Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive insurance costs an estimated $298 each year, collision costs $520, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine insurance prices.

These examples highlight why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,356
• Using low deductibles for comp and collision coverage costs an additional $358 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,936 or more
• The cost with full coverage for a teen driver can cost as much as $5,016 each year

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,930 on average in Louisiana, New York, and Michigan.

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

How to Buy the Cheapest Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every other renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a recap of the concepts that were covered in the charts and tables above.

• High-risk drivers that have major violations or accidents could be forced to pay on average $1,580 more annually for auto insurance
• Teenage drivers are charged the highest rates, as much as $418 per month including comprehensive and collision insurance
• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing deductibles could save up to $550 each year
• You may be able to save approximately $170 per year simply by quoting online in advance