Audi RS 5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Average insurance rates for an Audi RS 5 are $1,420 a year with full coverage. Comprehensive insurance costs an estimated $322 a year, collision costs $560, and liability insurance is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $3,072 or more. 16-year-old drivers receive the highest rates at $5,206 a year or more.
Average premium for full coverage: $1,420
Rate estimates broken down by individual coverage type:
Price estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and RS 5 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $446 for the bare minimum liability coverage to a high of $3,072 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities.
The diagram below illustrates how geographic area affects insurance prices.
These examples demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Audi RS 5 insurance rates for other coverage scenarios.
- The best full coverage rate is $806
- Raising to $1,000 deductibles will save approximately $1,218 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,420
- Buying low $100 deductibles will cost an extra $388 a year
- Higher-risk drivers with multiple tickets or accidents could pay up to $3,072 or more
- The cost for full coverage for a teen driver can cost as much as $5,206
Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
Older drivers with a clean driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age
Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or at least $1,910 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,284 | -$136 | -9.6% |
| Alaska | $1,088 | -$332 | -23.4% |
| Arizona | $1,178 | -$242 | -17.0% |
| Arkansas | $1,420 | -$0 | 0.0% |
| California | $1,618 | $198 | 13.9% |
| Colorado | $1,354 | -$66 | -4.6% |
| Connecticut | $1,458 | $38 | 2.7% |
| Delaware | $1,602 | $182 | 12.8% |
| Florida | $1,770 | $350 | 24.6% |
| Georgia | $1,312 | -$108 | -7.6% |
| Hawaii | $1,020 | -$400 | -28.2% |
| Idaho | $960 | -$460 | -32.4% |
| Illinois | $1,056 | -$364 | -25.6% |
| Indiana | $1,070 | -$350 | -24.6% |
| Iowa | $958 | -$462 | -32.5% |
| Kansas | $1,346 | -$74 | -5.2% |
| Kentucky | $1,934 | $514 | 36.2% |
| Louisiana | $2,102 | $682 | 48.0% |
| Maine | $874 | -$546 | -38.5% |
| Maryland | $1,172 | -$248 | -17.5% |
| Massachusetts | $1,132 | -$288 | -20.3% |
| Michigan | $2,462 | $1,042 | 73.4% |
| Minnesota | $1,188 | -$232 | -16.3% |
| Mississippi | $1,700 | $280 | 19.7% |
| Missouri | $1,258 | -$162 | -11.4% |
| Montana | $1,522 | $102 | 7.2% |
| Nebraska | $1,116 | -$304 | -21.4% |
| Nevada | $1,700 | $280 | 19.7% |
| New Hampshire | $1,022 | -$398 | -28.0% |
| New Jersey | $1,586 | $166 | 11.7% |
| New Mexico | $1,256 | -$164 | -11.5% |
| New York | $1,494 | $74 | 5.2% |
| North Carolina | $818 | -$602 | -42.4% |
| North Dakota | $1,164 | -$256 | -18.0% |
| Ohio | $978 | -$442 | -31.1% |
| Oklahoma | $1,454 | $34 | 2.4% |
| Oregon | $1,300 | -$120 | -8.5% |
| Pennsylvania | $1,354 | -$66 | -4.6% |
| Rhode Island | $1,892 | $472 | 33.2% |
| South Carolina | $1,286 | -$134 | -9.4% |
| South Dakota | $1,198 | -$222 | -15.6% |
| Tennessee | $1,242 | -$178 | -12.5% |
| Texas | $1,710 | $290 | 20.4% |
| Utah | $1,050 | -$370 | -26.1% |
| Vermont | $968 | -$452 | -31.8% |
| Virginia | $852 | -$568 | -40.0% |
| Washington | $1,094 | -$326 | -23.0% |
| West Virginia | $1,300 | -$120 | -8.5% |
| Wisconsin | $980 | -$440 | -31.0% |
| Wyoming | $1,262 | -$158 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $590 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the best way to find out which company is cheapest is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi RS 5 Insurance
Saving money on Audi RS 5 insurance consists of having a good driving record, maintaining good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates at every policy renewal by quoting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The next list is a condensed summary of the data presented in the illustrations above.
- Drivers who want increased levels of liability coverage will pay around $440 every year to raise from a minimum limit to 250/500 limits
- You may be able to save approximately $170 per year simply by quoting early and online
- Increasing deductibles can save around $600 each year
- Drivers age 20 and younger are charged the highest rates, with premiums as much as $434 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,206 |
| 20 | $3,260 |
| 30 | $1,484 |
| 40 | $1,420 |
| 50 | $1,294 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,808 |
| $250 | $1,628 |
| $500 | $1,420 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,420 |
| 50/100 | $1,500 |
| 100/300 | $1,601 |
| 250/500 | $1,862 |
| 100 CSL | $1,541 |
| 300 CSL | $1,762 |
| 500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,458 |
| 20 | $5,192 |
| 30 | $3,146 |
| 40 | $3,072 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $103 |
| Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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