Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs on average $298, collision insurance costs $520, and liability insurance is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs around $2,936. Teenage drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These examples demonstrate why everyone should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save around $188 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,356
• Using pricier low deductibles bumps up the cost to $1,714
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,936
• The cost that insures a teen driver for full coverage may cost $5,016

Insurance rates for an Audi RS 5 can also vary considerably based on the model of your RS 5, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

Using high physical damage deductibles can reduce rates by up to $550 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi RS 5 Insurance

Saving money on Audi RS 5 insurance consists of being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a recap of the material that was illustrated above.

• Drivers who require more liability protection will pay an extra $440 every year to raise from a minimum limit to the 250/500 level
• Youthful drivers pay higher rates, with premiums as much as $418 per month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents pay on average $1,580 more each year than a low-risk driver
• Increasing deductibles can save approximately $550 each year