Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $298 each year, collision insurance costs $520, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,936 or more. Teenage drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

The examples above highlight why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save approximately $188 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,356
• Using low deductibles will cost an extra $358 annually
• Drivers who are prone to accidents and violations could pay up to $2,936
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,016

Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model of your RS 5, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,930 on average in Louisiana, New York, and Michigan.

Using high physical damage deductibles can reduce rates by up to $550 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Right Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Spend time shopping around at least once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a quick rundown of the primary concepts that were touched on above.

• You may be able to save approximately $170 per year just by quoting online in advance
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,580 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Teenage drivers have the highest car insurance rates, with premiums being up to $418 each month if full coverage is included