Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs around $298 a year, collision costs $520, and liability insurance costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $2,936 or more. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Audi RS 5 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $772
• Drivers who choose higher $1,000 deductibles will pay about $1,168 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,356
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $358 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,936 or more
• Policy cost for full coverage for a teen driver can be $5,016 a year

Insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model of your RS 5, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi RS 5 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could save up to $550 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

How to Find the Best Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance not only requires being a good driver, but also maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the car insurance concepts covered above.

• High-risk drivers who tend to receive serious violations pay on average $1,580 more every year than a safer driver
• You may be able to save up to $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers who may need an increased level of liability coverage will pay about $440 per year to go from a 30/60 limit to 250/500 limits