Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive insurance costs an estimated $280, collision insurance costs $474, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $3,000 or more. Teens cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all A7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how location impacts insurance prices.

The examples above show why everyone should compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi A7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $802
• Using higher $1,000 deductibles will save approximately $172 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,386
• Selecting pricier low deductibles for physical damage coverage will cost an additional $330 annually
• High-risk insureds with serious driving violations could pay up to $3,000
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $5,262 or more

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on the model of your A7, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,300 extra every year, depending on your age. Audi A7 insurance for high-risk drivers can be from 44% to 129% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Your home state has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,980 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $510 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 requires having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates every couple of years by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a condensed summary of the material that was touched on above.

• Insureds who want increased levels of liability coverage will pay approximately $520 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, costing up to $439 each month if full coverage is purchased
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,610 more annually to buy Audi A7 insurance
• Increasing comprehensive and collision deductibles can save approximately $500 each year