Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year including full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $474, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $3,000 or more. 16-year-old drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $802
• Choosing higher $1,000 deductibles can save about $1,214 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,386
• Buying low $100 deductibles for comp and collision coverage will cost an additional $330 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $3,000
• Policy cost that insures a teen driver can be $5,262 each year

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on the trim level of your A7, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $510 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Audi A7 Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $170 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,610 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Teenage drivers are the costliest to insure, with premiums being up to $439 each month if full coverage is purchased