Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $520, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $2,936 or more. Teen drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay approximately $188 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,356
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $358 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,936
• Policy cost to insure a teen driver with full coverage can cost as much as $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $550 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.

How to Shop for the Cheapest Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a recap of the material that was raised in the charts and tables above.

• Drivers who want an increased level of liability coverage will pay about $440 every year to go from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, as much as $418 each month if the policy includes full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,580 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $550 each year