Audi RS 5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs on average $298, collision costs $520, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,936 or more. 16-year-old drivers cost the most to insure at $5,016 a year or more.
Average premium for full coverage: $1,356
Policy rates by type of insurance:
Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all RS 5 models.
Price Range Variability
For the normal driver, Audi RS 5 insurance rates go from as low as $446 for just the minimum liability insurance to the much higher price of $2,936 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities.
The example below illustrates how geographic area affects car insurance rates.
The examples above highlight why everyone should get quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $772
- Choosing higher $1,000 deductibles can save around $188 every year
- The average rate for a good driver age 40 with $500 deductibles is $1,356
- Buying pricier low deductibles for comp and collision coverage will cost an extra $358 a year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,936 or more
- Policy cost for full coverage for a teen driver for full coverage may cost $5,016 each year
Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model of your RS 5, and policy deductibles and limits.
A more mature driver with no driving violations and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,038 | -$318 | -23.5% |
| Arizona | $1,124 | -$232 | -17.1% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,544 | $188 | 13.9% |
| Colorado | $1,292 | -$64 | -4.7% |
| Connecticut | $1,392 | $36 | 2.7% |
| Delaware | $1,532 | $176 | 13.0% |
| Florida | $1,690 | $334 | 24.6% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $972 | -$384 | -28.3% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,008 | -$348 | -25.7% |
| Indiana | $1,022 | -$334 | -24.6% |
| Iowa | $914 | -$442 | -32.6% |
| Kansas | $1,286 | -$70 | -5.2% |
| Kentucky | $1,848 | $492 | 36.3% |
| Louisiana | $2,006 | $650 | 47.9% |
| Maine | $836 | -$520 | -38.3% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,080 | -$276 | -20.4% |
| Michigan | $2,352 | $996 | 73.5% |
| Minnesota | $1,134 | -$222 | -16.4% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,200 | -$156 | -11.5% |
| Montana | $1,454 | $98 | 7.2% |
| Nebraska | $1,066 | -$290 | -21.4% |
| Nevada | $1,624 | $268 | 19.8% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,198 | -$158 | -11.7% |
| New York | $1,426 | $70 | 5.2% |
| North Carolina | $780 | -$576 | -42.5% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $934 | -$422 | -31.1% |
| Oklahoma | $1,388 | $32 | 2.4% |
| Oregon | $1,242 | -$114 | -8.4% |
| Pennsylvania | $1,290 | -$66 | -4.9% |
| Rhode Island | $1,806 | $450 | 33.2% |
| South Carolina | $1,228 | -$128 | -9.4% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,186 | -$170 | -12.5% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,002 | -$354 | -26.1% |
| Vermont | $924 | -$432 | -31.9% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,044 | -$312 | -23.0% |
| West Virginia | $1,242 | -$114 | -8.4% |
| Wisconsin | $936 | -$420 | -31.0% |
| Wyoming | $1,206 | -$150 | -11.1% |
Opting for high physical damage deductibles can save as much as $550 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers ranges anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2023 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2022 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2021 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2020 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2019 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2018 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2017 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2016 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2015 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2014 Audi RS 5 | $298 | $520 | $402 | $1,356 |
| 2013 Audi RS 5 | $290 | $472 | $406 | $1,304 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Audi RS 5 Insurance
Finding cheaper rates on Audi RS 5 insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The items below are a quick rundown of the coverage data presented in the illustrations above.
- You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $550 each year
- Teen drivers are expensive to insure, with premiums being up to $418 each month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,580 more each year to insure their RS 5
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,016 |
| 20 | $3,114 |
| 30 | $1,414 |
| 40 | $1,356 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,550 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,436 |
| 100/300 | $1,537 |
| 250/500 | $1,798 |
| 100 CSL | $1,477 |
| 300 CSL | $1,698 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,966 |
| 30 | $3,002 |
| 40 | $2,936 |
| 50 | $2,796 |
| 60 | $2,772 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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