Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for an Audi e-tron GT are $2,078 annually with full coverage. Comprehensive costs an estimated $514, collision costs $1,074, and liability is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing around $4,540. 16-year-old drivers pay the highest rates at $7,280 a year or more.

Average premium for full coverage: $2,078

Price estimates broken down by individual coverage:

Comprehensive $514
Collision $1074
Liability $354

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all e-tron GT models.

Price Range from Low to High

For a 40-year-old driver, Audi e-tron GT insurance prices go from as cheap as $406 for basic liability insurance to the much higher price of $4,540 for coverage for higher-risk drivers.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have fewer collision claims than congested cities.

The example below illustrates how your location can change insurance prices.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

The ranges above demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Audi e-tron GT insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,128
  • Choosing higher $1,000 deductibles can save approximately $360 annually
  • The estimated rate for the average middle-age driver who has $500 deductibles is $2,078
  • Buying pricier low deductibles for comp and collision coverage will cost $2,784
  • Unlucky drivers with multiple tickets or accidents could pay up to $4,540 or more
  • The price with full coverage for a teen driver for full coverage can cost as much as $7,280 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance rates range from $1,128 to $7,280

Auto insurance prices for an Audi e-tron GT are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,900 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay at least $7,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $2,500 to $3,300 in extra premium each year, depending on your age. Audi e-tron GT insurance for high-risk drivers ranges as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $1,070 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi e-tron GT insurance prices. A good driver about age 40 could pay as low as $1,490 a year in states like Utah, Ohio, and New Hampshire, or at least $2,800 on average in New York, Michigan, and Florida.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different between companies.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi e-tron GT Insurance

Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a review of the primary concepts that were illustrated above.

  • You may be able to save approximately $270 per year simply by quoting online well ahead of the renewal date
  • Higher risk drivers who have several accidents or serious violations pay on average $2,460 more annually than a low-risk driver
  • Increasing physical damage deductibles could save up to $1,075 each year
  • Youthful drivers are the costliest to insure, costing up to $607 a month if full coverage is included

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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