Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs approximately $298 each year, collision insurance costs $520, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,936. Teen drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and RS 5 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $772
• Raising to $1,000 deductibles will save $188 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,356
• Choosing low deductibles bumps up the cost to $1,714
• Drivers with multiple violations and an at-fault accident could pay around $2,936
• The price that insures a 16-year-old driver can cost $5,016

Auto insurance prices for an Audi RS 5 are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 132% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in also has a big influence on Audi RS 5 insurance prices. A middle-age driver might find prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

Choosing high deductibles can reduce prices by up to $550 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Shop around at least every other year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a review of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,580 more per year for car insurance
• It is possible to save around $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $550 each year
• Insureds who purchase higher liability limits will pay about $440 annually to raise from a low limit to the 250/500 level