Audi RS 5 Insurance Rates

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2013 Audi RS 5 Insurance Quotes in 2025

Want better car insurance rates for your Audi RS 5? Trying to find better insurance prices for a new or used Audi RS 5 could be difficult, but you can follow the following methods to make it easier. There is a right way and a wrong way to shop for car insurance and you need to know the proper way to get price quotes on a Audi and locate the cheapest rates. If you are insured now or are shopping f...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 1, 2024

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U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive costs an estimated $322, collision insurance costs $560, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs around $3,072. Teens pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates broken down by individual coverage:

Comprehensive $322
Collision $560
Liability $402

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all RS 5 models.

Price Range from Low to High

For the average driver, Audi RS 5 insurance prices range from the cheapest price of $446 for liability-only coverage to the much higher price of $3,072 for a high-risk insurance policy.

Liability Only $446
Full Coverage $1,420
High Risk $3,072

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how location impacts insurance prices.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

The ranges above illustrate why everyone should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Audi RS 5 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $806
  • Raising to $1,000 deductibles will save approximately $202 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,420
  • Selecting pricier low deductibles increases the price to $1,808
  • At-risk drivers with serious driving violations could pay up to $3,072
  • The price to insure a teen driver for full coverage can cost as much as $5,206

Car insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra each year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,910 on average in Florida, New York, and Michigan.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,354 -$66 -4.6%
Connecticut $1,458 $38 2.7%
Delaware $1,602 $182 12.8%
Florida $1,770 $350 24.6%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $960 -$460 -32.4%
Illinois $1,056 -$364 -25.6%
Indiana $1,070 -$350 -24.6%
Iowa $958 -$462 -32.5%
Kansas $1,346 -$74 -5.2%
Kentucky $1,934 $514 36.2%
Louisiana $2,102 $682 48.0%
Maine $874 -$546 -38.5%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,132 -$288 -20.3%
Michigan $2,462 $1,042 73.4%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,700 $280 19.7%
Missouri $1,258 -$162 -11.4%
Montana $1,522 $102 7.2%
Nebraska $1,116 -$304 -21.4%
Nevada $1,700 $280 19.7%
New Hampshire $1,022 -$398 -28.0%
New Jersey $1,586 $166 11.7%
New Mexico $1,256 -$164 -11.5%
New York $1,494 $74 5.2%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $978 -$442 -31.1%
Oklahoma $1,454 $34 2.4%
Oregon $1,300 -$120 -8.5%
Pennsylvania $1,354 -$66 -4.6%
Rhode Island $1,892 $472 33.2%
South Carolina $1,286 -$134 -9.4%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,242 -$178 -12.5%
Texas $1,710 $290 20.4%
Utah $1,050 -$370 -26.1%
Vermont $968 -$452 -31.8%
Virginia $852 -$568 -40.0%
Washington $1,094 -$326 -23.0%
West Virginia $1,300 -$120 -8.5%
Wisconsin $980 -$440 -31.0%
Wyoming $1,262 -$158 -11.1%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $490 $990 $332 $1,948
2023 Audi RS 5 $470 $982 $338 $1,926
2022 Audi RS 5 $454 $958 $354 $1,902
2021 Audi RS 5 $438 $918 $364 $1,856
2020 Audi RS 5 $414 $886 $376 $1,812
2019 Audi RS 5 $398 $822 $384 $1,740
2018 Audi RS 5 $382 $774 $388 $1,680
2017 Audi RS 5 $366 $694 $390 $1,586
2016 Audi RS 5 $342 $638 $390 $1,506
2015 Audi RS 5 $330 $598 $394 $1,458
2014 Audi RS 5 $322 $560 $402 $1,420
2013 Audi RS 5 $298 $520 $402 $1,356

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi RS 5 Insurance

Getting lower rates on car insurance consists of being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick review of the car insurance concepts touched on above.

  • Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,650 more annually than a low-risk driver
  • It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $600 each year
  • Policyholders who want more liability protection will pay approximately $440 annually to raise from a low limit to a 250/500 level

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,260
30 $1,484
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,420
$1,000 $1,218

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,500
100/300 $1,601
250/500 $1,862
100 CSL $1,541
300 CSL $1,762
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,458
20 $5,192
30 $3,146
40 $3,072
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $614
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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