Audi Q4 e-tron Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for an Audi Q4 e-tron are $1,544 a year for full coverage. Comprehensive insurance costs an estimated $356 a year, collision costs $698, and liability coverage is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing $3,356 or more. Teenage drivers receive the highest rates at $5,570 a year or more.
Average premium for full coverage: $1,544
Rate estimates broken down by individual coverage type:
Prices include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Q4 e-tron trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $406 for your basic liability-only policy to a high of $3,356 for a high-risk insurance policy.
Price Range by Location
Living in a larger city has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.
The diagram below illustrates how geographic area affects insurance prices.
These examples show why it is important to get quotes for a targeted area and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Audi Q4 e-tron insurance rates for other coverage scenarios.
- The best discount rate is $862
- Choosing higher $1,000 deductibles can save approximately $1,306 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,544
- Using low $100 deductibles for comp and collision coverage will cost an extra $466 each year
- Drivers who are prone to accidents and violations could pay up to $3,356 or more
- The cost for full coverage for a teenage driver can cost as much as $5,570 each year
Car insurance rates for an Audi Q4 e-tron can also vary considerably based on your driver profile, the trim level of your Q4 e-tron, and liability limits and deductibles.
Older drivers with no driving violations and high deductibles may only pay around $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,500 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi Q4 e-tron insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,200 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$150 | -9.7% |
| Alaska | $1,184 | -$360 | -23.3% |
| Arizona | $1,280 | -$264 | -17.1% |
| Arkansas | $1,544 | -$0 | 0.0% |
| California | $1,760 | $216 | 14.0% |
| Colorado | $1,472 | -$72 | -4.7% |
| Connecticut | $1,584 | $40 | 2.6% |
| Delaware | $1,746 | $202 | 13.1% |
| Florida | $1,928 | $384 | 24.9% |
| Georgia | $1,426 | -$118 | -7.6% |
| Hawaii | $1,108 | -$436 | -28.2% |
| Idaho | $1,046 | -$498 | -32.3% |
| Illinois | $1,150 | -$394 | -25.5% |
| Indiana | $1,164 | -$380 | -24.6% |
| Iowa | $1,040 | -$504 | -32.6% |
| Kansas | $1,464 | -$80 | -5.2% |
| Kentucky | $2,104 | $560 | 36.3% |
| Louisiana | $2,284 | $740 | 47.9% |
| Maine | $952 | -$592 | -38.3% |
| Maryland | $1,274 | -$270 | -17.5% |
| Massachusetts | $1,232 | -$312 | -20.2% |
| Michigan | $2,680 | $1,136 | 73.6% |
| Minnesota | $1,292 | -$252 | -16.3% |
| Mississippi | $1,850 | $306 | 19.8% |
| Missouri | $1,370 | -$174 | -11.3% |
| Montana | $1,658 | $114 | 7.4% |
| Nebraska | $1,216 | -$328 | -21.2% |
| Nevada | $1,850 | $306 | 19.8% |
| New Hampshire | $1,112 | -$432 | -28.0% |
| New Jersey | $1,726 | $182 | 11.8% |
| New Mexico | $1,366 | -$178 | -11.5% |
| New York | $1,624 | $80 | 5.2% |
| North Carolina | $890 | -$654 | -42.4% |
| North Dakota | $1,264 | -$280 | -18.1% |
| Ohio | $1,064 | -$480 | -31.1% |
| Oklahoma | $1,582 | $38 | 2.5% |
| Oregon | $1,414 | -$130 | -8.4% |
| Pennsylvania | $1,472 | -$72 | -4.7% |
| Rhode Island | $2,058 | $514 | 33.3% |
| South Carolina | $1,400 | -$144 | -9.3% |
| South Dakota | $1,302 | -$242 | -15.7% |
| Tennessee | $1,350 | -$194 | -12.6% |
| Texas | $1,860 | $316 | 20.5% |
| Utah | $1,142 | -$402 | -26.0% |
| Vermont | $1,054 | -$490 | -31.7% |
| Virginia | $924 | -$620 | -40.2% |
| Washington | $1,192 | -$352 | -22.8% |
| West Virginia | $1,416 | -$128 | -8.3% |
| Wisconsin | $1,064 | -$480 | -31.1% |
| Wyoming | $1,374 | -$170 | -11.0% |
Using high physical damage deductibles can save as much as $710 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 130% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q4 e-tron | $384 | $720 | $332 | $1,572 |
| 2023 Audi Q4 e-tron | $370 | $714 | $338 | $1,558 |
| 2022 Audi Q4 e-tron | $356 | $698 | $354 | $1,544 |
| 2021 Audi Q4 e-tron | $344 | $668 | $364 | $1,512 |
Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Audi Q4 e-tron Insurance
Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Invest the time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The points below are a quick rundown of the car insurance concepts presented in the illustrations above.
- Drivers with reckless driving or DUI convictions pay an average of $1,810 more annually to insure an Audi Q4 e-tron
- Drivers can save approximately $190 per year simply by quoting early and online
- Increasing deductibles can save around $700 each year
- Consumers who want increased liability limits will pay an extra $390 each year to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,570 |
| 20 | $3,576 |
| 30 | $1,626 |
| 40 | $1,544 |
| 50 | $1,408 |
| 60 | $1,382 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,010 |
| $250 | $1,792 |
| $500 | $1,544 |
| $1,000 | $1,306 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,544 |
| 50/100 | $1,615 |
| 100/300 | $1,703 |
| 250/500 | $1,933 |
| 100 CSL | $1,650 |
| 300 CSL | $1,845 |
| 500 CSL | $1,987 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,008 |
| 20 | $5,694 |
| 30 | $3,448 |
| 40 | $3,356 |
| 50 | $3,198 |
| 60 | $3,170 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $21 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $682 |
Discounts are estimated and may not be available from every company or in every state.
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