Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs on average $298, collision insurance costs $520, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs around $2,936. Teen drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay around $188 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,356
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,714
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,936
• Policy cost that insures a teenage driver for full coverage may cost $5,016 a year

Car insurance rates for an Audi RS 5 also range considerably based on the model of your RS 5, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost around 44% to 132% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could save up to $550 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around at every policy renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a summary of the data touched on in this article.

• Consumers who require an increased level of liability coverage will pay about $440 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $418 each month if full coverage is purchased