Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs approximately $298 each year, collision costs $520, and liability coverage is estimated at $402. A policy with only liability insurance costs approximately $446 a year, with a high-risk policy costing $2,936 or more. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save $188 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Selecting low deductibles for comp and collision coverage will cost an additional $358 each year
• Drivers with serious driving violations could pay around $2,936 or more
• An auto insurance policy that insures a teenage driver can cost $5,016 each year

Car insurance prices for an Audi RS 5 also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

How to Find the Cheapest Audi RS 5 Insurance

Finding better rates on auto insurance takes having a decent driving record, having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Compare rates every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a recap of the coverage data illustrated above.

• It is possible to save around $170 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $550 each year
• 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums being up to $418 per month if full coverage is purchased
• Drivers that have major violations or accidents could be charged and average of $1,580 more per year than a driver with a clean driving record