Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage. Comprehensive costs around $322 a year, collision insurance costs $560, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $3,072. 16-year-old drivers pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates for individual coverage:

Rates are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $806
• Drivers who choose higher $1,000 deductibles will pay about $1,218 a year
• The average price for the average middle-age driver using $500 deductibles is $1,420
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,808
• High risk drivers with multiple tickets or accidents could pay at least $3,072
• The price to insure a teen driver can be $5,206 a year

Auto insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could save up to $590 each year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Idaho, Maine, and Iowa, or at least $2,020 on average in Michigan, Louisiana, and New York.

How to Shop for the Best Cheap Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance not only requires having a good driving record, but also having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a quick review of the material that was touched on above.

• Drivers who may need increased levels of liability coverage will pay around $440 each year to go from a low limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums as much as $434 a month if comprehensive and collision insurance is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,650 more every year to buy Audi RS 5 insurance
• Increasing physical damage deductibles could save as much as $600 each year