Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,936. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

These examples show why it is important to get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save $1,168 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,356
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,936
• The cost that insures a 16-year-old driver can cost $5,016 each year

Car insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

Choosing high deductibles can save as much as $550 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 takes having a good driving record, having a positive credit history, eliminating unneeded coverage, and attention to physical damage deductibles. Shop around every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a review of the material that was illustrated above.

• Insureds who purchase increased levels of liability coverage will pay about $440 each year to raise limits from a minimum limit to the 250/500 level
• Drivers age 20 and younger pay the highest auto insurance rates, costing as high as $418 per month if full coverage is purchased
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,580 more per year to buy Audi RS 5 insurance
• Increasing deductibles can save approximately $550 each year