Audi RS 5 Insurance Rates

The average insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage insurance. Comprehensive costs approximately $298 a year, collision costs $520, and liability insurance is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $2,936. Teen drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save $1,168 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,356
• Choosing low $100 deductibles increases the price to $1,714
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,936 or more
• Policy cost to insure a teen driver can cost $5,016

Insurance rates for an Audi RS 5 also range considerably based on liability limits and deductibles, your risk profile, and the model of your RS 5.

Choosing high deductibles can reduce rates by up to $550 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates will be varied.

How to Shop for Low Cost Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of having a good driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Spend time shopping around every couple of years by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a review of the material that was touched on above.

• Drivers who purchase increased levels of liability coverage will pay about $440 annually to raise from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, possibly costing $418 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,580 more per year to buy Audi RS 5 insurance
• Increasing comprehensive and collision deductibles could save as much as $550 each year