Audi A7 Insurance Rates

Average insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $474, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $3,000 or more. 16-year-old drivers receive the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and A7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples show why it is important to compare prices for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $802
• Using higher $1,000 deductibles will save about $1,214 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,386
• Buying low $100 deductibles for physical damage coverage will cost an additional $330 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,000
• The cost that insures a teenage driver can be $5,262 or more

View Chart as Image

Insurance rates for an Audi A7 can also vary considerably based on the trim level of your A7, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be around 44% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live has a huge impact on Audi A7 insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or at least $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $510 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi A7 Insurance

Saving money on auto insurance requires avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop at least every other year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the car insurance concepts raised in the charts and tables above.

• Drivers with multiple at-fault accidents pay on average $1,610 more every year for car insurance
• Drivers can save up to $170 per year just by quoting early and online
• Increasing deductibles can save approximately $500 each year
• Consumers who may need higher liability limits will pay around $520 each year to increase from a minimum limit to the 250/500 level