Audi RS 5 Insurance Rates
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UPDATED: Jun 1, 2024
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Average insurance prices for an Audi RS 5 are $1,420 every 12 months for full coverage insurance. Comprehensive insurance costs on average $322, collision costs $560, and liability coverage is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $3,072 or more. Teen drivers receive the highest rates at $5,206 a year or more.
Average premium for full coverage: $1,420
Rate estimates by individual coverage type:
These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different RS 5 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $446 for just liability insurance to a much higher rate of $3,072 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas.
The price range example below illustrates how location helps determine car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $806
- Raising to $1,000 deductibles will save around $202 each year
- The average price for a 40-year-old driver with $500 deductibles is $1,420
- Choosing more expensive low deductibles costs an extra $388 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,072 or more
- The cost to insure a teenage driver with full coverage may cost $5,206
Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your RS 5.
Choosing high deductibles can reduce rates by up to $590 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates
Where you live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,910 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,284 | -$136 | -9.6% |
Alaska | $1,088 | -$332 | -23.4% |
Arizona | $1,178 | -$242 | -17.0% |
Arkansas | $1,420 | -$0 | 0.0% |
California | $1,618 | $198 | 13.9% |
Colorado | $1,354 | -$66 | -4.6% |
Connecticut | $1,458 | $38 | 2.7% |
Delaware | $1,602 | $182 | 12.8% |
Florida | $1,770 | $350 | 24.6% |
Georgia | $1,312 | -$108 | -7.6% |
Hawaii | $1,020 | -$400 | -28.2% |
Idaho | $960 | -$460 | -32.4% |
Illinois | $1,056 | -$364 | -25.6% |
Indiana | $1,070 | -$350 | -24.6% |
Iowa | $958 | -$462 | -32.5% |
Kansas | $1,346 | -$74 | -5.2% |
Kentucky | $1,934 | $514 | 36.2% |
Louisiana | $2,102 | $682 | 48.0% |
Maine | $874 | -$546 | -38.5% |
Maryland | $1,172 | -$248 | -17.5% |
Massachusetts | $1,132 | -$288 | -20.3% |
Michigan | $2,462 | $1,042 | 73.4% |
Minnesota | $1,188 | -$232 | -16.3% |
Mississippi | $1,700 | $280 | 19.7% |
Missouri | $1,258 | -$162 | -11.4% |
Montana | $1,522 | $102 | 7.2% |
Nebraska | $1,116 | -$304 | -21.4% |
Nevada | $1,700 | $280 | 19.7% |
New Hampshire | $1,022 | -$398 | -28.0% |
New Jersey | $1,586 | $166 | 11.7% |
New Mexico | $1,256 | -$164 | -11.5% |
New York | $1,494 | $74 | 5.2% |
North Carolina | $818 | -$602 | -42.4% |
North Dakota | $1,164 | -$256 | -18.0% |
Ohio | $978 | -$442 | -31.1% |
Oklahoma | $1,454 | $34 | 2.4% |
Oregon | $1,300 | -$120 | -8.5% |
Pennsylvania | $1,354 | -$66 | -4.6% |
Rhode Island | $1,892 | $472 | 33.2% |
South Carolina | $1,286 | -$134 | -9.4% |
South Dakota | $1,198 | -$222 | -15.6% |
Tennessee | $1,242 | -$178 | -12.5% |
Texas | $1,710 | $290 | 20.4% |
Utah | $1,050 | -$370 | -26.1% |
Vermont | $968 | -$452 | -31.8% |
Virginia | $852 | -$568 | -40.0% |
Washington | $1,094 | -$326 | -23.0% |
West Virginia | $1,300 | -$120 | -8.5% |
Wisconsin | $980 | -$440 | -31.0% |
Wyoming | $1,262 | -$158 | -11.1% |
With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi RS 5 | $490 | $990 | $332 | $1,948 |
2023 Audi RS 5 | $470 | $982 | $338 | $1,926 |
2022 Audi RS 5 | $454 | $958 | $354 | $1,902 |
2021 Audi RS 5 | $438 | $918 | $364 | $1,856 |
2020 Audi RS 5 | $414 | $886 | $376 | $1,812 |
2019 Audi RS 5 | $398 | $822 | $384 | $1,740 |
2018 Audi RS 5 | $382 | $774 | $388 | $1,680 |
2017 Audi RS 5 | $366 | $694 | $390 | $1,586 |
2016 Audi RS 5 | $342 | $638 | $390 | $1,506 |
2015 Audi RS 5 | $330 | $598 | $394 | $1,458 |
2014 Audi RS 5 | $322 | $560 | $402 | $1,420 |
2013 Audi RS 5 | $298 | $520 | $402 | $1,356 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi RS 5 Insurance
Saving money on auto insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates at every policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The next list is a brief summary of the data covered in the charts and tables above.
- Consumers who require increased levels of liability coverage will pay about $440 annually to raise from a minimum limit to a 250/500 level
- It is possible to save as much as $170 per year simply by shopping early and online
- Increasing deductibles could save as much as $600 each year
- Drivers age 20 and younger pay the highest rates, costing up to $434 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,206 |
20 | $3,260 |
30 | $1,484 |
40 | $1,420 |
50 | $1,294 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,808 |
$250 | $1,628 |
$500 | $1,420 |
$1,000 | $1,218 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,420 |
50/100 | $1,500 |
100/300 | $1,601 |
250/500 | $1,862 |
100 CSL | $1,541 |
300 CSL | $1,762 |
500 CSL | $1,923 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,458 |
20 | $5,192 |
30 | $3,146 |
40 | $3,072 |
50 | $2,928 |
60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $75 |
Homeowner | $21 |
5-yr Accident Free | $107 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $67 |
Advance Quote | $71 |
Online Quote | $103 |
Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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