Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage insurance. Comprehensive costs on average $298, collision insurance costs $520, and liability coverage is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $2,936. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save around $188 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,356
• Using pricier low deductibles increases the price to $1,714
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,936
• An auto insurance policy to insure a teenage driver for full coverage may cost $5,016

Auto insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your RS 5.

Using high physical damage deductibles can reduce prices by up to $550 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

How to Shop for the Best Audi RS 5 Insurance

Finding better rates on auto insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

Below is a brief recap of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest prices, with premiums being up to $418 per month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,580 more each year for auto insurance
• Increasing policy deductibles could save as much as $550 each year
• It is possible to save as much as $170 per year just by quoting online well ahead of the renewal date