Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $520, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs $2,936 or more. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas. The price range example below illustrates the difference location can make on insurance prices.

These examples show why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save approximately $188 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,356
• Choosing more expensive low deductibles for physical damage coverage costs an additional $358 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,936
• The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $5,016 or more

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driver profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can be from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $550 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

How to Buy More Affordable Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 requires being safe and accident-free, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a summary of the concepts that were touched on in this article.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,580 more annually than a low-risk driver
• Youthful drivers are charged the highest rates, costing as high as $418 per month including comprehensive and collision insurance
• Drivers can save approximately $170 per year just by shopping early and online
• Increasing deductibles could save up to $550 each year
• Drivers can save approximately $170 per year just by shopping early and online