Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs on average $298 a year, collision insurance costs $520, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,936 or more. Teenage drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These examples highlight why it is important to get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save around $1,168 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,356
• Using low $100 deductibles for comp and collision coverage will cost an additional $358 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,936
• The cost that insures a teen driver may cost $5,016 each year

Auto insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles can save as much as $550 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes being a low-risk driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a condensed summary of the coverage data raised in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting early and online
• Increasing deductibles can save approximately $550 each year
• Teen drivers are charged the highest rates, as much as $418 per month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,580 more each year to insure their RS 5