Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

The average auto insurance rates for an Audi Q3 are $1,370 annually with full coverage. Comprehensive insurance costs around $268, collision insurance costs $484, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,976 or more. Teen drivers cost the most to insure at up to $5,224 a year.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Prices include $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Q3 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi Q3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $790
• Using higher $1,000 deductibles will save about $170 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,370
• Choosing pricier low deductibles for physical damage coverage costs an additional $334 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,976
• Policy cost with full coverage for a teen driver for full coverage can be $5,224 or more

View Chart as Image

Insurance rates for an Audi Q3 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,600 to $2,300 extra every year, depending on your age. Audi Q3 insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $510 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi Q3 insurance prices. A driver around age 40 might see rates as low as $990 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Right Audi Q3 Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the data presented in the illustrations above.

• Policyholders who may need increased levels of liability coverage will pay about $510 every year to increase from a 30/60 limit to higher 250/500 limits
• You may be able to save up to $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Drivers age 20 and younger pay higher rates, as much as $435 each month including comprehensive and collision insurance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.