Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year with full coverage. Comprehensive costs around $298, collision costs $520, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences demonstrate why everyone should get quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save about $188 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,356
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,714
• High-risk insureds with serious driving violations could pay at least $2,936 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can be $5,016 each year

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices will be substantially different from one company to the next.

How to Find Cheap Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes avoiding accidents and violations, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the material that was covered above.

• Drivers who may need higher liability limits will pay approximately $440 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Teenagers pay higher prices, possibly costing $418 per month for full coverage
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,580 more every year for car insurance
• Increasing policy deductibles can save around $550 each year