Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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The average auto insurance rates for an Audi A7 are $1,456 annually for full coverage insurance. Comprehensive costs an estimated $296, collision insurance costs $542, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $3,164. Teens cost the most to insure at up to $5,490 a year.

Average premium for full coverage: $1,456

Policy rates broken down by type of insurance:

Comprehensive $296
Collision $542
Liability $460

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different A7 trim levels.

Price Range Variability

For the average driver, Audi A7 insurance rates range from as cheap as $510 for basic liability insurance to a much higher rate of $3,164 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi A7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $834
  • Drivers who choose higher $1,000 deductibles will pay approximately $190 each year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,456
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,826
  • High risk drivers with serious driving violations could pay up to $3,164
  • Policy cost with full coverage for a teen driver with full coverage can cost as much as $5,490 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance rates range from $834 to $5,490 for full coverage

Car insurance rates for an Audi A7 also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $560 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city
Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $444 $874 $372 $1,848
2023 Audi A7 $424 $840 $390 $1,812
2022 Audi A7 $406 $834 $398 $1,796
2021 Audi A7 $394 $814 $416 $1,782
2020 Audi A7 $380 $780 $430 $1,748
2019 Audi A7 $358 $752 $442 $1,710
2018 Audi A7 $344 $698 $452 $1,652
2017 Audi A7 $332 $658 $456 $1,604
2016 Audi A7 $318 $590 $460 $1,526
2015 Audi A7 $296 $542 $460 $1,456
2014 Audi A7 $286 $508 $464 $1,416
2013 Audi A7 $280 $474 $474 $1,386
2012 Audi A7 $258 $440 $474 $1,330

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi A7 Insurance

Finding cheaper rates on Audi A7 insurance not only requires being a low-risk driver, but also having a good credit score, being claim-free, and possibly higher deductibles. Spend time shopping around every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the coverage data touched on above.

  • It is possible to save approximately $180 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save up to $550 each year
  • Teen drivers have the highest car insurance rates, possibly costing $458 each month if comprehensive and collision insurance is included
  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,710 more annually to insure their A7

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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