Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs an estimated $298, collision costs $520, and liability coverage costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay approximately $188 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,356
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $358 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,936 or more
• Policy cost with full coverage for a teenage driver with full coverage can cost as much as $5,016 a year

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $550 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates will be varied between companies.

How to Buy the Cheapest Audi RS 5 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the car insurance concepts touched on in the above illustrations.

• Drivers that have major violations or accidents may pay on average $1,580 more annually for car insurance
• Drivers can save approximately $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Consumers who want higher liability limits will pay about $440 each year to go from a 30/60 limit to higher 250/500 limits