Audi e-tron GT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average insurance rates for an Audi e-tron GT are $2,108 a year for full coverage insurance. Comprehensive insurance costs around $532 a year, collision insurance costs $1,102, and liability is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs $4,600 or more. Teens receive the highest rates at up to $7,342 a year.
Average premium for full coverage: $2,108
Rate estimates for individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and e-tron GT trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $394 for basic liability insurance to a high of $4,600 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.
These examples illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Audi e-tron GT insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,144
- Raising to $1,000 deductibles will save about $1,736 each year
- The average rate for a 40-year-old driver using $500 deductibles is $2,108
- Selecting low $100 deductibles will cost an extra $726 annually
- Drivers with serious driving violations could pay at least $4,600
- The cost for full coverage for a 16-year-old driver can be $7,342
Auto insurance rates for an Audi e-tron GT can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $7,300 a year. View Rates by Age
Where you live also has a big influence on Audi e-tron GT insurance prices. A middle-age driver might find rates as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,840 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,904 | -$204 | -9.7% |
Alaska | $1,616 | -$492 | -23.3% |
Arizona | $1,750 | -$358 | -17.0% |
Arkansas | $2,108 | -$0 | 0.0% |
California | $2,402 | $294 | 13.9% |
Colorado | $2,012 | -$96 | -4.6% |
Connecticut | $2,164 | $56 | 2.7% |
Delaware | $2,384 | $276 | 13.1% |
Florida | $2,634 | $526 | 25.0% |
Georgia | $1,948 | -$160 | -7.6% |
Hawaii | $1,514 | -$594 | -28.2% |
Idaho | $1,428 | -$680 | -32.3% |
Illinois | $1,568 | -$540 | -25.6% |
Indiana | $1,590 | -$518 | -24.6% |
Iowa | $1,422 | -$686 | -32.5% |
Kansas | $2,002 | -$106 | -5.0% |
Kentucky | $2,874 | $766 | 36.3% |
Louisiana | $3,120 | $1,012 | 48.0% |
Maine | $1,302 | -$806 | -38.2% |
Maryland | $1,740 | -$368 | -17.5% |
Massachusetts | $1,682 | -$426 | -20.2% |
Michigan | $3,658 | $1,550 | 73.5% |
Minnesota | $1,766 | -$342 | -16.2% |
Mississippi | $2,524 | $416 | 19.7% |
Missouri | $1,870 | -$238 | -11.3% |
Montana | $2,264 | $156 | 7.4% |
Nebraska | $1,660 | -$448 | -21.3% |
Nevada | $2,526 | $418 | 19.8% |
New Hampshire | $1,520 | -$588 | -27.9% |
New Jersey | $2,354 | $246 | 11.7% |
New Mexico | $1,866 | -$242 | -11.5% |
New York | $2,218 | $110 | 5.2% |
North Carolina | $1,214 | -$894 | -42.4% |
North Dakota | $1,728 | -$380 | -18.0% |
Ohio | $1,454 | -$654 | -31.0% |
Oklahoma | $2,162 | $54 | 2.6% |
Oregon | $1,930 | -$178 | -8.4% |
Pennsylvania | $2,010 | -$98 | -4.6% |
Rhode Island | $2,810 | $702 | 33.3% |
South Carolina | $1,910 | -$198 | -9.4% |
South Dakota | $1,780 | -$328 | -15.6% |
Tennessee | $1,844 | -$264 | -12.5% |
Texas | $2,538 | $430 | 20.4% |
Utah | $1,558 | -$550 | -26.1% |
Vermont | $1,440 | -$668 | -31.7% |
Virginia | $1,264 | -$844 | -40.0% |
Washington | $1,626 | -$482 | -22.9% |
West Virginia | $1,932 | -$176 | -8.3% |
Wisconsin | $1,456 | -$652 | -30.9% |
Wyoming | $1,876 | -$232 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,100 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $2,500 to $3,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 133% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi e-tron GT | $554 | $1,110 | $332 | $2,132 |
2023 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
2022 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi e-tron GT Insurance
Saving money on insurance for an Audi e-tron GT consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
Below you'll find a summary of the data touched on above.
- Insureds who may need more liability protection will pay approximately $370 annually to raise from a minimum limit to 250/500 limits
- It is possible to save up to $270 per year just by quoting early and online
- Increasing deductibles can save around $1,100 each year
- Youthful drivers are expensive to insure, costing up to $612 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,342 |
20 | $4,900 |
30 | $2,240 |
40 | $2,108 |
50 | $1,918 |
60 | $1,886 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,834 |
$250 | $2,494 |
$500 | $2,108 |
$1,000 | $1,736 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,108 |
50/100 | $2,176 |
100/300 | $2,260 |
250/500 | $2,480 |
100 CSL | $2,209 |
300 CSL | $2,395 |
500 CSL | $2,531 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,628 |
20 | $7,808 |
30 | $4,752 |
40 | $4,600 |
50 | $4,380 |
60 | $4,346 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $118 |
Multi-vehicle | $110 |
Homeowner | $26 |
5-yr Accident Free | $180 |
5-yr Claim Free | $142 |
Paid in Full/EFT | $114 |
Advance Quote | $116 |
Online Quote | $158 |
Total Discounts | $964 |
Discounts are estimated and may not be available from every company or in every state.
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