Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs an estimated $322, collision costs $560, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $3,072 or more. Teens pay the most at $5,206 a year or more.

Average premium for full coverage: $1,420

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences demonstrate why everyone should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $806
• Raising to $1,000 deductibles will save approximately $202 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,420
• Selecting pricier low deductibles will cost an additional $388 every year
• At-risk drivers with serious driving violations could pay up to $3,072 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,206

Insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,700 to $2,300 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, so the prices will be substantially different.

How to Find Cheap Audi RS 5 Insurance

Finding better rates on car insurance consists of being a good driver, having above-average credit, being claim-free, and taking advantage of discounts. Compare rates every couple of years by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief summary of the material that was covered above.

• Policyholders who want an increased level of liability coverage will pay approximately $440 every year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, possibly costing $434 per month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,650 more annually than a safer driver
• Increasing policy deductibles can save approximately $600 each year