Audi RS 5 Insurance Rates

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UPDATED: Jun 1, 2024

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U.S. average insurance prices for an Audi RS 5 are $1,420 every 12 months with full coverage. Comprehensive costs an estimated $322, collision insurance costs $560, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $3,072. 16-year-old drivers pay the highest rates at up to $5,206 a year.

Average premium for full coverage: $1,420

Price estimates broken down by individual coverage:

Comprehensive $322
Collision $560
Liability $402

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all RS 5 models.

Price Range from Low to High

For a driver in their 40's, Audi RS 5 insurance prices range from the cheapest price of $446 for just liability insurance to the much higher price of $3,072 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $1,420
High Risk $3,072

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than congested cities. The example below illustrates how location helps determine insurance prices.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

The ranges above demonstrate why everyone should get quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

  • The best full coverage rate is $806
  • Choosing higher $1,000 deductibles can save approximately $202 annually
  • The average price for the average middle-age driver who has $500 deductibles is $1,420
  • Buying pricier low deductibles for comp and collision coverage increases the price to $1,808
  • Unlucky drivers with multiple tickets or accidents could pay up to $3,072
  • The price to insure a teen driver for full coverage can cost as much as $5,206 each year

Car insurance prices for an Audi RS 5 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $590 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra each year, depending on your age. Audi RS 5 insurance for high-risk drivers ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,910 on average in New York, Michigan, and Florida.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,354 -$66 -4.6%
Connecticut $1,458 $38 2.7%
Delaware $1,602 $182 12.8%
Florida $1,770 $350 24.6%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $960 -$460 -32.4%
Illinois $1,056 -$364 -25.6%
Indiana $1,070 -$350 -24.6%
Iowa $958 -$462 -32.5%
Kansas $1,346 -$74 -5.2%
Kentucky $1,934 $514 36.2%
Louisiana $2,102 $682 48.0%
Maine $874 -$546 -38.5%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,132 -$288 -20.3%
Michigan $2,462 $1,042 73.4%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,700 $280 19.7%
Missouri $1,258 -$162 -11.4%
Montana $1,522 $102 7.2%
Nebraska $1,116 -$304 -21.4%
Nevada $1,700 $280 19.7%
New Hampshire $1,022 -$398 -28.0%
New Jersey $1,586 $166 11.7%
New Mexico $1,256 -$164 -11.5%
New York $1,494 $74 5.2%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $978 -$442 -31.1%
Oklahoma $1,454 $34 2.4%
Oregon $1,300 -$120 -8.5%
Pennsylvania $1,354 -$66 -4.6%
Rhode Island $1,892 $472 33.2%
South Carolina $1,286 -$134 -9.4%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,242 -$178 -12.5%
Texas $1,710 $290 20.4%
Utah $1,050 -$370 -26.1%
Vermont $968 -$452 -31.8%
Virginia $852 -$568 -40.0%
Washington $1,094 -$326 -23.0%
West Virginia $1,300 -$120 -8.5%
Wisconsin $980 -$440 -31.0%
Wyoming $1,262 -$158 -11.1%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $490 $990 $332 $1,948
2023 Audi RS 5 $470 $982 $338 $1,926
2022 Audi RS 5 $454 $958 $354 $1,902
2021 Audi RS 5 $438 $918 $364 $1,856
2020 Audi RS 5 $414 $886 $376 $1,812
2019 Audi RS 5 $398 $822 $384 $1,740
2018 Audi RS 5 $382 $774 $388 $1,680
2017 Audi RS 5 $366 $694 $390 $1,586
2016 Audi RS 5 $342 $638 $390 $1,506
2015 Audi RS 5 $330 $598 $394 $1,458
2014 Audi RS 5 $322 $560 $402 $1,420
2013 Audi RS 5 $298 $520 $402 $1,356

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Audi RS 5 Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the primary concepts that were covered in the charts and tables above.

  • You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
  • Higher risk drivers who tend to receive serious violations may pay on average $1,650 more annually for RS 5 insurance
  • Increasing physical damage deductibles could save as much as $600 each year
  • Teens have the highest car insurance prices, costing up to $434 a month if the policy includes full coverage

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,260
30 $1,484
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,420
$1,000 $1,218

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,500
100/300 $1,601
250/500 $1,862
100 CSL $1,541
300 CSL $1,762
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,458
20 $5,192
30 $3,146
40 $3,072
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $614
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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