Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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Average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs an estimated $298, collision insurance costs $520, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs around $2,936. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Comprehensive $298
Collision $520
Liability $402

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all RS 5 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $446 for just the minimum liability insurance to the much higher price of $2,936 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,356
High Risk $2,936

Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These examples highlight why everyone should compare rates for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $772
  • Drivers who choose higher $1,000 deductibles will pay approximately $188 every year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,356
  • Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,714
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,936
  • The cost for full coverage for a teen driver for full coverage can cost as much as $5,016 a year

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model of your RS 5, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Where you live makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,038 -$318 -23.5%
Arizona $1,124 -$232 -17.1%
Arkansas $1,356 -$0 0.0%
California $1,544 $188 13.9%
Colorado $1,292 -$64 -4.7%
Connecticut $1,392 $36 2.7%
Delaware $1,532 $176 13.0%
Florida $1,690 $334 24.6%
Georgia $1,254 -$102 -7.5%
Hawaii $972 -$384 -28.3%
Idaho $918 -$438 -32.3%
Illinois $1,008 -$348 -25.7%
Indiana $1,022 -$334 -24.6%
Iowa $914 -$442 -32.6%
Kansas $1,286 -$70 -5.2%
Kentucky $1,848 $492 36.3%
Louisiana $2,006 $650 47.9%
Maine $836 -$520 -38.3%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,080 -$276 -20.4%
Michigan $2,352 $996 73.5%
Minnesota $1,134 -$222 -16.4%
Mississippi $1,624 $268 19.8%
Missouri $1,200 -$156 -11.5%
Montana $1,454 $98 7.2%
Nebraska $1,066 -$290 -21.4%
Nevada $1,624 $268 19.8%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,198 -$158 -11.7%
New York $1,426 $70 5.2%
North Carolina $780 -$576 -42.5%
North Dakota $1,110 -$246 -18.1%
Ohio $934 -$422 -31.1%
Oklahoma $1,388 $32 2.4%
Oregon $1,242 -$114 -8.4%
Pennsylvania $1,290 -$66 -4.9%
Rhode Island $1,806 $450 33.2%
South Carolina $1,228 -$128 -9.4%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,186 -$170 -12.5%
Texas $1,634 $278 20.5%
Utah $1,002 -$354 -26.1%
Vermont $924 -$432 -31.9%
Virginia $812 -$544 -40.1%
Washington $1,044 -$312 -23.0%
West Virginia $1,242 -$114 -8.4%
Wisconsin $936 -$420 -31.0%
Wyoming $1,206 -$150 -11.1%

Choosing high deductibles could save up to $550 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,600 to $2,200 additional per year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $470 $982 $338 $1,926
2023 Audi RS 5 $454 $958 $354 $1,902
2022 Audi RS 5 $438 $918 $364 $1,856
2021 Audi RS 5 $414 $886 $376 $1,812
2020 Audi RS 5 $398 $822 $384 $1,740
2019 Audi RS 5 $382 $774 $388 $1,680
2018 Audi RS 5 $366 $694 $390 $1,586
2017 Audi RS 5 $342 $638 $390 $1,506
2016 Audi RS 5 $330 $598 $394 $1,458
2015 Audi RS 5 $322 $560 $402 $1,420
2014 Audi RS 5 $298 $520 $402 $1,356
2013 Audi RS 5 $290 $472 $406 $1,304

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi RS 5 Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a brief review of the data that was covered in the charts and tables above.

  • You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
  • Policyholders who want higher levels of liability will pay about $440 per year to go from a minimum limit to 250/500 limits
  • Teenage drivers are expensive to insure, as much as $418 per month including comprehensive and collision insurance
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more annually for auto insurance

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,016
20 $3,114
30 $1,414
40 $1,356
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,714
$250 $1,550
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,436
100/300 $1,537
250/500 $1,798
100 CSL $1,477
300 CSL $1,698
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,174
20 $4,966
30 $3,002
40 $2,936
50 $2,796
60 $2,772

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $584
Rate after discounts $772

Discounts are estimated and may not be available from every company or in every state.

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