Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs around $298, collision costs $520, and liability coverage is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing $2,936 or more. Teenage drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save about $188 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,356
• Using more expensive low deductibles for comp and collision coverage will cost an additional $358 each year
• Drivers who are prone to accidents and violations could pay at least $2,936 or more
• The cost that insures a teenage driver with full coverage can be $5,016 each year

Insurance rates for an Audi RS 5 can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles can save as much as $550 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

How to Find More Affordable Audi RS 5 Insurance

Saving money on auto insurance takes being a good driver, having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a summary of the data covered in the above illustrations.

• Consumers who may need an increased level of liability coverage will pay an extra $440 per year to raise limits from a minimum limit to the 250/500 level
• You may be able to save up to $170 per year simply by shopping early and online
• Increasing deductibles can save approximately $550 each year
• Drivers age 16 to 20 are charged the highest rates, as much as $418 per month if comprehensive and collision insurance is included