Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs on average $298 each year, collision costs $520, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why all drivers should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Using higher $1,000 deductibles will save around $188 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,356
• Using low deductibles for physical damage coverage bumps up the cost to $1,714
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,936 or more
• Policy cost that insures a 16-year-old driver may cost $5,016 or more

Insurance rates for an Audi RS 5 also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could cut rates by as much as $550 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied.

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires having a good driving record, having above-average credit, being claim-free, and bundling your home and auto policies. Compare prices at every other renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a summary of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,580 more each year to buy Audi RS 5 insurance
• Drivers age 20 and younger pay the highest rates, possibly costing $418 each month if full coverage is included
• It is possible to save as much as $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• It is possible to save as much as $170 per year simply by quoting online in advance