Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs an estimated $298 each year, collision costs $520, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,936. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates broken down by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences show why all drivers should compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save approximately $188 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,714
• High-risk insureds with serious driving violations could pay up to $2,936 or more
• An auto insurance policy that insures a 16-year-old driver can cost as much as $5,016 or more

Auto insurance prices for an Audi RS 5 also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,930 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and quoted prices will be substantially different.

How to Find the Right Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 requires being a low-risk driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at least every other year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a quick rundown of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,580 more annually to insure their RS 5
• Drivers can save approximately $170 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $550 each year
• Insureds who want more liability coverage will pay approximately $440 each year to increase from 30/60 bodily injury limits to the 250/500 level