Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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U.S. average insurance rates for an Audi A7 are $1,386 a year including full coverage. Comprehensive costs around $280 a year, collision costs $474, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $3,000. Teenage drivers pay the highest rates at $5,262 a year or more.
Average premium for full coverage: $1,386
Price estimates for individual coverage:
Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and A7 trim levels.
Price Range from Low to High
For an average driver, Audi A7 insurance prices go from as low as $522 for minimum levels of liability insurance to a high of $3,000 for a policy for a high-risk driver.
Geographic Price Range
Your location can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on auto insurance rates.
The ranges above highlight why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Audi A7 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $802
- Drivers who choose higher $1,000 deductibles will pay about $1,214 every year
- The average rate for the average middle-age driver using $500 deductibles is $1,386
- Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,716
- Drivers who are prone to accidents and violations could pay at least $3,000 or more
- The price for full coverage for a 16-year-old driver can be $5,262 a year
Auto insurance prices for an Audi A7 are also quite variable based on your driving record, the model of your A7, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age
The state you live in makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,980 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$134 | -9.7% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,578 | $192 | 13.9% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,568 | $182 | 13.1% |
| Florida | $1,734 | $348 | 25.1% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $854 | -$532 | -38.4% |
| Maryland | $1,142 | -$244 | -17.6% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,658 | $272 | 19.6% |
| Missouri | $1,230 | -$156 | -11.3% |
| Montana | $1,488 | $102 | 7.4% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,660 | $274 | 19.8% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,548 | $162 | 11.7% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,134 | -$252 | -18.2% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,422 | $36 | 2.6% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$64 | -4.6% |
| Rhode Island | $1,846 | $460 | 33.2% |
| South Carolina | $1,254 | -$132 | -9.5% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,214 | -$172 | -12.4% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,026 | -$360 | -26.0% |
| Vermont | $948 | -$438 | -31.6% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,234 | -$152 | -11.0% |
Using high physical damage deductibles could save up to $510 annually, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at least $1,600 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out your exact price is to get quotes from multiple companies. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2023 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2022 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2021 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2020 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2019 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2018 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2017 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2016 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2015 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2014 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2013 Audi A7 | $252 | $400 | $478 | $1,288 |
| 2012 Audi A7 | $234 | $366 | $474 | $1,232 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi A7 Insurance
Getting lower rates on insurance for an Audi A7 not only requires having a decent driving record, but also having good credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a recap of the coverage data covered in the above illustrations.
- You may be able to save up to $170 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $500 each year
- 16 to 18-year-old drivers are expensive to insure, possibly costing $439 a month if they have full coverage
- Drivers considered higher risk that have major violations or accidents pay on average $1,610 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,262 |
| 20 | $3,188 |
| 30 | $1,436 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,716 |
| $250 | $1,564 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,086 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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