Audi RS 5 Insurance Rates

U.S. average insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision insurance costs $520, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,936 or more. 16-year-old drivers pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,356

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all RS 5 models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities. The example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $772
• Drivers who choose higher $1,000 deductibles will pay $188 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,356
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $358 annually
• Drivers with multiple tickets or accidents could pay around $2,936
• The price that insures a 16-year-old driver for full coverage can cost $5,016 a year

Car insurance prices for an Audi RS 5 are also quite variable based on the model of your RS 5, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Audi RS 5 insurance for high-risk drivers can cost from 44% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi RS 5 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,830 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could save up to $550 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Audi RS 5 Insurance

Getting lower rates on insurance for an Audi RS 5 not only requires avoiding accidents and claims, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Comparison shop at every policy renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a brief review of the data covered in the charts and tables above.

• Insureds who purchase increased liability limits will pay around $440 annually to go from a low limit to the 250/500 level
• It is possible to save around $170 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers under the age of 20 pay the highest auto insurance prices, as much as $418 a month if full coverage is purchased