Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for an Audi e-tron GT are $2,108 a year for full coverage insurance. Comprehensive insurance costs an estimated $532 each year, collision costs $1,102, and liability costs $338. A policy with only liability insurance costs as little as $394 a year, with a high-risk policy costing $4,600 or more. 16-year-old drivers pay the most at $7,342 a year or more.

Average premium for full coverage: $2,108

Premium estimates broken down by type of coverage:

Comprehensive $532
Collision $1102
Liability $338

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and e-tron GT models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Audi e-tron GT go from as low as $394 for just liability insurance to a high rate of $4,600 for a driver who has had serious violations or accidents.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

These rate differences illustrate why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Audi e-tron GT insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,144
  • Drivers who choose higher $1,000 deductibles will pay approximately $372 each year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $2,108
  • Buying low deductibles for comprehensive and collision insurance will cost an extra $726 annually
  • Drivers with multiple tickets or accidents could pay up to $4,600 or more
  • An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $7,342 a year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance prices range from $1,144 to $7,342

Car insurance prices for an Audi e-tron GT also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,900 per year on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $7,300 a year. View Rates by Age

Where you choose to live makes a big difference in Audi e-tron GT insurance prices. A 40-year-old driver could pay as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,840 on average in Florida, New York, and Michigan.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $1,100 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $2,500 to $3,300 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi e-tron GT Insurance

Finding better rates on insurance for an Audi e-tron GT not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a recap of the ideas that were covered above.

  • Teenagers have the highest car insurance prices, with premiums being up to $612 per month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents pay on average $2,490 more annually for car insurance
  • Increasing policy deductibles can save around $1,100 each year
  • It is possible to save approximately $270 per year simply by quoting online in advance

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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