Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage. Comprehensive costs on average $298 a year, collision insurance costs $520, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, and high-risk insurance costs around $2,936. Teenage drivers pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These rate differences show why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Choosing higher $1,000 deductibles can save around $1,168 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,356
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,714
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,936
• An auto insurance policy for full coverage for a 16-year-old driver may cost $5,016 each year

Auto insurance prices for an Audi RS 5 also have a wide range based on your driving characteristics, the trim level of your RS 5, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,930 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can save as much as $550 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Audi RS 5 Insurance

Finding better rates on insurance for an Audi RS 5 takes being a safe and courteous driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below is a recap of the coverage data illustrated above.

• Drivers can save as much as $170 per year just by quoting early and online
• Increasing policy deductibles can save around $550 each year
• Teenage drivers are charged the highest prices, as much as $418 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents will pay on average $1,580 more each year for auto insurance