Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi e-tron GT are $2,108 a year for full coverage insurance. Comprehensive insurance costs around $532 a year, collision insurance costs $1,102, and liability is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs $4,600 or more. Teens receive the highest rates at up to $7,342 a year.

Average premium for full coverage: $2,108

Rate estimates for individual coverage type:

Comprehensive $532
Collision $1102
Liability $338

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and e-tron GT trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $394 for basic liability insurance to a high of $4,600 for a driver required to buy high-risk insurance.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

These examples illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi e-tron GT insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,144
  • Raising to $1,000 deductibles will save about $1,736 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $2,108
  • Selecting low $100 deductibles will cost an extra $726 annually
  • Drivers with serious driving violations could pay at least $4,600
  • The cost for full coverage for a 16-year-old driver can be $7,342

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,144 to $7,342 for full coverage

Auto insurance rates for an Audi e-tron GT can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $7,300 a year. View Rates by Age

Where you live also has a big influence on Audi e-tron GT insurance prices. A middle-age driver might find rates as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,840 on average in Michigan, New York, and Florida.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,100 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $2,500 to $3,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 133% more than the average policy. View High Risk Driver Rates

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi e-tron GT Insurance

Saving money on insurance for an Audi e-tron GT consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a summary of the data touched on above.

  • Insureds who may need more liability protection will pay approximately $370 annually to raise from a minimum limit to 250/500 limits
  • It is possible to save up to $270 per year just by quoting early and online
  • Increasing deductibles can save around $1,100 each year
  • Youthful drivers are expensive to insure, costing up to $612 per month if they have full coverage

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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