Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,420 a year including full coverage. Comprehensive costs around $322, collision costs $560, and liability insurance is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing around $3,072. Teens receive the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Rate estimates for individual coverage type:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $806
• Raising to $1,000 deductibles will save about $202 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,420
• Selecting more expensive low deductibles will increase the cost to $1,808
• Higher-risk drivers with serious driving violations could pay at least $3,072 or more
• The cost for full coverage for a teen driver with full coverage can be $5,206

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model of your RS 5, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,020 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $590 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

How to Find Low Cost Audi RS 5 Insurance

Saving money on Audi RS 5 insurance consists of being a low-risk driver, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a review of the material that was covered in the above illustrations.

• Drivers who may need more liability coverage will pay approximately $440 per year to raise from a minimum limit to 250/500 limits
• Teen drivers are charged the highest rates, as much as $434 per month including comprehensive and collision insurance
• High-risk drivers who have several accidents or serious violations pay on average $1,650 more every year to insure their RS 5
• Increasing deductibles can save around $600 each year