Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $520, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $2,936 or more. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

These examples demonstrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Raising to $1,000 deductibles will save about $188 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,356
• Selecting low deductibles will cost an extra $358 annually
• Drivers with serious driving violations could pay at least $2,936
• The cost for full coverage for a 16-year-old driver can be $5,016

Auto insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $550 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 consists of having a decent driving record, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every other renewal by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,580 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $418 per month if they have full coverage
• You may be able to save up to $170 per year just by quoting online in advance
• Increasing deductibles can save around $550 each year
• You may be able to save up to $170 per year just by quoting online in advance