Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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Estimated insurance rates for an Audi A7 are $1,456 a year for full coverage insurance. Comprehensive costs an estimated $296, collision costs $542, and liability insurance is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing around $3,164. Teens pay the most at $5,490 a year or more.

Average premium for full coverage: $1,456

Premium estimates broken down by type of coverage:

Comprehensive $296
Collision $542
Liability $460

Price estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different A7 trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi A7 go from the low end price of $510 for just liability coverage to a much higher rate of $3,164 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Audi A7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $834
  • Choosing higher $1,000 deductibles can save approximately $190 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,456
  • Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,826
  • High-risk insureds with serious driving violations could pay up to $3,164 or more
  • An auto insurance policy that insures a teen driver with full coverage can cost as much as $5,490 each year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance rates range from $834 to $5,490

Car insurance prices for an Audi A7 also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,400 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi A7 insurance rates. A good driver about age 40 could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $444 $874 $372 $1,848
2023 Audi A7 $424 $840 $390 $1,812
2022 Audi A7 $406 $834 $398 $1,796
2021 Audi A7 $394 $814 $416 $1,782
2020 Audi A7 $380 $780 $430 $1,748
2019 Audi A7 $358 $752 $442 $1,710
2018 Audi A7 $344 $698 $452 $1,652
2017 Audi A7 $332 $658 $456 $1,604
2016 Audi A7 $318 $590 $460 $1,526
2015 Audi A7 $296 $542 $460 $1,456
2014 Audi A7 $286 $508 $464 $1,416
2013 Audi A7 $280 $474 $474 $1,386
2012 Audi A7 $258 $440 $474 $1,330

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi A7 Insurance

Finding better rates on Audi A7 insurance takes not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following is a condensed summary of the data covered in the above illustrations.

  • Drivers who want higher liability limits will pay approximately $510 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
  • It is possible to save approximately $180 per year simply by shopping early and online
  • Increasing policy deductibles can save approximately $550 each year
  • Teens have the highest car insurance prices, with premiums being up to $458 per month if full coverage is purchased

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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