Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,356 annually for full coverage insurance. Comprehensive costs approximately $298, collision costs $520, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,936. Teens cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $772
• Drivers who choose higher $1,000 deductibles will pay $188 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,714
• Drivers with serious driving violations could pay around $2,936 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $5,016 a year

Auto insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $550 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Every company calculates rates differently, and quoted rates will be varied between companies.

How to Buy More Affordable Audi RS 5 Insurance

Finding cheaper rates on insurance for an Audi RS 5 not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and not having any coverage lapses. Invest time comparing rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a summary of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,580 more per year for car insurance
• Teenagers have the highest car insurance rates, possibly costing $418 each month if full coverage is included
• It is possible to save around $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• It is possible to save around $170 per year simply by shopping early and online