Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs on average $298 each year, collision insurance costs $520, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,936. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Price estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Using higher $1,000 deductibles will save around $188 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,356
• Buying low deductibles for physical damage coverage will increase the cost to $1,714
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,936
• Policy cost for full coverage for a 16-year-old driver may cost $5,016 or more

Auto insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level of your RS 5, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles could cut rates by as much as $550 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following is a condensed summary of the material that was touched on in this article.

• Insureds who require higher liability limits will pay around $440 each year to increase from a 30/60 limit to 250/500 limits
• Teens are charged the highest rates, costing up to $418 each month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents will pay on average $1,580 more each year for RS 5 insurance
• Increasing comprehensive and collision deductibles can save around $550 each year