Audi Q4 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for an Audi Q4 e-tron are $1,544 a year including full coverage. Comprehensive insurance costs around $356, collision costs $698, and liability coverage is $354. Liability-only insurance costs around $406 a year, with high-risk driver insurance costing $3,356 or more. Teen drivers pay the most at $5,570 a year or more.

Average premium for full coverage: $1,544

Premium estimates for type of coverage:

Comprehensive $356
Collision $698
Liability $354

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Q4 e-tron trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi Q4 e-tron go from as low as $406 for your basic liability-only policy to a much higher rate of $3,356 for a high-risk driver policy.

Liability Only $406
Full Coverage $1,544
High Risk $3,356

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,158
Small Cities $1,621
Large Cities $2,084

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Audi Q4 e-tron insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $862
  • Raising to $1,000 deductibles will save about $238 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,544
  • Choosing more expensive low deductibles will cost an extra $466 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,356 or more
  • An auto insurance policy for full coverage for a teenage driver with full coverage can be $5,570

View Chart as Image

Audi Q4 e-tron insurance cost comparison chart
Column chart showing full coverage Audi Q4 e-tron insurance prices range from $862 to $5,570

Insurance prices for an Audi Q4 e-tron also have a wide range based on your driving characteristics, the model of your Q4 e-tron, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you choose to live also has a big influence on Audi Q4 e-tron insurance rates. A middle-age driver might find prices as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,200 on average in Michigan, New York, and Louisiana.

Audi Q4 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$150 -9.7%
Alaska $1,184 -$360 -23.3%
Arizona $1,280 -$264 -17.1%
Arkansas $1,544 -$0 0.0%
California $1,760 $216 14.0%
Colorado $1,472 -$72 -4.7%
Connecticut $1,584 $40 2.6%
Delaware $1,746 $202 13.1%
Florida $1,928 $384 24.9%
Georgia $1,426 -$118 -7.6%
Hawaii $1,108 -$436 -28.2%
Idaho $1,046 -$498 -32.3%
Illinois $1,150 -$394 -25.5%
Indiana $1,164 -$380 -24.6%
Iowa $1,040 -$504 -32.6%
Kansas $1,464 -$80 -5.2%
Kentucky $2,104 $560 36.3%
Louisiana $2,284 $740 47.9%
Maine $952 -$592 -38.3%
Maryland $1,274 -$270 -17.5%
Massachusetts $1,232 -$312 -20.2%
Michigan $2,680 $1,136 73.6%
Minnesota $1,292 -$252 -16.3%
Mississippi $1,850 $306 19.8%
Missouri $1,370 -$174 -11.3%
Montana $1,658 $114 7.4%
Nebraska $1,216 -$328 -21.2%
Nevada $1,850 $306 19.8%
New Hampshire $1,112 -$432 -28.0%
New Jersey $1,726 $182 11.8%
New Mexico $1,366 -$178 -11.5%
New York $1,624 $80 5.2%
North Carolina $890 -$654 -42.4%
North Dakota $1,264 -$280 -18.1%
Ohio $1,064 -$480 -31.1%
Oklahoma $1,582 $38 2.5%
Oregon $1,414 -$130 -8.4%
Pennsylvania $1,472 -$72 -4.7%
Rhode Island $2,058 $514 33.3%
South Carolina $1,400 -$144 -9.3%
South Dakota $1,302 -$242 -15.7%
Tennessee $1,350 -$194 -12.6%
Texas $1,860 $316 20.5%
Utah $1,142 -$402 -26.0%
Vermont $1,054 -$490 -31.7%
Virginia $924 -$620 -40.2%
Washington $1,192 -$352 -22.8%
West Virginia $1,416 -$128 -8.3%
Wisconsin $1,064 -$480 -31.1%
Wyoming $1,374 -$170 -11.0%

View Chart as Image

Audi Q4 e-tron insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $710 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,800 to $2,500 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 130% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Audi Q4 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q4 e-tron $404 $750 $316 $1,606
2023 Audi Q4 e-tron $384 $720 $332 $1,572
2022 Audi Q4 e-tron $370 $714 $338 $1,558
2021 Audi Q4 e-tron $356 $698 $354 $1,544

Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi Q4 e-tron Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick review of the information touched on in the above illustrations.

  • You may be able to save up to $190 per year simply by shopping early and online
  • 16 to 18-year-old drivers are charged the highest prices, with the cost nearing $464 per month including comprehensive and collision insurance
  • Increasing policy deductibles can save around $700 each year
  • Drivers with a DUI or reckless driving violation pay on average $1,810 more every year than a driver with a clean driving record
  • Consumers who may need additional liability coverage will pay about $390 per year to raise from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Audi Q4 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $5,570
20 $3,576
30 $1,626
40 $1,544
50 $1,408
60 $1,382

Full coverage, $500 deductibles

Rates by Deductible

Audi Q4 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,010
$250 $1,792
$500 $1,544
$1,000 $1,306

Full coverage, driver age 40

Rates by Liability Limit

Audi Q4 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,544
50/100 $1,615
100/300 $1,703
250/500 $1,933
100 CSL $1,650
300 CSL $1,845
500 CSL $1,987

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q4 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $8,008
20 $5,694
30 $3,448
40 $3,356
50 $3,198
60 $3,170

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $221

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $81
Homeowner $21
5-yr Accident Free $123
5-yr Claim Free $102
Paid in Full/EFT $77
Advance Quote $81
Online Quote $113
Total Discounts $682
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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