Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs on average $298 a year, collision insurance costs $520, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,936 or more. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.

The ranges above highlight why it is important to compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save around $1,168 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,356
• Selecting low $100 deductibles for physical damage coverage will cost an additional $358 annually
• High-risk insureds with serious driving violations could pay upwards of $2,936
• The price that insures a 16-year-old driver may cost $5,016 or more

Insurance prices for an Audi RS 5 are also quite variable based on the trim level of your RS 5, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,930 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 requires being a safe and courteous driver, having above-average credit, being claim-free, and determing if full coverage is necessary. Compare rates every other policy renewal by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a summary of the ideas that were presented in the illustrations above.

• Teenage drivers pay the highest prices, possibly costing $418 a month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,580 more each year for auto insurance
• Increasing physical damage deductibles can save approximately $550 each year
• You may be able to save as much as $170 per year just by quoting early and online