Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs on average $298 a year, collision insurance costs $520, and liability insurance costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,936. Teenage drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why it is important to compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Using higher $1,000 deductibles will save around $1,168 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,714
• Drivers who are prone to accidents and violations could pay upwards of $2,936
• The price that insures a teen driver may cost $5,016 or more

Car insurance prices for an Audi RS 5 are also quite variable based on the trim level of your RS 5, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut prices by as much as $550 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance requires having a good driving record, having a positive credit history, being claim-free, and possibly raising deductibles. Compare prices at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The next list is a review of the car insurance concepts covered above.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,580 more each year to buy Audi RS 5 insurance
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers who require increased levels of liability coverage will pay an extra $440 per year to increase from a low limit to the 250/500 level