Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive insurance costs on average $298 a year, collision costs $520, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,936 or more. Teenage drivers cost the most to insure at $5,016 a year or more.

Average premium for full coverage: $1,356

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $772
• Using higher $1,000 deductibles will save around $1,168 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,356
• Using low $100 deductibles for physical damage coverage will cost an extra $358 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,936 or more
• Policy cost for full coverage for a teen driver may cost $5,016 or more

Car insurance rates for an Audi RS 5 also range considerably based on your risk profile, the model of your RS 5, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,930 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut rates by as much as $550 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

How to Find the Right Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the material that was touched on in this article.

• Drivers who require more liability protection will pay an extra $440 per year to increase from a 30/60 limit to 250/500 limits
• Youthful drivers are expensive to insure, with premiums being up to $418 each month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,580 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $550 each year