Audi RS 5 Insurance Rates

Average auto insurance rates for an Audi RS 5 are $1,420 annually including full coverage. Comprehensive costs an estimated $322 a year, collision costs $560, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $3,072. 16-year-old drivers receive the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi RS 5 insurance rates for other coverage scenarios.

• The best full coverage rate is $806
• Choosing higher $1,000 deductibles can save approximately $1,218 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,420
• Buying low $100 deductibles for comp and collision coverage will cost $1,808
• High-risk insureds with multiple tickets or accidents could pay up to $3,072 or more
• The cost with full coverage for a teen driver can cost as much as $5,206 each year

Insurance rates for an Audi RS 5 can also vary considerably based on the trim level of your RS 5, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $590 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,020 on average in Louisiana, New York, and Michigan.

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and rates can be significantly different between companies.

How to Buy the Cheapest Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes avoiding accidents and claims, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every couple of years by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a recap of the material that was touched on in this article.

• Drivers who want increased liability limits will pay around $440 per year to raise limits from a minimum limit to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $434 per month if they have full coverage
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,650 more annually to insure an Audi RS 5
• Increasing deductibles could save up to $600 each year