Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs approximately $298, collision insurance costs $520, and liability insurance costs $402. A policy with only liability insurance costs as little as $446 a year, and a high-risk policy costs around $2,936. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Drivers who choose higher $1,000 deductibles will pay $188 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,714
• High risk drivers who are prone to accidents and violations could pay around $2,936
• An auto insurance policy to insure a teen driver with full coverage can cost $5,016 a year

Car insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your RS 5.

Using high physical damage deductibles could save up to $550 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

How to Shop for Affordable Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance not only requires having a good driving record, but also maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct companies, and also from insurance agencies where you live.

The next list is a brief review of the material that was covered in the charts and tables above.

• Drivers who purchase increased levels of liability coverage will pay an extra $440 every year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $418 per month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,580 more per year to buy Audi RS 5 insurance
• Increasing policy deductibles could save as much as $550 each year