Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage. Comprehensive costs approximately $298 a year, collision insurance costs $520, and liability costs around $402. A policy with only liability insurance costs as low as $446 a year, and a high-risk policy costs around $2,936. Teen drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save $1,168 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,356
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,714
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,936
• An auto insurance policy to insure a 16-year-old driver can cost $5,016 or more

Car insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your RS 5.

Choosing high deductibles could cut prices by as much as $550 annually, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

How to Shop for Cheaper Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 requires having a good driving record, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates every year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a condensed summary of the coverage data covered above.

• Drivers can save around $170 per year just by quoting early and online
• Increasing policy deductibles could save as much as $550 each year
• Drivers age 20 and younger pay the highest auto insurance prices, as much as $418 per month if the policy includes full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,580 more per year to buy Audi RS 5 insurance