Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive insurance costs on average $322, collision costs $560, and liability coverage is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $3,072 or more. Teen drivers receive the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Rate estimates by individual coverage type:

Comprehensive $322
Collision $560
Liability $402

These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different RS 5 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $446 for just liability insurance to a much higher rate of $3,072 for a driver required to buy high-risk insurance.

Liability Only $446
Full Coverage $1,420
High Risk $3,072

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $806
  • Raising to $1,000 deductibles will save around $202 each year
  • The average price for a 40-year-old driver with $500 deductibles is $1,420
  • Choosing more expensive low deductibles costs an extra $388 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,072 or more
  • The cost to insure a teenage driver with full coverage may cost $5,206

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your RS 5.

Choosing high deductibles can reduce rates by up to $590 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates

Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,910 on average in Michigan, New York, and Florida.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,354 -$66 -4.6%
Connecticut $1,458 $38 2.7%
Delaware $1,602 $182 12.8%
Florida $1,770 $350 24.6%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $960 -$460 -32.4%
Illinois $1,056 -$364 -25.6%
Indiana $1,070 -$350 -24.6%
Iowa $958 -$462 -32.5%
Kansas $1,346 -$74 -5.2%
Kentucky $1,934 $514 36.2%
Louisiana $2,102 $682 48.0%
Maine $874 -$546 -38.5%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,132 -$288 -20.3%
Michigan $2,462 $1,042 73.4%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,700 $280 19.7%
Missouri $1,258 -$162 -11.4%
Montana $1,522 $102 7.2%
Nebraska $1,116 -$304 -21.4%
Nevada $1,700 $280 19.7%
New Hampshire $1,022 -$398 -28.0%
New Jersey $1,586 $166 11.7%
New Mexico $1,256 -$164 -11.5%
New York $1,494 $74 5.2%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $978 -$442 -31.1%
Oklahoma $1,454 $34 2.4%
Oregon $1,300 -$120 -8.5%
Pennsylvania $1,354 -$66 -4.6%
Rhode Island $1,892 $472 33.2%
South Carolina $1,286 -$134 -9.4%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,242 -$178 -12.5%
Texas $1,710 $290 20.4%
Utah $1,050 -$370 -26.1%
Vermont $968 -$452 -31.8%
Virginia $852 -$568 -40.0%
Washington $1,094 -$326 -23.0%
West Virginia $1,300 -$120 -8.5%
Wisconsin $980 -$440 -31.0%
Wyoming $1,262 -$158 -11.1%

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $490 $990 $332 $1,948
2023 Audi RS 5 $470 $982 $338 $1,926
2022 Audi RS 5 $454 $958 $354 $1,902
2021 Audi RS 5 $438 $918 $364 $1,856
2020 Audi RS 5 $414 $886 $376 $1,812
2019 Audi RS 5 $398 $822 $384 $1,740
2018 Audi RS 5 $382 $774 $388 $1,680
2017 Audi RS 5 $366 $694 $390 $1,586
2016 Audi RS 5 $342 $638 $390 $1,506
2015 Audi RS 5 $330 $598 $394 $1,458
2014 Audi RS 5 $322 $560 $402 $1,420
2013 Audi RS 5 $298 $520 $402 $1,356

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Audi RS 5 Insurance

Saving money on auto insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates at every policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief summary of the data covered in the charts and tables above.

  • Consumers who require increased levels of liability coverage will pay about $440 annually to raise from a minimum limit to a 250/500 level
  • It is possible to save as much as $170 per year simply by shopping early and online
  • Increasing deductibles could save as much as $600 each year
  • Drivers age 20 and younger pay the highest rates, costing up to $434 per month if they have full coverage

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,260
30 $1,484
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,628
$500 $1,420
$1,000 $1,218

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,500
100/300 $1,601
250/500 $1,862
100 CSL $1,541
300 CSL $1,762
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,458
20 $5,192
30 $3,146
40 $3,072
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $614
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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