Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs around $298 a year, collision insurance costs $520, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,936 or more. Teenage drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Raising to $1,000 deductibles will save about $1,168 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,356
• Using low $100 deductibles will cost an additional $358 annually
• Drivers who are prone to accidents and violations could pay at least $2,936
• Policy cost that insures a 16-year-old driver can be $5,016

Insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

Using high physical damage deductibles can reduce rates by up to $550 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 consists of avoiding accidents and violations, having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare prices at least once a year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a condensed summary of the primary concepts that were illustrated above.

• It is possible to save up to $170 per year just by quoting early and online
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,580 more every year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Teenagers are charged the highest rates, possibly costing $418 each month if comprehensive and collision insurance is included