Audi RS 5 Insurance Rates
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UPDATED: Jun 1, 2024
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Estimated insurance rates for an Audi RS 5 are $1,420 a year for full coverage insurance. Comprehensive insurance costs an estimated $322, collision insurance costs $560, and liability is $402. A policy with only liability insurance costs around $446 a year, and a high-risk policy costs $3,072 or more. Teenage drivers pay the most at up to $5,206 a year.
Average premium for full coverage: $1,420
Premium estimates broken down by type of coverage:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all RS 5 models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Audi RS 5 range from as low as $446 for a discount liability-only rate to the much higher price of $3,072 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences illustrate why everyone should compare rates quotes for a targeted area and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Audi RS 5 insurance rates for other coverage scenarios.
- The best discount rate is $806
- Raising to $1,000 deductibles will save approximately $202 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,420
- Using pricier low deductibles will cost an extra $388 every year
- At-risk drivers who are prone to accidents and violations could pay up to $3,072
- An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $5,206
Car insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $5,200 a year. View Rates by Age
Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,910 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,284 | -$136 | -9.6% |
| Alaska | $1,088 | -$332 | -23.4% |
| Arizona | $1,178 | -$242 | -17.0% |
| Arkansas | $1,420 | -$0 | 0.0% |
| California | $1,618 | $198 | 13.9% |
| Colorado | $1,354 | -$66 | -4.6% |
| Connecticut | $1,458 | $38 | 2.7% |
| Delaware | $1,602 | $182 | 12.8% |
| Florida | $1,770 | $350 | 24.6% |
| Georgia | $1,312 | -$108 | -7.6% |
| Hawaii | $1,020 | -$400 | -28.2% |
| Idaho | $960 | -$460 | -32.4% |
| Illinois | $1,056 | -$364 | -25.6% |
| Indiana | $1,070 | -$350 | -24.6% |
| Iowa | $958 | -$462 | -32.5% |
| Kansas | $1,346 | -$74 | -5.2% |
| Kentucky | $1,934 | $514 | 36.2% |
| Louisiana | $2,102 | $682 | 48.0% |
| Maine | $874 | -$546 | -38.5% |
| Maryland | $1,172 | -$248 | -17.5% |
| Massachusetts | $1,132 | -$288 | -20.3% |
| Michigan | $2,462 | $1,042 | 73.4% |
| Minnesota | $1,188 | -$232 | -16.3% |
| Mississippi | $1,700 | $280 | 19.7% |
| Missouri | $1,258 | -$162 | -11.4% |
| Montana | $1,522 | $102 | 7.2% |
| Nebraska | $1,116 | -$304 | -21.4% |
| Nevada | $1,700 | $280 | 19.7% |
| New Hampshire | $1,022 | -$398 | -28.0% |
| New Jersey | $1,586 | $166 | 11.7% |
| New Mexico | $1,256 | -$164 | -11.5% |
| New York | $1,494 | $74 | 5.2% |
| North Carolina | $818 | -$602 | -42.4% |
| North Dakota | $1,164 | -$256 | -18.0% |
| Ohio | $978 | -$442 | -31.1% |
| Oklahoma | $1,454 | $34 | 2.4% |
| Oregon | $1,300 | -$120 | -8.5% |
| Pennsylvania | $1,354 | -$66 | -4.6% |
| Rhode Island | $1,892 | $472 | 33.2% |
| South Carolina | $1,286 | -$134 | -9.4% |
| South Dakota | $1,198 | -$222 | -15.6% |
| Tennessee | $1,242 | -$178 | -12.5% |
| Texas | $1,710 | $290 | 20.4% |
| Utah | $1,050 | -$370 | -26.1% |
| Vermont | $968 | -$452 | -31.8% |
| Virginia | $852 | -$568 | -40.0% |
| Washington | $1,094 | -$326 | -23.0% |
| West Virginia | $1,300 | -$120 | -8.5% |
| Wisconsin | $980 | -$440 | -31.0% |
| Wyoming | $1,262 | -$158 | -11.1% |
Using high physical damage deductibles can reduce prices by up to $590 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. Audi RS 5 insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi RS 5 Insurance
Finding better rates on car insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a quick review of the concepts that were covered above.
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,650 more annually than a low-risk driver
- Youthful drivers have the highest car insurance prices, with premiums being up to $434 per month if full coverage is included
- It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $600 each year
- It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,206 |
| 20 | $3,260 |
| 30 | $1,484 |
| 40 | $1,420 |
| 50 | $1,294 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,808 |
| $250 | $1,628 |
| $500 | $1,420 |
| $1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,420 |
| 50/100 | $1,500 |
| 100/300 | $1,601 |
| 250/500 | $1,862 |
| 100 CSL | $1,541 |
| 300 CSL | $1,762 |
| 500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,458 |
| 20 | $5,192 |
| 30 | $3,146 |
| 40 | $3,072 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $103 |
| Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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