Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,420 a year for full coverage insurance. Comprehensive costs an estimated $322 a year, collision costs $560, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $3,072. Teen drivers pay the most at $5,206 a year or more.

Average premium for full coverage: $1,420

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $806
• Using higher $1,000 deductibles will save approximately $1,218 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,420
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,808
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,072 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,206 or more

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,910 on average in Florida, New York, and Michigan.

Choosing high deductibles could cut prices by as much as $590 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

How to Find the Best Audi RS 5 Insurance

Finding better rates on auto insurance requires being a low-risk driver, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the information raised in the charts and tables above.

• It is possible to save approximately $170 per year simply by quoting early and online
• Teen drivers are charged the highest prices, with premiums being up to $434 per month for full coverage
• Increasing policy deductibles can save around $600 each year
• Drivers who tend to receive serious violations pay on average $1,650 more annually to insure their RS 5
• Consumers who want more liability coverage will pay about $440 annually to increase from 30/60 bodily injury limits to 250/500 limits