Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs an estimated $298 each year, collision costs $520, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,936 or more. Teens cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and RS 5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi RS 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save approximately $188 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,356
• Selecting low deductibles for physical damage coverage will cost an additional $358 a year
• Drivers with serious driving violations could pay up to $2,936 or more
• Policy cost that insures a teen driver can cost as much as $5,016 or more

Car insurance rates for an Audi RS 5 also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, so rate quotes will be varied.

How to Find Cheaper Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires being safe and accident-free, having a positive credit history, being claim-free, and not having any coverage lapses. Compare rates every other policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a condensed summary of the ideas that were covered in the above illustrations.

• Youthful drivers have the highest car insurance rates, possibly costing $418 each month if full coverage is purchased
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,580 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• It is possible to save approximately $170 per year simply by quoting online in advance