Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs an estimated $298 each year, collision costs $520, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $2,936. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save approximately $188 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,356
• Using low deductibles for comp and collision coverage will increase the cost to $1,714
• Drivers who are prone to accidents and violations could pay up to $2,936 or more
• Policy cost for full coverage for a teenage driver can cost as much as $5,016 each year

Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,830 on average in Florida, New York, and Michigan.

Using high physical damage deductibles can save as much as $550 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having above-average credit, being claim-free, and not having any coverage lapses. Take the time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief review of the data covered in the above illustrations.

• Consumers who want additional liability coverage will pay an extra $440 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save approximately $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $550 each year
• 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $418 each month if full coverage is included