Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive insurance costs around $280, collision insurance costs $474, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $3,000 or more. Teen drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all A7 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas. The example below illustrates how location helps determine auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $802
• Choosing higher $1,000 deductibles can save about $172 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,386
• Choosing pricier low deductibles for comp and collision coverage will cost an extra $330 a year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,000
• Policy cost for full coverage for a teen driver for full coverage can be $5,262 each year

View Chart as Image

Auto insurance rates for an Audi A7 also range considerably based on your risk profile, the trim level of your A7, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi A7 insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or as much as $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $510 each year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,600 to $2,300 in extra premium every year, depending on your age. Audi A7 insurance for high-risk drivers ranges anywhere from 44% to 129% more than average. View High Risk Driver Rates

How to Find Cheaper Audi A7 Insurance

Finding cheaper rates on Audi A7 insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a condensed summary of the concepts that were covered in the charts and tables above.

• High-risk drivers with multiple at-fault accidents may be required to pay an average of $1,610 more every year to insure their A7
• Teen drivers are expensive to insure, costing up to $439 each month if they have full coverage
• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $500 each year
• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date