Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs around $298, collision insurance costs $520, and liability insurance is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs around $2,936. Teen drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas. The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save about $188 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Choosing pricier low deductibles bumps up the cost to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,936
• Policy cost that insures a teen driver for full coverage can be $5,016

Auto insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,930 on average in Michigan, Louisiana, and New York.

Choosing high deductibles can reduce rates by up to $550 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every time your policy renews by requesting quotes from direct carriers, and also from several local insurance agents.

The items below are a quick rundown of the information illustrated above.

• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, costing up to $418 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• High-risk drivers with reckless driving or DUI convictions pay on average $1,580 more every year to insure their RS 5
• Drivers who may need more liability coverage will pay about $440 each year to raise from a 30/60 limit to the 250/500 level