Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive costs around $298, collision insurance costs $520, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,936. Teenage drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save about $188 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,356
• Using more expensive low deductibles for comp and collision coverage will cost $1,714
• High-risk insureds who are prone to accidents and violations could pay at least $2,936
• Policy cost with full coverage for a teen driver with full coverage can be $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

How to Buy Cheaper Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance takes being a low-risk driver, having good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the car insurance concepts covered above.

• High-risk drivers with multiple at-fault accidents pay on average $1,580 more every year to insure their RS 5
• It is possible to save up to $170 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers who may need more liability coverage will pay an extra $440 annually to raise limits from a 30/60 limit to higher 250/500 limits