Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs around $298, collision insurance costs $520, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,936 or more. Teenage drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all RS 5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

These examples show why everyone should compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Raising to $1,000 deductibles will save about $188 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,356
• Using pricier low deductibles will cost an additional $358 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,936
• The cost that insures a teen driver for full coverage can be $5,016

Car insurance rates for an Audi RS 5 can also vary considerably based on the model of your RS 5, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Where you live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,930 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can reduce rates by up to $550 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi RS 5 Insurance

Saving money on car insurance consists of being safe and accident-free, having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the data touched on in the above illustrations.

• Policyholders who may need more liability protection will pay an extra $440 each year to raise from a minimum limit to the 250/500 level
• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $550 each year
• Youthful drivers are the costliest to insure, costing as high as $418 per month if full coverage is purchased