Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs an estimated $298, collision costs $520, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,356
• Using more expensive low deductibles for comp and collision coverage costs an additional $358 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,936 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $5,016 each year

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

With so much variability in rates, the only way to know which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.

How to Buy the Right Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes having a good driving record, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a quick rundown of the car insurance concepts touched on in this article.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,580 more annually to buy Audi RS 5 insurance
• Drivers can save approximately $170 per year simply by shopping early and online
• Increasing deductibles could save up to $550 each year
• Drivers who want increased levels of liability coverage will pay an extra $440 each year to raise limits from a minimum limit to higher 250/500 limits