Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs approximately $298, collision insurance costs $520, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save $188 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,356
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,714
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,936
• The price that insures a teen driver for full coverage can cost $5,016 each year

Insurance prices for an Audi RS 5 are also quite variable based on the model of your RS 5, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 additional each year, depending on your age. Audi RS 5 insurance for high-risk drivers ranges as much as 44% to 132% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

Choosing high deductibles can save as much as $550 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi RS 5 Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Shop around every couple of years by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a recap of the material that was raised in the charts and tables above.

• Policyholders who purchase more liability coverage will pay about $440 annually to raise limits from a low limit to the 250/500 level
• Teen drivers are the costliest to insure, as much as $418 a month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents could be charged and average of $1,580 more per year to insure their RS 5
• Increasing physical damage deductibles can save approximately $550 each year