Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive costs approximately $298 a year, collision costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save $1,168 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Using low $100 deductibles for comp and collision coverage will cost $1,714
• Unlucky drivers who are prone to accidents and violations could pay around $2,936 or more
• Policy cost with full coverage for a teen driver can cost $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

How to Buy Cheaper Audi RS 5 Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the coverage data covered above.

• Drivers can save around $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $418 each month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay on average $1,580 more per year than a driver with a clean driving record