Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive insurance costs approximately $298, collision costs $520, and liability insurance is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices are based on $500 deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save $188 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,356
• Choosing more expensive low deductibles will cost an extra $358 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,936 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $5,016

Auto insurance rates for an Audi RS 5 also range considerably based on your risk profile, the trim level of your RS 5, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

Choosing high deductibles can reduce rates by up to $550 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

How to Find Affordable Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the data that was covered above.

• Drivers can save around $170 per year simply by shopping early and online
• Drivers who purchase higher liability limits will pay about $440 each year to raise from a 30/60 limit to 250/500 limits
• Teens have the highest car insurance rates, costing up to $418 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,580 more per year for RS 5 insurance