Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs around $298, collision costs $520, and liability insurance costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Using higher $1,000 deductibles will save about $188 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,714
• Drivers who are prone to accidents and violations could pay at least $2,936 or more
• Policy cost for full coverage for a teen driver for full coverage can be $5,016 or more

Auto insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level of your RS 5, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,930 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could cut rates by as much as $550 each year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. Audi RS 5 insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

How to Find Cheap Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief summary of the information touched on in this article.

• Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, costing up to $418 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $550 each year
• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,580 more every year to insure their RS 5
• Drivers who may need more liability coverage will pay an extra $440 each year to increase from a 30/60 limit to 250/500 limits