Audi RS 5 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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Average insurance prices for an Audi RS 5 are $1,356 every 12 months with full coverage. Comprehensive costs an estimated $298 a year, collision costs $520, and liability coverage is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $2,936. Teenage drivers receive the highest rates at $5,016 a year or more.
Average premium for full coverage: $1,356
Rate estimates broken down by individual coverage type:
Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and RS 5 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $446 for just liability insurance to a high of $2,936 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities.
The diagram below illustrates how location helps determine insurance prices.
These examples demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Audi RS 5 insurance rates for other coverage scenarios.
- The best discount rate is $772
- Raising to $1,000 deductibles will save approximately $1,168 annually
- The average price for a 40-year-old driver who has $500 deductibles is $1,356
- Using low $100 deductibles increases the price to $1,714
- Unlucky drivers who are prone to accidents and violations could pay up to $2,936 or more
- The cost to insure a teenage driver can cost as much as $5,016
Car insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.
Using high physical damage deductibles can reduce rates by up to $550 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates
Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,038 | -$318 | -23.5% |
| Arizona | $1,124 | -$232 | -17.1% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,544 | $188 | 13.9% |
| Colorado | $1,292 | -$64 | -4.7% |
| Connecticut | $1,392 | $36 | 2.7% |
| Delaware | $1,532 | $176 | 13.0% |
| Florida | $1,690 | $334 | 24.6% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $972 | -$384 | -28.3% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,008 | -$348 | -25.7% |
| Indiana | $1,022 | -$334 | -24.6% |
| Iowa | $914 | -$442 | -32.6% |
| Kansas | $1,286 | -$70 | -5.2% |
| Kentucky | $1,848 | $492 | 36.3% |
| Louisiana | $2,006 | $650 | 47.9% |
| Maine | $836 | -$520 | -38.3% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,080 | -$276 | -20.4% |
| Michigan | $2,352 | $996 | 73.5% |
| Minnesota | $1,134 | -$222 | -16.4% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,200 | -$156 | -11.5% |
| Montana | $1,454 | $98 | 7.2% |
| Nebraska | $1,066 | -$290 | -21.4% |
| Nevada | $1,624 | $268 | 19.8% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,198 | -$158 | -11.7% |
| New York | $1,426 | $70 | 5.2% |
| North Carolina | $780 | -$576 | -42.5% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $934 | -$422 | -31.1% |
| Oklahoma | $1,388 | $32 | 2.4% |
| Oregon | $1,242 | -$114 | -8.4% |
| Pennsylvania | $1,290 | -$66 | -4.9% |
| Rhode Island | $1,806 | $450 | 33.2% |
| South Carolina | $1,228 | -$128 | -9.4% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,186 | -$170 | -12.5% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,002 | -$354 | -26.1% |
| Vermont | $924 | -$432 | -31.9% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,044 | -$312 | -23.0% |
| West Virginia | $1,242 | -$114 | -8.4% |
| Wisconsin | $936 | -$420 | -31.0% |
| Wyoming | $1,206 | -$150 | -11.1% |
With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2023 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2022 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2021 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2020 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2019 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2018 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2017 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2016 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2015 Audi RS 5 | $322 | $560 | $402 | $1,420 |
| 2014 Audi RS 5 | $298 | $520 | $402 | $1,356 |
| 2013 Audi RS 5 | $290 | $472 | $406 | $1,304 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Audi RS 5 Insurance
Saving money on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following is a brief recap of the car insurance concepts covered in the charts and tables above.
- Drivers who tend to receive serious violations may pay on average $1,580 more annually for RS 5 insurance
- You may be able to save approximately $170 per year simply by quoting early and online
- Increasing deductibles could save as much as $550 each year
- Consumers who want higher liability limits will pay an extra $440 every year to raise from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,016 |
| 20 | $3,114 |
| 30 | $1,414 |
| 40 | $1,356 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,550 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,436 |
| 100/300 | $1,537 |
| 250/500 | $1,798 |
| 100 CSL | $1,477 |
| 300 CSL | $1,698 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,174 |
| 20 | $4,966 |
| 30 | $3,002 |
| 40 | $2,936 |
| 50 | $2,796 |
| 60 | $2,772 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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