Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,416 a year for full coverage insurance. Comprehensive costs around $286 a year, collision insurance costs $508, and liability costs around $464. Liability-only coverage costs as low as $514 a year, and high-risk coverage costs around $3,076. Teens pay the highest rates at up to $5,364 a year.

Average premium for full coverage: $1,416

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and A7 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi A7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $815
• Using higher $1,000 deductibles will save about $1,236 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,416
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,766
• Drivers with serious driving violations could pay at least $3,076
• The price for full coverage for a teen driver can be $5,364 or more

View Chart as Image

Auto insurance prices for an Audi A7 are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,300 a year. View Rates by Age

The state you live in has a huge impact on Audi A7 insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,910 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 every year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,700 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Audi A7 Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a recap of the coverage data covered above.

• It is possible to save up to $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $525 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $447 a month if they have full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,660 more every year than a driver with a clean driving record