Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,936. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Comprehensive $298
Collision $520
Liability $402

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for an Audi RS 5 range from the cheapest price of $446 for a discount liability-only rate to a high of $2,936 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,356
High Risk $2,936

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These rate differences demonstrate why it is important to get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $772
  • Choosing higher $1,000 deductibles can save $1,168 annually
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,356
  • Using low $100 deductibles for comp and collision coverage increases the price to $1,714
  • Unlucky drivers who are prone to accidents and violations could pay around $2,936
  • An auto insurance policy to insure a teen driver can cost $5,016 each year

Insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your RS 5.

Using high physical damage deductibles can save as much as $550 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,038 -$318 -23.5%
Arizona $1,124 -$232 -17.1%
Arkansas $1,356 -$0 0.0%
California $1,544 $188 13.9%
Colorado $1,292 -$64 -4.7%
Connecticut $1,392 $36 2.7%
Delaware $1,532 $176 13.0%
Florida $1,690 $334 24.6%
Georgia $1,254 -$102 -7.5%
Hawaii $972 -$384 -28.3%
Idaho $918 -$438 -32.3%
Illinois $1,008 -$348 -25.7%
Indiana $1,022 -$334 -24.6%
Iowa $914 -$442 -32.6%
Kansas $1,286 -$70 -5.2%
Kentucky $1,848 $492 36.3%
Louisiana $2,006 $650 47.9%
Maine $836 -$520 -38.3%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,080 -$276 -20.4%
Michigan $2,352 $996 73.5%
Minnesota $1,134 -$222 -16.4%
Mississippi $1,624 $268 19.8%
Missouri $1,200 -$156 -11.5%
Montana $1,454 $98 7.2%
Nebraska $1,066 -$290 -21.4%
Nevada $1,624 $268 19.8%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,198 -$158 -11.7%
New York $1,426 $70 5.2%
North Carolina $780 -$576 -42.5%
North Dakota $1,110 -$246 -18.1%
Ohio $934 -$422 -31.1%
Oklahoma $1,388 $32 2.4%
Oregon $1,242 -$114 -8.4%
Pennsylvania $1,290 -$66 -4.9%
Rhode Island $1,806 $450 33.2%
South Carolina $1,228 -$128 -9.4%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,186 -$170 -12.5%
Texas $1,634 $278 20.5%
Utah $1,002 -$354 -26.1%
Vermont $924 -$432 -31.9%
Virginia $812 -$544 -40.1%
Washington $1,044 -$312 -23.0%
West Virginia $1,242 -$114 -8.4%
Wisconsin $936 -$420 -31.0%
Wyoming $1,206 -$150 -11.1%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $470 $982 $338 $1,926
2023 Audi RS 5 $454 $958 $354 $1,902
2022 Audi RS 5 $438 $918 $364 $1,856
2021 Audi RS 5 $414 $886 $376 $1,812
2020 Audi RS 5 $398 $822 $384 $1,740
2019 Audi RS 5 $382 $774 $388 $1,680
2018 Audi RS 5 $366 $694 $390 $1,586
2017 Audi RS 5 $342 $638 $390 $1,506
2016 Audi RS 5 $330 $598 $394 $1,458
2015 Audi RS 5 $322 $560 $402 $1,420
2014 Audi RS 5 $298 $520 $402 $1,356
2013 Audi RS 5 $290 $472 $406 $1,304

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi RS 5 Insurance

Finding better rates on car insurance takes being a low-risk driver, having above-average credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.

The items below are a recap of the ideas that were raised in the charts and tables above.

  • Teen drivers are the costliest to insure, possibly costing $418 per month if full coverage is included
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $1,580 more per year to insure their RS 5
  • Increasing policy deductibles could save as much as $550 each year
  • You may be able to save around $170 per year just by quoting early and online

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,016
20 $3,114
30 $1,414
40 $1,356
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,714
$250 $1,550
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,436
100/300 $1,537
250/500 $1,798
100 CSL $1,477
300 CSL $1,698
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,174
20 $4,966
30 $3,002
40 $2,936
50 $2,796
60 $2,772

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $584
Rate after discounts $772

Discounts are estimated and may not be available from every company or in every state.

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