Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive insurance costs approximately $298 each year, collision insurance costs $520, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $2,936 or more. Teens cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save $188 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage costs an extra $358 annually
• High-risk insureds with serious driving violations could pay around $2,936
• Policy cost to insure a 16-year-old driver can cost $5,016 or more

Auto insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your RS 5.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,930 on average in Louisiana, New York, and Michigan.

How to Shop for the Cheapest Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates every year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a recap of the coverage data covered in the charts and tables above.

• You may be able to save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Youthful drivers have the highest car insurance rates, with premiums being up to $418 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents could be charged and average of $1,580 more per year than a low-risk driver