Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs approximately $322, collision costs $560, and liability coverage costs around $402. A policy with just liability insurance costs as low as $446 a year, with coverage for high-risk drivers costing $3,072 or more. 16-year-old drivers receive the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than congested cities.

The price range example below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $806
• Using higher $1,000 deductibles will save $202 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,420
• Buying more expensive low deductibles for physical damage coverage will cost an extra $388 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,072 or more
• The cost for full coverage for a teenage driver with full coverage can cost $5,206 or more

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,910 on average in New York, Michigan, and Florida.

Opting for high physical damage deductibles could cut rates by as much as $590 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can be around 44% to 134% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

How to Find Cheap Audi RS 5 Insurance

Saving money on auto insurance requires being a good driver, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a brief summary of the information touched on in this article.

• You may be able to save around $170 per year simply by shopping early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $434 per month including comprehensive and collision insurance
• Increasing deductibles can save around $600 each year
• Drivers that tend to have accidents or serious violations pay on average $1,650 more per year than a safer driver
• Consumers who purchase an increased level of liability coverage will pay around $440 every year to increase from a minimum limit to 250/500 limits