Audi Q4 e-tron Insurance Rates

Average insurance rates for an Audi Q4 e-tron are $1,544 a year for full coverage. Comprehensive costs around $356 a year, collision insurance costs $698, and liability coverage costs $354. A liability-only policy costs as little as $406 a year, and high-risk insurance costs around $3,356. Teenage drivers receive the highest rates at up to $5,570 a year.

Average premium for full coverage: $1,544

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Q4 e-tron trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi Q4 e-tron insurance rates for additional coverage choices and driver risks.

• The best discount rate is $862
• Drivers who choose higher $1,000 deductibles will pay about $1,306 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,544
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,010
• High-risk insureds who are prone to accidents and violations could pay at least $3,356
• The cost for full coverage for a teenage driver can be $5,570 a year

View Chart as Image

Insurance rates for an Audi Q4 e-tron can also vary considerably based on your driver profile, the trim level of your Q4 e-tron, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $5,500 a year. View Rates by Age

Where you live makes a big difference in Audi Q4 e-tron insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,200 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $710 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Audi Q4 e-tron Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also maintaining good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting rate quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The points below are a condensed summary of the material that was illustrated above.

• Consumers who may need increased liability limits will pay an extra $390 each year to go from a minimum limit to 250/500 limits
• Drivers under the age of 20 pay higher rates, costing as high as $464 per month for full coverage
• Drivers with multiple at-fault accidents may be required to pay an average of $1,810 more every year to insure an Audi Q4 e-tron
• Increasing deductibles can save around $700 each year