Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs on average $298 a year, collision insurance costs $520, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,936 or more. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects car insurance rates.

These examples illustrate why it is important to get quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save around $1,168 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,356
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $358 a year
• High-risk insureds with serious driving violations could pay upwards of $2,936
• The cost for full coverage for a teen driver may cost $5,016 each year

Auto insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheap Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every couple of years by quoting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a brief summary of the material that was raised in the charts and tables above.

• Drivers who require more liability coverage will pay approximately $440 annually to raise limits from a minimum limit to 250/500 limits
• Teen drivers are charged the highest rates, costing up to $418 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,580 more each year to insure their RS 5
• Increasing deductibles can save around $550 each year