Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs on average $298 each year, collision insurance costs $520, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,936. 16-year-old drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and RS 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences show why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save around $188 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,356
• Buying low deductibles for comp and collision coverage will increase the cost to $1,714
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,936
• An auto insurance policy for full coverage for a 16-year-old driver may cost $5,016 each year

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level of your RS 5, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles can save as much as $550 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 takes having a decent driving record, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following items are a review of the material that was presented in the illustrations above.

• Insureds who require additional liability coverage will pay around $440 each year to raise limits from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, as much as $418 per month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations will pay on average $1,580 more each year than a driver with a clean driving record
• Increasing policy deductibles can save around $550 each year