Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive insurance costs an estimated $280, collision insurance costs $474, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $3,000 or more. 16-year-old drivers receive the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Rate estimates broken down by individual coverage type:

Comprehensive $280
Collision $474
Liability $474

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all A7 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the low end price of $522 for basic liability insurance to the much higher price of $3,000 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities. The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These examples illustrate why everyone should get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi A7 insurance rates for other coverage scenarios.

  • The best full coverage rate is $802
  • Choosing higher $1,000 deductibles can save approximately $172 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,386
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $330 every year
  • Unlucky drivers with multiple tickets or accidents could pay up to $3,000
  • The cost that insures a teen driver for full coverage can cost as much as $5,262 each year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance prices range from $802 to $5,262 for full coverage

Insurance rates for an Audi A7 can also vary considerably based on the model of your A7, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,600 to $2,300 extra per year, depending on your age. Audi A7 insurance for high-risk drivers ranges as much as 44% to 129% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,870 on average in Florida, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$134 -9.7%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,578 $192 13.9%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,568 $182 13.1%
Florida $1,734 $348 25.1%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $854 -$532 -38.4%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,658 $272 19.6%
Missouri $1,230 -$156 -11.3%
Montana $1,488 $102 7.4%
Nebraska $1,092 -$294 -21.2%
Nevada $1,660 $274 19.8%
New Hampshire $998 -$388 -28.0%
New Jersey $1,548 $162 11.7%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,134 -$252 -18.2%
Ohio $956 -$430 -31.0%
Oklahoma $1,422 $36 2.6%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,322 -$64 -4.6%
Rhode Island $1,846 $460 33.2%
South Carolina $1,254 -$132 -9.5%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,214 -$172 -12.4%
Texas $1,670 $284 20.5%
Utah $1,026 -$360 -26.0%
Vermont $948 -$438 -31.6%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,234 -$152 -11.0%

View Chart as Image

Audi A7 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $406 $834 $398 $1,796
2023 Audi A7 $394 $814 $416 $1,782
2022 Audi A7 $380 $780 $430 $1,748
2021 Audi A7 $358 $752 $442 $1,710
2020 Audi A7 $344 $698 $452 $1,652
2019 Audi A7 $332 $658 $456 $1,604
2018 Audi A7 $318 $590 $460 $1,526
2017 Audi A7 $296 $542 $460 $1,456
2016 Audi A7 $286 $508 $464 $1,416
2015 Audi A7 $280 $474 $474 $1,386
2014 Audi A7 $258 $440 $474 $1,330
2013 Audi A7 $252 $400 $478 $1,288
2012 Audi A7 $234 $366 $474 $1,232

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi A7 Insurance

Saving money on car insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Comparison shop at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a summary of the concepts that were covered above.

  • Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,610 more annually to buy Audi A7 insurance
  • Drivers age 20 and younger are charged the highest rates, costing up to $439 per month if full coverage is included
  • It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $500 each year
  • It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,262
20 $3,188
30 $1,436
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,564
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,494
20 $5,086
30 $3,056
40 $3,000
50 $2,866
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $584
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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