Audi RS 5 Insurance Rates

U.S. average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $520, and liability insurance costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $2,936 or more. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save $188 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,356
• Selecting more expensive low deductibles for physical damage coverage costs an extra $358 a year
• Drivers with serious driving violations could pay around $2,936
• The price to insure a teen driver with full coverage can cost $5,016 or more

Car insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driving record, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

How to Shop for the Cheapest Audi RS 5 Insurance

Getting lower rates on Audi RS 5 insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the ideas that were illustrated above.

• Teen drivers pay the highest auto insurance prices, costing up to $418 a month if the policy includes full coverage
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,580 more per year to insure their RS 5
• Increasing physical damage deductibles could save as much as $550 each year
• You may be able to save around $170 per year just by shopping early and online