Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,420 a year for full coverage insurance. Comprehensive insurance costs on average $322, collision costs $560, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $3,072 or more. Teens pay the highest rates at $5,206 a year or more.

Average premium for full coverage: $1,420

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how your location can change car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $806
• Using higher $1,000 deductibles will save around $202 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,420
• Selecting pricier low deductibles for physical damage coverage will cost an additional $388 each year
• Higher-risk drivers with serious driving violations could pay upwards of $3,072 or more
• The price that insures a teenage driver for full coverage may cost $5,206 or more

Insurance prices for an Audi RS 5 are also quite variable based on the model of your RS 5, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Audi RS 5 insurance for high-risk drivers can be around 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,910 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different.

How to Find Cheap Audi RS 5 Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare rates every time your policy renews by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a brief summary of the information illustrated above.

• It is possible to save as much as $170 per year simply by quoting online well ahead of the renewal date
• Teen drivers pay higher prices, as much as $434 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $600 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,650 more each year to insure their RS 5
• Consumers who require more liability coverage will pay approximately $440 annually to increase from a low limit to the 250/500 level