Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs around $298 a year, collision insurance costs $520, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,936. 16-year-old drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $772
• Using higher $1,000 deductibles will save about $1,168 annually
• The average price for the average middle-age driver using $500 deductibles is $1,356
• Buying low $100 deductibles for physical damage coverage increases the price to $1,714
• High-risk insureds with multiple tickets or accidents could pay at least $2,936
• The price to insure a 16-year-old driver can be $5,016 or more

Auto insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $550 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or at least $1,830 on average in Florida, Michigan, and New York.

How to Shop for the Best Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the material that was raised in the charts and tables above.

• Insureds who may need an increased level of liability coverage will pay around $440 every year to increase from a low limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $418 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations pay on average $1,580 more every year than a safer driver
• Increasing physical damage deductibles could save as much as $550 each year