Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $520, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $2,936 or more. Teenage drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Prices include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

These examples show why everyone should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save approximately $188 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,356
• Using pricier low deductibles will cost an additional $358 annually
• Drivers who are prone to accidents and violations could pay up to $2,936
• The cost that insures a 16-year-old driver for full coverage can cost as much as $5,016

Auto insurance rates for an Audi RS 5 can also vary considerably based on the model of your RS 5, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,200 in extra premium per year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can reduce rates by up to $550 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 consists of not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick rundown of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,580 more annually for RS 5 insurance
• Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $550 each year
• Insureds who want higher liability limits will pay an extra $440 each year to raise from a minimum limit to the 250/500 level