Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually with full coverage. Comprehensive costs approximately $298 each year, collision insurance costs $520, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,936. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save $188 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage will cost $1,714
• Higher-risk drivers with serious driving violations could pay around $2,936
• Policy cost with full coverage for a teenage driver can cost $5,016 or more

Auto insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

How to Buy Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief review of the car insurance concepts covered above.

• Drivers with DUI or reckless driving convictions may pay on average $1,580 more per year than a driver with a clean driving record
• You may be able to save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Consumers who purchase additional liability coverage will pay approximately $440 every year to increase from a 30/60 limit to higher 250/500 limits