Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs on average $298, collision costs $520, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

These examples illustrate why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,356
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $358 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,936 or more
• The cost that insures a teenage driver for full coverage may cost $5,016 a year

Insurance rates for an Audi RS 5 can also vary considerably based on the model of your RS 5, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could save up to $550 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

How to Find Cheaper Audi RS 5 Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare prices at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a condensed summary of the data covered in the charts and tables above.

• Consumers who require higher levels of liability will pay an extra $440 annually to go from a minimum limit to the 250/500 level
• It is possible to save as much as $170 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $550 each year
• Teenage drivers pay the highest rates, costing up to $418 per month if full coverage is included