Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs on average $298, collision costs $520, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $2,936. Teens cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 annually
• The average price for a good driver age 40 with $500 deductibles is $1,356
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,714
• Higher-risk drivers with serious driving violations could pay upwards of $2,936 or more
• Policy cost to insure a teen driver with full coverage may cost $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your RS 5.

Choosing higher comprehensive and collision insurance deductibles could save up to $550 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied.

How to Shop for the Best Audi RS 5 Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies, and also from local exclusive and independent agents.

The items below are a brief recap of the concepts that were illustrated above.

• Higher risk drivers who tend to receive serious violations may pay on average $1,580 more each year to insure their RS 5
• Teen drivers are expensive to insure, as much as $418 each month if the policy includes full coverage
• You may be able to save as much as $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• You may be able to save as much as $170 per year simply by shopping early and online