illustrations.

  • You may be able to save as much as $170 per year just by quoting online in advance
  • High-risk drivers with multiple at-fault accidents pay on average $1,650 more each year than a low-risk driver
  • Increasing policy deductibles could save up to $600 each year
  • Youthful drivers are expensive to insure, with the cost nearing $434 per month if comprehensive and collision insurance is included

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,260
30 $1,484
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,420
$1,000 $1,218

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,500
100/300 $1,601
250/500 $1,862
100 CSL $1,541
300 CSL $1,762
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,458
20 $5,192
30 $3,146
40 $3,072
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $614
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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