Audi e-tron GT Insurance Rates

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Compare 2022 Audi e-tron GT Insurance Cost in 2025

Finding low-cost insurance for an Audi e-tron GT could be difficult, but you can learn the following methods and make it easy. There are both good and bad ways to compare auto insurance rates and we'll show you the absolute fastest way to compare rates on a Audi and obtain the best price possible either online or from local insurance agents. How to shop auto insurance online All major auto insura...

Dani Best

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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The average insurance rates for an Audi e-tron GT are $2,108 a year for full coverage insurance. Comprehensive insurance costs on average $532 each year, collision insurance costs $1,102, and liability coverage costs around $338. Liability-only insurance costs as low as $394 a year, and high-risk driver insurance costs $4,600 or more. Teen drivers cost the most to insure at up to $7,342 a year.

Average premium for full coverage: $2,108

Policy rates by type of insurance:

Comprehensive $532
Collision $1102
Liability $338

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and e-tron GT models.

Price Range Variability

For a driver around age 40, Audi e-tron GT insurance rates range from the low end price of $394 for liability-only coverage to a high rate of $4,600 for a high-risk insurance policy.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

The examples above illustrate why all drivers should compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Audi e-tron GT insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,144
  • Using higher $1,000 deductibles will save around $372 each year
  • The estimated price for a good driver age 40 with $500 deductibles is $2,108
  • Choosing low deductibles for physical damage coverage will cost an additional $726 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,600
  • Policy cost that insures a teenage driver may cost $7,342 or more

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,144 to $7,342 for full coverage

Auto insurance rates for an Audi e-tron GT also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $2,500 to $3,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 45% to 133% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $7,300 a year. View Rates by Age

Your home state has a huge impact on Audi e-tron GT insurance rates. A driver around age 40 might see rates as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,840 on average in Michigan, New York, and Florida.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $1,100 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi e-tron GT Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and deciding if full coverage is necessary. Shop around at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a brief recap of the car insurance concepts covered above.

  • Drivers who tend to receive serious violations may pay on average $2,490 more each year to insure an Audi e-tron GT
  • It is possible to save as much as $270 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save approximately $1,100 each year
  • Consumers who require increased liability limits will pay about $370 annually to increase from a 30/60 limit to the 250/500 level

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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