Audi Q4 e-tron Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated auto insurance rates for an Audi Q4 e-tron are $1,544 annually for full coverage insurance. Comprehensive costs approximately $356 each year, collision costs $698, and liability insurance costs around $354. A liability-only policy costs as low as $406 a year, with high-risk insurance costing around $3,356. Teens pay the most at $5,570 a year or more.
Average premium for full coverage: $1,544
Premium estimates by type of coverage:
Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Q4 e-tron models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for an Audi Q4 e-tron go from as cheap as $406 for a discount liability-only rate to a high rate of $3,356 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects auto insurance prices.
These rate differences illustrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Audi Q4 e-tron insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $862
- Using higher $1,000 deductibles will save $238 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,544
- Selecting low deductibles for physical damage coverage will cost $2,010
- Drivers with serious driving violations could pay around $3,356 or more
- An auto insurance policy with full coverage for a teen driver can cost $5,570 or more
Auto insurance prices for an Audi Q4 e-tron also have a wide range based on the model of your Q4 e-tron, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,500 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $710 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Audi Q4 e-tron insurance rates. A driver around age 40 might see prices as low as $1,010 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,080 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$150 | -9.7% |
| Alaska | $1,184 | -$360 | -23.3% |
| Arizona | $1,280 | -$264 | -17.1% |
| Arkansas | $1,544 | -$0 | 0.0% |
| California | $1,760 | $216 | 14.0% |
| Colorado | $1,472 | -$72 | -4.7% |
| Connecticut | $1,584 | $40 | 2.6% |
| Delaware | $1,746 | $202 | 13.1% |
| Florida | $1,928 | $384 | 24.9% |
| Georgia | $1,426 | -$118 | -7.6% |
| Hawaii | $1,108 | -$436 | -28.2% |
| Idaho | $1,046 | -$498 | -32.3% |
| Illinois | $1,150 | -$394 | -25.5% |
| Indiana | $1,164 | -$380 | -24.6% |
| Iowa | $1,040 | -$504 | -32.6% |
| Kansas | $1,464 | -$80 | -5.2% |
| Kentucky | $2,104 | $560 | 36.3% |
| Louisiana | $2,284 | $740 | 47.9% |
| Maine | $952 | -$592 | -38.3% |
| Maryland | $1,274 | -$270 | -17.5% |
| Massachusetts | $1,232 | -$312 | -20.2% |
| Michigan | $2,680 | $1,136 | 73.6% |
| Minnesota | $1,292 | -$252 | -16.3% |
| Mississippi | $1,850 | $306 | 19.8% |
| Missouri | $1,370 | -$174 | -11.3% |
| Montana | $1,658 | $114 | 7.4% |
| Nebraska | $1,216 | -$328 | -21.2% |
| Nevada | $1,850 | $306 | 19.8% |
| New Hampshire | $1,112 | -$432 | -28.0% |
| New Jersey | $1,726 | $182 | 11.8% |
| New Mexico | $1,366 | -$178 | -11.5% |
| New York | $1,624 | $80 | 5.2% |
| North Carolina | $890 | -$654 | -42.4% |
| North Dakota | $1,264 | -$280 | -18.1% |
| Ohio | $1,064 | -$480 | -31.1% |
| Oklahoma | $1,582 | $38 | 2.5% |
| Oregon | $1,414 | -$130 | -8.4% |
| Pennsylvania | $1,472 | -$72 | -4.7% |
| Rhode Island | $2,058 | $514 | 33.3% |
| South Carolina | $1,400 | -$144 | -9.3% |
| South Dakota | $1,302 | -$242 | -15.7% |
| Tennessee | $1,350 | -$194 | -12.6% |
| Texas | $1,860 | $316 | 20.5% |
| Utah | $1,142 | -$402 | -26.0% |
| Vermont | $1,054 | -$490 | -31.7% |
| Virginia | $924 | -$620 | -40.2% |
| Washington | $1,192 | -$352 | -22.8% |
| West Virginia | $1,416 | -$128 | -8.3% |
| Wisconsin | $1,064 | -$480 | -31.1% |
| Wyoming | $1,374 | -$170 | -11.0% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, and quoted prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q4 e-tron | $384 | $720 | $332 | $1,572 |
| 2023 Audi Q4 e-tron | $370 | $714 | $338 | $1,558 |
| 2022 Audi Q4 e-tron | $356 | $698 | $354 | $1,544 |
| 2021 Audi Q4 e-tron | $344 | $668 | $364 | $1,512 |
Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Audi Q4 e-tron Insurance
Finding better rates on Audi Q4 e-tron insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest the time to compare rates every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.
The next list is a condensed summary of the coverage data presented in the illustrations above.
- It is possible to save around $190 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $700 each year
- Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $464 per month if full coverage is included
- High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,810 more per year to buy Audi Q4 e-tron insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,570 |
| 20 | $3,576 |
| 30 | $1,626 |
| 40 | $1,544 |
| 50 | $1,408 |
| 60 | $1,382 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,010 |
| $250 | $1,792 |
| $500 | $1,544 |
| $1,000 | $1,306 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,544 |
| 50/100 | $1,615 |
| 100/300 | $1,703 |
| 250/500 | $1,933 |
| 100 CSL | $1,650 |
| 300 CSL | $1,845 |
| 500 CSL | $1,987 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,008 |
| 20 | $5,694 |
| 30 | $3,448 |
| 40 | $3,356 |
| 50 | $3,198 |
| 60 | $3,170 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $21 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $682 |
Discounts are estimated and may not be available from every company or in every state.
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