Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive costs on average $298 a year, collision costs $520, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $2,936. 16-year-old drivers pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how location impacts car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save around $1,168 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,356
• Buying low $100 deductibles for comp and collision coverage will cost $1,714
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,936 or more
• The price with full coverage for a teen driver may cost $5,016 each year

Insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $550 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the prices may be quite different between companies.

How to Buy Cheaper Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance takes avoiding accidents and violations, having a good credit history, being claim-free, and bundling your home and auto policies. Spend time shopping around at every policy renewal by getting price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the data touched on above.

• Drivers who require higher liability limits will pay around $440 per year to raise limits from a low limit to higher 250/500 limits
• You may be able to save as much as $170 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $550 each year
• Teenagers pay the highest prices, possibly costing $418 a month including comprehensive and collision insurance