Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive insurance costs on average $298 each year, collision costs $520, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $2,936 or more. Teens receive the highest rates at $5,016 a year or more.
Average premium for full coverage: $1,356
Rate estimates by individual coverage type:
Estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and RS 5 models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $446 for minimum levels of liability insurance to a high rate of $2,936 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how location impacts car insurance rates.
These examples highlight why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $772
- Raising to $1,000 deductibles will save around $188 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,356
- Selecting low deductibles costs an extra $358 a year
- Higher-risk drivers with serious driving violations could pay upwards of $2,936 or more
- The cost to insure a teen driver may cost $5,016
Auto insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your RS 5.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $550 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,038 | -$318 | -23.5% |
| Arizona | $1,124 | -$232 | -17.1% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,544 | $188 | 13.9% |
| Colorado | $1,292 | -$64 | -4.7% |
| Connecticut | $1,392 | $36 | 2.7% |
| Delaware | $1,532 | $176 | 13.0% |
| Florida | $1,690 | $334 | 24.6% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $972 | -$384 | -28.3% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,008 | -$348 | -25.7% |
| Indiana | $1,022 | -$334 | -24.6% |
| Iowa | $914 | -$442 | -32.6% |
| Kansas | $1,286 | -$70 | -5.2% |
| Kentucky | $1,848 | $492 | 36.3% |
| Louisiana | $2,006 | $650 | 47.9% |
| Maine | $836 | -$520 | -38.3% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,080 | -$276 | -20.4% |
| Michigan | $2,352 | $996 | 73.5% |
| Minnesota | $1,134 | -$222 | -16.4% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,200 | -$156 | -11.5% |
| Montana | $1,454 | $98 | 7.2% |
| Nebraska | $1,066 | -$290 | -21.4% |
| Nevada | $1,624 | $268 | 19.8% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,198 | -$158 | -11.7% |
| New York | $1,426 | $70 | 5.2% |
| North Carolina | $780 | -$576 | -42.5% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $934 | -$422 | -31.1% |
| Oklahoma | $1,388 | $32 | 2.4% |
| Oregon | $1,242 | -$114 | -8.4% |
| Pennsylvania | $1,290 | -$66 | -4.9% |
| Rhode Island | $1,806 | $450 | 33.2% |
| South Carolina | $1,228 | -$128 | -9.4% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,186 | -$170 | -12.5% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,002 | -$354 | -26.1% |
| Vermont | $924 | -$432 | -31.9% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,044 | -$312 | -23.0% |
| West Virginia | $1,242 | -$114 | -8.4% |
| Wisconsin | $936 | -$420 | -31.0% |
| Wyoming | $1,206 | -$150 | -11.1% |
With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2023 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2022 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2021 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2020 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2019 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2018 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2017 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2016 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2015 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2014 Audi RS 5 | $298 | $520 | $402 | $1,356 |
| 2013 Audi RS 5 | $290 | $472 | $406 | $1,304 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Audi RS 5 Insurance
Saving money on Audi RS 5 insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and taking advantage of discounts. Spend time shopping around at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a review of the car insurance concepts touched on above.
- High-risk drivers who have several accidents or serious violations may pay on average $1,580 more each year than a low-risk driver
- You may be able to save as much as $170 per year simply by quoting online in advance
- Increasing deductibles could save as much as $550 each year
- Drivers who require more liability protection will pay approximately $440 per year to raise from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,016 |
| 20 | $3,114 |
| 30 | $1,414 |
| 40 | $1,356 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,550 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,436 |
| 100/300 | $1,537 |
| 250/500 | $1,798 |
| 100 CSL | $1,477 |
| 300 CSL | $1,698 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,966 |
| 30 | $3,002 |
| 40 | $2,936 |
| 50 | $2,796 |
| 60 | $2,772 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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