Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs around $322 each year, collision costs $560, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $3,072 or more. Teens cost the most to insure at $5,206 a year or more.

Average premium for full coverage: $1,420

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $806
• Using higher $1,000 deductibles will save about $202 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,420
• Selecting low deductibles for physical damage coverage will cost an extra $388 annually
• High-risk insureds with serious driving violations could pay at least $3,072 or more
• Policy cost for full coverage for a 16-year-old driver can be $5,206 or more

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,910 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $590 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 134% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, so the rates will be varied from one company to the next.

How to Find the Cheapest Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires avoiding accidents and violations, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates every time your policy renews by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a recap of the information covered in the above illustrations.

• You may be able to save up to $170 per year simply by quoting online in advance
• Teenagers pay higher rates, as much as $434 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $600 each year
• Drivers considered higher risk that have major violations or accidents pay an average of $1,650 more every year for car insurance
• Insureds who may need higher liability limits will pay approximately $440 every year to increase from a 30/60 limit to 250/500 limits