Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Estimated auto insurance rates for an Audi RS 5 are $1,356 annually including full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $520, and liability is estimated at $402. A policy with only liability insurance costs approximately $446 a year, and a high-risk policy costs $2,936 or more. Teenage drivers pay the most at up to $5,016 a year.
Average premium for full coverage: $1,356
Premium estimates for type of coverage:
Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and RS 5 models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for an Audi RS 5 range from as cheap as $446 for liability-only coverage to a high rate of $2,936 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.
These rate differences highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $772
- Choosing higher $1,000 deductibles can save about $188 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,356
- Using low deductibles for comp and collision coverage costs an additional $358 annually
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,936
- An auto insurance policy with full coverage for a 16-year-old driver can be $5,016 each year
Car insurance prices for an Audi RS 5 also have a wide range based on the model of your RS 5, your driving characteristics, and deductibles and policy limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $550 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,038 | -$318 | -23.5% |
| Arizona | $1,124 | -$232 | -17.1% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,544 | $188 | 13.9% |
| Colorado | $1,292 | -$64 | -4.7% |
| Connecticut | $1,392 | $36 | 2.7% |
| Delaware | $1,532 | $176 | 13.0% |
| Florida | $1,690 | $334 | 24.6% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $972 | -$384 | -28.3% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,008 | -$348 | -25.7% |
| Indiana | $1,022 | -$334 | -24.6% |
| Iowa | $914 | -$442 | -32.6% |
| Kansas | $1,286 | -$70 | -5.2% |
| Kentucky | $1,848 | $492 | 36.3% |
| Louisiana | $2,006 | $650 | 47.9% |
| Maine | $836 | -$520 | -38.3% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,080 | -$276 | -20.4% |
| Michigan | $2,352 | $996 | 73.5% |
| Minnesota | $1,134 | -$222 | -16.4% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,200 | -$156 | -11.5% |
| Montana | $1,454 | $98 | 7.2% |
| Nebraska | $1,066 | -$290 | -21.4% |
| Nevada | $1,624 | $268 | 19.8% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,198 | -$158 | -11.7% |
| New York | $1,426 | $70 | 5.2% |
| North Carolina | $780 | -$576 | -42.5% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $934 | -$422 | -31.1% |
| Oklahoma | $1,388 | $32 | 2.4% |
| Oregon | $1,242 | -$114 | -8.4% |
| Pennsylvania | $1,290 | -$66 | -4.9% |
| Rhode Island | $1,806 | $450 | 33.2% |
| South Carolina | $1,228 | -$128 | -9.4% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,186 | -$170 | -12.5% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,002 | -$354 | -26.1% |
| Vermont | $924 | -$432 | -31.9% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,044 | -$312 | -23.0% |
| West Virginia | $1,242 | -$114 | -8.4% |
| Wisconsin | $936 | -$420 | -31.0% |
| Wyoming | $1,206 | -$150 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2023 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2022 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2021 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2020 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2019 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2018 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2017 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2016 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2015 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2014 Audi RS 5 | $298 | $520 | $402 | $1,356 |
| 2013 Audi RS 5 | $290 | $472 | $406 | $1,304 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Audi RS 5 Insurance
Finding better rates on insurance for an Audi RS 5 takes having a good driving record, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The next list is a summary of the information presented in the illustrations above.
- You may be able to save up to $170 per year just by quoting online in advance
- Drivers age 20 and younger are the costliest to insure, with the cost nearing $418 per month if comprehensive and collision insurance is included
- Increasing policy deductibles could save up to $550 each year
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,580 more every year to buy Audi RS 5 insurance
- Insureds who may need increased levels of liability coverage will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,016 |
| 20 | $3,114 |
| 30 | $1,414 |
| 40 | $1,356 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,550 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,436 |
| 100/300 | $1,537 |
| 250/500 | $1,798 |
| 100 CSL | $1,477 |
| 300 CSL | $1,698 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,966 |
| 30 | $3,002 |
| 40 | $2,936 |
| 50 | $2,796 |
| 60 | $2,772 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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