Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs on average $298 a year, collision insurance costs $520, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,936. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

The ranges above show why it is important to compare prices based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save around $1,168 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,714
• Higher-risk drivers with serious driving violations could pay upwards of $2,936
• The price that insures a teenage driver may cost $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on the trim level of your RS 5, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi RS 5 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare rates at every other renewal by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a brief review of the concepts that were covered in the charts and tables above.

• Drivers with DUI or reckless driving convictions may pay on average $1,580 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $418 a month if comprehensive and collision insurance is included
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers can save as much as $170 per year just by quoting early and online