Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs around $298 a year, collision insurance costs $520, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why it is important to compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay about $1,168 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,356
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,714
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,936
• The price that insures a teen driver can be $5,016 a year

Auto insurance prices for an Audi RS 5 are also quite variable based on the trim level of your RS 5, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.

Choosing high deductibles could save up to $550 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Shop around every year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the coverage data covered above.

• It is possible to save up to $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Youthful drivers are expensive to insure, as much as $418 a month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,580 more every year than a low-risk driver