Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive costs approximately $298, collision costs $520, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

The examples above illustrate why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save $188 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Using pricier low deductibles will cost $1,714
• Drivers who are prone to accidents and violations could pay around $2,936 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $5,016

Auto insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $550 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,830 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

How to Buy Cheap Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 consists of being a low-risk driver, having above-average credit, being claim-free, and not having any coverage lapses. Invest the time to shop around at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief summary of the concepts that were illustrated above.

• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,580 more per year to insure their RS 5
• Teen drivers have the highest car insurance rates, possibly costing $418 each month if full coverage is included
• It is possible to save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $550 each year
• It is possible to save around $170 per year simply by quoting online well ahead of the renewal date