Audi RS 5 Insurance Rates

Estimated insurance rates for an Audi RS 5 are $1,356 a year for full coverage insurance. Comprehensive costs on average $298 a year, collision insurance costs $520, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,936. Teens pay the most at up to $5,016 a year.

Average premium for full coverage: $1,356

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and RS 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $772
• Using higher $1,000 deductibles will save around $1,168 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,356
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,714
• Higher-risk drivers with serious driving violations could pay upwards of $2,936
• An auto insurance policy that insures a teenage driver may cost $5,016 or more

Insurance prices for an Audi RS 5 also have a wide range based on the trim level of your RS 5, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $550 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Audi RS 5 Insurance

Finding better rates on auto insurance requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Compare rates every other policy renewal by getting price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the ideas that were covered in the above illustrations.

• Teen drivers pay the highest prices, with premiums being up to $418 per month if full coverage is included
• Drivers with reckless driving or DUI convictions may pay on average $1,580 more each year to insure their RS 5
• Increasing policy deductibles can save approximately $550 each year
• It is possible to save as much as $170 per year just by quoting early and online