Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs approximately $298, collision insurance costs $520, and liability coverage is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,936. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Raising to $1,000 deductibles will save $188 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,356
• Selecting pricier low deductibles increases the price to $1,714
• Unlucky drivers with serious driving violations could pay around $2,936
• Policy cost to insure a teenage driver for full coverage can cost $5,016

Insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your driving record, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $550 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

How to Shop for Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every time your policy renews by getting rate quotes from direct companies, and also from insurance agencies where you live.

The list below is a brief review of the information touched on in this article.

• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Teenagers are the costliest to insure, as much as $418 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,580 more per year for car insurance
• Consumers who purchase higher liability limits will pay approximately $440 every year to raise from a 30/60 limit to a 250/500 level