Audi RS 5 Insurance Rates

Average insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage. Comprehensive costs approximately $298 each year, collision insurance costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs around $2,936. Teens receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Includes $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on auto insurance prices.

These examples show why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save $188 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,356
• Selecting low deductibles for comp and collision coverage increases the price to $1,714
• Higher-risk drivers with serious driving violations could pay around $2,936
• The cost to insure a 16-year-old driver can cost $5,016 each year

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,930 on average in New York, Louisiana, and Michigan.

How to Shop for the Cheapest Audi RS 5 Insurance

Saving money on insurance for an Audi RS 5 takes having a good driving record, having good credit, eliminating unneeded coverage, and possibly raising deductibles. Make time to compare rates every couple of years by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a recap of the material that was touched on in this article.

• Insureds who purchase increased levels of liability coverage will pay approximately $440 each year to raise limits from a minimum limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, costing as high as $418 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,580 more per year to buy Audi RS 5 insurance
• Increasing deductibles could save as much as $550 each year