Audi RS 5 Insurance Rates

U.S. average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive insurance costs around $298, collision costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing $2,936 or more. Teenage drivers pay the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save about $188 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,356
• Using more expensive low deductibles for comp and collision coverage costs an additional $358 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,936 or more
• The price with full coverage for a teen driver with full coverage can be $5,016 each year

Car insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $550 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

Since prices can be so different, the only way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

How to Buy Affordable Audi RS 5 Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit score, not filing small claims, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief review of the data touched on above.

• Policyholders who may need higher liability limits will pay an extra $440 annually to raise limits from a low limit to higher 250/500 limits
• It is possible to save up to $170 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $550 each year
• Teens are the costliest to insure, as much as $418 a month if comprehensive and collision insurance is included