Audi A7 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for an Audi A7 are $1,416 annually with full coverage. Comprehensive costs on average $286 each year, collision insurance costs $508, and liability insurance costs around $464. Liability-only coverage costs as low as $514 a year, and high-risk coverage costs around $3,076. Teenage drivers pay the most at up to $5,364 a year.
Average premium for full coverage: $1,416
Premium estimates by type of coverage:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and A7 models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Audi A7 range from as cheap as $514 for basic liability insurance to a high rate of $3,076 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.
These rate differences demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Audi A7 insurance rates for different risk profiles and scenarios.
- The best discount rate is $815
- Using higher $1,000 deductibles will save around $180 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,416
- Using low deductibles for physical damage coverage will cost $1,766
- Drivers who are prone to accidents and violations could pay upwards of $3,076
- An auto insurance policy with full coverage for a teen driver may cost $5,364 or more
Insurance prices for an Audi A7 also have a wide range based on the model of your A7, your driving record, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $530 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Audi A7 insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,282 | -$134 | -9.5% |
Alaska | $1,088 | -$328 | -23.2% |
Arizona | $1,178 | -$238 | -16.8% |
Arkansas | $1,416 | -$0 | 0.0% |
California | $1,616 | $200 | 14.1% |
Colorado | $1,356 | -$60 | -4.2% |
Connecticut | $1,458 | $42 | 3.0% |
Delaware | $1,606 | $190 | 13.4% |
Florida | $1,774 | $358 | 25.3% |
Georgia | $1,308 | -$108 | -7.6% |
Hawaii | $1,020 | -$396 | -28.0% |
Idaho | $958 | -$458 | -32.3% |
Illinois | $1,056 | -$360 | -25.4% |
Indiana | $1,068 | -$348 | -24.6% |
Iowa | $958 | -$458 | -32.3% |
Kansas | $1,346 | -$70 | -4.9% |
Kentucky | $1,934 | $518 | 36.6% |
Louisiana | $2,098 | $682 | 48.2% |
Maine | $874 | -$542 | -38.3% |
Maryland | $1,170 | -$246 | -17.4% |
Massachusetts | $1,134 | -$282 | -19.9% |
Michigan | $2,462 | $1,046 | 73.9% |
Minnesota | $1,186 | -$230 | -16.2% |
Mississippi | $1,696 | $280 | 19.8% |
Missouri | $1,258 | -$158 | -11.2% |
Montana | $1,522 | $106 | 7.5% |
Nebraska | $1,118 | -$298 | -21.0% |
Nevada | $1,700 | $284 | 20.1% |
New Hampshire | $1,020 | -$396 | -28.0% |
New Jersey | $1,584 | $168 | 11.9% |
New Mexico | $1,256 | -$160 | -11.3% |
New York | $1,494 | $78 | 5.5% |
North Carolina | $816 | -$600 | -42.4% |
North Dakota | $1,160 | -$256 | -18.1% |
Ohio | $978 | -$438 | -30.9% |
Oklahoma | $1,456 | $40 | 2.8% |
Oregon | $1,298 | -$118 | -8.3% |
Pennsylvania | $1,350 | -$66 | -4.7% |
Rhode Island | $1,892 | $476 | 33.6% |
South Carolina | $1,284 | -$132 | -9.3% |
South Dakota | $1,196 | -$220 | -15.5% |
Tennessee | $1,240 | -$176 | -12.4% |
Texas | $1,708 | $292 | 20.6% |
Utah | $1,050 | -$366 | -25.8% |
Vermont | $972 | -$444 | -31.4% |
Virginia | $848 | -$568 | -40.1% |
Washington | $1,094 | -$322 | -22.7% |
West Virginia | $1,298 | -$118 | -8.3% |
Wisconsin | $982 | -$434 | -30.6% |
Wyoming | $1,262 | -$154 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi A7 | $424 | $840 | $390 | $1,812 |
2023 Audi A7 | $406 | $834 | $398 | $1,796 |
2022 Audi A7 | $394 | $814 | $416 | $1,782 |
2021 Audi A7 | $380 | $780 | $430 | $1,748 |
2020 Audi A7 | $358 | $752 | $442 | $1,710 |
2019 Audi A7 | $344 | $698 | $452 | $1,652 |
2018 Audi A7 | $332 | $658 | $456 | $1,604 |
2017 Audi A7 | $318 | $590 | $460 | $1,526 |
2016 Audi A7 | $296 | $542 | $460 | $1,456 |
2015 Audi A7 | $286 | $508 | $464 | $1,416 |
2014 Audi A7 | $280 | $474 | $474 | $1,386 |
2013 Audi A7 | $258 | $440 | $474 | $1,330 |
2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Audi A7 Insurance
Finding better rates on Audi A7 insurance requires being a low-risk driver, having a good credit history, being claim-free, and determing if full coverage is necessary. Invest time comparing rates every year by getting rate quotes from direct companies, and also from local independent and exclusive agents.
The items below are a quick review of the coverage data covered in the charts and tables above.
- You may be able to save as much as $170 per year just by quoting online in advance
- Increasing policy deductibles could save up to $525 each year
- Teen drivers pay the highest prices, possibly costing $447 per month including comprehensive and collision insurance
- High-risk drivers with a DUI or reckless driving violation pay an average of $1,660 more each year to insure their A7
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,364 |
20 | $3,272 |
30 | $1,470 |
40 | $1,416 |
50 | $1,296 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,766 |
$250 | $1,604 |
$500 | $1,416 |
$1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,416 |
50/100 | $1,509 |
100/300 | $1,625 |
250/500 | $1,926 |
100 CSL | $1,555 |
300 CSL | $1,810 |
500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,646 |
20 | $5,216 |
30 | $3,134 |
40 | $3,076 |
50 | $2,936 |
60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $76 |
Homeowner | $22 |
5-yr Accident Free | $102 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $63 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area