Audi RS 5 Insurance Rates

Estimated auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs approximately $298 each year, collision costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $2,936 or more. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance prices.

These rate differences show why all drivers should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save $188 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Selecting low deductibles for comp and collision coverage costs an additional $358 every year
• Unlucky drivers with serious driving violations could pay around $2,936 or more
• An auto insurance policy with full coverage for a teen driver can cost $5,016 each year

Insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,930 on average in New York, Louisiana, and Michigan.

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, and prices will be substantially different between companies.

How to Buy Cheap Audi RS 5 Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following is a brief summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations pay on average $1,580 more per year for RS 5 insurance
• Drivers can save around $170 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $550 each year
• Policyholders who purchase higher liability limits will pay approximately $440 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits