Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs around $322 each year, collision insurance costs $560, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $3,072 or more. Teenage drivers pay the most at up to $5,206 a year.

Average premium for full coverage: $1,420

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $806
• Raising to $1,000 deductibles will save about $202 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,420
• Using low deductibles will cost an extra $388 annually
• Drivers who are prone to accidents and violations could pay at least $3,072
• An auto insurance policy for full coverage for a 16-year-old driver can be $5,206

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.

Using high physical damage deductibles can reduce prices by up to $590 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 consists of being safe and accident-free, having a good credit history, being claim-free, and deciding if full coverage is necessary. Spend time shopping around once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a summary of the data that was touched on above.

• You may be able to save up to $170 per year just by quoting online in advance
• Insureds who may need more liability protection will pay an extra $440 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Youthful drivers are charged the highest prices, possibly costing $434 per month including comprehensive and collision insurance
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,650 more every year than a low-risk driver