Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs around $298, collision insurance costs $520, and liability insurance costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,936. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save about $188 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,714
• Drivers with serious driving violations could pay at least $2,936
• Policy cost that insures a teen driver for full coverage can be $5,016 or more

Insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can be anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates every other policy renewal by getting quotes from direct carriers, and also from several local insurance agents.

The points below are a brief review of the ideas that were illustrated above.

• Drivers under the age of 20 pay higher rates, costing up to $418 each month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions pay on average $1,580 more every year to insure an Audi RS 5
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date