Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs approximately $322 a year, collision insurance costs $560, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $3,072 or more. Teens pay the most at up to $5,206 a year.

Average premium for full coverage: $1,420

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why it is important to compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $806
• Raising to $1,000 deductibles will save $1,218 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,420
• Selecting low $100 deductibles will cost an additional $388 annually
• Drivers with serious driving violations could pay around $3,072
• An auto insurance policy that insures a 16-year-old driver can cost $5,206

Insurance prices for an Audi RS 5 also have a wide range based on the trim level of your RS 5, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 consists of avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Compare rates every time your policy renews by requesting rates from direct companies, and also from local insurance agencies.

The list below is a brief review of the information raised in the charts and tables above.

• You may be able to save around $170 per year just by quoting early and online
• Teenagers are expensive to insure, possibly costing $434 per month if full coverage is included
• Increasing policy deductibles can save approximately $600 each year
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,650 more per year for car insurance
• Insureds who purchase higher liability limits will pay approximately $440 every year to raise from 30/60 bodily injury limits to the 250/500 level