Audi Q4 e-tron Insurance Rates

The average auto insurance rates for an Audi Q4 e-tron are $1,544 annually for full coverage insurance. Comprehensive costs on average $356 a year, collision insurance costs $698, and liability costs around $354. A liability-only policy costs as low as $406 a year, and high-risk insurance costs around $3,356. Teenage drivers cost the most to insure at up to $5,570 a year.

Average premium for full coverage: $1,544

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Q4 e-tron trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi Q4 e-tron insurance rates for different risk profiles and scenarios.

• The best discount rate is $862
• Using higher $1,000 deductibles will save around $1,306 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,544
• Using low $100 deductibles for physical damage coverage will cost $2,010
• Drivers who are prone to accidents and violations could pay upwards of $3,356
• Policy cost with full coverage for a teen driver may cost $5,570 or more

View Chart as Image

Car insurance rates for an Audi Q4 e-tron also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $710 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi Q4 e-tron insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,080 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy More Affordable Audi Q4 e-tron Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, being claim-free, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a summary of the material that was illustrated above.

• Policyholders who require more liability coverage will pay an extra $390 annually to increase from a 30/60 limit to higher 250/500 limits
• Teen drivers are expensive to insure, possibly costing $464 each month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,810 more each year to insure their Q4 e-tron
• Increasing comprehensive and collision deductibles could save up to $700 each year