Audi A7 Insurance Rates

Average insurance prices for an Audi A7 are $1,416 every 12 months for full coverage insurance. Comprehensive costs around $286 a year, collision insurance costs $508, and liability coverage is $464. A liability-only policy costs around $514 a year, and high-risk insurance costs around $3,076. Teenage drivers receive the highest rates at up to $5,364 a year.

Average premium for full coverage: $1,416

Rate estimates for individual coverage type:

Estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and A7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $815
• Raising to $1,000 deductibles will save about $1,236 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,416
• Using low $100 deductibles increases the price to $1,766
• Unlucky drivers who are prone to accidents and violations could pay at least $3,076
• The cost to insure a teenage driver can be $5,364

View Chart as Image

Insurance rates for an Audi A7 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $530 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $417 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Audi A7 insurance rates. A middle-age driver might find rates as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,910 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Low Cost Audi A7 Insurance

Saving money on auto insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the material that was covered above.

• Consumers who may need increased levels of liability coverage will pay an extra $510 annually to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger pay higher rates, costing up to $447 per month if they have full coverage
• Drivers who have several accidents or serious violations may pay on average $1,660 more every year to buy Audi A7 insurance
• Increasing deductibles could save as much as $525 each year