Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage insurance. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,936. 16-year-old drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $772
• Using higher $1,000 deductibles will save $1,168 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,356
• Buying low $100 deductibles for physical damage coverage increases the price to $1,714
• Higher-risk drivers with multiple tickets or accidents could pay around $2,936
• The price to insure a teenage driver can cost $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your RS 5.

Opting for high physical damage deductibles could cut prices by as much as $550 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,830 on average in Florida, New York, and Michigan.

How to Shop for the Right Audi RS 5 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a quick rundown of the information touched on above.

• It is possible to save around $170 per year just by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, as much as $418 a month if full coverage is included
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers with reckless driving or DUI convictions may have to pay on average $1,580 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay around $440 annually to increase from a low limit to a 250/500 level