Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs around $298, collision insurance costs $520, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $2,936 or more. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why everyone should compare rates for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $772
• Drivers who choose higher $1,000 deductibles will pay about $188 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $358 a year
• High risk drivers with multiple tickets or accidents could pay at least $2,936
• Policy cost that insures a teen driver for full coverage can be $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles could save up to $550 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop every other policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a recap of the ideas that were covered above.

• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $418 each month if full coverage is purchased
• High-risk drivers that have major violations or accidents may have to pay on average $1,580 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• You may be able to save up to $170 per year just by quoting online well ahead of the renewal date