Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 1, 2024

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U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $322 a year, collision insurance costs $560, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $3,072 or more. Teens pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates by individual coverage:

Comprehensive $322
Collision $560
Liability $402

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and RS 5 trim levels.

Price Range from Low to High

For an average driver, Audi RS 5 insurance prices range from the cheapest price of $446 for basic liability insurance to a high of $3,072 for high-risk insurance.

Liability Only $446
Full Coverage $1,420
High Risk $3,072

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

The ranges above illustrate why it is important to compare rates using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $806
  • Drivers who choose higher $1,000 deductibles will pay $1,218 each year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,420
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $388 every year
  • Higher-risk drivers with serious driving violations could pay around $3,072
  • The price to insure a teen driver can cost $5,206 a year

Car insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,910 on average in Florida, New York, and Michigan.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,354 -$66 -4.6%
Connecticut $1,458 $38 2.7%
Delaware $1,602 $182 12.8%
Florida $1,770 $350 24.6%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $960 -$460 -32.4%
Illinois $1,056 -$364 -25.6%
Indiana $1,070 -$350 -24.6%
Iowa $958 -$462 -32.5%
Kansas $1,346 -$74 -5.2%
Kentucky $1,934 $514 36.2%
Louisiana $2,102 $682 48.0%
Maine $874 -$546 -38.5%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,132 -$288 -20.3%
Michigan $2,462 $1,042 73.4%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,700 $280 19.7%
Missouri $1,258 -$162 -11.4%
Montana $1,522 $102 7.2%
Nebraska $1,116 -$304 -21.4%
Nevada $1,700 $280 19.7%
New Hampshire $1,022 -$398 -28.0%
New Jersey $1,586 $166 11.7%
New Mexico $1,256 -$164 -11.5%
New York $1,494 $74 5.2%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $978 -$442 -31.1%
Oklahoma $1,454 $34 2.4%
Oregon $1,300 -$120 -8.5%
Pennsylvania $1,354 -$66 -4.6%
Rhode Island $1,892 $472 33.2%
South Carolina $1,286 -$134 -9.4%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,242 -$178 -12.5%
Texas $1,710 $290 20.4%
Utah $1,050 -$370 -26.1%
Vermont $968 -$452 -31.8%
Virginia $852 -$568 -40.0%
Washington $1,094 -$326 -23.0%
West Virginia $1,300 -$120 -8.5%
Wisconsin $980 -$440 -31.0%
Wyoming $1,262 -$158 -11.1%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $490 $990 $332 $1,948
2023 Audi RS 5 $470 $982 $338 $1,926
2022 Audi RS 5 $454 $958 $354 $1,902
2021 Audi RS 5 $438 $918 $364 $1,856
2020 Audi RS 5 $414 $886 $376 $1,812
2019 Audi RS 5 $398 $822 $384 $1,740
2018 Audi RS 5 $382 $774 $388 $1,680
2017 Audi RS 5 $366 $694 $390 $1,586
2016 Audi RS 5 $342 $638 $390 $1,506
2015 Audi RS 5 $330 $598 $394 $1,458
2014 Audi RS 5 $322 $560 $402 $1,420
2013 Audi RS 5 $298 $520 $402 $1,356

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi RS 5 Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a condensed summary of the material that was covered in the above illustrations.

  • Policyholders who purchase additional liability coverage will pay approximately $440 annually to go from a low limit to a 250/500 level
  • 16 to 18-year-old drivers pay the highest auto insurance prices, as much as $434 a month if the policy includes full coverage
  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,650 more per year than a driver with a clean driving record
  • Increasing physical damage deductibles could save as much as $600 each year

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,260
30 $1,484
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,420
$1,000 $1,218

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,500
100/300 $1,601
250/500 $1,862
100 CSL $1,541
300 CSL $1,762
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,458
20 $5,192
30 $3,146
40 $3,072
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $614
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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