Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage. Comprehensive insurance costs approximately $298 a year, collision insurance costs $520, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs $2,936 or more. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples show why it is important to compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Using higher $1,000 deductibles will save $1,168 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,356
• Choosing low $100 deductibles for physical damage coverage costs an additional $358 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,936
• The cost with full coverage for a teenage driver can cost $5,016 or more

Auto insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $550 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

How to Buy the Cheapest Audi RS 5 Insurance

Saving money on auto insurance requires being safe and accident-free, having above-average credit, eliminating unneeded coverage, and possibly higher deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents pay on average $1,580 more per year than a low-risk driver
• Drivers can save around $170 per year just by quoting early and online
• Increasing deductibles could save up to $550 each year
• Consumers who purchase more liability protection will pay about $440 each year to increase from a minimum limit to higher 250/500 limits