Audi RS 5 Insurance Rates

Estimated insurance prices for an Audi RS 5 are $1,356 every 12 months for full coverage insurance. Comprehensive costs on average $298, collision costs $520, and liability insurance is estimated at $402. A policy with only liability insurance costs approximately $446 a year, with a high-risk policy costing around $2,936. Teens pay the most at $5,016 a year or more.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Choosing higher $1,000 deductibles can save around $188 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,356
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,714
• High-risk insureds with serious driving violations could pay upwards of $2,936 or more
• An auto insurance policy to insure a teen driver with full coverage may cost $5,016 each year

Car insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your RS 5.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

How to Shop for Cheaper Audi RS 5 Insurance

Finding better rates on Audi RS 5 insurance takes avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

The list below is a condensed summary of the data raised in the charts and tables above.

• Drivers who require higher liability limits will pay approximately $440 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• It is possible to save as much as $170 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $550 each year
• Teenagers are expensive to insure, with premiums being up to $418 per month if the policy includes full coverage