Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs an estimated $322 a year, collision insurance costs $560, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs $3,072 or more. Teens cost the most to insure at up to $5,206 a year.

Average premium for full coverage: $1,420

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $806
• Choosing higher $1,000 deductibles can save approximately $1,218 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,420
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $388 each year
• Drivers with serious driving violations could pay up to $3,072
• Policy cost that insures a teenage driver can cost as much as $5,206 each year

Insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi RS 5 Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at least once a year by requesting rates from direct companies, and also from insurance agencies where you live.

The following list is a review of the primary concepts that were raised in the charts and tables above.

• You may be able to save approximately $170 per year just by quoting early and online
• Drivers who have several accidents or serious violations could be forced to pay on average $1,650 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Drivers age 16 to 20 are expensive to insure, as much as $434 each month if comprehensive and collision insurance is included