Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs on average $298, collision costs $520, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing around $2,936. Teens pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,714
• Higher-risk drivers with serious driving violations could pay upwards of $2,936 or more
• The price that insures a teen driver with full coverage may cost $5,016 a year

Insurance prices for an Audi RS 5 are also quite variable based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every company calculates prices differently, so the prices may be quite different.

How to Find Cheap Audi RS 5 Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having above-average credit, being claim-free, and bundling your home and auto policies. Compare rates every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief summary of the coverage data illustrated above.

• You may be able to save as much as $170 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers age 16 to 20 pay the highest prices, possibly costing $418 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,580 more each year than a safer driver