Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs on average $298, collision insurance costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $2,936 or more. 16-year-old drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine car insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save around $188 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,356
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $358 every year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,936
• The price for full coverage for a teen driver with full coverage may cost $5,016 each year

Car insurance prices for an Audi RS 5 are also quite variable based on your driving record, the model of your RS 5, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can save as much as $550 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges as much as 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Audi RS 5 Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Invest time comparing rates once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a condensed summary of the data that was covered in the charts and tables above.

• You may be able to save as much as $170 per year just by shopping early and online
• Policyholders who require higher liability limits will pay around $440 per year to raise limits from a low limit to 250/500 limits
• Teenagers are expensive to insure, possibly costing $418 a month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,580 more each year for car insurance