Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $520, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,936 or more. 16-year-old drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities. The price range example below illustrates how location impacts insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi RS 5 insurance rates for other coverage scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,356
• Buying more expensive low deductibles for comp and collision coverage will cost an additional $358 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,936
• The cost that insures a teen driver with full coverage can cost as much as $5,016 each year

Auto insurance rates for an Audi RS 5 can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance ranges as much as 44% to 132% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or at least $1,930 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles can save as much as $550 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi RS 5 Insurance

Saving money on car insurance takes being safe and accident-free, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Comparison shop every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a recap of the coverage data touched on above.

• Drivers can save approximately $170 per year just by shopping early and online
• Increasing deductibles can save approximately $550 each year
• Youthful drivers are the costliest to insure, costing as high as $418 per month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,580 more annually than a low-risk driver