Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive insurance costs on average $298, collision insurance costs $520, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,936 or more. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities. The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Using higher $1,000 deductibles will save around $188 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,356
• Buying pricier low deductibles for physical damage coverage costs an additional $358 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,936
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $5,016 or more

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Audi RS 5 insurance for high-risk drivers can be from 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $550 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

How to Buy Cheaper Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest time comparing rates every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the coverage data covered in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Teens pay higher rates, with premiums being up to $418 each month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,580 more each year for RS 5 insurance