Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs on average $298 a year, collision costs $520, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $2,936. Teenage drivers pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Raising to $1,000 deductibles will save around $1,168 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,356
• Using low $100 deductibles will increase the cost to $1,714
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,936 or more
• An auto insurance policy for full coverage for a teen driver may cost $5,016

Insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the model of your RS 5, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles can reduce prices by up to $550 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

How to Find Affordable Audi RS 5 Insurance

Finding better rates on car insurance consists of having a decent driving record, maintaining good credit, refrain from filing small claims, and bundling your home and auto policies. Set aside time to compare rates at least once a year by getting price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the primary concepts that were covered above.

• You may be able to save as much as $170 per year simply by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more each year than a driver with a clean driving record
• Increasing policy deductibles can save around $550 each year
• 16 to 18-year-old drivers pay the highest prices, with the cost nearing $418 per month for full coverage