Audi Q4 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for an Audi Q4 e-tron are $1,544 every 12 months for full coverage insurance. Comprehensive costs an estimated $356 each year, collision costs $698, and liability costs $354. Liability-only coverage costs as little as $406 a year, with high-risk coverage costing around $3,356. Teen drivers pay the most at $5,570 a year or more.

Average premium for full coverage: $1,544

Premium estimates broken down by type of coverage:

Comprehensive $356
Collision $698
Liability $354

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Q4 e-tron models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Audi Q4 e-tron go from the cheapest price of $406 for minimum levels of liability insurance to a high rate of $3,356 for a driver who has had serious violations or accidents.

Liability Only $406
Full Coverage $1,544
High Risk $3,356

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

Rural Areas $1,158
Small Cities $1,621
Large Cities $2,084

These rate differences illustrate why all drivers should compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Audi Q4 e-tron insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $862
  • Drivers who choose higher $1,000 deductibles will pay approximately $238 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,544
  • Choosing low deductibles for comprehensive and collision insurance increases the price to $2,010
  • Drivers with multiple violations and an at-fault accident could pay up to $3,356 or more
  • An auto insurance policy to insure a 16-year-old driver can cost as much as $5,570 a year

View Chart as Image

Audi Q4 e-tron insurance cost comparison chart
Column chart showing full coverage Audi Q4 e-tron insurance rates range from $862 to $5,570

Insurance prices for an Audi Q4 e-tron also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $710 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,800 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 130% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Audi Q4 e-tron insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,080 on average in Florida, New York, and Michigan.

Audi Q4 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$150 -9.7%
Alaska $1,184 -$360 -23.3%
Arizona $1,280 -$264 -17.1%
Arkansas $1,544 -$0 0.0%
California $1,760 $216 14.0%
Colorado $1,472 -$72 -4.7%
Connecticut $1,584 $40 2.6%
Delaware $1,746 $202 13.1%
Florida $1,928 $384 24.9%
Georgia $1,426 -$118 -7.6%
Hawaii $1,108 -$436 -28.2%
Idaho $1,046 -$498 -32.3%
Illinois $1,150 -$394 -25.5%
Indiana $1,164 -$380 -24.6%
Iowa $1,040 -$504 -32.6%
Kansas $1,464 -$80 -5.2%
Kentucky $2,104 $560 36.3%
Louisiana $2,284 $740 47.9%
Maine $952 -$592 -38.3%
Maryland $1,274 -$270 -17.5%
Massachusetts $1,232 -$312 -20.2%
Michigan $2,680 $1,136 73.6%
Minnesota $1,292 -$252 -16.3%
Mississippi $1,850 $306 19.8%
Missouri $1,370 -$174 -11.3%
Montana $1,658 $114 7.4%
Nebraska $1,216 -$328 -21.2%
Nevada $1,850 $306 19.8%
New Hampshire $1,112 -$432 -28.0%
New Jersey $1,726 $182 11.8%
New Mexico $1,366 -$178 -11.5%
New York $1,624 $80 5.2%
North Carolina $890 -$654 -42.4%
North Dakota $1,264 -$280 -18.1%
Ohio $1,064 -$480 -31.1%
Oklahoma $1,582 $38 2.5%
Oregon $1,414 -$130 -8.4%
Pennsylvania $1,472 -$72 -4.7%
Rhode Island $2,058 $514 33.3%
South Carolina $1,400 -$144 -9.3%
South Dakota $1,302 -$242 -15.7%
Tennessee $1,350 -$194 -12.6%
Texas $1,860 $316 20.5%
Utah $1,142 -$402 -26.0%
Vermont $1,054 -$490 -31.7%
Virginia $924 -$620 -40.2%
Washington $1,192 -$352 -22.8%
West Virginia $1,416 -$128 -8.3%
Wisconsin $1,064 -$480 -31.1%
Wyoming $1,374 -$170 -11.0%

View Chart as Image

Audi Q4 e-tron insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so the prices will be substantially different.

Audi Q4 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q4 e-tron $384 $720 $332 $1,572
2023 Audi Q4 e-tron $370 $714 $338 $1,558
2022 Audi Q4 e-tron $356 $698 $354 $1,544
2021 Audi Q4 e-tron $344 $668 $364 $1,512

Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Audi Q4 e-tron Insurance

Finding better rates on insurance for an Audi Q4 e-tron not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every other policy renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following is a brief summary of the ideas that were covered in the charts and tables above.

  • Teens are charged the highest prices, with premiums being up to $464 per month if they have full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,810 more annually for Q4 e-tron insurance
  • Increasing policy deductibles could save as much as $700 each year
  • It is possible to save approximately $190 per year simply by quoting online in advance

Rates by Driver Age

Audi Q4 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $5,570
20 $3,576
30 $1,626
40 $1,544
50 $1,408
60 $1,382

Full coverage, $500 deductibles

Rates by Deductible

Audi Q4 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,010
$250 $1,792
$500 $1,544
$1,000 $1,306

Full coverage, driver age 40

Rates by Liability Limit

Audi Q4 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,544
50/100 $1,615
100/300 $1,703
250/500 $1,933
100 CSL $1,650
300 CSL $1,845
500 CSL $1,987

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q4 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $8,008
20 $5,694
30 $3,448
40 $3,356
50 $3,198
60 $3,170

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $221

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $81
Homeowner $21
5-yr Accident Free $123
5-yr Claim Free $102
Paid in Full/EFT $77
Advance Quote $81
Online Quote $113
Total Discounts $682
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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