Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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Estimated insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs an estimated $298 each year, collision insurance costs $520, and liability is estimated at $402. A policy with only liability insurance costs approximately $446 a year, and a high-risk policy costs around $2,936. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates broken down by type of coverage:

Comprehensive $298
Collision $520
Liability $402

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and RS 5 models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Audi RS 5 range from the low end price of $446 for your basic liability-only policy to a high rate of $2,936 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,356
High Risk $2,936

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These rate differences demonstrate why all drivers should get quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $772
  • Choosing higher $1,000 deductibles can save approximately $188 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,356
  • Choosing low deductibles for comp and collision coverage bumps up the cost to $1,714
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,936
  • An auto insurance policy that insures a 16-year-old driver can cost as much as $5,016 each year

Car insurance prices for an Audi RS 5 also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,038 -$318 -23.5%
Arizona $1,124 -$232 -17.1%
Arkansas $1,356 -$0 0.0%
California $1,544 $188 13.9%
Colorado $1,292 -$64 -4.7%
Connecticut $1,392 $36 2.7%
Delaware $1,532 $176 13.0%
Florida $1,690 $334 24.6%
Georgia $1,254 -$102 -7.5%
Hawaii $972 -$384 -28.3%
Idaho $918 -$438 -32.3%
Illinois $1,008 -$348 -25.7%
Indiana $1,022 -$334 -24.6%
Iowa $914 -$442 -32.6%
Kansas $1,286 -$70 -5.2%
Kentucky $1,848 $492 36.3%
Louisiana $2,006 $650 47.9%
Maine $836 -$520 -38.3%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,080 -$276 -20.4%
Michigan $2,352 $996 73.5%
Minnesota $1,134 -$222 -16.4%
Mississippi $1,624 $268 19.8%
Missouri $1,200 -$156 -11.5%
Montana $1,454 $98 7.2%
Nebraska $1,066 -$290 -21.4%
Nevada $1,624 $268 19.8%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,198 -$158 -11.7%
New York $1,426 $70 5.2%
North Carolina $780 -$576 -42.5%
North Dakota $1,110 -$246 -18.1%
Ohio $934 -$422 -31.1%
Oklahoma $1,388 $32 2.4%
Oregon $1,242 -$114 -8.4%
Pennsylvania $1,290 -$66 -4.9%
Rhode Island $1,806 $450 33.2%
South Carolina $1,228 -$128 -9.4%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,186 -$170 -12.5%
Texas $1,634 $278 20.5%
Utah $1,002 -$354 -26.1%
Vermont $924 -$432 -31.9%
Virginia $812 -$544 -40.1%
Washington $1,044 -$312 -23.0%
West Virginia $1,242 -$114 -8.4%
Wisconsin $936 -$420 -31.0%
Wyoming $1,206 -$150 -11.1%

Choosing high deductibles can save as much as $550 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $470 $982 $338 $1,926
2023 Audi RS 5 $454 $958 $354 $1,902
2022 Audi RS 5 $438 $918 $364 $1,856
2021 Audi RS 5 $414 $886 $376 $1,812
2020 Audi RS 5 $398 $822 $384 $1,740
2019 Audi RS 5 $382 $774 $388 $1,680
2018 Audi RS 5 $366 $694 $390 $1,586
2017 Audi RS 5 $342 $638 $390 $1,506
2016 Audi RS 5 $330 $598 $394 $1,458
2015 Audi RS 5 $322 $560 $402 $1,420
2014 Audi RS 5 $298 $520 $402 $1,356
2013 Audi RS 5 $290 $472 $406 $1,304

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 takes being a safe and courteous driver, having a positive credit history, being claim-free, and possibly higher deductibles. Shop around every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

Below is a brief summary of the ideas that were covered in the charts and tables above.

  • Teenage drivers have the highest car insurance prices, possibly costing $418 per month if full coverage is purchased
  • Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,580 more annually for auto insurance
  • Increasing policy deductibles can save approximately $550 each year
  • You may be able to save approximately $170 per year just by quoting online in advance

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,016
20 $3,114
30 $1,414
40 $1,356
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,714
$250 $1,550
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,436
100/300 $1,537
250/500 $1,798
100 CSL $1,477
300 CSL $1,698
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,174
20 $4,966
30 $3,002
40 $2,936
50 $2,796
60 $2,772

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $63
Advance Quote $68
Online Quote $98
Total Discounts $584
Rate after discounts $772

Discounts are estimated and may not be available from every company or in every state.

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