Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs around $298, collision insurance costs $520, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,936. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save about $188 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,356
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,714
• Drivers with serious driving violations could pay at least $2,936
• The price for full coverage for a teenage driver with full coverage can be $5,016 each year

Car insurance prices for an Audi RS 5 are also quite variable based on your driving record, the model of your RS 5, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges around 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Audi RS 5 Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a condensed summary of the material that was illustrated above.

• Consumers who may need higher liability limits will pay approximately $440 per year to raise limits from a low limit to 250/500 limits
• Teenagers are the costliest to insure, possibly costing $418 a month if full coverage is included
• Drivers with multiple at-fault accidents pay on average $1,580 more every year for car insurance
• Increasing physical damage deductibles can save around $550 each year