Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months including full coverage. Comprehensive costs on average $298, collision insurance costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,936. Teen drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save around $188 every year
• The average price for a good driver age 40 with $500 deductibles is $1,356
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,714
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,936
• Policy cost to insure a teen driver with full coverage may cost $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your RS 5.

Choosing high deductibles can save as much as $550 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges as much as 44% to 132% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

How to Shop for Low Cost Audi RS 5 Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a review of the car insurance concepts covered above.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,580 more each year for auto insurance
• You may be able to save as much as $170 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Policyholders who require higher levels of liability will pay about $440 per year to raise limits from a 30/60 limit to a 250/500 level