Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $520, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,936 or more. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates how your location can change auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $772
• Raising to $1,000 deductibles will save about $188 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Buying low deductibles will cost an extra $358 every year
• At-risk drivers with multiple tickets or accidents could pay at least $2,936
• Policy cost for full coverage for a teen driver can be $5,016

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level of your RS 5, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles can reduce rates by up to $550 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at least every other year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a review of the car insurance concepts illustrated above.

• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,580 more every year than a low-risk driver
• Drivers can save up to $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Policyholders who may need more liability protection will pay around $440 each year to raise from a 30/60 limit to 250/500 limits