Audi RS 5 Insurance Rates

Average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs on average $298 a year, collision costs $520, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $2,936. 16-year-old drivers receive the highest rates at $5,016 a year or more.

Average premium for full coverage: $1,356

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and RS 5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how your location can change car insurance rates.

These examples illustrate why it is important to get quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save around $1,168 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,356
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,714
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,936 or more
• The cost for full coverage for a teen driver may cost $5,016 each year

Car insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,830 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles can save as much as $550 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.

How to Find the Best Cheap Audi RS 5 Insurance

Saving money on car insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a quick review of the coverage data illustrated above.

• It is possible to save as much as $170 per year simply by quoting early and online
• Increasing deductibles can save around $550 each year
• Drivers under the age of 20 are expensive to insure, costing up to $418 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,580 more each year to insure an Audi RS 5