Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage. Comprehensive costs around $298, collision insurance costs $520, and liability insurance is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,936. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save about $188 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,356
• Choosing more expensive low deductibles increases the price to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,936
• An auto insurance policy to insure a teen driver with full coverage can be $5,016

Insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $550 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

How to Shop for the Best Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a brief recap of the data covered above.

• Drivers who may need increased liability limits will pay about $440 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers can save up to $170 per year just by shopping early and online
• Increasing policy deductibles could save as much as $550 each year
• Drivers under the age of 20 pay higher prices, as much as $418 per month if they have full coverage