Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive costs on average $298 each year, collision insurance costs $520, and liability insurance is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs around $2,936. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Raising to $1,000 deductibles will save around $188 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,356
• Buying low deductibles will cost $1,714
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,936
• Policy cost with full coverage for a teen driver may cost $5,016

Auto insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $550 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

How to Buy Low Cost Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a review of the concepts that were covered in the charts and tables above.

• High-risk drivers who have several accidents or serious violations may be required to pay an average of $1,580 more each year than a safer driver
• Drivers age 16 to 20 are charged the highest rates, costing up to $418 each month if full coverage is included
• Drivers can save as much as $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers can save as much as $170 per year just by quoting online in advance