Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability costs $402. A policy with only liability insurance costs as little as $446 a year, and a high-risk policy costs around $2,936. Teens pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences show why it is important to compare rates using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay $1,168 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,714
• Drivers with serious driving violations could pay around $2,936
• An auto insurance policy for full coverage for a 16-year-old driver can cost $5,016 a year

Car insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level of your RS 5, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,930 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 annually, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Affordable Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and attention to physical damage deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the data touched on in this article.

• Insureds who purchase higher liability limits will pay approximately $440 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers can save around $170 per year just by quoting early and online
• Increasing policy deductibles can save around $550 each year
• Teenagers pay the highest auto insurance prices, as much as $418 per month if full coverage is included