Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,356 a year including full coverage. Comprehensive costs an estimated $298 a year, collision insurance costs $520, and liability coverage is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,936. 16-year-old drivers cost the most to insure at up to $5,016 a year.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Audi RS 5 insurance rates for other coverage scenarios.

• The best full coverage rate is $772
• Choosing higher $1,000 deductibles can save approximately $1,168 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,356
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,714
• Drivers with multiple tickets or accidents could pay up to $2,936
• Policy cost that insures a teenage driver can cost as much as $5,016 each year

Insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles can save as much as $550 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi RS 5 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop every couple of years by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The points below are a review of the material that was covered in the charts and tables above.

• Consumers who want increased liability limits will pay around $440 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $418 each month if full coverage is included
• Drivers who have several accidents or serious violations could be charged and average of $1,580 more annually to insure an Audi RS 5
• Increasing comprehensive and collision deductibles can save approximately $550 each year