Audi A7 Insurance Rates

U.S. average auto insurance rates for an Audi A7 are $1,386 annually for full coverage. Comprehensive costs on average $280 each year, collision insurance costs $474, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $3,000. Teenage drivers pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and A7 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The ranges above show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi A7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $802
• Raising to $1,000 deductibles will save around $172 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,386
• Using low deductibles will cost $1,716
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,000
• The price with full coverage for a teen driver may cost $5,262

View Chart as Image

Insurance prices for an Audi A7 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $510 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Audi A7 insurance prices. A middle-age driver might find prices as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheaper Audi A7 Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a condensed summary of the information touched on above.

• Drivers can save as much as $170 per year just by quoting online in advance
• Teenagers pay higher prices, with premiums as much as $439 a month if they have full coverage
• Increasing physical damage deductibles could save up to $500 each year
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,610 more each year for car insurance
• Policyholders who require higher liability limits will pay an extra $520 each year to raise from a low limit to higher 250/500 limits