Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,416 every 12 months with full coverage. Comprehensive costs around $286 a year, collision insurance costs $508, and liability is $464. Liability-only coverage costs around $514 a year, and high-risk coverage costs around $3,076. Teenage drivers cost the most to insure at up to $5,364 a year.

Average premium for full coverage: $1,416

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $815
• Raising to $1,000 deductibles will save about $1,236 annually
• The average price for a good driver age 40 using $500 deductibles is $1,416
• Using low $100 deductibles increases the price to $1,766
• Drivers who are prone to accidents and violations could pay at least $3,076
• Policy cost to insure a 16-year-old driver can be $5,364

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $530 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi A7 insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Cheap Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 consists of being a good driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by quoting rates from direct companies, and also from several local insurance agents.

The following list is a quick review of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are charged the highest rates, as much as $447 each month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,660 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• You may be able to save up to $170 per year just by quoting early and online